CACC Credit Acceptance Corp

Price (delayed)

$515.62

Market cap

$6.78B

P/E Ratio

8.21

Dividend/share

N/A

EPS

$62.84

Enterprise value

$11.02B

Since 1972, Credit Acceptance has offered financing programs that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. Its financing programs are offered through a nationwide ...

Highlights
CACC's EPS has surged by 56% year-on-year and by 5% since the previous quarter
CACC's price to earnings (P/E) is 40% lower than its 5-year quarterly average of 13.1 and 21% lower than its last 4 quarters average of 10.0
The equity has contracted by 31% YoY and by 11% from the previous quarter
The debt has grown by 2.7% from the previous quarter

Key stats

What are the main financial stats of CACC
Market
Shares outstanding
13.14M
Market cap
$6.78B
Enterprise value
$11.02B
Valuations
Price to earnings (P/E)
8.21
Price to book (P/B)
4.47
Price to sales (P/S)
3.95
EV/EBIT
7.66
EV/EBITDA
7.52
EV/Sales
5.92
Earnings
Revenue
$1.86B
EBIT
$1.44B
EBITDA
$1.46B
Free cash flow
$1.11B
Per share
EPS
$62.84
Free cash flow per share
$77.92
Book value per share
$115.4
Revenue per share
$130.41
TBVPS
$493.27
Balance sheet
Total assets
$7.04B
Total liabilities
$5.41B
Debt
$4.74B
Equity
$1.63B
Working capital
N/A
Liquidity
Debt to equity
2.91
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.9
Margins
EBITDA margin
78.7%
Gross margin
100%
Net margin
52.2%
Operating margin
77.3%
Efficiency
Return on assets
13.3%
Return on equity
49.8%
Return on invested capital
12.6%
Return on capital employed
N/A
Return on sales
77.3%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CACC stock price

How has the Credit Acceptance stock price performed over time
Intraday
3.63%
1 week
8.92%
1 month
-11.52%
1 year
17.75%
YTD
-25.02%
QTD
8.92%

Financial performance

How have Credit Acceptance's revenue and profit performed over time
Revenue
$1.86B
Gross profit
$1.86B
Operating income
$1.44B
Net income
$970.5M
Gross margin
100%
Net margin
52.2%
The net income has increased by 37% YoY
CACC's operating income is up by 29% year-on-year
The net margin has grown by 28% YoY
Credit Acceptance's operating margin has increased by 21% YoY

Growth

What is Credit Acceptance's growth rate over time

Valuation

What is Credit Acceptance stock price valuation
P/E
8.21
P/B
4.47
P/S
3.95
EV/EBIT
7.66
EV/EBITDA
7.52
EV/Sales
5.92
CACC's EPS has surged by 56% year-on-year and by 5% since the previous quarter
CACC's price to earnings (P/E) is 40% lower than its 5-year quarterly average of 13.1 and 21% lower than its last 4 quarters average of 10.0
The equity has contracted by 31% YoY and by 11% from the previous quarter
The stock's price to book (P/B) is 16% more than its 5-year quarterly average of 3.7 but 4.2% less than its last 4 quarters average of 4.5
The stock's price to sales (P/S) is 25% less than its 5-year quarterly average of 5.1 and 22% less than its last 4 quarters average of 4.9
The revenue has grown by 7% YoY

Efficiency

How efficient is Credit Acceptance business performance
Credit Acceptance's ROE has soared by 59% YoY and by 11% from the previous quarter
The return on assets is up by 41% year-on-year and by 3.1% since the previous quarter
Credit Acceptance's return on invested capital has increased by 33% YoY
CACC's return on sales is up by 21% year-on-year

Dividends

What is CACC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CACC.

Financial health

How did Credit Acceptance financials performed over time
CACC's total assets is 30% greater than its total liabilities
CACC's total assets is down by 9% year-on-year
Credit Acceptance's total liabilities has increased by 3.5% from the previous quarter
The debt is 191% more than the equity
CACC's debt to equity is up by 46% year-on-year and by 15% since the previous quarter
The equity has contracted by 31% YoY and by 11% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.