ALLY Ally Financial Inc

Price (delayed)

$36.99

Market cap

$11.24B

P/E Ratio

12.33

Dividend/share

$1.2

EPS

$3

Enterprise value

$25.17B

Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate ...

Highlights
The company's equity rose by 7% QoQ and by 7% YoY
The debt has declined by 7% since the previous quarter but it has increased by 3.5% year-on-year
The stock's price to earnings (P/E) is 64% more than its 5-year quarterly average of 7.5 and 52% more than its last 4 quarters average of 8.1
The net income has contracted by 43% YoY and by 18% from the previous quarter

Key stats

What are the main financial stats of ALLY
Market
Shares outstanding
303.96M
Market cap
$11.24B
Enterprise value
$25.17B
Valuations
Price to book (P/B)
0.81
Price to sales (P/S)
1.37
EV/EBIT
25.92
EV/EBITDA
11.35
EV/Sales
3.06
Earnings
Revenue
$8.21B
EBIT
$971M
EBITDA
$2.22B
Free cash flow
$4.66B
Per share
EPS
$3
Free cash flow per share
$15.35
Book value per share
$45.64
Revenue per share
$27.04
TBVPS
$646.56
Balance sheet
Total assets
$196.39B
Total liabilities
$182.63B
Debt
$20.87B
Equity
$13.77B
Working capital
N/A
Liquidity
Debt to equity
1.52
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.28
Margins
EBITDA margin
27%
Gross margin
94.9%
Net margin
11.1%
Operating margin
37.1%
Efficiency
Return on assets
0.5%
Return on equity
6.8%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
11.8%
Dividend
Dividend yield
3.24%
DPS
$1.2
Payout ratio
40%

ALLY stock price

How has the Ally Financial stock price performed over time
Intraday
2.1%
1 week
2.75%
1 month
-1.99%
1 year
23.09%
YTD
5.93%
QTD
5.93%

Financial performance

How have Ally Financial's revenue and profit performed over time
Revenue
$8.21B
Gross profit
$7.79B
Operating income
$3.05B
Net income
$910M
Gross margin
94.9%
Net margin
11.1%
The net income has contracted by 43% YoY and by 18% from the previous quarter
The net margin has declined by 42% year-on-year and by 17% since the previous quarter
The operating income has contracted by 18% YoY and by 9% from the previous quarter
ALLY's operating margin is down by 16% year-on-year and by 7% since the previous quarter

Growth

What is Ally Financial's growth rate over time

Valuation

What is Ally Financial stock price valuation
P/E
12.33
P/B
0.81
P/S
1.37
EV/EBIT
25.92
EV/EBITDA
11.35
EV/Sales
3.06
The stock's price to earnings (P/E) is 64% more than its 5-year quarterly average of 7.5 and 52% more than its last 4 quarters average of 8.1
Ally Financial's EPS has decreased by 41% YoY and by 19% QoQ
ALLY's P/B is 35% above its last 4 quarters average of 0.6
The company's equity rose by 7% QoQ and by 7% YoY
The stock's P/S is 37% above its last 4 quarters average of 1.0 but 14% below its 5-year quarterly average of 1.6
Ally Financial's revenue has decreased by 2.5% YoY

Efficiency

How efficient is Ally Financial business performance
Ally Financial's return on sales has shrunk by 55% YoY and by 27% QoQ
ALLY's return on invested capital has dropped by 55% year-on-year and by 17% since the previous quarter
The ROA has decreased by 44% YoY and by 17% from the previous quarter
ALLY's return on equity is down by 42% year-on-year and by 20% since the previous quarter

Dividends

What is ALLY's dividend history
DPS
$1.2
Dividend yield
3.24%
Payout ratio
40%
Recent dividends

Financial health

How did Ally Financial financials performed over time
The total assets is 8% more than the total liabilities
The total assets has grown by 2.4% YoY
ALLY's total liabilities is up by 2% year-on-year
The debt is 52% greater than the equity
The company's debt to equity fell by 13% QoQ and by 3.2% YoY
The debt has declined by 7% since the previous quarter but it has increased by 3.5% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.