AROW Arrow Financial Corp
- Stocks
- Financial Services
- NASDAQ: AROW
Price (delayed)
$30.07
Market cap
$495.22M
P/E Ratio
16.43
Dividend/share
$1.13
EPS
$1.83
Enterprise value
$260.34M
Relative Growth:
Rel. Growth:
50
Relative Strength:
Rel. Strength:
63
Relative Valuation:
Rel. Valuation:
68
Relative Profitability:
Rel. Profitability:
73
Arrow Financial Corporation is a multi-bank holding company headquartered in Glens Falls, New York, serving the financial needs of northeastern New York. The Company is the parent of Glens Falls
Highlights
The company's debt has shrunk by 74% YoY
The equity has increased by 7% YoY
The company's EPS rose by 8% QoQ but it fell by 3.2% YoY
The company's net income rose by 8% QoQ but it fell by 3.7% YoY
AROW's price to earnings (P/E) is 40% more than its 5-year quarterly average of 12.1 and 11% more than its last 4 quarters average of 15.2
Key stats
What are the main financial stats of AROW
Market
Valuations
Earnings
Shares outstanding
16.47M
Market cap
$495.22M
Enterprise value
$260.34M
Price to earnings (P/E)
16.43
Price to book (P/B)
1.23
Price to sales (P/S)
3.54
PEG
N/A
EV/EBIT
6.71
EV/EBITDA
5.9
EV/Sales
1.85
Revenue
$140.42M
Gross profit
$140.42M
Operating income
$38.79M
Net income
$30.56M
EBIT
$38.79M
EBITDA
$44.12M
Free cash flow
$31.77M
Per share
Balance sheet
Liquidity
EPS
$1.83
EPS diluted
$1.83
Free cash flow per share
$1.92
Book value per share
$24.5
Revenue per share
$8.49
TBVPS
$265.28
Total assets
$4.41B
Total liabilities
$4.01B
Debt
$33.57M
Equity
$408.51M
Working capital
N/A
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.32
Margins
Efficiency
Dividend
EBITDA margin
31.4%
Gross margin
100%
Net margin
21.8%
Operating margin
27.6%
Return on assets
0.7%
Return on equity
7.6%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
27.6%
Dividend yield
3.76%
DPS
$1.13
Payout ratio
61.7%
AROW stock price
How has the Arrow Financial stock price performed over time
Intraday
-2.97%
1 week
10.88%
1 month
8.56%
1 year
-10.05%
YTD
4.74%
QTD
6.25%
Financial performance
How have Arrow Financial's revenue and profit performed over time
Revenue
$140.42M
Gross profit
$140.42M
Operating income
$38.79M
Net income
$30.56M
Gross margin
100%
Net margin
21.8%
The company's net margin fell by 8% YoY but it rose by 3.8% QoQ
The company's net income rose by 8% QoQ but it fell by 3.7% YoY
AROW's operating income is up by 8% since the previous quarter
AROW's operating margin is down by 7% year-on-year but it is up by 4.2% since the previous quarter
Price vs fundamentals
How does AROW's price correlate with its fundamentals
Growth
What is Arrow Financial's growth rate over time
Valuation
What is Arrow Financial stock price valuation
P/E
16.43
P/B
1.23
P/S
3.54
EV/EBIT
6.71
EV/EBITDA
5.9
EV/Sales
1.85
AROW's price to earnings (P/E) is 40% more than its 5-year quarterly average of 12.1 and 11% more than its last 4 quarters average of 15.2
The company's EPS rose by 8% QoQ but it fell by 3.2% YoY
AROW's P/B is 15% above its last 4 quarters average of 1.1 but 2.3% below its 5-year quarterly average of 1.3
The equity has increased by 7% YoY
The stock's price to sales (P/S) is 7% more than its 5-year quarterly average of 3.4 and 7% more than its last 4 quarters average of 3.4
The revenue has grown by 5% year-on-year and by 3.9% since the previous quarter
Efficiency
How efficient is Arrow Financial business performance
The company's return on equity fell by 11% YoY but it rose by 6% QoQ
The return on invested capital has declined by 10% year-on-year
The company's return on sales fell by 7% YoY but it rose by 4.2% QoQ
Dividends
What is AROW's dividend history
DPS
$1.13
Dividend yield
3.76%
Payout ratio
61.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Arrow Financial financials performed over time
Arrow Financial's total assets is 10% higher than its total liabilities
AROW's total liabilities is up by 3.8% year-on-year
Arrow Financial's total assets has increased by 4% YoY
The company's debt is 92% lower than its equity
AROW's debt to equity has shrunk by 76% YoY
The company's debt has shrunk by 74% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.