AUB Atlantic Union Bankshares Corp

Price (delayed)

$32.86

Market cap

$2.47B

P/E Ratio

12.99

Dividend/share

$1.24

EPS

$2.53

Enterprise value

$3.4B

Headquartered in Richmond, Virginia, Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 129 branches and approximately 150 ATMs located throughout Virginia, and ...

Highlights
The equity is up by 8% year-on-year and by 7% since the previous quarter
The debt has grown by 29% from the previous quarter but it has contracted by 23% YoY
The EPS has contracted by 15% YoY and by 7% from the previous quarter
AUB's net income is down by 14% YoY and by 6% from the previous quarter

Key stats

What are the main financial stats of AUB
Market
Shares outstanding
75.08M
Market cap
$2.47B
Enterprise value
$3.4B
Valuations
Price to book (P/B)
0.96
Price to sales (P/S)
3.67
EV/EBIT
14.18
EV/EBITDA
13.45
EV/Sales
5.07
Earnings
Revenue
$670.27M
EBIT
$239.9M
EBITDA
$252.81M
Free cash flow
$258.87M
Per share
EPS
$2.53
Free cash flow per share
$3.45
Book value per share
$34.08
Revenue per share
$8.94
TBVPS
$269.76
Balance sheet
Total assets
$21.17B
Total liabilities
$18.61B
Debt
$1.31B
Equity
$2.56B
Working capital
N/A
Liquidity
Debt to equity
0.51
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.69
Margins
EBITDA margin
37.7%
Gross margin
100%
Net margin
30.1%
Operating margin
35.8%
Efficiency
Return on assets
0.9%
Return on equity
7.7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
35.8%
Dividend
Dividend yield
3.77%
DPS
$1.24
Payout ratio
49%

AUB stock price

How has the Atlantic Union Bankshares stock price performed over time
Intraday
-0.06%
1 week
3.27%
1 month
-5.38%
1 year
1.26%
YTD
-10.07%
QTD
-6.94%

Financial performance

How have Atlantic Union Bankshares's revenue and profit performed over time
Revenue
$670.27M
Gross profit
$670.27M
Operating income
$239.9M
Net income
$201.82M
Gross margin
100%
Net margin
30.1%
The company's operating income fell by 14% YoY and by 6% QoQ
AUB's net income is down by 14% YoY and by 6% from the previous quarter
The operating margin has declined by 12% year-on-year and by 5% since the previous quarter
The net margin has contracted by 12% YoY and by 5% from the previous quarter

Growth

What is Atlantic Union Bankshares's growth rate over time

Valuation

What is Atlantic Union Bankshares stock price valuation
P/E
12.99
P/B
0.96
P/S
3.67
EV/EBIT
14.18
EV/EBITDA
13.45
EV/Sales
5.07
The EPS has contracted by 15% YoY and by 7% from the previous quarter
The stock's price to earnings (P/E) is 12% more than its last 4 quarters average of 11.6 and 2.4% more than its 5-year quarterly average of 12.7
The equity is up by 8% year-on-year and by 7% since the previous quarter
AUB's P/B is 4% below its 5-year quarterly average of 1.0 and 4% below its last 4 quarters average of 1.0
The price to sales (P/S) is 5% higher than the last 4 quarters average of 3.5 but 3.2% lower than the 5-year quarterly average of 3.8

Efficiency

How efficient is Atlantic Union Bankshares business performance
Atlantic Union Bankshares's ROA has decreased by 18% YoY and by 10% from the previous quarter
The return on equity has declined by 17% year-on-year and by 9% since the previous quarter
AUB's return on invested capital is down by 14% year-on-year and by 8% since the previous quarter
The ROS has contracted by 12% YoY and by 5% from the previous quarter

Dividends

What is AUB's dividend history
DPS
$1.24
Dividend yield
3.77%
Payout ratio
49%
Recent dividends

Financial health

How did Atlantic Union Bankshares financials performed over time
The total assets is 14% higher than the total liabilities
The total assets is up by 3.4% YoY and by 2.1% QoQ
The total liabilities has increased by 2.9% year-on-year
The debt is 49% less than the equity
The debt has grown by 29% from the previous quarter but it has contracted by 23% YoY
The debt to equity has contracted by 29% YoY but it has grown by 19% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.