BFIN BankFinancial CORP

  1. Stocks
  2. Financial Services
  3. NASDAQ: BFIN

Price (delayed)

$10.05

Market cap

$132.19M

P/E Ratio

17.03

Dividend/share

$0.4

EPS

$0.59

Enterprise value

-$107.79M

BankFinancial Corporation is the holding company for BankFinancial, NA, a national bank providing financial services to individuals, families and businesses through 19 full-service banking offices, located in Cook, DuPage, Lake ...

Highlights
The EPS has grown by 13% YoY and by 11% from the previous quarter
BFIN's P/E is 13% below its last 4 quarters average of 19.5 and 9% below its 5-year quarterly average of 18.7
The company's equity fell by 7% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankfinancial.com
Peers: TFSL

Key stats

What are the main financial stats of BFIN
Market
Shares outstanding
13.15M
Market cap
$132.19M
Enterprise value
-$107.79M
Valuations
Price to earnings (P/E)
17.03
Price to book (P/B)
0.86
Price to sales (P/S)
2.59
EV/EBIT
-10.67
EV/EBITDA
-8.94
EV/Sales
-2.11
Earnings
Revenue
$51.1M
EBIT
$10.1M
EBITDA
$12.06M
Free cash flow
-$1.28M
Per share
EPS
$0.59
Free cash flow per share
-$0.1
Book value per share
$11.7
Revenue per share
$3.88
TBVPS
$124.94
Balance sheet
Total assets
$1.64B
Total liabilities
$1.49B
Debt
$30.48M
Equity
$154.13M
Working capital
N/A
Liquidity
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-19.9
Margins
EBITDA margin
23.6%
Gross margin
100%
Net margin
15.4%
Operating margin
19.8%
Efficiency
Return on assets
0.5%
Return on equity
5%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
19.8%
Dividend
Dividend yield
3.98%
DPS
$0.4
Payout ratio
67.8%

BFIN stock price

How has the BankFinancial stock price performed over time
Intraday
-0.1%
1 week
0%
1 month
7.95%
1 year
-12.23%
YTD
-5.81%
QTD
7.03%

Financial performance

How have BankFinancial's revenue and profit performed over time
Revenue
$51.1M
Gross profit
$51.1M
Operating income
$10.1M
Net income
$7.85M
Gross margin
100%
Net margin
15.4%
BFIN's net income is up by 9% from the previous quarter
BankFinancial's operating income has decreased by 8% YoY but it has increased by 7% from the previous quarter
BFIN's net margin is up by 8% since the previous quarter
BFIN's operating margin is down by 7% year-on-year but it is up by 6% since the previous quarter

Growth

What is BankFinancial's growth rate over time

Valuation

What is BankFinancial stock price valuation
P/E
17.03
P/B
0.86
P/S
2.59
EV/EBIT
-10.67
EV/EBITDA
-8.94
EV/Sales
-2.11
The EPS has grown by 13% YoY and by 11% from the previous quarter
BFIN's P/E is 13% below its last 4 quarters average of 19.5 and 9% below its 5-year quarterly average of 18.7
BFIN's P/B is 22% below its 5-year quarterly average of 1.1 and 4.4% below its last 4 quarters average of 0.9
The company's equity fell by 7% YoY
BFIN's P/S is 26% below its 5-year quarterly average of 3.5 and 8% below its last 4 quarters average of 2.8

Efficiency

How efficient is BankFinancial business performance
BankFinancial's ROA has increased by 25% from the previous quarter
BankFinancial's ROIC has decreased by 20% YoY
The return on equity has increased by 11% since the previous quarter and by 9% year-on-year
The ROS has contracted by 7% YoY but it has grown by 6% from the previous quarter

Dividends

What is BFIN's dividend history
Dividend details
DPS
$0.4
Dividend yield
3.98%
Payout ratio
67.8%
Recent dividends

Financial health

How did BankFinancial financials performed over time
BankFinancial's total assets is 10% more than its total liabilities
BFIN's debt is 80% smaller than its equity
BFIN's debt is down by 12% year-on-year
The company's equity fell by 7% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.