ABCB Ameris Bancorp

Price (delayed)

$56.17

Market cap

$3.88B

P/E Ratio

13.67

Dividend/share

$0.6

EPS

$4.11

Enterprise value

$3.43B

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. The Company's banking subsidiary, Ameris Bank, had 164 locations in Georgia, Florida, South Carolina and Alabama at the end ...

Highlights
The company's equity rose by 7% YoY
Ameris Bancorp's gross profit has increased by 3% from the previous quarter
Ameris Bancorp's debt has plunged by 70% YoY but it has increased by 19% from the previous quarter
ABCB's EPS is down by 13% YoY but it is up by 5% QoQ
The stock's price to earnings (P/E) is 33% more than its 5-year quarterly average of 10.0 and 24% more than its last 4 quarters average of 10.7

Key stats

What are the main financial stats of ABCB
Market
Shares outstanding
69.11M
Market cap
$3.88B
Enterprise value
$3.43B
Valuations
Price to book (P/B)
1.11
Price to sales (P/S)
4.01
EV/EBIT
9.13
EV/EBITDA
8.09
EV/Sales
3.56
Earnings
Revenue
$963.4M
EBIT
$375.83M
EBITDA
$424.2M
Free cash flow
$442.27M
Per share
EPS
$4.11
Free cash flow per share
$6.43
Book value per share
$50.48
Revenue per share
$14
TBVPS
$356.88
Balance sheet
Total assets
$25.66B
Total liabilities
$22.17B
Debt
$762.19M
Equity
$3.48B
Working capital
N/A
Liquidity
Debt to equity
0.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.06
Margins
EBITDA margin
44%
Gross margin
100%
Net margin
29.4%
Operating margin
39%
Efficiency
Return on assets
1.1%
Return on equity
8.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
39%
Dividend
Dividend yield
1.07%
DPS
$0.6
Payout ratio
14.6%

ABCB stock price

How has the Ameris Bancorp stock price performed over time
Intraday
3.01%
1 week
15.55%
1 month
20.05%
1 year
53.89%
YTD
5.88%
QTD
11.56%

Financial performance

How have Ameris Bancorp's revenue and profit performed over time
Revenue
$963.4M
Gross profit
$963.4M
Operating income
$375.83M
Net income
$283M
Gross margin
100%
Net margin
29.4%
The net income has declined by 13% year-on-year but it rose by 5% since the previous quarter
The operating income has contracted by 11% YoY but it has grown by 5% from the previous quarter
Ameris Bancorp's net margin has decreased by 11% YoY but it has increased by 2.1% from the previous quarter
Ameris Bancorp's operating margin has decreased by 10% YoY but it has increased by 2.1% from the previous quarter

Growth

What is Ameris Bancorp's growth rate over time

Valuation

What is Ameris Bancorp stock price valuation
P/E
13.67
P/B
1.11
P/S
4.01
EV/EBIT
9.13
EV/EBITDA
8.09
EV/Sales
3.56
The stock's price to earnings (P/E) is 33% more than its 5-year quarterly average of 10.0 and 24% more than its last 4 quarters average of 10.7
ABCB's EPS is down by 13% YoY but it is up by 5% QoQ
ABCB's P/B is 20% above its last 4 quarters average of 0.9 and 8% above its 5-year quarterly average of 1.0
The company's equity rose by 7% YoY
The P/S is 30% above the 5-year quarterly average of 3.0 and 22% above the last 4 quarters average of 3.2
The revenue has grown by 3% from the previous quarter

Efficiency

How efficient is Ameris Bancorp business performance
The return on equity has declined by 18% year-on-year but it has grown by 3.7% since the previous quarter
ABCB's return on invested capital is down by 17% year-on-year but it is up by 7% since the previous quarter
Ameris Bancorp's ROA has decreased by 15% YoY but it has increased by 10% from the previous quarter
ABCB's ROS is down by 10% YoY but it is up by 2.1% QoQ

Dividends

What is ABCB's dividend history
DPS
$0.6
Dividend yield
1.07%
Payout ratio
14.6%
Recent dividends

Financial health

How did Ameris Bancorp financials performed over time
ABCB's total assets is 16% higher than its total liabilities
Ameris Bancorp's total liabilities has decreased by 2.9% YoY
Ameris Bancorp's debt is 78% less than its equity
The debt to equity has plunged by 72% YoY but it has grown by 16% from the previous quarter
Ameris Bancorp's debt has plunged by 70% YoY but it has increased by 19% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.