CAC Camden National Corp

Price (delayed)

$48.39

Market cap

$707.71M

P/E Ratio

11.39

Dividend/share

$1.56

EPS

$4.25

Enterprise value

$1.05B

Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a ...

Highlights
CAC's P/E is 12% below its 5-year quarterly average of 13.0 but 10% above its last 4 quarters average of 10.4
Camden National's debt has soared by 94% YoY and by 47% from the previous quarter
CAC's equity is down by 18% year-on-year and by 7% since the previous quarter

Key stats

What are the main financial stats of CAC
Market
Shares outstanding
14.63M
Market cap
$707.71M
Enterprise value
$1.05B
Valuations
Price to earnings (P/E)
11.39
Price to book (P/B)
1.59
Price to sales (P/S)
3.83
EV/EBIT
13.23
EV/EBITDA
11.9
EV/Sales
5.65
Earnings
Revenue
$185.17M
EBIT
$79.17M
EBITDA
$87.98M
Free cash flow
$126.1M
Per share
EPS
$4.25
Free cash flow per share
$8.61
Book value per share
$30.46
Revenue per share
$12.64
TBVPS
$366.5
Balance sheet
Total assets
$5.47B
Total liabilities
$5.02B
Debt
$415.83M
Equity
$446.38M
Working capital
N/A
Liquidity
Debt to equity
0.93
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.86
Margins
EBITDA margin
47.5%
Gross margin
100%
Net margin
34%
Operating margin
42.8%
Efficiency
Return on assets
1.2%
Return on equity
12.5%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
42.8%
Dividend
Dividend yield
3.22%
DPS
$1.56
Payout ratio
36.7%

CAC stock price

How has the Camden National stock price performed over time
Intraday
-1.27%
1 week
5.33%
1 month
10.2%
1 year
4.9%
YTD
0.48%
QTD
9.85%

Financial performance

How have Camden National's revenue and profit performed over time
Revenue
$185.17M
Gross profit
$185.17M
Operating income
$79.17M
Net income
$62.95M
Gross margin
100%
Net margin
34%
Camden National's net income has decreased by 14% YoY and by 4.7% QoQ
CAC's operating income is down by 13% YoY and by 4.7% QoQ
Camden National's net margin has decreased by 10% YoY and by 3.1% from the previous quarter
The operating margin has contracted by 9% YoY and by 3.2% from the previous quarter

Growth

What is Camden National's growth rate over time

Valuation

What is Camden National stock price valuation
P/E
11.39
P/B
1.59
P/S
3.83
EV/EBIT
13.23
EV/EBITDA
11.9
EV/Sales
5.65
CAC's EPS is down by 13% YoY and by 4.3% QoQ
CAC's P/E is 12% below its 5-year quarterly average of 13.0 but 10% above its last 4 quarters average of 10.4
CAC's equity is down by 18% year-on-year and by 7% since the previous quarter
The P/B is 14% more than the 5-year quarterly average of 1.4 and 14% more than the last 4 quarters average of 1.4
CAC's revenue is down by 4.3% year-on-year
The P/S is 3.5% higher than the last 4 quarters average of 3.7

Efficiency

How efficient is Camden National business performance
Camden National's ROIC has decreased by 22% YoY and by 13% from the previous quarter
CAC's ROA is down by 14% year-on-year
CAC's ROS is down by 9% YoY and by 3.2% QoQ
CAC's ROE is down by 9% year-on-year

Dividends

What is CAC's dividend history
DPS
$1.56
Dividend yield
3.22%
Payout ratio
36.7%
Recent dividends

Financial health

How did Camden National financials performed over time
Camden National's total assets is 9% higher than its total liabilities
The total liabilities has grown by 9% YoY
Camden National's total assets has increased by 6% YoY
Camden National's debt is 7% less than its equity
Camden National's debt to equity has soared by 138% YoY and by 60% from the previous quarter
Camden National's debt has soared by 94% YoY and by 47% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.