CAC Camden National Corp

Price (delayed)

$38.82

Market cap

$567.03M

P/E Ratio

12.85

Dividend/share

$1.68

EPS

$3.02

Enterprise value

$1.04B

Camden National Corporation is the largest publicly traded bank holding company in Northern New England with $4.4 billion in assets and 650 employees. Camden National Bank, its subsidiary, is a ...

Highlights
CAC's equity is up by 8% year-on-year
CAC's P/E is 27% above its 5-year quarterly average of 10.1 and 27% above its last 4 quarters average of 10.1
Camden National's net income has decreased by 23% YoY

Key stats

What are the main financial stats of CAC
Market
Shares outstanding
14.61M
Market cap
$567.03M
Enterprise value
$1.04B
Valuations
Price to book (P/B)
1.13
Price to sales (P/S)
3.48
EV/EBIT
19.12
EV/EBITDA
17.35
EV/Sales
6.37
Earnings
Revenue
$162.75M
EBIT
$54.19M
EBITDA
$59.71M
Free cash flow
$68.08M
Per share
EPS
$3.02
Free cash flow per share
$4.67
Book value per share
$34.43
Revenue per share
$11.17
TBVPS
$391.11
Balance sheet
Total assets
$5.79B
Total liabilities
$5.29B
Debt
$645.83M
Equity
$501.58M
Working capital
N/A
Liquidity
Debt to equity
1.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.86
Margins
EBITDA margin
36.7%
Gross margin
100%
Net margin
27%
Operating margin
33.3%
Efficiency
Return on assets
0.8%
Return on equity
9.1%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
33.3%
Dividend
Dividend yield
4.33%
DPS
$1.68
Payout ratio
55.6%

CAC stock price

How has the Camden National stock price performed over time
Intraday
6.91%
1 week
20.6%
1 month
24.5%
1 year
29.62%
YTD
3.16%
QTD
17.64%

Financial performance

How have Camden National's revenue and profit performed over time
Revenue
$162.75M
Gross profit
$162.75M
Operating income
$54.19M
Net income
$43.93M
Gross margin
100%
Net margin
27%
CAC's operating income is down by 25% YoY
Camden National's net income has decreased by 23% YoY
The operating margin has contracted by 17% YoY
Camden National's net margin has decreased by 16% YoY

Growth

What is Camden National's growth rate over time

Valuation

What is Camden National stock price valuation
P/E
12.85
P/B
1.13
P/S
3.48
EV/EBIT
19.12
EV/EBITDA
17.35
EV/Sales
6.37
CAC's P/E is 27% above its 5-year quarterly average of 10.1 and 27% above its last 4 quarters average of 10.1
CAC's EPS is down by 23% YoY
The P/B is 13% more than the last 4 quarters average of 1.0 but 6% less than the 5-year quarterly average of 1.2
CAC's equity is up by 8% year-on-year
The P/S is 24% higher than the last 4 quarters average of 2.8 and 5% higher than the 5-year quarterly average of 3.3
CAC's revenue is down by 9% year-on-year

Efficiency

How efficient is Camden National business performance
CAC's ROE is down by 29% year-on-year
Camden National's ROIC has decreased by 25% YoY
CAC's ROA is down by 20% year-on-year
CAC's ROS is down by 17% YoY

Dividends

What is CAC's dividend history
DPS
$1.68
Dividend yield
4.33%
Payout ratio
55.6%
Recent dividends

Financial health

How did Camden National financials performed over time
Camden National's total assets is 9% higher than its total liabilities
Camden National's debt is 29% more than its equity
Camden National's debt has increased by 22% from the previous quarter and by 22% YoY
Camden National's debt to equity has increased by 21% from the previous quarter and by 13% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.