BY Byline Bancorp Inc

Price (delayed)

$26.18

Market cap

$1.16B

P/E Ratio

9.63

Dividend/share

$0.36

EPS

$2.72

Enterprise value

$1.49B

Headquartered in Chicago, Byline Bancorp, Inc. is the parent company for Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank has ...

Highlights
Byline Bancorp's equity has increased by 27% YoY and by 2.4% from the previous quarter
BY's net income is up by 24% year-on-year and by 3.1% since the previous quarter
The P/E is 17% more than the last 4 quarters average of 8.2 but 7% less than the 5-year quarterly average of 10.4
BY's debt has soared by 55% YoY and by 23% QoQ

Key stats

What are the main financial stats of BY
Market
Shares outstanding
44.26M
Market cap
$1.16B
Enterprise value
$1.49B
Valuations
Price to book (P/B)
1.12
Price to sales (P/S)
3.06
EV/EBIT
9.39
EV/EBITDA
9.1
EV/Sales
3.95
Earnings
Revenue
$377.27M
EBIT
$158.78M
EBITDA
$163.96M
Free cash flow
$172.88M
Per share
EPS
$2.72
Free cash flow per share
$3.92
Book value per share
$23.41
Revenue per share
$8.55
TBVPS
$213.34
Balance sheet
Total assets
$9.63B
Total liabilities
$8.6B
Debt
$1.06B
Equity
$1.03B
Working capital
N/A
Liquidity
Debt to equity
1.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.03
Margins
EBITDA margin
43.5%
Gross margin
100%
Net margin
31.3%
Operating margin
42.1%
Efficiency
Return on assets
1.3%
Return on equity
11.9%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
42.1%
Dividend
Dividend yield
1.38%
DPS
$0.36
Payout ratio
13.2%

BY stock price

How has the Byline Bancorp stock price performed over time
Intraday
-2.31%
1 week
-5.66%
1 month
2.55%
1 year
24.79%
YTD
11.12%
QTD
10.28%

Financial performance

How have Byline Bancorp's revenue and profit performed over time
Revenue
$377.27M
Gross profit
$377.27M
Operating income
$158.78M
Net income
$117.94M
Gross margin
100%
Net margin
31.3%
BY's operating income is up by 24% YoY and by 3.1% QoQ
BY's net income is up by 24% year-on-year and by 3.1% since the previous quarter
Byline Bancorp's gross profit has increased by 17% YoY and by 2.3% from the previous quarter
The company's revenue rose by 17% YoY and by 2.3% QoQ

Growth

What is Byline Bancorp's growth rate over time

Valuation

What is Byline Bancorp stock price valuation
P/E
9.63
P/B
1.12
P/S
3.06
EV/EBIT
9.39
EV/EBITDA
9.1
EV/Sales
3.95
The P/E is 17% more than the last 4 quarters average of 8.2 but 7% less than the 5-year quarterly average of 10.4
The EPS is up by 6% year-on-year
Byline Bancorp's equity has increased by 27% YoY and by 2.4% from the previous quarter
The price to book (P/B) is 12% higher than the 5-year quarterly average of 1.0 and 12% higher than the last 4 quarters average of 1.0
The company's revenue rose by 17% YoY and by 2.3% QoQ
The P/S is 13% higher than the 5-year quarterly average of 2.7 and 13% higher than the last 4 quarters average of 2.7

Efficiency

How efficient is Byline Bancorp business performance
BY's ROIC is up by 6% year-on-year
The return on sales is up by 6% year-on-year
The return on equity has declined by 3.3% since the previous quarter and by 2.5% year-on-year

Dividends

What is BY's dividend history
DPS
$0.36
Dividend yield
1.38%
Payout ratio
13.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Byline Bancorp financials performed over time
BY's total assets is 12% higher than its total liabilities
BY's total assets is up by 27% YoY and by 2.4% QoQ
The total liabilities has grown by 27% YoY and by 2.4% from the previous quarter
BY's debt is 2.9% higher than its equity
BY's debt has soared by 55% YoY and by 23% QoQ
Byline Bancorp's equity has increased by 27% YoY and by 2.4% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.