BY Byline Bancorp Inc

Price (delayed)

$23.66

Market cap

$1.04B

P/E Ratio

8.64

Dividend/share

$0.36

EPS

$2.74

Enterprise value

$1.27B

Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has ...

Highlights
BY's net income is up by 28% year-on-year and by 6% since the previous quarter
Byline Bancorp's equity has increased by 27% YoY
The P/E is 17% less than the 5-year quarterly average of 10.5 but 11% more than the last 4 quarters average of 7.8
BY's debt has soared by 60% QoQ and by 12% YoY

Key stats

What are the main financial stats of BY
Market
Shares outstanding
44.12M
Market cap
$1.04B
Enterprise value
$1.27B
Valuations
Price to book (P/B)
1.04
Price to sales (P/S)
2.85
EV/EBIT
8.26
EV/EBITDA
8.01
EV/Sales
3.45
Earnings
Revenue
$368.62M
EBIT
$154M
EBITDA
$158.86M
Free cash flow
$175.54M
Per share
EPS
$2.74
Free cash flow per share
$3.96
Book value per share
$22.74
Revenue per share
$8.31
TBVPS
$207.02
Balance sheet
Total assets
$9.41B
Total liabilities
$8.4B
Debt
$865.65M
Equity
$1.01B
Working capital
N/A
Liquidity
Debt to equity
0.86
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.44
Margins
EBITDA margin
43.1%
Gross margin
100%
Net margin
31%
Operating margin
41.8%
Efficiency
Return on assets
1.3%
Return on equity
12.3%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
41.8%
Dividend
Dividend yield
1.52%
DPS
$0.36
Payout ratio
13.1%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
-0.5%
1 week
1.15%
1 month
14.19%
1 year
33.3%
YTD
0.42%
QTD
8.93%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$368.62M
Gross profit
$368.62M
Operating income
$154M
Net income
$114.37M
Gross margin
100%
Net margin
31%
BY's operating income is up by 30% YoY and by 6% QoQ
BY's net income is up by 28% year-on-year and by 6% since the previous quarter
The company's revenue rose by 20% YoY and by 3.8% QoQ
Byline Bancorp's gross profit has increased by 20% YoY and by 3.8% from the previous quarter

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
P/E
8.64
P/B
1.04
P/S
2.85
EV/EBIT
8.26
EV/EBITDA
8.01
EV/Sales
3.45
The P/E is 17% less than the 5-year quarterly average of 10.5 but 11% more than the last 4 quarters average of 7.8
The EPS is up by 13% year-on-year
Byline Bancorp's equity has increased by 27% YoY
The price to book (P/B) is 17% higher than the last 4 quarters average of 0.9 and 5% higher than the 5-year quarterly average of 1.0
The company's revenue rose by 20% YoY and by 3.8% QoQ
The P/S is 14% higher than the last 4 quarters average of 2.5 and 6% higher than the 5-year quarterly average of 2.7

Efficiency

How efficient is Byline Bancorp business performance
BY's ROIC is up by 13% year-on-year
The return on sales is up by 8% year-on-year
The company's return on assets rose by 8% YoY
The return on equity has grown by 5% year-on-year

Dividends

What is BY's dividend history
DPS
$0.36
Dividend yield
1.52%
Payout ratio
13.1%
Recent dividends

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 12% higher than its total liabilities
The total liabilities has grown by 25% YoY and by 6% from the previous quarter
BY's total assets is up by 25% YoY and by 6% QoQ
BY's debt is 14% lower than its equity
BY's debt has soared by 60% QoQ and by 12% YoY
The debt to equity has surged by 59% since the previous quarter but it has declined by 11% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.