ABCB Ameris Bancorp

Price (delayed)

$42.81

Market cap

$2.97B

P/E Ratio

12.74

Dividend/share

$0.6

EPS

$3.36

Enterprise value

$3.23B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The net income has soared by 71% since the previous quarter and by 59% year-on-year
ABCB's EPS has soared by 69% QoQ and by 15% YoY
The stock's price to earnings (P/E) is 27% less than its 5-year quarterly average of 17.5 but 16% more than its last 4 quarters average of 11.0

Key stats

What are the main financial stats of ABCB
Market
Shares outstanding
69.49M
Market cap
$2.97B
Enterprise value
$3.23B
Valuations
Price to earnings (P/E)
12.74
Price to book (P/B)
1.16
Price to sales (P/S)
3.42
EV/EBIT
10.9
EV/EBITDA
9.26
EV/Sales
3.73
Earnings
Revenue
$866.54M
EBIT
$296.46M
EBITDA
$349.03M
Free cash flow
$7.31M
Per share
EPS
$3.36
Free cash flow per share
$0.11
Book value per share
$36.91
Revenue per share
$12.52
TBVPS
$272.56
Balance sheet
Total assets
$19.87B
Total liabilities
$17.31B
Debt
$1.01B
Equity
$2.56B
Working capital
N/A
Liquidity
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.73
Margins
EBITDA margin
40.3%
Gross margin
100%
Net margin
26.4%
Operating margin
34.2%
Efficiency
Return on assets
1.2%
Return on equity
9.2%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
34.2%
Dividend
Dividend yield
1.4%
DPS
$0.6
Payout ratio
17.9%

ABCB stock price

How has the Ameris Bancorp stock price performed over time
Intraday
-1.95%
1 week
-4.12%
1 month
14.22%
1 year
2.93%
YTD
12.45%
QTD
12.45%

Financial performance

How have Ameris Bancorp's revenue and profit performed over time
Revenue
$866.54M
Gross profit
$866.54M
Operating income
$296.46M
Net income
$228.95M
Gross margin
100%
Net margin
26.4%
The operating income has soared by 71% from the previous quarter and by 65% YoY
The net income has soared by 71% since the previous quarter and by 59% year-on-year
Ameris Bancorp's operating margin has soared by 54% from the previous quarter and by 15% YoY
Ameris Bancorp's net margin has soared by 53% from the previous quarter and by 11% YoY

Growth

What is Ameris Bancorp's growth rate over time

Valuation

What is Ameris Bancorp stock price valuation
P/E
12.74
P/B
1.16
P/S
3.42
EV/EBIT
10.9
EV/EBITDA
9.26
EV/Sales
3.73
ABCB's EPS has soared by 69% QoQ and by 15% YoY
The stock's price to earnings (P/E) is 27% less than its 5-year quarterly average of 17.5 but 16% more than its last 4 quarters average of 11.0
ABCB's P/B is 45% above its last 4 quarters average of 0.8 but 23% below its 5-year quarterly average of 1.5
The company's equity rose by 6% YoY and by 4.2% QoQ
The revenue has grown by 43% YoY and by 11% from the previous quarter
The P/S is 37% above the last 4 quarters average of 2.5 but 15% below the 5-year quarterly average of 4.0

Efficiency

How efficient is Ameris Bancorp business performance
ABCB's return on invested capital has surged by 78% since the previous quarter and by 14% year-on-year
Ameris Bancorp's ROA has soared by 71% from the previous quarter and by 9% YoY
The return on equity has surged by 67% since the previous quarter and by 11% year-on-year
ABCB's ROS has soared by 54% QoQ and by 15% YoY

Dividends

What is ABCB's dividend history
DPS
$0.6
Dividend yield
1.4%
Payout ratio
17.9%
Recent dividends

Financial health

How did Ameris Bancorp financials performed over time
ABCB's total assets is 15% higher than its total liabilities
Ameris Bancorp's debt is 61% less than its equity
The debt to equity has contracted by 38% from the previous quarter and by 37% YoY
Ameris Bancorp's debt has decreased by 35% from the previous quarter and by 33% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.