CACC Credit Acceptance Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CACC

Price (delayed)

$604.26

Market cap

$6.27B

P/E Ratio

13.05

Dividend/share

N/A

EPS

$46.3

Enterprise value

$12.07B

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Relative Growth: Rel. Growth: 63
Relative Strength: Rel. Strength: 68
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 91

We make vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers regardless of their credit history. Our financing programs are offered through ...

Highlights
CACC's EPS is up by 32% year-on-year and by 13% since the previous quarter
The net income has increased by 18% YoY and by 11% from the previous quarter
CACC's price to earnings (P/E) is 23% lower than its 5-year quarterly average of 17.0 but 8% higher than its last 4 quarters average of 12.1
Sector: Financial Services
Industry: Credit Services
Website: http://www.creditacceptance.com
Peers: ALLY FNMA ASPS RM

Key stats

What are the main financial stats of CACC

CACC stock price

How has the Credit Acceptance stock price performed over time
Intraday
0.2%
1 week
5.91%
1 month
5.26%
1 year
17.94%
YTD
36.26%
QTD
-5.1%

Financial performance

How have Credit Acceptance's revenue and profit performed over time
Revenue
$2.33B
Gross profit
$1.68B
Operating income
$1.1B
Net income
$501.9M
Gross margin
72.1%
Net margin
21.5%
The net income has increased by 18% YoY and by 11% from the previous quarter
The net margin has grown by 15% YoY and by 10% from the previous quarter
CACC's operating income is up by 8% year-on-year and by 3.8% since the previous quarter
The gross profit rose by 8% YoY

Price vs fundamentals

How does CACC's price correlate with its fundamentals

Growth

What is Credit Acceptance's growth rate over time

Valuation

What is Credit Acceptance stock price valuation
CACC P/E details
P/E
13.05
P/B
3.98
P/S
2.72
EV/EBIT
11.02
EV/EBITDA
10.78
EV/Sales
5.18
CACC's EPS is up by 32% year-on-year and by 13% since the previous quarter
CACC's price to earnings (P/E) is 23% lower than its 5-year quarterly average of 17.0 but 8% higher than its last 4 quarters average of 12.1
The stock's price to book (P/B) is 17% more than its last 4 quarters average of 3.4 and 4.7% more than its 5-year quarterly average of 3.8
The equity has grown by 4.9% from the previous quarter and by 2.2% YoY
The stock's price to sales (P/S) is 18% more than its last 4 quarters average of 2.3 but 18% less than its 5-year quarterly average of 3.3
The revenue has grown by 2.6% YoY

Efficiency

How efficient is Credit Acceptance business performance
Credit Acceptance's ROE has increased by 27% YoY and by 10% from the previous quarter
The return on assets is up by 21% year-on-year and by 12% since the previous quarter
Credit Acceptance's return on invested capital has increased by 9% YoY and by 4.1% QoQ
CACC's return on sales is up by 5% year-on-year and by 3.5% since the previous quarter

Dividends

What is CACC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CACC.

Financial health

How did Credit Acceptance financials performed over time
CACC's total assets is 23% greater than its total liabilities
Credit Acceptance's total liabilities has decreased by 2% from the previous quarter
CACC's debt to equity is down by 6% since the previous quarter and by 4.8% year-on-year
The equity has grown by 4.9% from the previous quarter and by 2.2% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.