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BY Byline Bancorp Inc

Price (delayed)

$31.33

Market cap

$1.39B

P/E Ratio

11.35

Dividend/share

$0.36

EPS

$2.76

Enterprise value

$1.6B

Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has ...

Highlights
BY's debt is down by 38% QoQ and by 23% YoY
Byline Bancorp's equity has increased by 19% YoY and by 6% from the previous quarter
The P/E is 29% more than the last 4 quarters average of 8.8 and 10% more than the 5-year quarterly average of 10.3

Key stats

What are the main financial stats of BY
Market
Shares outstanding
44.39M
Market cap
$1.39B
Enterprise value
$1.6B
Valuations
Price to book (P/B)
1.26
Price to sales (P/S)
3.69
EV/EBIT
9.97
EV/EBITDA
9.66
EV/Sales
4.26
Earnings
Revenue
$375.61M
EBIT
$160.68M
EBITDA
$165.85M
Free cash flow
$114.78M
Per share
EPS
$2.76
Free cash flow per share
$2.59
Book value per share
$24.77
Revenue per share
$8.49
TBVPS
$207.99
Balance sheet
Total assets
$9.42B
Total liabilities
$8.33B
Debt
$663.57M
Equity
$1.1B
Working capital
N/A
Liquidity
Debt to equity
0.61
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.27
Margins
EBITDA margin
44.2%
Gross margin
100%
Net margin
32%
Operating margin
42.8%
Efficiency
Return on assets
1.3%
Return on equity
11.6%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
42.8%
Dividend
Dividend yield
1.15%
DPS
$0.36
Payout ratio
13%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
1.29%
1 week
-0.38%
1 month
21.06%
1 year
54.33%
YTD
32.98%
QTD
17.03%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$375.61M
Gross profit
$375.61M
Operating income
$160.68M
Net income
$120.04M
Gross margin
100%
Net margin
32%
BY's operating income is up by 19% YoY
BY's net income is up by 19% year-on-year
The company's revenue rose by 10% YoY
Byline Bancorp's gross profit has increased by 10% YoY

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
P/E
11.35
P/B
1.26
P/S
3.69
EV/EBIT
9.97
EV/EBITDA
9.66
EV/Sales
4.26
The P/E is 29% more than the last 4 quarters average of 8.8 and 10% more than the 5-year quarterly average of 10.3
The EPS is up by 5% year-on-year
The price to book (P/B) is 26% higher than the 5-year quarterly average of 1.0 and 26% higher than the last 4 quarters average of 1.0
Byline Bancorp's equity has increased by 19% YoY and by 6% from the previous quarter
The P/S is 37% higher than the 5-year quarterly average of 2.7 and 27% higher than the last 4 quarters average of 2.9
The company's revenue rose by 10% YoY

Efficiency

How efficient is Byline Bancorp business performance
The return on sales is up by 8% year-on-year
The return on equity has declined by 6% year-on-year and by 2.5% since the previous quarter

Dividends

What is BY's dividend history
DPS
$0.36
Dividend yield
1.15%
Payout ratio
13%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 13% higher than its total liabilities
BY's total assets is up by 5% YoY but it is down by 2.2% QoQ
The total liabilities has grown by 3.8% YoY but it has contracted by 3.2% from the previous quarter
BY's debt is 39% lower than its equity
The debt to equity has declined by 41% since the previous quarter and by 34% year-on-year
BY's debt is down by 38% QoQ and by 23% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.