BAFN BayFirst Financial Corp
- Stocks
- Financial Services
- NASDAQ: BAFN
Price (delayed)
$8.37
Market cap
$34.6M
P/E Ratio
4.41
Dividend/share
$0.32
EPS
$1.9
Enterprise value
$18.78M
Relative Growth:
Rel. Growth:
56
Relative Strength:
Rel. Strength:
6
Relative Valuation:
Rel. Valuation:
99
Relative Profitability:
Rel. Profitability:
82
Highlights
The P/E is 51% below the last 4 quarters average of 9.3
BAFN's equity is up by 7% year-on-year
The company's EPS has surged by 96% YoY but it fell by 21% QoQ
The company's net income has surged by 77% YoY but it fell by 18% QoQ
The company's gross profit fell by 2.4% QoQ
BAFN's revenue is down by 2.4% since the previous quarter
Key stats
What are the main financial stats of BAFN
Market
Valuations
Earnings
Shares outstanding
4.13M
Market cap
$34.6M
Enterprise value
$18.78M
Price to earnings (P/E)
4.41
Price to book (P/B)
0.32
Price to sales (P/S)
0.44
PEG
0.05
EV/EBIT
1.51
EV/EBITDA
1.26
EV/Sales
0.24
Revenue
$78.21M
Gross profit
$78.21M
Operating income
$12.47M
Net income
$9.34M
EBIT
$12.47M
EBITDA
$14.86M
Free cash flow
$339.89M
Per share
Balance sheet
Liquidity
EPS
$1.9
EPS diluted
$1.84
Free cash flow per share
$82.32
Book value per share
$26.21
Revenue per share
$18.94
TBVPS
$325.47
Total assets
$1.34B
Total liabilities
$1.24B
Debt
$61.49M
Equity
$108.22M
Working capital
N/A
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.06
Margins
Efficiency
Dividend
EBITDA margin
19%
Gross margin
100%
Net margin
11.9%
Operating margin
15.9%
Return on assets
0.6%
Return on equity
7.2%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
15.9%
Dividend yield
3.82%
DPS
$0.32
Payout ratio
16.8%
BAFN stock price
How has the BayFirst Financial stock price performed over time
Intraday
-2.45%
1 week
-8.07%
1 month
-19.52%
1 year
-39.65%
YTD
-37.07%
QTD
-19.98%
Financial performance
How have BayFirst Financial's revenue and profit performed over time
Revenue
$78.21M
Gross profit
$78.21M
Operating income
$12.47M
Net income
$9.34M
Gross margin
100%
Net margin
11.9%
The company's net income has surged by 77% YoY but it fell by 18% QoQ
The net margin has soared by 75% YoY but it has contracted by 17% from the previous quarter
The operating income has surged by 68% year-on-year but it has declined by 19% since the previous quarter
BayFirst Financial's operating margin has surged by 67% YoY but it has decreased by 17% QoQ
Price vs fundamentals
How does BAFN's price correlate with its fundamentals
Growth
What is BayFirst Financial's growth rate over time
Valuation
What is BayFirst Financial stock price valuation
P/E
4.41
P/B
0.32
P/S
0.44
EV/EBIT
1.51
EV/EBITDA
1.26
EV/Sales
0.24
The company's EPS has surged by 96% YoY but it fell by 21% QoQ
The P/E is 51% below the last 4 quarters average of 9.3
The stock's price to book (P/B) is 34% less than its last 4 quarters average of 0.5
BAFN's equity is up by 7% year-on-year
The stock's price to sales (P/S) is 36% less than its last 4 quarters average of 0.7
BAFN's revenue is down by 2.4% since the previous quarter
Efficiency
How efficient is BayFirst Financial business performance
BAFN's return on assets has surged by 100% year-on-year but it is down by 25% since the previous quarter
BAFN's ROE has soared by 80% YoY but it is down by 23% from the previous quarter
The company's return on sales has surged by 69% YoY but it fell by 17% QoQ
The ROIC has grown by 43% YoY but it has contracted by 17% from the previous quarter
Dividends
What is BAFN's dividend history
DPS
$0.32
Dividend yield
3.82%
Payout ratio
16.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BayFirst Financial financials performed over time
The total assets is 9% greater than the total liabilities
BayFirst Financial's total liabilities has increased by 11% YoY and by 4.5% QoQ
The total assets has increased by 10% year-on-year and by 4% since the previous quarter
The debt is 43% less than the equity
The company's debt to equity has surged by 50% QoQ but it fell by 12% YoY
The debt has grown by 47% from the previous quarter but it has contracted by 6% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.