AIZ Assurant Inc

Price (delayed)

$171.54

Market cap

$9.13B

P/E Ratio

8.24

Dividend/share

$2.7

EPS

$20.81

Enterprise value

$10.07B

Assurant, Inc. is a leading global provider of lifestyle and housing solutions that support, protect and connect major consumer purchases. Anticipating the evolving needs of consumers, Assurant partners with the ...

Highlights
AIZ's debt is down by 17% year-on-year and by 3.4% since the previous quarter
The gross profit has increased by 6% year-on-year
The company's EPS has surged by 169% YoY but it fell by 10% QoQ
AIZ's net income has surged by 152% year-on-year but it is down by 11% since the previous quarter
The equity has declined by 25% year-on-year and by 11% since the previous quarter

Key stats

What are the main financial stats of AIZ
Market
Shares outstanding
53.21M
Market cap
$9.13B
Enterprise value
$10.07B
Valuations
Price to earnings (P/E)
8.24
Price to book (P/B)
2.08
Price to sales (P/S)
0.92
EV/EBIT
7.05
EV/EBITDA
6.25
EV/Sales
0.99
Earnings
Revenue
$10.21B
EBIT
$1.43B
EBITDA
$1.61B
Free cash flow
-$264.9M
Per share
EPS
$20.81
Free cash flow per share
-$4.85
Book value per share
$82.46
Revenue per share
$186.88
TBVPS
$521.8
Balance sheet
Total assets
$31.73B
Total liabilities
$27.27B
Debt
$2.13B
Equity
$4.46B
Working capital
N/A
Liquidity
Debt to equity
0.48
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.59
Margins
EBITDA margin
15.8%
Gross margin
78.2%
Net margin
11.8%
Operating margin
7.1%
Efficiency
Return on assets
3.6%
Return on equity
23.3%
Return on invested capital
4.7%
Return on capital employed
N/A
Return on sales
14%
Dividend
Dividend yield
1.57%
DPS
$2.7
Payout ratio
13%

AIZ stock price

How has the Assurant stock price performed over time
Intraday
0.77%
1 week
5.95%
1 month
2.79%
1 year
2.42%
YTD
10.06%
QTD
-0.76%

Financial performance

How have Assurant's revenue and profit performed over time
Revenue
$10.21B
Gross profit
$7.98B
Operating income
$724.3M
Net income
$1.2B
Gross margin
78.2%
Net margin
11.8%
AIZ's net income has surged by 152% year-on-year but it is down by 11% since the previous quarter
AIZ's net margin has soared by 141% year-on-year but it is down by 11% since the previous quarter
The company's operating income fell by 19% QoQ and by 11% YoY
AIZ's operating margin is down by 18% QoQ and by 14% YoY

Growth

What is Assurant's growth rate over time

Valuation

What is Assurant stock price valuation
P/E
8.24
P/B
2.08
P/S
0.92
EV/EBIT
7.05
EV/EBITDA
6.25
EV/Sales
0.99
The company's EPS has surged by 169% YoY but it fell by 10% QoQ
The price to earnings (P/E) is 49% lower than the 5-year quarterly average of 16.1 but 11% higher than the last 4 quarters average of 7.4
The P/B is 49% more than the 5-year quarterly average of 1.4 and 16% more than the last 4 quarters average of 1.8
The equity has declined by 25% year-on-year and by 11% since the previous quarter
The price to sales (P/S) is 15% higher than the 5-year quarterly average of 0.8 and 2.2% higher than the last 4 quarters average of 0.9
The revenue has grown by 4.5% YoY

Efficiency

How efficient is Assurant business performance
AIZ's ROE has soared by 195% YoY but it is down by 4.9% QoQ
The company's return on invested capital has surged by 161% YoY but it fell by 2.1% QoQ
The company's return on sales has surged by 82% YoY but it fell by 11% QoQ
AIZ's ROA is down by 2.7% since the previous quarter

Dividends

What is AIZ's dividend history
DPS
$2.7
Dividend yield
1.57%
Payout ratio
13%
Recent dividends

Financial health

How did Assurant financials performed over time
The total assets is 16% greater than the total liabilities
AIZ's total liabilities is down by 32% YoY and by 2.6% QoQ
The total assets has declined by 31% year-on-year and by 3.9% since the previous quarter
AIZ's debt is 52% smaller than its equity
The equity has declined by 25% year-on-year and by 11% since the previous quarter
AIZ's debt is down by 17% year-on-year and by 3.4% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.