AIZ Assurant Inc

Price (delayed)

$160.815

Market cap

$9.46B

P/E Ratio

20.91

Dividend/share

$2.64

EPS

$7.69

Enterprise value

$9.26B

Assurant, Inc. is a leading global provider of lifestyle and housing solutions that support, protect and connect major consumer purchases. Anticipating the evolving needs of consumers, Assurant partners with the ...

Highlights
The company's EPS rose by 21% YoY and by 7% QoQ
AIZ's net income is up by 17% year-on-year and by 6% since the previous quarter
The price to earnings (P/E) is 25% higher than the 5-year quarterly average of 16.9 and 10% higher than the last 4 quarters average of 19.3
AIZ's debt is up by 16% since the previous quarter and by 16% year-on-year

Key stats

What are the main financial stats of AIZ
Market
Shares outstanding
58.81M
Market cap
$9.46B
Enterprise value
$9.26B
Valuations
Price to earnings (P/E)
20.91
Price to book (P/B)
1.65
Price to sales (P/S)
0.98
EV/EBIT
12.31
EV/EBITDA
10.12
EV/Sales
0.92
Earnings
Revenue
$10.03B
EBIT
$752.2M
EBITDA
$915.6M
Free cash flow
$1.42B
Per share
EPS
$7.69
Free cash flow per share
$23.26
Book value per share
$97.55
Revenue per share
$164.49
TBVPS
$700.96
Balance sheet
Total assets
$45.99B
Total liabilities
$40.09B
Debt
$2.55B
Equity
$5.91B
Working capital
N/A
Liquidity
Debt to equity
0.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.21
Margins
EBITDA margin
9.1%
Gross margin
75.9%
Net margin
4.7%
Operating margin
7.2%
Efficiency
Return on assets
1%
Return on equity
7.8%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
7.5%
Dividend
Dividend yield
1.64%
DPS
$2.64
Payout ratio
34.3%

AIZ stock price

How has the Assurant stock price performed over time
Intraday
-1.29%
1 week
-4.24%
1 month
-3.98%
1 year
34.61%
YTD
18.06%
QTD
2.97%

Financial performance

How have Assurant's revenue and profit performed over time
Revenue
$10.03B
Gross profit
$7.62B
Operating income
$718.5M
Net income
$475.4M
Gross margin
75.9%
Net margin
4.7%
The company's operating income rose by 19% YoY and by 4.3% QoQ
AIZ's operating margin is up by 18% YoY and by 2.9% QoQ
AIZ's net income is up by 17% year-on-year and by 6% since the previous quarter
AIZ's net margin is up by 15% year-on-year and by 2.2% since the previous quarter

Growth

What is Assurant's growth rate over time

Valuation

What is Assurant stock price valuation
P/E
20.91
P/B
1.65
P/S
0.98
EV/EBIT
12.31
EV/EBITDA
10.12
EV/Sales
0.92
The price to earnings (P/E) is 25% higher than the 5-year quarterly average of 16.9 and 10% higher than the last 4 quarters average of 19.3
The company's EPS rose by 21% YoY and by 7% QoQ
The P/B is 39% more than the 5-year quarterly average of 1.2 and 19% more than the last 4 quarters average of 1.4
The price to sales (P/S) is 24% higher than the 5-year quarterly average of 0.8 and 24% higher than the last 4 quarters average of 0.8

Efficiency

How efficient is Assurant business performance
The company's return on invested capital rose by 29% YoY and by 6% QoQ
The company's return on sales rose by 25% YoY and by 2.7% QoQ
AIZ's ROE is up by 15% YoY and by 7% QoQ
AIZ's ROA is up by 11% year-on-year

Dividends

What is AIZ's dividend history
DPS
$2.64
Dividend yield
1.64%
Payout ratio
34.3%
Recent dividends

Financial health

How did Assurant financials performed over time
The total assets is 15% greater than the total liabilities
AIZ's total liabilities is up by 4.8% YoY and by 3.9% QoQ
The total assets is up by 4% year-on-year and by 3.6% since the previous quarter
AIZ's debt is 57% smaller than its equity
AIZ's debt to equity is up by 16% year-on-year and by 13% since the previous quarter
AIZ's debt is up by 16% since the previous quarter and by 16% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.