BANC Banc Of California Inc

  1. Stocks
  2. Financial Services
  3. NYSE: BANC

Price (delayed)

$12.15

Market cap

$697.95M

P/E Ratio

6.94

Dividend/share

$0.36

EPS

$1.75

Enterprise value

$1.86B

Banc of California, Inc. is a bank holding company with approximately $7.9 billion in assets and one wholly-owned banking subsidiary, Banc of California, N.A. (the 'Bank'). The Bank has 36 ...

Highlights
The company's EPS rose by 24% QoQ and by 12% YoY
BANC's P/E is 13% below its last 4 quarters average of 8.0
The net income has increased by 22% since the previous quarter but it has declined by 2.8% year-on-year
Banc Of California's debt has increased by 40% YoY and by 3.3% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bancofcal.com
Peers: PROV RVSB TBNK FFNW

Key stats

What are the main financial stats of BANC
Market
Shares outstanding
57.44M
Market cap
$697.95M
Enterprise value
$1.86B
Valuations
Price to earnings (P/E)
6.94
Price to book (P/B)
0.7
Price to sales (P/S)
2.01
EV/EBIT
13.09
EV/EBITDA
11.71
EV/Sales
5.36
Earnings
Revenue
$346.45M
EBIT
$141.72M
EBITDA
$158.5M
Free cash flow
$107.8M
Per share
EPS
$1.75
Free cash flow per share
$1.88
Book value per share
$17.44
Revenue per share
$6.03
TBVPS
$158.91
Balance sheet
Total assets
$9.25B
Total liabilities
$8.25B
Debt
$1.47B
Equity
$1B
Working capital
N/A
Liquidity
Debt to equity
1.47
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.3
Margins
EBITDA margin
45.8%
Gross margin
100%
Net margin
29.5%
Operating margin
41.5%
Efficiency
Return on assets
1.1%
Return on equity
10.5%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
40.9%
Dividend
Dividend yield
2.96%
DPS
$0.36
Payout ratio
20.6%

BANC stock price

How has the Banc Of California stock price performed over time
Intraday
-2.33%
1 week
2.7%
1 month
-1.46%
1 year
-25.23%
YTD
-23.73%
QTD
-1.86%

Financial performance

How have Banc Of California's revenue and profit performed over time
Revenue
$346.45M
Gross profit
$346.45M
Operating income
$143.87M
Net income
$102.25M
Gross margin
100%
Net margin
29.5%
The net income has increased by 22% since the previous quarter but it has declined by 2.8% year-on-year
Banc Of California's operating income has increased by 20% from the previous quarter but it has decreased by 2.3% YoY
Banc Of California's net margin has increased by 11% from the previous quarter
Banc Of California's operating margin has increased by 10% from the previous quarter

Growth

What is Banc Of California's growth rate over time

Valuation

What is Banc Of California stock price valuation
BANC P/E details
P/E
6.94
P/B
0.7
P/S
2.01
EV/EBIT
13.09
EV/EBITDA
11.71
EV/Sales
5.36
The company's EPS rose by 24% QoQ and by 12% YoY
BANC's P/E is 13% below its last 4 quarters average of 8.0
The stock's price to book (P/B) is 22% less than its 5-year quarterly average of 0.9 and 13% less than its last 4 quarters average of 0.8
The equity has grown by 5% YoY and by 4.7% from the previous quarter
BANC's P/S is 33% below its 5-year quarterly average of 3.0 and 13% below its last 4 quarters average of 2.3
The revenue has grown by 9% since the previous quarter

Efficiency

How efficient is Banc Of California business performance
The ROIC has grown by 27% from the previous quarter but it has contracted by 7% YoY
The return on assets is up by 22% since the previous quarter and by 10% year-on-year
The company's return on equity rose by 19% QoQ and by 5% YoY
The company's return on sales rose by 11% QoQ

Dividends

What is BANC's dividend history
Dividend details
DPS
$0.36
Dividend yield
2.96%
Payout ratio
20.6%
Recent dividends

Financial health

How did Banc Of California financials performed over time
BANC's total assets is 12% higher than its total liabilities
Banc Of California's total liabilities has decreased by 2% YoY
Banc Of California's debt is 47% more than its equity
Banc Of California's debt has increased by 40% YoY and by 3.3% from the previous quarter
Banc Of California's debt to equity has increased by 34% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.