BHLB Berkshire Hills Bancorp Inc
Price (delayed)
$23.78
Market cap
$1.1B
P/E Ratio
16.51
Dividend/share
$0.9
EPS
$1.44
Enterprise value
$413.19M
Berkshire Hills Bancorp is the parent of Berkshire Bank, a 21st century community bank pursuing purpose driven performance based on its Be FIRST corporate responsibility culture. Headquartered in Boston, Berkshire
Highlights
The P/E is 53% lower than the last 4 quarters average of 34.4
The company's debt fell by 38% QoQ and by 14% YoY
The net income has soared by 53% from the previous quarter but it has contracted by 12% YoY
BHLB's EPS has surged by 50% since the previous quarter but it is down by 11% year-on-year
Key stats
What are the main financial stats of BHLB
Market
Valuations
Earnings
Shares outstanding
46.4M
Market cap
$1.1B
Enterprise value
$413.19M
Price to earnings (P/E)
16.51
Price to book (P/B)
0.88
Price to sales (P/S)
2.53
EV/EBIT
5.2
EV/EBITDA
4.54
EV/Sales
1.03
Revenue
$400M
Gross profit
$400M
Operating income
$79.52M
Net income
$61M
EBIT
$79.52M
EBITDA
$91.1M
Free cash flow
$120.64M
Per share
Balance sheet
Liquidity
EPS
$1.44
EPS diluted
$1.43
Free cash flow per share
$2.84
Book value per share
$27.16
Revenue per share
$9.41
TBVPS
$288.38
Total assets
$12.27B
Total liabilities
$11.11B
Debt
$438.09M
Equity
$1.17B
Working capital
N/A
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.58
Margins
Efficiency
Dividend
EBITDA margin
22.8%
Gross margin
100%
Net margin
15.3%
Operating margin
19.9%
Return on assets
0.5%
Return on equity
5.7%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
19.9%
Dividend yield
3.78%
DPS
$0.9
Payout ratio
62.5%
BHLB stock price
How has the Berkshire Hills Bancorp stock price performed over time
Intraday
1.84%
1 week
0.93%
1 month
-8.96%
1 year
9.28%
YTD
-16.36%
QTD
-8.85%
Financial performance
How have Berkshire Hills Bancorp's revenue and profit performed over time
Revenue
$400M
Gross profit
$400M
Operating income
$79.52M
Net income
$61M
Gross margin
100%
Net margin
15.3%
Berkshire Hills Bancorp's operating income has surged by 69% QoQ
The operating margin has surged by 57% since the previous quarter and by 4.7% year-on-year
The net income has soared by 53% from the previous quarter but it has contracted by 12% YoY
The company's net margin rose by 42% QoQ but it fell by 9% YoY
Growth
What is Berkshire Hills Bancorp's growth rate over time
Valuation
What is Berkshire Hills Bancorp stock price valuation
P/E
16.51
P/B
0.88
P/S
2.53
EV/EBIT
5.2
EV/EBITDA
4.54
EV/Sales
1.03
The P/E is 53% lower than the last 4 quarters average of 34.4
BHLB's EPS has surged by 50% since the previous quarter but it is down by 11% year-on-year
The company's equity rose by 15% YoY and by 9% QoQ
The P/B is 14% below the 5-year quarterly average of 1.0 and 14% below the last 4 quarters average of 1.0
BHLB's price to sales (P/S) is 14% lower than its last 4 quarters average of 2.9 and 8% lower than its 5-year quarterly average of 2.7
Berkshire Hills Bancorp's revenue has increased by 8% QoQ but it has decreased by 2.9% YoY
Efficiency
How efficient is Berkshire Hills Bancorp business performance
BHLB's ROIC has soared by 75% QoQ and by 17% YoY
The ROA has soared by 67% from the previous quarter but it has contracted by 17% YoY
BHLB's return on sales has surged by 57% since the previous quarter and by 4.7% year-on-year
BHLB's ROE is up by 46% from the previous quarter but it is down by 20% YoY
Dividends
What is BHLB's dividend history
DPS
$0.9
Dividend yield
3.78%
Payout ratio
62.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Berkshire Hills Bancorp financials performed over time
Berkshire Hills Bancorp's total assets is 11% higher than its total liabilities
Berkshire Hills Bancorp's total assets has increased by 6% QoQ
The total liabilities has grown by 5% since the previous quarter but it has declined by 2.7% year-on-year
The company's debt is 62% lower than its equity
BHLB's debt to equity is down by 42% since the previous quarter and by 24% year-on-year
The company's debt fell by 38% QoQ and by 14% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.