ALRS Alerus Financial Corp
- Stocks
- Financial Services
- NASDAQ: ALRS
Price (delayed)
$21.05
Market cap
$534.59M
P/E Ratio
13.94
Dividend/share
$0.82
EPS
$1.51
Enterprise value
$845.43M
Relative Growth:
Rel. Growth:
88
Relative Strength:
Rel. Strength:
47
Relative Valuation:
Rel. Valuation:
90
Relative Profitability:
Rel. Profitability:
89
Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company operates in four segments: Banking, Retirement and Benefit Services, Wealth
Highlights
ALRS's price to earnings (P/E) is 70% lower than its last 4 quarters average of 47.4 and 39% lower than its 5-year quarterly average of 23.2
The net income has surged by 57% since the previous quarter
Alerus Financial's debt has increased by 41% QoQ but it has decreased by 37% YoY
Key stats
What are the main financial stats of ALRS
Market
Valuations
Earnings
Shares outstanding
25.4M
Market cap
$534.59M
Enterprise value
$845.43M
Price to earnings (P/E)
13.94
Price to book (P/B)
1
Price to sales (P/S)
2.12
PEG
0.05
EV/EBIT
16.77
EV/EBITDA
12.32
EV/Sales
3.35
Revenue
$252.13M
Gross profit
$252.13M
Operating income
$50.42M
Net income
$38.71M
EBIT
$50.42M
EBITDA
$68.61M
Free cash flow
$41.34M
Per share
Balance sheet
Liquidity
EPS
$1.51
EPS diluted
$1.5
Free cash flow per share
$1.63
Book value per share
$21.02
Revenue per share
$9.94
TBVPS
$204.69
Total assets
$5.32B
Total liabilities
$4.79B
Debt
$391.74M
Equity
$533.16M
Working capital
N/A
Debt to equity
0.73
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.53
Margins
Efficiency
Dividend
EBITDA margin
27.2%
Gross margin
100%
Net margin
15.4%
Operating margin
20%
Return on assets
0.8%
Return on equity
8%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
20%
Dividend yield
3.9%
DPS
$0.82
Payout ratio
54.3%
ALRS stock price
How has the Alerus Financial stock price performed over time
Intraday
-1.13%
1 week
-0.75%
1 month
-3.88%
1 year
-5.73%
YTD
9.41%
QTD
-4.92%
Financial performance
How have Alerus Financial's revenue and profit performed over time
Revenue
$252.13M
Gross profit
$252.13M
Operating income
$50.42M
Net income
$38.71M
Gross margin
100%
Net margin
15.4%
Alerus Financial's operating income has soared by 57% from the previous quarter
The net income has surged by 57% since the previous quarter
Alerus Financial's gross profit has surged by 54% YoY and by 12% QoQ
ALRS's revenue has surged by 54% year-on-year and by 12% since the previous quarter
Price vs fundamentals
How does ALRS's price correlate with its fundamentals
Growth
What is Alerus Financial's growth rate over time
Valuation
What is Alerus Financial stock price valuation
P/E
13.94
P/B
1
P/S
2.12
EV/EBIT
16.77
EV/EBITDA
12.32
EV/Sales
3.35
ALRS's price to earnings (P/E) is 70% lower than its last 4 quarters average of 47.4 and 39% lower than its 5-year quarterly average of 23.2
The EPS rose by 47% since the previous quarter
Alerus Financial's equity has increased by 43% YoY and by 3.7% from the previous quarter
ALRS's P/B is 16% below its 5-year quarterly average of 1.2
ALRS's revenue has surged by 54% year-on-year and by 12% since the previous quarter
ALRS's P/S is 7% below its last 4 quarters average of 2.3
Efficiency
How efficient is Alerus Financial business performance
Alerus Financial's ROA has soared by 60% from the previous quarter
Alerus Financial's return on invested capital has increased by 43% QoQ
Alerus Financial's ROE has increased by 43% from the previous quarter
The return on sales rose by 39% since the previous quarter
Dividends
What is ALRS's dividend history
DPS
$0.82
Dividend yield
3.9%
Payout ratio
54.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Alerus Financial financials performed over time
ALRS's total assets is 11% greater than its total liabilities
ALRS's total assets is up by 22% year-on-year
The company's total liabilities rose by 20% YoY
Alerus Financial's debt is 27% lower than its equity
The company's debt to equity has shrunk by 56% YoY but it rose by 35% QoQ
Alerus Financial's equity has increased by 43% YoY and by 3.7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.