BFIN BankFinancial CORP

Price (delayed)

$10.57

Market cap

$154.15M

P/E Ratio

19.22

Dividend/share

$0.4

EPS

$0.55

Enterprise value

-$333.92M

Highlights
BFIN's P/E is 41% above its last 4 quarters average of 13.6 but 13% below its 5-year quarterly average of 22.1
BFIN's debt is up by 29% year-on-year but it is down by 17% since the previous quarter
BFIN's net income is down by 22% YoY and by 10% from the previous quarter
The EPS has contracted by 20% YoY and by 10% from the previous quarter

Key stats

What are the main financial stats of BFIN
Market
Shares outstanding
14.58M
Market cap
$154.15M
Enterprise value
-$333.92M
Valuations
Price to earnings (P/E)
19.22
Price to book (P/B)
0.91
Price to sales (P/S)
3.08
EV/EBIT
-29.09
EV/EBITDA
-25.26
EV/Sales
-6.62
Earnings
Revenue
$50.48M
EBIT
$11.48M
EBITDA
$13.22M
Free cash flow
$10.49M
Per share
EPS
$0.55
Free cash flow per share
$0.71
Book value per share
$11.64
Revenue per share
$3.43
TBVPS
$110.05
Balance sheet
Total assets
$1.62B
Total liabilities
$1.45B
Debt
$10.51M
Equity
$171.43M
Working capital
N/A
Liquidity
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-36.91
Margins
EBITDA margin
26.2%
Gross margin
100%
Net margin
16.3%
Operating margin
22.7%
Efficiency
Return on assets
0.5%
Return on equity
4.8%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
22.7%
Dividend
Dividend yield
3.78%
DPS
$0.4
Payout ratio
72.7%

BFIN stock price

How has the BankFinancial stock price performed over time
Intraday
-3.56%
1 week
-5.2%
1 month
-0.84%
1 year
34.82%
YTD
20.39%
QTD
2.42%

Financial performance

How have BankFinancial's revenue and profit performed over time
Revenue
$50.48M
Gross profit
$50.48M
Operating income
$11.48M
Net income
$8.21M
Gross margin
100%
Net margin
16.3%
BFIN's net income is down by 22% YoY and by 10% from the previous quarter
BankFinancial's operating income has decreased by 20% YoY and by 10% from the previous quarter
BFIN's net margin is down by 19% year-on-year and by 9% since the previous quarter
BFIN's operating margin is down by 17% year-on-year and by 9% since the previous quarter

Growth

What is BankFinancial's growth rate over time

Valuation

What is BankFinancial stock price valuation
P/E
19.22
P/B
0.91
P/S
3.08
EV/EBIT
-29.09
EV/EBITDA
-25.26
EV/Sales
-6.62
BFIN's P/E is 41% above its last 4 quarters average of 13.6 but 13% below its 5-year quarterly average of 22.1
The EPS has contracted by 20% YoY and by 10% from the previous quarter
BFIN's P/B is 30% above its last 4 quarters average of 0.7 but 24% below its 5-year quarterly average of 1.2
BFIN's P/S is 23% above its last 4 quarters average of 2.5 but 23% below its 5-year quarterly average of 4.0
BankFinancial's revenue has decreased by 3.9% YoY

Efficiency

How efficient is BankFinancial business performance
BankFinancial's ROA has decreased by 29% YoY and by 17% from the previous quarter
The return on equity has declined by 21% year-on-year and by 9% since the previous quarter
The ROS has contracted by 17% YoY and by 9% from the previous quarter
BankFinancial's ROIC has decreased by 9% from the previous quarter and by 9% YoY

Dividends

What is BFIN's dividend history
DPS
$0.4
Dividend yield
3.78%
Payout ratio
72.7%
Recent dividends

Financial health

How did BankFinancial financials performed over time
BankFinancial's total assets is 12% more than its total liabilities
BFIN's total liabilities is up by 13% year-on-year
BankFinancial's total assets has increased by 12% YoY
BFIN's debt is 94% smaller than its equity
BFIN's debt is up by 29% year-on-year but it is down by 17% since the previous quarter
BFIN's debt to equity is up by 20% YoY but it is down by 14% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.