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BFIN BankFinancial CORP
- Stocks
- Financial Services
- NASDAQ: BFIN
Price (delayed)
$11.66
Market cap
$145.29M
P/E Ratio
32.39
Dividend/share
$0.4
EPS
$0.36
Enterprise value
$7.33M
BankFinancial Corporation is the holding company for BankFinancial, NA, a national bank providing financial services to individuals, families and businesses through 19 full-service banking offices, located in Cook, DuPage, Lake
Highlights
BFIN's debt is down by 21% year-on-year and by 16% since the previous quarter
BFIN's net income is down by 48% YoY but it is up by 9% from the previous quarter
The EPS has contracted by 46% YoY but it has grown by 9% from the previous quarter
BFIN's P/E is 86% above its 5-year quarterly average of 17.4 and 20% above its last 4 quarters average of 27.1
BankFinancial's gross profit has decreased by 13% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankfinancial.com
Peers:
TFSL
Key stats
What are the main financial stats of BFIN
Market
Valuations
Earnings
Shares outstanding
12.46M
Market cap
$145.29M
Enterprise value
$7.33M
Price to earnings (P/E)
32.39
Price to book (P/B)
0.92
Price to sales (P/S)
2.99
EV/EBIT
1.38
EV/EBITDA
2.56
EV/Sales
0.15
Revenue
$48.65M
Gross profit
$48.65M
Operating income
$5.32M
Net income
$4.44M
EBIT
$5.32M
EBITDA
$2.86M
Free cash flow
$4.98M
Per share
Balance sheet
Liquidity
EPS
$0.36
EPS diluted
$0.36
Free cash flow per share
$0.4
Book value per share
$12.64
Revenue per share
$3.9
TBVPS
$115.73
Total assets
$1.44B
Total liabilities
$1.28B
Debt
$40.3M
Equity
$157.5M
Working capital
N/A
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-48.19
Margins
Efficiency
Dividend
EBITDA margin
5.9%
Gross margin
100%
Net margin
9.1%
Operating margin
10.9%
Return on assets
0.3%
Return on equity
2.8%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
10.9%
Dividend yield
3.43%
DPS
$0.4
Payout ratio
111.1%
BFIN stock price
How has the BankFinancial stock price performed over time
Intraday
-0.26%
1 week
-2.59%
1 month
-8.12%
1 year
16.6%
YTD
-8.15%
QTD
-7.75%
Financial performance
How have BankFinancial's revenue and profit performed over time
Revenue
$48.65M
Gross profit
$48.65M
Operating income
$5.32M
Net income
$4.44M
Gross margin
100%
Net margin
9.1%
BankFinancial's operating income has plunged by 54% YoY but it has increased by 6% from the previous quarter
BFIN's net income is down by 48% YoY but it is up by 9% from the previous quarter
BFIN's operating margin is down by 47% year-on-year but it is up by 7% since the previous quarter
BFIN's net margin is down by 40% year-on-year but it is up by 10% since the previous quarter
Price vs fundamentals
How does BFIN's price correlate with its fundamentals
Growth
What is BankFinancial's growth rate over time
Valuation
What is BankFinancial stock price valuation
P/E
32.39
P/B
0.92
P/S
2.99
EV/EBIT
1.38
EV/EBITDA
2.56
EV/Sales
0.15
BFIN's P/E is 86% above its 5-year quarterly average of 17.4 and 20% above its last 4 quarters average of 27.1
The EPS has contracted by 46% YoY but it has grown by 9% from the previous quarter
BFIN's P/B is 15% above its 5-year quarterly average of 0.8 and 2.2% above its last 4 quarters average of 0.9
BFIN's P/S is 15% above its 5-year quarterly average of 2.6 and 3.1% above its last 4 quarters average of 2.9
BankFinancial's revenue has decreased by 13% YoY
Efficiency
How efficient is BankFinancial business performance
BankFinancial's ROA has plunged by 50% YoY
BankFinancial's ROIC has plunged by 50% YoY
The return on equity has declined by 49% year-on-year but it has increased by 8% since the previous quarter
The ROS has contracted by 47% YoY but it has grown by 7% from the previous quarter
Dividends
What is BFIN's dividend history
DPS
$0.4
Dividend yield
3.43%
Payout ratio
111.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BankFinancial financials performed over time
BankFinancial's total assets is 12% more than its total liabilities
BankFinancial's total assets has decreased by 2.6% YoY
BFIN's total liabilities is down by 3% year-on-year
BFIN's debt is 74% smaller than its equity
BFIN's debt to equity is down by 21% YoY and by 16% QoQ
BFIN's debt is down by 21% year-on-year and by 16% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.