BFH Bread Financial Holdings Inc
- Stocks
- Financial Services
- NYSE: BFH
Price (delayed)
$63.86
Market cap
$2.92B
P/E Ratio
6.41
Dividend/share
$0.84
EPS
$9.96
Enterprise value
$2.94B
Relative Growth:
Rel. Growth:
60
Relative Strength:
Rel. Strength:
66
Relative Valuation:
Rel. Valuation:
98
Relative Profitability:
Rel. Profitability:
92
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Highlights
Bread Financial Holdings's EPS has soared by 67% from the previous quarter and by 57% YoY
The net income has soared by 65% from the previous quarter and by 51% YoY
Key stats
What are the main financial stats of BFH
Market
Valuations
Earnings
Shares outstanding
45.66M
Market cap
$2.92B
Enterprise value
$2.94B
Price to earnings (P/E)
6.41
Price to book (P/B)
0.9
Price to sales (P/S)
1.18
PEG
0.11
EV/EBIT
5.48
EV/EBITDA
4.75
EV/Sales
1.17
Revenue
$2.51B
Gross profit
$2.51B
Operating income
$540M
Net income
$472M
EBIT
$536M
EBITDA
$619M
Free cash flow
$1.98B
Per share
Balance sheet
Liquidity
EPS
$9.96
EPS diluted
$9.8
Free cash flow per share
$42.49
Book value per share
$71.12
Revenue per share
$53.96
TBVPS
$451.42
Total assets
$21.71B
Total liabilities
$18.4B
Debt
$3.79B
Equity
$3.32B
Working capital
N/A
Debt to equity
1.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.04
Margins
Efficiency
Dividend
EBITDA margin
24.7%
Gross margin
100%
Net margin
18.8%
Operating margin
21.5%
Return on assets
2.1%
Return on equity
15%
Return on invested capital
2.4%
Return on capital employed
N/A
Return on sales
21.4%
Dividend yield
1.32%
DPS
$0.84
Payout ratio
8.4%
BFH stock price
How has the Bread Financial Holdings stock price performed over time
Intraday
-0.14%
1 week
3.15%
1 month
16.6%
1 year
1.74%
YTD
4.59%
QTD
14.51%
Financial performance
How have Bread Financial Holdings's revenue and profit performed over time
Revenue
$2.51B
Gross profit
$2.51B
Operating income
$540M
Net income
$472M
Gross margin
100%
Net margin
18.8%
The net income has soared by 65% from the previous quarter and by 51% YoY
The net margin has soared by 61% since the previous quarter and by 49% year-on-year
The company's operating income rose by 41% QoQ and by 27% YoY
The operating margin has grown by 37% from the previous quarter and by 24% YoY
Price vs fundamentals
How does BFH's price correlate with its fundamentals
Growth
What is Bread Financial Holdings's growth rate over time
Valuation
What is Bread Financial Holdings stock price valuation
P/E
6.41
P/B
0.9
P/S
1.18
EV/EBIT
5.48
EV/EBITDA
4.75
EV/Sales
1.17
Bread Financial Holdings's EPS has soared by 67% from the previous quarter and by 57% YoY
BFH's P/E is 26% below its last 4 quarters average of 8.7
The stock's price to book (P/B) is 25% less than its 5-year quarterly average of 1.2
The equity has increased by 7% YoY and by 4.8% from the previous quarter
The price to sales (P/S) is 21% lower than the 5-year quarterly average of 1.5 but 7% higher than the last 4 quarters average of 1.1
BFH's revenue is up by 2.4% since the previous quarter
Efficiency
How efficient is Bread Financial Holdings business performance
Bread Financial Holdings's return on equity has surged by 63% QoQ and by 47% YoY
BFH's return on assets has surged by 62% since the previous quarter and by 50% year-on-year
Bread Financial Holdings's ROIC has increased by 41% from the previous quarter and by 26% YoY
Bread Financial Holdings's ROS has increased by 38% from the previous quarter and by 25% YoY
Dividends
What is BFH's dividend history
DPS
$0.84
Dividend yield
1.32%
Payout ratio
8.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Bread Financial Holdings financials performed over time
Bread Financial Holdings's total assets is 18% more than its total liabilities
The debt is 14% greater than the equity
The company's debt to equity fell by 22% YoY and by 15% QoQ
The debt has declined by 17% year-on-year and by 10% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.