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BAFN BayFirst Financial Corp
- Stocks
- Financial Services
- NASDAQ: BAFN
Price (delayed)
$14.01
Market cap
$57.85M
P/E Ratio
5.81
Dividend/share
$0.32
EPS
$2.41
Enterprise value
$36.57M
Highlights
The P/E is 45% below the last 4 quarters average of 10.5
BAFN's equity is up by 9% year-on-year
The company's EPS has surged by 111% YoY but it fell by 10% QoQ
The company's net income has surged by 98% YoY but it fell by 9% QoQ
The debt has soared by 87% from the previous quarter and by 62% YoY
Key stats
What are the main financial stats of BAFN
Market
Valuations
Earnings
Shares outstanding
4.13M
Market cap
$57.85M
Enterprise value
$36.57M
Price to earnings (P/E)
5.81
Price to book (P/B)
0.53
Price to sales (P/S)
0.72
EV/EBIT
2.38
EV/EBITDA
2.05
EV/Sales
0.46
Revenue
$80.17M
Gross profit
$80.17M
Operating income
$15.35M
Net income
$11.44M
EBIT
$15.34M
EBITDA
$17.8M
Free cash flow
$355.15M
Per share
Balance sheet
Liquidity
EPS
$2.41
EPS diluted
$2.35
Free cash flow per share
$85.63
Book value per share
$26.54
Revenue per share
$19.33
TBVPS
$311.52
Total assets
$1.29B
Total liabilities
$1.18B
Debt
$41.88M
Equity
$110.09M
Working capital
N/A
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.2
Margins
Efficiency
Dividend
EBITDA margin
22.2%
Gross margin
100%
Net margin
14.3%
Operating margin
19.1%
Return on assets
0.8%
Return on equity
9.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
19.1%
Dividend yield
2.28%
DPS
$0.32
Payout ratio
13.3%
BAFN stock price
How has the BayFirst Financial stock price performed over time
Intraday
-3.38%
1 week
-1.34%
1 month
-6.85%
1 year
21.4%
YTD
5.34%
QTD
-16.26%
Financial performance
How have BayFirst Financial's revenue and profit performed over time
Revenue
$80.17M
Gross profit
$80.17M
Operating income
$15.35M
Net income
$11.44M
Gross margin
100%
Net margin
14.3%
The company's net income has surged by 98% YoY but it fell by 9% QoQ
The net margin has soared by 93% YoY but it has contracted by 4.7% from the previous quarter
The operating income has surged by 90% year-on-year but it has declined by 10% since the previous quarter
BayFirst Financial's operating margin has surged by 85% YoY but it has decreased by 6% QoQ
Price vs fundamentals
How does BAFN's price correlate with its fundamentals
Growth
What is BayFirst Financial's growth rate over time
Valuation
What is BayFirst Financial stock price valuation
P/E
5.81
P/B
0.53
P/S
0.72
EV/EBIT
2.38
EV/EBITDA
2.05
EV/Sales
0.46
The company's EPS has surged by 111% YoY but it fell by 10% QoQ
The P/E is 45% below the last 4 quarters average of 10.5
BAFN's equity is up by 9% year-on-year
The stock's price to book (P/B) is 6% more than its last 4 quarters average of 0.5
BAFN's revenue is down by 4.3% since the previous quarter but it is up by 2.6% year-on-year
The stock's price to sales (P/S) is 2.9% more than its last 4 quarters average of 0.7
Efficiency
How efficient is BayFirst Financial business performance
BAFN's return on assets has surged by 100% year-on-year but it is down by 11% since the previous quarter
BAFN's ROE has soared by 94% YoY but it is down by 13% from the previous quarter
The company's return on sales has surged by 89% YoY but it fell by 5% QoQ
The ROIC has soared by 71% YoY but it has contracted by 14% from the previous quarter
Dividends
What is BAFN's dividend history
DPS
$0.32
Dividend yield
2.28%
Payout ratio
13.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BayFirst Financial financials performed over time
The total assets is 9% greater than the total liabilities
The total assets has increased by 13% year-on-year
BayFirst Financial's total liabilities has increased by 13% YoY
The debt is 62% less than the equity
The company's debt to equity has surged by 90% QoQ and by 46% YoY
The debt has soared by 87% from the previous quarter and by 62% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.