BFIN BankFinancial CORP

Price (delayed)

$9.91

Market cap

$128.06M

P/E Ratio

13.76

Dividend/share

$0.4

EPS

$0.72

Enterprise value

-$53.91M

BankFinancial Corporation is the holding company for BankFinancial, NA, a national bank providing financial services to individuals, families and businesses through 19 full-service banking offices, located in Cook, DuPage, Lake ...

Highlights
The EPS has grown by 41% YoY and by 22% from the previous quarter
BFIN's net income is up by 26% YoY and by 20% from the previous quarter
BFIN's debt is up by 12% since the previous quarter and by 5% year-on-year
The company's equity fell by 4.5% YoY

Key stats

What are the main financial stats of BFIN
Market
Shares outstanding
12.92M
Market cap
$128.06M
Enterprise value
-$53.91M
Valuations
Price to earnings (P/E)
13.76
Price to book (P/B)
0.86
Price to sales (P/S)
2.42
EV/EBIT
-4.45
EV/EBITDA
-3.92
EV/Sales
-1.01
Earnings
Revenue
$53.55M
EBIT
$12.11M
EBITDA
$13.74M
Free cash flow
$4.13M
Per share
EPS
$0.72
Free cash flow per share
$0.32
Book value per share
$11.49
Revenue per share
$4.1
TBVPS
$124.75
Balance sheet
Total assets
$1.63B
Total liabilities
$1.48B
Debt
$34.16M
Equity
$151.07M
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-13.25
Margins
EBITDA margin
25.7%
Gross margin
100%
Net margin
17.6%
Operating margin
22.6%
Efficiency
Return on assets
0.6%
Return on equity
6.1%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
22.6%
Dividend
Dividend yield
4.04%
DPS
$0.4
Payout ratio
55.6%

BFIN stock price

How has the BankFinancial stock price performed over time
Intraday
-0.7%
1 week
-3.51%
1 month
-5.26%
1 year
-7.9%
YTD
-5.89%
QTD
-5.89%

Financial performance

How have BankFinancial's revenue and profit performed over time
Revenue
$53.55M
Gross profit
$53.55M
Operating income
$12.11M
Net income
$9.43M
Gross margin
100%
Net margin
17.6%
BFIN's net income is up by 26% YoY and by 20% from the previous quarter
BankFinancial's operating income has increased by 20% from the previous quarter and by 15% YoY
BFIN's net margin is up by 20% year-on-year and by 14% since the previous quarter
BFIN's operating margin is up by 14% since the previous quarter and by 10% year-on-year

Growth

What is BankFinancial's growth rate over time

Valuation

What is BankFinancial stock price valuation
P/E
13.76
P/B
0.86
P/S
2.42
EV/EBIT
-4.45
EV/EBITDA
-3.92
EV/Sales
-1.01
The EPS has grown by 41% YoY and by 22% from the previous quarter
BFIN's P/E is 20% below its 5-year quarterly average of 17.2 and 20% below its last 4 quarters average of 17.2
BFIN's P/B is 22% below its 5-year quarterly average of 1.1 and 4.4% below its last 4 quarters average of 0.9
The company's equity fell by 4.5% YoY
BFIN's P/S is 27% below its 5-year quarterly average of 3.3 and 7% below its last 4 quarters average of 2.6
BankFinancial's revenue has increased by 5% YoY and by 4.8% QoQ

Efficiency

How efficient is BankFinancial business performance
The return on equity has increased by 36% year-on-year and by 22% since the previous quarter
BankFinancial's ROA has increased by 20% from the previous quarter and by 20% YoY
The ROS has grown by 14% from the previous quarter and by 10% YoY
BankFinancial's ROIC has increased by 13% from the previous quarter

Dividends

What is BFIN's dividend history
DPS
$0.4
Dividend yield
4.04%
Payout ratio
55.6%
Recent dividends

Financial health

How did BankFinancial financials performed over time
BankFinancial's total assets is 10% more than its total liabilities
BFIN's debt is 77% smaller than its equity
BFIN's debt to equity is up by 15% QoQ and by 10% YoY
BFIN's debt is up by 12% since the previous quarter and by 5% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.