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CAC Camden National Corp

Price (delayed)

$41.19

Market cap

$600.32M

P/E Ratio

13.78

Dividend/share

$1.68

EPS

$2.99

Enterprise value

$1.09B

Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a ...

Highlights
CAC's equity is up by 9% year-on-year
Camden National's debt has increased by 21% YoY but it has decreased by 8% from the previous quarter
CAC's P/E is 37% above its 5-year quarterly average of 10.0 and 28% above its last 4 quarters average of 10.7
Camden National's net income has decreased by 20% YoY

Key stats

What are the main financial stats of CAC
Market
Shares outstanding
14.57M
Market cap
$600.32M
Enterprise value
$1.09B
Valuations
Price to book (P/B)
1.18
Price to sales (P/S)
3.7
EV/EBIT
20.4
EV/EBITDA
18.55
EV/Sales
6.73
Earnings
Revenue
$162.23M
EBIT
$53.51M
EBITDA
$58.85M
Free cash flow
$64.68M
Per share
EPS
$2.99
Free cash flow per share
$4.43
Book value per share
$34.8
Revenue per share
$11.12
TBVPS
$385.78
Balance sheet
Total assets
$5.72B
Total liabilities
$5.22B
Debt
$596.94M
Equity
$508.29M
Working capital
N/A
Liquidity
Debt to equity
1.17
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.35
Margins
EBITDA margin
36.3%
Gross margin
100%
Net margin
26.8%
Operating margin
33%
Efficiency
Return on assets
0.8%
Return on equity
8.8%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
33%
Dividend
Dividend yield
4.08%
DPS
$1.68
Payout ratio
56.2%

CAC stock price

How has the Camden National stock price performed over time
Intraday
0.39%
1 week
-3.58%
1 month
4.57%
1 year
51.77%
YTD
9.46%
QTD
-0.31%

Financial performance

How have Camden National's revenue and profit performed over time
Revenue
$162.23M
Gross profit
$162.23M
Operating income
$53.51M
Net income
$43.53M
Gross margin
100%
Net margin
26.8%
CAC's operating income is down by 22% YoY
Camden National's net income has decreased by 20% YoY
The operating margin has contracted by 15% YoY
Camden National's net margin has decreased by 14% YoY

Growth

What is Camden National's growth rate over time

Valuation

What is Camden National stock price valuation
P/E
13.78
P/B
1.18
P/S
3.7
EV/EBIT
20.4
EV/EBITDA
18.55
EV/Sales
6.73
CAC's P/E is 37% above its 5-year quarterly average of 10.0 and 28% above its last 4 quarters average of 10.7
CAC's EPS is down by 20% YoY
The P/B is 18% more than the last 4 quarters average of 1.0
CAC's equity is up by 9% year-on-year
The P/S is 23% higher than the last 4 quarters average of 3.0 and 12% higher than the 5-year quarterly average of 3.3
CAC's revenue is down by 8% year-on-year

Efficiency

How efficient is Camden National business performance
CAC's ROE is down by 27% year-on-year and by 3.3% since the previous quarter
Camden National's ROIC has decreased by 25% YoY
CAC's ROA is down by 20% year-on-year
CAC's ROS is down by 15% YoY

Dividends

What is CAC's dividend history
DPS
$1.68
Dividend yield
4.08%
Payout ratio
56.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Camden National financials performed over time
Camden National's total assets is 10% higher than its total liabilities
Camden National's debt is 17% more than its equity
Camden National's debt has increased by 21% YoY but it has decreased by 8% from the previous quarter
Camden National's debt to equity has increased by 11% YoY but it has decreased by 9% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.