ALLY Ally Financial Inc

Price (delayed)

$34.08

Market cap

$11.01B

P/E Ratio

4.25

Dividend/share

$1.1

EPS

$8.02

Enterprise value

$26.91B

Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate ...

Highlights
The stock's price to earnings (P/E) is 53% less than its 5-year quarterly average of 9.1 and 28% less than its last 4 quarters average of 6.0
The gross profit has grown by 19% YoY and by 2.6% from the previous quarter
Ally Financial's EPS has increased by 37% YoY but it has decreased by 3.1% QoQ
The net income has grown by 29% YoY but it has contracted by 6% from the previous quarter

Key stats

What are the main financial stats of ALLY
Market
Shares outstanding
323.05M
Market cap
$11.01B
Enterprise value
$26.91B
Valuations
Price to earnings (P/E)
4.25
Price to book (P/B)
0.74
Price to sales (P/S)
1.36
EV/EBIT
7.47
EV/EBITDA
5.57
EV/Sales
3.2
Earnings
Revenue
$8.4B
EBIT
$3.6B
EBITDA
$4.83B
Free cash flow
$4.51B
Per share
EPS
$8.02
Free cash flow per share
$13.44
Book value per share
$46.26
Revenue per share
$25.04
TBVPS
$549.03
Balance sheet
Total assets
$184.3B
Total liabilities
$168.88B
Debt
$19.84B
Equity
$15.41B
Working capital
N/A
Liquidity
Debt to equity
1.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.29
Margins
EBITDA margin
57.5%
Gross margin
97%
Net margin
33.7%
Operating margin
49%
Efficiency
Return on assets
1.6%
Return on equity
16.8%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
42.9%
Dividend
Dividend yield
3.23%
DPS
$1.1
Payout ratio
13.7%

ALLY stock price

How has the Ally Financial stock price performed over time
Intraday
-1.22%
1 week
2.93%
1 month
-21.04%
1 year
-31.12%
YTD
-28.42%
QTD
-21.62%

Financial performance

How have Ally Financial's revenue and profit performed over time
Revenue
$8.4B
Gross profit
$8.15B
Operating income
$4.12B
Net income
$2.83B
Gross margin
97%
Net margin
33.7%
The net income has grown by 29% YoY but it has contracted by 6% from the previous quarter
The operating income has grown by 23% YoY
The gross profit has grown by 19% YoY and by 2.6% from the previous quarter
Ally Financial's revenue has increased by 17% YoY and by 2.4% from the previous quarter

Growth

What is Ally Financial's growth rate over time

Valuation

What is Ally Financial stock price valuation
P/E
4.25
P/B
0.74
P/S
1.36
EV/EBIT
7.47
EV/EBITDA
5.57
EV/Sales
3.2
The stock's price to earnings (P/E) is 53% less than its 5-year quarterly average of 9.1 and 28% less than its last 4 quarters average of 6.0
Ally Financial's EPS has increased by 37% YoY but it has decreased by 3.1% QoQ
ALLY's P/B is 25% below its last 4 quarters average of 1.0 and 6% below its 5-year quarterly average of 0.8
The company's equity fell by 10% QoQ but it rose by 5% YoY
The stock's P/S is 34% below its last 4 quarters average of 2.1 and 27% below its 5-year quarterly average of 1.9
Ally Financial's revenue has increased by 17% YoY and by 2.4% from the previous quarter

Efficiency

How efficient is Ally Financial business performance
The ROA has increased by 33% YoY but it has decreased by 6% from the previous quarter
ALLY's return on invested capital is up by 27% year-on-year but it is down by 5% since the previous quarter
Ally Financial's return on sales has increased by 9% YoY but it has decreased by 7% QoQ
ALLY's return on equity is up by 9% year-on-year but it is down by 7% since the previous quarter

Dividends

What is ALLY's dividend history
DPS
$1.1
Dividend yield
3.23%
Payout ratio
13.7%
Recent dividends

Financial health

How did Ally Financial financials performed over time
The total assets is 9% more than the total liabilities
ALLY's total liabilities is up by 2.3% since the previous quarter
The debt is 29% greater than the equity
The company's debt to equity rose by 29% QoQ but it fell by 8% YoY
The debt has increased by 16% since the previous quarter but it has declined by 3.3% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.