ALLY Ally Financial Inc

Price (delayed)

$44.46

Market cap

$13.52B

P/E Ratio

18.15

Dividend/share

$1.2

EPS

$2.45

Enterprise value

$22.37B

Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate ...

Highlights
The debt has declined by 22% year-on-year and by 18% since the previous quarter
The company's equity rose by 2.1% YoY
The stock's price to earnings (P/E) is 127% more than its 5-year quarterly average of 8.0 and 70% more than its last 4 quarters average of 10.7
The net income has contracted by 41% YoY and by 18% from the previous quarter

Key stats

What are the main financial stats of ALLY
Market
Shares outstanding
303.98M
Market cap
$13.52B
Enterprise value
$22.37B
Valuations
Price to book (P/B)
0.99
Price to sales (P/S)
1.68
EV/EBIT
29.63
EV/EBITDA
11.15
EV/Sales
2.76
Earnings
Revenue
$8.1B
EBIT
$755M
EBITDA
$2.01B
Free cash flow
$4.57B
Per share
EPS
$2.45
Free cash flow per share
$14.94
Book value per share
$44.93
Revenue per share
$26.47
TBVPS
$630.31
Balance sheet
Total assets
$192.88B
Total liabilities
$179.22B
Debt
$17.01B
Equity
$13.66B
Working capital
N/A
Liquidity
Debt to equity
1.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.41
Margins
EBITDA margin
24.8%
Gross margin
94.5%
Net margin
9.2%
Operating margin
35.7%
Efficiency
Return on assets
0.4%
Return on equity
5.6%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
9.3%
Dividend
Dividend yield
2.7%
DPS
$1.2
Payout ratio
49%

ALLY stock price

How has the Ally Financial stock price performed over time
Intraday
1.55%
1 week
8.36%
1 month
14.65%
1 year
61.73%
YTD
27.32%
QTD
12.07%

Financial performance

How have Ally Financial's revenue and profit performed over time
Revenue
$8.1B
Gross profit
$7.65B
Operating income
$2.9B
Net income
$748M
Gross margin
94.5%
Net margin
9.2%
The net income has contracted by 41% YoY and by 18% from the previous quarter
The net margin has declined by 39% year-on-year and by 17% since the previous quarter
The operating income has contracted by 19% YoY and by 5% from the previous quarter
ALLY's operating margin is down by 16% year-on-year and by 3.8% since the previous quarter

Growth

What is Ally Financial's growth rate over time

Valuation

What is Ally Financial stock price valuation
P/E
18.15
P/B
0.99
P/S
1.68
EV/EBIT
29.63
EV/EBITDA
11.15
EV/Sales
2.76
The stock's price to earnings (P/E) is 127% more than its 5-year quarterly average of 8.0 and 70% more than its last 4 quarters average of 10.7
Ally Financial's EPS has decreased by 40% YoY and by 18% QoQ
ALLY's P/B is 41% above its last 4 quarters average of 0.7 and 24% above its 5-year quarterly average of 0.8
The company's equity rose by 2.1% YoY
The stock's P/S is 40% above its last 4 quarters average of 1.2 and 12% above its 5-year quarterly average of 1.5
Ally Financial's revenue has decreased by 3.5% YoY

Efficiency

How efficient is Ally Financial business performance
Ally Financial's return on sales has shrunk by 56% YoY and by 21% QoQ
ALLY's return on invested capital has dropped by 56% year-on-year and by 20% since the previous quarter
The ROA has decreased by 43% YoY and by 20% from the previous quarter
ALLY's return on equity is down by 42% year-on-year and by 18% since the previous quarter

Dividends

What is ALLY's dividend history
DPS
$1.2
Dividend yield
2.7%
Payout ratio
49%
Recent dividends

Financial health

How did Ally Financial financials performed over time
The total assets is 8% more than the total liabilities
The debt is 25% greater than the equity
The company's debt to equity fell by 24% YoY and by 18% QoQ
The debt has declined by 22% year-on-year and by 18% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.