ABCB Ameris Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ABCB

Price (delayed)

$47.15

Market cap

$3.25B

P/E Ratio

12.09

Dividend/share

$0.6

EPS

$3.9

Enterprise value

$2.73B

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. The Company's banking subsidiary, Ameris Bank, had 164 locations in Georgia, Florida, South Carolina and Alabama at the end ...

Highlights
Ameris Bancorp's debt has plunged by 68% YoY and by 52% from the previous quarter
The company's equity rose by 7% YoY and by 2.4% QoQ
The stock's price to earnings (P/E) is 28% more than its last 4 quarters average of 9.7 and 24% more than its 5-year quarterly average of 10.0
ABCB's EPS is down by 22% YoY and by 6% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.amerisbank.com
Peers: UCBI CBAN

Key stats

What are the main financial stats of ABCB
Market
Shares outstanding
69.03M
Market cap
$3.25B
Enterprise value
$2.73B
Valuations
Price to earnings (P/E)
12.09
Price to book (P/B)
0.95
Price to sales (P/S)
3.48
EV/EBIT
7.64
EV/EBITDA
6.72
EV/Sales
2.92
Earnings
Revenue
$935.22M
EBIT
$356.94M
EBITDA
$405.65M
Free cash flow
$555.35M
Per share
EPS
$3.9
Free cash flow per share
$8.05
Book value per share
$49.63
Revenue per share
$13.56
TBVPS
$349.39
Balance sheet
Total assets
$25.2B
Total liabilities
$21.78B
Debt
$639.9M
Equity
$3.43B
Working capital
N/A
Liquidity
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.3
Margins
EBITDA margin
43.4%
Gross margin
100%
Net margin
28.8%
Operating margin
38.2%
Efficiency
Return on assets
1%
Return on equity
8.1%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
38.2%
Dividend
Dividend yield
1.27%
DPS
$0.6
Payout ratio
15.4%

ABCB stock price

How has the Ameris Bancorp stock price performed over time
Intraday
-2.28%
1 week
5.27%
1 month
0.64%
1 year
46.98%
YTD
-11.12%
QTD
-2.54%

Financial performance

How have Ameris Bancorp's revenue and profit performed over time
Revenue
$935.22M
Gross profit
$935.22M
Operating income
$356.94M
Net income
$269.11M
Gross margin
100%
Net margin
28.8%
The net income has declined by 22% year-on-year and by 6% since the previous quarter
The operating income has contracted by 21% YoY and by 3.8% from the previous quarter
Ameris Bancorp's net margin has decreased by 16% YoY and by 6% from the previous quarter
Ameris Bancorp's operating margin has decreased by 15% YoY and by 3.8% from the previous quarter

Growth

What is Ameris Bancorp's growth rate over time

Valuation

What is Ameris Bancorp stock price valuation
ABCB P/E details
P/E
12.09
P/B
0.95
P/S
3.48
EV/EBIT
7.64
EV/EBITDA
6.72
EV/Sales
2.92
The stock's price to earnings (P/E) is 28% more than its last 4 quarters average of 9.7 and 24% more than its 5-year quarterly average of 10.0
ABCB's EPS is down by 22% YoY and by 6% QoQ
ABCB's P/B is 21% above its last 4 quarters average of 0.8 but 3% below its 5-year quarterly average of 1.0
The company's equity rose by 7% YoY and by 2.4% QoQ
The P/S is 19% above the 5-year quarterly average of 3.0 and 19% above the last 4 quarters average of 3.0
The revenue has contracted by 8% YoY

Efficiency

How efficient is Ameris Bancorp business performance
ABCB's return on invested capital is down by 33% year-on-year and by 7% since the previous quarter
Ameris Bancorp's ROA has decreased by 29% YoY and by 9% from the previous quarter
The return on equity has declined by 28% year-on-year and by 7% since the previous quarter
ABCB's ROS is down by 15% YoY and by 3.8% QoQ

Dividends

What is ABCB's dividend history
Dividend details
DPS
$0.6
Dividend yield
1.27%
Payout ratio
15.4%
Recent dividends

Financial health

How did Ameris Bancorp financials performed over time
ABCB's total assets is 16% higher than its total liabilities
Ameris Bancorp's total liabilities has decreased by 2.6% from the previous quarter
Ameris Bancorp's debt is 81% less than its equity
The debt to equity has plunged by 70% YoY and by 53% from the previous quarter
Ameris Bancorp's debt has plunged by 68% YoY and by 52% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.