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Price (delayed)
$34.44
Market cap
$10.49B
P/E Ratio
14.78
Dividend/share
$1.2
EPS
$2.33
Enterprise value
$22.22B
Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate
Highlights
The company's equity rose by 2.4% YoY
The debt has declined by 14% year-on-year but it has increased by 12% since the previous quarter
The stock's price to earnings (P/E) is 77% more than its 5-year quarterly average of 8.4 and 14% more than its last 4 quarters average of 13.1
Ally Financial's EPS has decreased by 37% YoY and by 4.9% QoQ
Key stats
What are the main financial stats of ALLY
Market
Valuations
Earnings
Shares outstanding
304.67M
Market cap
$10.49B
Enterprise value
$22.22B
Price to earnings (P/E)
14.78
Price to book (P/B)
0.76
Price to sales (P/S)
1.32
EV/EBIT
36.49
EV/EBITDA
11.96
EV/Sales
2.77
Revenue
$8.02B
EBIT
$609M
EBITDA
$1.86B
Free cash flow
$4.56B
Per share
Balance sheet
Liquidity
EPS
$2.33
Free cash flow per share
$14.86
Book value per share
$45.57
Revenue per share
$26.15
TBVPS
$627.6
Total assets
$192.53B
Total liabilities
$178.68B
Debt
$19.1B
Equity
$13.85B
Working capital
N/A
Debt to equity
1.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.31
Margins
Efficiency
Dividend
EBITDA margin
23.2%
Gross margin
93.9%
Net margin
8.9%
Operating margin
34.6%
Return on assets
0.4%
Return on equity
5.3%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
7.6%
Dividend yield
3.48%
DPS
$1.2
Payout ratio
51.5%
ALLY stock price
How has the Ally Financial stock price performed over time
Intraday
-0.81%
1 week
-4.17%
1 month
1.32%
1 year
47.81%
YTD
-1.37%
QTD
-3.23%
Financial performance
How have Ally Financial's revenue and profit performed over time
Revenue
$8.02B
Gross profit
$7.53B
Operating income
$2.78B
Net income
$713M
Gross margin
93.9%
Net margin
8.9%
The net income has contracted by 36% YoY and by 4.7% from the previous quarter
The net margin has declined by 33% year-on-year and by 3.3% since the previous quarter
The operating income has contracted by 20% YoY and by 4% from the previous quarter
ALLY's operating margin is down by 16% year-on-year and by 3.1% since the previous quarter
Growth
What is Ally Financial's growth rate over time
Valuation
What is Ally Financial stock price valuation
P/E
14.78
P/B
0.76
P/S
1.32
EV/EBIT
36.49
EV/EBITDA
11.96
EV/Sales
2.77
The stock's price to earnings (P/E) is 77% more than its 5-year quarterly average of 8.4 and 14% more than its last 4 quarters average of 13.1
Ally Financial's EPS has decreased by 37% YoY and by 4.9% QoQ
ALLY's P/B is 5% below its 5-year quarterly average of 0.8 and 5% below its last 4 quarters average of 0.8
The company's equity rose by 2.4% YoY
The stock's P/S is 11% below its 5-year quarterly average of 1.5 but 2.3% above its last 4 quarters average of 1.3
Ally Financial's revenue has decreased by 4.5% YoY
Efficiency
How efficient is Ally Financial business performance
Ally Financial's return on sales has shrunk by 59% YoY and by 18% QoQ
ALLY's return on invested capital has dropped by 57% year-on-year and by 25% since the previous quarter
ALLY's return on equity is down by 38% year-on-year and by 5% since the previous quarter
The ROA has decreased by 33% YoY
Dividends
What is ALLY's dividend history
DPS
$1.2
Dividend yield
3.48%
Payout ratio
51.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ally Financial financials performed over time
The total assets is 8% more than the total liabilities
ALLY's total liabilities is down by 2.7% year-on-year
The total assets has contracted by 2.4% YoY
The debt is 38% greater than the equity
The company's debt to equity fell by 16% YoY but it rose by 10% QoQ
The debt has declined by 14% year-on-year but it has increased by 12% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.