AIZ Assurant Inc
Price (delayed)
$204.06
Market cap
$10.36B
P/E Ratio
14.02
Dividend/share
$3.04
EPS
$14.55
Enterprise value
$10.64B
Assurant, Inc. is a leading global provider of lifestyle and housing solutions that support, protect and connect major consumer purchases. Anticipating the evolving needs of consumers, Assurant partners with the
Highlights
The company's EPS rose by 21% YoY and by 3.3% QoQ
AIZ's net income is up by 18% year-on-year and by 2.5% since the previous quarter
The price to earnings (P/E) is 12% lower than the 5-year quarterly average of 15.9 but 6% higher than the last 4 quarters average of 13.2
The equity has increased by 6% year-on-year but it has declined by 2.8% since the previous quarter
Key stats
What are the main financial stats of AIZ
Market
Valuations
Earnings
Shares outstanding
50.79M
Market cap
$10.36B
Enterprise value
$10.64B
Price to earnings (P/E)
14.02
Price to book (P/B)
2.05
Price to sales (P/S)
0.9
EV/EBIT
10.29
EV/EBITDA
8.46
EV/Sales
0.9
Revenue
$11.88B
Gross profit
$9.11B
Operating income
$1.03B
Net income
$760.2M
EBIT
$1.03B
EBITDA
$1.26B
Free cash flow
$1.11B
Per share
Balance sheet
Liquidity
EPS
$14.55
EPS diluted
$14.46
Free cash flow per share
$21.28
Book value per share
$99.57
Revenue per share
$227.4
TBVPS
$610.15
Total assets
$35.02B
Total liabilities
$29.91B
Debt
$2.08B
Equity
$5.11B
Working capital
N/A
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.22
Margins
Efficiency
Dividend
EBITDA margin
10.6%
Gross margin
76.7%
Net margin
6.4%
Operating margin
8.7%
Return on assets
2.2%
Return on equity
15%
Return on invested capital
3.3%
Return on capital employed
N/A
Return on sales
8.7%
Dividend yield
1.49%
DPS
$3.04
Payout ratio
20.9%
AIZ stock price
How has the Assurant stock price performed over time
Intraday
-0.6%
1 week
-1.01%
1 month
-4.11%
1 year
14.42%
YTD
-4.3%
QTD
-4.3%
Financial performance
How have Assurant's revenue and profit performed over time
Revenue
$11.88B
Gross profit
$9.11B
Operating income
$1.03B
Net income
$760.2M
Gross margin
76.7%
Net margin
6.4%
AIZ's net income is up by 18% year-on-year and by 2.5% since the previous quarter
The company's operating income rose by 13% YoY and by 2.3% QoQ
AIZ's net margin is up by 10% year-on-year
The revenue has grown by 7% YoY
Growth
What is Assurant's growth rate over time
Valuation
What is Assurant stock price valuation
P/E
14.02
P/B
2.05
P/S
0.9
EV/EBIT
10.29
EV/EBITDA
8.46
EV/Sales
0.9
The company's EPS rose by 21% YoY and by 3.3% QoQ
The price to earnings (P/E) is 12% lower than the 5-year quarterly average of 15.9 but 6% higher than the last 4 quarters average of 13.2
The P/B is 28% more than the 5-year quarterly average of 1.6 and 2.5% more than the last 4 quarters average of 2.0
The equity has increased by 6% year-on-year but it has declined by 2.8% since the previous quarter
The price to sales (P/S) is 13% higher than the 5-year quarterly average of 0.8
The revenue has grown by 7% YoY
Efficiency
How efficient is Assurant business performance
AIZ's ROA is up by 16% year-on-year
The company's return on invested capital rose by 10% YoY and by 3.1% QoQ
The company's return on sales rose by 6% YoY
AIZ's ROE is up by 6% YoY
Dividends
What is AIZ's dividend history
DPS
$3.04
Dividend yield
1.49%
Payout ratio
20.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Assurant financials performed over time
The total assets is 17% greater than the total liabilities
AIZ's total liabilities is up by 3.8% YoY
The total assets is up by 4.1% year-on-year
AIZ's debt is 59% smaller than its equity
The equity has increased by 6% year-on-year but it has declined by 2.8% since the previous quarter
AIZ's debt to equity is down by 4.7% year-on-year but it is up by 2.5% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.