ABCB Ameris Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ABCB

Price (delayed)

$45.85

Market cap

$3.17B

P/E Ratio

11.1

Dividend/share

$0.6

EPS

$4.13

Enterprise value

$2.96B

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. The Company's banking subsidiary, Ameris Bank, had 164 locations in Georgia, Florida, South Carolina and Alabama at the end ...

Highlights
The company's equity rose by 7% YoY
Ameris Bancorp's debt has soared by 57% YoY but it has decreased by 20% from the previous quarter
The stock's price to earnings (P/E) is 29% more than its last 4 quarters average of 8.6 and 11% more than its 5-year quarterly average of 10.0
The net income has declined by 18% year-on-year and by 4.2% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.amerisbank.com
Peers: CBAN UCBI OVBC SNV

Key stats

What are the main financial stats of ABCB
Market
Shares outstanding
69.05M
Market cap
$3.17B
Enterprise value
$2.96B
Valuations
Price to earnings (P/E)
11.1
Price to book (P/B)
0.95
Price to sales (P/S)
3.38
EV/EBIT
7.98
EV/EBITDA
7.03
EV/Sales
3.16
Earnings
Revenue
$935.41M
EBIT
$371.08M
EBITDA
$420.78M
Free cash flow
$341.85M
Per share
EPS
$4.13
Free cash flow per share
$4.96
Book value per share
$48.41
Revenue per share
$13.58
TBVPS
$357
Balance sheet
Total assets
$25.7B
Total liabilities
$22.35B
Debt
$1.34B
Equity
$3.35B
Working capital
N/A
Liquidity
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.49
Margins
EBITDA margin
45%
Gross margin
100%
Net margin
30.5%
Operating margin
39.7%
Efficiency
Return on assets
1.1%
Return on equity
8.7%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
39.7%
Dividend
Dividend yield
1.31%
DPS
$0.6
Payout ratio
14.5%

ABCB stock price

How has the Ameris Bancorp stock price performed over time
Intraday
0.2%
1 week
7.53%
1 month
10.86%
1 year
-8.87%
YTD
-2.74%
QTD
19.43%

Financial performance

How have Ameris Bancorp's revenue and profit performed over time
Revenue
$935.41M
Gross profit
$935.41M
Operating income
$371.08M
Net income
$285.39M
Gross margin
100%
Net margin
30.5%
The operating income has contracted by 19% YoY and by 4.1% from the previous quarter
The net income has declined by 18% year-on-year and by 4.2% since the previous quarter
Ameris Bancorp's operating margin has decreased by 11% YoY and by 2.7% from the previous quarter
Ameris Bancorp's net margin has decreased by 10% YoY and by 2.9% from the previous quarter

Growth

What is Ameris Bancorp's growth rate over time

Valuation

What is Ameris Bancorp stock price valuation
ABCB P/E details
P/E
11.1
P/B
0.95
P/S
3.38
EV/EBIT
7.98
EV/EBITDA
7.03
EV/Sales
3.16
The stock's price to earnings (P/E) is 29% more than its last 4 quarters average of 8.6 and 11% more than its 5-year quarterly average of 10.0
ABCB's EPS is down by 17% YoY and by 4.2% QoQ
ABCB's P/B is 19% above its last 4 quarters average of 0.8 but 5% below its 5-year quarterly average of 1.0
The company's equity rose by 7% YoY
The P/S is 21% above the last 4 quarters average of 2.8 and 13% above the 5-year quarterly average of 3.0
The revenue has contracted by 8% YoY

Efficiency

How efficient is Ameris Bancorp business performance
ABCB's return on invested capital is down by 32% year-on-year and by 6% since the previous quarter
Ameris Bancorp's ROA has decreased by 27% YoY and by 8% from the previous quarter
The return on equity has declined by 24% year-on-year and by 6% since the previous quarter
ABCB's ROS is down by 11% YoY and by 2.7% QoQ

Dividends

What is ABCB's dividend history
Dividend details
DPS
$0.6
Dividend yield
1.31%
Payout ratio
14.5%
Recent dividends

Financial health

How did Ameris Bancorp financials performed over time
ABCB's total assets is 15% higher than its total liabilities
ABCB's total assets is up by 8% YoY
Ameris Bancorp's total liabilities has increased by 8% YoY
Ameris Bancorp's debt is 60% less than its equity
Ameris Bancorp's debt has soared by 57% YoY but it has decreased by 20% from the previous quarter
The debt to equity has grown by 48% YoY but it has contracted by 22% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.