CAC Camden National Corp
Price (delayed)
$37.32
Market cap
$629.39M
P/E Ratio
10.28
Dividend/share
$1.68
EPS
$3.63
Enterprise value
$959.38M
Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a
Highlights
CAC's EPS is up by 22% YoY and by 13% QoQ
Camden National's net income has increased by 22% YoY and by 13% QoQ
Camden National's debt has increased by 2.8% YoY but it has decreased by 2.8% from the previous quarter
Key stats
What are the main financial stats of CAC
Market
Valuations
Earnings
Shares outstanding
16.86M
Market cap
$629.39M
Enterprise value
$959.38M
Price to earnings (P/E)
10.28
Price to book (P/B)
1.02
Price to sales (P/S)
3.07
EV/EBIT
14.66
EV/EBITDA
13.6
EV/Sales
5.41
Revenue
$177.4M
Gross profit
$177.4M
Operating income
$65.46M
Net income
$53M
EBIT
$65.46M
EBITDA
$70.55M
Free cash flow
$55.36M
Per share
Balance sheet
Liquidity
EPS
$3.63
EPS diluted
$3.62
Free cash flow per share
$3.8
Book value per share
$36.44
Revenue per share
$12.17
TBVPS
$391.65
Total assets
$5.81B
Total liabilities
$5.27B
Debt
$544.95M
Equity
$531.23M
Working capital
N/A
Debt to equity
1.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.68
Margins
Efficiency
Dividend
EBITDA margin
39.8%
Gross margin
100%
Net margin
29.9%
Operating margin
36.9%
Return on assets
0.9%
Return on equity
10.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
36.9%
Dividend yield
4.5%
DPS
$1.68
Payout ratio
46.3%
CAC stock price
How has the Camden National stock price performed over time
Intraday
-1.11%
1 week
0.78%
1 month
-9.06%
1 year
24.15%
YTD
-12.68%
QTD
-7.78%
Financial performance
How have Camden National's revenue and profit performed over time
Revenue
$177.4M
Gross profit
$177.4M
Operating income
$65.46M
Net income
$53M
Gross margin
100%
Net margin
29.9%
CAC's operating income is up by 22% YoY and by 14% QoQ
Camden National's net income has increased by 22% YoY and by 13% QoQ
Camden National's net margin has increased by 11% YoY and by 8% from the previous quarter
CAC's revenue is up by 10% year-on-year and by 5% since the previous quarter
Growth
What is Camden National's growth rate over time
Valuation
What is Camden National stock price valuation
P/E
10.28
P/B
1.02
P/S
3.07
EV/EBIT
14.66
EV/EBITDA
13.6
EV/Sales
5.41
CAC's EPS is up by 22% YoY and by 13% QoQ
CAC's P/E is 12% below its last 4 quarters average of 11.7
The P/B is 15% less than the 5-year quarterly average of 1.2 and 7% less than the last 4 quarters average of 1.1
CAC's equity is up by 7% year-on-year
CAC's revenue is up by 10% year-on-year and by 5% since the previous quarter
The P/S is 7% lower than the 5-year quarterly average of 3.3 and 7% lower than the last 4 quarters average of 3.3
Efficiency
How efficient is Camden National business performance
Camden National's ROIC has increased by 22% from the previous quarter and by 22% YoY
CAC's ROA is up by 13% since the previous quarter and by 13% year-on-year
CAC's ROE is up by 11% since the previous quarter and by 11% year-on-year
CAC's ROS is up by 10% YoY and by 9% QoQ
Dividends
What is CAC's dividend history
DPS
$1.68
Dividend yield
4.5%
Payout ratio
46.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Camden National financials performed over time
Camden National's total assets is 10% higher than its total liabilities
Camden National's debt is 2.6% more than its equity
CAC's equity is up by 7% year-on-year
Camden National's debt to equity has decreased by 3.7% YoY and by 2.8% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.