ASRV Ameriserv Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: ASRV

Price (delayed)

$3.82

Market cap

$64.8M

P/E Ratio

11.58

Dividend/share

$0.12

EPS

$0.33

Enterprise value

$82.2M

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Relative Growth: Rel. Growth: 55
Relative Strength: Rel. Strength: 64
Relative Valuation: Rel. Valuation: 93
Relative Profitability: Rel. Profitability: 71

AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank and AmeriServ Trust and Financial Services Company in Johnstown, PA. The Company's subsidiaries provide full-service banking and wealth management services ...

Highlights
ASRV's debt is down by 24% YoY and by 5% QoQ
The equity has grown by 9% year-on-year
ASRV's net income has soared by 53% YoY but it is down by 2% QoQ
ASRV's EPS has surged by 50% year-on-year but it is down by 2.9% since the previous quarter
The stock's price to earnings (P/E) is 10% more than its 5-year quarterly average of 10.5 and 5% more than its last 4 quarters average of 11.0
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ameriservfinancial.com
Peers: FCF STBA FNB CCNE

Key stats

What are the main financial stats of ASRV

ASRV stock price

How has the Ameriserv Financial stock price performed over time
Intraday
1.6%
1 week
1.87%
1 month
-2.8%
1 year
27.76%
YTD
19.75%
QTD
5.52%

Financial performance

How have Ameriserv Financial's revenue and profit performed over time
Revenue
$55.56M
Gross profit
$55.56M
Operating income
$6.63M
Net income
$5.5M
Gross margin
100%
Net margin
9.9%
ASRV's net income has soared by 53% YoY but it is down by 2% QoQ
Ameriserv Financial's operating income has surged by 51% YoY but it has decreased by 2.4% QoQ
ASRV's net margin is up by 46% YoY but it is down by 2.9% QoQ
The company's operating margin rose by 43% YoY but it fell by 3.3% QoQ

Price vs fundamentals

How does ASRV's price correlate with its fundamentals

Growth

What is Ameriserv Financial's growth rate over time

Valuation

What is Ameriserv Financial stock price valuation
ASRV P/E details
P/E
11.58
P/B
0.54
P/S
1.16
EV/EBIT
12.4
EV/EBITDA
9.41
EV/Sales
1.48
ASRV's EPS has surged by 50% year-on-year but it is down by 2.9% since the previous quarter
The stock's price to earnings (P/E) is 10% more than its 5-year quarterly average of 10.5 and 5% more than its last 4 quarters average of 11.0
The equity has grown by 9% year-on-year
The price to book (P/B) is 8% higher than the 5-year quarterly average of 0.5 and 8% higher than the last 4 quarters average of 0.5
ASRV's price to sales (P/S) is 16% higher than its 5-year quarterly average of 1.0 and 16% higher than its last 4 quarters average of 1.0
ASRV's revenue is up by 4.8% year-on-year

Efficiency

How efficient is Ameriserv Financial business performance
ASRV's return on sales is up by 43% year-on-year but it is down by 3.3% since the previous quarter
Ameriserv Financial's ROE has increased by 38% YoY but it has decreased by 4.1% from the previous quarter
The company's return on assets rose by 33% YoY
ASRV's return on invested capital is up by 33% year-on-year but it is down by 20% since the previous quarter

Dividends

What is ASRV's dividend history
Dividend details
DPS
$0.12
Dividend yield
3.14%
Payout ratio
36.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Ameriserv Financial financials performed over time
Ameriserv Financial's total assets is 9% more than its total liabilities
Ameriserv Financial's total assets has increased by 2.9% YoY
The company's total liabilities rose by 2.4% YoY
ASRV's debt is 41% lower than its equity
The company's debt to equity fell by 31% YoY and by 6% QoQ
ASRV's debt is down by 24% YoY and by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.