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AIZ Assurant Inc

Price (delayed)

$193.02

Market cap

$9.79B

P/E Ratio

14.96

Dividend/share

$3.04

EPS

$12.9

Enterprise value

$10.2B

Assurant, Inc. is a leading global provider of lifestyle and housing solutions that support, protect and connect major consumer purchases. Anticipating the evolving needs of consumers, Assurant partners with the ...

Highlights
The equity has increased by 6% year-on-year and by 2.5% since the previous quarter
The revenue has grown by 6% YoY
The price to earnings (P/E) is 7% higher than the last 4 quarters average of 14.0 but 5% lower than the 5-year quarterly average of 15.8
AIZ's net income is down by 12% year-on-year and by 12% since the previous quarter
The company's EPS fell by 11% QoQ and by 10% YoY

Key stats

What are the main financial stats of AIZ
Market
Shares outstanding
50.7M
Market cap
$9.79B
Enterprise value
$10.2B
Valuations
Price to earnings (P/E)
14.96
Price to book (P/B)
1.87
Price to sales (P/S)
0.82
EV/EBIT
11.03
EV/EBITDA
8.83
EV/Sales
0.85
Earnings
Revenue
$12.07B
Gross profit
$9.15B
Operating income
$925.1M
Net income
$670.4M
EBIT
$925.1M
EBITDA
$1.15B
Free cash flow
$1.42B
Per share
EPS
$12.9
EPS diluted
$12.82
Free cash flow per share
$27.66
Book value per share
$103.05
Revenue per share
$235.4
TBVPS
$620.4
Balance sheet
Total assets
$34.99B
Total liabilities
$29.75B
Debt
$2.08B
Equity
$5.23B
Working capital
N/A
Liquidity
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.36
Margins
EBITDA margin
9.6%
Gross margin
75.8%
Net margin
5.6%
Operating margin
7.7%
Efficiency
Return on assets
1.9%
Return on equity
13%
Return on invested capital
2.9%
Return on capital employed
N/A
Return on sales
7.7%
Dividend
Dividend yield
1.57%
DPS
$3.04
Payout ratio
23.6%

AIZ stock price

How has the Assurant stock price performed over time
Intraday
0.2%
1 week
-3.24%
1 month
2.16%
1 year
13.87%
YTD
-9.47%
QTD
-7.98%

Financial performance

How have Assurant's revenue and profit performed over time
Revenue
$12.07B
Gross profit
$9.15B
Operating income
$925.1M
Net income
$670.4M
Gross margin
75.8%
Net margin
5.6%
AIZ's operating margin is down by 17% YoY and by 11% QoQ
AIZ's net margin is down by 16% year-on-year and by 13% since the previous quarter
The company's operating income fell by 13% YoY and by 11% QoQ
AIZ's net income is down by 12% year-on-year and by 12% since the previous quarter

Price vs fundamentals

How does AIZ's price correlate with its fundamentals

Growth

What is Assurant's growth rate over time

Valuation

What is Assurant stock price valuation
P/E
14.96
P/B
1.87
P/S
0.82
EV/EBIT
11.03
EV/EBITDA
8.83
EV/Sales
0.85
The company's EPS fell by 11% QoQ and by 10% YoY
The price to earnings (P/E) is 7% higher than the last 4 quarters average of 14.0 but 5% lower than the 5-year quarterly average of 15.8
The P/B is 10% more than the 5-year quarterly average of 1.7 but 7% less than the last 4 quarters average of 2.0
The equity has increased by 6% year-on-year and by 2.5% since the previous quarter
The price to sales (P/S) is 9% lower than the last 4 quarters average of 0.9 but 2.5% higher than the 5-year quarterly average of 0.8
The revenue has grown by 6% YoY

Efficiency

How efficient is Assurant business performance
AIZ's ROE is down by 21% YoY and by 13% QoQ
AIZ's ROA is down by 17% year-on-year and by 14% since the previous quarter
The company's return on sales fell by 17% YoY and by 11% QoQ
The company's return on invested capital fell by 15% YoY and by 12% QoQ

Dividends

What is AIZ's dividend history
DPS
$3.04
Dividend yield
1.57%
Payout ratio
23.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Assurant financials performed over time
The total assets is 18% greater than the total liabilities
The total assets is up by 5% year-on-year
AIZ's total liabilities is up by 5% YoY
AIZ's debt is 60% smaller than its equity
The equity has increased by 6% year-on-year and by 2.5% since the previous quarter
AIZ's debt to equity is down by 4.8% year-on-year and by 2.4% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.