CAC Camden National Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CAC

Price (delayed)

$37.58

Market cap

$547.48M

P/E Ratio

8.99

Dividend/share

$1.62

EPS

$4.18

Enterprise value

$781.56M

Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a ...

Highlights
CAC's P/E is 25% below its 5-year quarterly average of 12.0 and 12% below its last 4 quarters average of 10.2
Camden National's debt has decreased by 34% from the previous quarter but it has increased by 21% YoY
CAC's equity is down by 17% year-on-year but it is up by 4.7% since the previous quarter
Camden National's net income has decreased by 11% YoY
CAC's EPS is down by 10% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.camdennational.com
Peers: BHB FNLC WBS INDB

Key stats

What are the main financial stats of CAC
Market
Shares outstanding
14.57M
Market cap
$547.48M
Enterprise value
$781.56M
Valuations
Price to earnings (P/E)
8.99
Price to book (P/B)
1.21
Price to sales (P/S)
2.99
EV/EBIT
10.14
EV/EBITDA
9.26
EV/Sales
4.25
Earnings
Revenue
$183.9M
EBIT
$77.05M
EBITDA
$84.37M
Free cash flow
$103.47M
Per share
EPS
$4.18
Free cash flow per share
$7.07
Book value per share
$30.98
Revenue per share
$12.56
TBVPS
$380.74
Balance sheet
Total assets
$5.67B
Total liabilities
$5.22B
Debt
$309.51M
Equity
$451.28M
Working capital
N/A
Liquidity
Debt to equity
0.69
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.77
Margins
EBITDA margin
45.9%
Gross margin
100%
Net margin
33.4%
Operating margin
41.9%
Efficiency
Return on assets
1.1%
Return on equity
13.6%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
41.9%
Dividend
Dividend yield
4.31%
DPS
$1.62
Payout ratio
38.8%

CAC stock price

How has the Camden National stock price performed over time
Intraday
0.05%
1 week
0.62%
1 month
-9.36%
1 year
-23.73%
YTD
-9.86%
QTD
-9.86%

Financial performance

How have Camden National's revenue and profit performed over time
Revenue
$183.9M
Gross profit
$183.9M
Operating income
$77.05M
Net income
$61.44M
Gross margin
100%
Net margin
33.4%
CAC's operating income is down by 11% YoY
Camden National's net income has decreased by 11% YoY
The operating margin has contracted by 8% YoY
Camden National's net margin has decreased by 8% YoY

Growth

What is Camden National's growth rate over time

Valuation

What is Camden National stock price valuation
P/E
8.99
P/B
1.21
P/S
2.99
EV/EBIT
10.14
EV/EBITDA
9.26
EV/Sales
4.25
CAC's P/E is 25% below its 5-year quarterly average of 12.0 and 12% below its last 4 quarters average of 10.2
CAC's EPS is down by 10% YoY
CAC's equity is down by 17% year-on-year but it is up by 4.7% since the previous quarter
The P/B is 14% less than the 5-year quarterly average of 1.4 and 14% less than the last 4 quarters average of 1.4
The P/S is 19% lower than the 5-year quarterly average of 3.7 and 15% lower than the last 4 quarters average of 3.5
CAC's revenue is down by 3.4% year-on-year

Efficiency

How efficient is Camden National business performance
Camden National's ROIC has decreased by 18% YoY
CAC's ROA is down by 15% year-on-year
CAC's ROS is down by 8% YoY
CAC's ROE is up by 6% year-on-year and by 3% since the previous quarter

Dividends

What is CAC's dividend history
Dividend details
DPS
$1.62
Dividend yield
4.31%
Payout ratio
38.8%
Recent dividends

Financial health

How did Camden National financials performed over time
Camden National's total assets is 9% higher than its total liabilities
The total liabilities has grown by 5% YoY
Camden National's total assets has increased by 3.1% YoY and by 2.2% QoQ
Camden National's debt is 31% less than its equity
Camden National's debt to equity has increased by 47% YoY but it has decreased by 36% from the previous quarter
Camden National's debt has decreased by 34% from the previous quarter but it has increased by 21% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.