AMAL Amalgamated Financial Corp
Price (delayed)
$28.7
Market cap
$880.73M
P/E Ratio
8.25
Dividend/share
$0.5
EPS
$3.48
Enterprise value
$1.15B
Amalgamated Bank ('Amalgamated' or the 'Bank'), member of the Amalgamated Financial Corp.), is a mission-driven New York-based full-service commercial bank and a chartered trust company with a combined network of
Highlights
The net income is up by 21% year-on-year
AMAL's EPS is up by 21% year-on-year
Key stats
What are the main financial stats of AMAL
Market
Valuations
Earnings
Shares outstanding
30.69M
Market cap
$880.73M
Enterprise value
$1.15B
Price to earnings (P/E)
8.25
Price to book (P/B)
1.24
Price to sales (P/S)
2.88
EV/EBIT
7.93
EV/EBITDA
7.64
EV/Sales
3.78
Revenue
$305.36M
Gross profit
$305.36M
Operating income
$145.59M
Net income
$106.43M
EBIT
$145.59M
EBITDA
$151.02M
Free cash flow
$122.29M
Per share
Balance sheet
Liquidity
EPS
$3.48
EPS diluted
$3.44
Free cash flow per share
$3.99
Book value per share
$23.07
Revenue per share
$9.96
TBVPS
$268.75
Total assets
$8.26B
Total liabilities
$7.55B
Debt
$334.14M
Equity
$707.65M
Working capital
N/A
Debt to equity
0.47
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.81
Margins
Efficiency
Dividend
EBITDA margin
49.5%
Gross margin
100%
Net margin
34.9%
Operating margin
47.7%
Return on assets
1.3%
Return on equity
16%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
47.7%
Dividend yield
1.74%
DPS
$0.5
Payout ratio
14.4%
AMAL stock price
How has the Amalgamated Financial stock price performed over time
Intraday
-0.17%
1 week
-2.41%
1 month
-11.56%
1 year
23.81%
YTD
-14.25%
QTD
-0.17%
Financial performance
How have Amalgamated Financial's revenue and profit performed over time
Revenue
$305.36M
Gross profit
$305.36M
Operating income
$145.59M
Net income
$106.43M
Gross margin
100%
Net margin
34.9%
The net income is up by 21% year-on-year
The operating income has grown by 17% year-on-year
The gross profit has grown by 11% YoY
The revenue has grown by 11% YoY
Growth
What is Amalgamated Financial's growth rate over time
Valuation
What is Amalgamated Financial stock price valuation
P/E
8.25
P/B
1.24
P/S
2.88
EV/EBIT
7.93
EV/EBITDA
7.64
EV/Sales
3.78
AMAL's EPS is up by 21% year-on-year
AMAL's P/E is 5% below its 5-year quarterly average of 8.7 and 5% below its last 4 quarters average of 8.7
The company's equity rose by 21% YoY
The price to book (P/B) is 14% higher than the 5-year quarterly average of 1.1 but 3.8% lower than the last 4 quarters average of 1.3
The stock's price to sales (P/S) is 16% more than its 5-year quarterly average of 2.5 but 3.7% less than its last 4 quarters average of 3.0
The revenue has grown by 11% YoY
Efficiency
How efficient is Amalgamated Financial business performance
Amalgamated Financial's ROIC has increased by 20% YoY
The company's return on assets rose by 18% YoY
AMAL's return on sales is up by 6% year-on-year
The ROE has contracted by 2.4% from the previous quarter
Dividends
What is AMAL's dividend history
DPS
$0.5
Dividend yield
1.74%
Payout ratio
14.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Amalgamated Financial financials performed over time
Amalgamated Financial's total assets is 9% higher than its total liabilities
Amalgamated Financial's total assets has increased by 3.6% YoY
AMAL's total liabilities is up by 2.2% year-on-year but it is down by 2.2% since the previous quarter
Amalgamated Financial's debt is 53% less than its equity
The company's equity rose by 21% YoY
The debt to equity has declined by 18% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.