AMTB Amerant Bancorp Inc

Price (delayed)

$22.55

Market cap

$762.91M

P/E Ratio

12.06

Dividend/share

$0.36

EPS

$1.87

Enterprise value

$1.67B

Amerant Bancorp Inc. is a bank holding company headquartered in Coral Gables, Florida since 1979. The Company operates through its main subsidiaries, Amerant Bank, N.A. (the 'Bank'), Amerant Investments, Inc., ...

Highlights
The P/E is 57% less than the 5-year quarterly average of 28.0 but 15% more than the last 4 quarters average of 10.5
AMTB's debt is up by 12% year-on-year but it is down by 6% since the previous quarter
The net income has declined by 44% year-on-year and by 42% since the previous quarter
Amerant Bancorp's EPS has decreased by 39% from the previous quarter and by 38% YoY

Key stats

What are the main financial stats of AMTB
Market
Shares outstanding
33.83M
Market cap
$762.91M
Enterprise value
$1.67B
Valuations
Price to earnings (P/E)
12.06
Price to book (P/B)
1.08
Price to sales (P/S)
2.38
EV/EBIT
20.91
EV/EBITDA
19.48
EV/Sales
5.22
Earnings
Revenue
$320M
EBIT
$79.93M
EBITDA
$85.81M
Free cash flow
-$59.79M
Per share
EPS
$1.87
Free cash flow per share
-$1.77
Book value per share
$20.96
Revenue per share
$9.47
TBVPS
$269.68
Balance sheet
Total assets
$9.13B
Total liabilities
$8.42B
Debt
$1.2B
Equity
$707.82M
Working capital
N/A
Liquidity
Debt to equity
1.69
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.59
Margins
EBITDA margin
26.8%
Gross margin
100%
Net margin
19.8%
Operating margin
24.6%
Efficiency
Return on assets
0.7%
Return on equity
8.8%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
25%
Dividend
Dividend yield
1.6%
DPS
$0.36
Payout ratio
19.3%

AMTB stock price

How has the Amerant Bancorp stock price performed over time
Intraday
-5.41%
1 week
-10.66%
1 month
-22.64%
1 year
-29.55%
YTD
-15.98%
QTD
-15.98%

Financial performance

How have Amerant Bancorp's revenue and profit performed over time
Revenue
$320M
Gross profit
$320M
Operating income
$78.58M
Net income
$63.31M
Gross margin
100%
Net margin
19.8%
The company's operating income fell by 45% YoY and by 44% QoQ
The net income has declined by 44% year-on-year and by 42% since the previous quarter
Amerant Bancorp's operating margin has decreased by 42% YoY and by 34% from the previous quarter
AMTB's net margin is down by 40% year-on-year and by 33% since the previous quarter

Growth

What is Amerant Bancorp's growth rate over time

Valuation

What is Amerant Bancorp stock price valuation
P/E
12.06
P/B
1.08
P/S
2.38
EV/EBIT
20.91
EV/EBITDA
19.48
EV/Sales
5.22
The P/E is 57% less than the 5-year quarterly average of 28.0 but 15% more than the last 4 quarters average of 10.5
Amerant Bancorp's EPS has decreased by 39% from the previous quarter and by 38% YoY
The stock's price to book (P/B) is 17% less than its last 4 quarters average of 1.3
AMTB's equity is down by 15% year-on-year
The price to sales (P/S) is 23% lower than the 5-year quarterly average of 3.1 and 12% lower than the last 4 quarters average of 2.7
Amerant Bancorp's revenue has decreased by 14% from the previous quarter and by 7% YoY

Efficiency

How efficient is Amerant Bancorp business performance
AMTB's return on assets has dropped by 53% year-on-year and by 50% since the previous quarter
AMTB's ROIC is down by 47% year-on-year and by 44% since the previous quarter
Amerant Bancorp's ROS has decreased by 42% YoY and by 34% from the previous quarter
The return on equity has declined by 40% since the previous quarter and by 37% year-on-year

Dividends

What is AMTB's dividend history
DPS
$0.36
Dividend yield
1.6%
Payout ratio
19.3%
Recent dividends

Financial health

How did Amerant Bancorp financials performed over time
Amerant Bancorp's total assets is 8% more than its total liabilities
Amerant Bancorp's total liabilities has increased by 24% YoY and by 4.7% from the previous quarter
Amerant Bancorp's total assets has increased by 19% YoY and by 4.4% from the previous quarter
AMTB's debt is 69% greater than its equity
The company's debt to equity rose by 32% YoY but it fell by 8% QoQ
AMTB's equity is down by 15% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.