BAFN BayFirst Financial Corp
Price (delayed)
$16.51
Market cap
$68.47M
P/E Ratio
6.16
Dividend/share
$0.32
EPS
$2.68
Enterprise value
$13.08M
Highlights
The company's net income has surged by 181% QoQ and by 121% YoY
The company's EPS has surged by 131% YoY
The debt has grown by 10% from the previous quarter and by 7% YoY
Key stats
What are the main financial stats of BAFN
Market
Valuations
Earnings
Shares outstanding
4.15M
Market cap
$68.47M
Enterprise value
$13.08M
Price to earnings (P/E)
6.16
Price to book (P/B)
0.62
Price to sales (P/S)
0.81
EV/EBIT
0.77
EV/EBITDA
0.68
EV/Sales
0.16
Revenue
$83.77M
Gross profit
$83.77M
Operating income
$16.99M
Net income
$12.6M
EBIT
$16.92M
EBITDA
$19.38M
Free cash flow
$403.59M
Per share
Balance sheet
Liquidity
EPS
$2.68
EPS diluted
$2.62
Free cash flow per share
$97.65
Book value per share
$26.84
Revenue per share
$20.27
TBVPS
$311.71
Total assets
$1.29B
Total liabilities
$1.18B
Debt
$22.4M
Equity
$110.92M
Working capital
N/A
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.86
Margins
Efficiency
Dividend
EBITDA margin
23.1%
Gross margin
100%
Net margin
15%
Operating margin
20.3%
Return on assets
0.9%
Return on equity
10.7%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
20.2%
Dividend yield
1.94%
DPS
$0.32
Payout ratio
11.9%
BAFN stock price
How has the BayFirst Financial stock price performed over time
Intraday
-1.32%
1 week
-11.48%
1 month
-10.56%
1 year
25.17%
YTD
24.14%
QTD
-1.32%
Financial performance
How have BayFirst Financial's revenue and profit performed over time
Revenue
$83.77M
Gross profit
$83.77M
Operating income
$16.99M
Net income
$12.6M
Gross margin
100%
Net margin
15%
The company's net income has surged by 181% QoQ and by 121% YoY
The operating income has surged by 169% since the previous quarter and by 111% year-on-year
The net margin has soared by 154% from the previous quarter and by 100% YoY
BayFirst Financial's operating margin has surged by 145% QoQ and by 92% YoY
Growth
What is BayFirst Financial's growth rate over time
Valuation
What is BayFirst Financial stock price valuation
P/E
6.16
P/B
0.62
P/S
0.81
EV/EBIT
0.77
EV/EBITDA
0.68
EV/Sales
0.16
The company's EPS has surged by 131% YoY
The P/E is 46% below the last 4 quarters average of 11.6
The stock's price to book (P/B) is 24% more than its last 4 quarters average of 0.5
BAFN's equity is up by 10% year-on-year and by 8% since the previous quarter
The stock's price to sales (P/S) is 19% more than its last 4 quarters average of 0.7
BAFN's revenue is up by 11% year-on-year and by 10% since the previous quarter
Efficiency
How efficient is BayFirst Financial business performance
BAFN's return on assets has surged by 200% since the previous quarter and by 125% year-on-year
The ROIC has soared by 180% from the previous quarter and by 75% YoY
The company's return on sales has surged by 146% QoQ and by 96% YoY
BAFN's ROE has soared by 114% YoY
Dividends
What is BAFN's dividend history
DPS
$0.32
Dividend yield
1.94%
Payout ratio
11.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BayFirst Financial financials performed over time
The total assets is 9% greater than the total liabilities
BayFirst Financial's total liabilities has increased by 16% YoY and by 3% QoQ
The total assets has increased by 15% year-on-year and by 3.5% since the previous quarter
The debt is 80% less than the equity
BAFN's equity is up by 10% year-on-year and by 8% since the previous quarter
The debt has grown by 10% from the previous quarter and by 7% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.