BSRR Sierra Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: BSRR

Price (delayed)

$18.09

Market cap

$274.95M

P/E Ratio

8.04

Dividend/share

$0.92

EPS

$2.25

Enterprise value

$610.68M

Sierra Bancorp is the holding company for Bank of the Sierra, which is in its 44th year of operations and is the largest independent bank headquartered in the South San ...

Highlights
The stock's P/E is 27% less than its 5-year quarterly average of 11.1 and 12% less than its last 4 quarters average of 9.1
BSRR's equity is down by 16% YoY but it is up by 2.9% QoQ
BSRR's debt has soared by 116% YoY and by 38% QoQ
The company's net income fell by 22% YoY and by 7% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.sierrabancorp.com
Peers: CVCY CVBF BMRC TCBK

Key stats

What are the main financial stats of BSRR
Market
Shares outstanding
15.2M
Market cap
$274.95M
Enterprise value
$610.68M
Valuations
Price to earnings (P/E)
8.04
Price to book (P/B)
0.9
Price to sales (P/S)
2.09
EV/EBIT
13.6
EV/EBITDA
12.6
EV/Sales
4.71
Earnings
Revenue
$129.72M
EBIT
$44.92M
EBITDA
$48.45M
Free cash flow
$32.3M
Per share
EPS
$2.25
Free cash flow per share
$2.16
Book value per share
$20.12
Revenue per share
$8.67
TBVPS
$239.3
Balance sheet
Total assets
$3.61B
Total liabilities
$3.31B
Debt
$412.86M
Equity
$303.58M
Working capital
N/A
Liquidity
Debt to equity
1.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.93
Margins
EBITDA margin
37.4%
Gross margin
100%
Net margin
25.9%
Operating margin
34.6%
Efficiency
Return on assets
1%
Return on equity
11%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.6%
Dividend
Dividend yield
5.09%
DPS
$0.92
Payout ratio
40.9%

BSRR stock price

How has the Sierra Bancorp stock price performed over time
Intraday
-0.17%
1 week
0.56%
1 month
-12.65%
1 year
-30.13%
YTD
-14.83%
QTD
-14.83%

Financial performance

How have Sierra Bancorp's revenue and profit performed over time
Revenue
$129.72M
Gross profit
$129.72M
Operating income
$44.92M
Net income
$33.66M
Gross margin
100%
Net margin
25.9%
The company's net income fell by 22% YoY and by 7% QoQ
BSRR's operating income is down by 21% year-on-year and by 8% since the previous quarter
BSRR's net margin is down by 15% YoY and by 4.1% QoQ
The operating margin has declined by 15% year-on-year and by 4.4% since the previous quarter

Growth

What is Sierra Bancorp's growth rate over time

Valuation

What is Sierra Bancorp stock price valuation
P/E
8.04
P/B
0.9
P/S
2.09
EV/EBIT
13.6
EV/EBITDA
12.6
EV/Sales
4.71
The stock's P/E is 27% less than its 5-year quarterly average of 11.1 and 12% less than its last 4 quarters average of 9.1
The company's EPS fell by 20% YoY and by 6% QoQ
The price to book (P/B) is 25% lower than the 5-year quarterly average of 1.2 and 18% lower than the last 4 quarters average of 1.1
BSRR's equity is down by 16% YoY but it is up by 2.9% QoQ
The P/S is 30% less than the 5-year quarterly average of 3.0 and 16% less than the last 4 quarters average of 2.5
The revenue has contracted by 8% YoY and by 3.2% from the previous quarter

Efficiency

How efficient is Sierra Bancorp business performance
The ROIC is down by 28% year-on-year and by 7% since the previous quarter
The company's return on assets fell by 23% YoY and by 9% QoQ
The company's return on sales fell by 15% YoY and by 4.4% QoQ
Sierra Bancorp's ROE has decreased by 8% YoY and by 2.7% from the previous quarter

Dividends

What is BSRR's dividend history
Dividend details
DPS
$0.92
Dividend yield
5.09%
Payout ratio
40.9%
Recent dividends

Financial health

How did Sierra Bancorp financials performed over time
BSRR's total assets is 9% greater than its total liabilities
The total liabilities is up by 10% year-on-year and by 2.1% since the previous quarter
BSRR's total assets is up by 7% year-on-year and by 2.2% since the previous quarter
BSRR's debt is 36% higher than its equity
BSRR's debt to equity has surged by 157% year-on-year and by 33% since the previous quarter
BSRR's debt has soared by 116% YoY and by 38% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.