Have a feature idea you'd love to see implemented? Let us know!

BHLB Berkshire Hills Bancorp Inc

Price (delayed)

$30.75

Market cap

$1.32B

P/E Ratio

32.03

Dividend/share

$0.72

EPS

$0.96

Enterprise value

$1.46B

Berkshire Hills Bancorp is the parent of Berkshire Bank, a 21st century community bank pursuing purpose driven performance based on its Be FIRST corporate responsibility culture. Headquartered in Boston, Berkshire ...

Highlights
The company's debt fell by 24% YoY and by 13% QoQ
The company's equity rose by 13% YoY and by 6% QoQ
BHLB's EPS has surged by 85% since the previous quarter but it has dropped by 58% year-on-year
The net income has soared by 82% from the previous quarter but it has plunged by 61% YoY

Key stats

What are the main financial stats of BHLB
Market
Shares outstanding
42.98M
Market cap
$1.32B
Enterprise value
$1.46B
Valuations
Price to book (P/B)
1.23
Price to sales (P/S)
3.51
EV/EBIT
31.06
EV/EBITDA
24.68
EV/Sales
3.94
Earnings
Revenue
$369.86M
EBIT
$46.96M
EBITDA
$59.09M
Free cash flow
$138.87M
Per share
EPS
$0.96
Free cash flow per share
$3.29
Book value per share
$24.9
Revenue per share
$8.77
TBVPS
$274.8
Balance sheet
Total assets
$11.6B
Total liabilities
$10.53B
Debt
$707.09M
Equity
$1.07B
Working capital
N/A
Liquidity
Debt to equity
0.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.32
Margins
EBITDA margin
16%
Gross margin
100%
Net margin
10.8%
Operating margin
12.7%
Efficiency
Return on assets
0.3%
Return on equity
3.9%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
12.7%
Dividend
Dividend yield
2.34%
DPS
$0.72
Payout ratio
75%

BHLB stock price

How has the Berkshire Hills Bancorp stock price performed over time
Intraday
1.15%
1 week
0.89%
1 month
-1.41%
1 year
37.77%
YTD
23.84%
QTD
14.18%

Financial performance

How have Berkshire Hills Bancorp's revenue and profit performed over time
Revenue
$369.86M
Gross profit
$369.86M
Operating income
$46.96M
Net income
$39.9M
Gross margin
100%
Net margin
10.8%
Berkshire Hills Bancorp's operating income has surged by 113% QoQ but it has shrunk by 61% YoY
The operating margin has surged by 102% since the previous quarter but it has dropped by 52% year-on-year
The net income has soared by 82% from the previous quarter but it has plunged by 61% YoY
The company's net margin has surged by 74% QoQ but it has shrunk by 52% YoY

Growth

What is Berkshire Hills Bancorp's growth rate over time

Valuation

What is Berkshire Hills Bancorp stock price valuation
P/E
32.03
P/B
1.23
P/S
3.51
EV/EBIT
31.06
EV/EBITDA
24.68
EV/Sales
3.94
BHLB's EPS has surged by 85% since the previous quarter but it has dropped by 58% year-on-year
The P/E is 79% higher than the 5-year quarterly average of 17.9 but 3.8% lower than the last 4 quarters average of 33.3
The P/B is 23% above the 5-year quarterly average of 1.0 and 23% above the last 4 quarters average of 1.0
The company's equity rose by 13% YoY and by 6% QoQ
BHLB's price to sales (P/S) is 35% higher than its 5-year quarterly average of 2.6 and 25% higher than its last 4 quarters average of 2.8
Berkshire Hills Bancorp's revenue has decreased by 18% YoY but it has increased by 5% QoQ

Efficiency

How efficient is Berkshire Hills Bancorp business performance
BHLB's return on sales has surged by 102% since the previous quarter but it has dropped by 52% year-on-year
BHLB's ROIC has soared by 100% QoQ but it has shrunk by 60% YoY
BHLB's ROE has soared by 77% from the previous quarter but it has plunged by 63% YoY
The ROA has plunged by 63% YoY but it has soared by 50% from the previous quarter

Dividends

What is BHLB's dividend history
DPS
$0.72
Dividend yield
2.34%
Payout ratio
75%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Berkshire Hills Bancorp financials performed over time
Berkshire Hills Bancorp's total assets is 10% higher than its total liabilities
The total liabilities has declined by 6% since the previous quarter and by 6% year-on-year
Berkshire Hills Bancorp's total assets has decreased by 5% QoQ and by 4.4% YoY
The company's debt is 34% lower than its equity
BHLB's debt to equity is down by 32% year-on-year and by 18% since the previous quarter
The company's debt fell by 24% YoY and by 13% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.