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BSRR Sierra Bancorp

Price (delayed)

$29.6

Market cap

$426.05M

P/E Ratio

11.61

Dividend/share

$0.94

EPS

$2.55

Enterprise value

$583.95M

Sierra Bancorp is the holding company for Bank of the Sierra, which is in its 44th year of operations and is the largest independent bank headquartered in the South San ...

Highlights
BSRR's debt is down by 41% YoY and by 7% QoQ
BSRR's equity is up by 16% YoY and by 2.5% QoQ
The stock's P/E is 29% more than its 5-year quarterly average of 9.0 and 22% more than its last 4 quarters average of 9.5

Key stats

What are the main financial stats of BSRR
Market
Shares outstanding
14.39M
Market cap
$426.05M
Enterprise value
$583.95M
Valuations
Price to book (P/B)
1.19
Price to sales (P/S)
2.92
EV/EBIT
11.79
EV/EBITDA
11.12
EV/Sales
4.06
Earnings
Revenue
$143.69M
Gross profit
$143.69M
Net income
$36.49M
EBIT
$49.52M
EBITDA
$52.51M
Free cash flow
$62.75M
Per share
EPS
$2.55
EPS diluted
$2.52
Free cash flow per share
$4.42
Book value per share
$24.81
Revenue per share
$10.13
TBVPS
$258.58
Balance sheet
Total assets
$3.7B
Total liabilities
$3.34B
Debt
$290.7M
Equity
$358.7M
Working capital
N/A
Liquidity
Debt to equity
0.81
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.01
Margins
EBITDA margin
36.5%
Gross margin
100%
Net margin
25.4%
Operating margin
34.5%
Efficiency
Return on assets
1%
Return on equity
10.5%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.5%
Dividend
Dividend yield
3.18%
DPS
$0.94
Payout ratio
36.9%

BSRR stock price

How has the Sierra Bancorp stock price performed over time
Intraday
1.4%
1 week
-3.68%
1 month
-8.61%
1 year
31.85%
YTD
31.26%
QTD
2.49%

Financial performance

How have Sierra Bancorp's revenue and profit performed over time
Revenue
$143.69M
Gross profit
$143.69M
Operating income
$49.52M
Net income
$36.49M
Gross margin
100%
Net margin
25.4%
BSRR's operating income is up by 4.9% year-on-year and by 2.3% since the previous quarter
The revenue has grown by 4.7% YoY
The gross profit is up by 4.7% year-on-year
The company's net income rose by 2.3% YoY and by 2% QoQ

Growth

What is Sierra Bancorp's growth rate over time

Valuation

What is Sierra Bancorp stock price valuation
P/E
11.61
P/B
1.19
P/S
2.92
EV/EBIT
11.79
EV/EBITDA
11.12
EV/Sales
4.06
The stock's P/E is 29% more than its 5-year quarterly average of 9.0 and 22% more than its last 4 quarters average of 9.5
The company's EPS rose by 6% YoY and by 2.8% QoQ
The price to book (P/B) is 19% higher than the 5-year quarterly average of 1.0 and 19% higher than the last 4 quarters average of 1.0
BSRR's equity is up by 16% YoY and by 2.5% QoQ
The P/S is 22% more than the last 4 quarters average of 2.4 and 17% more than the 5-year quarterly average of 2.5
The revenue has grown by 4.7% YoY

Efficiency

How efficient is Sierra Bancorp business performance
Sierra Bancorp's ROE has decreased by 9% YoY
The ROIC is up by 8% since the previous quarter and by 8% year-on-year

Dividends

What is BSRR's dividend history
DPS
$0.94
Dividend yield
3.18%
Payout ratio
36.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Sierra Bancorp financials performed over time
BSRR's total assets is 11% greater than its total liabilities
The total liabilities has declined by 2.7% year-on-year
BSRR's debt is 19% lower than its equity
BSRR's debt to equity is down by 50% year-on-year and by 9% since the previous quarter
BSRR's debt is down by 41% YoY and by 7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.