BY Byline Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NYSE: BY

Price (delayed)

$21.39

Market cap

$806.78M

P/E Ratio

9.03

Dividend/share

$0.36

EPS

$2.37

Enterprise value

$1.39B

Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has ...

Highlights
The P/E is 47% less than the 5-year quarterly average of 17.0 and 10% less than the last 4 quarters average of 10.0
Byline Bancorp's equity has decreased by 8% YoY but it has increased by 2.4% from the previous quarter
BY's net income is up by 7% since the previous quarter but it is down by 5% year-on-year
BY's debt is up by 19% YoY
The company's revenue fell by 3.5% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bylinebancorp.com
Peers: NBTB NBHC

Key stats

What are the main financial stats of BY
Market
Shares outstanding
37.72M
Market cap
$806.78M
Enterprise value
$1.39B
Valuations
Price to earnings (P/E)
9.03
Price to book (P/B)
1.05
Price to sales (P/S)
2.68
EV/EBIT
12.15
EV/EBITDA
11.71
EV/Sales
4.66
Earnings
Revenue
$298.77M
EBIT
$114.68M
EBITDA
$118.97M
Free cash flow
$216.73M
Per share
EPS
$2.37
Free cash flow per share
$5.78
Book value per share
$20.43
Revenue per share
$7.97
TBVPS
$191.71
Balance sheet
Total assets
$7.36B
Total liabilities
$6.6B
Debt
$765.82M
Equity
$765.82M
Working capital
N/A
Liquidity
Debt to equity
1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.93
Margins
EBITDA margin
39.8%
Gross margin
100%
Net margin
29.4%
Operating margin
38.4%
Efficiency
Return on assets
1.2%
Return on equity
11.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
38.4%
Dividend
Dividend yield
1.68%
DPS
$0.36
Payout ratio
15.2%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
2.94%
1 week
3.38%
1 month
-13.51%
1 year
-19.5%
YTD
-6.88%
QTD
-6.88%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$298.77M
Gross profit
$298.77M
Operating income
$114.68M
Net income
$87.95M
Gross margin
100%
Net margin
29.4%
BY's net margin is up by 8% QoQ but it is down by 2% YoY
BY's operating income is down by 8% YoY but it is up by 6% QoQ
The operating margin has grown by 7% from the previous quarter but it has contracted by 4.2% YoY
BY's net income is up by 7% since the previous quarter but it is down by 5% year-on-year

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
P/E
9.03
P/B
1.05
P/S
2.68
EV/EBIT
12.15
EV/EBITDA
11.71
EV/Sales
4.66
The P/E is 47% less than the 5-year quarterly average of 17.0 and 10% less than the last 4 quarters average of 10.0
The EPS is up by 7% since the previous quarter but it has declined by 3.3% year-on-year
The price to book (P/B) is 13% lower than the last 4 quarters average of 1.2 but 5% higher than the 5-year quarterly average of 1.0
Byline Bancorp's equity has decreased by 8% YoY but it has increased by 2.4% from the previous quarter
The P/S is 11% lower than the 5-year quarterly average of 3.0 and 8% lower than the last 4 quarters average of 2.9
The company's revenue fell by 3.5% YoY

Efficiency

How efficient is Byline Bancorp business performance
BY's ROIC is down by 17% year-on-year
The company's return on assets fell by 14% YoY
The return on equity has grown by 9% since the previous quarter
The return on sales is up by 7% since the previous quarter but it has declined by 4.2% year-on-year

Dividends

What is BY's dividend history
Dividend details
DPS
$0.36
Dividend yield
1.68%
Payout ratio
15.2%
Recent dividends

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 12% higher than its total liabilities
The total liabilities has grown by 13% YoY
BY's total assets is up by 10% YoY
The debt to equity has increased by 30% year-on-year
BY's debt is up by 19% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.