- Stocks
- Financial Services
- NASDAQ: CACC

Price (delayed)

$345.87

Market cap

$6.1B

P/E Ratio

15.04

Dividend/share

N/A

EPS

$22.99

Enterprise value

$10.32B

Sector: Financial Services

Industry: Credit Services

The gross profit rose by 11% YoY and by 3.1% QoQ

The revenue has grown by 11% YoY and by 3.1% from the previous quarter

The net income has decreased by 36% YoY but it has increased by 23% from the previous quarter

CACC's EPS is down by 32% year-on-year but it is up by 27% since the previous quarter

What are the main financial stats of CACC

Market
Valuations
Earnings

Shares outstanding

17.65M

Market cap

$6.1B

Enterprise value

$10.32B

Price to earnings (P/E)

15.04

Price to book (P/B)

2.64

Price to sales (P/S)

3.84

EV/EBIT

13.83

EV/EBITDA

13.41

EV/Sales

6.42

Revenue

$1.61B

EBIT

$746.5M

EBITDA

$769.8M

Free cash flow

$976.4M

Per share
Balance sheet
Liquidity

EPS

$22.99

Free cash flow per share

$54.72

Book value per share

$130.8

Revenue per share

$90.1

TBVPS

$415.89

Total assets

$7.42B

Total liabilities

$5.11B

Debt

$4.62B

Equity

$2.31B

Working capital

N/A

Debt to equity

2

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

5.48

Margins
Efficiency
Dividend

EBITDA margin

47.9%

Gross margin

100%

Net margin

25.9%

Operating margin

47%

Return on assets

5.7%

Return on equity

19.2%

Return on invested capital

6.4%

Return on capital employed

N/A

Return on sales

46.4%

Dividend yield

N/A

DPS

N/A

Payout ratio

N/A

How has the Credit Acceptance stock price performed over time

Intraday

0%

1 week

-2.66%

1 month

3%

1 year

-23.61%

YTD

-0.08%

QTD

-0.08%

How have Credit Acceptance's revenue and profit performed over time

Revenue

$1.61B

Gross profit

$1.61B

Operating income

$755.7M

Net income

$416.6M

Gross margin

100%

Net margin

25.9%

The net margin has contracted by 42% YoY but it has grown by 19% from the previous quarter

The net income has decreased by 36% YoY but it has increased by 23% from the previous quarter

Credit Acceptance's operating margin has decreased by 34% YoY but it has increased by 11% from the previous quarter

CACC's operating income is down by 27% year-on-year but it is up by 15% since the previous quarter

What is Credit Acceptance's growth rate over time

What is Credit Acceptance stock price valuation

P/E

15.04

P/B

2.64

P/S

3.84

EV/EBIT

13.83

EV/EBITDA

13.41

EV/Sales

6.42

CACC's EPS is down by 32% year-on-year but it is up by 27% since the previous quarter

CACC's price to earnings (P/E) is 9% higher than its 5-year quarterly average of 13.8 but 3.6% lower than its last 4 quarters average of 15.6

The stock's price to book (P/B) is 29% less than its 5-year quarterly average of 3.7 and 12% less than its last 4 quarters average of 3.0

The equity has grown by 12% from the previous quarter but it has contracted by 3.1% YoY

The stock's price to sales (P/S) is 25% less than its 5-year quarterly average of 5.1 and 11% less than its last 4 quarters average of 4.3

The revenue has grown by 11% YoY and by 3.1% from the previous quarter

How efficient is Credit Acceptance business performance

The return on assets has declined by 41% year-on-year but it is up by 21% since the previous quarter

Credit Acceptance's ROE has decreased by 36% YoY but it has increased by 24% from the previous quarter

CACC's return on sales is down by 35% year-on-year but it is up by 11% since the previous quarter

Credit Acceptance's return on invested capital has decreased by 35% YoY but it has increased by 12% QoQ

What is CACC's dividend

DPS

N/A

Dividend yield

N/A

Payout ratio

N/A

There are no recent dividends present for CACC.

How did Credit Acceptance financials performed over time

CACC's total assets is 45% greater than its total liabilities

Credit Acceptance's total liabilities has increased by 9% YoY but it has decreased by 3% from the previous quarter

The debt is 100% more than the equity

CACC's debt to equity is down by 14% since the previous quarter but it is up by 12% year-on-year

The equity has grown by 12% from the previous quarter but it has contracted by 3.1% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.