BSRR Sierra Bancorp

Price (delayed)

$28.95

Market cap

$418.52M

P/E Ratio

11.67

Dividend/share

$0.93

EPS

$2.48

Enterprise value

$547.63M

Sierra Bancorp is the holding company for Bank of the Sierra, which is in its 44th year of operations and is the largest independent bank headquartered in the South San ...

Highlights
BSRR's equity is up by 13% YoY
The revenue has grown by 4.9% YoY
BSRR's debt is down by 35% YoY but it is up by 9% QoQ
The stock's P/E is 34% more than its last 4 quarters average of 8.7 and 28% more than its 5-year quarterly average of 9.1

Key stats

What are the main financial stats of BSRR
Market
Shares outstanding
14.46M
Market cap
$418.52M
Enterprise value
$547.63M
Valuations
Price to book (P/B)
1.21
Price to sales (P/S)
2.91
EV/EBIT
11.31
EV/EBITDA
10.63
EV/Sales
3.85
Earnings
Revenue
$142.35M
EBIT
$48.43M
EBITDA
$51.52M
Free cash flow
$58.08M
Per share
EPS
$2.48
Free cash flow per share
$4.06
Book value per share
$23.98
Revenue per share
$9.95
TBVPS
$255.44
Balance sheet
Total assets
$3.68B
Total liabilities
$3.33B
Debt
$313.1M
Equity
$350.02M
Working capital
N/A
Liquidity
Debt to equity
0.89
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.51
Margins
EBITDA margin
36.2%
Gross margin
100%
Net margin
25.1%
Operating margin
34%
Efficiency
Return on assets
1%
Return on equity
10.7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
34%
Dividend
Dividend yield
3.21%
DPS
$0.93
Payout ratio
37.5%

BSRR stock price

How has the Sierra Bancorp stock price performed over time
Intraday
-1.33%
1 week
-3.92%
1 month
8.71%
1 year
47.48%
YTD
28.38%
QTD
29.36%

Financial performance

How have Sierra Bancorp's revenue and profit performed over time
Revenue
$142.35M
Gross profit
$142.35M
Operating income
$48.43M
Net income
$35.77M
Gross margin
100%
Net margin
25.1%
The revenue has grown by 4.9% YoY
The gross profit is up by 4.9% year-on-year
BSRR's net margin is down by 4.6% YoY
BSRR's operating income is up by 2.7% year-on-year

Growth

What is Sierra Bancorp's growth rate over time

Valuation

What is Sierra Bancorp stock price valuation
P/E
11.67
P/B
1.21
P/S
2.91
EV/EBIT
11.31
EV/EBITDA
10.63
EV/Sales
3.85
The stock's P/E is 34% more than its last 4 quarters average of 8.7 and 28% more than its 5-year quarterly average of 9.1
The company's EPS rose by 3.8% YoY and by 2.1% QoQ
The price to book (P/B) is 34% higher than the last 4 quarters average of 0.9 and 21% higher than the 5-year quarterly average of 1.0
BSRR's equity is up by 13% YoY
The P/S is 32% more than the last 4 quarters average of 2.2 and 12% more than the 5-year quarterly average of 2.6
The revenue has grown by 4.9% YoY

Efficiency

How efficient is Sierra Bancorp business performance
Sierra Bancorp's ROE has decreased by 9% YoY
The company's return on sales fell by 2.3% YoY

Dividends

What is BSRR's dividend history
DPS
$0.93
Dividend yield
3.21%
Payout ratio
37.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Sierra Bancorp financials performed over time
BSRR's total assets is 11% greater than its total liabilities
The total liabilities is up by 3.8% since the previous quarter but it has declined by 3.5% year-on-year
BSRR's total assets is up by 3.6% since the previous quarter but it is down by 2.2% year-on-year
BSRR's debt is 11% lower than its equity
BSRR's debt to equity is down by 43% year-on-year but it is up by 7% since the previous quarter
BSRR's debt is down by 35% YoY but it is up by 9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.