BY Byline Bancorp Inc
Price (delayed)
$28.91
Market cap
$1.28B
P/E Ratio
10.47
Dividend/share
$0.37
EPS
$2.76
Enterprise value
$1.49B
Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has
Highlights
BY's debt is down by 38% QoQ and by 23% YoY
BY's net income is up by 19% year-on-year
The P/E is 19% more than the last 4 quarters average of 8.8 and 2.6% more than the 5-year quarterly average of 10.2
Key stats
What are the main financial stats of BY
Market
Valuations
Earnings
Shares outstanding
44.39M
Market cap
$1.28B
Enterprise value
$1.49B
Price to earnings (P/E)
10.47
Price to book (P/B)
1.17
Price to sales (P/S)
3.41
EV/EBIT
9.3
EV/EBITDA
9.01
EV/Sales
3.98
Revenue
$375.61M
Gross profit
$375.61M
Operating income
$160.68M
Net income
$120.04M
EBIT
$160.68M
EBITDA
$165.85M
Free cash flow
$114.78M
Per share
Balance sheet
Liquidity
EPS
$2.76
EPS diluted
$2.76
Free cash flow per share
$2.59
Book value per share
$24.77
Revenue per share
$8.49
TBVPS
$207.99
Total assets
$9.42B
Total liabilities
$8.33B
Debt
$663.57M
Equity
$1.1B
Working capital
N/A
Debt to equity
0.61
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.27
Margins
Efficiency
Dividend
EBITDA margin
44.2%
Gross margin
100%
Net margin
32%
Operating margin
42.8%
Return on assets
1.3%
Return on equity
11.6%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
42.8%
Dividend yield
1.28%
DPS
$0.37
Payout ratio
13.4%
BY stock price
How has the Byline Bancorp stock price performed over time
Intraday
-2%
1 week
-2%
1 month
0.8%
1 year
37.27%
YTD
-0.31%
QTD
-0.31%
Financial performance
How have Byline Bancorp's revenue and profit performed over time
Revenue
$375.61M
Gross profit
$375.61M
Operating income
$160.68M
Net income
$120.04M
Gross margin
100%
Net margin
32%
BY's net income is up by 19% year-on-year
BY's operating income is up by 19% YoY
Byline Bancorp's gross profit has increased by 10% YoY
The company's revenue rose by 10% YoY
Growth
What is Byline Bancorp's growth rate over time
Valuation
What is Byline Bancorp stock price valuation
P/E
10.47
P/B
1.17
P/S
3.41
EV/EBIT
9.3
EV/EBITDA
9.01
EV/Sales
3.98
The P/E is 19% more than the last 4 quarters average of 8.8 and 2.6% more than the 5-year quarterly average of 10.2
The EPS is up by 5% year-on-year
Byline Bancorp's equity has increased by 19% YoY and by 6% from the previous quarter
The price to book (P/B) is 17% higher than the 5-year quarterly average of 1.0 and 17% higher than the last 4 quarters average of 1.0
The P/S is 26% higher than the 5-year quarterly average of 2.7 and 18% higher than the last 4 quarters average of 2.9
The company's revenue rose by 10% YoY
Efficiency
How efficient is Byline Bancorp business performance
The return on sales is up by 8% year-on-year
The return on equity has declined by 6% year-on-year and by 2.5% since the previous quarter
Dividends
What is BY's dividend history
DPS
$0.37
Dividend yield
1.28%
Payout ratio
13.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Byline Bancorp financials performed over time
BY's total assets is 13% higher than its total liabilities
BY's total assets is up by 5% YoY but it is down by 2.2% QoQ
The total liabilities has grown by 3.8% YoY but it has contracted by 3.2% from the previous quarter
BY's debt is 39% lower than its equity
The debt to equity has declined by 41% since the previous quarter and by 34% year-on-year
BY's debt is down by 38% QoQ and by 23% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.