BY Byline Bancorp Inc
Price (delayed)
$26.4
Market cap
$1.18B
P/E Ratio
9.5
Dividend/share
$0.37
EPS
$2.78
Enterprise value
$1.39B
Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has
Highlights
BY's net income is up by 12% year-on-year
Byline Bancorp's equity has increased by 10% YoY
The P/E is 9% less than the 5-year quarterly average of 10.3 but 2.3% more than the last 4 quarters average of 9.2
BY's debt is up by 40% YoY and by 17% QoQ
Key stats
What are the main financial stats of BY
Market
Valuations
Earnings
Shares outstanding
44.68M
Market cap
$1.18B
Enterprise value
$1.39B
Price to earnings (P/E)
9.5
Price to book (P/B)
1.07
Price to sales (P/S)
3.08
EV/EBIT
8.64
EV/EBITDA
8.37
EV/Sales
3.66
Revenue
$379.86M
Gross profit
$379.86M
Operating income
$161.08M
Net income
$120.76M
EBIT
$161.08M
EBITDA
$166.11M
Free cash flow
$171.79M
Per share
Balance sheet
Liquidity
EPS
$2.78
EPS diluted
$2.75
Free cash flow per share
$3.87
Book value per share
$24.59
Revenue per share
$8.56
TBVPS
$209.07
Total assets
$9.5B
Total liabilities
$8.41B
Debt
$774.65M
Equity
$1.09B
Working capital
N/A
Debt to equity
0.71
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.27
Margins
Efficiency
Dividend
EBITDA margin
43.7%
Gross margin
100%
Net margin
31.8%
Operating margin
42.4%
Return on assets
1.3%
Return on equity
11.4%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
42.4%
Dividend yield
1.4%
DPS
$0.37
Payout ratio
13.3%
BY stock price
How has the Byline Bancorp stock price performed over time
Intraday
0.92%
1 week
-0.9%
1 month
-7.5%
1 year
25%
YTD
-8.97%
QTD
0.92%
Financial performance
How have Byline Bancorp's revenue and profit performed over time
Revenue
$379.86M
Gross profit
$379.86M
Operating income
$161.08M
Net income
$120.76M
Gross margin
100%
Net margin
31.8%
BY's net income is up by 12% year-on-year
BY's operating income is up by 11% YoY
The company's revenue rose by 7% YoY
Byline Bancorp's gross profit has increased by 7% YoY
Growth
What is Byline Bancorp's growth rate over time
Valuation
What is Byline Bancorp stock price valuation
P/E
9.5
P/B
1.07
P/S
3.08
EV/EBIT
8.64
EV/EBITDA
8.37
EV/Sales
3.66
The P/E is 9% less than the 5-year quarterly average of 10.3 but 2.3% more than the last 4 quarters average of 9.2
The EPS is up by 3.3% year-on-year
Byline Bancorp's equity has increased by 10% YoY
The price to book (P/B) is 6% higher than the 5-year quarterly average of 1.0 but 3.6% lower than the last 4 quarters average of 1.1
The P/S is 9% higher than the 5-year quarterly average of 2.8 and 2% higher than the last 4 quarters average of 3.0
The company's revenue rose by 7% YoY
Efficiency
How efficient is Byline Bancorp business performance
The return on equity has declined by 7% year-on-year
The return on sales is up by 3.4% year-on-year
Dividends
What is BY's dividend history
DPS
$0.37
Dividend yield
1.4%
Payout ratio
13.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Byline Bancorp financials performed over time
BY's total assets is 13% higher than its total liabilities
BY's total assets is up by 7% YoY
The total liabilities has grown by 7% YoY
BY's debt is 29% lower than its equity
BY's debt is up by 40% YoY and by 17% QoQ
The debt to equity has increased by 27% year-on-year and by 16% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.