BSRR Sierra Bancorp

Price (delayed)

$29.64

Market cap

$432.62M

P/E Ratio

12.2

Dividend/share

$0.92

EPS

$2.43

Enterprise value

$600.25M

Sierra Bancorp is the holding company for Bank of the Sierra, which is in its 44th year of operations and is the largest independent bank headquartered in the South San ...

Highlights
BSRR's debt is down by 48% QoQ and by 27% YoY
BSRR's equity is up by 12% YoY and by 2.1% QoQ
The stock's P/E is 49% more than its last 4 quarters average of 8.2 and 34% more than its 5-year quarterly average of 9.1

Key stats

What are the main financial stats of BSRR
Market
Shares outstanding
14.6M
Market cap
$432.62M
Enterprise value
$600.25M
Valuations
Price to book (P/B)
1.27
Price to sales (P/S)
3.03
EV/EBIT
12.6
EV/EBITDA
11.81
EV/Sales
4.23
Earnings
Revenue
$141.85M
EBIT
$47.66M
EBITDA
$50.82M
Free cash flow
$72.9M
Per share
EPS
$2.43
Free cash flow per share
$5.02
Book value per share
$23.34
Revenue per share
$9.78
TBVPS
$242.93
Balance sheet
Total assets
$3.55B
Total liabilities
$3.21B
Debt
$286.88M
Equity
$345.09M
Working capital
N/A
Liquidity
Debt to equity
0.83
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.3
Margins
EBITDA margin
35.8%
Gross margin
100%
Net margin
25%
Operating margin
33.6%
Efficiency
Return on assets
1%
Return on equity
10.9%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
33.6%
Dividend
Dividend yield
3.1%
DPS
$0.92
Payout ratio
37.9%

BSRR stock price

How has the Sierra Bancorp stock price performed over time
Intraday
5.37%
1 week
10.8%
1 month
42.02%
1 year
62.32%
YTD
31.44%
QTD
32.44%

Financial performance

How have Sierra Bancorp's revenue and profit performed over time
Revenue
$141.85M
Gross profit
$141.85M
Operating income
$47.66M
Net income
$35.42M
Gross margin
100%
Net margin
25%
The gross profit is up by 6% year-on-year
The revenue has grown by 6% YoY
BSRR's net margin is down by 4.2% YoY
The operating margin has declined by 2.6% year-on-year

Growth

What is Sierra Bancorp's growth rate over time

Valuation

What is Sierra Bancorp stock price valuation
P/E
12.2
P/B
1.27
P/S
3.03
EV/EBIT
12.6
EV/EBITDA
11.81
EV/Sales
4.23
The stock's P/E is 49% more than its last 4 quarters average of 8.2 and 34% more than its 5-year quarterly average of 9.1
The company's EPS rose by 3.8% YoY and by 2.5% QoQ
The price to book (P/B) is 41% higher than the last 4 quarters average of 0.9 and 27% higher than the 5-year quarterly average of 1.0
BSRR's equity is up by 12% YoY and by 2.1% QoQ
The P/S is 44% more than the last 4 quarters average of 2.1 and 17% more than the 5-year quarterly average of 2.6
The revenue has grown by 6% YoY

Efficiency

How efficient is Sierra Bancorp business performance
The company's return on assets rose by 11% QoQ
The ROIC is up by 9% since the previous quarter
Sierra Bancorp's ROE has decreased by 6% YoY
The company's return on sales fell by 2.6% YoY

Dividends

What is BSRR's dividend history
DPS
$0.92
Dividend yield
3.1%
Payout ratio
37.9%
Recent dividends

Financial health

How did Sierra Bancorp financials performed over time
BSRR's total assets is 11% greater than its total liabilities
The total liabilities has declined by 5% since the previous quarter and by 5% year-on-year
BSRR's total assets is down by 4.7% since the previous quarter and by 3.8% year-on-year
BSRR's debt is 17% lower than its equity
BSRR's debt to equity is down by 49% since the previous quarter and by 36% year-on-year
BSRR's debt is down by 48% QoQ and by 27% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.