ACIC American Coastal Insurance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ACIC

Price (delayed)

$9.54

Market cap

$450.95M

P/E Ratio

4.61

Dividend/share

$0.75

EPS

$2.07

Enterprise value

$286.27M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 96

United Insurance Holdings Corp.® is a publicly traded holding company founded in 1999 that underwrites commercial residential property and casualty insurance policies in the United States through its wholly owned ...

Highlights
The P/E is 19% below the last 4 quarters average of 5.7
American Coastal Insurance's equity has increased by 17% YoY and by 2.7% QoQ
American Coastal Insurance's net income has increased by 24% YoY but it has decreased by 4.3% from the previous quarter
American Coastal Insurance's EPS has increased by 23% YoY but it has decreased by 4.2% QoQ
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.upcinsurance.com
Peers: PGR PLMR ORI NODK

Key stats

What are the main financial stats of ACIC

ACIC stock price

How has the American Coastal Insurance stock price performed over time
Intraday
1.49%
1 week
1.17%
1 month
-12.68%
1 year
-14.52%
YTD
-24.47%
QTD
-14.05%

Financial performance

How have American Coastal Insurance's revenue and profit performed over time
Revenue
$330.59M
Gross profit
$282.4M
Operating income
$143.04M
Net income
$100.2M
Gross margin
85.4%
Net margin
30.3%
American Coastal Insurance's net income has increased by 24% YoY but it has decreased by 4.3% from the previous quarter
The operating income is up by 22% YoY but it is down by 5% QoQ
ACIC's net margin is up by 20% year-on-year but it is down by 3.2% since the previous quarter
ACIC's operating margin is up by 18% year-on-year but it is down by 4.2% since the previous quarter

Price vs fundamentals

How does ACIC's price correlate with its fundamentals

Growth

What is American Coastal Insurance's growth rate over time

Valuation

What is American Coastal Insurance stock price valuation
ACIC P/E details
P/E
4.61
P/B
1.36
P/S
1.39
EV/EBIT
2
EV/EBITDA
1.93
EV/Sales
0.87
American Coastal Insurance's EPS has increased by 23% YoY but it has decreased by 4.2% QoQ
The P/E is 19% below the last 4 quarters average of 5.7
The stock's P/B is 20% below its last 4 quarters average of 1.7 and 15% below its 5-year quarterly average of 1.6
American Coastal Insurance's equity has increased by 17% YoY and by 2.7% QoQ
The P/S is 18% lower than the last 4 quarters average of 1.7
ACIC's revenue is up by 3.3% year-on-year

Efficiency

How efficient is American Coastal Insurance business performance
ACIC's ROIC is up by 35% YoY but it is down by 4.8% from the previous quarter
The ROA has grown by 35% YoY but it has contracted by 2.2% from the previous quarter
American Coastal Insurance's return on sales has increased by 15% YoY but it has decreased by 4.2% QoQ
American Coastal Insurance's return on equity has decreased by 8% QoQ

Dividends

What is ACIC's dividend history
Dividend details
DPS
$0.75
Dividend yield
7.86%
Payout ratio
36.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did American Coastal Insurance financials performed over time
American Coastal Insurance's total assets is 38% more than its total liabilities
ACIC's total liabilities is up by 36% since the previous quarter but it is down by 14% year-on-year
American Coastal Insurance's total assets has increased by 25% from the previous quarter but it has decreased by 8% YoY
ACIC's debt is 55% smaller than its equity
American Coastal Insurance's equity has increased by 17% YoY and by 2.7% QoQ
The debt to equity is down by 13% year-on-year and by 2.2% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.