BWB Bridgewater Bancshares Inc

Price (delayed)

$14.42

Market cap

$394.73M

P/E Ratio

12.43

Dividend/share

N/A

EPS

$1.16

Enterprise value

$661.51M

Bridgewater Bancshares, Inc. is a financial holding company headquartered in St. Louis Park, Minnesota. The Company has two wholly owned subsidiaries, Bridgewater Bank, a Minnesota-chartered commercial bank founded in November ...

Highlights
The debt has declined by 44% year-on-year
Bridgewater Bancshares's equity has increased by 8% YoY
The stock's price to earnings (P/E) is 52% more than its last 4 quarters average of 8.2 and 21% more than its 5-year quarterly average of 10.3
Bridgewater Bancshares's EPS has decreased by 34% YoY and by 10% QoQ

Key stats

What are the main financial stats of BWB
Market
Shares outstanding
27.37M
Market cap
$394.73M
Enterprise value
$661.51M
Valuations
Price to book (P/B)
0.92
Price to sales (P/S)
3.72
EV/EBIT
14.06
EV/EBITDA
13.21
EV/Sales
6.16
Earnings
Revenue
$107.39M
EBIT
$47.06M
EBITDA
$50.06M
Free cash flow
$26.43M
Per share
EPS
$1.16
Free cash flow per share
$0.95
Book value per share
$15.65
Revenue per share
$3.88
TBVPS
$170.35
Balance sheet
Total assets
$4.72B
Total liabilities
$4.29B
Debt
$410.13M
Equity
$433.61M
Working capital
N/A
Liquidity
Debt to equity
0.95
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.33
Margins
EBITDA margin
46.6%
Gross margin
100%
Net margin
33.7%
Operating margin
43.8%
Efficiency
Return on assets
0.7%
Return on equity
7.6%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
43.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

BWB stock price

How has the Bridgewater Bancshares stock price performed over time
Intraday
-0.41%
1 week
8.58%
1 month
30.85%
1 year
24.96%
YTD
6.66%
QTD
24.2%

Financial performance

How have Bridgewater Bancshares's revenue and profit performed over time
Revenue
$107.39M
Gross profit
$107.39M
Operating income
$47.06M
Net income
$36.15M
Gross margin
100%
Net margin
33.7%
BWB's operating income is down by 34% year-on-year and by 10% since the previous quarter
BWB's net income is down by 31% year-on-year and by 10% since the previous quarter
BWB's operating margin is down by 21% year-on-year and by 7% since the previous quarter
The net margin has declined by 18% year-on-year and by 6% since the previous quarter

Growth

What is Bridgewater Bancshares's growth rate over time

Valuation

What is Bridgewater Bancshares stock price valuation
P/E
12.43
P/B
0.92
P/S
3.72
EV/EBIT
14.06
EV/EBITDA
13.21
EV/Sales
6.16
The stock's price to earnings (P/E) is 52% more than its last 4 quarters average of 8.2 and 21% more than its 5-year quarterly average of 10.3
Bridgewater Bancshares's EPS has decreased by 34% YoY and by 10% QoQ
BWB's price to book (P/B) is 33% higher than its last 4 quarters average of 0.7 but 23% lower than its 5-year quarterly average of 1.2
Bridgewater Bancshares's equity has increased by 8% YoY
The stock's price to sales (P/S) is 39% more than its last 4 quarters average of 2.7 but 4.1% less than its 5-year quarterly average of 3.9
The revenue has declined by 16% year-on-year and by 4% since the previous quarter

Efficiency

How efficient is Bridgewater Bancshares business performance
The company's return on equity fell by 39% YoY and by 13% QoQ
Bridgewater Bancshares's return on assets has decreased by 36% YoY and by 13% QoQ
BWB's return on invested capital is down by 33% year-on-year and by 9% since the previous quarter
Bridgewater Bancshares's return on sales has decreased by 21% YoY and by 7% QoQ

Dividends

What is BWB's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for BWB.

Financial health

How did Bridgewater Bancshares financials performed over time
BWB's total assets is 10% higher than its total liabilities
BWB's total assets is up by 2.6% YoY and by 2.4% QoQ
BWB's total liabilities is up by 2.5% since the previous quarter and by 2.1% year-on-year
The debt is 5% smaller than the equity
Bridgewater Bancshares's debt to equity has decreased by 48% YoY and by 2.1% from the previous quarter
The debt has declined by 44% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.