BFH Bread Financial Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: BFH

Price (delayed)

$91.11

Market cap

$3.68B

P/E Ratio

7.3

Dividend/share

$0.9

EPS

$12.48

Enterprise value

$3.92B

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Relative Growth: Rel. Growth: 97
Relative Strength: Rel. Strength: 83
Relative Valuation: Rel. Valuation: 97
Relative Profitability: Rel. Profitability: 94

Alliance Data® is a leading provider of data-driven marketing, loyalty and payment solutions serving large, consumer-based industries. The Company creates and deploys customized solutions that measurably change consumer behavior while ...

Highlights
Bread Financial Holdings's EPS has soared by 119% YoY and by 13% from the previous quarter
The net income has soared by 101% YoY and by 8% from the previous quarter
BFH's P/E is 28% above its 5-year quarterly average of 5.7 and 4.3% above its last 4 quarters average of 7.0
Sector: Financial Services
Industry: Credit Services
Website: http://www.alliancedata.com
Peers: RM

Key stats

What are the main financial stats of BFH

BFH stock price

How has the Bread Financial Holdings stock price performed over time
Intraday
-0.04%
1 week
2.29%
1 month
7.07%
1 year
84.36%
YTD
23.07%
QTD
21.66%

Financial performance

How have Bread Financial Holdings's revenue and profit performed over time
Revenue
$2.64B
Gross profit
$2.64B
Operating income
$660M
Net income
$562M
Gross margin
100%
Net margin
21.3%
The net income has soared by 101% YoY and by 8% from the previous quarter
The net margin has soared by 85% year-on-year and by 7% since the previous quarter
The company's operating income has surged by 69% YoY and by 7% QoQ
The operating margin has soared by 56% YoY and by 6% from the previous quarter

Price vs fundamentals

How does BFH's price correlate with its fundamentals

Growth

What is Bread Financial Holdings's growth rate over time

Valuation

What is Bread Financial Holdings stock price valuation
BFH P/E details
P/E
7.3
P/B
1.18
P/S
1.47
EV/EBIT
5.93
EV/EBITDA
5.31
EV/Sales
1.48
Bread Financial Holdings's EPS has soared by 119% YoY and by 13% from the previous quarter
BFH's P/E is 28% above its 5-year quarterly average of 5.7 and 4.3% above its last 4 quarters average of 7.0
The stock's price to book (P/B) is 31% more than its last 4 quarters average of 0.9 and 18% more than its 5-year quarterly average of 1.0
The equity has increased by 8% YoY
The price to sales (P/S) is 23% higher than the last 4 quarters average of 1.2 and 13% higher than the 5-year quarterly average of 1.3
BFH's revenue is up by 8% year-on-year

Efficiency

How efficient is Bread Financial Holdings business performance
BFH's return on assets has surged by 92% year-on-year and by 9% since the previous quarter
Bread Financial Holdings's return on equity has surged by 90% YoY and by 6% QoQ
Bread Financial Holdings's ROIC has soared by 76% YoY and by 7% from the previous quarter
Bread Financial Holdings's ROS has soared by 59% YoY and by 6% from the previous quarter

Dividends

What is BFH's dividend history
Dividend details
DPS
$0.9
Dividend yield
0.99%
Payout ratio
7.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Bread Financial Holdings financials performed over time
Bread Financial Holdings's total assets is 18% more than its total liabilities
The debt is 17% greater than the equity
The company's debt to equity fell by 30% YoY and by 9% QoQ
The debt has declined by 24% year-on-year and by 10% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.