AUB Atlantic Union Bankshares Corp

Price (delayed)

$36.48

Market cap

$2.87B

P/E Ratio

19.1

Dividend/share

$1

EPS

$1.91

Enterprise value

$3.67B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The equity is up by 5% year-on-year
The EPS has contracted by 20% YoY but it has grown by 4.9% from the previous quarter
The debt has grown by 17% from the previous quarter but it has contracted by 15% YoY
The stock's price to earnings (P/E) is 52% more than its last 4 quarters average of 12.6 and 13% more than its 5-year quarterly average of 16.9
The company's gross profit fell by 8% YoY

Key stats

What are the main financial stats of AUB
Market
Shares outstanding
78.72M
Market cap
$2.87B
Enterprise value
$3.67B
Valuations
Price to earnings (P/E)
19.1
Price to book (P/B)
1.08
Price to sales (P/S)
5.04
EV/EBIT
19.99
EV/EBITDA
18.46
EV/Sales
6.44
Earnings
Revenue
$569.41M
EBIT
$183.37M
EBITDA
$198.57M
Free cash flow
$239.98M
Per share
EPS
$1.91
Free cash flow per share
$3.05
Book value per share
$33.81
Revenue per share
$7.23
TBVPS
$240.54
Balance sheet
Total assets
$19.93B
Total liabilities
$17.27B
Debt
$1.31B
Equity
$2.66B
Working capital
N/A
Liquidity
Debt to equity
0.49
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4
Margins
EBITDA margin
34.9%
Gross margin
100%
Net margin
27.2%
Operating margin
34%
Efficiency
Return on assets
0.8%
Return on equity
5.9%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
32.2%
Dividend
Dividend yield
2.74%
DPS
$1
Payout ratio
52.4%

AUB stock price

How has the Atlantic Union Bankshares stock price performed over time
Intraday
-2.01%
1 week
1.81%
1 month
8.8%
1 year
-0.36%
YTD
10.75%
QTD
10.75%

Financial performance

How have Atlantic Union Bankshares's revenue and profit performed over time
Revenue
$569.41M
Gross profit
$569.41M
Operating income
$193.72M
Net income
$154.63M
Gross margin
100%
Net margin
27.2%
The company's operating income fell by 17% YoY and by 4.1% QoQ
AUB's net income is down by 15% YoY but it is up by 5% from the previous quarter
The operating margin has declined by 11% year-on-year and by 2.3% since the previous quarter
The net margin has contracted by 8% YoY but it has grown by 8% from the previous quarter

Growth

What is Atlantic Union Bankshares's growth rate over time

Valuation

What is Atlantic Union Bankshares stock price valuation
P/E
19.1
P/B
1.08
P/S
5.04
EV/EBIT
19.99
EV/EBITDA
18.46
EV/Sales
6.44
The stock's price to earnings (P/E) is 52% more than its last 4 quarters average of 12.6 and 13% more than its 5-year quarterly average of 16.9
The EPS has contracted by 20% YoY but it has grown by 4.9% from the previous quarter
AUB's P/B is 35% above its last 4 quarters average of 0.8 but 10% below its 5-year quarterly average of 1.2
The equity is up by 5% year-on-year
The price to sales (P/S) is 48% higher than the last 4 quarters average of 3.4 and 15% higher than the 5-year quarterly average of 4.4
The revenue has contracted by 8% YoY

Efficiency

How efficient is Atlantic Union Bankshares business performance
Atlantic Union Bankshares's ROA has decreased by 27% YoY
The return on equity has declined by 23% year-on-year
AUB's return on invested capital is down by 23% year-on-year
The ROS has contracted by 9% YoY but it has grown by 7% from the previous quarter

Dividends

What is AUB's dividend history
DPS
$1
Dividend yield
2.74%
Payout ratio
52.4%
Recent dividends

Financial health

How did Atlantic Union Bankshares financials performed over time
The total assets is 15% higher than the total liabilities
The debt is 51% less than the equity
The debt to equity has contracted by 20% YoY but it has grown by 14% from the previous quarter
The debt has grown by 17% from the previous quarter but it has contracted by 15% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.