ALLY Ally Financial Inc
Price (delayed)
$33.45
Market cap
$10.27B
P/E Ratio
18.38
Dividend/share
$1.2
EPS
$1.82
Enterprise value
$19.1B
Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate
Highlights
The debt has declined by 8% year-on-year but it has increased by 2.9% since the previous quarter
The stock's price to earnings (P/E) is 91% more than its 5-year quarterly average of 9.6 and 2.1% more than its last 4 quarters average of 18.0
Ally Financial's EPS has decreased by 35% YoY and by 21% QoQ
Key stats
What are the main financial stats of ALLY
Market
Valuations
Earnings
Shares outstanding
307.11M
Market cap
$10.27B
Enterprise value
$19.1B
Price to earnings (P/E)
18.38
Price to book (P/B)
0.73
Price to sales (P/S)
1.25
EV/EBIT
26.35
EV/EBITDA
9.93
EV/Sales
2.33
Revenue
$8.18B
Gross profit
$7.64B
Operating income
$3B
Net income
$558M
EBIT
$725M
EBITDA
$1.92B
Free cash flow
$4.53B
Per share
Balance sheet
Liquidity
EPS
$1.82
EPS diluted
$1.8
Free cash flow per share
$14.75
Book value per share
$45.63
Revenue per share
$26.66
TBVPS
$625.05
Total assets
$191.84B
Total liabilities
$177.93B
Debt
$19.12B
Equity
$13.9B
Working capital
N/A
Debt to equity
1.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.59
Margins
Efficiency
Dividend
EBITDA margin
23.5%
Gross margin
93.4%
Net margin
6.8%
Operating margin
36.7%
Return on assets
0.3%
Return on equity
4%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
8.9%
Dividend yield
3.59%
DPS
$1.2
Payout ratio
65.9%
ALLY stock price
How has the Ally Financial stock price performed over time
Intraday
-0.15%
1 week
-4.02%
1 month
-11.97%
1 year
-10.73%
YTD
-7.11%
QTD
-7.11%
Financial performance
How have Ally Financial's revenue and profit performed over time
Revenue
$8.18B
Gross profit
$7.64B
Operating income
$3B
Net income
$558M
Gross margin
93.4%
Net margin
6.8%
The net income has contracted by 34% YoY and by 22% from the previous quarter
The net margin has declined by 34% year-on-year and by 22% since the previous quarter
The operating income has contracted by 2.2% YoY but it has grown by 2.1% from the previous quarter
The gross profit has contracted by 2.2% YoY
Growth
What is Ally Financial's growth rate over time
Valuation
What is Ally Financial stock price valuation
P/E
18.38
P/B
0.73
P/S
1.25
EV/EBIT
26.35
EV/EBITDA
9.93
EV/Sales
2.33
The stock's price to earnings (P/E) is 91% more than its 5-year quarterly average of 9.6 and 2.1% more than its last 4 quarters average of 18.0
Ally Financial's EPS has decreased by 35% YoY and by 21% QoQ
ALLY's P/B is 9% below its 5-year quarterly average of 0.8 and 9% below its last 4 quarters average of 0.8
The company's equity fell by 6% QoQ
The stock's P/S is 17% below its 5-year quarterly average of 1.5 and 11% below its last 4 quarters average of 1.4
Efficiency
How efficient is Ally Financial business performance
ALLY's return on equity is down by 37% year-on-year and by 22% since the previous quarter
ALLY's return on invested capital is up by 33% since the previous quarter but it is down by 20% year-on-year
Ally Financial's return on sales has decreased by 26% YoY but it has increased by 14% QoQ
The ROA has decreased by 25% from the previous quarter and by 25% YoY
Dividends
What is ALLY's dividend history
DPS
$1.2
Dividend yield
3.59%
Payout ratio
65.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ally Financial financials performed over time
The total assets is 8% more than the total liabilities
ALLY's total liabilities is down by 2.6% year-on-year
The total assets has contracted by 2.3% YoY
The debt is 38% greater than the equity
The company's debt to equity rose by 10% QoQ but it fell by 9% YoY
The debt has declined by 8% year-on-year but it has increased by 2.9% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.