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Price (delayed)
$35.75
Market cap
$10.89B
P/E Ratio
14.19
Dividend/share
$1.2
EPS
$2.52
Enterprise value
$20.86B
Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate
Highlights
The debt has declined by 17% year-on-year and by 2.7% since the previous quarter
The company's equity rose by 15% YoY and by 6% QoQ
The stock's price to earnings (P/E) is 63% more than its 5-year quarterly average of 8.7 but 4.1% less than its last 4 quarters average of 14.8
Ally Financial's EPS has decreased by 32% YoY but it has increased by 8% QoQ
The gross profit has contracted by 4% YoY
Ally Financial's revenue has decreased by 2.3% YoY
Key stats
What are the main financial stats of ALLY
Market
Valuations
Earnings
Shares outstanding
304.71M
Market cap
$10.89B
Enterprise value
$20.86B
Price to earnings (P/E)
14.19
Price to book (P/B)
0.74
Price to sales (P/S)
1.35
EV/EBIT
33.97
EV/EBITDA
11.16
EV/Sales
2.56
Revenue
$8.16B
Gross profit
$7.64B
Net income
$774M
EBIT
$614M
EBITDA
$1.87B
Free cash flow
$3.89B
Per share
Balance sheet
Liquidity
EPS
$2.52
EPS diluted
$2.49
Free cash flow per share
$12.66
Book value per share
$48.33
Revenue per share
$26.54
TBVPS
$627.96
Total assets
$192.98B
Total liabilities
$178.26B
Debt
$18.58B
Equity
$14.73B
Working capital
N/A
Debt to equity
1.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.33
Margins
Efficiency
Dividend
EBITDA margin
22.9%
Gross margin
93.6%
Net margin
9.5%
Operating margin
35.8%
Return on assets
0.4%
Return on equity
5.5%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
7.5%
Dividend yield
3.36%
DPS
$1.2
Payout ratio
47.6%
ALLY stock price
How has the Ally Financial stock price performed over time
Intraday
1.39%
1 week
-2.3%
1 month
-5.55%
1 year
4.17%
YTD
2.38%
QTD
0.45%
Financial performance
How have Ally Financial's revenue and profit performed over time
Revenue
$8.16B
Gross profit
$7.64B
Operating income
$2.92B
Net income
$774M
Gross margin
93.6%
Net margin
9.5%
The net income has contracted by 30% YoY but it has grown by 9% from the previous quarter
The net margin has declined by 29% year-on-year but it has increased by 7% since the previous quarter
The operating income has contracted by 12% YoY but it has grown by 5% from the previous quarter
ALLY's operating margin is down by 10% year-on-year but it is up by 3.5% since the previous quarter
Growth
What is Ally Financial's growth rate over time
Valuation
What is Ally Financial stock price valuation
P/E
14.19
P/B
0.74
P/S
1.35
EV/EBIT
33.97
EV/EBITDA
11.16
EV/Sales
2.56
The stock's price to earnings (P/E) is 63% more than its 5-year quarterly average of 8.7 but 4.1% less than its last 4 quarters average of 14.8
Ally Financial's EPS has decreased by 32% YoY but it has increased by 8% QoQ
The company's equity rose by 15% YoY and by 6% QoQ
ALLY's P/B is 8% below its 5-year quarterly average of 0.8 and 8% below its last 4 quarters average of 0.8
The stock's P/S is 10% below its 5-year quarterly average of 1.5 and 3.6% below its last 4 quarters average of 1.4
Ally Financial's revenue has decreased by 2.3% YoY
Efficiency
How efficient is Ally Financial business performance
Ally Financial's return on sales has shrunk by 54% YoY
ALLY's return on invested capital has dropped by 50% year-on-year
ALLY's return on equity is down by 35% year-on-year but it is up by 3.8% since the previous quarter
The ROA has decreased by 33% YoY
Dividends
What is ALLY's dividend history
DPS
$1.2
Dividend yield
3.36%
Payout ratio
47.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ally Financial financials performed over time
The total assets is 8% more than the total liabilities
ALLY's total liabilities is down by 2.5% year-on-year
The debt is 26% greater than the equity
The company's debt to equity fell by 28% YoY and by 9% QoQ
The debt has declined by 17% year-on-year and by 2.7% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.