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ASRV Ameriserv Financial Inc
Price (delayed)
$2.79
Market cap
$46.09M
P/E Ratio
N/A
Dividend/share
$0.12
EPS
-$0.19
Enterprise value
$144.34M
AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank and AmeriServ Trust and Financial Services Company in Johnstown, PA. The Company's subsidiaries provide full-service banking and wealth management services
Highlights
ASRV's EPS has dropped by 173% year-on-year and by 6% since the previous quarter
ASRV's net income has shrunk by 172% YoY and by 6% QoQ
Key stats
What are the main financial stats of ASRV
Market
Valuations
Earnings
Shares outstanding
16.52M
Market cap
$46.09M
Enterprise value
$144.34M
Price to earnings (P/E)
N/A
Price to book (P/B)
0.46
Price to sales (P/S)
1.05
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.19
Revenue
$45.27M
EBIT
-$4.12M
EBITDA
-$2.11M
Free cash flow
$1.43M
Per share
Balance sheet
Liquidity
EPS
-$0.19
Free cash flow per share
$0.08
Book value per share
$6.05
Revenue per share
$2.66
TBVPS
$81.61
Total assets
$1.4B
Total liabilities
$1.3B
Debt
$116.64M
Equity
$103.66M
Working capital
N/A
Debt to equity
1.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-46.59
Margins
Efficiency
Dividend
EBITDA margin
-4.7%
Gross margin
100%
Net margin
-6.9%
Operating margin
-9.1%
Return on assets
-0.2%
Return on equity
-3.1%
Return on invested capital
-0.3%
Return on capital employed
N/A
Return on sales
-9.1%
Dividend yield
4.3%
DPS
$0.12
Payout ratio
N/A
ASRV stock price
How has the Ameriserv Financial stock price performed over time
Intraday
-0.71%
1 week
-6.69%
1 month
4.1%
1 year
11.16%
YTD
-13.89%
QTD
6.9%
Financial performance
How have Ameriserv Financial's revenue and profit performed over time
Revenue
$45.27M
Gross profit
$45.27M
Operating income
-$4.12M
Net income
-$3.15M
Gross margin
100%
Net margin
-6.9%
The company's operating margin has shrunk by 194% YoY and by 6% QoQ
ASRV's net margin has shrunk by 186% YoY and by 6% QoQ
Ameriserv Financial's operating income has shrunk by 177% YoY and by 6% QoQ
ASRV's net income has shrunk by 172% YoY and by 6% QoQ
Growth
What is Ameriserv Financial's growth rate over time
Valuation
What is Ameriserv Financial stock price valuation
P/E
N/A
P/B
0.46
P/S
1.05
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.19
ASRV's EPS has dropped by 173% year-on-year and by 6% since the previous quarter
The price to book (P/B) is 15% higher than the last 4 quarters average of 0.4 but 8% lower than the 5-year quarterly average of 0.5
ASRV's revenue is down by 18% year-on-year
ASRV's price to sales (P/S) is 5% higher than its last 4 quarters average of 1.0 but 4.5% lower than its 5-year quarterly average of 1.1
Efficiency
How efficient is Ameriserv Financial business performance
ASRV's return on sales has dropped by 194% year-on-year and by 6% since the previous quarter
ASRV's return on invested capital has dropped by 175% year-on-year
Ameriserv Financial's ROE has plunged by 174% YoY and by 7% from the previous quarter
The company's return on assets has shrunk by 167% YoY
Dividends
What is ASRV's dividend history
DPS
$0.12
Dividend yield
4.3%
Payout ratio
N/A
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ameriserv Financial financials performed over time
Ameriserv Financial's total assets is 8% more than its total liabilities
The company's total liabilities rose by 4.6% YoY
Ameriserv Financial's total assets has increased by 4.3% YoY
ASRV's debt is 13% higher than its equity
ASRV's debt is up by 27% QoQ and by 14% YoY
The company's debt to equity rose by 27% QoQ and by 14% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.