AMAL Amalgamated Financial Corp
- Stocks
- Financial Services
- NASDAQ: AMAL
Price (delayed)
$27.89
Market cap
$839.74M
P/E Ratio
8.25
Dividend/share
$0.54
EPS
$3.38
Enterprise value
$759.53M
Amalgamated Bank ('Amalgamated' or the 'Bank'), member of the Amalgamated Financial Corp.), is a mission-driven New York-based full-service commercial bank and a chartered trust company with a combined network of
Highlights
The company's equity rose by 17% YoY and by 2.4% QoQ
AMAL's P/E is 9% below its last 4 quarters average of 9.1 and 5% below its 5-year quarterly average of 8.7
Amalgamated Financial's debt has decreased by 11% YoY but it has increased by 4.6% from the previous quarter
Key stats
What are the main financial stats of AMAL
Market
Valuations
Earnings
Shares outstanding
30.11M
Market cap
$839.74M
Enterprise value
$759.53M
Price to earnings (P/E)
8.25
Price to book (P/B)
1.13
Price to sales (P/S)
2.79
EV/EBIT
5.37
EV/EBITDA
5.21
EV/Sales
2.48
Revenue
$305.83M
Gross profit
$305.83M
Operating income
$141.48M
Net income
$103.45M
EBIT
$141.48M
EBITDA
$145.79M
Free cash flow
$121.56M
Per share
Balance sheet
Liquidity
EPS
$3.38
EPS diluted
$3.34
Free cash flow per share
$3.97
Book value per share
$24.65
Revenue per share
$10
TBVPS
$281.38
Total assets
$8.62B
Total liabilities
$7.87B
Debt
$90.85M
Equity
$753.98M
Working capital
N/A
Debt to equity
0.12
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.55
Margins
Efficiency
Dividend
EBITDA margin
47.7%
Gross margin
100%
Net margin
33.8%
Operating margin
46.3%
Return on assets
1.2%
Return on equity
14.3%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
46.3%
Dividend yield
1.94%
DPS
$0.54
Payout ratio
16%
AMAL stock price
How has the Amalgamated Financial stock price performed over time
Intraday
1.34%
1 week
-2.17%
1 month
-15.92%
1 year
-2.96%
YTD
-16.67%
QTD
-10.61%
Financial performance
How have Amalgamated Financial's revenue and profit performed over time
Revenue
$305.83M
Gross profit
$305.83M
Operating income
$141.48M
Net income
$103.45M
Gross margin
100%
Net margin
33.8%
The revenue has grown by 4.2% YoY
The gross profit has grown by 4.2% YoY
The net income is up by 4.5% year-on-year
AMAL's operating margin is down by 3.3% year-on-year
Price vs fundamentals
How does AMAL's price correlate with its fundamentals
Growth
What is Amalgamated Financial's growth rate over time
Valuation
What is Amalgamated Financial stock price valuation
P/E
8.25
P/B
1.13
P/S
2.79
EV/EBIT
5.37
EV/EBITDA
5.21
EV/Sales
2.48
AMAL's P/E is 9% below its last 4 quarters average of 9.1 and 5% below its 5-year quarterly average of 8.7
AMAL's EPS is up by 4% year-on-year
The company's equity rose by 17% YoY and by 2.4% QoQ
The price to book (P/B) is 13% lower than the last 4 quarters average of 1.3 but 2.7% higher than the 5-year quarterly average of 1.1
The stock's price to sales (P/S) is 10% less than its last 4 quarters average of 3.1 but 7% more than its 5-year quarterly average of 2.6
The revenue has grown by 4.2% YoY
Efficiency
How efficient is Amalgamated Financial business performance
The ROE has contracted by 13% YoY and by 4.7% from the previous quarter
The company's return on assets fell by 8% QoQ
AMAL's return on sales is down by 3.3% year-on-year
Dividends
What is AMAL's dividend history
DPS
$0.54
Dividend yield
1.94%
Payout ratio
16%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Amalgamated Financial financials performed over time
Amalgamated Financial's total assets is 10% higher than its total liabilities
AMAL's total liabilities is up by 4.2% since the previous quarter and by 3.5% year-on-year
Amalgamated Financial's total assets has increased by 4.5% YoY and by 4.1% QoQ
Amalgamated Financial's debt is 88% less than its equity
The debt to equity has declined by 25% year-on-year
The company's equity rose by 17% YoY and by 2.4% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.