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AROW Arrow Financial Corp
- Stocks
- Financial Services
- NASDAQ: AROW
Price (delayed)
$26.72
Market cap
$445.57M
P/E Ratio
15.72
Dividend/share
$1.1
EPS
$1.7
Enterprise value
$177.7M
Arrow Financial Corporation is a multi-bank holding company headquartered in Glens Falls, New York, serving the financial needs of northeastern New York. The Company is the parent of Glens Falls
Highlights
The company's debt has shrunk by 74% YoY
The equity has increased by 7% YoY
AROW's price to earnings (P/E) is 32% more than its 5-year quarterly average of 11.9 and 4.8% more than its last 4 quarters average of 15.0
The company's net income fell by 4.5% QoQ and by 2.8% YoY
Key stats
What are the main financial stats of AROW
Market
Valuations
Earnings
Shares outstanding
16.68M
Market cap
$445.57M
Enterprise value
$177.7M
Price to earnings (P/E)
15.72
Price to book (P/B)
1.1
Price to sales (P/S)
3.3
EV/EBIT
4.96
EV/EBITDA
4.34
EV/Sales
1.32
Revenue
$135.11M
Gross profit
$135.11M
Operating income
$35.81M
Net income
$28.36M
EBIT
$35.81M
EBITDA
$40.98M
Free cash flow
$31.79M
Per share
Balance sheet
Liquidity
EPS
$1.7
EPS diluted
$1.7
Free cash flow per share
$1.91
Book value per share
$24.19
Revenue per share
$8.11
TBVPS
$265.42
Total assets
$4.45B
Total liabilities
$4.04B
Debt
$33.58M
Equity
$404.41M
Working capital
N/A
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.54
Margins
Efficiency
Dividend
EBITDA margin
30.3%
Gross margin
100%
Net margin
21%
Operating margin
26.5%
Return on assets
0.7%
Return on equity
7.2%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
26.5%
Dividend yield
4.12%
DPS
$1.1
Payout ratio
64.7%
AROW stock price
How has the Arrow Financial stock price performed over time
Intraday
2.26%
1 week
6.33%
1 month
10.73%
1 year
12.55%
YTD
-6.93%
QTD
1.64%
Financial performance
How have Arrow Financial's revenue and profit performed over time
Revenue
$135.11M
Gross profit
$135.11M
Operating income
$35.81M
Net income
$28.36M
Gross margin
100%
Net margin
21%
The company's net margin fell by 6% YoY and by 5% QoQ
The company's net income fell by 4.5% QoQ and by 2.8% YoY
AROW's operating income is down by 4.2% since the previous quarter
AROW's operating margin is down by 4.3% since the previous quarter and by 4.3% year-on-year
Price vs fundamentals
How does AROW's price correlate with its fundamentals
Growth
What is Arrow Financial's growth rate over time
Valuation
What is Arrow Financial stock price valuation
P/E
15.72
P/B
1.1
P/S
3.3
EV/EBIT
4.96
EV/EBITDA
4.34
EV/Sales
1.32
AROW's price to earnings (P/E) is 32% more than its 5-year quarterly average of 11.9 and 4.8% more than its last 4 quarters average of 15.0
The company's EPS fell by 4% QoQ
AROW's P/B is 15% below its 5-year quarterly average of 1.3 and 8% below its last 4 quarters average of 1.2
The equity has increased by 7% YoY
The stock's price to sales (P/S) is 6% less than its 5-year quarterly average of 3.5 and 2.9% less than its last 4 quarters average of 3.4
The revenue has grown by 3.1% year-on-year
Efficiency
How efficient is Arrow Financial business performance
The company's return on equity fell by 9% YoY and by 5% QoQ
The company's return on sales fell by 4.3% QoQ and by 4.3% YoY
Dividends
What is AROW's dividend history
DPS
$1.1
Dividend yield
4.12%
Payout ratio
64.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Arrow Financial financials performed over time
Arrow Financial's total assets is 10% higher than its total liabilities
AROW's total liabilities is up by 3.6% since the previous quarter and by 2.2% year-on-year
Arrow Financial's total assets has increased by 3.3% QoQ and by 2.7% YoY
The company's debt is 92% lower than its equity
AROW's debt to equity has shrunk by 77% YoY
The company's debt has shrunk by 74% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.