AIZ Assurant Inc

Price (delayed)

$131.92

Market cap

$7.64B

P/E Ratio

18.74

Dividend/share

$2.58

EPS

$7.04

Enterprise value

$7.66B

Sector: Financial Services
Industry: Insurance - Specialty

Highlights

The company's EPS rose by 20% YoY and by 4.1% QoQ
AIZ's net income is up by 15% year-on-year and by 2.7% since the previous quarter
The price to earnings (P/E) is 15% higher than the 5-year quarterly average of 16.3 and 4.7% higher than the last 4 quarters average of 17.9
AIZ's debt is up by 12% year-on-year and by 12% since the previous quarter

Key stats

What are the main financial stats of AIZ
Market
Shares outstanding
57.9M
Market cap
$7.64B
Enterprise value
$7.66B
Valuations
Price to earnings (P/E)
18.74
Price to book (P/B)
1.3
Price to sales (P/S)
0.79
EV/EBIT
12.38
EV/EBITDA
10.04
EV/Sales
0.76
Earnings
Revenue
$10.09B
EBIT
$618.9M
EBITDA
$763.2M
Free cash flow
$1.22B
Per share
EPS
$7.04
Free cash flow per share
$20.31
Book value per share
$101.28
Revenue per share
$167.93
TBVPS
$688.09
Balance sheet
Total assets
$44.65B
Total liabilities
$38.7B
Debt
$2.25B
Equity
$5.95B
Working capital
N/A
Liquidity
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.03
Margins
EBITDA margin
7.6%
Gross margin
74.7%
Net margin
4.4%
Operating margin
6.1%
Efficiency
Return on assets
1%
Return on equity
7.3%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
6.1%
Dividend
Dividend yield
1.96%
DPS
$2.58
Payout ratio
36.6%

AIZ stock price

How has the Assurant stock price performed over time
Intraday
3%
1 week
7.06%
1 month
-1.82%
1 year
9.21%
YTD
-3.16%
QTD
-3.16%

Financial performance

How have Assurant's revenue and profit performed over time
Revenue
$10.09B
Gross profit
$7.55B
Operating income
$619.8M
Net income
$441.8M
Gross margin
74.7%
Net margin
4.4%
AIZ's net margin is up by 16% year-on-year and by 4.8% since the previous quarter
AIZ's net income is up by 15% year-on-year and by 2.7% since the previous quarter
AIZ's operating margin is down by 12% YoY
The company's operating income fell by 11% YoY

Growth

What is Assurant's growth rate over time

Valuation

What is Assurant stock price valuation
P/E
18.74
P/B
1.3
P/S
0.79
EV/EBIT
12.38
EV/EBITDA
10.04
EV/Sales
0.76
The company's EPS rose by 20% YoY and by 4.1% QoQ
The price to earnings (P/E) is 15% higher than the 5-year quarterly average of 16.3 and 4.7% higher than the last 4 quarters average of 17.9
The P/B is 8% more than the 5-year quarterly average of 1.2 and 8% more than the last 4 quarters average of 1.2
The equity has increased by 5% year-on-year
The price to sales (P/S) is 13% higher than the 5-year quarterly average of 0.7 and 13% higher than the last 4 quarters average of 0.7

Efficiency

How efficient is Assurant business performance
AIZ's ROA is up by 25% year-on-year and by 11% since the previous quarter
AIZ's ROE is up by 12% YoY
The company's return on sales fell by 8% YoY
The company's return on invested capital fell by 6% YoY

Dividends

What is AIZ's dividend history
DPS
$2.58
Dividend yield
1.96%
Payout ratio
36.6%
Recent dividends

Financial health

How did Assurant financials performed over time
The total assets is 15% greater than the total liabilities
AIZ's debt is 62% smaller than its equity
AIZ's debt is up by 12% year-on-year and by 12% since the previous quarter
AIZ's debt to equity is up by 12% since the previous quarter and by 6% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.