CACC Credit Acceptance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CACC

Price (delayed)

$627.04

Market cap

$6.56B

P/E Ratio

15.34

Dividend/share

N/A

EPS

$40.88

Enterprise value

$12.42B

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Relative Growth: Rel. Growth: 78
Relative Strength: Rel. Strength: 79
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 94

Since 1972, Credit Acceptance has offered financing programs that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. Its financing programs are offered through a nationwide ...

Highlights
CACC's EPS has surged by 72% year-on-year and by 10% since the previous quarter
The net income has soared by 56% YoY and by 7% from the previous quarter
CACC's price to earnings (P/E) is 24% higher than its last 4 quarters average of 12.3 but 9% lower than its 5-year quarterly average of 16.8
The equity has contracted by 12% YoY
Sector: Financial Services
Industry: Credit Services
Website: http://www.creditacceptance.com
Peers: ALLY FNMA ASPS RM

Key stats

What are the main financial stats of CACC

CACC stock price

How has the Credit Acceptance stock price performed over time
Intraday
0.54%
1 week
8.16%
1 month
13.59%
1 year
23.26%
YTD
41.4%
QTD
48.08%

Financial performance

How have Credit Acceptance's revenue and profit performed over time
Revenue
$2.33B
Gross profit
$1.66B
Operating income
$1.06B
Net income
$453.4M
Gross margin
71.4%
Net margin
19.5%
The net income has soared by 56% YoY and by 7% from the previous quarter
The net margin has soared by 50% YoY and by 7% from the previous quarter
CACC's operating income is up by 27% year-on-year and by 2.5% since the previous quarter
The gross profit rose by 22% YoY

Price vs fundamentals

How does CACC's price correlate with its fundamentals

Growth

What is Credit Acceptance's growth rate over time

Valuation

What is Credit Acceptance stock price valuation
CACC P/E details
P/E
15.34
P/B
4.45
P/S
2.9
EV/EBIT
11.77
EV/EBITDA
11.49
EV/Sales
5.34
CACC's EPS has surged by 72% year-on-year and by 10% since the previous quarter
CACC's price to earnings (P/E) is 24% higher than its last 4 quarters average of 12.3 but 9% lower than its 5-year quarterly average of 16.8
The stock's price to book (P/B) is 34% more than its last 4 quarters average of 3.3 and 17% more than its 5-year quarterly average of 3.8
The equity has contracted by 12% YoY
The stock's price to sales (P/S) is 25% more than its last 4 quarters average of 2.3 but 13% less than its 5-year quarterly average of 3.3
The revenue has grown by 4.5% YoY

Efficiency

How efficient is Credit Acceptance business performance
Credit Acceptance's ROE has soared by 69% YoY and by 11% from the previous quarter
The return on assets has surged by 58% year-on-year and by 8% since the previous quarter
Credit Acceptance's return on invested capital has increased by 26% YoY and by 4.3% QoQ
CACC's return on sales is up by 22% year-on-year and by 2.3% since the previous quarter

Dividends

What is CACC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CACC.

Financial health

How did Credit Acceptance financials performed over time
CACC's total assets is 21% greater than its total liabilities
CACC's total assets is down by 6% year-on-year
Credit Acceptance's total liabilities has decreased by 4.9% YoY
The equity has contracted by 12% YoY
CACC's debt to equity is up by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.