AMAL Amalgamated Financial Corp

Price (delayed)

$20.57

Market cap

$634.67M

P/E Ratio

11.69

Dividend/share

$0.32

EPS

$1.76

Enterprise value

$392.38M

Amalgamated Bank ('Amalgamated' or the 'Bank'), member of the Amalgamated Financial Corp.), is a mission-driven New York-based full-service commercial bank and a chartered trust company with a combined network of ...

Highlights
AMAL's EPS is up by 13% year-on-year and by 3.5% since the previous quarter
The net income is up by 12% year-on-year and by 3.7% since the previous quarter
Amalgamated Financial's debt has soared by 158% YoY
AMAL's P/E is 17% above its last 4 quarters average of 10.0

Key stats

What are the main financial stats of AMAL
Market
Shares outstanding
30.85M
Market cap
$634.67M
Enterprise value
$392.38M
Valuations
Price to earnings (P/E)
11.69
Price to book (P/B)
1.22
Price to sales (P/S)
3.09
EV/EBIT
5.34
EV/EBITDA
5.01
EV/Sales
1.89
Earnings
Revenue
$207.37M
EBIT
$73.51M
EBITDA
$78.36M
Free cash flow
$72.86M
Per share
EPS
$1.76
Free cash flow per share
$2.34
Book value per share
$16.93
Revenue per share
$6.66
TBVPS
$245.43
Balance sheet
Total assets
$7.65B
Total liabilities
$7.13B
Debt
$131.75M
Equity
$526.63M
Working capital
N/A
Liquidity
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.09
Margins
EBITDA margin
37.8%
Gross margin
100%
Net margin
26.5%
Operating margin
35.5%
Efficiency
Return on assets
0.8%
Return on equity
10%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
35.5%
Dividend
Dividend yield
1.56%
DPS
$0.32
Payout ratio
18.2%

AMAL stock price

How has the Amalgamated Financial stock price performed over time
Intraday
3.58%
1 week
2.75%
1 month
3.06%
1 year
34.8%
YTD
22.66%
QTD
14.47%

Financial performance

How have Amalgamated Financial's revenue and profit performed over time
Revenue
$207.37M
Gross profit
$207.37M
Operating income
$73.51M
Net income
$54.91M
Gross margin
100%
Net margin
26.5%
The operating income has grown by 13% year-on-year and by 3.9% since the previous quarter
The net income is up by 12% year-on-year and by 3.7% since the previous quarter
AMAL's operating margin is up by 9% year-on-year and by 2% since the previous quarter
Amalgamated Financial's net margin has increased by 8% YoY

Growth

What is Amalgamated Financial's growth rate over time

Valuation

What is Amalgamated Financial stock price valuation
P/E
11.69
P/B
1.22
P/S
3.09
EV/EBIT
5.34
EV/EBITDA
5.01
EV/Sales
1.89
AMAL's P/E is 17% above its last 4 quarters average of 10.0
AMAL's EPS is up by 13% year-on-year and by 3.5% since the previous quarter
The price to book (P/B) is 36% higher than the last 4 quarters average of 0.9
The company's equity fell by 7% QoQ and by 2.5% YoY
The stock's price to sales (P/S) is 24% more than its last 4 quarters average of 2.5
The revenue has grown by 3.8% YoY and by 2.2% from the previous quarter

Efficiency

How efficient is Amalgamated Financial business performance
The ROE has grown by 11% YoY and by 4.2% from the previous quarter
AMAL's return on sales is up by 9% year-on-year and by 2% since the previous quarter

Dividends

What is AMAL's dividend history
DPS
$0.32
Dividend yield
1.56%
Payout ratio
18.2%
Recent dividends

Financial health

How did Amalgamated Financial financials performed over time
Amalgamated Financial's total assets is 7% higher than its total liabilities
AMAL's total liabilities is up by 22% year-on-year and by 9% since the previous quarter
Amalgamated Financial's total assets has increased by 20% YoY and by 8% QoQ
Amalgamated Financial's debt is 75% less than its equity
The debt to equity has surged by 178% year-on-year and by 9% since the previous quarter
Amalgamated Financial's debt has soared by 158% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.