STL Sterling Bancorp

Price (delayed)

$22.31

Market cap

$4.3B

P/E Ratio

12.26

Dividend/share

$0.28

EPS

$1.82

Enterprise value

$4.33B

Sterling Bancorp, whose principal subsidiary is Sterling National Bank, specializes in the delivery of service and solutions to business owners, their families and consumers within the communities they serve through ...

Highlights
The company's debt has shrunk by 74% YoY and by 22% QoQ
The EPS is up by 27% year-on-year and by 16% since the previous quarter

Key stats

What are the main financial stats of STL
Market
Shares outstanding
192.69M
Market cap
$4.3B
Enterprise value
$4.33B
Valuations
Price to earnings (P/E)
12.26
Price to book (P/B)
0.91
Price to sales (P/S)
4.6
EV/EBIT
9.92
EV/EBITDA
9.19
EV/Sales
4.66
Earnings
Revenue
$928.26M
EBIT
$436.63M
EBITDA
$471.15M
Free cash flow
$631.7M
Per share
EPS
$1.82
Free cash flow per share
$3.3
Book value per share
$24.52
Revenue per share
$4.85
TBVPS
$142.99
Balance sheet
Total assets
$29.14B
Total liabilities
$24.42B
Debt
$518.02M
Equity
$4.72B
Working capital
N/A
Liquidity
Debt to equity
0.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.06
Margins
EBITDA margin
50.8%
Gross margin
100%
Net margin
38.6%
Operating margin
48.1%
Efficiency
Return on assets
1.2%
Return on equity
7.6%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
47%
Dividend
Dividend yield
1.26%
DPS
$0.28
Payout ratio
15.4%

STL stock price

How has the Sterling Bancorp stock price performed over time
Intraday
-0.58%
1 week
0.27%
1 month
0.36%
1 year
93.5%
YTD
24.08%
QTD
-10%

Financial performance

How have Sterling Bancorp's revenue and profit performed over time
Revenue
$928.26M
Gross profit
$928.26M
Operating income
$446.86M
Net income
$358.32M
Gross margin
100%
Net margin
38.6%
Sterling Bancorp's operating income has increased by 23% YoY and by 14% from the previous quarter
Sterling Bancorp's net income has increased by 22% YoY and by 15% QoQ
STL's gross profit is up by 14% year-on-year and by 7% since the previous quarter
Sterling Bancorp's revenue has increased by 14% YoY and by 7% from the previous quarter

Growth

What is Sterling Bancorp's growth rate over time

Valuation

What is Sterling Bancorp stock price valuation
P/E
12.26
P/B
0.91
P/S
4.6
EV/EBIT
9.92
EV/EBITDA
9.19
EV/Sales
4.66
The EPS is up by 27% year-on-year and by 16% since the previous quarter
The price to earnings (P/E) is 27% lower than the 5-year quarterly average of 16.7 and 7% lower than the last 4 quarters average of 13.2
STL's P/B is 17% below its 5-year quarterly average of 1.1 but 14% above its last 4 quarters average of 0.8
Sterling Bancorp's equity has increased by 5% YoY and by 2.2% QoQ
Sterling Bancorp's revenue has increased by 14% YoY and by 7% from the previous quarter
STL's P/S is 8% below its 5-year quarterly average of 5.0 but 4.5% above its last 4 quarters average of 4.4

Efficiency

How efficient is Sterling Bancorp business performance
The company's return on invested capital rose by 36% YoY and by 15% QoQ
The ROA has increased by 33% YoY and by 20% from the previous quarter
The ROE has increased by 19% YoY and by 15% from the previous quarter
The return on sales is up by 10% since the previous quarter and by 8% year-on-year

Dividends

What is STL's dividend history
DPS
$0.28
Dividend yield
1.26%
Payout ratio
15.4%
Recent dividends

Financial health

How did Sterling Bancorp financials performed over time
The total assets is 19% more than the total liabilities
Sterling Bancorp's total liabilities has decreased by 7% YoY and by 3.5% from the previous quarter
The total assets has contracted by 5% YoY and by 2.6% from the previous quarter
The company's debt is 89% lower than its equity
The company's debt to equity has shrunk by 76% YoY and by 21% QoQ
The company's debt has shrunk by 74% YoY and by 22% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.