BFIN BankFinancial CORP

  1. Stocks
  2. Financial Services
  3. NASDAQ: BFIN

Price (delayed)

$10

Market cap

$124.61M

P/E Ratio

13.51

Dividend/share

$0.4

EPS

$0.74

Enterprise value

-$196,220

BankFinancial Corporation is the holding company for BankFinancial, NA, a national bank providing financial services to individuals, families and businesses through 19 full-service banking offices, located in Cook, DuPage, Lake ...

Highlights
The company's equity rose by 2.4% YoY
BFIN's debt has surged by 90% year-on-year but it is down by 10% since the previous quarter
BFIN's P/E is 26% above its last 4 quarters average of 10.7 but 9% below its 5-year quarterly average of 14.8
BFIN's net income is down by 13% from the previous quarter and by 10% YoY
The EPS has contracted by 12% from the previous quarter and by 8% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankfinancial.com
Peers: TFSL

Key stats

What are the main financial stats of BFIN
Market
Shares outstanding
12.46M
Market cap
$124.61M
Enterprise value
-$196,220
Valuations
Price to earnings (P/E)
13.51
Price to book (P/B)
0.81
Price to sales (P/S)
2.26
EV/EBIT
-0.02
EV/EBITDA
-0.01
EV/Sales
0
Earnings
Revenue
$55.93M
EBIT
$12.75M
EBITDA
$14.29M
Free cash flow
$8.04M
Per share
EPS
$0.74
Free cash flow per share
$0.64
Book value per share
$12.38
Revenue per share
$4.43
TBVPS
$117.83
Balance sheet
Total assets
$1.49B
Total liabilities
$1.33B
Debt
$53.68M
Equity
$155.38M
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.73
Margins
EBITDA margin
25.6%
Gross margin
100%
Net margin
16.8%
Operating margin
22.8%
Efficiency
Return on assets
0.6%
Return on equity
6.1%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
22.8%
Dividend
Dividend yield
4%
DPS
$0.4
Payout ratio
54.1%

BFIN stock price

How has the BankFinancial stock price performed over time
Intraday
0%
1 week
-2.91%
1 month
-4.94%
1 year
13.51%
YTD
-2.53%
QTD
-4.76%

Financial performance

How have BankFinancial's revenue and profit performed over time
Revenue
$55.93M
Gross profit
$55.93M
Operating income
$12.75M
Net income
$9.39M
Gross margin
100%
Net margin
16.8%
BFIN's net income is down by 13% from the previous quarter and by 10% YoY
BFIN's net margin is down by 12% year-on-year and by 11% since the previous quarter
BankFinancial's operating income has decreased by 12% from the previous quarter and by 8% YoY
BFIN's operating margin is down by 11% since the previous quarter and by 10% year-on-year

Growth

What is BankFinancial's growth rate over time

Valuation

What is BankFinancial stock price valuation
P/E
13.51
P/B
0.81
P/S
2.26
EV/EBIT
-0.02
EV/EBITDA
-0.01
EV/Sales
0
BFIN's P/E is 26% above its last 4 quarters average of 10.7 but 9% below its 5-year quarterly average of 14.8
The EPS has contracted by 12% from the previous quarter and by 8% YoY
BFIN's P/B is 16% above its last 4 quarters average of 0.7 but 10% below its 5-year quarterly average of 0.9
The company's equity rose by 2.4% YoY
BFIN's P/S is 13% below its 5-year quarterly average of 2.6 but 13% above its last 4 quarters average of 2.0

Efficiency

How efficient is BankFinancial business performance
BankFinancial's ROA has decreased by 14% from the previous quarter
The return on equity has declined by 13% since the previous quarter and by 12% year-on-year
The ROS has contracted by 11% from the previous quarter and by 10% YoY
BankFinancial's ROIC has decreased by 10% from the previous quarter and by 10% YoY

Dividends

What is BFIN's dividend history
Dividend details
DPS
$0.4
Dividend yield
4%
Payout ratio
54.1%
Recent dividends

Financial health

How did BankFinancial financials performed over time
BankFinancial's total assets is 12% more than its total liabilities
BFIN's total liabilities is down by 6% year-on-year
BankFinancial's total assets has decreased by 6% YoY
BFIN's debt is 65% smaller than its equity
BFIN's debt has surged by 90% year-on-year but it is down by 10% since the previous quarter
BFIN's debt to equity has soared by 84% YoY but it is down by 10% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.