ABCB Ameris Bancorp
Price (delayed)
$66.9
Market cap
$4.62B
P/E Ratio
13.94
Dividend/share
$0.65
EPS
$4.8
Enterprise value
$3.74B
Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. The Company's banking subsidiary, Ameris Bank, had 164 locations in Georgia, Florida, South Carolina and Alabama at the end
Highlights
Ameris Bancorp's debt has plunged by 64% YoY and by 56% from the previous quarter
ABCB's EPS is up by 16% YoY and by 6% QoQ
The stock's price to earnings (P/E) is 42% more than its 5-year quarterly average of 9.8 and 12% more than its last 4 quarters average of 12.4
Key stats
What are the main financial stats of ABCB
Market
Valuations
Earnings
Shares outstanding
69.07M
Market cap
$4.62B
Enterprise value
$3.74B
Price to earnings (P/E)
13.94
Price to book (P/B)
1.26
Price to sales (P/S)
4.4
EV/EBIT
8.49
EV/EBITDA
7.67
EV/Sales
3.58
Revenue
$1.05B
Gross profit
$1.05B
Operating income
$440.22M
Net income
$330.24M
EBIT
$440.22M
EBITDA
$487.36M
Free cash flow
$225.74M
Per share
Balance sheet
Liquidity
EPS
$4.8
EPS diluted
$4.79
Free cash flow per share
$3.28
Book value per share
$53.3
Revenue per share
$15.19
TBVPS
$367.88
Total assets
$26.4B
Total liabilities
$22.72B
Debt
$478.26M
Equity
$3.68B
Working capital
N/A
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.81
Margins
Efficiency
Dividend
EBITDA margin
46.6%
Gross margin
100%
Net margin
31.6%
Operating margin
42.1%
Return on assets
1.3%
Return on equity
9.3%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
42.1%
Dividend yield
0.97%
DPS
$0.65
Payout ratio
13.5%
ABCB stock price
How has the Ameris Bancorp stock price performed over time
Intraday
4.16%
1 week
2.99%
1 month
8.04%
1 year
35.92%
YTD
6.92%
QTD
6.92%
Financial performance
How have Ameris Bancorp's revenue and profit performed over time
Revenue
$1.05B
Gross profit
$1.05B
Operating income
$440.22M
Net income
$330.24M
Gross margin
100%
Net margin
31.6%
The operating income has grown by 19% YoY and by 5% from the previous quarter
The net income rose by 16% year-on-year and by 6% since the previous quarter
The revenue has grown by 12% YoY and by 3.1% from the previous quarter
Ameris Bancorp's gross profit has increased by 12% YoY and by 3.1% from the previous quarter
Growth
What is Ameris Bancorp's growth rate over time
Valuation
What is Ameris Bancorp stock price valuation
P/E
13.94
P/B
1.26
P/S
4.4
EV/EBIT
8.49
EV/EBITDA
7.67
EV/Sales
3.58
The stock's price to earnings (P/E) is 42% more than its 5-year quarterly average of 9.8 and 12% more than its last 4 quarters average of 12.4
ABCB's EPS is up by 16% YoY and by 6% QoQ
ABCB's P/B is 26% above its 5-year quarterly average of 1.0 and 26% above its last 4 quarters average of 1.0
The company's equity rose by 10% YoY and by 3.2% QoQ
The P/S is 47% above the 5-year quarterly average of 3.0 and 19% above the last 4 quarters average of 3.7
The revenue has grown by 12% YoY and by 3.1% from the previous quarter
Efficiency
How efficient is Ameris Bancorp business performance
ABCB's return on invested capital is up by 20% year-on-year and by 6% since the previous quarter
Ameris Bancorp's ROA has increased by 18% YoY and by 8% from the previous quarter
The return on equity has grown by 7% year-on-year and by 3.3% since the previous quarter
ABCB's ROS is up by 6% YoY
Dividends
What is ABCB's dividend history
DPS
$0.65
Dividend yield
0.97%
Payout ratio
13.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ameris Bancorp financials performed over time
ABCB's total assets is 16% higher than its total liabilities
ABCB's total assets is up by 2.7% YoY
Ameris Bancorp's debt is 87% less than its equity
The debt to equity has plunged by 68% YoY and by 57% from the previous quarter
Ameris Bancorp's debt has plunged by 64% YoY and by 56% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.