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Price (delayed)
$44.8
Market cap
$653.06M
P/E Ratio
13.91
Dividend/share
$1.68
EPS
$3.22
Enterprise value
$1.07B
Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a
Highlights
CAC's equity is up by 14% year-on-year and by 4.3% since the previous quarter
The gross profit has increased by 4% from the previous quarter
Camden National's debt has increased by 9% YoY but it has decreased by 6% from the previous quarter
Camden National's net income has increased by 8% QoQ but it has decreased by 7% YoY
CAC's P/E is 39% above its 5-year quarterly average of 10.0 and 17% above its last 4 quarters average of 11.9
Key stats
What are the main financial stats of CAC
Market
Valuations
Earnings
Shares outstanding
14.58M
Market cap
$653.06M
Enterprise value
$1.07B
Price to earnings (P/E)
13.91
Price to book (P/B)
1.23
Price to sales (P/S)
3.87
EV/EBIT
18.73
EV/EBITDA
17.7
EV/Sales
6.37
Revenue
$168.76M
Gross profit
$168.76M
Net income
$46.82M
EBIT
$57.34M
EBITDA
$60.7M
Free cash flow
$2.01M
Per share
Balance sheet
Liquidity
EPS
$3.22
EPS diluted
$3.2
Free cash flow per share
$0.14
Book value per share
$36.36
Revenue per share
$11.58
TBVPS
$387.63
Total assets
$5.75B
Total liabilities
$5.22B
Debt
$560.67M
Equity
$529.9M
Working capital
N/A
Debt to equity
1.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.94
Margins
Efficiency
Dividend
EBITDA margin
36%
Gross margin
100%
Net margin
27.7%
Operating margin
34%
Return on assets
0.8%
Return on equity
9.2%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
34%
Dividend yield
3.75%
DPS
$1.68
Payout ratio
52.2%
CAC stock price
How has the Camden National stock price performed over time
Intraday
1.7%
1 week
3.13%
1 month
3.18%
1 year
23.69%
YTD
4.82%
QTD
4.82%
Financial performance
How have Camden National's revenue and profit performed over time
Revenue
$168.76M
Gross profit
$168.76M
Operating income
$57.34M
Net income
$46.82M
Gross margin
100%
Net margin
27.7%
CAC's operating income is down by 9% YoY but it is up by 7% QoQ
The operating margin has contracted by 8% YoY but it has grown by 3% from the previous quarter
Camden National's net income has increased by 8% QoQ but it has decreased by 7% YoY
Camden National's net margin has decreased by 7% YoY but it has increased by 3.4% from the previous quarter
Growth
What is Camden National's growth rate over time
Valuation
What is Camden National stock price valuation
P/E
13.91
P/B
1.23
P/S
3.87
EV/EBIT
18.73
EV/EBITDA
17.7
EV/Sales
6.37
CAC's P/E is 39% above its 5-year quarterly average of 10.0 and 17% above its last 4 quarters average of 11.9
CAC's EPS is up by 8% QoQ but it is down by 6% YoY
The P/B is 23% more than the last 4 quarters average of 1.0 and 2.5% more than the 5-year quarterly average of 1.2
CAC's equity is up by 14% year-on-year and by 4.3% since the previous quarter
The P/S is 21% higher than the 5-year quarterly average of 3.2 and 21% higher than the last 4 quarters average of 3.2
CAC's revenue is up by 4% since the previous quarter
Efficiency
How efficient is Camden National business performance
Camden National's ROIC has decreased by 18% YoY
CAC's ROE is down by 16% year-on-year but it is up by 4.5% since the previous quarter
CAC's ROA is down by 11% year-on-year
CAC's ROS is down by 8% YoY but it is up by 3% QoQ
Dividends
What is CAC's dividend history
DPS
$1.68
Dividend yield
3.75%
Payout ratio
52.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Camden National financials performed over time
Camden National's total assets is 10% higher than its total liabilities
Camden National's debt is 6% more than its equity
CAC's equity is up by 14% year-on-year and by 4.3% since the previous quarter
Camden National's debt to equity has decreased by 9% from the previous quarter and by 4.5% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.