CAC Camden National Corp

Price (delayed)

$31.35

Market cap

$456.4M

P/E Ratio

9.11

Dividend/share

$1.68

EPS

$3.44

Enterprise value

$759.35M

Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a ...

Highlights
CAC's equity is up by 7% year-on-year
CAC's P/E is 10% below its 5-year quarterly average of 10.1 but 2.4% above its last 4 quarters average of 8.9
Camden National's net income has decreased by 20% YoY and by 8% QoQ
CAC's EPS is down by 19% YoY and by 8% QoQ

Key stats

What are the main financial stats of CAC
Market
Shares outstanding
14.56M
Market cap
$456.4M
Enterprise value
$759.35M
Valuations
Price to book (P/B)
0.98
Price to sales (P/S)
2.69
EV/EBIT
12.08
EV/EBITDA
10.76
EV/Sales
4.48
Earnings
Revenue
$169.37M
EBIT
$62.86M
EBITDA
$70.54M
Free cash flow
$96.71M
Per share
EPS
$3.44
Free cash flow per share
$6.64
Book value per share
$31.83
Revenue per share
$11.64
TBVPS
$390.48
Balance sheet
Total assets
$5.78B
Total liabilities
$5.32B
Debt
$514.47M
Equity
$463.3M
Working capital
N/A
Liquidity
Debt to equity
1.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.29
Margins
EBITDA margin
41.7%
Gross margin
100%
Net margin
29.7%
Operating margin
37.1%
Efficiency
Return on assets
0.9%
Return on equity
10.9%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
37.1%
Dividend
Dividend yield
5.36%
DPS
$1.68
Payout ratio
48.8%

CAC stock price

How has the Camden National stock price performed over time
Intraday
-1.35%
1 week
-0.92%
1 month
-11.29%
1 year
-24.24%
YTD
-16.69%
QTD
-16.69%

Financial performance

How have Camden National's revenue and profit performed over time
Revenue
$169.37M
Gross profit
$169.37M
Operating income
$62.86M
Net income
$50.25M
Gross margin
100%
Net margin
29.7%
Camden National's net income has decreased by 20% YoY and by 8% QoQ
CAC's operating income is down by 20% YoY and by 9% QoQ
The operating margin has contracted by 12% YoY and by 4.9% from the previous quarter
Camden National's net margin has decreased by 12% YoY and by 4.5% from the previous quarter

Growth

What is Camden National's growth rate over time

Valuation

What is Camden National stock price valuation
P/E
9.11
P/B
0.98
P/S
2.69
EV/EBIT
12.08
EV/EBITDA
10.76
EV/Sales
4.48
CAC's EPS is down by 19% YoY and by 8% QoQ
CAC's P/E is 10% below its 5-year quarterly average of 10.1 but 2.4% above its last 4 quarters average of 8.9
The P/B is 18% less than the 5-year quarterly average of 1.2 and 11% less than the last 4 quarters average of 1.1
CAC's equity is up by 7% year-on-year
The P/S is 21% lower than the 5-year quarterly average of 3.4 and 3.9% lower than the last 4 quarters average of 2.8
CAC's revenue is down by 9% year-on-year and by 3.8% since the previous quarter

Efficiency

How efficient is Camden National business performance
Camden National's ROIC has decreased by 21% YoY and by 8% from the previous quarter
CAC's ROA is down by 18% year-on-year and by 10% since the previous quarter
CAC's ROE is down by 17% year-on-year and by 10% since the previous quarter
CAC's ROS is down by 12% YoY and by 4.9% QoQ

Dividends

What is CAC's dividend history
DPS
$1.68
Dividend yield
5.36%
Payout ratio
48.8%
Recent dividends

Financial health

How did Camden National financials performed over time
Camden National's total assets is 9% higher than its total liabilities
The total liabilities has grown by 3.8% YoY
Camden National's total assets has increased by 4.1% YoY
Camden National's debt is 11% more than its equity
Camden National's debt has increased by 11% YoY and by 4.5% from the previous quarter
CAC's equity is up by 7% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.