BFH Bread Financial Holdings Inc

  1. Stocks
  2. Financial Services
  3. NYSE: BFH

Price (delayed)

$106.26

Market cap

$4.03B

P/E Ratio

8.17

Dividend/share

$0.92

EPS

$13

Enterprise value

$3.21B

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Relative Growth: Rel. Growth: 82
Relative Strength: Rel. Strength: 84
Relative Valuation: Rel. Valuation: 94
Relative Profitability: Rel. Profitability: 85

Alliance Data ® is a leading provider of tech-forward payment and lending solutions, serving customers and consumer-based industries in North America. Through omnichannel touch points and a comprehensive product suite ...

Highlights
Bread Financial Holdings's EPS has increased by 31% YoY
The debt has declined by 17% year-on-year and by 4.6% since the previous quarter
The net income has grown by 14% YoY but it has contracted by 6% from the previous quarter
BFH's P/E is 42% above its 5-year quarterly average of 5.8 and 16% above its last 4 quarters average of 7.1
Sector: Financial Services
Industry: Credit Services
Website: http://www.alliancedata.com
Peers: RM

Key stats

What are the main financial stats of BFH

BFH stock price

How has the Bread Financial Holdings stock price performed over time
Intraday
-0.84%
1 week
3.56%
1 month
8.37%
1 year
67.08%
YTD
43.54%
QTD
8.71%

Financial performance

How have Bread Financial Holdings's revenue and profit performed over time
Revenue
$2.69B
Gross profit
$2.69B
Operating income
$696M
Net income
$537M
Gross margin
100%
Net margin
19.9%
The company's operating income rose by 29% YoY
The operating margin has grown by 20% YoY
The net income has grown by 14% YoY but it has contracted by 6% from the previous quarter
BFH's revenue is up by 7% year-on-year

Price vs fundamentals

How does BFH's price correlate with its fundamentals

Growth

What is Bread Financial Holdings's growth rate over time

Valuation

What is Bread Financial Holdings stock price valuation
BFH P/E details
P/E
8.17
P/B
1.19
P/S
1.51
EV/EBIT
4.6
EV/EBITDA
4.16
EV/Sales
1.19
BFH's P/E is 42% above its 5-year quarterly average of 5.8 and 16% above its last 4 quarters average of 7.1
Bread Financial Holdings's EPS has increased by 31% YoY
The stock's price to book (P/B) is 33% more than its 5-year quarterly average of 0.9 and 9% more than its last 4 quarters average of 1.1
The equity has increased by 3.6% YoY and by 2.1% from the previous quarter
The price to sales (P/S) is 52% higher than the 5-year quarterly average of 1.0 and 9% higher than the last 4 quarters average of 1.4
BFH's revenue is up by 7% year-on-year

Efficiency

How efficient is Bread Financial Holdings business performance
Bread Financial Holdings's ROIC has increased by 33% YoY and by 3.2% from the previous quarter
Bread Financial Holdings's ROS has increased by 21% YoY
BFH's return on assets is up by 10% year-on-year but it is down by 8% since the previous quarter
Bread Financial Holdings's return on equity has decreased by 7% QoQ but it has increased by 4.7% YoY

Dividends

What is BFH's dividend history
Dividend details
DPS
$0.92
Dividend yield
0.87%
Payout ratio
7.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Bread Financial Holdings financials performed over time
Bread Financial Holdings's total assets is 17% more than its total liabilities
The total liabilities has grown by 8% YoY and by 4% from the previous quarter
Bread Financial Holdings's total assets has increased by 7% YoY and by 3.7% from the previous quarter
The debt is 9% smaller than the equity
The company's debt to equity fell by 20% YoY and by 7% QoQ
The debt has declined by 17% year-on-year and by 4.6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.