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AMAL Amalgamated Financial Corp
- Stocks
- Financial Services
- NASDAQ: AMAL
Price (delayed)
$30.91
Market cap
$945.53M
P/E Ratio
9.06
Dividend/share
$0.52
EPS
$3.41
Enterprise value
$966.68M
Amalgamated Bank ('Amalgamated' or the 'Bank'), member of the Amalgamated Financial Corp.), is a mission-driven New York-based full-service commercial bank and a chartered trust company with a combined network of
Highlights
Amalgamated Financial's debt has plunged by 74% from the previous quarter and by 48% YoY
The company's equity rose by 19% YoY and by 4% QoQ
The net income is up by 11% year-on-year but it has declined by 2.1% since the previous quarter
AMAL's EPS is up by 11% year-on-year but it is down by 2% since the previous quarter
AMAL's P/E is 4.1% above its 5-year quarterly average of 8.7
Key stats
What are the main financial stats of AMAL
Market
Valuations
Earnings
Shares outstanding
30.59M
Market cap
$945.53M
Enterprise value
$966.68M
Price to earnings (P/E)
9.06
Price to book (P/B)
1.29
Price to sales (P/S)
3.11
EV/EBIT
6.82
EV/EBITDA
6.6
EV/Sales
3.17
Revenue
$305.07M
Gross profit
$305.07M
Operating income
$141.8M
Net income
$104.21M
EBIT
$141.8M
EBITDA
$146.57M
Free cash flow
$123.7M
Per share
Balance sheet
Liquidity
EPS
$3.41
EPS diluted
$3.37
Free cash flow per share
$4.03
Book value per share
$23.98
Revenue per share
$9.94
TBVPS
$269.52
Total assets
$8.29B
Total liabilities
$7.55B
Debt
$86.87M
Equity
$736M
Working capital
N/A
Debt to equity
0.12
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.14
Margins
Efficiency
Dividend
EBITDA margin
48%
Gross margin
100%
Net margin
34.2%
Operating margin
46.5%
Return on assets
1.3%
Return on equity
15%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
46.5%
Dividend yield
1.68%
DPS
$0.52
Payout ratio
15.2%
AMAL stock price
How has the Amalgamated Financial stock price performed over time
Intraday
-2.25%
1 week
5.46%
1 month
18.57%
1 year
22.42%
YTD
-7.65%
QTD
7.51%
Financial performance
How have Amalgamated Financial's revenue and profit performed over time
Revenue
$305.07M
Gross profit
$305.07M
Operating income
$141.8M
Net income
$104.21M
Gross margin
100%
Net margin
34.2%
The net income is up by 11% year-on-year but it has declined by 2.1% since the previous quarter
The gross profit has grown by 7% YoY
The revenue has grown by 7% YoY
The operating income has grown by 6% year-on-year but it has declined by 2.6% since the previous quarter
Price vs fundamentals
How does AMAL's price correlate with its fundamentals
Growth
What is Amalgamated Financial's growth rate over time
Valuation
What is Amalgamated Financial stock price valuation
P/E
9.06
P/B
1.29
P/S
3.11
EV/EBIT
6.82
EV/EBITDA
6.6
EV/Sales
3.17
AMAL's EPS is up by 11% year-on-year but it is down by 2% since the previous quarter
AMAL's P/E is 4.1% above its 5-year quarterly average of 8.7
The company's equity rose by 19% YoY and by 4% QoQ
The price to book (P/B) is 17% higher than the 5-year quarterly average of 1.1
The stock's price to sales (P/S) is 24% more than its 5-year quarterly average of 2.5
The revenue has grown by 7% YoY
Efficiency
How efficient is Amalgamated Financial business performance
The ROE has contracted by 9% YoY and by 6% from the previous quarter
The company's return on assets rose by 8% YoY
Amalgamated Financial's ROIC has decreased by 6% from the previous quarter
AMAL's return on sales is down by 2.5% since the previous quarter
Dividends
What is AMAL's dividend history
DPS
$0.52
Dividend yield
1.68%
Payout ratio
15.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Amalgamated Financial financials performed over time
Amalgamated Financial's total assets is 10% higher than its total liabilities
Amalgamated Financial's debt is 88% less than its equity
Amalgamated Financial's debt has plunged by 74% from the previous quarter and by 48% YoY
The debt to equity has dropped by 74% since the previous quarter and by 56% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.