ASB Associated Banc-Corp

Price (delayed)

$19.17

Market cap

$2.94B

P/E Ratio

10.04

Dividend/share

$0.72

EPS

$1.91

Enterprise value

$5.32B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The debt has declined by 21% since the previous quarter and by 8% year-on-year
The price to earnings (P/E) is 26% less than the 5-year quarterly average of 13.5 but 26% more than the last 4 quarters average of 8.0
The EPS has declined by 11% since the previous quarter and by 5% year-on-year
ASB's net income is down by 11% since the previous quarter and by 9% year-on-year

Key stats

What are the main financial stats of ASB
Market
Shares outstanding
153.59M
Market cap
$2.94B
Enterprise value
$5.32B
Valuations
Price to earnings (P/E)
10.04
Price to book (P/B)
0.8
Price to sales (P/S)
2.56
EV/EBIT
15.98
EV/EBITDA
13.1
EV/Sales
4.66
Earnings
Revenue
$1.14B
EBIT
$332.58M
EBITDA
$405.83M
Free cash flow
$475.82M
Per share
EPS
$1.91
Free cash flow per share
$3.12
Book value per share
$24.02
Revenue per share
$7.47
TBVPS
$219.89
Balance sheet
Total assets
$34.7B
Total liabilities
$30.65B
Debt
$3.48B
Equity
$3.69B
Working capital
N/A
Liquidity
Debt to equity
0.94
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.84
Margins
EBITDA margin
35.6%
Gross margin
100%
Net margin
27.4%
Operating margin
33.1%
Efficiency
Return on assets
0.9%
Return on equity
8.1%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
29.2%
Dividend
Dividend yield
3.76%
DPS
$0.72
Payout ratio
37.7%

ASB stock price

How has the Associated Banc-Corp stock price performed over time
Intraday
-3.67%
1 week
-5.61%
1 month
15.9%
1 year
-7.97%
YTD
12.43%
QTD
12.43%

Financial performance

How have Associated Banc-Corp's revenue and profit performed over time
Revenue
$1.14B
Gross profit
$1.14B
Operating income
$377.23M
Net income
$311.87M
Gross margin
100%
Net margin
27.4%
The operating income has declined by 16% since the previous quarter and by 12% year-on-year
ASB's net income is down by 11% since the previous quarter and by 9% year-on-year
The operating margin has contracted by 10% from the previous quarter and by 7% YoY
The gross profit has contracted by 7% from the previous quarter and by 6% YoY

Growth

What is Associated Banc-Corp's growth rate over time

Valuation

What is Associated Banc-Corp stock price valuation
P/E
10.04
P/B
0.8
P/S
2.56
EV/EBIT
15.98
EV/EBITDA
13.1
EV/Sales
4.66
The price to earnings (P/E) is 26% less than the 5-year quarterly average of 13.5 but 26% more than the last 4 quarters average of 8.0
The EPS has declined by 11% since the previous quarter and by 5% year-on-year
The stock's P/B is 20% below its 5-year quarterly average of 1.0 but 14% above its last 4 quarters average of 0.7
ASB's P/S is 28% more than its last 4 quarters average of 2.0 but 15% less than its 5-year quarterly average of 3.0
Associated Banc-Corp's revenue has decreased by 7% from the previous quarter and by 6% YoY

Efficiency

How efficient is Associated Banc-Corp business performance
The return on invested capital has declined by 31% since the previous quarter and by 25% year-on-year
The return on sales has declined by 20% since the previous quarter and by 18% year-on-year
Associated Banc-Corp's return on equity has decreased by 12% QoQ and by 11% YoY
The ROA has contracted by 10% from the previous quarter and by 10% YoY

Dividends

What is ASB's dividend history
DPS
$0.72
Dividend yield
3.76%
Payout ratio
37.7%
Recent dividends

Financial health

How did Associated Banc-Corp financials performed over time
Associated Banc-Corp's total assets is 13% higher than its total liabilities
The total liabilities has grown by 7% YoY but it has contracted by 2.6% from the previous quarter
Associated Banc-Corp's total assets has increased by 6% YoY but it has decreased by 2.3% QoQ
The debt is 6% smaller than the equity
Associated Banc-Corp's debt to equity has decreased by 22% from the previous quarter and by 9% YoY
The debt has declined by 21% since the previous quarter and by 8% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.