ALLY Ally Financial Inc

  1. Stocks
  2. Financial Services
  3. NYSE: ALLY

Price (delayed)

$26.62

Market cap

$8.01B

P/E Ratio

6.48

Dividend/share

$1.2

EPS

$4.11

Enterprise value

$20.16B

Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate ...

Highlights
The stock's price to earnings (P/E) is 27% more than its last 4 quarters average of 5.1 but 15% less than its 5-year quarterly average of 7.6
The company's equity fell by 13% YoY but it rose by 4% QoQ
The net income has plunged by 55% YoY and by 21% from the previous quarter
Ally Financial's EPS has decreased by 49% YoY and by 19% QoQ
Sector: Financial Services
Industry: Credit Services
Website: https://www.ally.com/
Peers: INBK CACC AXP FNMA

Key stats

What are the main financial stats of ALLY
Market
Shares outstanding
300.82M
Market cap
$8.01B
Enterprise value
$20.16B
Valuations
Price to earnings (P/E)
6.48
Price to book (P/B)
0.6
Price to sales (P/S)
0.96
EV/EBIT
11.38
EV/EBITDA
6.55
EV/Sales
2.4
Earnings
Revenue
$8.39B
EBIT
$1.77B
EBITDA
$3.08B
Free cash flow
$6.04B
Per share
EPS
$4.11
Free cash flow per share
$19.95
Book value per share
$44.47
Revenue per share
$27.73
TBVPS
$648.14
Balance sheet
Total assets
$196.17B
Total liabilities
$182.79B
Debt
$21.94B
Equity
$13.38B
Working capital
N/A
Liquidity
Debt to equity
1.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.95
Margins
EBITDA margin
36.7%
Gross margin
96.3%
Net margin
15.1%
Operating margin
42.4%
Efficiency
Return on assets
0.7%
Return on equity
9.6%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
21.1%
Dividend
Dividend yield
4.51%
DPS
$1.2
Payout ratio
29.2%

ALLY stock price

How has the Ally Financial stock price performed over time
Intraday
1.22%
1 week
0.72%
1 month
3.02%
1 year
-36.35%
YTD
8.88%
QTD
4.43%

Financial performance

How have Ally Financial's revenue and profit performed over time
Revenue
$8.39B
Gross profit
$8.08B
Operating income
$3.56B
Net income
$1.27B
Gross margin
96.3%
Net margin
15.1%
The net margin has dropped by 55% year-on-year and by 21% since the previous quarter
The net income has plunged by 55% YoY and by 21% from the previous quarter
The operating income has contracted by 13% YoY and by 4.8% from the previous quarter
ALLY's operating margin is down by 13% year-on-year and by 4.5% since the previous quarter

Growth

What is Ally Financial's growth rate over time

Valuation

What is Ally Financial stock price valuation
ALLY P/E details
P/E
6.48
P/B
0.6
P/S
0.96
EV/EBIT
11.38
EV/EBITDA
6.55
EV/Sales
2.4
Ally Financial's EPS has decreased by 49% YoY and by 19% QoQ
The stock's price to earnings (P/E) is 27% more than its last 4 quarters average of 5.1 but 15% less than its 5-year quarterly average of 7.6
ALLY's P/B is 25% below its 5-year quarterly average of 0.8 and 14% below its last 4 quarters average of 0.7
The company's equity fell by 13% YoY but it rose by 4% QoQ
The stock's P/S is 44% below its 5-year quarterly average of 1.7 and 4% below its last 4 quarters average of 1.0

Efficiency

How efficient is Ally Financial business performance
The ROA has plunged by 56% YoY and by 22% from the previous quarter
ALLY's return on invested capital has dropped by 53% year-on-year and by 18% since the previous quarter
Ally Financial's return on sales has shrunk by 51% YoY and by 20% QoQ
ALLY's return on equity is down by 43% year-on-year and by 18% since the previous quarter

Dividends

What is ALLY's dividend history
Dividend details
DPS
$1.2
Dividend yield
4.51%
Payout ratio
29.2%
Recent dividends

Financial health

How did Ally Financial financials performed over time
The total assets is 7% more than the total liabilities
ALLY's total liabilities is up by 8% year-on-year and by 2.1% since the previous quarter
The total assets has grown by 6% YoY and by 2.3% from the previous quarter
The debt is 64% greater than the equity
The company's debt to equity rose by 27% YoY and by 4.5% QoQ
The company's equity fell by 13% YoY but it rose by 4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.