AX Axos Financial Inc

Price (delayed)

$62.36

Market cap

$3.56B

P/E Ratio

8.23

Dividend/share

N/A

EPS

$7.58

Enterprise value

$1.31B

Axos Financial, Inc. is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With approximately ...

Highlights
The equity is up by 21% year-on-year and by 4.8% since the previous quarter
The revenue has grown by 14% YoY but it has contracted by 3.6% from the previous quarter
AX's gross profit is up by 14% year-on-year but it is down by 3.6% since the previous quarter

Key stats

What are the main financial stats of AX
Market
Shares outstanding
57.1M
Market cap
$3.56B
Enterprise value
$1.31B
Valuations
Price to earnings (P/E)
8.23
Price to book (P/B)
1.41
Price to sales (P/S)
3.03
EV/EBIT
2.14
EV/EBITDA
2.04
EV/Sales
1.11
Earnings
Revenue
$1.18B
Gross profit
$1.18B
Operating income
$609.45M
Net income
$432.62M
EBIT
$609.45M
EBITDA
$638.65M
Free cash flow
$348.88M
Per share
EPS
$7.58
EPS diluted
$7.42
Free cash flow per share
$6.11
Book value per share
$44.17
Revenue per share
$20.6
TBVPS
$412.87
Balance sheet
Total assets
$23.71B
Total liabilities
$21.19B
Debt
$418.69M
Equity
$2.52B
Working capital
N/A
Liquidity
Debt to equity
0.17
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.53
Margins
EBITDA margin
54.3%
Gross margin
100%
Net margin
36.8%
Operating margin
51.8%
Efficiency
Return on assets
1.9%
Return on equity
18.4%
Return on invested capital
2.9%
Return on capital employed
N/A
Return on sales
51.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

AX stock price

How has the Axos Financial stock price performed over time
Intraday
-0.57%
1 week
-3.02%
1 month
-13.49%
1 year
22.9%
YTD
-10.72%
QTD
-10.72%

Financial performance

How have Axos Financial's revenue and profit performed over time
Revenue
$1.18B
Gross profit
$1.18B
Operating income
$609.45M
Net income
$432.62M
Gross margin
100%
Net margin
36.8%
The revenue has grown by 14% YoY but it has contracted by 3.6% from the previous quarter
AX's gross profit is up by 14% year-on-year but it is down by 3.6% since the previous quarter
The operating income has declined by 10% since the previous quarter but it is up by 7% year-on-year
The net income is down by 10% QoQ but it is up by 8% YoY

Growth

What is Axos Financial's growth rate over time

Valuation

What is Axos Financial stock price valuation
P/E
8.23
P/B
1.41
P/S
3.03
EV/EBIT
2.14
EV/EBITDA
2.04
EV/Sales
1.11
AX's price to earnings (P/E) is 12% lower than its 5-year quarterly average of 9.3 but 6% higher than its last 4 quarters average of 7.8
The company's EPS rose by 10% YoY but it fell by 10% QoQ
The equity is up by 21% year-on-year and by 4.8% since the previous quarter
The price to book (P/B) is 6% less than the 5-year quarterly average of 1.5 and 6% less than the last 4 quarters average of 1.5
The revenue has grown by 14% YoY but it has contracted by 3.6% from the previous quarter
The stock's price to sales (P/S) is 8% less than its 5-year quarterly average of 3.3

Efficiency

How efficient is Axos Financial business performance
AX's ROE is down by 14% QoQ and by 11% YoY
Axos Financial's return on invested capital has decreased by 12% QoQ and by 3.3% YoY
The return on assets has declined by 10% since the previous quarter
The company's return on sales fell by 7% QoQ and by 6% YoY

Dividends

What is AX's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for AX.

Financial health

How did Axos Financial financials performed over time
The company's total assets is 12% higher than its total liabilities
The company's total assets rose by 10% YoY
The total liabilities has grown by 8% YoY
Axos Financial's debt is 83% less than its equity
The equity is up by 21% year-on-year and by 4.8% since the previous quarter
AX's debt to equity is down by 19% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.