BFIN BankFinancial CORP
Price (delayed)
$12.07
Market cap
$150.4M
P/E Ratio
36.58
Dividend/share
$0.4
EPS
$0.33
Enterprise value
$79.2M
BankFinancial Corporation is the holding company for BankFinancial, NA, a national bank providing financial services to individuals, families and businesses through 19 full-service banking offices, located in Cook, DuPage, Lake
Highlights
BFIN's debt is down by 11% year-on-year
BFIN's P/E is 122% above its 5-year quarterly average of 16.5 and 64% above its last 4 quarters average of 22.3
BFIN's net income has plunged by 57% YoY and by 49% from the previous quarter
Key stats
What are the main financial stats of BFIN
Market
Valuations
Earnings
Shares outstanding
12.46M
Market cap
$150.4M
Enterprise value
$79.2M
Price to earnings (P/E)
36.58
Price to book (P/B)
0.96
Price to sales (P/S)
3.06
EV/EBIT
15.77
EV/EBITDA
15.28
EV/Sales
1.61
Revenue
$49.21M
Gross profit
$49.21M
Operating income
$5.02M
Net income
$4.07M
EBIT
$5.02M
EBITDA
$5.18M
Free cash flow
$6.01M
Per share
Balance sheet
Liquidity
EPS
$0.33
EPS diluted
$0.33
Free cash flow per share
$0.48
Book value per share
$12.55
Revenue per share
$3.95
TBVPS
$115.13
Total assets
$1.43B
Total liabilities
$1.28B
Debt
$47.79M
Equity
$156.38M
Working capital
N/A
Debt to equity
0.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-13.73
Margins
Efficiency
Dividend
EBITDA margin
10.5%
Gross margin
100%
Net margin
8.3%
Operating margin
10.2%
Return on assets
0.3%
Return on equity
2.6%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
10.2%
Dividend yield
3.31%
DPS
$0.4
Payout ratio
121.2%
BFIN stock price
How has the BankFinancial stock price performed over time
Intraday
2.64%
1 week
3.52%
1 month
-7.08%
1 year
20.7%
YTD
-4.92%
QTD
-4.51%
Financial performance
How have BankFinancial's revenue and profit performed over time
Revenue
$49.21M
Gross profit
$49.21M
Operating income
$5.02M
Net income
$4.07M
Gross margin
100%
Net margin
8.3%
BankFinancial's operating income has plunged by 61% YoY and by 52% from the previous quarter
BFIN's net income has plunged by 57% YoY and by 49% from the previous quarter
BFIN's operating margin has dropped by 55% year-on-year and by 47% since the previous quarter
BFIN's net margin has dropped by 51% year-on-year and by 43% since the previous quarter
Growth
What is BankFinancial's growth rate over time
Valuation
What is BankFinancial stock price valuation
P/E
36.58
P/B
0.96
P/S
3.06
EV/EBIT
15.77
EV/EBITDA
15.28
EV/Sales
1.61
BFIN's P/E is 122% above its 5-year quarterly average of 16.5 and 64% above its last 4 quarters average of 22.3
The EPS has plunged by 55% YoY and by 48% from the previous quarter
BFIN's P/B is 20% above its 5-year quarterly average of 0.8 and 7% above its last 4 quarters average of 0.9
BFIN's P/S is 22% above its 5-year quarterly average of 2.5 and 13% above its last 4 quarters average of 2.7
BankFinancial's revenue has decreased by 12% YoY and by 9% QoQ
Efficiency
How efficient is BankFinancial business performance
The return on equity has dropped by 57% year-on-year and by 48% since the previous quarter
BankFinancial's ROIC has plunged by 56% YoY and by 50% from the previous quarter
The ROS has plunged by 55% YoY and by 47% from the previous quarter
BankFinancial's ROA has plunged by 50% YoY and by 40% from the previous quarter
Dividends
What is BFIN's dividend history
DPS
$0.4
Dividend yield
3.31%
Payout ratio
121.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BankFinancial financials performed over time
BankFinancial's total assets is 12% more than its total liabilities
BankFinancial's total assets has decreased by 3.5% YoY
BFIN's total liabilities is down by 4% year-on-year
BFIN's debt is 69% smaller than its equity
BFIN's debt is down by 11% year-on-year
BFIN's debt to equity is down by 11% YoY but it is up by 3.3% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.