BSRR Sierra Bancorp

Price (delayed)

$20.2

Market cap

$298.72M

P/E Ratio

8.52

Dividend/share

$0.92

EPS

$2.37

Enterprise value

$772.7M

Sierra Bancorp is the holding company for Bank of the Sierra, which is in its 44th year of operations and is the largest independent bank headquartered in the South San ...

Highlights
BSRR's equity is up by 11% YoY and by 9% QoQ
The gross profit is up by 7% year-on-year
The stock's P/E is 13% less than its 5-year quarterly average of 9.4 but 2.8% more than its last 4 quarters average of 8.0
The company's net income rose by 3.5% YoY but it fell by 2.3% QoQ
BSRR's debt is up by 34% YoY and by 11% QoQ

Key stats

What are the main financial stats of BSRR
Market
Shares outstanding
14.79M
Market cap
$298.72M
Enterprise value
$772.7M
Valuations
Price to earnings (P/E)
8.52
Price to book (P/B)
0.88
Price to sales (P/S)
2.14
EV/EBIT
16.63
EV/EBITDA
15.55
EV/Sales
5.55
Earnings
Revenue
$139.12M
EBIT
$46.46M
EBITDA
$49.7M
Free cash flow
$71.91M
Per share
EPS
$2.37
Free cash flow per share
$4.89
Book value per share
$23
Revenue per share
$9.46
TBVPS
$251.67
Balance sheet
Total assets
$3.73B
Total liabilities
$3.39B
Debt
$552.59M
Equity
$338.1M
Working capital
N/A
Liquidity
Debt to equity
1.63
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.54
Margins
EBITDA margin
35.7%
Gross margin
100%
Net margin
25%
Operating margin
33.4%
Efficiency
Return on assets
0.9%
Return on equity
11%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
33.4%
Dividend
Dividend yield
4.55%
DPS
$0.92
Payout ratio
38.8%

BSRR stock price

How has the Sierra Bancorp stock price performed over time
Intraday
3.7%
1 week
5.76%
1 month
10.38%
1 year
14.77%
YTD
-10.42%
QTD
-10.42%

Financial performance

How have Sierra Bancorp's revenue and profit performed over time
Revenue
$139.12M
Gross profit
$139.12M
Operating income
$46.46M
Net income
$34.84M
Gross margin
100%
Net margin
25%
The gross profit is up by 7% year-on-year
The revenue has grown by 7% YoY
The company's net income rose by 3.5% YoY but it fell by 2.3% QoQ
BSRR's net margin is down by 3.8% QoQ and by 3.5% YoY

Growth

What is Sierra Bancorp's growth rate over time

Valuation

What is Sierra Bancorp stock price valuation
P/E
8.52
P/B
0.88
P/S
2.14
EV/EBIT
16.63
EV/EBITDA
15.55
EV/Sales
5.55
The stock's P/E is 13% less than its 5-year quarterly average of 9.4 but 2.8% more than its last 4 quarters average of 8.0
The company's EPS rose by 5% YoY
The price to book (P/B) is 23% lower than the 5-year quarterly average of 1.1 and 6% lower than the last 4 quarters average of 0.9
BSRR's equity is up by 11% YoY and by 9% QoQ
The P/S is 24% less than the 5-year quarterly average of 2.7
The revenue has grown by 7% YoY

Efficiency

How efficient is Sierra Bancorp business performance
The ROIC is down by 15% year-on-year and by 8% since the previous quarter
The company's return on assets fell by 10% QoQ and by 10% YoY
Sierra Bancorp's ROE has decreased by 5% from the previous quarter
The company's return on sales fell by 3.5% YoY and by 2.9% QoQ

Dividends

What is BSRR's dividend history
DPS
$0.92
Dividend yield
4.55%
Payout ratio
38.8%
Recent dividends

Financial health

How did Sierra Bancorp financials performed over time
BSRR's total assets is 10% greater than its total liabilities
BSRR's total assets is up by 3.4% year-on-year
The total liabilities is up by 2.6% year-on-year
BSRR's debt is 63% higher than its equity
BSRR's debt is up by 34% YoY and by 11% QoQ
BSRR's debt to equity is up by 20% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.