ABCB Ameris Bancorp
Price (delayed)
$56.02
Market cap
$3.87B
P/E Ratio
10.75
Dividend/share
$0.7
EPS
$5.21
Enterprise value
$3.07B
Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. The Company's banking subsidiary, Ameris Bank, had 164 locations in Georgia, Florida, South Carolina and Alabama at the end
Highlights
Ameris Bancorp's debt has decreased by 34% YoY and by 11% from the previous quarter
ABCB's EPS is up by 34% YoY and by 9% QoQ
The stock's price to earnings (P/E) is 10% less than its last 4 quarters average of 12.0 but 9% more than its 5-year quarterly average of 9.9
Key stats
What are the main financial stats of ABCB
Market
Valuations
Earnings
Shares outstanding
69.07M
Market cap
$3.87B
Enterprise value
$3.07B
Price to earnings (P/E)
10.75
Price to book (P/B)
1.03
Price to sales (P/S)
3.56
EV/EBIT
6.46
EV/EBITDA
5.88
EV/Sales
2.84
Revenue
$1.08B
Gross profit
$1.08B
Operating income
$475.86M
Net income
$358.69M
EBIT
$475.86M
EBITDA
$522.59M
Free cash flow
$140.97M
Per share
Balance sheet
Liquidity
EPS
$5.21
EPS diluted
$5.19
Free cash flow per share
$2.05
Book value per share
$54.32
Revenue per share
$15.75
TBVPS
$365.88
Total assets
$26.26B
Total liabilities
$22.51B
Debt
$424.1M
Equity
$3.75B
Working capital
N/A
Debt to equity
0.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.52
Margins
Efficiency
Dividend
EBITDA margin
48.2%
Gross margin
100%
Net margin
33.1%
Operating margin
43.9%
Return on assets
1.4%
Return on equity
9.9%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
43.9%
Dividend yield
1.25%
DPS
$0.7
Payout ratio
13.4%
ABCB stock price
How has the Ameris Bancorp stock price performed over time
Intraday
-1.37%
1 week
5.3%
1 month
-5.28%
1 year
17.91%
YTD
-10.47%
QTD
-2.69%
Financial performance
How have Ameris Bancorp's revenue and profit performed over time
Revenue
$1.08B
Gross profit
$1.08B
Operating income
$475.86M
Net income
$358.69M
Gross margin
100%
Net margin
33.1%
The operating income has grown by 33% YoY and by 8% from the previous quarter
The net income rose by 33% year-on-year and by 9% since the previous quarter
Ameris Bancorp's gross profit has increased by 16% YoY and by 3.7% from the previous quarter
The revenue has grown by 16% YoY and by 3.7% from the previous quarter
Growth
What is Ameris Bancorp's growth rate over time
Valuation
What is Ameris Bancorp stock price valuation
P/E
10.75
P/B
1.03
P/S
3.56
EV/EBIT
6.46
EV/EBITDA
5.88
EV/Sales
2.84
ABCB's EPS is up by 34% YoY and by 9% QoQ
The stock's price to earnings (P/E) is 10% less than its last 4 quarters average of 12.0 but 9% more than its 5-year quarterly average of 9.9
The company's equity rose by 9% YoY
ABCB's P/B is 6% below its last 4 quarters average of 1.1 but 3% above its 5-year quarterly average of 1.0
The revenue has grown by 16% YoY and by 3.7% from the previous quarter
The P/S is 15% above the 5-year quarterly average of 3.1 but 3.8% below the last 4 quarters average of 3.7
Efficiency
How efficient is Ameris Bancorp business performance
Ameris Bancorp's ROA has increased by 40% YoY and by 8% from the previous quarter
ABCB's return on invested capital is up by 36% year-on-year and by 6% since the previous quarter
The return on equity has grown by 22% year-on-year and by 6% since the previous quarter
ABCB's ROS is up by 15% YoY and by 4.3% QoQ
Dividends
What is ABCB's dividend history
DPS
$0.7
Dividend yield
1.25%
Payout ratio
13.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ameris Bancorp financials performed over time
ABCB's total assets is 17% higher than its total liabilities
ABCB's total assets is up by 4.2% YoY
Ameris Bancorp's total liabilities has increased by 3.4% YoY
Ameris Bancorp's debt is 89% less than its equity
The debt to equity has contracted by 42% YoY and by 15% from the previous quarter
Ameris Bancorp's debt has decreased by 34% YoY and by 11% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.