ACIC American Coastal Insurance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ACIC

Price (delayed)

$10.055

Market cap

$487.31M

P/E Ratio

4.66

Dividend/share

$0.75

EPS

$2.16

Enterprise value

$400.87M

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Relative Growth: Rel. Growth: 42
Relative Strength: Rel. Strength: 23
Relative Valuation: Rel. Valuation: 97
Relative Profitability: Rel. Profitability: 98

upc insurance is a flourishing and vibrant company that focuses on writing personal property insurance in catastrophe-exposed areas since 1999. upc is one of the fastest growing homeowners companies in ...

Highlights
American Coastal Insurance's net income has increased by 43% YoY
American Coastal Insurance's EPS has increased by 41% YoY
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: https://www.upcinsurance.com/
Peers: PGR PLMR ORI NODK

Key stats

What are the main financial stats of ACIC

ACIC stock price

How has the American Coastal Insurance stock price performed over time
Intraday
1.67%
1 week
-4.42%
1 month
-13.69%
1 year
-14.43%
YTD
-20.39%
QTD
-10.62%

Financial performance

How have American Coastal Insurance's revenue and profit performed over time
Revenue
$334.46M
Gross profit
$289.57M
Operating income
$151.14M
Net income
$104.74M
Gross margin
86.6%
Net margin
31.3%
American Coastal Insurance's net income has increased by 43% YoY
The operating income is up by 42% YoY
ACIC's operating margin is up by 29% year-on-year
ACIC's net margin is up by 29% year-on-year

Price vs fundamentals

How does ACIC's price correlate with its fundamentals

Growth

What is American Coastal Insurance's growth rate over time

Valuation

What is American Coastal Insurance stock price valuation
ACIC P/E details
P/E
4.66
P/B
1.47
P/S
1.46
EV/EBIT
2.65
EV/EBITDA
2.54
EV/Sales
1.2
American Coastal Insurance's EPS has increased by 41% YoY
The P/E is 24% below the last 4 quarters average of 6.0
American Coastal Insurance's equity has increased by 27% YoY and by 4.5% QoQ
The stock's P/B is 19% below its last 4 quarters average of 1.8 and 9% below its 5-year quarterly average of 1.6
The P/S is 15% lower than the last 4 quarters average of 1.7 but 2.9% higher than the 5-year quarterly average of 1.4
ACIC's revenue is up by 11% year-on-year

Efficiency

How efficient is American Coastal Insurance business performance
ACIC's ROIC has soared by 59% YoY and by 2.5% from the previous quarter
The ROA has grown by 49% YoY
American Coastal Insurance's return on sales has increased by 25% YoY
American Coastal Insurance's return on equity has increased by 10% YoY but it has decreased by 8% QoQ

Dividends

What is ACIC's dividend history
Dividend details
DPS
$0.75
Dividend yield
7.46%
Payout ratio
34.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did American Coastal Insurance financials performed over time
American Coastal Insurance's total assets is 50% more than its total liabilities
ACIC's total liabilities is down by 26% year-on-year and by 12% since the previous quarter
American Coastal Insurance's total assets has decreased by 14% YoY and by 7% from the previous quarter
ACIC's debt is 54% smaller than its equity
American Coastal Insurance's equity has increased by 27% YoY and by 4.5% QoQ
The debt to equity is down by 21% year-on-year and by 4.2% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.