ABCB Ameris Bancorp

Price (delayed)

$50.18

Market cap

$3.49B

P/E Ratio

13.28

Dividend/share

$0.6

EPS

$3.78

Enterprise value

$1.94B

Sector: Financial Services
Industry: Banks - Regional

Highlights

Ameris Bancorp's debt has plunged by 64% YoY and by 44% from the previous quarter
The net income has soared by 62% year-on-year and by 14% since the previous quarter
The stock's price to earnings (P/E) is 33% more than its last 4 quarters average of 9.7 but 24% less than its 5-year quarterly average of 16.9

Key stats

What are the main financial stats of ABCB
Market
Shares outstanding
69.62M
Market cap
$3.49B
Enterprise value
$1.94B
Valuations
Price to earnings (P/E)
13.28
Price to book (P/B)
1.32
Price to sales (P/S)
3.7
EV/EBIT
5.69
EV/EBITDA
4.9
EV/Sales
2.06
Earnings
Revenue
$938.87M
EBIT
$340.24M
EBITDA
$395.36M
Free cash flow
$781M
Per share
EPS
$3.78
Free cash flow per share
$11.28
Book value per share
$38.09
Revenue per share
$13.56
TBVPS
$280.68
Balance sheet
Total assets
$20.44B
Total liabilities
$17.79B
Debt
$561.14M
Equity
$2.65B
Working capital
N/A
Liquidity
Debt to equity
0.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.94
Margins
EBITDA margin
42.1%
Gross margin
100%
Net margin
27.9%
Operating margin
36.2%
Efficiency
Return on assets
1.3%
Return on equity
10.4%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
36.2%
Dividend
Dividend yield
1.2%
DPS
$0.6
Payout ratio
15.9%

ABCB stock price

How has the Ameris Bancorp stock price performed over time
Intraday
3.06%
1 week
-2.2%
1 month
-3.48%
1 year
130.5%
YTD
31.81%
QTD
-4.44%

Financial performance

How have Ameris Bancorp's revenue and profit performed over time
Revenue
$938.87M
Gross profit
$938.87M
Operating income
$340.24M
Net income
$261.99M
Gross margin
100%
Net margin
27.9%
The net income has soared by 62% year-on-year and by 14% since the previous quarter
The operating income has soared by 61% YoY and by 15% from the previous quarter
The revenue has grown by 37% YoY and by 8% from the previous quarter
Ameris Bancorp's gross profit has increased by 37% YoY and by 8% from the previous quarter

Growth

What is Ameris Bancorp's growth rate over time

Valuation

What is Ameris Bancorp stock price valuation
P/E
13.28
P/B
1.32
P/S
3.7
EV/EBIT
5.69
EV/EBITDA
4.9
EV/Sales
2.06
ABCB's EPS is up by 37% YoY and by 13% QoQ
The stock's price to earnings (P/E) is 33% more than its last 4 quarters average of 9.7 but 24% less than its 5-year quarterly average of 16.9
ABCB's P/B is 83% above its last 4 quarters average of 0.7 but 15% below its 5-year quarterly average of 1.5
The company's equity rose by 7% YoY and by 3.2% QoQ
The P/S is 56% above the last 4 quarters average of 2.3 but 10% below the 5-year quarterly average of 4.0
The revenue has grown by 37% YoY and by 8% from the previous quarter

Efficiency

How efficient is Ameris Bancorp business performance
The return on equity has grown by 27% year-on-year and by 13% since the previous quarter
ABCB's return on invested capital is up by 20% year-on-year and by 13% since the previous quarter
Ameris Bancorp's ROA has increased by 18% YoY and by 8% from the previous quarter
ABCB's ROS is up by 17% YoY and by 6% QoQ

Dividends

What is ABCB's dividend history
DPS
$0.6
Dividend yield
1.2%
Payout ratio
15.9%
Recent dividends

Financial health

How did Ameris Bancorp financials performed over time
ABCB's total assets is 15% higher than its total liabilities
Ameris Bancorp's total liabilities has increased by 13% YoY and by 2.8% from the previous quarter
ABCB's total assets is up by 12% YoY and by 2.8% QoQ
Ameris Bancorp's debt is 79% less than its equity
The debt to equity has plunged by 67% YoY and by 46% from the previous quarter
Ameris Bancorp's debt has plunged by 64% YoY and by 44% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.