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Price (delayed)
$12.65
Market cap
$609.04M
P/E Ratio
8.97
Dividend/share
N/A
EPS
$1.41
Enterprise value
$496.37M
upc insurance is a flourishing and vibrant company that focuses on writing personal property insurance in catastrophe-exposed areas since 1999. upc is one of the fastest growing homeowners companies in
Highlights
American Coastal Insurance's net income has soared by 182% YoY
American Coastal Insurance's EPS has surged by 173% YoY
ACIC's revenue is down by 17% year-on-year
Key stats
What are the main financial stats of ACIC
Market
Valuations
Earnings
Shares outstanding
48.15M
Market cap
$609.04M
Enterprise value
$496.37M
Price to book (P/B)
2.71
Price to sales (P/S)
2.34
EV/EBIT
5.06
EV/EBITDA
4.53
EV/Sales
1.92
Revenue
$258.79M
EBIT
$98.1M
EBITDA
$109.47M
Free cash flow
$347.81M
Per share
Balance sheet
Liquidity
EPS
$1.41
Free cash flow per share
$7.27
Book value per share
$4.66
Revenue per share
$5.41
TBVPS
$26.03
Total assets
$1.31B
Total liabilities
$1.09B
Debt
$148.92M
Equity
$223.07M
Working capital
N/A
Debt to equity
0.67
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.03
Margins
Efficiency
Dividend
EBITDA margin
42.3%
Gross margin
74.4%
Net margin
26.1%
Operating margin
39.5%
Return on assets
5.9%
Return on equity
37.7%
Return on invested capital
9.6%
Return on capital employed
N/A
Return on sales
37.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
ACIC stock price
How has the American Coastal Insurance stock price performed over time
Intraday
22.22%
1 week
18.78%
1 month
14.48%
1 year
72.11%
YTD
33.72%
QTD
12.24%
Financial performance
How have American Coastal Insurance's revenue and profit performed over time
Revenue
$258.79M
Gross profit
$192.42M
Operating income
$102.28M
Net income
$67.51M
Gross margin
74.4%
Net margin
26.1%
ACIC's net margin has surged by 198% year-on-year and by 4% since the previous quarter
American Coastal Insurance's net income has soared by 182% YoY
ACIC's gross margin is up by 34% YoY
ACIC's revenue is down by 17% year-on-year
Growth
What is American Coastal Insurance's growth rate over time
Valuation
What is American Coastal Insurance stock price valuation
P/E
8.97
P/B
2.71
P/S
2.34
EV/EBIT
5.06
EV/EBITDA
4.53
EV/Sales
1.92
American Coastal Insurance's EPS has surged by 173% YoY
The stock's P/B is 146% above its 5-year quarterly average of 1.1 and 8% above its last 4 quarters average of 2.5
American Coastal Insurance's equity has surged by 98% YoY and by 9% QoQ
The P/S is 193% higher than the 5-year quarterly average of 0.8 and 46% higher than the last 4 quarters average of 1.6
ACIC's revenue is down by 17% year-on-year
Efficiency
How efficient is American Coastal Insurance business performance
American Coastal Insurance's return on equity has surged by 111% YoY but it has decreased by 14% QoQ
ACIC's ROIC is up by 16% from the previous quarter
American Coastal Insurance's return on sales has increased by 9% QoQ
The ROA has grown by 5% from the previous quarter
Dividends
What is ACIC's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did American Coastal Insurance financials performed over time
American Coastal Insurance's total assets is 20% more than its total liabilities
ACIC's total liabilities is up by 25% since the previous quarter but it is down by 18% year-on-year
American Coastal Insurance's total assets has increased by 22% from the previous quarter but it has decreased by 9% YoY
ACIC's debt is 33% smaller than its equity
American Coastal Insurance's equity has surged by 98% YoY and by 9% QoQ
The debt to equity is down by 50% year-on-year and by 8% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.