ALLY Ally Financial Inc

  1. Stocks
  2. Financial Services
  3. NYSE: ALLY

Price (delayed)

$51.36

Market cap

$18.52B

P/E Ratio

6.71

Dividend/share

$0.82

EPS

$7.65

Enterprise value

$21.75B

Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate ...

Highlights
The debt has declined by 49% year-on-year and by 18% since the previous quarter
Ally Financial's EPS has increased by 31% QoQ
Sector: Financial Services
Industry: Credit Services
Website: https://www.ally.com/
Peers: INBK CIT SC CACC

Key stats

What are the main financial stats of ALLY
Market
Shares outstanding
360.54M
Market cap
$18.52B
Enterprise value
$21.75B
Valuations
Price to earnings (P/E)
6.71
Price to book (P/B)
1.09
Price to sales (P/S)
2.48
EV/EBIT
6.15
EV/EBITDA
4.42
EV/Sales
2.83
Earnings
Revenue
$7.69B
EBIT
$3.54B
EBITDA
$4.93B
Free cash flow
$4.2B
Per share
EPS
$7.65
Free cash flow per share
$11.33
Book value per share
$47.29
Revenue per share
$20.74
TBVPS
$486.86
Balance sheet
Total assets
$180.47B
Total liabilities
$162.94B
Debt
$16.9B
Equity
$17.53B
Working capital
N/A
Liquidity
Debt to equity
0.96
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.66
Margins
EBITDA margin
64.1%
Gross margin
96.3%
Net margin
37.2%
Operating margin
48.7%
Efficiency
Return on assets
1.6%
Return on equity
18.8%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
46%
Dividend
Dividend yield
1.6%
DPS
$0.82
Payout ratio
10.7%

ALLY stock price

How has the Ally Financial stock price performed over time
Intraday
1.3%
1 week
-6.38%
1 month
-1.93%
1 year
76.62%
YTD
44.03%
QTD
0.61%

Financial performance

How have Ally Financial's revenue and profit performed over time
Revenue
$7.69B
Gross profit
$7.4B
Operating income
$3.74B
Net income
$2.86B
Gross margin
96.3%
Net margin
37.2%
The operating income has grown by 42% YoY and by 12% from the previous quarter
The net income has grown by 30% from the previous quarter
The gross profit has grown by 25% YoY and by 8% from the previous quarter
Ally Financial's revenue has increased by 23% YoY and by 7% from the previous quarter

Growth

What is Ally Financial's growth rate over time

Valuation

What is Ally Financial stock price valuation
P/E
6.71
P/B
1.09
P/S
2.48
EV/EBIT
6.15
EV/EBITDA
4.42
EV/Sales
2.83
Ally Financial's EPS has increased by 31% QoQ
The stock's price to earnings (P/E) is 31% less than its last 4 quarters average of 9.7 and 30% less than its 5-year quarterly average of 9.6
ALLY's P/B is 36% above its 5-year quarterly average of 0.8 and 21% above its last 4 quarters average of 0.9
The company's equity rose by 27% YoY and by 20% QoQ
The stock's P/S is 38% above its 5-year quarterly average of 1.8 and 18% above its last 4 quarters average of 2.1
Ally Financial's revenue has increased by 23% YoY and by 7% from the previous quarter

Efficiency

How efficient is Ally Financial business performance
The ROA has increased by 33% from the previous quarter
ALLY's return on invested capital is up by 27% since the previous quarter
ALLY's return on equity is up by 22% since the previous quarter
Ally Financial's return on sales has increased by 17% QoQ

Dividends

What is ALLY's dividend history
Dividend details
DPS
$0.82
Dividend yield
1.6%
Payout ratio
10.7%
Recent dividends

Financial health

How did Ally Financial financials performed over time
The total assets is 11% more than the total liabilities
ALLY's total liabilities is down by 4.3% year-on-year and by 2.6% since the previous quarter
The debt is 3.6% smaller than the equity
The company's debt to equity has shrunk by 60% YoY and by 31% QoQ
The debt has declined by 49% year-on-year and by 18% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.