BHLB Berkshire Hills Bancorp Inc

Price (delayed)

$22.5

Market cap

$982.58M

P/E Ratio

9.74

Dividend/share

$0.72

EPS

$2.31

Enterprise value

$1.24B

Berkshire Hills Bancorp is the parent of Berkshire Bank, a 21st century community bank pursuing purpose driven performance based on its Be FIRST corporate responsibility culture. Headquartered in Boston, Berkshire ...

Highlights
BHLB's EPS is up by 31% year-on-year
The net income has grown by 23% YoY
The company's debt rose by 16% QoQ
The company's equity fell by 2.3% QoQ

Key stats

What are the main financial stats of BHLB
Market
Shares outstanding
43.67M
Market cap
$982.58M
Enterprise value
$1.24B
Valuations
Price to book (P/B)
1.04
Price to sales (P/S)
2.16
EV/EBIT
10.37
EV/EBITDA
9.32
EV/Sales
2.77
Earnings
Revenue
$449.54M
EBIT
$120.01M
EBITDA
$133.62M
Free cash flow
$138.19M
Per share
EPS
$2.31
Free cash flow per share
$3.2
Book value per share
$21.61
Revenue per share
$10.41
TBVPS
$280.77
Balance sheet
Total assets
$12.14B
Total liabilities
$11.19B
Debt
$925.6M
Equity
$951.01M
Working capital
N/A
Liquidity
Debt to equity
0.97
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.96
Margins
EBITDA margin
29.7%
Gross margin
100%
Net margin
22.6%
Operating margin
26.9%
Efficiency
Return on assets
0.8%
Return on equity
10.5%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
26.7%
Dividend
Dividend yield
3.2%
DPS
$0.72
Payout ratio
31.2%

BHLB stock price

How has the Berkshire Hills Bancorp stock price performed over time
Intraday
0.58%
1 week
2.83%
1 month
-4.66%
1 year
-25.77%
YTD
-9.38%
QTD
-9.38%

Financial performance

How have Berkshire Hills Bancorp's revenue and profit performed over time
Revenue
$449.54M
Gross profit
$449.54M
Operating income
$121.01M
Net income
$101.55M
Gross margin
100%
Net margin
22.6%
The net income has grown by 23% YoY
Berkshire Hills Bancorp's operating income has increased by 21% YoY
Berkshire Hills Bancorp's revenue has increased by 16% YoY
The gross profit has grown by 16% year-on-year

Growth

What is Berkshire Hills Bancorp's growth rate over time

Valuation

What is Berkshire Hills Bancorp stock price valuation
P/E
9.74
P/B
1.04
P/S
2.16
EV/EBIT
10.37
EV/EBITDA
9.32
EV/Sales
2.77
BHLB's EPS is up by 31% year-on-year
The P/E is 11% lower than the last 4 quarters average of 10.9
The P/B is 16% above the 5-year quarterly average of 0.9 but 5% below the last 4 quarters average of 1.1
The company's equity fell by 2.3% QoQ
BHLB's price to sales (P/S) is 20% lower than its 5-year quarterly average of 2.7 and 10% lower than its last 4 quarters average of 2.4
Berkshire Hills Bancorp's revenue has increased by 16% YoY

Efficiency

How efficient is Berkshire Hills Bancorp business performance
BHLB's ROE is up by 35% YoY
The ROA has grown by 14% YoY but it has contracted by 11% from the previous quarter

Dividends

What is BHLB's dividend history
DPS
$0.72
Dividend yield
3.2%
Payout ratio
31.2%
Recent dividends

Financial health

How did Berkshire Hills Bancorp financials performed over time
Berkshire Hills Bancorp's total assets is 8% higher than its total liabilities
The total liabilities has grown by 8% year-on-year
Berkshire Hills Bancorp's total assets has increased by 7% YoY
The company's debt is 2.7% lower than its equity
BHLB's debt to equity is up by 18% since the previous quarter
The company's debt rose by 16% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.