ACIC American Coastal Insurance Corp
Price (delayed)
$12.51
Market cap
$603.04M
P/E Ratio
7.11
Dividend/share
$0.5
EPS
$1.76
Enterprise value
$511.61M
upc insurance is a flourishing and vibrant company that focuses on writing personal property insurance in catastrophe-exposed areas since 1999. upc is one of the fastest growing homeowners companies in
Highlights
American Coastal Insurance's equity has surged by 115% YoY and by 16% QoQ
American Coastal Insurance's net income has increased by 26% from the previous quarter
ACIC's revenue is up by 12% since the previous quarter but it is down by 3.1% year-on-year
The P/E is 25% above the last 4 quarters average of 5.7
Key stats
What are the main financial stats of ACIC
Market
Valuations
Earnings
Shares outstanding
48.2M
Market cap
$603.04M
Enterprise value
$511.61M
Price to earnings (P/E)
7.11
Price to book (P/B)
2.32
Price to sales (P/S)
2.13
EV/EBIT
4.2
EV/EBITDA
3.84
EV/Sales
1.81
Revenue
$282.21M
Gross profit
$218.52M
Operating income
$120.99M
Net income
$85.06M
EBIT
$121.74M
EBITDA
$133.39M
Free cash flow
$290.78M
Per share
Balance sheet
Liquidity
EPS
$1.76
EPS diluted
$1.69
Free cash flow per share
$6.05
Book value per share
$5.39
Revenue per share
$5.87
TBVPS
$22.42
Total assets
$1.14B
Total liabilities
$884.29M
Debt
$148.96M
Equity
$259.58M
Working capital
N/A
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.69
Margins
Efficiency
Dividend
EBITDA margin
47.3%
Gross margin
77.4%
Net margin
30.1%
Operating margin
42.9%
Return on assets
7.4%
Return on equity
39.8%
Return on invested capital
12.3%
Return on capital employed
N/A
Return on sales
43.1%
Dividend yield
4%
DPS
$0.5
Payout ratio
28.4%
ACIC stock price
How has the American Coastal Insurance stock price performed over time
Intraday
-1.5%
1 week
1.3%
1 month
1.13%
1 year
-5.73%
YTD
-7.06%
QTD
-7.06%
Financial performance
How have American Coastal Insurance's revenue and profit performed over time
Revenue
$282.21M
Gross profit
$218.52M
Operating income
$120.99M
Net income
$85.06M
Gross margin
77.4%
Net margin
30.1%
ACIC's operating margin has surged by 65% year-on-year and by 5% since the previous quarter
The operating income has soared by 60% YoY and by 18% QoQ
American Coastal Insurance's net income has increased by 26% from the previous quarter
ACIC's gross margin is up by 15% YoY and by 2.4% from the previous quarter
Growth
What is American Coastal Insurance's growth rate over time
Valuation
What is American Coastal Insurance stock price valuation
P/E
7.11
P/B
2.32
P/S
2.13
EV/EBIT
4.2
EV/EBITDA
3.84
EV/Sales
1.81
American Coastal Insurance's EPS has increased by 25% QoQ
The P/E is 25% above the last 4 quarters average of 5.7
American Coastal Insurance's equity has surged by 115% YoY and by 16% QoQ
The stock's P/B is 93% above its 5-year quarterly average of 1.2
The P/S is 137% higher than the 5-year quarterly average of 0.9 and 18% higher than the last 4 quarters average of 1.8
ACIC's revenue is up by 12% since the previous quarter but it is down by 3.1% year-on-year
Efficiency
How efficient is American Coastal Insurance business performance
ACIC's ROIC is up by 28% from the previous quarter
The ROA has grown by 25% from the previous quarter
American Coastal Insurance's return on sales has increased by 11% QoQ
American Coastal Insurance's return on equity has increased by 6% QoQ
Dividends
What is ACIC's dividend history
DPS
$0.5
Dividend yield
4%
Payout ratio
28.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did American Coastal Insurance financials performed over time
American Coastal Insurance's total assets is 29% more than its total liabilities
ACIC's total liabilities is down by 19% since the previous quarter and by 14% year-on-year
American Coastal Insurance's total assets has decreased by 13% from the previous quarter
ACIC's debt is 43% smaller than its equity
American Coastal Insurance's equity has surged by 115% YoY and by 16% QoQ
The debt to equity has dropped by 54% year-on-year and by 15% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.