Have a feature idea you'd love to see implemented?
Let us know!
BCAL California BanCorp.
Price (delayed)
$14.38
Market cap
$266.71M
P/E Ratio
16.34
Dividend/share
N/A
EPS
$0.88
Enterprise value
$215.82M
California BanCorp. operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal
Highlights
California BanCorp's equity has increased by 7% YoY
BCAL's debt is up by 25% YoY but it is down by 4.4% QoQ
California BanCorp's EPS has decreased by 48% YoY and by 29% from the previous quarter
California BanCorp's net income has decreased by 47% YoY and by 29% QoQ
Key stats
What are the main financial stats of BCAL
Market
Valuations
Earnings
Shares outstanding
18.55M
Market cap
$266.71M
Enterprise value
$215.82M
Price to earnings (P/E)
16.34
Price to book (P/B)
0.91
Price to sales (P/S)
3.05
EV/EBIT
9.29
EV/EBITDA
8.62
EV/Sales
2.47
Revenue
$87.33M
EBIT
$23.22M
EBITDA
$25.03M
Free cash flow
$10.8M
Per share
Balance sheet
Liquidity
EPS
$0.88
Free cash flow per share
$0.58
Book value per share
$15.82
Revenue per share
$4.71
TBVPS
$121.69
Total assets
$2.29B
Total liabilities
$2B
Debt
$53.84M
Equity
$293.22M
Working capital
N/A
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.03
Margins
Efficiency
Dividend
EBITDA margin
28.7%
Gross margin
100%
Net margin
18.4%
Operating margin
26.6%
Return on assets
0.7%
Return on equity
5.6%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
26.6%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
BCAL stock price
How has the California BanCorp stock price performed over time
Intraday
0.14%
1 week
-0.35%
1 month
-2.04%
1 year
8.36%
YTD
-17.12%
QTD
-2.77%
Financial performance
How have California BanCorp's revenue and profit performed over time
Revenue
$87.33M
Gross profit
$87.33M
Operating income
$23.22M
Net income
$16.09M
Gross margin
100%
Net margin
18.4%
California BanCorp's net income has decreased by 47% YoY and by 29% QoQ
The operating income has declined by 45% year-on-year and by 29% since the previous quarter
BCAL's net margin is down by 40% YoY and by 25% QoQ
BCAL's operating margin is down by 38% year-on-year and by 25% since the previous quarter
Growth
What is California BanCorp's growth rate over time
Valuation
What is California BanCorp stock price valuation
P/E
16.34
P/B
0.91
P/S
3.05
EV/EBIT
9.29
EV/EBITDA
8.62
EV/Sales
2.47
California BanCorp's EPS has decreased by 48% YoY and by 29% from the previous quarter
The P/E is 36% above the last 4 quarters average of 12.0
BCAL's P/B is 9% below its last 4 quarters average of 1.0
California BanCorp's equity has increased by 7% YoY
BCAL's revenue is down by 11% YoY and by 6% from the previous quarter
The P/S is 5% more than the last 4 quarters average of 2.9
Efficiency
How efficient is California BanCorp business performance
BCAL's return on equity is down by 50% year-on-year and by 30% since the previous quarter
BCAL's ROIC is down by 47% YoY and by 33% from the previous quarter
California BanCorp's ROA has decreased by 46% YoY and by 30% from the previous quarter
California BanCorp's ROS has decreased by 38% YoY and by 25% from the previous quarter
Dividends
What is BCAL's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for BCAL.
Financial health
How did California BanCorp financials performed over time
The total assets is 15% greater than the total liabilities
BCAL's debt is 82% lower than its equity
BCAL's debt is up by 25% YoY but it is down by 4.4% QoQ
The company's debt to equity rose by 13% YoY but it fell by 5% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.