AIZ Assurant Inc
- Stocks
- Financial Services
- NYSE: AIZ
Price (delayed)
$218.31
Market cap
$11.02B
P/E Ratio
15.69
Dividend/share
$3.2
EPS
$13.91
Enterprise value
$11.61B
Relative Growth:
Rel. Growth:
65
Relative Strength:
Rel. Strength:
64
Relative Valuation:
Rel. Valuation:
76
Relative Profitability:
Rel. Profitability:
60
Assurant, Inc. is a leading global provider of lifestyle and housing solutions that support, protect and connect major consumer purchases. Anticipating the evolving needs of consumers, Assurant partners with the
Highlights
The equity has increased by 10% year-on-year and by 5% since the previous quarter
The revenue has grown by 6% YoY
AIZ's net income is down by 10% year-on-year but it is up by 7% since the previous quarter
The company's EPS rose by 8% QoQ but it fell by 8% YoY
The price to earnings (P/E) is 6% higher than the last 4 quarters average of 14.8
The company's gross margin fell by 2.3% YoY
Key stats
What are the main financial stats of AIZ
Market
Valuations
Earnings
Shares outstanding
50.46M
Market cap
$11.02B
Enterprise value
$11.61B
Price to earnings (P/E)
15.69
Price to book (P/B)
2.01
Price to sales (P/S)
0.91
PEG
N/A
EV/EBIT
11.84
EV/EBITDA
9.52
EV/Sales
0.94
Revenue
$12.3B
Gross profit
$9.36B
Operating income
$981.2M
Net income
$717M
EBIT
$981.2M
EBITDA
$1.22B
Free cash flow
$968.8M
Per share
Balance sheet
Liquidity
EPS
$13.91
EPS diluted
$13.8
Free cash flow per share
$18.95
Book value per share
$108.45
Revenue per share
$240.63
TBVPS
$632.93
Total assets
$35.53B
Total liabilities
$30.03B
Debt
$2.08B
Equity
$5.5B
Working capital
N/A
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.49
Margins
Efficiency
Dividend
EBITDA margin
9.9%
Gross margin
76%
Net margin
5.8%
Operating margin
8%
Return on assets
2%
Return on equity
13.6%
Return on invested capital
3%
Return on capital employed
N/A
Return on sales
8%
Dividend yield
1.47%
DPS
$3.2
Payout ratio
23%
AIZ stock price
How has the Assurant stock price performed over time
Intraday
1.73%
1 week
4.9%
1 month
-0.77%
1 year
13.06%
YTD
2.39%
QTD
0.79%
Financial performance
How have Assurant's revenue and profit performed over time
Revenue
$12.3B
Gross profit
$9.36B
Operating income
$981.2M
Net income
$717M
Gross margin
76%
Net margin
5.8%
AIZ's net margin is down by 16% year-on-year but it is up by 3.6% since the previous quarter
AIZ's operating margin is down by 15% YoY but it is up by 3.9% QoQ
The company's operating income fell by 10% YoY but it rose by 6% QoQ
AIZ's net income is down by 10% year-on-year but it is up by 7% since the previous quarter
Price vs fundamentals
How does AIZ's price correlate with its fundamentals
Growth
What is Assurant's growth rate over time
Valuation
What is Assurant stock price valuation
P/E
15.69
P/B
2.01
P/S
0.91
EV/EBIT
11.84
EV/EBITDA
9.52
EV/Sales
0.94
The company's EPS rose by 8% QoQ but it fell by 8% YoY
The price to earnings (P/E) is 6% higher than the last 4 quarters average of 14.8
The P/B is 12% more than the 5-year quarterly average of 1.8
The equity has increased by 10% year-on-year and by 5% since the previous quarter
The price to sales (P/S) is 14% higher than the 5-year quarterly average of 0.8
The revenue has grown by 6% YoY
Efficiency
How efficient is Assurant business performance
AIZ's ROE is down by 18% YoY but it is up by 4.6% QoQ
AIZ's ROA is down by 17% year-on-year but it is up by 5% since the previous quarter
The company's return on sales fell by 15% YoY but it rose by 3.9% QoQ
The company's return on invested capital fell by 14% YoY but it rose by 3.4% QoQ
Dividends
What is AIZ's dividend history
DPS
$3.2
Dividend yield
1.47%
Payout ratio
23%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Assurant financials performed over time
The total assets is 18% greater than the total liabilities
The total assets is up by 5% year-on-year
AIZ's total liabilities is up by 4.4% YoY
AIZ's debt is 62% smaller than its equity
AIZ's debt to equity is down by 10% year-on-year and by 5% since the previous quarter
The equity has increased by 10% year-on-year and by 5% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.