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Price (delayed)
$28.58
Market cap
$1.23B
P/E Ratio
29.77
Dividend/share
$0.72
EPS
$0.96
Enterprise value
$1.37B
Berkshire Hills Bancorp is the parent of Berkshire Bank, a 21st century community bank pursuing purpose driven performance based on its Be FIRST corporate responsibility culture. Headquartered in Boston, Berkshire
Highlights
The company's debt fell by 24% YoY and by 13% QoQ
The company's equity rose by 13% YoY and by 6% QoQ
BHLB's EPS has surged by 85% since the previous quarter but it has dropped by 58% year-on-year
The net income has soared by 82% from the previous quarter but it has plunged by 61% YoY
Key stats
What are the main financial stats of BHLB
Market
Valuations
Earnings
Shares outstanding
42.98M
Market cap
$1.23B
Enterprise value
$1.37B
Price to earnings (P/E)
29.77
Price to book (P/B)
1.15
Price to sales (P/S)
3.26
EV/EBIT
29.08
EV/EBITDA
23.1
EV/Sales
3.69
Revenue
$369.86M
Gross profit
$369.86M
Net income
$39.9M
EBIT
$46.96M
EBITDA
$59.09M
Free cash flow
$138.87M
Per share
Balance sheet
Liquidity
EPS
$0.96
EPS diluted
$0.95
Free cash flow per share
$3.29
Book value per share
$24.9
Revenue per share
$8.77
TBVPS
$274.8
Total assets
$11.6B
Total liabilities
$10.53B
Debt
$707.09M
Equity
$1.07B
Working capital
N/A
Debt to equity
0.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.32
Margins
Efficiency
Dividend
EBITDA margin
16%
Gross margin
100%
Net margin
10.8%
Operating margin
12.7%
Return on assets
0.3%
Return on equity
3.9%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
12.7%
Dividend yield
2.52%
DPS
$0.72
Payout ratio
75%
BHLB stock price
How has the Berkshire Hills Bancorp stock price performed over time
Intraday
2.81%
1 week
-5.36%
1 month
-4.67%
1 year
15.66%
YTD
15.1%
QTD
6.13%
Financial performance
How have Berkshire Hills Bancorp's revenue and profit performed over time
Revenue
$369.86M
Gross profit
$369.86M
Operating income
$46.96M
Net income
$39.9M
Gross margin
100%
Net margin
10.8%
Berkshire Hills Bancorp's operating income has surged by 113% QoQ but it has shrunk by 61% YoY
The operating margin has surged by 102% since the previous quarter but it has dropped by 52% year-on-year
The net income has soared by 82% from the previous quarter but it has plunged by 61% YoY
The company's net margin has surged by 74% QoQ but it has shrunk by 52% YoY
Growth
What is Berkshire Hills Bancorp's growth rate over time
Valuation
What is Berkshire Hills Bancorp stock price valuation
P/E
29.77
P/B
1.15
P/S
3.26
EV/EBIT
29.08
EV/EBITDA
23.1
EV/Sales
3.69
BHLB's EPS has surged by 85% since the previous quarter but it has dropped by 58% year-on-year
The P/E is 66% higher than the 5-year quarterly average of 17.9 but 11% lower than the last 4 quarters average of 33.3
The P/B is 15% above the 5-year quarterly average of 1.0 and 15% above the last 4 quarters average of 1.0
The company's equity rose by 13% YoY and by 6% QoQ
BHLB's price to sales (P/S) is 25% higher than its 5-year quarterly average of 2.6 and 16% higher than its last 4 quarters average of 2.8
Berkshire Hills Bancorp's revenue has decreased by 18% YoY but it has increased by 5% QoQ
Efficiency
How efficient is Berkshire Hills Bancorp business performance
BHLB's return on sales has surged by 102% since the previous quarter but it has dropped by 52% year-on-year
BHLB's ROIC has soared by 100% QoQ but it has shrunk by 60% YoY
BHLB's ROE has soared by 77% from the previous quarter but it has plunged by 63% YoY
The ROA has plunged by 63% YoY but it has soared by 50% from the previous quarter
Dividends
What is BHLB's dividend history
DPS
$0.72
Dividend yield
2.52%
Payout ratio
75%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Berkshire Hills Bancorp financials performed over time
Berkshire Hills Bancorp's total assets is 10% higher than its total liabilities
The total liabilities has declined by 6% since the previous quarter and by 6% year-on-year
Berkshire Hills Bancorp's total assets has decreased by 5% QoQ and by 4.4% YoY
The company's debt is 34% lower than its equity
BHLB's debt to equity is down by 32% year-on-year and by 18% since the previous quarter
The company's debt fell by 24% YoY and by 13% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.