ALRS Alerus Financial Corp

Price (delayed)

$28.7

Market cap

$721.19M

P/E Ratio

26.82

Dividend/share

$0.84

EPS

$1.07

Enterprise value

$894.17M

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Relative Growth: Rel. Growth: 53
Relative Strength: Rel. Strength: 72
Relative Valuation: Rel. Valuation: 48
Relative Profitability: Rel. Profitability: 66

Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company operates in four segments: Banking, Retirement and Benefit Services, Wealth ...

Highlights
The net income has surged by 55% since the previous quarter and by 10% year-on-year
The EPS has surged by 55% since the previous quarter and by 3.9% year-on-year
Alerus Financial's debt has decreased by 25% QoQ but it has increased by 9% YoY
ALRS's price to earnings (P/E) is 30% higher than its last 4 quarters average of 20.2 and 8% higher than its 5-year quarterly average of 24.3

Key stats

What are the main financial stats of ALRS

ALRS stock price

How has the Alerus Financial stock price performed over time
Intraday
2.21%
1 week
-0.69%
1 month
7.94%
1 year
37.12%
YTD
27.44%
QTD
21.05%

Financial performance

How have Alerus Financial's revenue and profit performed over time
Revenue
$236.54M
Gross profit
$236.54M
Operating income
$35.28M
Net income
$27.1M
Gross margin
100%
Net margin
11.5%
Alerus Financial's operating income has soared by 56% from the previous quarter and by 10% YoY
The net income has surged by 55% since the previous quarter and by 10% year-on-year
The company's operating margin rose by 48% QoQ and by 3.5% YoY
Alerus Financial's net margin has increased by 47% QoQ and by 4.5% YoY

Price vs fundamentals

How does ALRS's price correlate with its fundamentals

Growth

What is Alerus Financial's growth rate over time

Valuation

What is Alerus Financial stock price valuation
P/E
26.82
P/B
1.27
P/S
3.08
EV/EBIT
25.34
EV/EBITDA
16.4
EV/Sales
3.78
The EPS has surged by 55% since the previous quarter and by 3.9% year-on-year
ALRS's price to earnings (P/E) is 30% higher than its last 4 quarters average of 20.2 and 8% higher than its 5-year quarterly average of 24.3
ALRS's P/B is 24% above its last 4 quarters average of 1.0 and 3.3% above its 5-year quarterly average of 1.2
Alerus Financial's equity has increased by 12% YoY
ALRS's P/S is 37% above its 5-year quarterly average of 2.2 and 31% above its last 4 quarters average of 2.3
ALRS's revenue is up by 6% since the previous quarter and by 5% year-on-year

Efficiency

How efficient is Alerus Financial business performance
Alerus Financial's return on invested capital has surged by 75% QoQ
Alerus Financial's ROA has soared by 67% from the previous quarter
Alerus Financial's ROE has soared by 53% from the previous quarter but it has decreased by 13% YoY
The return on sales rose by 48% since the previous quarter and by 3.5% year-on-year

Dividends

What is ALRS's dividend history
DPS
$0.84
Dividend yield
2.93%
Payout ratio
78.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Alerus Financial financials performed over time
ALRS's total assets is 12% greater than its total liabilities
The company's total liabilities fell by 2.3% YoY
Alerus Financial's debt is 47% lower than its equity
The company's debt to equity fell by 26% QoQ
Alerus Financial's debt has decreased by 25% QoQ but it has increased by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.