ABCB Ameris Bancorp

Price (delayed)

$49.69

Market cap

$3.45B

P/E Ratio

10.27

Dividend/share

$0.6

EPS

$4.84

Enterprise value

$1.69B

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. The Company's banking subsidiary, Ameris Bank, had 164 locations in Georgia, Florida, South Carolina and Alabama at the end ...

Highlights
The company's equity rose by 8% YoY and by 2.2% QoQ
The stock's price to earnings (P/E) is 27% less than its 5-year quarterly average of 14.0 but 14% more than its last 4 quarters average of 9.0
ABCB's EPS is down by 21% YoY
The net income has declined by 21% year-on-year

Key stats

What are the main financial stats of ABCB
Market
Shares outstanding
69.36M
Market cap
$3.45B
Enterprise value
$1.69B
Valuations
Price to earnings (P/E)
10.27
Price to book (P/B)
1.12
Price to sales (P/S)
3.41
EV/EBIT
3.8
EV/EBITDA
3.41
EV/Sales
1.68
Earnings
Revenue
$1.01B
EBIT
$445.67M
EBITDA
$496.58M
Free cash flow
$799.85M
Per share
EPS
$4.84
Free cash flow per share
$11.57
Book value per share
$44.26
Revenue per share
$14.57
TBVPS
$326.15
Balance sheet
Total assets
$23.69B
Total liabilities
$20.61B
Debt
$553.87M
Equity
$3.07B
Working capital
N/A
Liquidity
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.53
Margins
EBITDA margin
49.3%
Gross margin
100%
Net margin
33.3%
Operating margin
44.2%
Efficiency
Return on assets
1.4%
Return on equity
11.2%
Return on invested capital
2.3%
Return on capital employed
N/A
Return on sales
44.2%
Dividend
Dividend yield
1.21%
DPS
$0.6
Payout ratio
12.4%

ABCB stock price

How has the Ameris Bancorp stock price performed over time
Intraday
1.55%
1 week
5.12%
1 month
21.37%
1 year
-2.55%
YTD
0.02%
QTD
23.67%

Financial performance

How have Ameris Bancorp's revenue and profit performed over time
Revenue
$1.01B
Gross profit
$1.01B
Operating income
$445.67M
Net income
$335.39M
Gross margin
100%
Net margin
33.3%
The net income has declined by 21% year-on-year
The operating income has contracted by 20% YoY
Ameris Bancorp's gross profit has decreased by 12% YoY
The revenue has contracted by 12% YoY

Growth

What is Ameris Bancorp's growth rate over time

Valuation

What is Ameris Bancorp stock price valuation
P/E
10.27
P/B
1.12
P/S
3.41
EV/EBIT
3.8
EV/EBITDA
3.41
EV/Sales
1.68
The stock's price to earnings (P/E) is 27% less than its 5-year quarterly average of 14.0 but 14% more than its last 4 quarters average of 9.0
ABCB's EPS is down by 21% YoY
ABCB's P/B is 14% below its 5-year quarterly average of 1.3
The company's equity rose by 8% YoY and by 2.2% QoQ
The revenue has contracted by 12% YoY
The P/S is 10% above the last 4 quarters average of 3.1 but 5% below the 5-year quarterly average of 3.6

Efficiency

How efficient is Ameris Bancorp business performance
Ameris Bancorp's ROA has decreased by 30% YoY and by 7% from the previous quarter
The return on equity has declined by 29% year-on-year
ABCB's return on invested capital is down by 23% year-on-year and by 4.2% since the previous quarter
ABCB's ROS is down by 9% YoY

Dividends

What is ABCB's dividend history
DPS
$0.6
Dividend yield
1.21%
Payout ratio
12.4%
Recent dividends

Financial health

How did Ameris Bancorp financials performed over time
ABCB's total assets is 15% higher than its total liabilities
ABCB's total assets is up by 8% YoY
Ameris Bancorp's total liabilities has increased by 8% YoY
Ameris Bancorp's debt is 82% less than its equity
The debt to equity has contracted by 10% YoY
The company's equity rose by 8% YoY and by 2.2% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.