BFIN BankFinancial CORP
- Stocks
- Financial Services
- NASDAQ: BFIN
Price (delayed)
$11.18
Market cap
$139.31M
P/E Ratio
31.06
Dividend/share
$0.4
EPS
$0.36
Enterprise value
$1.35M
BankFinancial Corporation is the holding company for BankFinancial, NA, a national bank providing financial services to individuals, families and businesses through 19 full-service banking offices, located in Cook, DuPage, Lake
Highlights
BFIN's debt is down by 21% year-on-year and by 16% since the previous quarter
BFIN's net income is down by 48% YoY but it is up by 9% from the previous quarter
The EPS has contracted by 46% YoY but it has grown by 9% from the previous quarter
BFIN's P/E is 74% above its 5-year quarterly average of 17.8 and 15% above its last 4 quarters average of 27.1
BankFinancial's gross profit has decreased by 13% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankfinancial.com
Peers:
TFSL
Key stats
What are the main financial stats of BFIN
Market
Valuations
Earnings
Shares outstanding
12.46M
Market cap
$139.31M
Enterprise value
$1.35M
Price to earnings (P/E)
31.06
Price to book (P/B)
0.88
Price to sales (P/S)
2.86
EV/EBIT
0.25
EV/EBITDA
0.47
EV/Sales
0.03
Revenue
$48.65M
Gross profit
$48.65M
Operating income
$5.32M
Net income
$4.44M
EBIT
$5.32M
EBITDA
$2.86M
Free cash flow
$4.98M
Per share
Balance sheet
Liquidity
EPS
$0.36
EPS diluted
$0.36
Free cash flow per share
$0.4
Book value per share
$12.64
Revenue per share
$3.9
TBVPS
$115.73
Total assets
$1.44B
Total liabilities
$1.28B
Debt
$40.3M
Equity
$157.5M
Working capital
N/A
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-48.19
Margins
Efficiency
Dividend
EBITDA margin
5.9%
Gross margin
100%
Net margin
9.1%
Operating margin
10.9%
Return on assets
0.3%
Return on equity
2.8%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
10.9%
Dividend yield
3.58%
DPS
$0.4
Payout ratio
111.1%
BFIN stock price
How has the BankFinancial stock price performed over time
Intraday
-2.02%
1 week
-5.25%
1 month
-3.37%
1 year
-6.68%
YTD
-11.93%
QTD
-3.37%
Financial performance
How have BankFinancial's revenue and profit performed over time
Revenue
$48.65M
Gross profit
$48.65M
Operating income
$5.32M
Net income
$4.44M
Gross margin
100%
Net margin
9.1%
BankFinancial's operating income has plunged by 54% YoY but it has increased by 6% from the previous quarter
BFIN's net income is down by 48% YoY but it is up by 9% from the previous quarter
BFIN's operating margin is down by 47% year-on-year but it is up by 7% since the previous quarter
BFIN's net margin is down by 40% year-on-year but it is up by 10% since the previous quarter
Price vs fundamentals
How does BFIN's price correlate with its fundamentals
Growth
What is BankFinancial's growth rate over time
Valuation
What is BankFinancial stock price valuation
P/E
31.06
P/B
0.88
P/S
2.86
EV/EBIT
0.25
EV/EBITDA
0.47
EV/Sales
0.03
BFIN's P/E is 74% above its 5-year quarterly average of 17.8 and 15% above its last 4 quarters average of 27.1
The EPS has contracted by 46% YoY but it has grown by 9% from the previous quarter
BFIN's P/B is 10% above its 5-year quarterly average of 0.8 but 2.2% below its last 4 quarters average of 0.9
BankFinancial's revenue has decreased by 13% YoY
BFIN's P/S is 10% above its 5-year quarterly average of 2.6
Efficiency
How efficient is BankFinancial business performance
BankFinancial's ROA has plunged by 50% YoY
BankFinancial's ROIC has plunged by 50% YoY
The return on equity has declined by 49% year-on-year but it has increased by 8% since the previous quarter
The ROS has contracted by 47% YoY but it has grown by 7% from the previous quarter
Dividends
What is BFIN's dividend history
DPS
$0.4
Dividend yield
3.58%
Payout ratio
111.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BankFinancial financials performed over time
BankFinancial's total assets is 12% more than its total liabilities
BankFinancial's total assets has decreased by 2.6% YoY
BFIN's total liabilities is down by 3% year-on-year
BFIN's debt is 74% smaller than its equity
BFIN's debt is down by 21% year-on-year and by 16% since the previous quarter
BFIN's debt to equity is down by 21% YoY and by 16% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.