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ABCB Ameris Bancorp

Price (delayed)

$60.36

Market cap

$4.16B

P/E Ratio

11.16

Dividend/share

$0.7

EPS

$5.41

Enterprise value

$3.28B

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. The Company's banking subsidiary, Ameris Bank, had 164 locations in Georgia, Florida, South Carolina and Alabama at the end ...

Highlights
Ameris Bancorp's debt has decreased by 46% YoY and by 3.4% from the previous quarter
The net income rose by 32% year-on-year and by 3.8% since the previous quarter
The stock's price to earnings (P/E) is 13% more than its 5-year quarterly average of 9.9 but 4.6% less than its last 4 quarters average of 11.7

Key stats

What are the main financial stats of ABCB
Market
Shares outstanding
68.91M
Market cap
$4.16B
Enterprise value
$3.28B
Valuations
Price to earnings (P/E)
11.16
Price to book (P/B)
1.09
Price to sales (P/S)
3.77
EV/EBIT
6.67
EV/EBITDA
6.1
EV/Sales
2.97
Earnings
Revenue
$1.1B
Gross profit
$1.1B
Operating income
$491.35M
Net income
$372.31M
EBIT
$491.35M
EBITDA
$536.84M
Free cash flow
$239.92M
Per share
EPS
$5.41
EPS diluted
$5.39
Free cash flow per share
$3.49
Book value per share
$55.36
Revenue per share
$16.01
TBVPS
$369.74
Balance sheet
Total assets
$26.51B
Total liabilities
$22.69B
Debt
$409.55M
Equity
$3.82B
Working capital
N/A
Liquidity
Debt to equity
0.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.64
Margins
EBITDA margin
48.7%
Gross margin
100%
Net margin
33.8%
Operating margin
44.6%
Efficiency
Return on assets
1.4%
Return on equity
10%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
44.6%
Dividend
Dividend yield
1.16%
DPS
$0.7
Payout ratio
13.4%

ABCB stock price

How has the Ameris Bancorp stock price performed over time
Intraday
-0.53%
1 week
-0.2%
1 month
9.95%
1 year
20.55%
YTD
-3.53%
QTD
4.85%

Financial performance

How have Ameris Bancorp's revenue and profit performed over time
Revenue
$1.1B
Gross profit
$1.1B
Operating income
$491.35M
Net income
$372.31M
Gross margin
100%
Net margin
33.8%
The net income rose by 32% year-on-year and by 3.8% since the previous quarter
The operating income has grown by 31% YoY and by 3.3% from the previous quarter
Ameris Bancorp's net margin has increased by 15% YoY and by 2.1% from the previous quarter
The revenue has grown by 14% YoY

Price vs fundamentals

How does ABCB's price correlate with its fundamentals

Growth

What is Ameris Bancorp's growth rate over time

Valuation

What is Ameris Bancorp stock price valuation
P/E
11.16
P/B
1.09
P/S
3.77
EV/EBIT
6.67
EV/EBITDA
6.1
EV/Sales
2.97
ABCB's EPS is up by 32% YoY and by 3.8% QoQ
The stock's price to earnings (P/E) is 13% more than its 5-year quarterly average of 9.9 but 4.6% less than its last 4 quarters average of 11.7
The company's equity rose by 10% YoY
ABCB's P/B is 9% above its 5-year quarterly average of 1.0
The P/S is 22% above the 5-year quarterly average of 3.1
The revenue has grown by 14% YoY

Efficiency

How efficient is Ameris Bancorp business performance
ABCB's return on invested capital is up by 33% year-on-year and by 5% since the previous quarter
Ameris Bancorp's ROA has increased by 27% YoY
The return on equity has grown by 19% year-on-year
ABCB's ROS is up by 14% YoY

Dividends

What is ABCB's dividend history
DPS
$0.7
Dividend yield
1.16%
Payout ratio
13.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Ameris Bancorp financials performed over time
ABCB's total assets is 17% higher than its total liabilities
ABCB's total assets is up by 3.4% YoY
Ameris Bancorp's total liabilities has increased by 2.3% YoY
Ameris Bancorp's debt is 89% less than its equity
The debt to equity has plunged by 50% YoY
Ameris Bancorp's debt has decreased by 46% YoY and by 3.4% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.