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ASRV Ameriserv Financial Inc
- Stocks
- Financial Services
- NASDAQ: ASRV
Price (delayed)
$2.9
Market cap
$47.91M
P/E Ratio
13.18
Dividend/share
$0.12
EPS
$0.22
Enterprise value
$118.3M
AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank and AmeriServ Trust and Financial Services Company in Johnstown, PA. The Company's subsidiaries provide full-service banking and wealth management services
Highlights
ASRV's revenue is up by 17% year-on-year
The gross profit is up by 17% year-on-year
ASRV's debt is down by 8% QoQ but it is up by 2.1% YoY
The stock's price to earnings (P/E) is 23% more than its 5-year quarterly average of 10.7
Key stats
What are the main financial stats of ASRV
Market
Valuations
Earnings
Shares outstanding
16.52M
Market cap
$47.91M
Enterprise value
$118.3M
Price to earnings (P/E)
13.18
Price to book (P/B)
0.43
Price to sales (P/S)
0.9
EV/EBIT
26.9
EV/EBITDA
18.28
EV/Sales
2.23
Revenue
$53.04M
Gross profit
$53.04M
Operating income
$4.4M
Net income
$3.61M
EBIT
$4.4M
EBITDA
$6.47M
Free cash flow
$4.43M
Per share
Balance sheet
Liquidity
EPS
$0.22
EPS diluted
$0.22
Free cash flow per share
$0.27
Book value per share
$6.7
Revenue per share
$3.21
TBVPS
$85.83
Total assets
$1.43B
Total liabilities
$1.32B
Debt
$94.03M
Equity
$110.76M
Working capital
N/A
Debt to equity
0.85
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.88
Margins
Efficiency
Dividend
EBITDA margin
12.2%
Gross margin
100%
Net margin
6.8%
Operating margin
8.3%
Return on assets
0.3%
Return on equity
3.4%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
8.3%
Dividend yield
4.14%
DPS
$0.12
Payout ratio
54.5%
ASRV stock price
How has the Ameriserv Financial stock price performed over time
Intraday
-3.01%
1 week
-0.68%
1 month
20.33%
1 year
20.33%
YTD
8.21%
QTD
19.34%
Financial performance
How have Ameriserv Financial's revenue and profit performed over time
Revenue
$53.04M
Gross profit
$53.04M
Operating income
$4.4M
Net income
$3.61M
Gross margin
100%
Net margin
6.8%
The company's operating margin has surged by 197% YoY
ASRV's revenue is up by 17% year-on-year
The gross profit is up by 17% year-on-year
Price vs fundamentals
How does ASRV's price correlate with its fundamentals
Growth
What is Ameriserv Financial's growth rate over time
Valuation
What is Ameriserv Financial stock price valuation
P/E
13.18
P/B
0.43
P/S
0.9
EV/EBIT
26.9
EV/EBITDA
18.28
EV/Sales
2.23
The stock's price to earnings (P/E) is 23% more than its 5-year quarterly average of 10.7
ASRV's EPS is up by 4.8% since the previous quarter
The price to book (P/B) is 14% lower than the 5-year quarterly average of 0.5 but 8% higher than the last 4 quarters average of 0.4
The equity has grown by 7% year-on-year and by 3.3% since the previous quarter
ASRV's price to sales (P/S) is 18% lower than its 5-year quarterly average of 1.1
ASRV's revenue is up by 17% year-on-year
Efficiency
How efficient is Ameriserv Financial business performance
ASRV's return on invested capital has surged by 200% year-on-year
ASRV's return on sales has surged by 197% year-on-year
Dividends
What is ASRV's dividend history
DPS
$0.12
Dividend yield
4.14%
Payout ratio
54.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ameriserv Financial financials performed over time
Ameriserv Financial's total assets is 8% more than its total liabilities
The company's total liabilities rose by 3.1% YoY
Ameriserv Financial's total assets has increased by 3.4% YoY
ASRV's debt is 15% lower than its equity
The company's debt to equity fell by 11% QoQ and by 4.5% YoY
ASRV's debt is down by 8% QoQ but it is up by 2.1% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.