AIZ Assurant Inc

  1. Stocks
  2. Financial Services
  3. NYSE: AIZ

Price (delayed)

$173.05

Market cap

$9B

P/E Ratio

12.02

Dividend/share

$2.86

EPS

$14.4

Enterprise value

$9.8B

Assurant, Inc. is a leading global provider of lifestyle and housing solutions that support, protect and connect major consumer purchases. Anticipating the evolving needs of consumers, Assurant partners with the ...

Highlights
The price to earnings (P/E) is 31% lower than the 5-year quarterly average of 17.4 and 21% lower than the last 4 quarters average of 15.3
The company's EPS rose by 20% QoQ
Sector: Financial Services
Industry: Insurance - Specialty
Website: http://www.assurant.com
Peers: UNM HIG AFL MET

Key stats

What are the main financial stats of AIZ
Market
Shares outstanding
51.99M
Market cap
$9B
Enterprise value
$9.8B
Valuations
Price to earnings (P/E)
12.02
Price to book (P/B)
1.83
Price to sales (P/S)
0.8
EV/EBIT
9.24
EV/EBITDA
7.78
EV/Sales
0.86
Earnings
Revenue
$11.37B
EBIT
$1.06B
EBITDA
$1.26B
Free cash flow
$756.1M
Per share
EPS
$14.4
Free cash flow per share
$14.39
Book value per share
$94.66
Revenue per share
$216.42
TBVPS
$572.12
Balance sheet
Total assets
$33.23B
Total liabilities
$28.31B
Debt
$2.08B
Equity
$4.92B
Working capital
N/A
Liquidity
Debt to equity
0.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.63
Margins
EBITDA margin
11.1%
Gross margin
78%
Net margin
6.7%
Operating margin
9.3%
Efficiency
Return on assets
2.3%
Return on equity
16.4%
Return on invested capital
3.4%
Return on capital employed
N/A
Return on sales
9.3%
Dividend
Dividend yield
1.65%
DPS
$2.86
Payout ratio
19.9%

AIZ stock price

How has the Assurant stock price performed over time
Intraday
2.04%
1 week
1.92%
1 month
5%
1 year
30.53%
YTD
2.71%
QTD
4.09%

Financial performance

How have Assurant's revenue and profit performed over time
Revenue
$11.37B
Gross profit
$8.87B
Operating income
$1.06B
Net income
$765.3M
Gross margin
78%
Net margin
6.7%
AIZ's net margin has soared by 191% year-on-year and by 16% since the previous quarter
The company's operating income has surged by 146% YoY and by 16% QoQ
AIZ's operating margin has soared by 121% YoY and by 13% QoQ
AIZ's net income is up by 19% since the previous quarter

Growth

What is Assurant's growth rate over time

Valuation

What is Assurant stock price valuation
AIZ P/E details
P/E
12.02
P/B
1.83
P/S
0.8
EV/EBIT
9.24
EV/EBITDA
7.78
EV/Sales
0.86
The price to earnings (P/E) is 31% lower than the 5-year quarterly average of 17.4 and 21% lower than the last 4 quarters average of 15.3
The company's EPS rose by 20% QoQ
The P/B is 14% more than the 5-year quarterly average of 1.6
The equity has increased by 12% year-on-year and by 2.3% since the previous quarter
The revenue has grown by 10% YoY and by 2.1% from the previous quarter

Efficiency

How efficient is Assurant business performance
AIZ's ROE has soared by 193% YoY and by 16% QoQ
The company's return on invested capital has surged by 143% YoY and by 13% QoQ
The company's return on sales has surged by 121% YoY and by 13% QoQ
AIZ's ROA is up by 21% since the previous quarter

Dividends

What is AIZ's dividend history
Dividend details
DPS
$2.86
Dividend yield
1.65%
Payout ratio
19.9%
Recent dividends

Financial health

How did Assurant financials performed over time
The total assets is 17% greater than the total liabilities
AIZ's debt is 58% smaller than its equity
AIZ's debt to equity is down by 13% year-on-year and by 2.3% since the previous quarter
The equity has increased by 12% year-on-year and by 2.3% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.