CACC Credit Acceptance Corp

Price (delayed)

$424.03

Market cap

$7.09B

P/E Ratio

10.55

Dividend/share

N/A

EPS

$40.21

Enterprise value

$11.22B

Sector: Financial Services
Industry: Credit Services

Highlights

CACC's EPS has surged by 88% year-on-year and by 71% since the previous quarter
The net income has soared by 73% YoY and by 68% from the previous quarter
The debt has contracted by 2.5% YoY but it has grown by 2.3% from the previous quarter

Key stats

What are the main financial stats of CACC
Market
Shares outstanding
16.71M
Market cap
$7.09B
Enterprise value
$11.22B
Valuations
Price to earnings (P/E)
10.55
Price to book (P/B)
3.01
Price to sales (P/S)
4.18
EV/EBIT
10.1
EV/EBITDA
9.88
EV/Sales
6.48
Earnings
Revenue
$1.73B
EBIT
$1.11B
EBITDA
$1.14B
Free cash flow
$1.07B
Per share
EPS
$40.21
Free cash flow per share
$62.96
Book value per share
$140.9
Revenue per share
$101.47
TBVPS
$451.73
Balance sheet
Total assets
$7.71B
Total liabilities
$5.34B
Debt
$4.72B
Equity
$2.37B
Working capital
N/A
Liquidity
Debt to equity
1.99
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.64
Margins
EBITDA margin
65.6%
Gross margin
100%
Net margin
40.8%
Operating margin
64.1%
Efficiency
Return on assets
9.4%
Return on equity
31.3%
Return on invested capital
9.5%
Return on capital employed
N/A
Return on sales
64.1%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CACC stock price

How has the Credit Acceptance stock price performed over time
Intraday
1.62%
1 week
7.41%
1 month
18.1%
1 year
34.7%
YTD
22.5%
QTD
17.71%

Financial performance

How have Credit Acceptance's revenue and profit performed over time
Revenue
$1.73B
Gross profit
$1.73B
Operating income
$1.11B
Net income
$706.9M
Gross margin
100%
Net margin
40.8%
The net income has soared by 73% YoY and by 68% from the previous quarter
The net margin has soared by 62% from the previous quarter and by 52% YoY
CACC's operating income is up by 48% since the previous quarter and by 48% year-on-year
Credit Acceptance's operating margin has increased by 43% from the previous quarter and by 31% YoY

Growth

What is Credit Acceptance's growth rate over time

Valuation

What is Credit Acceptance stock price valuation
P/E
10.55
P/B
3.01
P/S
4.18
EV/EBIT
10.1
EV/EBITDA
9.88
EV/Sales
6.48
CACC's EPS has surged by 88% year-on-year and by 71% since the previous quarter
CACC's price to earnings (P/E) is 31% lower than its last 4 quarters average of 15.4 and 22% lower than its 5-year quarterly average of 13.6
The equity has grown by 21% YoY and by 2.9% from the previous quarter
The stock's price to book (P/B) is 16% less than its 5-year quarterly average of 3.6 but 8% more than its last 4 quarters average of 2.8
The stock's price to sales (P/S) is 16% less than its 5-year quarterly average of 5.0 but 4.5% more than its last 4 quarters average of 4.0
The revenue has grown by 14% YoY and by 3.7% from the previous quarter

Efficiency

How efficient is Credit Acceptance business performance
Credit Acceptance's ROE has soared by 71% YoY and by 61% from the previous quarter
The return on assets has surged by 65% since the previous quarter and by 65% year-on-year
Credit Acceptance's return on invested capital has surged by 51% QoQ and by 44% YoY
CACC's return on sales is up by 44% since the previous quarter and by 32% year-on-year

Dividends

What is CACC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CACC.

Financial health

How did Credit Acceptance financials performed over time
CACC's total assets is 44% greater than its total liabilities
CACC's total assets is up by 6% year-on-year and by 2.9% since the previous quarter
Credit Acceptance's total liabilities has increased by 2.9% from the previous quarter
The debt is 99% more than the equity
The equity has grown by 21% YoY and by 2.9% from the previous quarter
CACC's debt to equity is down by 19% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.