BFIN BankFinancial CORP

  1. Stocks
  2. Financial Services
  3. NASDAQ: BFIN

Price (delayed)

$9.04

Market cap

$113.43M

P/E Ratio

10.76

Dividend/share

$0.4

EPS

$0.84

Enterprise value

$1.72M

BankFinancial Corporation is the holding company for BankFinancial, NA, a national bank providing financial services to individuals, families and businesses through 19 full-service banking offices, located in Cook, DuPage, Lake ...

Highlights
BankFinancial's gross profit has increased by 6% YoY
BankFinancial's revenue has increased by 6% YoY
BFIN's P/E is 27% below its 5-year quarterly average of 14.7 but 2.5% above its last 4 quarters average of 10.5
The EPS has grown by 17% YoY but it has contracted by 7% from the previous quarter
BFIN's debt has surged by 75% year-on-year and by 7% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankfinancial.com
Peers: TFSL

Key stats

What are the main financial stats of BFIN
Market
Shares outstanding
12.55M
Market cap
$113.43M
Enterprise value
$1.72M
Valuations
Price to earnings (P/E)
10.76
Price to book (P/B)
0.74
Price to sales (P/S)
2
EV/EBIT
0.12
EV/EBITDA
0.11
EV/Sales
0.03
Earnings
Revenue
$56.84M
EBIT
$14.5M
EBITDA
$15.78M
Free cash flow
$12.88M
Per share
EPS
$0.84
Free cash flow per share
$1.02
Book value per share
$12.2
Revenue per share
$4.52
TBVPS
$119.68
Balance sheet
Total assets
$1.51B
Total liabilities
$1.35B
Debt
$59.86M
Equity
$153.76M
Working capital
N/A
Liquidity
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.08
Margins
EBITDA margin
27.8%
Gross margin
100%
Net margin
18.9%
Operating margin
25.5%
Efficiency
Return on assets
0.7%
Return on equity
7%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
25.5%
Dividend
Dividend yield
4.42%
DPS
$0.4
Payout ratio
47.6%

BFIN stock price

How has the BankFinancial stock price performed over time
Intraday
1.23%
1 week
1.01%
1 month
7.11%
1 year
-7.76%
YTD
-14.15%
QTD
4.87%

Financial performance

How have BankFinancial's revenue and profit performed over time
Revenue
$56.84M
Gross profit
$56.84M
Operating income
$14.5M
Net income
$10.75M
Gross margin
100%
Net margin
18.9%
BankFinancial's operating income has increased by 20% YoY but it has decreased by 6% from the previous quarter
BFIN's net income is up by 14% YoY but it is down by 7% from the previous quarter
BFIN's operating margin is up by 13% year-on-year but it is down by 5% since the previous quarter
BFIN's net margin is up by 7% year-on-year but it is down by 6% since the previous quarter

Growth

What is BankFinancial's growth rate over time

Valuation

What is BankFinancial stock price valuation
P/E
10.76
P/B
0.74
P/S
2
EV/EBIT
0.12
EV/EBITDA
0.11
EV/Sales
0.03
BFIN's P/E is 27% below its 5-year quarterly average of 14.7 but 2.5% above its last 4 quarters average of 10.5
The EPS has grown by 17% YoY but it has contracted by 7% from the previous quarter
BFIN's P/B is 18% below its 5-year quarterly average of 0.9 and 8% below its last 4 quarters average of 0.8
BFIN's P/S is 29% below its 5-year quarterly average of 2.8
BankFinancial's revenue has increased by 6% YoY

Efficiency

How efficient is BankFinancial business performance
BankFinancial's ROA has increased by 17% YoY
The return on equity has increased by 15% year-on-year but it has declined by 8% since the previous quarter
The ROS has grown by 13% YoY but it has contracted by 5% from the previous quarter
BankFinancial's ROIC has increased by 11% YoY

Dividends

What is BFIN's dividend history
Dividend details
DPS
$0.4
Dividend yield
4.42%
Payout ratio
47.6%
Recent dividends

Financial health

How did BankFinancial financials performed over time
BankFinancial's total assets is 11% more than its total liabilities
BFIN's total liabilities is down by 9% year-on-year
BankFinancial's total assets has decreased by 8% YoY
BFIN's debt is 61% smaller than its equity
BFIN's debt has surged by 75% year-on-year and by 7% since the previous quarter
BFIN's debt to equity has soared by 70% YoY and by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.