CACC Credit Acceptance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CACC

Price (delayed)

$637.55

Market cap

$6.67B

P/E Ratio

15.6

Dividend/share

N/A

EPS

$40.88

Enterprise value

$12.53B

?
Relative Growth: Rel. Growth: 78
Relative Strength: Rel. Strength: 79
Relative Valuation: Rel. Valuation: 83
Relative Profitability: Rel. Profitability: 94

Since 1972, Credit Acceptance has offered financing programs that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. Its financing programs are offered through a nationwide ...

Highlights
CACC's EPS has surged by 72% year-on-year and by 10% since the previous quarter
The net income has soared by 56% YoY and by 7% from the previous quarter
CACC's price to earnings (P/E) is 23% higher than its last 4 quarters average of 12.3 but 12% lower than its 5-year quarterly average of 17.2
The equity has contracted by 12% YoY
Sector: Financial Services
Industry: Credit Services
Website: http://www.creditacceptance.com
Peers: ALLY FNMA ASPS RM

Key stats

What are the main financial stats of CACC

CACC stock price

How has the Credit Acceptance stock price performed over time
Intraday
3.45%
1 week
1.66%
1 month
11.05%
1 year
27.03%
YTD
43.77%
QTD
0.13%

Financial performance

How have Credit Acceptance's revenue and profit performed over time
Revenue
$2.33B
Gross profit
$1.66B
Operating income
$1.06B
Net income
$453.4M
Gross margin
71.4%
Net margin
19.5%
The net income has soared by 56% YoY and by 7% from the previous quarter
The net margin has soared by 50% YoY and by 7% from the previous quarter
CACC's operating income is up by 27% year-on-year and by 2.5% since the previous quarter
Credit Acceptance's operating margin has increased by 22% YoY and by 2.3% from the previous quarter

Price vs fundamentals

How does CACC's price correlate with its fundamentals

Growth

What is Credit Acceptance's growth rate over time

Valuation

What is Credit Acceptance stock price valuation
CACC P/E details
P/E
15.6
P/B
4.53
P/S
2.94
EV/EBIT
11.87
EV/EBITDA
11.59
EV/Sales
5.38
CACC's EPS has surged by 72% year-on-year and by 10% since the previous quarter
CACC's price to earnings (P/E) is 23% higher than its last 4 quarters average of 12.3 but 12% lower than its 5-year quarterly average of 17.2
The stock's price to book (P/B) is 32% more than its last 4 quarters average of 3.3 and 15% more than its 5-year quarterly average of 3.8
The equity has contracted by 12% YoY
The stock's price to sales (P/S) is 24% more than its last 4 quarters average of 2.3 but 14% less than its 5-year quarterly average of 3.3
The revenue has grown by 4.5% YoY

Efficiency

How efficient is Credit Acceptance business performance
Credit Acceptance's ROE has soared by 69% YoY and by 11% from the previous quarter
The return on assets has surged by 58% year-on-year and by 8% since the previous quarter
Credit Acceptance's return on invested capital has increased by 26% YoY and by 4.3% QoQ
CACC's return on sales is up by 22% year-on-year and by 2.3% since the previous quarter

Dividends

What is CACC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CACC.

Financial health

How did Credit Acceptance financials performed over time
CACC's total assets is 21% greater than its total liabilities
CACC's total assets is down by 6% year-on-year
Credit Acceptance's total liabilities has decreased by 4.9% YoY
The equity has contracted by 12% YoY
CACC's debt to equity is up by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.