BFIN BankFinancial CORP

Price (delayed)

$10.48

Market cap

$130.59M

P/E Ratio

15.64

Dividend/share

$0.4

EPS

$0.67

Enterprise value

$18.13M

BankFinancial Corporation is the holding company for BankFinancial, NA, a national bank providing financial services to individuals, families and businesses through 19 full-service banking offices, located in Cook, DuPage, Lake ...

Highlights
BFIN's debt is down by 18% year-on-year and by 6% since the previous quarter
The company's equity rose by 2.4% YoY
BFIN's net income is down by 29% YoY and by 10% from the previous quarter
BFIN's P/E is 28% above its last 4 quarters average of 12.2 and 5% above its 5-year quarterly average of 14.9

Key stats

What are the main financial stats of BFIN
Market
Shares outstanding
12.46M
Market cap
$130.59M
Enterprise value
$18.13M
Valuations
Price to earnings (P/E)
15.64
Price to book (P/B)
0.84
Price to sales (P/S)
2.33
EV/EBIT
1.58
EV/EBITDA
1.37
EV/Sales
0.32
Earnings
Revenue
$56.14M
EBIT
$11.49M
EBITDA
$13.23M
Free cash flow
$10.93M
Per share
EPS
$0.67
Free cash flow per share
$0.88
Book value per share
$12.52
Revenue per share
$4.5
TBVPS
$118.71
Balance sheet
Total assets
$1.48B
Total liabilities
$1.32B
Debt
$50.73M
Equity
$156.03M
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.5
Margins
EBITDA margin
23.6%
Gross margin
100%
Net margin
15.1%
Operating margin
20.5%
Efficiency
Return on assets
0.6%
Return on equity
5.5%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
20.5%
Dividend
Dividend yield
3.82%
DPS
$0.4
Payout ratio
59.7%

BFIN stock price

How has the BankFinancial stock price performed over time
Intraday
1.06%
1 week
3.87%
1 month
4.59%
1 year
36.64%
YTD
2.14%
QTD
-0.19%

Financial performance

How have BankFinancial's revenue and profit performed over time
Revenue
$56.14M
Gross profit
$56.14M
Operating income
$11.49M
Net income
$8.47M
Gross margin
100%
Net margin
15.1%
BFIN's net income is down by 29% YoY and by 10% from the previous quarter
BFIN's net margin is down by 28% year-on-year and by 10% since the previous quarter
BankFinancial's operating income has decreased by 27% YoY and by 10% from the previous quarter
BFIN's operating margin is down by 26% year-on-year and by 10% since the previous quarter

Growth

What is BankFinancial's growth rate over time

Valuation

What is BankFinancial stock price valuation
P/E
15.64
P/B
0.84
P/S
2.33
EV/EBIT
1.58
EV/EBITDA
1.37
EV/Sales
0.32
BFIN's P/E is 28% above its last 4 quarters average of 12.2 and 5% above its 5-year quarterly average of 14.9
The EPS has contracted by 26% YoY and by 9% from the previous quarter
BFIN's P/B is 7% below its 5-year quarterly average of 0.9 but 5% above its last 4 quarters average of 0.8
The company's equity rose by 2.4% YoY
BFIN's P/S is 11% above its last 4 quarters average of 2.1 but 10% below its 5-year quarterly average of 2.6

Efficiency

How efficient is BankFinancial business performance
The return on equity has declined by 29% year-on-year and by 10% since the previous quarter
BankFinancial's ROIC has decreased by 27% YoY and by 11% from the previous quarter
The ROS has contracted by 26% YoY and by 10% from the previous quarter
BankFinancial's ROA has decreased by 14% YoY

Dividends

What is BFIN's dividend history
DPS
$0.4
Dividend yield
3.82%
Payout ratio
59.7%
Recent dividends

Financial health

How did BankFinancial financials performed over time
BankFinancial's total assets is 12% more than its total liabilities
BFIN's total liabilities is down by 4.9% year-on-year
BankFinancial's total assets has decreased by 4.1% YoY
BFIN's debt is 67% smaller than its equity
BFIN's debt to equity is down by 20% YoY and by 6% QoQ
BFIN's debt is down by 18% year-on-year and by 6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.