CAC Camden National Corp

Price (delayed)

$47.93

Market cap

$716.17M

P/E Ratio

10.92

Dividend/share

$1.35

EPS

$4.39

Enterprise value

$593.66M

Sector: Financial Services
Industry: Banks - Regional

Highlights

Camden National's debt has decreased by 42% YoY
CAC's EPS is up by 19% YoY and by 11% QoQ
CAC's P/E is 25% below its 5-year quarterly average of 14.5 but 16% above its last 4 quarters average of 9.4

Key stats

What are the main financial stats of CAC
Market
Shares outstanding
14.94M
Market cap
$716.17M
Enterprise value
$593.66M
Valuations
Price to earnings (P/E)
10.92
Price to book (P/B)
1.34
Price to sales (P/S)
3.92
EV/EBIT
7.23
EV/EBITDA
6.47
EV/Sales
3.25
Earnings
Revenue
$182.46M
EBIT
$82.14M
EBITDA
$91.79M
Free cash flow
$111.32M
Per share
EPS
$4.39
Free cash flow per share
$7.46
Book value per share
$35.68
Revenue per share
$12.23
TBVPS
$334.66
Balance sheet
Total assets
$5.09B
Total liabilities
$4.56B
Debt
$245.74M
Equity
$532.12M
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.33
Margins
EBITDA margin
50.3%
Gross margin
100%
Net margin
36%
Operating margin
45%
Efficiency
Return on assets
1.3%
Return on equity
12.6%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
45%
Dividend
Dividend yield
2.82%
DPS
$1.35
Payout ratio
30.8%

CAC stock price

How has the Camden National stock price performed over time
Intraday
0.06%
1 week
0.67%
1 month
0.78%
1 year
73.79%
YTD
33.96%
QTD
0.15%

Financial performance

How have Camden National's revenue and profit performed over time
Revenue
$182.46M
Gross profit
$182.46M
Operating income
$82.14M
Net income
$65.73M
Gross margin
100%
Net margin
36%
Camden National's net income has increased by 17% YoY and by 11% QoQ
CAC's operating income is up by 16% YoY and by 10% QoQ
The gross profit has increased by 9% YoY and by 4.6% from the previous quarter
CAC's revenue is up by 9% year-on-year and by 4.6% since the previous quarter

Growth

What is Camden National's growth rate over time

Valuation

What is Camden National stock price valuation
P/E
10.92
P/B
1.34
P/S
3.92
EV/EBIT
7.23
EV/EBITDA
6.47
EV/Sales
3.25
CAC's P/E is 25% below its 5-year quarterly average of 14.5 but 16% above its last 4 quarters average of 9.4
CAC's EPS is up by 19% YoY and by 11% QoQ
The P/B is 22% more than the last 4 quarters average of 1.1 but 4.3% less than the 5-year quarterly average of 1.4
CAC's equity is up by 8% year-on-year
The P/S is 23% higher than the last 4 quarters average of 3.2
CAC's revenue is up by 9% year-on-year and by 4.6% since the previous quarter

Efficiency

How efficient is Camden National business performance
Camden National's ROIC has increased by 13% from the previous quarter and by 13% YoY
CAC's ROE is up by 9% since the previous quarter and by 7% year-on-year
CAC's ROA is up by 8% since the previous quarter
CAC's ROS is up by 7% YoY and by 5% QoQ

Dividends

What is CAC's dividend history
DPS
$1.35
Dividend yield
2.82%
Payout ratio
30.8%
Recent dividends

Financial health

How did Camden National financials performed over time
Camden National's total assets is 12% higher than its total liabilities
Camden National's total assets has increased by 11% YoY and by 3.9% QoQ
The total liabilities has grown by 11% YoY and by 4.3% from the previous quarter
Camden National's debt is 54% less than its equity
Camden National's debt to equity has decreased by 46% YoY and by 2.1% from the previous quarter
Camden National's debt has decreased by 42% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.