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BHLB Berkshire Hills Bancorp Inc

Price (delayed)

$24.55

Market cap

$1.14B

P/E Ratio

9.86

Dividend/share

$0.9

EPS

$2.49

Enterprise value

$995.22M

Berkshire Hills Bancorp is the parent of Berkshire Bank, a 21st century community bank pursuing purpose driven performance based on its Be FIRST corporate responsibility culture. Headquartered in Boston, Berkshire ...

Highlights
The net income has soared by 75% from the previous quarter
BHLB's EPS has surged by 73% since the previous quarter
The company's debt has surged by 56% QoQ and by 49% YoY

Key stats

What are the main financial stats of BHLB
Market
Shares outstanding
46.31M
Market cap
$1.14B
Enterprise value
$995.22M
Valuations
Price to earnings (P/E)
9.86
Price to book (P/B)
0.95
Price to sales (P/S)
2.47
EV/EBIT
7.08
EV/EBITDA
6.56
EV/Sales
2.19
Earnings
Revenue
$454.9M
Gross profit
$454.9M
Operating income
$140.57M
Net income
$106.91M
EBIT
$140.57M
EBITDA
$151.64M
Free cash flow
$133.89M
Per share
EPS
$2.49
EPS diluted
$2.47
Free cash flow per share
$2.93
Book value per share
$25.79
Revenue per share
$9.96
TBVPS
$262.66
Balance sheet
Total assets
$12.01B
Total liabilities
$10.82B
Debt
$684.6M
Equity
$1.2B
Working capital
N/A
Liquidity
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.93
Margins
EBITDA margin
33.3%
Gross margin
100%
Net margin
23.5%
Operating margin
30.9%
Efficiency
Return on assets
0.9%
Return on equity
9.6%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
30.9%
Dividend
Dividend yield
3.67%
DPS
$0.9
Payout ratio
36.1%

BHLB stock price

How has the Berkshire Hills Bancorp stock price performed over time
Intraday
-1.92%
1 week
-1.6%
1 month
-4.14%
1 year
15.15%
YTD
-13.65%
QTD
-5.9%

Financial performance

How have Berkshire Hills Bancorp's revenue and profit performed over time
Revenue
$454.9M
Gross profit
$454.9M
Operating income
$140.57M
Net income
$106.91M
Gross margin
100%
Net margin
23.5%
Berkshire Hills Bancorp's operating income has surged by 77% QoQ
The net income has soared by 75% from the previous quarter
The operating margin has surged by 55% since the previous quarter
The company's net margin has surged by 54% QoQ

Price vs fundamentals

How does BHLB's price correlate with its fundamentals

Growth

What is Berkshire Hills Bancorp's growth rate over time

Valuation

What is Berkshire Hills Bancorp stock price valuation
P/E
9.86
P/B
0.95
P/S
2.47
EV/EBIT
7.08
EV/EBITDA
6.56
EV/Sales
2.19
BHLB's EPS has surged by 73% since the previous quarter
The P/E is 61% lower than the last 4 quarters average of 25.5 and 45% lower than the 5-year quarterly average of 17.9
The company's equity rose by 19% YoY and by 2.5% QoQ
The P/B is 5% below the 5-year quarterly average of 1.0 and 5% below the last 4 quarters average of 1.0
Berkshire Hills Bancorp's revenue has increased by 29% YoY and by 14% QoQ
BHLB's price to sales (P/S) is 15% lower than its last 4 quarters average of 2.9 and 9% lower than its 5-year quarterly average of 2.7

Efficiency

How efficient is Berkshire Hills Bancorp business performance
The ROA has soared by 80% from the previous quarter
BHLB's ROIC has soared by 71% QoQ
BHLB's ROE has soared by 68% from the previous quarter
BHLB's return on sales has surged by 55% since the previous quarter

Dividends

What is BHLB's dividend history
DPS
$0.9
Dividend yield
3.67%
Payout ratio
36.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Berkshire Hills Bancorp financials performed over time
Berkshire Hills Bancorp's total assets is 11% higher than its total liabilities
The total liabilities has declined by 2.9% year-on-year and by 2.6% since the previous quarter
Berkshire Hills Bancorp's total assets has decreased by 2.1% QoQ
The company's debt is 43% lower than its equity
The company's debt has surged by 56% QoQ and by 49% YoY
BHLB's debt to equity has surged by 50% since the previous quarter and by 27% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.