BHLB Berkshire Hills Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NYSE: BHLB

Price (delayed)

$28.04

Market cap

$1.21B

P/E Ratio

56.08

Dividend/share

$0.72

EPS

$0.5

Enterprise value

$478.83M

Berkshire Hills Bancorp is the parent of Berkshire Bank, a 21st century community bank pursuing purpose driven performance based on its Be FIRST corporate responsibility culture. Headquartered in Boston, Berkshire ...

Highlights
The company's debt has shrunk by 55% YoY and by 9% QoQ
The P/E is 183% higher than the last 4 quarters average of 19.8
BHLB's EPS has dropped by 78% year-on-year and by 69% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://ir.berkshirebank.com/
Peers: CBNK BRKL

Key stats

What are the main financial stats of BHLB
Market
Shares outstanding
43.29M
Market cap
$1.21B
Enterprise value
$478.83M
Valuations
Price to earnings (P/E)
56.08
Price to book (P/B)
1.21
Price to sales (P/S)
3.4
EV/EBIT
25.66
EV/EBITDA
15.13
EV/Sales
1.36
Earnings
Revenue
$353.23M
EBIT
$18.66M
EBITDA
$31.64M
Free cash flow
$125.4M
Per share
EPS
$0.5
Free cash flow per share
$2.93
Book value per share
$23.15
Revenue per share
$8.26
TBVPS
$283.52
Balance sheet
Total assets
$12.15B
Total liabilities
$11.14B
Debt
$458.59M
Equity
$1.01B
Working capital
N/A
Liquidity
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-23.23
Margins
EBITDA margin
9%
Gross margin
100%
Net margin
6.2%
Operating margin
5.3%
Efficiency
Return on assets
0.2%
Return on equity
2.2%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
5.3%
Dividend
Dividend yield
2.57%
DPS
$0.72
Payout ratio
144%

BHLB stock price

How has the Berkshire Hills Bancorp stock price performed over time
Intraday
0.18%
1 week
2.56%
1 month
28.68%
1 year
21.75%
YTD
12.93%
QTD
22.98%

Financial performance

How have Berkshire Hills Bancorp's revenue and profit performed over time
Revenue
$353.23M
Gross profit
$353.23M
Operating income
$18.66M
Net income
$21.77M
Gross margin
100%
Net margin
6.2%
Berkshire Hills Bancorp's operating income has shrunk by 85% YoY and by 76% QoQ
The operating margin has dropped by 81% year-on-year and by 72% since the previous quarter
The net income has plunged by 78% YoY and by 69% from the previous quarter
The company's net margin has shrunk by 73% YoY and by 63% QoQ

Growth

What is Berkshire Hills Bancorp's growth rate over time

Valuation

What is Berkshire Hills Bancorp stock price valuation
BHLB P/E details
P/E
56.08
P/B
1.21
P/S
3.4
EV/EBIT
25.66
EV/EBITDA
15.13
EV/Sales
1.36
The P/E is 183% higher than the last 4 quarters average of 19.8
BHLB's EPS has dropped by 78% year-on-year and by 69% since the previous quarter
The P/B is 21% above the 5-year quarterly average of 1.0 and 21% above the last 4 quarters average of 1.0
BHLB's price to sales (P/S) is 47% higher than its last 4 quarters average of 2.3 and 30% higher than its 5-year quarterly average of 2.6
Berkshire Hills Bancorp's revenue has decreased by 19% YoY and by 14% QoQ

Efficiency

How efficient is Berkshire Hills Bancorp business performance
BHLB's ROIC has shrunk by 82% YoY and by 67% QoQ
BHLB's return on sales has dropped by 81% year-on-year and by 72% since the previous quarter
BHLB's ROE has plunged by 78% YoY and by 69% from the previous quarter
The ROA has plunged by 78% YoY and by 67% from the previous quarter

Dividends

What is BHLB's dividend history
Dividend details
DPS
$0.72
Dividend yield
2.57%
Payout ratio
144%
Recent dividends

Financial health

How did Berkshire Hills Bancorp financials performed over time
Berkshire Hills Bancorp's total assets is 9% higher than its total liabilities
Berkshire Hills Bancorp's total assets has decreased by 2.3% QoQ
The total liabilities has declined by 2.5% since the previous quarter
The company's debt is 55% lower than its equity
BHLB's debt to equity has dropped by 56% year-on-year and by 10% since the previous quarter
The company's debt has shrunk by 55% YoY and by 9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.