ASRV Ameriserv Financial Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: ASRV

Price (delayed)

$2.76

Market cap

$47.33M

P/E Ratio

N/A

Dividend/share

$0.12

EPS

-$0.2

Enterprise value

$148.86M

AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank and AmeriServ Trust and Financial Services Company in Johnstown, PA. The Company's subsidiaries provide full-service banking and wealth management services ...

Highlights
ASRV's debt is down by 16% YoY
ASRV's net income has shrunk by 145% YoY
ASRV's EPS has dropped by 145% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ameriservfinancial.com
Peers: FCF STBA FNB CCNE

Key stats

What are the main financial stats of ASRV
Market
Shares outstanding
17.15M
Market cap
$47.33M
Enterprise value
$148.86M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.46
Price to sales (P/S)
1.05
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.31
Earnings
Revenue
$44.98M
EBIT
-$4.39M
EBITDA
-$2.34M
Free cash flow
$4.91M
Per share
EPS
-$0.2
Free cash flow per share
$0.29
Book value per share
$5.96
Revenue per share
$2.62
TBVPS
$80.26
Balance sheet
Total assets
$1.39B
Total liabilities
$1.29B
Debt
$115.56M
Equity
$102.28M
Working capital
N/A
Liquidity
Debt to equity
1.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-43.37
Margins
EBITDA margin
-5.2%
Gross margin
100%
Net margin
-7.4%
Operating margin
-9.8%
Efficiency
Return on assets
-0.2%
Return on equity
-3.2%
Return on invested capital
-0.3%
Return on capital employed
N/A
Return on sales
-9.8%
Dividend
Dividend yield
4.35%
DPS
$0.12
Payout ratio
N/A

ASRV stock price

How has the Ameriserv Financial stock price performed over time
Intraday
4.94%
1 week
7.39%
1 month
1.1%
1 year
-6.44%
YTD
-14.68%
QTD
6.15%

Financial performance

How have Ameriserv Financial's revenue and profit performed over time
Revenue
$44.98M
Gross profit
$44.98M
Operating income
-$4.39M
Net income
-$3.35M
Gross margin
100%
Net margin
-7.4%
The company's operating margin has shrunk by 161% YoY
ASRV's net margin has shrunk by 157% YoY
Ameriserv Financial's operating income has shrunk by 148% YoY
ASRV's net income has shrunk by 145% YoY

Growth

What is Ameriserv Financial's growth rate over time

Valuation

What is Ameriserv Financial stock price valuation
P/E
N/A
P/B
0.46
P/S
1.05
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.31
ASRV's EPS has dropped by 145% year-on-year
The price to book (P/B) is 23% lower than the 5-year quarterly average of 0.6 and 8% lower than the last 4 quarters average of 0.5
The equity has declined by 3.7% year-on-year
ASRV's revenue is down by 21% year-on-year and by 16% since the previous quarter
ASRV's price to sales (P/S) is 17% higher than its last 4 quarters average of 0.9 but 13% lower than its 5-year quarterly average of 1.2

Efficiency

How efficient is Ameriserv Financial business performance
The company's return on assets has shrunk by 200% QoQ and by 133% YoY
ASRV's return on sales has dropped by 161% year-on-year
Ameriserv Financial's ROE has plunged by 146% YoY
ASRV's return on invested capital has dropped by 143% year-on-year

Dividends

What is ASRV's dividend history
DPS
$0.12
Dividend yield
4.35%
Payout ratio
N/A
Recent dividends

Financial health

How did Ameriserv Financial financials performed over time
Ameriserv Financial's total assets is 8% more than its total liabilities
Ameriserv Financial's total assets has increased by 2% from the previous quarter
The company's total liabilities rose by 2.4% YoY and by 2.1% QoQ
ASRV's debt is 13% higher than its equity
ASRV's debt is down by 16% YoY
The company's debt to equity fell by 13% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.