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ASRV Ameriserv Financial Inc

Price (delayed)

$2.6

Market cap

$42.95M

P/E Ratio

N/A

Dividend/share

$0.12

EPS

-$0.19

Enterprise value

$141.2M

AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank and AmeriServ Trust and Financial Services Company in Johnstown, PA. The Company's subsidiaries provide full-service banking and wealth management services ...

Highlights
ASRV's EPS has dropped by 173% year-on-year and by 6% since the previous quarter
ASRV's net income has shrunk by 172% YoY and by 6% QoQ

Key stats

What are the main financial stats of ASRV
Market
Shares outstanding
16.52M
Market cap
$42.95M
Enterprise value
$141.2M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.43
Price to sales (P/S)
0.98
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.12
Earnings
Revenue
$45.27M
EBIT
-$4.12M
EBITDA
-$2.11M
Free cash flow
$1.43M
Per share
EPS
-$0.19
Free cash flow per share
$0.08
Book value per share
$6.05
Revenue per share
$2.66
TBVPS
$81.61
Balance sheet
Total assets
$1.4B
Total liabilities
$1.3B
Debt
$116.64M
Equity
$103.66M
Working capital
N/A
Liquidity
Debt to equity
1.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-46.59
Margins
EBITDA margin
-4.7%
Gross margin
100%
Net margin
-6.9%
Operating margin
-9.1%
Efficiency
Return on assets
-0.2%
Return on equity
-3.1%
Return on invested capital
-0.3%
Return on capital employed
N/A
Return on sales
-9.1%
Dividend
Dividend yield
4.62%
DPS
$0.12
Payout ratio
N/A

ASRV stock price

How has the Ameriserv Financial stock price performed over time
Intraday
0%
1 week
-1.89%
1 month
-3.7%
1 year
0%
YTD
-19.75%
QTD
-0.38%

Financial performance

How have Ameriserv Financial's revenue and profit performed over time
Revenue
$45.27M
Gross profit
$45.27M
Operating income
-$4.12M
Net income
-$3.15M
Gross margin
100%
Net margin
-6.9%
The company's operating margin has shrunk by 194% YoY and by 6% QoQ
ASRV's net margin has shrunk by 186% YoY and by 6% QoQ
Ameriserv Financial's operating income has shrunk by 177% YoY and by 6% QoQ
ASRV's net income has shrunk by 172% YoY and by 6% QoQ

Growth

What is Ameriserv Financial's growth rate over time

Valuation

What is Ameriserv Financial stock price valuation
P/E
N/A
P/B
0.43
P/S
0.98
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
3.12
ASRV's EPS has dropped by 173% year-on-year and by 6% since the previous quarter
The price to book (P/B) is 14% lower than the 5-year quarterly average of 0.5 but 8% higher than the last 4 quarters average of 0.4
ASRV's revenue is down by 18% year-on-year
ASRV's price to sales (P/S) is 11% lower than its 5-year quarterly average of 1.1 and 2% lower than its last 4 quarters average of 1.0

Efficiency

How efficient is Ameriserv Financial business performance
ASRV's return on sales has dropped by 194% year-on-year and by 6% since the previous quarter
ASRV's return on invested capital has dropped by 175% year-on-year
Ameriserv Financial's ROE has plunged by 174% YoY and by 7% from the previous quarter
The company's return on assets has shrunk by 167% YoY

Dividends

What is ASRV's dividend history
DPS
$0.12
Dividend yield
4.62%
Payout ratio
N/A
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Ameriserv Financial financials performed over time
Ameriserv Financial's total assets is 8% more than its total liabilities
The company's total liabilities rose by 4.6% YoY
Ameriserv Financial's total assets has increased by 4.3% YoY
ASRV's debt is 13% higher than its equity
ASRV's debt is up by 27% QoQ and by 14% YoY
The company's debt to equity rose by 27% QoQ and by 14% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.