BHLB Berkshire Hills Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NYSE: BHLB

Price (delayed)

$25.8

Market cap

$1.15B

P/E Ratio

12.71

Dividend/share

$0.6

EPS

$2.03

Enterprise value

$587.47M

Berkshire Hills Bancorp is the parent of Berkshire Bank, a 21st century community bank pursuing purpose driven performance based on its Be FIRST corporate responsibility culture. Headquartered in Boston, Berkshire ...

Highlights
The P/E is 21% lower than the 5-year quarterly average of 15.7
The net income has contracted by 22% YoY but it has grown by 12% from the previous quarter
BHLB's EPS is down by 16% year-on-year but it is up by 15% since the previous quarter
The company's equity fell by 19% YoY
The company's debt rose by 13% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://ir.berkshirebank.com/
Peers: CBNK BRKL

Key stats

What are the main financial stats of BHLB
Market
Shares outstanding
44.47M
Market cap
$1.15B
Enterprise value
$587.47M
Valuations
Price to earnings (P/E)
12.71
Price to book (P/B)
1.22
Price to sales (P/S)
2.84
EV/EBIT
5.16
EV/EBITDA
4.57
EV/Sales
1.42
Earnings
Revenue
$413.53M
EBIT
$113.82M
EBITDA
$128.53M
Free cash flow
$121.74M
Per share
EPS
$2.03
Free cash flow per share
$2.67
Book value per share
$21.19
Revenue per share
$9.08
TBVPS
$255.43
Balance sheet
Total assets
$11.66B
Total liabilities
$10.71B
Debt
$125.51M
Equity
$954.06M
Working capital
N/A
Liquidity
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.36
Margins
EBITDA margin
31.1%
Gross margin
100%
Net margin
22.4%
Operating margin
27.5%
Efficiency
Return on assets
0.8%
Return on equity
9.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
27.5%
Dividend
Dividend yield
2.33%
DPS
$0.6
Payout ratio
29.6%

BHLB stock price

How has the Berkshire Hills Bancorp stock price performed over time
Intraday
2.02%
1 week
2.58%
1 month
-12.63%
1 year
-14.29%
YTD
-13.71%
QTD
-13.71%

Financial performance

How have Berkshire Hills Bancorp's revenue and profit performed over time
Revenue
$413.53M
Gross profit
$413.53M
Operating income
$113.82M
Net income
$92.53M
Gross margin
100%
Net margin
22.4%
Berkshire Hills Bancorp's operating income has decreased by 24% YoY but it has increased by 15% QoQ
The net income has contracted by 22% YoY but it has grown by 12% from the previous quarter
The operating margin has declined by 20% year-on-year but it has grown by 7% since the previous quarter
The company's net margin fell by 18% YoY but it rose by 5% QoQ

Growth

What is Berkshire Hills Bancorp's growth rate over time

Valuation

What is Berkshire Hills Bancorp stock price valuation
P/E
12.71
P/B
1.22
P/S
2.84
EV/EBIT
5.16
EV/EBITDA
4.57
EV/Sales
1.42
The P/E is 21% lower than the 5-year quarterly average of 15.7
BHLB's EPS is down by 16% year-on-year but it is up by 15% since the previous quarter
The P/B is 19% above the 5-year quarterly average of 1.0 but 8% below the last 4 quarters average of 1.3
The company's equity fell by 19% YoY
BHLB's price to sales (P/S) is 10% lower than its 5-year quarterly average of 3.1 and 10% lower than its last 4 quarters average of 3.1
Berkshire Hills Bancorp's revenue has increased by 7% QoQ but it has decreased by 4.8% YoY

Efficiency

How efficient is Berkshire Hills Bancorp business performance
BHLB's ROIC is down by 21% YoY but it is up by 10% QoQ
BHLB's return on sales is down by 20% year-on-year but it is up by 3.8% since the previous quarter
The ROA has contracted by 20% YoY but it has grown by 14% from the previous quarter
BHLB's ROE is up by 18% from the previous quarter but it is down by 9% YoY

Dividends

What is BHLB's dividend history
Dividend details
DPS
$0.6
Dividend yield
2.33%
Payout ratio
29.6%
Recent dividends

Financial health

How did Berkshire Hills Bancorp financials performed over time
Berkshire Hills Bancorp's total assets is 9% higher than its total liabilities
Berkshire Hills Bancorp's total assets has increased by 3.1% QoQ
The total liabilities has grown by 3.2% year-on-year and by 3.2% since the previous quarter
The company's debt is 87% lower than its equity
BHLB's debt to equity is up by 44% year-on-year
The company's equity fell by 19% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.