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CAC Camden National Corp

Price (delayed)

$46.755

Market cap

$681.56M

P/E Ratio

14.52

Dividend/share

$1.68

EPS

$3.22

Enterprise value

$1.1B

Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a ...

Highlights
CAC's equity is up by 14% year-on-year and by 4.3% since the previous quarter
The gross profit has increased by 4% from the previous quarter
Camden National's debt has increased by 9% YoY but it has decreased by 6% from the previous quarter
CAC's EPS is up by 8% QoQ but it is down by 6% YoY
CAC's P/E is 42% above its 5-year quarterly average of 10.2 and 22% above its last 4 quarters average of 11.9

Key stats

What are the main financial stats of CAC
Market
Shares outstanding
14.58M
Market cap
$681.56M
Enterprise value
$1.1B
Valuations
Price to book (P/B)
1.29
Price to sales (P/S)
4.04
EV/EBIT
19.23
EV/EBITDA
18.17
EV/Sales
6.53
Earnings
Revenue
$168.76M
EBIT
$57.34M
EBITDA
$60.7M
Free cash flow
$2.01M
Per share
EPS
$3.22
Free cash flow per share
$0.14
Book value per share
$36.36
Revenue per share
$11.58
TBVPS
$387.63
Balance sheet
Total assets
$5.75B
Total liabilities
$5.22B
Debt
$560.67M
Equity
$529.9M
Working capital
N/A
Liquidity
Debt to equity
1.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.94
Margins
EBITDA margin
36%
Gross margin
100%
Net margin
27.7%
Operating margin
34%
Efficiency
Return on assets
0.8%
Return on equity
9.2%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
34%
Dividend
Dividend yield
3.59%
DPS
$1.68
Payout ratio
52.2%

CAC stock price

How has the Camden National stock price performed over time
Intraday
0.96%
1 week
-1.55%
1 month
15.3%
1 year
39.69%
YTD
24.25%
QTD
13.15%

Financial performance

How have Camden National's revenue and profit performed over time
Revenue
$168.76M
Gross profit
$168.76M
Operating income
$57.34M
Net income
$46.82M
Gross margin
100%
Net margin
27.7%
CAC's operating income is down by 9% YoY but it is up by 7% QoQ
The operating margin has contracted by 8% YoY but it has grown by 3% from the previous quarter
Camden National's net income has increased by 8% QoQ but it has decreased by 7% YoY
Camden National's net margin has decreased by 7% YoY but it has increased by 3.4% from the previous quarter

Growth

What is Camden National's growth rate over time

Valuation

What is Camden National stock price valuation
P/E
14.52
P/B
1.29
P/S
4.04
EV/EBIT
19.23
EV/EBITDA
18.17
EV/Sales
6.53
CAC's P/E is 42% above its 5-year quarterly average of 10.2 and 22% above its last 4 quarters average of 11.9
CAC's EPS is up by 8% QoQ but it is down by 6% YoY
The P/B is 29% more than the last 4 quarters average of 1.0 and 8% more than the 5-year quarterly average of 1.2
CAC's equity is up by 14% year-on-year and by 4.3% since the previous quarter
The P/S is 26% higher than the last 4 quarters average of 3.2 and 22% higher than the 5-year quarterly average of 3.3
CAC's revenue is up by 4% since the previous quarter

Efficiency

How efficient is Camden National business performance
Camden National's ROIC has decreased by 18% YoY
CAC's ROE is down by 16% year-on-year but it is up by 4.5% since the previous quarter
CAC's ROA is down by 11% year-on-year
CAC's ROS is down by 8% YoY but it is up by 3% QoQ

Dividends

What is CAC's dividend history
DPS
$1.68
Dividend yield
3.59%
Payout ratio
52.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Camden National financials performed over time
Camden National's total assets is 10% higher than its total liabilities
Camden National's debt is 6% more than its equity
CAC's equity is up by 14% year-on-year and by 4.3% since the previous quarter
Camden National's debt has increased by 9% YoY but it has decreased by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.