ALLY Ally Financial Inc

Price (delayed)

$40.98

Market cap

$15.32B

P/E Ratio

19.89

Dividend/share

$0.76

EPS

$2.06

Enterprise value

$24.12B

Sector: Financial Services
Industry: Credit Services

Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate ...

Highlights

The debt has declined by 30% year-on-year and by 13% since the previous quarter
Ally Financial's revenue has increased by 2.6% YoY
The net income has plunged by 52% YoY but it has grown by 14% from the previous quarter
Ally Financial's EPS has decreased by 49% YoY but it has increased by 17% QoQ
The stock's price to earnings (P/E) is 121% more than its last 4 quarters average of 9.0 and 105% more than its 5-year quarterly average of 9.7

Key stats

What are the main financial stats of ALLY
Market
Shares outstanding
373.86M
Market cap
$15.32B
Enterprise value
$24.12B
Valuations
Price to earnings (P/E)
19.89
Price to book (P/B)
1.08
Price to sales (P/S)
2.41
EV/EBIT
23.17
EV/EBITDA
9.21
EV/Sales
3.8
Earnings
Revenue
$6.35B
EBIT
$1.04B
EBITDA
$2.62B
Free cash flow
$3.52B
Per share
EPS
$2.06
Free cash flow per share
$9.42
Book value per share
$37.79
Revenue per share
$16.98
TBVPS
$495.59
Balance sheet
Total assets
$185.27B
Total liabilities
$171.14B
Debt
$28.74B
Equity
$14.13B
Working capital
N/A
Liquidity
Debt to equity
2.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.36
Margins
EBITDA margin
41.3%
Gross margin
94.3%
Net margin
12.2%
Operating margin
41.9%
Efficiency
Return on assets
0.4%
Return on equity
5.6%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
16.4%
Dividend
Dividend yield
1.85%
DPS
$0.76
Payout ratio
36.9%

ALLY stock price

How has the Ally Financial stock price performed over time
Intraday
-4.01%
1 week
-0.87%
1 month
4.12%
1 year
56.95%
YTD
14.92%
QTD
14.92%

Financial performance

How have Ally Financial's revenue and profit performed over time
Revenue
$6.35B
Gross profit
$5.99B
Operating income
$2.66B
Net income
$776M
Gross margin
94.3%
Net margin
12.2%
The net margin has dropped by 54% year-on-year but it has increased by 12% since the previous quarter
The net income has plunged by 52% YoY but it has grown by 14% from the previous quarter
ALLY's operating margin is down by 9% year-on-year
The operating income has contracted by 6% YoY

Growth

What is Ally Financial's growth rate over time

Valuation

What is Ally Financial stock price valuation
P/E
19.89
P/B
1.08
P/S
2.41
EV/EBIT
23.17
EV/EBITDA
9.21
EV/Sales
3.8
The stock's price to earnings (P/E) is 121% more than its last 4 quarters average of 9.0 and 105% more than its 5-year quarterly average of 9.7
Ally Financial's EPS has decreased by 49% YoY but it has increased by 17% QoQ
ALLY's P/B is 80% above its last 4 quarters average of 0.6 and 54% above its 5-year quarterly average of 0.7
The company's equity fell by 2.2% YoY but it rose by 2.2% QoQ
The stock's P/S is 85% above its last 4 quarters average of 1.3 and 42% above its 5-year quarterly average of 1.7
Ally Financial's revenue has increased by 2.6% YoY

Efficiency

How efficient is Ally Financial business performance
The ROA has plunged by 56% YoY
ALLY's return on equity has dropped by 52% year-on-year but it is up by 17% since the previous quarter
Ally Financial's return on sales has decreased by 45% YoY but it has increased by 13% QoQ
ALLY's return on invested capital is down by 38% year-on-year but it is up by 25% since the previous quarter

Dividends

What is ALLY's dividend history
DPS
$0.76
Dividend yield
1.85%
Payout ratio
36.9%
Recent dividends

Financial health

How did Ally Financial financials performed over time
The total assets is 8% more than the total liabilities
The debt is 103% greater than the equity
The debt has declined by 30% year-on-year and by 13% since the previous quarter
The company's debt to equity fell by 29% YoY and by 15% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.