BSRR Sierra Bancorp

Price (delayed)

$27.81

Market cap

$388.35M

P/E Ratio

9.79

Dividend/share

$0.96

EPS

$2.84

Enterprise value

$561.77M

Sierra Bancorp is the holding company for Bank of the Sierra, which is in its 44th year of operations and is the largest independent bank headquartered in the South San ...

Highlights
BSRR's debt has shrunk by 50% YoY and by 6% QoQ
The company's EPS rose by 20% YoY and by 11% QoQ
The stock's P/E is 10% more than its 5-year quarterly average of 8.9

Key stats

What are the main financial stats of BSRR
Market
Shares outstanding
13.96M
Market cap
$388.35M
Enterprise value
$561.77M
Valuations
Price to earnings (P/E)
9.79
Price to book (P/B)
1.12
Price to sales (P/S)
2.71
EV/EBIT
10.43
EV/EBITDA
9.9
EV/Sales
3.83
Earnings
Revenue
$146.76M
Gross profit
$146.76M
Operating income
$53.87M
Net income
$40.56M
EBIT
$53.87M
EBITDA
$56.75M
Free cash flow
$60.49M
Per share
EPS
$2.84
EPS diluted
$2.82
Free cash flow per share
$4.23
Book value per share
$24.82
Revenue per share
$10.27
TBVPS
$251.06
Balance sheet
Total assets
$3.61B
Total liabilities
$3.26B
Debt
$274.09M
Equity
$357.3M
Working capital
N/A
Liquidity
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.06
Margins
EBITDA margin
38.7%
Gross margin
100%
Net margin
27.6%
Operating margin
36.7%
Efficiency
Return on assets
1.1%
Return on equity
11.5%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
36.7%
Dividend
Dividend yield
3.45%
DPS
$0.96
Payout ratio
33.8%

BSRR stock price

How has the Sierra Bancorp stock price performed over time
Intraday
0.47%
1 week
-3.97%
1 month
-11.6%
1 year
44.32%
YTD
-3.84%
QTD
-3.84%

Financial performance

How have Sierra Bancorp's revenue and profit performed over time
Revenue
$146.76M
Gross profit
$146.76M
Operating income
$53.87M
Net income
$40.56M
Gross margin
100%
Net margin
27.6%
The company's net income rose by 16% YoY and by 11% QoQ
BSRR's operating income is up by 16% year-on-year and by 9% since the previous quarter
The operating margin is up by 10% year-on-year and by 6% since the previous quarter
BSRR's net margin is up by 10% YoY and by 9% QoQ

Growth

What is Sierra Bancorp's growth rate over time

Valuation

What is Sierra Bancorp stock price valuation
P/E
9.79
P/B
1.12
P/S
2.71
EV/EBIT
10.43
EV/EBITDA
9.9
EV/Sales
3.83
The company's EPS rose by 20% YoY and by 11% QoQ
The stock's P/E is 10% more than its 5-year quarterly average of 8.9
The price to book (P/B) is 12% higher than the 5-year quarterly average of 1.0 and 12% higher than the last 4 quarters average of 1.0
BSRR's equity is up by 6% YoY
The P/S is 8% more than the 5-year quarterly average of 2.5 and 8% more than the last 4 quarters average of 2.5
The revenue has grown by 5% YoY and by 2.1% from the previous quarter

Efficiency

How efficient is Sierra Bancorp business performance
The ROIC is up by 27% year-on-year and by 8% since the previous quarter
The company's return on assets rose by 22% YoY and by 10% QoQ
The company's return on sales rose by 10% YoY and by 6% QoQ
Sierra Bancorp's ROE has increased by 10% from the previous quarter and by 4.5% YoY

Dividends

What is BSRR's dividend history
DPS
$0.96
Dividend yield
3.45%
Payout ratio
33.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Sierra Bancorp financials performed over time
BSRR's total assets is 11% greater than its total liabilities
The total liabilities has declined by 4% year-on-year and by 2.4% since the previous quarter
BSRR's total assets is down by 3.1% year-on-year and by 2.2% since the previous quarter
BSRR's debt is 23% lower than its equity
BSRR's debt to equity has dropped by 53% year-on-year and by 4.9% since the previous quarter
BSRR's debt has shrunk by 50% YoY and by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.