BFH Bread Financial Holdings Inc
- Stocks
- Financial Services
- NYSE: BFH
Price (delayed)
$57.56
Market cap
$2.68B
P/E Ratio
9.64
Dividend/share
$0.84
EPS
$5.97
Enterprise value
$3.11B
Alliance Data® is a leading provider of data-driven marketing, loyalty and payment solutions serving large, consumer-based industries. The Company creates and deploys customized solutions that measurably change consumer behavior while
Highlights
The debt has declined by 17% since the previous quarter and by 11% year-on-year
The equity has increased by 3.2% from the previous quarter
The net income has contracted by 41% YoY but it has grown by 2.1% from the previous quarter
Bread Financial Holdings's EPS has decreased by 39% YoY but it has increased by 4.9% from the previous quarter
BFH's P/E is 46% above its 5-year quarterly average of 6.6 and 4.8% above its last 4 quarters average of 9.2
The company's gross profit fell by 5% YoY
Key stats
What are the main financial stats of BFH
Market
Valuations
Earnings
Shares outstanding
46.64M
Market cap
$2.68B
Enterprise value
$3.11B
Price to earnings (P/E)
9.64
Price to book (P/B)
0.85
Price to sales (P/S)
1.1
EV/EBIT
8.21
EV/EBITDA
6.69
EV/Sales
1.27
Revenue
$2.45B
Gross profit
$2.45B
Operating income
$384M
Net income
$286M
EBIT
$379M
EBITDA
$465M
Free cash flow
$1.83B
Per share
Balance sheet
Liquidity
EPS
$5.97
EPS diluted
$5.89
Free cash flow per share
$39.23
Book value per share
$68.01
Revenue per share
$52.48
TBVPS
$451.61
Total assets
$21.82B
Total liabilities
$18.66B
Debt
$4.23B
Equity
$3.17B
Working capital
N/A
Debt to equity
1.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.92
Margins
Efficiency
Dividend
EBITDA margin
19%
Gross margin
100%
Net margin
11.7%
Operating margin
15.7%
Return on assets
1.3%
Return on equity
9.2%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
15.5%
Dividend yield
1.46%
DPS
$0.84
Payout ratio
14.1%
BFH stock price
How has the Bread Financial Holdings stock price performed over time
Intraday
-6.1%
1 week
-9.02%
1 month
-1.67%
1 year
13.35%
YTD
-5.73%
QTD
0.77%
Financial performance
How have Bread Financial Holdings's revenue and profit performed over time
Revenue
$2.45B
Gross profit
$2.45B
Operating income
$384M
Net income
$286M
Gross margin
100%
Net margin
11.7%
The net income has contracted by 41% YoY but it has grown by 2.1% from the previous quarter
The net margin has declined by 37% year-on-year
The company's operating income fell by 37% YoY
The operating margin has contracted by 34% YoY
Price vs fundamentals
How does BFH's price correlate with its fundamentals
Growth
What is Bread Financial Holdings's growth rate over time
Valuation
What is Bread Financial Holdings stock price valuation
P/E
9.64
P/B
0.85
P/S
1.1
EV/EBIT
8.21
EV/EBITDA
6.69
EV/Sales
1.27
BFH's P/E is 46% above its 5-year quarterly average of 6.6 and 4.8% above its last 4 quarters average of 9.2
Bread Financial Holdings's EPS has decreased by 39% YoY but it has increased by 4.9% from the previous quarter
The stock's price to book (P/B) is 29% less than its 5-year quarterly average of 1.2 but 6% more than its last 4 quarters average of 0.8
The equity has increased by 3.2% from the previous quarter
The price to sales (P/S) is 27% lower than the 5-year quarterly average of 1.5
BFH's revenue is down by 5% year-on-year
Efficiency
How efficient is Bread Financial Holdings business performance
Bread Financial Holdings's return on equity has decreased by 43% YoY but it has increased by 2.2% QoQ
BFH's return on assets is down by 41% year-on-year
Bread Financial Holdings's ROIC has decreased by 37% YoY
Bread Financial Holdings's ROS has decreased by 34% YoY
Dividends
What is BFH's dividend history
DPS
$0.84
Dividend yield
1.46%
Payout ratio
14.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Bread Financial Holdings financials performed over time
Bread Financial Holdings's total assets is 17% more than its total liabilities
The total liabilities has contracted by 3.4% from the previous quarter
Bread Financial Holdings's total assets has decreased by 2.5% from the previous quarter
The debt is 34% greater than the equity
The company's debt to equity fell by 20% QoQ and by 11% YoY
The debt has declined by 17% since the previous quarter and by 11% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.