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- Overview
- Key stats
- Stock price
- Financial performance
- Price vs fundamentals
- Growth
- Valuations
- Efficiency
- Dividends
- Financial health
- Stocks
- Financial Services
- NASDAQ: BAFN
Price (delayed)
$15.8
Market cap
$65.53M
P/E Ratio
5.9
Dividend/share
$0.32
EPS
$2.68
Enterprise value
$10.14M
Highlights
The company's net income has surged by 181% QoQ and by 121% YoY
The company's EPS has surged by 131% YoY
The debt has grown by 10% from the previous quarter and by 7% YoY
Key stats
What are the main financial stats of BAFN
MarketValuationsEarnings
Shares outstanding
4.15M
Market cap
$65.53M
Enterprise value
$10.14M
Price to earnings (P/E)
5.9
Price to book (P/B)
0.59
Price to sales (P/S)
0.78
EV/EBIT
0.6
EV/EBITDA
0.52
EV/Sales
0.12
Revenue
$83.77M
Gross profit
$83.77M
Operating income
$16.99M
Net income
$12.6M
EBIT
$16.92M
EBITDA
$19.38M
Free cash flow
$403.59M
Per shareBalance sheetLiquidity
EPS
$2.68
EPS diluted
$2.62
Free cash flow per share
$97.65
Book value per share
$26.84
Revenue per share
$20.27
TBVPS
$311.71
Total assets
$1.29B
Total liabilities
$1.18B
Debt
$22.4M
Equity
$110.92M
Working capital
N/A
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.86
MarginsEfficiencyDividend
EBITDA margin
23.1%
Gross margin
100%
Net margin
15%
Operating margin
20.3%
Return on assets
0.9%
Return on equity
10.7%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
20.2%
Dividend yield
2.03%
DPS
$0.32
Payout ratio
11.9%
BAFN stock price
How has the BayFirst Financial stock price performed over time
Intraday
0%
1 week
5.61%
1 month
11.27%
1 year
23.34%
YTD
18.8%
QTD
-5.56%
Financial performance
How have BayFirst Financial's revenue and profit performed over time
Revenue
$83.77M
Gross profit
$83.77M
Operating income
$16.99M
Net income
$12.6M
Gross margin
100%
Net margin
15%
BAFN financials
The company's net income has surged by 181% QoQ and by 121% YoY
The operating income has surged by 169% since the previous quarter and by 111% year-on-year
The net margin has soared by 154% from the previous quarter and by 100% YoY
BayFirst Financial's operating margin has surged by 145% QoQ and by 92% YoY
Price vs fundamentals
How does BAFN's price correlate with its fundamentals
Price vs fundamentals
Earnings waterfall
Growth
What is BayFirst Financial's growth rate over time
BAFN growth chart
Valuation
What is BayFirst Financial stock price valuation
P/E
5.9
P/B
0.59
P/S
0.78
EV/EBIT
0.6
EV/EBITDA
0.52
EV/Sales
0.12
Valuation vs average
Price to earnings (P/E)
The company's EPS has surged by 131% YoY
The P/E is 49% below the last 4 quarters average of 11.6
Price to book (P/B)
The stock's price to book (P/B) is 18% more than its last 4 quarters average of 0.5
BAFN's equity is up by 10% year-on-year and by 8% since the previous quarter
Price to sales (P/S)
The stock's price to sales (P/S) is 11% more than its last 4 quarters average of 0.7
BAFN's revenue is up by 11% year-on-year and by 10% since the previous quarter
Efficiency
How efficient is BayFirst Financial business performance
BAFN's return on assets has surged by 200% since the previous quarter and by 125% year-on-year
The ROIC has soared by 180% from the previous quarter and by 75% YoY
The company's return on sales has surged by 146% QoQ and by 96% YoY
BAFN's ROE has soared by 114% YoY
Dividends
What is BAFN's dividend history
DPS
$0.32
Dividend yield
2.03%
Payout ratio
11.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BayFirst Financial financials performed over time
Assets vs liabilities
The total assets is 9% greater than the total liabilities
BayFirst Financial's total liabilities has increased by 16% YoY and by 3% QoQ
The total assets has increased by 15% year-on-year and by 3.5% since the previous quarter
Debt vs equity
The debt is 80% less than the equity
The debt has grown by 10% from the previous quarter and by 7% YoY
BAFN's equity is up by 10% year-on-year and by 8% since the previous quarter
Balance sheet
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.