BWFG Bankwell Financial Group Inc

Price (delayed)

$23.725

Market cap

$188.32M

P/E Ratio

5.04

Dividend/share

$0.8

EPS

$4.71

Enterprise value

$78.36M

Bankwell is a commercial bank that serves the banking needs of residents and businesses throughout Fairfield and New Haven Counties, Connecticut.

Highlights
The P/E is 50% below the 5-year quarterly average of 10.6
BWFG's equity is up by 11% YoY and by 3.1% from the previous quarter
Bankwell Financial Group's EPS has decreased by 2.7% YoY
BWFG's net income is down by 2% year-on-year

Key stats

What are the main financial stats of BWFG
Market
Shares outstanding
7.94M
Market cap
$188.32M
Enterprise value
$78.36M
Valuations
Price to earnings (P/E)
5.04
Price to book (P/B)
0.7
Price to sales (P/S)
1.83
EV/EBIT
1.63
EV/EBITDA
1.52
EV/Sales
0.8
Earnings
Revenue
$98.44M
EBIT
$48.04M
EBITDA
$51.67M
Free cash flow
$29.88M
Per share
EPS
$4.71
Free cash flow per share
$3.94
Book value per share
$33.89
Revenue per share
$12.97
TBVPS
$423.43
Balance sheet
Total assets
$3.22B
Total liabilities
$2.95B
Debt
$159.21M
Equity
$265.75M
Working capital
N/A
Liquidity
Debt to equity
0.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.13
Margins
EBITDA margin
52.5%
Gross margin
100%
Net margin
37.2%
Operating margin
48.8%
Efficiency
Return on assets
1.1%
Return on equity
14.5%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
48.8%
Dividend
Dividend yield
3.37%
DPS
$0.8
Payout ratio
17%

BWFG stock price

How has the Bankwell Financial Group stock price performed over time
Intraday
-5.06%
1 week
0.4%
1 month
-7.9%
1 year
3.06%
YTD
-21.39%
QTD
-8.54%

Financial performance

How have Bankwell Financial Group's revenue and profit performed over time
Revenue
$98.44M
Gross profit
$98.44M
Operating income
$48.04M
Net income
$36.66M
Gross margin
100%
Net margin
37.2%
The net margin has decreased by 8% YoY
The revenue has increased by 7% YoY
The gross profit has increased by 7% year-on-year
BWFG's operating margin is down by 6% YoY

Growth

What is Bankwell Financial Group's growth rate over time

Valuation

What is Bankwell Financial Group stock price valuation
P/E
5.04
P/B
0.7
P/S
1.83
EV/EBIT
1.63
EV/EBITDA
1.52
EV/Sales
0.8
The P/E is 50% below the 5-year quarterly average of 10.6
Bankwell Financial Group's EPS has decreased by 2.7% YoY
The P/B is 26% below the 5-year quarterly average of 1.0 and 8% below the last 4 quarters average of 0.8
BWFG's equity is up by 11% YoY and by 3.1% from the previous quarter
The P/S is 33% below the 5-year quarterly average of 2.9 and 3.5% below the last 4 quarters average of 2.0
The revenue has increased by 7% YoY

Efficiency

How efficient is Bankwell Financial Group business performance
The ROA has contracted by 21% YoY
The ROIC has contracted by 17% YoY
The ROE has decreased by 12% YoY
Bankwell Financial Group's ROS has decreased by 6% YoY

Dividends

What is BWFG's dividend history
DPS
$0.8
Dividend yield
3.37%
Payout ratio
17%
Recent dividends

Financial health

How did Bankwell Financial Group financials performed over time
The total assets is 9% greater than the total liabilities
BWFG's total liabilities is down by 2.1% YoY
The debt is 40% less than the equity
BWFG's equity is up by 11% YoY and by 3.1% from the previous quarter
Bankwell Financial Group's debt to equity has decreased by 10% YoY and by 3.2% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.