BY Byline Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NYSE: BY

Price (delayed)

$21.04

Market cap

$933.73M

P/E Ratio

7.82

Dividend/share

$0.36

EPS

$2.69

Enterprise value

$1.26B

Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has ...

Highlights
BY's debt is down by 35% QoQ and by 28% YoY
Byline Bancorp's equity has increased by 29% YoY and by 8% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bylinebancorp.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of BY
Market
Shares outstanding
44.38M
Market cap
$933.73M
Enterprise value
$1.26B
Valuations
Price to earnings (P/E)
7.82
Price to book (P/B)
0.93
Price to sales (P/S)
2.59
EV/EBIT
8.66
EV/EBITDA
8.4
EV/Sales
3.55
Earnings
Revenue
$355.28M
EBIT
$145.68M
EBITDA
$150.21M
Free cash flow
$162.21M
Per share
EPS
$2.69
Free cash flow per share
$3.71
Book value per share
$22.65
Revenue per share
$8.13
TBVPS
$198.06
Balance sheet
Total assets
$8.88B
Total liabilities
$7.89B
Debt
$553.78M
Equity
$990.15M
Working capital
N/A
Liquidity
Debt to equity
0.56
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.18
Margins
EBITDA margin
42.3%
Gross margin
100%
Net margin
30.4%
Operating margin
41%
Efficiency
Return on assets
1.3%
Return on equity
12.3%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
41%
Dividend
Dividend yield
1.71%
DPS
$0.36
Payout ratio
13.4%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
-1.82%
1 week
4.78%
1 month
1.69%
1 year
9.75%
YTD
-10.7%
QTD
-3.13%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$355.28M
Gross profit
$355.28M
Operating income
$145.68M
Net income
$107.88M
Gross margin
100%
Net margin
30.4%
BY's operating income is up by 27% YoY and by 8% QoQ
BY's net income is up by 23% year-on-year and by 7% since the previous quarter
Byline Bancorp's gross profit has increased by 19% YoY and by 4.3% from the previous quarter
The company's revenue rose by 19% YoY and by 4.3% QoQ

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
BY P/E details
P/E
7.82
P/B
0.93
P/S
2.59
EV/EBIT
8.66
EV/EBITDA
8.4
EV/Sales
3.55
The P/E is 26% less than the 5-year quarterly average of 10.7
The EPS is up by 14% year-on-year and by 2.7% since the previous quarter
Byline Bancorp's equity has increased by 29% YoY and by 8% from the previous quarter
The price to book (P/B) is 5% lower than the 5-year quarterly average of 1.0 and 5% lower than the last 4 quarters average of 1.0
The company's revenue rose by 19% YoY and by 4.3% QoQ
The P/S is 2.2% lower than the 5-year quarterly average of 2.7

Efficiency

How efficient is Byline Bancorp business performance
BY's ROIC is up by 13% year-on-year
The return on equity has grown by 8% year-on-year
The company's return on assets rose by 8% YoY
The return on sales is up by 7% year-on-year and by 3.3% since the previous quarter

Dividends

What is BY's dividend history
Dividend details
DPS
$0.36
Dividend yield
1.71%
Payout ratio
13.4%
Recent dividends

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 13% higher than its total liabilities
BY's total assets is up by 21% YoY
The total liabilities has grown by 20% YoY
BY's debt is 44% lower than its equity
The debt to equity has declined by 44% year-on-year and by 40% since the previous quarter
BY's debt is down by 35% QoQ and by 28% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.