BCAL California BanCorp.

Price (delayed)

$19.29

Market cap

$620.46M

P/E Ratio

10.43

Dividend/share

$0.2

EPS

$1.85

Enterprise value

$262.72M

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Relative Growth: Rel. Growth: 87
Relative Strength: Rel. Strength: 55
Relative Valuation: Rel. Valuation: 94
Relative Profitability: Rel. Profitability: 95

California BanCorp. operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company offers checking, personal ...

Highlights
BCAL's debt is down by 39% YoY
California BanCorp's equity has increased by 9% YoY
California BanCorp's EPS has soared by 168% YoY but it has decreased by 5% from the previous quarter
BCAL's revenue is up by 40% YoY but it is down by 2.1% from the previous quarter
California BanCorp's net income has decreased by 4.9% QoQ

Key stats

What are the main financial stats of BCAL

BCAL stock price

How has the California BanCorp stock price performed over time
Intraday
3.43%
1 week
1.85%
1 month
3.54%
1 year
31.85%
YTD
3.32%
QTD
8.86%

Financial performance

How have California BanCorp's revenue and profit performed over time
Revenue
$185.01M
Gross profit
$185.01M
Operating income
$83.37M
Net income
$60M
Gross margin
100%
Net margin
32.4%
BCAL's net margin has soared by 147% YoY but it is down by 3% QoQ
BCAL's operating margin has surged by 142% year-on-year but it is down by 3% since the previous quarter
BCAL's revenue is up by 40% YoY but it is down by 2.1% from the previous quarter
California BanCorp's gross profit has increased by 40% YoY but it has decreased by 2.1% QoQ

Price vs fundamentals

How does BCAL's price correlate with its fundamentals

Growth

What is California BanCorp's growth rate over time

Valuation

What is California BanCorp stock price valuation
P/E
10.43
P/B
1.08
P/S
3.37
EV/EBIT
3.15
EV/EBITDA
2.96
EV/Sales
1.42
California BanCorp's EPS has soared by 168% YoY but it has decreased by 5% from the previous quarter
The P/E is 2.1% below the last 4 quarters average of 10.3
California BanCorp's equity has increased by 9% YoY
BCAL's P/B is 4% above its last 4 quarters average of 1.0
BCAL's revenue is up by 40% YoY but it is down by 2.1% from the previous quarter
The P/S is 5% more than the last 4 quarters average of 3.1

Efficiency

How efficient is California BanCorp business performance
BCAL's ROIC has soared by 200% YoY but it is down by 4% from the previous quarter
California BanCorp's ROA has soared by 200% YoY but it has decreased by 6% from the previous quarter
BCAL's return on equity has surged by 179% year-on-year but it is down by 7% since the previous quarter
California BanCorp's ROS has soared by 142% YoY but it has decreased by 3% from the previous quarter

Dividends

What is BCAL's dividend history
DPS
$0.2
Dividend yield
1.04%
Payout ratio
10.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did California BanCorp financials performed over time
The total assets is 17% greater than the total liabilities
BCAL's debt is 91% lower than its equity
The company's debt to equity fell by 44% YoY
BCAL's debt is down by 39% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.