STL Sterling Bancorp

Price (delayed)

$26.46

Market cap

$5.1B

P/E Ratio

16.85

Dividend/share

$0.28

EPS

$1.57

Enterprise value

$4.83B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The company's debt has shrunk by 74% YoY and by 49% QoQ
STL's gross profit is up by 16% since the previous quarter
The EPS is up by 40% since the previous quarter but it has declined by 4.3% year-on-year
Sterling Bancorp's net income has increased by 38% QoQ but it has decreased by 9% YoY
The price to earnings (P/E) is 40% higher than the last 4 quarters average of 11.8

Key stats

What are the main financial stats of STL
Market
Shares outstanding
192.6M
Market cap
$5.1B
Enterprise value
$4.83B
Valuations
Price to earnings (P/E)
16.85
Price to book (P/B)
1.11
Price to sales (P/S)
5.85
EV/EBIT
12.99
EV/EBITDA
11.86
EV/Sales
5.57
Earnings
Revenue
$867.55M
EBIT
$371.67M
EBITDA
$407.08M
Free cash flow
$628.27M
Per share
EPS
$1.57
Free cash flow per share
$3.27
Book value per share
$23.88
Revenue per share
$4.52
TBVPS
$146.65
Balance sheet
Total assets
$29.91B
Total liabilities
$25.29B
Debt
$667.5M
Equity
$4.62B
Working capital
N/A
Liquidity
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.66
Margins
EBITDA margin
46.9%
Gross margin
100%
Net margin
35.8%
Operating margin
43.9%
Efficiency
Return on assets
1%
Return on equity
6.6%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
42.8%
Dividend
Dividend yield
1.06%
DPS
$0.28
Payout ratio
17.8%

STL stock price

How has the Sterling Bancorp stock price performed over time
Intraday
2.12%
1 week
1.11%
1 month
12.07%
1 year
164.34%
YTD
47.16%
QTD
14.94%

Financial performance

How have Sterling Bancorp's revenue and profit performed over time
Revenue
$867.55M
Gross profit
$867.55M
Operating income
$380.66M
Net income
$310.77M
Gross margin
100%
Net margin
35.8%
Sterling Bancorp's net income has increased by 38% QoQ but it has decreased by 9% YoY
Sterling Bancorp's operating income has increased by 38% from the previous quarter but it has decreased by 9% YoY
The company's net margin rose by 19% QoQ but it fell by 7% YoY
Sterling Bancorp's operating margin has increased by 19% from the previous quarter but it has decreased by 7% YoY

Growth

What is Sterling Bancorp's growth rate over time

Valuation

What is Sterling Bancorp stock price valuation
P/E
16.85
P/B
1.11
P/S
5.85
EV/EBIT
12.99
EV/EBITDA
11.86
EV/Sales
5.57
The price to earnings (P/E) is 40% higher than the last 4 quarters average of 11.8
The EPS is up by 40% since the previous quarter but it has declined by 4.3% year-on-year
STL's P/B is 54% above its last 4 quarters average of 0.7
Sterling Bancorp's equity has increased by 4.5% YoY
STL's P/S is 51% above its last 4 quarters average of 3.8 and 17% above its 5-year quarterly average of 4.9
Sterling Bancorp's revenue has increased by 16% from the previous quarter

Efficiency

How efficient is Sterling Bancorp business performance
The company's return on invested capital rose by 44% QoQ
The ROA has increased by 43% from the previous quarter but it has decreased by 9% YoY
The ROE has increased by 38% from the previous quarter but it has decreased by 11% YoY
The return on sales is up by 25% since the previous quarter but it has declined by 10% year-on-year

Dividends

What is STL's dividend history
DPS
$0.28
Dividend yield
1.06%
Payout ratio
17.8%
Recent dividends

Financial health

How did Sterling Bancorp financials performed over time
The total assets is 18% more than the total liabilities
Sterling Bancorp's total liabilities has decreased by 2.4% YoY
The company's debt is 86% lower than its equity
The company's debt to equity has shrunk by 76% YoY and by 52% QoQ
The company's debt has shrunk by 74% YoY and by 49% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.