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CACC Credit Acceptance Corp
- Stocks
- Financial Services
- NASDAQ: CACC
Price (delayed)
$483.3
Market cap
$5.61B
P/E Ratio
20.38
Dividend/share
N/A
EPS
$23.72
Enterprise value
$11.19B
Since 1972, Credit Acceptance has offered financing programs that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. Its financing programs are offered through a nationwide
Highlights
The gross profit rose by 24% YoY and by 7% QoQ
CACC's EPS is up by 21% year-on-year and by 18% since the previous quarter
CACC's price to earnings (P/E) is 28% lower than its last 4 quarters average of 27.8 but 15% higher than its 5-year quarterly average of 17.4
The equity has grown by 3.6% YoY but it has contracted by 2.2% from the previous quarter
The debt has grown by 19% YoY and by 6% from the previous quarter
Key stats
What are the main financial stats of CACC
Market
Valuations
Earnings
Shares outstanding
11.6M
Market cap
$5.61B
Enterprise value
$11.19B
Price to earnings (P/E)
20.38
Price to book (P/B)
3.4
Price to sales (P/S)
2.63
EV/EBIT
13.54
EV/EBITDA
13.1
EV/Sales
5.03
Revenue
$2.23B
Gross profit
$1.36B
Operating income
$827.7M
Net income
$289.9M
EBIT
$826.5M
EBITDA
$854.1M
Free cash flow
$1.18B
Per share
Balance sheet
Liquidity
EPS
$23.72
EPS diluted
$23.38
Free cash flow per share
$97.22
Book value per share
$142.2
Revenue per share
$184.06
TBVPS
$765.69
Total assets
$9.26B
Total liabilities
$7.55B
Debt
$6.71B
Equity
$1.71B
Working capital
N/A
Debt to equity
3.92
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.54
Margins
Efficiency
Dividend
EBITDA margin
38.4%
Gross margin
61.2%
Net margin
13%
Operating margin
37.2%
Return on assets
3.3%
Return on equity
17.4%
Return on invested capital
5.8%
Return on capital employed
N/A
Return on sales
37.1%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CACC stock price
How has the Credit Acceptance stock price performed over time
Intraday
1.85%
1 week
1.26%
1 month
-2.75%
1 year
-0.41%
YTD
2.95%
QTD
-6.4%
Financial performance
How have Credit Acceptance's revenue and profit performed over time
Revenue
$2.23B
Gross profit
$1.36B
Operating income
$827.7M
Net income
$289.9M
Gross margin
61.2%
Net margin
13%
CACC's operating income is up by 31% year-on-year and by 11% since the previous quarter
The gross profit rose by 24% YoY and by 7% QoQ
The net income has increased by 17% from the previous quarter and by 16% YoY
Credit Acceptance's operating margin has increased by 15% YoY and by 8% from the previous quarter
Price vs fundamentals
How does CACC's price correlate with its fundamentals
Growth
What is Credit Acceptance's growth rate over time
Valuation
What is Credit Acceptance stock price valuation
P/E
20.38
P/B
3.4
P/S
2.63
EV/EBIT
13.54
EV/EBITDA
13.1
EV/Sales
5.03
CACC's price to earnings (P/E) is 28% lower than its last 4 quarters average of 27.8 but 15% higher than its 5-year quarterly average of 17.4
CACC's EPS is up by 21% year-on-year and by 18% since the previous quarter
The stock's price to book (P/B) is 10% less than its 5-year quarterly average of 3.7 and 4.6% less than its last 4 quarters average of 3.5
The equity has grown by 3.6% YoY but it has contracted by 2.2% from the previous quarter
The stock's price to sales (P/S) is 30% less than its 5-year quarterly average of 3.7 and 8% less than its last 4 quarters average of 2.8
The revenue has grown by 14% YoY and by 2.9% from the previous quarter
Efficiency
How efficient is Credit Acceptance business performance
Credit Acceptance's ROE has increased by 19% YoY and by 16% from the previous quarter
CACC's return on sales is up by 15% year-on-year and by 7% since the previous quarter
The return on assets is up by 14% since the previous quarter
Credit Acceptance's return on invested capital has increased by 12% YoY and by 7% QoQ
Dividends
What is CACC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for CACC.
Financial health
How did Credit Acceptance financials performed over time
CACC's total assets is 23% greater than its total liabilities
Credit Acceptance's total liabilities has increased by 17% YoY and by 6% from the previous quarter
CACC's total assets is up by 14% year-on-year and by 4.6% since the previous quarter
The debt has grown by 19% YoY and by 6% from the previous quarter
CACC's debt to equity is up by 15% year-on-year and by 8% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.