BVFL BV Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: BVFL

Price (delayed)

$20.12

Market cap

$174.22M

P/E Ratio

14.58

Dividend/share

N/A

EPS

$1.38

Enterprise value

$134.64M

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Relative Growth: Rel. Growth: 51
Relative Strength: Rel. Strength: 61
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 80

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, ...

Highlights
BVFL's debt is down by 30% year-on-year
BVFL's gross profit is up by 12% year-on-year
The EPS is up by 29% year-on-year but it is down by 4.2% since the previous quarter
BVFL's net income is up by 11% year-on-year but it is down by 7% since the previous quarter
BV Financial's equity has decreased by 7% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.bayvanguard.com
Peers: PNC MTB FITB KEY

Key stats

What are the main financial stats of BVFL

BVFL stock price

How has the BV Financial stock price performed over time
Intraday
3.87%
1 week
1.05%
1 month
3.5%
1 year
34.04%
YTD
10.92%
QTD
5.12%

Financial performance

How have BV Financial's revenue and profit performed over time
Revenue
$42.82M
Gross profit
$42.82M
Operating income
$18.22M
Net income
$12.49M
Gross margin
100%
Net margin
29.2%
BVFL's operating income is up by 17% year-on-year but it is down by 3.4% since the previous quarter
BVFL's gross profit is up by 12% year-on-year
BVFL's revenue is up by 12% year-on-year
BVFL's net income is up by 11% year-on-year but it is down by 7% since the previous quarter

Price vs fundamentals

How does BVFL's price correlate with its fundamentals

Growth

What is BV Financial's growth rate over time

Valuation

What is BV Financial stock price valuation
BVFL P/E details
P/E
14.58
P/B
0.96
P/S
4.11
EV/EBIT
7.39
EV/EBITDA
7.08
EV/Sales
3.14
The EPS is up by 29% year-on-year but it is down by 4.2% since the previous quarter
BV Financial's equity has decreased by 7% YoY
The price to book (P/B) is 2.2% higher than the last 4 quarters average of 0.9
BVFL's revenue is up by 12% year-on-year

Efficiency

How efficient is BV Financial business performance
BV Financial's return on equity has increased by 18% YoY but it has decreased by 6% QoQ
BV Financial's return on invested capital has increased by 17% YoY but it has decreased by 4.5% QoQ
The company's return on assets rose by 17% YoY but it fell by 7% QoQ
The ROS is down by 5% since the previous quarter but it is up by 4.9% year-on-year

Dividends

What is BVFL's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for BVFL.

Financial health

How did BV Financial financials performed over time
BV Financial's total assets is 25% higher than its total liabilities
BVFL's debt is 81% smaller than its equity
BVFL's debt is down by 30% year-on-year
The company's debt to equity fell by 24% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.