ASRV Ameriserv Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: ASRV

Price (delayed)

$5.02

Market cap

$85.24M

P/E Ratio

9.84

Dividend/share

$0.12

EPS

$0.51

Enterprise value

$123.91M

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Relative Growth: Rel. Growth: 90
Relative Strength: Rel. Strength: 85
Relative Valuation: Rel. Valuation: 94
Relative Profitability: Rel. Profitability: 81

AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank and AmeriServ Trust and Financial Services Company in Johnstown, Pennsylvania. The Company's subsidiaries provide full-service banking and wealth management services ...

Highlights
ASRV's EPS has surged by 132% year-on-year and by 55% since the previous quarter
ASRV's net income has soared by 130% YoY and by 55% QoQ
The stock's price to earnings (P/E) is 4.7% more than its last 4 quarters average of 9.4 but 3.5% less than its 5-year quarterly average of 10.2
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ameriserv.com
Peers: FCF STBA FNB CCNE

Key stats

What are the main financial stats of ASRV

ASRV stock price

How has the Ameriserv Financial stock price performed over time
Intraday
0.4%
1 week
0.2%
1 month
27.74%
1 year
70.17%
YTD
57.37%
QTD
29.38%

Financial performance

How have Ameriserv Financial's revenue and profit performed over time
Revenue
$60.4M
Gross profit
$60.4M
Operating income
$10.38M
Net income
$8.52M
Gross margin
100%
Net margin
14.1%
ASRV's net income has soared by 130% YoY and by 55% QoQ
Ameriserv Financial's operating income has surged by 129% YoY and by 57% QoQ
ASRV's net margin has soared by 96% YoY and by 42% QoQ
The company's operating margin has surged by 95% YoY and by 45% QoQ

Price vs fundamentals

How does ASRV's price correlate with its fundamentals

Growth

What is Ameriserv Financial's growth rate over time

Valuation

What is Ameriserv Financial stock price valuation
ASRV P/E details
P/E
9.84
P/B
0.69
P/S
1.41
EV/EBIT
11.94
EV/EBITDA
9.89
EV/Sales
2.05
ASRV's EPS has surged by 132% year-on-year and by 55% since the previous quarter
The stock's price to earnings (P/E) is 4.7% more than its last 4 quarters average of 9.4 but 3.5% less than its 5-year quarterly average of 10.2
The price to book (P/B) is 38% higher than the 5-year quarterly average of 0.5 and 38% higher than the last 4 quarters average of 0.5
The equity has grown by 11% year-on-year
ASRV's price to sales (P/S) is 41% higher than its 5-year quarterly average of 1.0 and 41% higher than its last 4 quarters average of 1.0
ASRV's revenue is up by 17% year-on-year and by 9% since the previous quarter

Efficiency

How efficient is Ameriserv Financial business performance
ASRV's return on invested capital has surged by 133% year-on-year and by 75% since the previous quarter
Ameriserv Financial's ROE has soared by 109% YoY and by 51% from the previous quarter
The company's return on assets has surged by 100% YoY and by 50% QoQ
ASRV's return on sales has surged by 95% year-on-year and by 45% since the previous quarter

Dividends

What is ASRV's dividend history
Dividend details
DPS
$0.12
Dividend yield
2.39%
Payout ratio
23.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Ameriserv Financial financials performed over time
Ameriserv Financial's total assets is 9% more than its total liabilities
ASRV's debt is 46% lower than its equity
The company's debt to equity fell by 27% YoY and by 8% QoQ
ASRV's debt is down by 19% YoY and by 7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.