AMAL Amalgamated Financial Corp
Price (delayed)
$32.52
Market cap
$997.37M
P/E Ratio
9.48
Dividend/share
$0.5
EPS
$3.43
Enterprise value
$938.89M
Amalgamated Bank ('Amalgamated' or the 'Bank'), member of the Amalgamated Financial Corp.), is a mission-driven New York-based full-service commercial bank and a chartered trust company with a combined network of
Highlights
Amalgamated Financial's debt has plunged by 73% YoY and by 11% from the previous quarter
The company's equity rose by 28% YoY and by 8% QoQ
AMAL's P/E is 9% above its 5-year quarterly average of 8.7 and 9% above its last 4 quarters average of 8.7
Key stats
What are the main financial stats of AMAL
Market
Valuations
Earnings
Shares outstanding
30.67M
Market cap
$997.37M
Enterprise value
$938.89M
Price to earnings (P/E)
9.48
Price to book (P/B)
1.43
Price to sales (P/S)
3.28
EV/EBIT
6.35
EV/EBITDA
6.18
EV/Sales
3.09
Revenue
$304.13M
Gross profit
$304.13M
Operating income
$147.75M
Net income
$104.64M
EBIT
$147.75M
EBITDA
$151.83M
Free cash flow
$109.08M
Per share
Balance sheet
Liquidity
EPS
$3.43
EPS diluted
$3.4
Free cash flow per share
$3.56
Book value per share
$22.78
Revenue per share
$9.92
TBVPS
$274.09
Total assets
$8.41B
Total liabilities
$7.72B
Debt
$90.73M
Equity
$698.2M
Working capital
N/A
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.39
Margins
Efficiency
Dividend
EBITDA margin
49.9%
Gross margin
100%
Net margin
34.4%
Operating margin
48.6%
Return on assets
1.3%
Return on equity
16.4%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
48.6%
Dividend yield
1.54%
DPS
$0.5
Payout ratio
14.6%
AMAL stock price
How has the Amalgamated Financial stock price performed over time
Intraday
-7.82%
1 week
-11.37%
1 month
-11.68%
1 year
34.55%
YTD
-2.84%
QTD
-2.84%
Financial performance
How have Amalgamated Financial's revenue and profit performed over time
Revenue
$304.13M
Gross profit
$304.13M
Operating income
$147.75M
Net income
$104.64M
Gross margin
100%
Net margin
34.4%
The operating income has grown by 22% year-on-year and by 5% since the previous quarter
The net income is up by 16% year-on-year and by 6% since the previous quarter
The revenue has grown by 13% YoY and by 3.6% from the previous quarter
The gross profit has grown by 13% YoY and by 3.6% from the previous quarter
Growth
What is Amalgamated Financial's growth rate over time
Valuation
What is Amalgamated Financial stock price valuation
P/E
9.48
P/B
1.43
P/S
3.28
EV/EBIT
6.35
EV/EBITDA
6.18
EV/Sales
3.09
AMAL's EPS is up by 17% year-on-year and by 6% since the previous quarter
AMAL's P/E is 9% above its 5-year quarterly average of 8.7 and 9% above its last 4 quarters average of 8.7
The price to book (P/B) is 30% higher than the 5-year quarterly average of 1.1 and 10% higher than the last 4 quarters average of 1.3
The company's equity rose by 28% YoY and by 8% QoQ
The stock's price to sales (P/S) is 31% more than its 5-year quarterly average of 2.5 and 13% more than its last 4 quarters average of 2.9
The revenue has grown by 13% YoY and by 3.6% from the previous quarter
Efficiency
How efficient is Amalgamated Financial business performance
Amalgamated Financial's ROIC has increased by 20% YoY and by 6% from the previous quarter
The company's return on assets rose by 18% YoY and by 8% QoQ
AMAL's return on sales is up by 8% year-on-year
The ROE has contracted by 4.1% YoY
Dividends
What is AMAL's dividend history
DPS
$0.5
Dividend yield
1.54%
Payout ratio
14.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Amalgamated Financial financials performed over time
Amalgamated Financial's total assets is 9% higher than its total liabilities
Amalgamated Financial's total assets has increased by 6% YoY
AMAL's total liabilities is up by 4.8% year-on-year
Amalgamated Financial's debt is 87% less than its equity
The debt to equity has dropped by 79% year-on-year and by 19% since the previous quarter
Amalgamated Financial's debt has plunged by 73% YoY and by 11% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.