BHLB Berkshire Hills Bancorp Inc

Price (delayed)

$22.92

Market cap

$999.87M

P/E Ratio

14.24

Dividend/share

$0.72

EPS

$1.61

Enterprise value

$303.21M

Berkshire Hills Bancorp is the parent of Berkshire Bank, a 21st century community bank pursuing purpose driven performance based on its Be FIRST corporate responsibility culture. Headquartered in Boston, Berkshire ...

Highlights
The company's debt fell by 45% QoQ
The company's equity rose by 6% QoQ and by 6% YoY
The net income has contracted by 31% from the previous quarter and by 25% YoY
BHLB's EPS is down by 30% since the previous quarter and by 21% year-on-year

Key stats

What are the main financial stats of BHLB
Market
Shares outstanding
43.62M
Market cap
$999.87M
Enterprise value
$303.21M
Valuations
Price to book (P/B)
0.99
Price to sales (P/S)
2.41
EV/EBIT
3.87
EV/EBITDA
3.31
EV/Sales
0.74
Earnings
Revenue
$411.83M
EBIT
$78.32M
EBITDA
$91.59M
Free cash flow
$155.34M
Per share
EPS
$1.61
Free cash flow per share
$3.59
Book value per share
$23.18
Revenue per share
$9.51
TBVPS
$286.71
Balance sheet
Total assets
$12.43B
Total liabilities
$11.42B
Debt
$506.59M
Equity
$1.01B
Working capital
N/A
Liquidity
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.61
Margins
EBITDA margin
22.2%
Gross margin
100%
Net margin
16.9%
Operating margin
19%
Efficiency
Return on assets
0.6%
Return on equity
7.1%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
19%
Dividend
Dividend yield
3.14%
DPS
$0.72
Payout ratio
44.7%

BHLB stock price

How has the Berkshire Hills Bancorp stock price performed over time
Intraday
0.57%
1 week
2.14%
1 month
6.9%
1 year
-10.64%
YTD
-7.69%
QTD
-7.69%

Financial performance

How have Berkshire Hills Bancorp's revenue and profit performed over time
Revenue
$411.83M
Gross profit
$411.83M
Operating income
$78.32M
Net income
$69.6M
Gross margin
100%
Net margin
16.9%
Berkshire Hills Bancorp's operating income has decreased by 35% QoQ and by 31% YoY
The net income has contracted by 31% from the previous quarter and by 25% YoY
The operating margin has declined by 31% year-on-year and by 29% since the previous quarter
The company's net margin fell by 25% QoQ and by 25% YoY

Growth

What is Berkshire Hills Bancorp's growth rate over time

Valuation

What is Berkshire Hills Bancorp stock price valuation
P/E
14.24
P/B
0.99
P/S
2.41
EV/EBIT
3.87
EV/EBITDA
3.31
EV/Sales
0.74
BHLB's EPS is down by 30% since the previous quarter and by 21% year-on-year
The P/E is 28% higher than the last 4 quarters average of 11.1 and 6% higher than the 5-year quarterly average of 13.3
The company's equity rose by 6% QoQ and by 6% YoY
The P/B is 2% below the 5-year quarterly average of 1.0 and 2% below the last 4 quarters average of 1.0
BHLB's price to sales (P/S) is 11% lower than its 5-year quarterly average of 2.7 but 4.3% higher than its last 4 quarters average of 2.3
Berkshire Hills Bancorp's revenue has decreased by 8% QoQ

Efficiency

How efficient is Berkshire Hills Bancorp business performance
BHLB's ROIC is down by 45% YoY and by 40% QoQ
BHLB's ROE is down by 32% from the previous quarter and by 23% YoY
BHLB's return on sales is down by 31% year-on-year and by 29% since the previous quarter
The ROA has contracted by 25% from the previous quarter and by 25% YoY

Dividends

What is BHLB's dividend history
DPS
$0.72
Dividend yield
3.14%
Payout ratio
44.7%
Recent dividends

Financial health

How did Berkshire Hills Bancorp financials performed over time
Berkshire Hills Bancorp's total assets is 9% higher than its total liabilities
The total liabilities has grown by 7% year-on-year and by 2.1% since the previous quarter
Berkshire Hills Bancorp's total assets has increased by 7% YoY and by 2.4% QoQ
The company's debt is 50% lower than its equity
BHLB's debt to equity is down by 48% since the previous quarter
The company's debt fell by 45% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.