CACC Credit Acceptance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CACC

Price (delayed)

$484.76

Market cap

$4.91B

P/E Ratio

15.51

Dividend/share

N/A

EPS

$31.25

Enterprise value

$11.12B

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Relative Growth: Rel. Growth: 33
Relative Strength: Rel. Strength: 42
Relative Valuation: Rel. Valuation: 63
Relative Profitability: Rel. Profitability: 71

We make vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers regardless of their credit history. Our financing programs are offered through ...

Highlights
CACC's price to earnings (P/E) is 17% higher than its last 4 quarters average of 13.3 but 10% lower than its 5-year quarterly average of 17.3
CACC's EPS is down by 33% since the previous quarter and by 18% year-on-year
The net income has decreased by 33% from the previous quarter and by 26% YoY
Sector: Financial Services
Industry: Credit Services
Website: http://www.creditacceptance.com
Peers: ALLY FNMA ASPS RM

Key stats

What are the main financial stats of CACC

CACC stock price

How has the Credit Acceptance stock price performed over time
Intraday
4.27%
1 week
-9.79%
1 month
-8.1%
1 year
8.37%
YTD
9.31%
QTD
-8.71%

Financial performance

How have Credit Acceptance's revenue and profit performed over time
Revenue
$2.34B
Gross profit
$1.43B
Operating income
$863.9M
Net income
$337.1M
Gross margin
61.2%
Net margin
14.4%
The net income has decreased by 33% from the previous quarter and by 26% YoY
The net margin has contracted by 33% from the previous quarter and by 27% YoY
Credit Acceptance's operating margin has decreased by 21% from the previous quarter and by 20% YoY
CACC's operating income is down by 21% since the previous quarter and by 19% year-on-year

Price vs fundamentals

How does CACC's price correlate with its fundamentals

Growth

What is Credit Acceptance's growth rate over time

Valuation

What is Credit Acceptance stock price valuation
CACC P/E details
P/E
15.51
P/B
3.62
P/S
2.16
EV/EBIT
12.87
EV/EBITDA
12.54
EV/Sales
4.75
CACC's EPS is down by 33% since the previous quarter and by 18% year-on-year
CACC's price to earnings (P/E) is 17% higher than its last 4 quarters average of 13.3 but 10% lower than its 5-year quarterly average of 17.3
The equity has contracted by 13% from the previous quarter and by 12% YoY
The stock's price to book (P/B) is 4.7% less than its 5-year quarterly average of 3.8
The stock's price to sales (P/S) is 30% less than its 5-year quarterly average of 3.1 and 6% less than its last 4 quarters average of 2.3

Efficiency

How efficient is Credit Acceptance business performance
The return on assets has declined by 33% since the previous quarter and by 24% year-on-year
Credit Acceptance's ROE has decreased by 31% from the previous quarter and by 19% YoY
Credit Acceptance's return on invested capital has decreased by 22% QoQ and by 19% YoY
CACC's return on sales is down by 21% since the previous quarter and by 20% year-on-year

Dividends

What is CACC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CACC.

Financial health

How did Credit Acceptance financials performed over time
CACC's total assets is 19% greater than its total liabilities
Credit Acceptance's total liabilities has increased by 6% from the previous quarter and by 6% YoY
CACC's total assets is up by 3% since the previous quarter and by 2.7% year-on-year
CACC's debt to equity is up by 22% since the previous quarter and by 20% year-on-year
The equity has contracted by 13% from the previous quarter and by 12% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.