ASB Associated Banc-Corp

Price (delayed)

$22.18

Market cap

$3.69B

P/E Ratio

30.38

Dividend/share

$0.9

EPS

$0.73

Enterprise value

$5.83B

Associated Banc-Corp is one of the top 50 publicly traded U.S. bank holding companies. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range ...

Highlights
The equity has increased by 11% year-on-year and by 4.6% since the previous quarter
The debt has declined by 14% since the previous quarter but it is up by 13% year-on-year
The price to earnings (P/E) is 153% more than the 5-year quarterly average of 12.2 and 37% more than the last 4 quarters average of 22.5
The EPS has declined by 40% since the previous quarter and by 36% year-on-year

Key stats

What are the main financial stats of ASB
Market
Shares outstanding
166.25M
Market cap
$3.69B
Enterprise value
$5.83B
Valuations
Price to earnings (P/E)
30.38
Price to book (P/B)
0.76
Price to sales (P/S)
3.54
EV/EBIT
43.36
EV/EBITDA
31.8
EV/Sales
6.12
Earnings
Revenue
$952.86M
Gross profit
$952.86M
Operating income
$148.7M
Net income
$123.15M
EBIT
$134.46M
EBITDA
$183.3M
Free cash flow
$535.26M
Per share
EPS
$0.73
EPS diluted
$0.72
Free cash flow per share
$3.52
Book value per share
$29.17
Revenue per share
$6.27
TBVPS
$275.69
Balance sheet
Total assets
$43.02B
Total liabilities
$38.42B
Debt
$3.16B
Equity
$4.41B
Working capital
N/A
Liquidity
Debt to equity
0.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
11.69
Margins
EBITDA margin
19.2%
Gross margin
100%
Net margin
12.9%
Operating margin
15.6%
Efficiency
Return on assets
0.3%
Return on equity
2.7%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
14.1%
Dividend
Dividend yield
4.06%
DPS
$0.9
Payout ratio
123.3%

ASB stock price

How has the Associated Banc-Corp stock price performed over time
Intraday
-1.55%
1 week
-3.98%
1 month
-10.74%
1 year
4.28%
YTD
-7.2%
QTD
-1.55%

Financial performance

How have Associated Banc-Corp's revenue and profit performed over time
Revenue
$952.86M
Gross profit
$952.86M
Operating income
$148.7M
Net income
$123.15M
Gross margin
100%
Net margin
12.9%
ASB's net income is down by 37% since the previous quarter and by 33% year-on-year
The net margin has declined by 33% since the previous quarter and by 28% year-on-year
The operating income has declined by 28% year-on-year and by 15% since the previous quarter
The operating margin has contracted by 23% YoY and by 10% from the previous quarter

Growth

What is Associated Banc-Corp's growth rate over time

Valuation

What is Associated Banc-Corp stock price valuation
P/E
30.38
P/B
0.76
P/S
3.54
EV/EBIT
43.36
EV/EBITDA
31.8
EV/Sales
6.12
The price to earnings (P/E) is 153% more than the 5-year quarterly average of 12.2 and 37% more than the last 4 quarters average of 22.5
The EPS has declined by 40% since the previous quarter and by 36% year-on-year
The equity has increased by 11% year-on-year and by 4.6% since the previous quarter
The stock's P/B is 3.8% below its 5-year quarterly average of 0.8 and 3.8% below its last 4 quarters average of 0.8
ASB's P/S is 33% more than its 5-year quarterly average of 2.7 and 6% more than its last 4 quarters average of 3.4
Associated Banc-Corp's revenue has decreased by 7% YoY and by 5% from the previous quarter

Efficiency

How efficient is Associated Banc-Corp business performance
Associated Banc-Corp's return on equity has decreased by 40% QoQ and by 37% YoY
The return on invested capital has declined by 40% year-on-year and by 25% since the previous quarter
The return on sales has declined by 30% year-on-year and by 18% since the previous quarter
The ROA has contracted by 25% from the previous quarter and by 25% YoY

Dividends

What is ASB's dividend history
DPS
$0.9
Dividend yield
4.06%
Payout ratio
123.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Associated Banc-Corp financials performed over time
Associated Banc-Corp's total assets is 12% higher than its total liabilities
Associated Banc-Corp's total assets has increased by 4.9% YoY
The total liabilities has grown by 4.3% YoY
The debt is 28% smaller than the equity
Associated Banc-Corp's debt to equity has decreased by 17% from the previous quarter
The debt has declined by 14% since the previous quarter but it is up by 13% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.