BY Byline Bancorp Inc

Price (delayed)

$23.05

Market cap

$890.41M

P/E Ratio

15.79

Dividend/share

$0.18

EPS

$1.46

Enterprise value

$1.64B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The EPS has surged by 52% since the previous quarter and by 18% year-on-year
BY's net income has surged by 50% since the previous quarter and by 19% year-on-year
The P/E is 25% less than the 5-year quarterly average of 21.1 but 20% more than the last 4 quarters average of 13.2
BY's debt is up by 27% YoY and by 13% QoQ

Key stats

What are the main financial stats of BY
Market
Shares outstanding
38.63M
Market cap
$890.41M
Enterprise value
$1.64B
Valuations
Price to earnings (P/E)
15.79
Price to book (P/B)
1.13
Price to sales (P/S)
3.7
EV/EBIT
21.31
EV/EBITDA
20.12
EV/Sales
6.78
Earnings
Revenue
$241.56M
EBIT
$76.82M
EBITDA
$81.37M
Free cash flow
$96.15M
Per share
EPS
$1.46
Free cash flow per share
$2.48
Book value per share
$20.49
Revenue per share
$6.23
TBVPS
$169.22
Balance sheet
Total assets
$6.75B
Total liabilities
$5.96B
Debt
$859.67M
Equity
$793.8M
Working capital
N/A
Liquidity
Debt to equity
1.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.17
Margins
EBITDA margin
33.7%
Gross margin
100%
Net margin
23.3%
Operating margin
31.8%
Efficiency
Return on assets
0.9%
Return on equity
7%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
31.8%
Dividend
Dividend yield
0.78%
DPS
$0.18
Payout ratio
12.3%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
1.1%
1 week
0.83%
1 month
4.82%
1 year
143.14%
YTD
49.19%
QTD
8.98%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$241.56M
Gross profit
$241.56M
Operating income
$76.82M
Net income
$56.3M
Gross margin
100%
Net margin
23.3%
BY's net income has surged by 50% since the previous quarter and by 19% year-on-year
BY's operating income is up by 49% QoQ and by 20% YoY
BY's net margin is up by 38% QoQ and by 18% YoY
The operating margin has grown by 36% from the previous quarter and by 20% YoY

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
P/E
15.79
P/B
1.13
P/S
3.7
EV/EBIT
21.31
EV/EBITDA
20.12
EV/Sales
6.78
The EPS has surged by 52% since the previous quarter and by 18% year-on-year
The P/E is 25% less than the 5-year quarterly average of 21.1 but 20% more than the last 4 quarters average of 13.2
The price to book (P/B) is 61% higher than the last 4 quarters average of 0.7 and 13% higher than the 5-year quarterly average of 1.0
Byline Bancorp's equity has increased by 4.1% YoY
The P/S is 42% higher than the last 4 quarters average of 2.6 and 16% higher than the 5-year quarterly average of 3.2
The company's revenue rose by 9% QoQ

Efficiency

How efficient is Byline Bancorp business performance
The company's return on assets has surged by 50% QoQ and by 13% YoY
The return on equity has grown by 49% since the previous quarter and by 11% year-on-year
BY's ROIC is up by 38% since the previous quarter
The return on sales is up by 36% since the previous quarter and by 20% year-on-year

Dividends

What is BY's dividend history
DPS
$0.18
Dividend yield
0.78%
Payout ratio
12.3%
Recent dividends

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 13% higher than its total liabilities
The total liabilities has grown by 20% YoY and by 7% from the previous quarter
BY's total assets is up by 18% YoY and by 6% QoQ
BY's debt is 8% higher than its equity
BY's debt is up by 27% YoY and by 13% QoQ
The debt to equity has increased by 21% year-on-year and by 15% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.