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BY Byline Bancorp Inc

Price (delayed)

$29.22

Market cap

$1.3B

P/E Ratio

10.59

Dividend/share

$0.36

EPS

$2.76

Enterprise value

$1.51B

Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has ...

Highlights
BY's debt is down by 38% QoQ and by 23% YoY
BY's net income is up by 19% year-on-year
The P/E is 20% more than the last 4 quarters average of 8.8 and 2.8% more than the 5-year quarterly average of 10.3

Key stats

What are the main financial stats of BY
Market
Shares outstanding
44.39M
Market cap
$1.3B
Enterprise value
$1.51B
Valuations
Price to book (P/B)
1.18
Price to sales (P/S)
3.44
EV/EBIT
9.38
EV/EBITDA
9.09
EV/Sales
4.01
Earnings
Revenue
$375.61M
Gross profit
$375.61M
Net income
$120.04M
EBIT
$160.68M
EBITDA
$165.85M
Free cash flow
$114.78M
Per share
EPS
$2.76
EPS diluted
$2.76
Free cash flow per share
$2.59
Book value per share
$24.77
Revenue per share
$8.49
TBVPS
$207.99
Balance sheet
Total assets
$9.42B
Total liabilities
$8.33B
Debt
$663.57M
Equity
$1.1B
Working capital
N/A
Liquidity
Debt to equity
0.61
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.27
Margins
EBITDA margin
44.2%
Gross margin
100%
Net margin
32%
Operating margin
42.8%
Efficiency
Return on assets
1.3%
Return on equity
11.6%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
42.8%
Dividend
Dividend yield
1.23%
DPS
$0.36
Payout ratio
13%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
1.14%
1 week
-6.11%
1 month
-5.53%
1 year
23.76%
YTD
24.02%
QTD
9.15%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$375.61M
Gross profit
$375.61M
Operating income
$160.68M
Net income
$120.04M
Gross margin
100%
Net margin
32%
BY's operating income is up by 19% YoY
BY's net income is up by 19% year-on-year
The company's revenue rose by 10% YoY
Byline Bancorp's gross profit has increased by 10% YoY

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
P/E
10.59
P/B
1.18
P/S
3.44
EV/EBIT
9.38
EV/EBITDA
9.09
EV/Sales
4.01
The P/E is 20% more than the last 4 quarters average of 8.8 and 2.8% more than the 5-year quarterly average of 10.3
The EPS is up by 5% year-on-year
Byline Bancorp's equity has increased by 19% YoY and by 6% from the previous quarter
The price to book (P/B) is 18% higher than the 5-year quarterly average of 1.0 and 18% higher than the last 4 quarters average of 1.0
The P/S is 27% higher than the 5-year quarterly average of 2.7 and 19% higher than the last 4 quarters average of 2.9
The company's revenue rose by 10% YoY

Efficiency

How efficient is Byline Bancorp business performance
The return on sales is up by 8% year-on-year
The return on equity has declined by 6% year-on-year and by 2.5% since the previous quarter

Dividends

What is BY's dividend history
DPS
$0.36
Dividend yield
1.23%
Payout ratio
13%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 13% higher than its total liabilities
BY's total assets is up by 5% YoY but it is down by 2.2% QoQ
The total liabilities has grown by 3.8% YoY but it has contracted by 3.2% from the previous quarter
BY's debt is 39% lower than its equity
The debt to equity has declined by 41% since the previous quarter and by 34% year-on-year
BY's debt is down by 38% QoQ and by 23% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.