AMAL Amalgamated Financial Corp

Price (delayed)

$49.44

Market cap

$1.48B

P/E Ratio

14.21

Dividend/share

$0.62

EPS

$3.48

Enterprise value

$1.38B

?
Relative Growth: Rel. Growth: 67
Relative Strength: Rel. Strength: 88
Relative Valuation: Rel. Valuation: 65
Relative Profitability: Rel. Profitability: 83

Amalgamated Bank ('Amalgamated' or the 'Bank'), member of the Amalgamated Financial Corp.), is a mission-driven New York-based full-service commercial bank and a chartered trust company with a combined network of ...

Highlights
The company's equity rose by 10% YoY
Amalgamated Financial's debt has decreased by 7% YoY
AMAL's P/E is 63% above its 5-year quarterly average of 8.7 and 51% above its last 4 quarters average of 9.4

Key stats

What are the main financial stats of AMAL

AMAL stock price

How has the Amalgamated Financial stock price performed over time
Intraday
1.6%
1 week
3.71%
1 month
8.66%
1 year
62.05%
YTD
54.36%
QTD
7.71%

Financial performance

How have Amalgamated Financial's revenue and profit performed over time
Revenue
$315.97M
Gross profit
$315.97M
Operating income
$139.48M
Net income
$104.64M
Gross margin
100%
Net margin
33.1%
AMAL's operating margin is down by 5% year-on-year
The revenue has grown by 3.6% YoY
The gross profit has grown by 3.6% YoY
Amalgamated Financial's net margin has decreased by 3.2% YoY

Price vs fundamentals

How does AMAL's price correlate with its fundamentals

Growth

What is Amalgamated Financial's growth rate over time

Valuation

What is Amalgamated Financial stock price valuation
P/E
14.21
P/B
1.83
P/S
4.67
EV/EBIT
9.88
EV/EBITDA
9.31
EV/Sales
4.36
AMAL's P/E is 63% above its 5-year quarterly average of 8.7 and 51% above its last 4 quarters average of 9.4
AMAL's EPS is up by 2.1% year-on-year
The price to book (P/B) is 53% higher than the 5-year quarterly average of 1.2 and 53% higher than the last 4 quarters average of 1.2
The company's equity rose by 10% YoY
The stock's price to sales (P/S) is 67% more than its 5-year quarterly average of 2.8 and 51% more than its last 4 quarters average of 3.1
The revenue has grown by 3.6% YoY

Efficiency

How efficient is Amalgamated Financial business performance
The ROE has contracted by 11% YoY and by 2.2% from the previous quarter
The company's return on assets fell by 8% YoY
Amalgamated Financial's ROIC has decreased by 6% YoY
AMAL's return on sales is down by 5% year-on-year

Dividends

What is AMAL's dividend history
DPS
$0.62
Dividend yield
1.25%
Payout ratio
17.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Amalgamated Financial financials performed over time
Amalgamated Financial's total assets is 10% higher than its total liabilities
AMAL's total liabilities is up by 11% year-on-year and by 3.6% since the previous quarter
Amalgamated Financial's total assets has increased by 11% YoY and by 3.4% QoQ
Amalgamated Financial's debt is 90% less than its equity
The debt to equity has declined by 17% year-on-year
The company's equity rose by 10% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.