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ASRV Ameriserv Financial Inc
- Stocks
- Financial Services
- NASDAQ: ASRV
Price (delayed)
$3.14
Market cap
$51.87M
P/E Ratio
14.27
Dividend/share
$0.12
EPS
$0.22
Enterprise value
$122.27M
AmeriServ Financial, Inc. is the parent of AmeriServ Financial Bank and AmeriServ Trust and Financial Services Company in Johnstown, PA. The Company's subsidiaries provide full-service banking and wealth management services
Highlights
ASRV's revenue is up by 17% year-on-year
The gross profit is up by 17% year-on-year
ASRV's debt is down by 8% QoQ but it is up by 2.1% YoY
Key stats
What are the main financial stats of ASRV
Market
Valuations
Earnings
Shares outstanding
16.52M
Market cap
$51.87M
Enterprise value
$122.27M
Price to earnings (P/E)
14.27
Price to book (P/B)
0.47
Price to sales (P/S)
0.98
EV/EBIT
27.8
EV/EBITDA
18.89
EV/Sales
2.31
Revenue
$53.04M
Gross profit
$53.04M
Operating income
$4.4M
Net income
$3.61M
EBIT
$4.4M
EBITDA
$6.47M
Free cash flow
$4.43M
Per share
Balance sheet
Liquidity
EPS
$0.22
EPS diluted
$0.22
Free cash flow per share
$0.27
Book value per share
$6.7
Revenue per share
$3.21
TBVPS
$85.83
Total assets
$1.43B
Total liabilities
$1.32B
Debt
$94.03M
Equity
$110.76M
Working capital
N/A
Debt to equity
0.85
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.88
Margins
Efficiency
Dividend
EBITDA margin
12.2%
Gross margin
100%
Net margin
6.8%
Operating margin
8.3%
Return on assets
0.3%
Return on equity
3.4%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
8.3%
Dividend yield
3.82%
DPS
$0.12
Payout ratio
54.5%
ASRV stock price
How has the Ameriserv Financial stock price performed over time
Intraday
-4.56%
1 week
2.28%
1 month
7.17%
1 year
35.93%
YTD
17.16%
QTD
3.29%
Financial performance
How have Ameriserv Financial's revenue and profit performed over time
Revenue
$53.04M
Gross profit
$53.04M
Operating income
$4.4M
Net income
$3.61M
Gross margin
100%
Net margin
6.8%
The company's operating margin has surged by 197% YoY
ASRV's revenue is up by 17% year-on-year
The gross profit is up by 17% year-on-year
Price vs fundamentals
How does ASRV's price correlate with its fundamentals
Growth
What is Ameriserv Financial's growth rate over time
Valuation
What is Ameriserv Financial stock price valuation
P/E
14.27
P/B
0.47
P/S
0.98
EV/EBIT
27.8
EV/EBITDA
18.89
EV/Sales
2.31
ASRV's EPS is up by 4.8% since the previous quarter
The price to book (P/B) is 18% higher than the last 4 quarters average of 0.4 but 6% lower than the 5-year quarterly average of 0.5
The equity has grown by 7% year-on-year and by 3.3% since the previous quarter
ASRV's revenue is up by 17% year-on-year
ASRV's price to sales (P/S) is 11% lower than its 5-year quarterly average of 1.1 but 9% higher than its last 4 quarters average of 0.9
Efficiency
How efficient is Ameriserv Financial business performance
ASRV's return on invested capital has surged by 200% year-on-year
ASRV's return on sales has surged by 197% year-on-year
Dividends
What is ASRV's dividend history
DPS
$0.12
Dividend yield
3.82%
Payout ratio
54.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ameriserv Financial financials performed over time
Ameriserv Financial's total assets is 8% more than its total liabilities
The company's total liabilities rose by 3.1% YoY
Ameriserv Financial's total assets has increased by 3.4% YoY
ASRV's debt is 15% lower than its equity
The company's debt to equity fell by 11% QoQ and by 4.5% YoY
ASRV's debt is down by 8% QoQ but it is up by 2.1% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.