AIZ Assurant Inc

  1. Stocks
  2. Financial Services
  3. NYSE: AIZ

Price (delayed)

$162.85

Market cap

$9.86B

P/E Ratio

22.56

Dividend/share

$2.61

EPS

$7.22

Enterprise value

$10.42B

Highlights
The company's EPS rose by 26% YoY and by 2.6% QoQ
AIZ's net income is up by 21% year-on-year
The equity has increased by 8% year-on-year but it has declined by 2.2% since the previous quarter
The price to earnings (P/E) is 37% higher than the 5-year quarterly average of 16.5 and 23% higher than the last 4 quarters average of 18.3
Sector: Financial Services
Industry: Insurance - Specialty
Website: https://www.assurant.com/
Peers: UNM HIG MET AFL

Key stats

What are the main financial stats of AIZ
Market
Shares outstanding
60.57M
Market cap
$9.86B
Enterprise value
$10.42B
Valuations
Price to earnings (P/E)
22.56
Price to book (P/B)
1.62
Price to sales (P/S)
0.97
EV/EBIT
14.44
EV/EBITDA
11.92
EV/Sales
1.05
Earnings
Revenue
$9.96B
EBIT
$721.3M
EBITDA
$873.5M
Free cash flow
$907.8M
Per share
EPS
$7.22
Free cash flow per share
$15.34
Book value per share
$100.55
Revenue per share
$168.29
TBVPS
$695.22
Balance sheet
Total assets
$44.41B
Total liabilities
$38.59B
Debt
$2.2B
Equity
$5.82B
Working capital
N/A
Liquidity
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.63
Margins
EBITDA margin
8.8%
Gross margin
75.2%
Net margin
4.5%
Operating margin
7.1%
Efficiency
Return on assets
1%
Return on equity
7.3%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
7.2%
Dividend
Dividend yield
1.6%
DPS
$2.61
Payout ratio
36.1%

AIZ stock price

How has the Assurant stock price performed over time
Intraday
0.48%
1 week
-0.15%
1 month
4.28%
1 year
55.38%
YTD
19.55%
QTD
14.87%

Financial performance

How have Assurant's revenue and profit performed over time
Revenue
$9.96B
Gross profit
$7.49B
Operating income
$706.6M
Net income
$450.1M
Gross margin
75.2%
Net margin
4.5%
AIZ's operating margin is up by 25% YoY and by 16% QoQ
AIZ's net margin is up by 22% year-on-year and by 2.3% since the previous quarter
The company's operating income rose by 22% YoY and by 14% QoQ
AIZ's net income is up by 21% year-on-year

Growth

What is Assurant's growth rate over time

Valuation

What is Assurant stock price valuation
P/E
22.56
P/B
1.62
P/S
0.97
EV/EBIT
14.44
EV/EBITDA
11.92
EV/Sales
1.05
The price to earnings (P/E) is 37% higher than the 5-year quarterly average of 16.5 and 23% higher than the last 4 quarters average of 18.3
The company's EPS rose by 26% YoY and by 2.6% QoQ
The P/B is 35% more than the 5-year quarterly average of 1.2 and 25% more than the last 4 quarters average of 1.3
The equity has increased by 8% year-on-year but it has declined by 2.2% since the previous quarter
The price to sales (P/S) is 21% higher than the 5-year quarterly average of 0.8 and 21% higher than the last 4 quarters average of 0.8

Efficiency

How efficient is Assurant business performance
The company's return on invested capital rose by 31% YoY and by 13% QoQ
The company's return on sales rose by 31% YoY and by 18% QoQ
AIZ's ROA is up by 25% year-on-year
AIZ's ROE is up by 16% YoY

Dividends

What is AIZ's dividend history
DPS
$2.61
Dividend yield
1.6%
Payout ratio
36.1%
Recent dividends

Financial health

How did Assurant financials performed over time
The total assets is 15% greater than the total liabilities
The total assets is up by 2.3% year-on-year
AIZ's debt is 62% smaller than its equity
The equity has increased by 8% year-on-year but it has declined by 2.2% since the previous quarter
AIZ's debt to equity is down by 7% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.