CAC Camden National Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CAC

Price (delayed)

$30.06

Market cap

$437.88M

P/E Ratio

10.09

Dividend/share

$1.68

EPS

$2.98

Enterprise value

$868.01M

Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a ...

Highlights
CAC's equity is up by 10% year-on-year and by 7% since the previous quarter
Camden National's debt has soared by 71% YoY and by 3% from the previous quarter
Camden National's net income has decreased by 29% YoY and by 14% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.camdennational.com
Peers: BHB FNLC WBS INDB

Key stats

What are the main financial stats of CAC
Market
Shares outstanding
14.57M
Market cap
$437.88M
Enterprise value
$868.01M
Valuations
Price to earnings (P/E)
10.09
Price to book (P/B)
0.88
Price to sales (P/S)
2.72
EV/EBIT
16.12
EV/EBITDA
14.58
EV/Sales
5.38
Earnings
Revenue
$161.2M
EBIT
$53.84M
EBITDA
$59.52M
Free cash flow
$64.89M
Per share
EPS
$2.98
Free cash flow per share
$4.46
Book value per share
$34.01
Revenue per share
$11.07
TBVPS
$385.82
Balance sheet
Total assets
$5.71B
Total liabilities
$5.22B
Debt
$529.94M
Equity
$495.06M
Working capital
N/A
Liquidity
Debt to equity
1.07
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.23
Margins
EBITDA margin
36.9%
Gross margin
100%
Net margin
26.9%
Operating margin
33.4%
Efficiency
Return on assets
0.8%
Return on equity
9.2%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
33.4%
Dividend
Dividend yield
5.59%
DPS
$1.68
Payout ratio
56.4%

CAC stock price

How has the Camden National stock price performed over time
Intraday
4.7%
1 week
2.56%
1 month
-1.86%
1 year
-10.75%
YTD
-20.12%
QTD
-10.32%

Financial performance

How have Camden National's revenue and profit performed over time
Revenue
$161.2M
Gross profit
$161.2M
Operating income
$53.84M
Net income
$43.38M
Gross margin
100%
Net margin
26.9%
CAC's operating income is down by 30% YoY and by 14% QoQ
Camden National's net income has decreased by 29% YoY and by 14% QoQ
The operating margin has contracted by 20% YoY and by 10% from the previous quarter
Camden National's net margin has decreased by 19% YoY and by 9% from the previous quarter

Growth

What is Camden National's growth rate over time

Valuation

What is Camden National stock price valuation
CAC P/E details
P/E
10.09
P/B
0.88
P/S
2.72
EV/EBIT
16.12
EV/EBITDA
14.58
EV/Sales
5.38
CAC's EPS is down by 29% YoY and by 13% QoQ
CAC's P/E is 5% above its last 4 quarters average of 9.6
The P/B is 27% less than the 5-year quarterly average of 1.2 and 12% less than the last 4 quarters average of 1.0
CAC's equity is up by 10% year-on-year and by 7% since the previous quarter
The P/S is 20% lower than the 5-year quarterly average of 3.4 and 2.9% lower than the last 4 quarters average of 2.8
CAC's revenue is down by 12% year-on-year and by 4.8% since the previous quarter

Efficiency

How efficient is Camden National business performance
Camden National's ROIC has decreased by 36% YoY and by 18% from the previous quarter
CAC's ROE is down by 32% year-on-year and by 16% since the previous quarter
CAC's ROA is down by 27% year-on-year and by 11% since the previous quarter
CAC's ROS is down by 20% YoY and by 10% QoQ

Dividends

What is CAC's dividend history
Dividend details
DPS
$1.68
Dividend yield
5.59%
Payout ratio
56.4%
Recent dividends

Financial health

How did Camden National financials performed over time
Camden National's total assets is 9% higher than its total liabilities
Camden National's debt is 7% more than its equity
Camden National's debt has soared by 71% YoY and by 3% from the previous quarter
Camden National's debt to equity has soared by 55% YoY but it has decreased by 3.6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.