AROW Arrow Financial Corp

Price (delayed)

$38.73

Market cap

$717.86M

P/E Ratio

14.67

Dividend/share

$1.2

EPS

$2.64

Enterprise value

$557.4M

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 80

Arrow Financial Corporation is a bank holding company headquartered in Glens Falls, New York, providing banking, insurance and wealth management services across northeastern New York and into the Mohawk Valley ...

Highlights
The company's debt fell by 35% QoQ
The revenue has grown by 27% year-on-year and by 10% since the previous quarter
The company's EPS rose by 28% YoY but it fell by 15% QoQ
The company's net income rose by 28% YoY but it fell by 14% QoQ
AROW's price to earnings (P/E) is 18% more than its 5-year quarterly average of 12.4 and 17% more than its last 4 quarters average of 12.5

Key stats

What are the main financial stats of AROW

AROW stock price

How has the Arrow Financial stock price performed over time
Intraday
0.28%
1 week
0.31%
1 month
5.56%
1 year
26.57%
YTD
23.34%
QTD
5.1%

Financial performance

How have Arrow Financial's revenue and profit performed over time
Revenue
$186.82M
Gross profit
$186.82M
Operating income
$54.86M
Net income
$44.16M
Gross margin
100%
Net margin
23.6%
The company's net income rose by 28% YoY but it fell by 14% QoQ
The revenue has grown by 27% year-on-year and by 10% since the previous quarter
Arrow Financial's gross profit has increased by 27% YoY and by 10% QoQ
AROW's operating income is up by 25% year-on-year but it is down by 15% since the previous quarter

Price vs fundamentals

How does AROW's price correlate with its fundamentals

Growth

What is Arrow Financial's growth rate over time

Valuation

What is Arrow Financial stock price valuation
P/E
14.67
P/B
1.39
P/S
3.82
EV/EBIT
10.16
EV/EBITDA
9.34
EV/Sales
2.98
The company's EPS rose by 28% YoY but it fell by 15% QoQ
AROW's price to earnings (P/E) is 18% more than its 5-year quarterly average of 12.4 and 17% more than its last 4 quarters average of 12.5
The equity has increased by 23% YoY and by 15% from the previous quarter
AROW's P/B is 16% above its 5-year quarterly average of 1.2 and 7% above its last 4 quarters average of 1.3
The revenue has grown by 27% year-on-year and by 10% since the previous quarter
The stock's price to sales (P/S) is 15% more than its 5-year quarterly average of 3.3 and 9% more than its last 4 quarters average of 3.5

Efficiency

How efficient is Arrow Financial business performance
The company's return on sales fell by 23% QoQ
The return on invested capital has declined by 20% since the previous quarter but it has grown by 9% year-on-year
The company's return on equity fell by 19% QoQ but it rose by 14% YoY
Arrow Financial's ROA has decreased by 18% from the previous quarter but it has increased by 13% YoY

Dividends

What is AROW's dividend history
DPS
$1.2
Dividend yield
3.1%
Payout ratio
45.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Arrow Financial financials performed over time
Arrow Financial's total assets is 10% higher than its total liabilities
AROW's total liabilities is up by 25% since the previous quarter and by 21% year-on-year
Arrow Financial's total assets has increased by 24% QoQ and by 21% YoY
The company's debt is 58% lower than its equity
AROW's debt to equity is down by 44% QoQ
The company's debt fell by 35% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.