ASB Associated Banc-Corp

Price (delayed)

$18.55

Market cap

$2.78B

P/E Ratio

8.83

Dividend/share

$0.8

EPS

$2.1

Enterprise value

$4.47B

Associated Banc-Corp is one of the top 50 publicly traded U.S. bank holding companies. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range ...

Highlights
The price to earnings (P/E) is 23% less than the 5-year quarterly average of 11.4 and 18% less than the last 4 quarters average of 10.7
The debt has declined by 8% year-on-year
ASB's net income is down by 7% year-on-year and by 6% since the previous quarter
The EPS has declined by 4.5% since the previous quarter and by 3.7% year-on-year

Key stats

What are the main financial stats of ASB
Market
Shares outstanding
150.04M
Market cap
$2.78B
Enterprise value
$4.47B
Valuations
Price to earnings (P/E)
8.83
Price to book (P/B)
0.74
Price to sales (P/S)
2.47
EV/EBIT
10.89
EV/EBITDA
9.52
EV/Sales
4
Earnings
Revenue
$1.12B
EBIT
$410.32M
EBITDA
$469.52M
Free cash flow
$554.96M
Per share
EPS
$2.1
Free cash flow per share
$3.73
Book value per share
$25.1
Revenue per share
$7.52
TBVPS
$227.15
Balance sheet
Total assets
$34.96B
Total liabilities
$31.01B
Debt
$2.19B
Equity
$3.76B
Working capital
N/A
Liquidity
Debt to equity
0.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.59
Margins
EBITDA margin
42%
Gross margin
100%
Net margin
29.6%
Operating margin
36.7%
Efficiency
Return on assets
0.9%
Return on equity
8.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
36.7%
Dividend
Dividend yield
4.31%
DPS
$0.8
Payout ratio
38.1%

ASB stock price

How has the Associated Banc-Corp stock price performed over time
Intraday
1.2%
1 week
1.59%
1 month
-11.75%
1 year
-6.12%
YTD
-17.88%
QTD
1.59%

Financial performance

How have Associated Banc-Corp's revenue and profit performed over time
Revenue
$1.12B
Gross profit
$1.12B
Operating income
$410.32M
Net income
$330.96M
Gross margin
100%
Net margin
29.6%
ASB's net income is down by 7% year-on-year and by 6% since the previous quarter
The operating income has declined by 6% since the previous quarter and by 6% year-on-year
The operating margin has contracted by 3.7% from the previous quarter and by 2.9% YoY
The net margin has declined by 4.2% year-on-year and by 3.3% since the previous quarter

Growth

What is Associated Banc-Corp's growth rate over time

Valuation

What is Associated Banc-Corp stock price valuation
P/E
8.83
P/B
0.74
P/S
2.47
EV/EBIT
10.89
EV/EBITDA
9.52
EV/Sales
4
The price to earnings (P/E) is 23% less than the 5-year quarterly average of 11.4 and 18% less than the last 4 quarters average of 10.7
The EPS has declined by 4.5% since the previous quarter and by 3.7% year-on-year
The stock's P/B is 19% below its 5-year quarterly average of 0.9 and 19% below its last 4 quarters average of 0.9
ASB's P/S is 19% less than its last 4 quarters average of 3.0 and 16% less than its 5-year quarterly average of 2.9
Associated Banc-Corp's revenue has decreased by 2.7% YoY and by 2.4% from the previous quarter

Efficiency

How efficient is Associated Banc-Corp business performance
The ROA has contracted by 10% from the previous quarter and by 10% YoY
The return on invested capital is up by 9% year-on-year but it has declined by 8% since the previous quarter
Associated Banc-Corp's return on equity has decreased by 8% YoY and by 6% QoQ
The return on sales rose by 8% year-on-year but it has declined by 3.7% since the previous quarter

Dividends

What is ASB's dividend history
DPS
$0.8
Dividend yield
4.31%
Payout ratio
38.1%
Recent dividends

Financial health

How did Associated Banc-Corp financials performed over time
Associated Banc-Corp's total assets is 13% higher than its total liabilities
The debt is 42% smaller than the equity
Associated Banc-Corp's debt to equity has decreased by 8% YoY
The debt has declined by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.