Have a feature idea you'd love to see implemented?
Let us know!
BAFN BayFirst Financial Corp
Price (delayed)
$13.09
Market cap
$54.12M
P/E Ratio
13.49
Dividend/share
$0.32
EPS
$0.97
Enterprise value
$58.96M
Highlights
BAFN's revenue is up by 12% year-on-year
The company's gross profit rose by 12% YoY
The company's net income has surged by 158% YoY but it fell by 9% QoQ
The debt has soared by 153% from the previous quarter and by 58% YoY
The P/E is 20% above the last 4 quarters average of 11.2
Key stats
What are the main financial stats of BAFN
Market
Valuations
Earnings
Shares outstanding
4.13M
Market cap
$54.12M
Enterprise value
$58.96M
Price to earnings (P/E)
13.49
Price to book (P/B)
0.54
Price to sales (P/S)
0.7
EV/EBIT
8.09
EV/EBITDA
6.15
EV/Sales
0.76
Revenue
$77.69M
EBIT
$7.29M
EBITDA
$9.59M
Free cash flow
$461.37M
Per share
Balance sheet
Liquidity
EPS
$0.97
Free cash flow per share
$111.59
Book value per share
$24.42
Revenue per share
$18.79
TBVPS
$294.57
Total assets
$1.22B
Total liabilities
$1.12B
Debt
$65.61M
Equity
$100.96M
Working capital
N/A
Debt to equity
0.65
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.5
Margins
Efficiency
Dividend
EBITDA margin
12.3%
Gross margin
100%
Net margin
6.8%
Operating margin
9.5%
Return on assets
0.3%
Return on equity
4%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
9.4%
Dividend yield
2.44%
DPS
$0.32
Payout ratio
33%
BAFN stock price
How has the BayFirst Financial stock price performed over time
Intraday
1.08%
1 week
-3.75%
1 month
-0.53%
1 year
41.51%
YTD
0.34%
QTD
-0.46%
Financial performance
How have BayFirst Financial's revenue and profit performed over time
Revenue
$77.69M
Gross profit
$77.69M
Operating income
$7.41M
Net income
$5.27M
Gross margin
100%
Net margin
6.8%
The company's net income has surged by 158% YoY but it fell by 9% QoQ
The net margin has soared by 134% YoY but it has contracted by 8% from the previous quarter
BayFirst Financial's operating margin has decreased by 33% YoY and by 8% QoQ
The operating income has declined by 25% year-on-year and by 8% since the previous quarter
Growth
What is BayFirst Financial's growth rate over time
Valuation
What is BayFirst Financial stock price valuation
P/E
13.49
P/B
0.54
P/S
0.7
EV/EBIT
8.09
EV/EBITDA
6.15
EV/Sales
0.76
The P/E is 20% above the last 4 quarters average of 11.2
The company's EPS fell by 15% QoQ
BAFN's equity is up by 11% year-on-year
The stock's price to book (P/B) is 8% more than its last 4 quarters average of 0.5
BAFN's revenue is up by 12% year-on-year
Efficiency
How efficient is BayFirst Financial business performance
BAFN's return on assets has surged by 200% year-on-year but it is down by 25% since the previous quarter
The company's return on sales rose by 47% YoY but it fell by 7% QoQ
The ROIC has grown by 40% YoY
BAFN's ROE is down by 17% from the previous quarter
Dividends
What is BAFN's dividend history
DPS
$0.32
Dividend yield
2.44%
Payout ratio
33%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BayFirst Financial financials performed over time
The total assets is 9% greater than the total liabilities
BayFirst Financial's total liabilities has increased by 12% YoY and by 7% QoQ
The total assets has increased by 12% year-on-year and by 6% since the previous quarter
The debt is 35% less than the equity
The debt has soared by 153% from the previous quarter and by 58% YoY
The company's debt to equity has surged by 150% QoQ and by 41% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.