CACC Credit Acceptance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CACC

Price (delayed)

$527.68

Market cap

$8.27B

P/E Ratio

10.15

Dividend/share

N/A

EPS

$52

Enterprise value

$12.19B

Highlights
CACC's EPS has surged by 187% year-on-year and by 29% since the previous quarter
The net income has soared by 165% YoY and by 27% from the previous quarter
Sector: Financial Services
Industry: Credit Services
Peers: SC CIT ALLY FNMA

Key stats

What are the main financial stats of CACC
Market
Shares outstanding
15.67M
Market cap
$8.27B
Enterprise value
$12.19B
Valuations
Price to earnings (P/E)
10.15
Price to book (P/B)
3.68
Price to sales (P/S)
4.93
EV/EBIT
8.99
EV/EBITDA
8.82
EV/Sales
6.78
Earnings
Revenue
$1.8B
EBIT
$1.36B
EBITDA
$1.38B
Free cash flow
$1.14B
Per share
EPS
$52
Free cash flow per share
$68.02
Book value per share
$143.2
Revenue per share
$107
TBVPS
$464.64
Balance sheet
Total assets
$7.8B
Total liabilities
$5.41B
Debt
$4.78B
Equity
$2.39B
Working capital
N/A
Liquidity
Debt to equity
2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.84
Margins
EBITDA margin
76.9%
Gross margin
100%
Net margin
50%
Operating margin
75.5%
Efficiency
Return on assets
11.8%
Return on equity
38.4%
Return on invested capital
11.6%
Return on capital employed
N/A
Return on sales
75.5%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CACC stock price

How has the Credit Acceptance stock price performed over time
Intraday
8.85%
1 week
10.79%
1 month
16.43%
1 year
12.77%
YTD
52.45%
QTD
16.2%

Financial performance

How have Credit Acceptance's revenue and profit performed over time
Revenue
$1.8B
Gross profit
$1.8B
Operating income
$1.36B
Net income
$899.1M
Gross margin
100%
Net margin
50%
The net income has soared by 165% YoY and by 27% from the previous quarter
The net margin has soared by 129% YoY and by 23% from the previous quarter
CACC's operating income has surged by 105% year-on-year and by 22% since the previous quarter
Credit Acceptance's operating margin has soared by 78% YoY and by 18% from the previous quarter

Growth

What is Credit Acceptance's growth rate over time

Valuation

What is Credit Acceptance stock price valuation
P/E
10.15
P/B
3.68
P/S
4.93
EV/EBIT
8.99
EV/EBITDA
8.82
EV/Sales
6.78
CACC's EPS has surged by 187% year-on-year and by 29% since the previous quarter
CACC's price to earnings (P/E) is 25% lower than its 5-year quarterly average of 13.5 and 14% lower than its last 4 quarters average of 11.8
The stock's price to book (P/B) is 36% more than its last 4 quarters average of 2.7 and 5% more than its 5-year quarterly average of 3.5
The equity has grown by 16% YoY
The stock's price to sales (P/S) is 30% more than its last 4 quarters average of 3.8
The revenue has grown by 15% YoY and by 3.8% from the previous quarter

Efficiency

How efficient is Credit Acceptance business performance
The return on assets has surged by 151% year-on-year and by 26% since the previous quarter
Credit Acceptance's ROE has soared by 148% YoY and by 23% from the previous quarter
Credit Acceptance's return on invested capital has surged by 104% YoY and by 22% QoQ
CACC's return on sales has surged by 81% year-on-year and by 18% since the previous quarter

Dividends

What is CACC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CACC.

Financial health

How did Credit Acceptance financials performed over time
CACC's total assets is 44% greater than its total liabilities
CACC's total assets is up by 6% year-on-year
Credit Acceptance's total liabilities has increased by 2.6% YoY
The debt is 100% more than the equity
The equity has grown by 16% YoY
CACC's debt to equity is down by 14% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.