BCAL California BanCorp.
Price (delayed)
$13.06
Market cap
$423.17M
P/E Ratio
59.36
Dividend/share
N/A
EPS
$0.22
Enterprise value
$123.04M
California BanCorp. operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal
Highlights
California BanCorp's equity has soared by 78% YoY and by 2.8% from the previous quarter
California BanCorp's gross profit has increased by 35% QoQ and by 10% YoY
California BanCorp's net income has surged by 178% QoQ but it has shrunk by 79% YoY
California BanCorp's EPS has plunged by 85% YoY
Key stats
What are the main financial stats of BCAL
Market
Valuations
Earnings
Shares outstanding
32.4M
Market cap
$423.17M
Enterprise value
$123.04M
Price to earnings (P/E)
59.36
Price to book (P/B)
0.82
Price to sales (P/S)
3.96
EV/EBIT
14.89
EV/EBITDA
10.34
EV/Sales
1.16
Revenue
$106.05M
Gross profit
$106.05M
Operating income
$8.26M
Net income
$5.43M
EBIT
$8.26M
EBITDA
$11.9M
Free cash flow
$49.74M
Per share
Balance sheet
Liquidity
EPS
$0.22
EPS diluted
$0.22
Free cash flow per share
$1.55
Book value per share
$15.91
Revenue per share
$3.3
TBVPS
$121.17
Total assets
$4.03B
Total liabilities
$3.52B
Debt
$88.04M
Equity
$511.84M
Working capital
N/A
Debt to equity
0.17
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-25.22
Margins
Efficiency
Dividend
EBITDA margin
11.2%
Gross margin
100%
Net margin
5.1%
Operating margin
7.8%
Return on assets
0.2%
Return on equity
1.4%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
7.8%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
BCAL stock price
How has the California BanCorp stock price performed over time
Intraday
0.46%
1 week
3.98%
1 month
-11.4%
1 year
-6.78%
YTD
-21.04%
QTD
-8.86%
Financial performance
How have California BanCorp's revenue and profit performed over time
Revenue
$106.05M
Gross profit
$106.05M
Operating income
$8.26M
Net income
$5.43M
Gross margin
100%
Net margin
5.1%
The operating income has soared by 195% since the previous quarter but it has dropped by 78% year-on-year
California BanCorp's net income has surged by 178% QoQ but it has shrunk by 79% YoY
BCAL's operating margin has surged by 170% since the previous quarter but it has dropped by 80% year-on-year
BCAL's net margin has soared by 158% QoQ but it has shrunk by 81% YoY
Growth
What is California BanCorp's growth rate over time
Valuation
What is California BanCorp stock price valuation
P/E
59.36
P/B
0.82
P/S
3.96
EV/EBIT
14.89
EV/EBITDA
10.34
EV/Sales
1.16
California BanCorp's EPS has plunged by 85% YoY
California BanCorp's equity has soared by 78% YoY and by 2.8% from the previous quarter
BCAL's P/B is 2.5% above its last 4 quarters average of 0.8
BCAL's revenue is up by 35% from the previous quarter and by 10% YoY
The P/S is 10% more than the last 4 quarters average of 3.6
Efficiency
How efficient is California BanCorp business performance
California BanCorp's ROA has soared by 200% from the previous quarter but it has plunged by 82% YoY
BCAL's ROIC has soared by 200% from the previous quarter but it has plunged by 81% YoY
BCAL's return on equity has surged by 170% since the previous quarter but it has dropped by 85% year-on-year
California BanCorp's ROS has soared by 170% from the previous quarter but it has plunged by 80% YoY
Dividends
What is BCAL's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for BCAL.
Financial health
How did California BanCorp financials performed over time
The total assets is 15% greater than the total liabilities
The total assets has surged by 71% year-on-year but it has declined by 8% since the previous quarter
BCAL's total liabilities has surged by 70% year-on-year but it is down by 9% since the previous quarter
BCAL's debt is 83% lower than its equity
California BanCorp's equity has soared by 78% YoY and by 2.8% from the previous quarter
The company's debt to equity has shrunk by 58% YoY and by 6% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.