Price (delayed)
$32.58
Market cap
$998.37M
P/E Ratio
10.02
Dividend/share
$0.44
EPS
$3.25
Enterprise value
$1.04B
Amalgamated Bank ('Amalgamated' or the 'Bank'), member of the Amalgamated Financial Corp.), is a mission-driven New York-based full-service commercial bank and a chartered trust company with a combined network of
Highlights
Amalgamated Financial's debt has plunged by 70% YoY and by 39% from the previous quarter
The company's equity rose by 22% YoY and by 4.7% QoQ
AMAL's P/E is 23% above its last 4 quarters average of 7.9 and 10% above its 5-year quarterly average of 8.9
Key stats
What are the main financial stats of AMAL
Market
Valuations
Earnings
Shares outstanding
30.64M
Market cap
$998.37M
Enterprise value
$1.04B
Price to earnings (P/E)
10.02
Price to book (P/B)
1.54
Price to sales (P/S)
3.39
EV/EBIT
7.41
EV/EBITDA
7.19
EV/Sales
3.55
Revenue
$293.43M
EBIT
$140.67M
EBITDA
$144.9M
Free cash flow
$113.31M
Per share
Balance sheet
Liquidity
EPS
$3.25
Free cash flow per share
$3.71
Book value per share
$21.16
Revenue per share
$9.61
TBVPS
$269.82
Total assets
$8.25B
Total liabilities
$7.6B
Debt
$102.04M
Equity
$645.98M
Working capital
N/A
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.3
Margins
Efficiency
Dividend
EBITDA margin
49.4%
Gross margin
100%
Net margin
33.7%
Operating margin
47.9%
Return on assets
1.2%
Return on equity
16.5%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
47.9%
Dividend yield
1.35%
DPS
$0.44
Payout ratio
13.5%
AMAL stock price
How has the Amalgamated Financial stock price performed over time
Intraday
2.78%
1 week
8.64%
1 month
8.42%
1 year
88.11%
YTD
20.94%
QTD
18.91%
Financial performance
How have Amalgamated Financial's revenue and profit performed over time
Revenue
$293.43M
Gross profit
$293.43M
Operating income
$140.67M
Net income
$99M
Gross margin
100%
Net margin
33.7%
The operating income has grown by 16% year-on-year and by 4.7% since the previous quarter
The gross profit has grown by 9% YoY and by 2.9% from the previous quarter
The revenue has grown by 9% YoY and by 2.9% from the previous quarter
The net income is up by 9% year-on-year and by 5% since the previous quarter
Growth
What is Amalgamated Financial's growth rate over time
Valuation
What is Amalgamated Financial stock price valuation
P/E
10.02
P/B
1.54
P/S
3.39
EV/EBIT
7.41
EV/EBITDA
7.19
EV/Sales
3.55
AMAL's P/E is 23% above its last 4 quarters average of 7.9 and 10% above its 5-year quarterly average of 8.9
AMAL's EPS is up by 10% year-on-year and by 6% since the previous quarter
The price to book (P/B) is 36% higher than the 5-year quarterly average of 1.1 and 25% higher than the last 4 quarters average of 1.2
The company's equity rose by 22% YoY and by 4.7% QoQ
The stock's price to sales (P/S) is 32% more than its 5-year quarterly average of 2.5 and 27% more than its last 4 quarters average of 2.6
The revenue has grown by 9% YoY and by 2.9% from the previous quarter
Efficiency
How efficient is Amalgamated Financial business performance
Amalgamated Financial's ROIC has increased by 13% YoY
The ROE has contracted by 7% YoY
AMAL's return on sales is up by 6% year-on-year
Dividends
What is AMAL's dividend history
DPS
$0.44
Dividend yield
1.35%
Payout ratio
13.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Amalgamated Financial financials performed over time
Amalgamated Financial's total assets is 8% higher than its total liabilities
Amalgamated Financial's total assets has increased by 6% YoY
AMAL's total liabilities is up by 4.7% year-on-year
Amalgamated Financial's debt is 84% less than its equity
The debt to equity has dropped by 75% year-on-year and by 41% since the previous quarter
Amalgamated Financial's debt has plunged by 70% YoY and by 39% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.