ALLY Ally Financial Inc

  1. Stocks
  2. Financial Services
  3. NYSE: ALLY

Price (delayed)

$53.15

Market cap

$19.7B

P/E Ratio

9.07

Dividend/share

$0.76

EPS

$5.86

Enterprise value

$24.43B

Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate ...

Highlights
Ally Financial's EPS has surged by 127% YoY and by 103% QoQ
The net income has soared by 115% YoY and by 103% from the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: https://www.ally.com/
Peers: INBK CIT SC CACC

Key stats

What are the main financial stats of ALLY
Market
Shares outstanding
370.68M
Market cap
$19.7B
Enterprise value
$24.43B
Valuations
Price to earnings (P/E)
9.07
Price to book (P/B)
1.36
Price to sales (P/S)
2.76
EV/EBIT
8.63
EV/EBITDA
5.59
EV/Sales
3.39
Earnings
Revenue
$7.21B
EBIT
$2.83B
EBITDA
$4.37B
Free cash flow
$4.1B
Per share
EPS
$5.86
Free cash flow per share
$10.95
Book value per share
$39.1
Revenue per share
$19.28
TBVPS
$486.29
Balance sheet
Total assets
$181.88B
Total liabilities
$167.25B
Debt
$20.5B
Equity
$14.63B
Working capital
N/A
Liquidity
Debt to equity
1.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.08
Margins
EBITDA margin
60.6%
Gross margin
95.1%
Net margin
30.5%
Operating margin
46.5%
Efficiency
Return on assets
1.2%
Return on equity
15.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
39.3%
Dividend
Dividend yield
1.43%
DPS
$0.76
Payout ratio
13%

ALLY stock price

How has the Ally Financial stock price performed over time
Intraday
-1.26%
1 week
-2.82%
1 month
-1.57%
1 year
153.34%
YTD
49.05%
QTD
17.56%

Financial performance

How have Ally Financial's revenue and profit performed over time
Revenue
$7.21B
Gross profit
$6.86B
Operating income
$3.36B
Net income
$2.2B
Gross margin
95.1%
Net margin
30.5%
The net income has soared by 115% YoY and by 103% from the previous quarter
The net margin has surged by 88% since the previous quarter and by 85% year-on-year
The operating income has grown by 25% YoY and by 18% from the previous quarter
The gross profit has grown by 17% YoY and by 8% from the previous quarter

Growth

What is Ally Financial's growth rate over time

Valuation

What is Ally Financial stock price valuation
P/E
9.07
P/B
1.36
P/S
2.76
EV/EBIT
8.63
EV/EBITDA
5.59
EV/Sales
3.39
Ally Financial's EPS has surged by 127% YoY and by 103% QoQ
The stock's price to earnings (P/E) is 16% less than its last 4 quarters average of 10.9 and 6% less than its 5-year quarterly average of 9.8
ALLY's P/B is 73% above its 5-year quarterly average of 0.8 and 73% above its last 4 quarters average of 0.8
The company's equity rose by 8% YoY
The stock's P/S is 64% above its last 4 quarters average of 1.7 and 55% above its 5-year quarterly average of 1.8
Ally Financial's revenue has increased by 16% YoY and by 8% from the previous quarter

Efficiency

How efficient is Ally Financial business performance
ALLY's return on invested capital has surged by 200% year-on-year and by 114% since the previous quarter
Ally Financial's return on sales has surged by 128% YoY and by 86% QoQ
ALLY's return on equity has surged by 114% year-on-year and by 100% since the previous quarter
The ROA has soared by 100% from the previous quarter and by 100% YoY

Dividends

What is ALLY's dividend history
DPS
$0.76
Dividend yield
1.43%
Payout ratio
13%
Recent dividends

Financial health

How did Ally Financial financials performed over time
The total assets is 9% more than the total liabilities
The debt is 40% greater than the equity
The company's debt to equity has shrunk by 53% YoY and by 15% QoQ
The debt has declined by 49% year-on-year and by 15% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.