ACIC American Coastal Insurance Corp
Price (delayed)
$11.16
Market cap
$538.45M
P/E Ratio
7.02
Dividend/share
$0.5
EPS
$1.59
Enterprise value
$491.4M
upc insurance is a flourishing and vibrant company that focuses on writing personal property insurance in catastrophe-exposed areas since 1999. upc is one of the fastest growing homeowners companies in
Highlights
ACIC's revenue is up by 12% year-on-year and by 8% since the previous quarter
The P/E is 6% below the last 4 quarters average of 7.5
American Coastal Insurance's equity has increased by 40% YoY but it has decreased by 9% QoQ
American Coastal Insurance's EPS has shrunk by 78% YoY and by 10% QoQ
American Coastal Insurance's net income has plunged by 76% YoY and by 11% from the previous quarter
Key stats
What are the main financial stats of ACIC
Market
Valuations
Earnings
Shares outstanding
48.25M
Market cap
$538.45M
Enterprise value
$491.4M
Price to earnings (P/E)
7.02
Price to book (P/B)
2.28
Price to sales (P/S)
1.8
EV/EBIT
4.35
EV/EBITDA
4.01
EV/Sales
1.66
Revenue
$296.66M
Gross profit
$227.34M
Operating income
$111.59M
Net income
$75.72M
EBIT
$113.05M
EBITDA
$122.67M
Free cash flow
$243.49M
Per share
Balance sheet
Liquidity
EPS
$1.59
EPS diluted
$1.54
Free cash flow per share
$5.09
Book value per share
$4.89
Revenue per share
$6.2
TBVPS
$24.06
Total assets
$1.22B
Total liabilities
$980.45M
Debt
$152.34M
Equity
$235.66M
Working capital
N/A
Debt to equity
0.65
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.38
Margins
Efficiency
Dividend
EBITDA margin
41.3%
Gross margin
76.6%
Net margin
25.5%
Operating margin
37.6%
Return on assets
6.4%
Return on equity
32.8%
Return on invested capital
11.1%
Return on capital employed
N/A
Return on sales
38.1%
Dividend yield
4.48%
DPS
$0.5
Payout ratio
31.4%
ACIC stock price
How has the American Coastal Insurance stock price performed over time
Intraday
-0.18%
1 week
-0.27%
1 month
-6.45%
1 year
4.01%
YTD
-17.09%
QTD
-3.54%
Financial performance
How have American Coastal Insurance's revenue and profit performed over time
Revenue
$296.66M
Gross profit
$227.34M
Operating income
$111.59M
Net income
$75.72M
Gross margin
76.6%
Net margin
25.5%
ACIC's net margin has dropped by 78% year-on-year and by 17% since the previous quarter
American Coastal Insurance's net income has plunged by 76% YoY and by 11% from the previous quarter
ACIC's operating margin is down by 15% since the previous quarter and by 5% year-on-year
ACIC's revenue is up by 12% year-on-year and by 8% since the previous quarter
Growth
What is American Coastal Insurance's growth rate over time
Valuation
What is American Coastal Insurance stock price valuation
P/E
7.02
P/B
2.28
P/S
1.8
EV/EBIT
4.35
EV/EBITDA
4.01
EV/Sales
1.66
American Coastal Insurance's EPS has shrunk by 78% YoY and by 10% QoQ
The P/E is 6% below the last 4 quarters average of 7.5
The stock's P/B is 75% above its 5-year quarterly average of 1.3 but 5% below its last 4 quarters average of 2.4
American Coastal Insurance's equity has increased by 40% YoY but it has decreased by 9% QoQ
The P/S is 80% higher than the 5-year quarterly average of 1.0 but 14% lower than the last 4 quarters average of 2.1
ACIC's revenue is up by 12% year-on-year and by 8% since the previous quarter
Efficiency
How efficient is American Coastal Insurance business performance
American Coastal Insurance's return on equity has shrunk by 87% YoY and by 18% QoQ
The ROA has plunged by 74% YoY and by 14% from the previous quarter
American Coastal Insurance's return on sales has shrunk by 70% YoY and by 14% QoQ
ACIC's ROIC has plunged by 59% YoY and by 10% from the previous quarter
Dividends
What is ACIC's dividend history
DPS
$0.5
Dividend yield
4.48%
Payout ratio
31.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did American Coastal Insurance financials performed over time
American Coastal Insurance's total assets is 24% more than its total liabilities
American Coastal Insurance's total assets has increased by 14% YoY and by 6% from the previous quarter
ACIC's total liabilities is up by 11% since the previous quarter and by 10% year-on-year
ACIC's debt is 35% smaller than its equity
American Coastal Insurance's equity has increased by 40% YoY but it has decreased by 9% QoQ
The debt to equity is down by 27% year-on-year but it is up by 14% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.