BY Byline Bancorp Inc

Price (delayed)

$29.12

Market cap

$1.28B

P/E Ratio

10.63

Dividend/share

$0.36

EPS

$2.74

Enterprise value

$1.51B

Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has ...

Highlights
BY's net income is up by 28% year-on-year and by 6% since the previous quarter
Byline Bancorp's equity has increased by 27% YoY
BY's debt has soared by 60% QoQ and by 12% YoY
The P/E is 36% more than the last 4 quarters average of 7.8

Key stats

What are the main financial stats of BY
Market
Shares outstanding
44.12M
Market cap
$1.28B
Enterprise value
$1.51B
Valuations
Price to book (P/B)
1.28
Price to sales (P/S)
3.51
EV/EBIT
9.83
EV/EBITDA
9.53
EV/Sales
4.11
Earnings
Revenue
$368.62M
EBIT
$154M
EBITDA
$158.86M
Free cash flow
$175.54M
Per share
EPS
$2.74
Free cash flow per share
$3.96
Book value per share
$22.74
Revenue per share
$8.31
TBVPS
$207.02
Balance sheet
Total assets
$9.41B
Total liabilities
$8.4B
Debt
$865.65M
Equity
$1.01B
Working capital
N/A
Liquidity
Debt to equity
0.86
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.44
Margins
EBITDA margin
43.1%
Gross margin
100%
Net margin
31%
Operating margin
41.8%
Efficiency
Return on assets
1.3%
Return on equity
12.3%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
41.8%
Dividend
Dividend yield
1.24%
DPS
$0.36
Payout ratio
13.1%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
1.39%
1 week
5.55%
1 month
26.72%
1 year
41.57%
YTD
23.6%
QTD
22.66%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$368.62M
Gross profit
$368.62M
Operating income
$154M
Net income
$114.37M
Gross margin
100%
Net margin
31%
BY's operating income is up by 30% YoY and by 6% QoQ
BY's net income is up by 28% year-on-year and by 6% since the previous quarter
The company's revenue rose by 20% YoY and by 3.8% QoQ
Byline Bancorp's gross profit has increased by 20% YoY and by 3.8% from the previous quarter

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
P/E
10.63
P/B
1.28
P/S
3.51
EV/EBIT
9.83
EV/EBITDA
9.53
EV/Sales
4.11
The P/E is 36% more than the last 4 quarters average of 7.8
The EPS is up by 13% year-on-year
The price to book (P/B) is 42% higher than the last 4 quarters average of 0.9 and 28% higher than the 5-year quarterly average of 1.0
Byline Bancorp's equity has increased by 27% YoY
The P/S is 40% higher than the last 4 quarters average of 2.5 and 30% higher than the 5-year quarterly average of 2.7
The company's revenue rose by 20% YoY and by 3.8% QoQ

Efficiency

How efficient is Byline Bancorp business performance
BY's ROIC is up by 13% year-on-year
The return on sales is up by 8% year-on-year
The company's return on assets rose by 8% YoY
The return on equity has grown by 5% year-on-year

Dividends

What is BY's dividend history
DPS
$0.36
Dividend yield
1.24%
Payout ratio
13.1%
Recent dividends

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 12% higher than its total liabilities
The total liabilities has grown by 25% YoY and by 6% from the previous quarter
BY's total assets is up by 25% YoY and by 6% QoQ
BY's debt is 14% lower than its equity
BY's debt has soared by 60% QoQ and by 12% YoY
The debt to equity has surged by 59% since the previous quarter but it has declined by 11% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.