ALRS Alerus Financial Corp

Price (delayed)

$31.11

Market cap

$781.75M

P/E Ratio

29.07

Dividend/share

$0.85

EPS

$1.07

Enterprise value

$954.73M

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Relative Growth: Rel. Growth: 53
Relative Strength: Rel. Strength: 79
Relative Valuation: Rel. Valuation: 46
Relative Profitability: Rel. Profitability: 66

Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company operates in four segments: Banking, Retirement and Benefit Services, Wealth ...

Highlights
The net income has surged by 55% since the previous quarter and by 10% year-on-year
The EPS has surged by 55% since the previous quarter and by 3.9% year-on-year
Alerus Financial's debt has decreased by 25% QoQ but it has increased by 9% YoY
ALRS's price to earnings (P/E) is 44% higher than its last 4 quarters average of 20.2 and 16% higher than its 5-year quarterly average of 25.1

Key stats

What are the main financial stats of ALRS

ALRS stock price

How has the Alerus Financial stock price performed over time
Intraday
-1.43%
1 week
1.57%
1 month
7.57%
1 year
38.7%
YTD
38.14%
QTD
0.03%

Financial performance

How have Alerus Financial's revenue and profit performed over time
Revenue
$236.54M
Gross profit
$236.54M
Operating income
$35.28M
Net income
$27.1M
Gross margin
100%
Net margin
11.5%
Alerus Financial's operating income has soared by 56% from the previous quarter and by 10% YoY
The net income has surged by 55% since the previous quarter and by 10% year-on-year
The company's operating margin rose by 48% QoQ and by 3.5% YoY
Alerus Financial's net margin has increased by 47% QoQ and by 4.5% YoY

Price vs fundamentals

How does ALRS's price correlate with its fundamentals

Growth

What is Alerus Financial's growth rate over time

Valuation

What is Alerus Financial stock price valuation
P/E
29.07
P/B
1.38
P/S
3.34
EV/EBIT
27.06
EV/EBITDA
17.51
EV/Sales
4.04
The EPS has surged by 55% since the previous quarter and by 3.9% year-on-year
ALRS's price to earnings (P/E) is 44% higher than its last 4 quarters average of 20.2 and 16% higher than its 5-year quarterly average of 25.1
ALRS's P/B is 38% above its last 4 quarters average of 1.0 and 25% above its 5-year quarterly average of 1.1
Alerus Financial's equity has increased by 12% YoY
ALRS's P/S is 52% above its 5-year quarterly average of 2.2 and 45% above its last 4 quarters average of 2.3
ALRS's revenue is up by 6% since the previous quarter and by 5% year-on-year

Efficiency

How efficient is Alerus Financial business performance
Alerus Financial's return on invested capital has surged by 75% QoQ
Alerus Financial's ROA has soared by 67% from the previous quarter
Alerus Financial's ROE has soared by 53% from the previous quarter but it has decreased by 13% YoY
The return on sales rose by 48% since the previous quarter and by 3.5% year-on-year

Dividends

What is ALRS's dividend history
DPS
$0.85
Dividend yield
2.73%
Payout ratio
79.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Alerus Financial financials performed over time
ALRS's total assets is 12% greater than its total liabilities
The company's total liabilities fell by 2.3% YoY
Alerus Financial's debt is 47% lower than its equity
The company's debt to equity fell by 26% QoQ
Alerus Financial's debt has decreased by 25% QoQ but it has increased by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.