BFH Bread Financial Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: BFH

Price (delayed)

$113.4

Market cap

$4.36B

P/E Ratio

8.64

Dividend/share

$0.9

EPS

$13.13

Enterprise value

$3.96B

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 94

Alliance Data ® is a leading provider of tech-forward payment and lending solutions, serving customers and consumer-based industries in North America. Through omnichannel touch points and a comprehensive product suite ...

Highlights
Bread Financial Holdings's EPS has soared by 120% YoY and by 5% from the previous quarter
The net income has soared by 99% YoY
BFH's P/E is 49% above its 5-year quarterly average of 5.8 and 31% above its last 4 quarters average of 6.6
Sector: Financial Services
Industry: Credit Services
Website: http://www.alliancedata.com
Peers: RM

Key stats

What are the main financial stats of BFH

BFH stock price

How has the Bread Financial Holdings stock price performed over time
Intraday
1.59%
1 week
4.69%
1 month
15.14%
1 year
84.54%
YTD
53.18%
QTD
4.66%

Financial performance

How have Bread Financial Holdings's revenue and profit performed over time
Revenue
$2.67B
Gross profit
$2.67B
Operating income
$683M
Net income
$569M
Gross margin
100%
Net margin
21.3%
The net income has soared by 99% YoY
The net margin has soared by 82% year-on-year
The company's operating income has surged by 78% YoY and by 3.5% QoQ
The operating margin has soared by 63% YoY and by 2.4% from the previous quarter

Price vs fundamentals

How does BFH's price correlate with its fundamentals

Growth

What is Bread Financial Holdings's growth rate over time

Valuation

What is Bread Financial Holdings stock price valuation
BFH P/E details
P/E
8.64
P/B
1.36
P/S
1.7
EV/EBIT
5.79
EV/EBITDA
5.22
EV/Sales
1.48
Bread Financial Holdings's EPS has soared by 120% YoY and by 5% from the previous quarter
BFH's P/E is 49% above its 5-year quarterly average of 5.8 and 31% above its last 4 quarters average of 6.6
The stock's price to book (P/B) is 51% more than its 5-year quarterly average of 0.9 and 36% more than its last 4 quarters average of 1.0
The equity has increased by 6% YoY
The price to sales (P/S) is 42% higher than the 5-year quarterly average of 1.2 and 31% higher than the last 4 quarters average of 1.3
BFH's revenue is up by 9% year-on-year

Efficiency

How efficient is Bread Financial Holdings business performance
BFH's return on assets has surged by 92% year-on-year
Bread Financial Holdings's return on equity has surged by 84% YoY
Bread Financial Holdings's ROIC has soared by 82% YoY and by 3.3% from the previous quarter
Bread Financial Holdings's ROS has soared by 65% YoY and by 2.4% from the previous quarter

Dividends

What is BFH's dividend history
Dividend details
DPS
$0.9
Dividend yield
0.79%
Payout ratio
6.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Bread Financial Holdings financials performed over time
Bread Financial Holdings's total assets is 18% more than its total liabilities
Bread Financial Holdings's total assets has increased by 2.9% YoY
The total liabilities has grown by 2.3% YoY
The debt is 2.4% smaller than the equity
The company's debt to equity fell by 27% YoY and by 16% QoQ
The debt has declined by 22% year-on-year and by 15% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.