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BY Byline Bancorp Inc

Price (delayed)

$26.56

Market cap

$1.23B

P/E Ratio

9.73

Dividend/share

$0.38

EPS

$2.73

Enterprise value

$1.53B

Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has ...

Highlights
BY's debt is down by 16% YoY and by 5% QoQ
Byline Bancorp's equity has increased by 12% YoY and by 3.6% from the previous quarter

Key stats

What are the main financial stats of BY
Market
Shares outstanding
46.15M
Market cap
$1.23B
Enterprise value
$1.53B
Valuations
Price to earnings (P/E)
9.73
Price to book (P/B)
1.05
Price to sales (P/S)
3.13
EV/EBIT
9.67
EV/EBITDA
9.38
EV/Sales
4.03
Earnings
Revenue
$379.39M
Gross profit
$379.39M
Operating income
$157.99M
Net income
$118.57M
EBIT
$157.99M
EBITDA
$162.87M
Free cash flow
$134.65M
Per share
EPS
$2.73
EPS diluted
$2.69
Free cash flow per share
$3.01
Book value per share
$25.31
Revenue per share
$8.49
TBVPS
$209.66
Balance sheet
Total assets
$9.58B
Total liabilities
$8.45B
Debt
$723.33M
Equity
$1.13B
Working capital
N/A
Liquidity
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.85
Margins
EBITDA margin
42.9%
Gross margin
100%
Net margin
31.3%
Operating margin
41.6%
Efficiency
Return on assets
1.2%
Return on equity
10.9%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
41.6%
Dividend
Dividend yield
1.43%
DPS
$0.38
Payout ratio
13.9%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
3.19%
1 week
6.28%
1 month
2.67%
1 year
15.58%
YTD
-8.41%
QTD
1.53%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$379.39M
Gross profit
$379.39M
Operating income
$157.99M
Net income
$118.57M
Gross margin
100%
Net margin
31.3%
BY's net income is up by 3.7% year-on-year
BY's operating income is up by 2.6% YoY
Byline Bancorp's gross profit has increased by 2.9% YoY
The company's revenue rose by 2.9% YoY

Price vs fundamentals

How does BY's price correlate with its fundamentals

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
P/E
9.73
P/B
1.05
P/S
3.13
EV/EBIT
9.67
EV/EBITDA
9.38
EV/Sales
4.03
The P/E is 4.6% less than the 5-year quarterly average of 10.2
Byline Bancorp's equity has increased by 12% YoY and by 3.6% from the previous quarter
The price to book (P/B) is 5% higher than the 5-year quarterly average of 1.0 but 4.5% lower than the last 4 quarters average of 1.1
The P/S is 12% higher than the 5-year quarterly average of 2.8
The company's revenue rose by 2.9% YoY

Efficiency

How efficient is Byline Bancorp business performance
The return on equity has declined by 11% year-on-year and by 4.4% since the previous quarter
The company's return on assets fell by 8% QoQ and by 8% YoY
BY's ROIC is down by 6% since the previous quarter and by 6% year-on-year

Dividends

What is BY's dividend history
DPS
$0.38
Dividend yield
1.43%
Payout ratio
13.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 13% higher than its total liabilities
BY's debt is 36% lower than its equity
The debt to equity has declined by 26% year-on-year and by 9% since the previous quarter
BY's debt is down by 16% YoY and by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.