AIZ Assurant Inc

Price (delayed)

$124.78

Market cap

$6.63B

P/E Ratio

27.73

Dividend/share

$2.78

EPS

$4.5

Enterprise value

$7.24B

Assurant, Inc. is a leading global provider of lifestyle and housing solutions that support, protect and connect major consumer purchases. Anticipating the evolving needs of consumers, Assurant partners with the ...

Highlights
AIZ's debt is down by 3.4% year-on-year
The equity has declined by 12% year-on-year but it has increased by 4% since the previous quarter
AIZ's net income has dropped by 82% year-on-year and by 13% since the previous quarter
The company's EPS has shrunk by 81% YoY and by 12% QoQ

Key stats

What are the main financial stats of AIZ
Market
Shares outstanding
53.15M
Market cap
$6.63B
Enterprise value
$7.24B
Valuations
Price to book (P/B)
1.5
Price to sales (P/S)
0.64
EV/EBIT
16.82
EV/EBITDA
11.8
EV/Sales
0.7
Earnings
Revenue
$10.35B
EBIT
$430.2M
EBITDA
$613M
Free cash flow
$1.16B
Per share
EPS
$4.5
Free cash flow per share
$21.76
Book value per share
$83.08
Revenue per share
$193.54
TBVPS
$555.14
Balance sheet
Total assets
$32.92B
Total liabilities
$28.52B
Debt
$2.13B
Equity
$4.4B
Working capital
N/A
Liquidity
Debt to equity
0.48
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.98
Margins
EBITDA margin
5.9%
Gross margin
75.7%
Net margin
2.3%
Operating margin
4.2%
Efficiency
Return on assets
0.7%
Return on equity
5.6%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
4.2%
Dividend
Dividend yield
2.23%
DPS
$2.78
Payout ratio
61.8%

AIZ stock price

How has the Assurant stock price performed over time
Intraday
-0.3%
1 week
-3.26%
1 month
7.06%
1 year
-30.7%
YTD
-0.22%
QTD
3.92%

Financial performance

How have Assurant's revenue and profit performed over time
Revenue
$10.35B
Gross profit
$7.84B
Operating income
$431M
Net income
$241.2M
Gross margin
75.7%
Net margin
2.3%
AIZ's net margin has dropped by 83% year-on-year and by 15% since the previous quarter
AIZ's net income has dropped by 82% year-on-year and by 13% since the previous quarter
The company's operating income has shrunk by 52% YoY and by 6% QoQ
AIZ's operating margin has shrunk by 52% YoY and by 7% QoQ

Growth

What is Assurant's growth rate over time

Valuation

What is Assurant stock price valuation
P/E
27.73
P/B
1.5
P/S
0.64
EV/EBIT
16.82
EV/EBITDA
11.8
EV/Sales
0.7
The company's EPS has shrunk by 81% YoY and by 12% QoQ
The price to earnings (P/E) is 56% higher than the 5-year quarterly average of 17.8 and 33% higher than the last 4 quarters average of 20.9
The P/B is 17% less than the last 4 quarters average of 1.8 but 7% more than the 5-year quarterly average of 1.4
The equity has declined by 12% year-on-year but it has increased by 4% since the previous quarter
The price to sales (P/S) is 20% lower than the 5-year quarterly average of 0.8 and 9% lower than the last 4 quarters average of 0.7

Efficiency

How efficient is Assurant business performance
AIZ's ROA has dropped by 81% year-on-year and by 13% since the previous quarter
AIZ's ROE has shrunk by 77% YoY and by 10% QoQ
The company's return on sales has shrunk by 73% YoY and by 7% QoQ
The company's return on invested capital has shrunk by 71% YoY and by 7% QoQ

Dividends

What is AIZ's dividend history
DPS
$2.78
Dividend yield
2.23%
Payout ratio
61.8%
Recent dividends

Financial health

How did Assurant financials performed over time
The total assets is 15% greater than the total liabilities
AIZ's debt is 52% smaller than its equity
The equity has declined by 12% year-on-year but it has increased by 4% since the previous quarter
AIZ's debt to equity is up by 9% year-on-year but it is down by 4% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.