ABCB Ameris Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ABCB

Price (delayed)

$36.9

Market cap

$2.56B

P/E Ratio

7.37

Dividend/share

$0.6

EPS

$5.01

Enterprise value

$3.45B

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. The Company's banking subsidiary, Ameris Bank, had 164 locations in Georgia, Florida, South Carolina and Alabama at the end ...

Highlights
The stock's price to earnings (P/E) is 42% less than its 5-year quarterly average of 12.7 and 17% less than its last 4 quarters average of 8.9
The company's equity rose by 8% YoY and by 2.5% QoQ
Ameris Bancorp's debt has soared by 135% from the previous quarter and by 130% YoY
The net income has declined by 8% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.amerisbank.com
Peers: CBAN UCBI AUBN ATLO

Key stats

What are the main financial stats of ABCB
Market
Shares outstanding
69.39M
Market cap
$2.56B
Enterprise value
$3.45B
Valuations
Price to earnings (P/E)
7.37
Price to book (P/B)
0.8
Price to sales (P/S)
2.52
EV/EBIT
7.61
EV/EBITDA
6.84
EV/Sales
3.4
Earnings
Revenue
$1.01B
EBIT
$453.1M
EBITDA
$503.9M
Free cash flow
$1.05B
Per share
EPS
$5.01
Free cash flow per share
$15.16
Book value per share
$46.1
Revenue per share
$14.65
TBVPS
$345.86
Balance sheet
Total assets
$25.05B
Total liabilities
$21.86B
Debt
$2B
Equity
$3.2B
Working capital
N/A
Liquidity
Debt to equity
0.63
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.76
Margins
EBITDA margin
49.7%
Gross margin
100%
Net margin
34.2%
Operating margin
44.7%
Efficiency
Return on assets
1.4%
Return on equity
11.2%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
44.7%
Dividend
Dividend yield
1.63%
DPS
$0.6
Payout ratio
12%

ABCB stock price

How has the Ameris Bancorp stock price performed over time
Intraday
0.35%
1 week
2.41%
1 month
-23.28%
1 year
-17.89%
YTD
-21.72%
QTD
-21.72%

Financial performance

How have Ameris Bancorp's revenue and profit performed over time
Revenue
$1.01B
Gross profit
$1.01B
Operating income
$453.1M
Net income
$346.54M
Gross margin
100%
Net margin
34.2%
The operating income has contracted by 9% YoY
The net income has declined by 8% year-on-year
Ameris Bancorp's operating margin has decreased by 4.9% YoY
Ameris Bancorp's net margin has decreased by 4.2% YoY

Growth

What is Ameris Bancorp's growth rate over time

Valuation

What is Ameris Bancorp stock price valuation
P/E
7.37
P/B
0.8
P/S
2.52
EV/EBIT
7.61
EV/EBITDA
6.84
EV/Sales
3.4
The stock's price to earnings (P/E) is 42% less than its 5-year quarterly average of 12.7 and 17% less than its last 4 quarters average of 8.9
ABCB's EPS is down by 8% YoY
ABCB's P/B is 27% below its 5-year quarterly average of 1.1 and 20% below its last 4 quarters average of 1.0
The company's equity rose by 8% YoY and by 2.5% QoQ
The P/S is 26% below the 5-year quarterly average of 3.4 and 16% below the last 4 quarters average of 3.0
The revenue has contracted by 4% YoY

Efficiency

How efficient is Ameris Bancorp business performance
ABCB's return on invested capital is down by 22% year-on-year and by 4.5% since the previous quarter
Ameris Bancorp's ROA has decreased by 18% YoY and by 7% from the previous quarter
The return on equity has declined by 15% year-on-year
ABCB's ROS is down by 4.9% YoY

Dividends

What is ABCB's dividend history
Dividend details
DPS
$0.6
Dividend yield
1.63%
Payout ratio
12%
Recent dividends

Financial health

How did Ameris Bancorp financials performed over time
ABCB's total assets is 15% higher than its total liabilities
Ameris Bancorp's total liabilities has increased by 6% from the previous quarter and by 4.6% YoY
ABCB's total assets is up by 5% QoQ and by 5% YoY
Ameris Bancorp's debt is 37% less than its equity
Ameris Bancorp's debt has soared by 135% from the previous quarter and by 130% YoY
The debt to equity has soared by 133% from the previous quarter and by 117% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.