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ALRS Alerus Financial Corp
Price (delayed)
$24.36
Market cap
$481.79M
P/E Ratio
65.84
Dividend/share
$0.78
EPS
$0.37
Enterprise value
$662.86M
Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company operates in four segments: Banking, Retirement and Benefit Services, Wealth
Highlights
Alerus Financial's equity has increased by 4.3% YoY
ALRS's price to earnings (P/E) is 83% higher than its last 4 quarters average of 35.9
The net income has dropped by 81% year-on-year and by 29% since the previous quarter
Key stats
What are the main financial stats of ALRS
Market
Valuations
Earnings
Shares outstanding
19.78M
Market cap
$481.79M
Enterprise value
$662.86M
Price to earnings (P/E)
65.84
Price to book (P/B)
1.29
Price to sales (P/S)
2.94
EV/EBIT
63.88
EV/EBITDA
38.19
EV/Sales
4.04
Revenue
$164.06M
EBIT
$10.38M
EBITDA
$17.36M
Free cash flow
$10.83M
Per share
Balance sheet
Liquidity
EPS
$0.37
Free cash flow per share
$0.55
Book value per share
$18.87
Revenue per share
$8.3
TBVPS
$217.19
Total assets
$4.36B
Total liabilities
$3.99B
Debt
$619.21M
Equity
$373.23M
Working capital
N/A
Debt to equity
1.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.43
Margins
Efficiency
Dividend
EBITDA margin
10.6%
Gross margin
100%
Net margin
4.3%
Operating margin
6.3%
Return on assets
0.2%
Return on equity
1.9%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
6.3%
Dividend yield
3.2%
DPS
$0.78
Payout ratio
210.8%
ALRS stock price
How has the Alerus Financial stock price performed over time
Intraday
0.87%
1 week
7.31%
1 month
11.03%
1 year
34.81%
YTD
8.8%
QTD
6.47%
Financial performance
How have Alerus Financial's revenue and profit performed over time
Revenue
$164.06M
Gross profit
$164.06M
Operating income
$10.38M
Net income
$7.05M
Gross margin
100%
Net margin
4.3%
The net income has dropped by 81% year-on-year and by 29% since the previous quarter
Alerus Financial's operating income has plunged by 79% YoY and by 25% from the previous quarter
Alerus Financial's net margin has shrunk by 77% YoY and by 28% QoQ
The company's operating margin has shrunk by 74% YoY and by 25% QoQ
Growth
What is Alerus Financial's growth rate over time
Valuation
What is Alerus Financial stock price valuation
P/E
65.84
P/B
1.29
P/S
2.94
EV/EBIT
63.88
EV/EBITDA
38.19
EV/Sales
4.04
ALRS's price to earnings (P/E) is 83% higher than its last 4 quarters average of 35.9
The EPS has dropped by 80% year-on-year and by 27% since the previous quarter
ALRS's P/B is 17% above its last 4 quarters average of 1.1 and 8% above its 5-year quarterly average of 1.2
Alerus Financial's equity has increased by 4.3% YoY
ALRS's P/S is 47% above its 5-year quarterly average of 2.0 and 23% above its last 4 quarters average of 2.4
ALRS's revenue is down by 20% year-on-year
Efficiency
How efficient is Alerus Financial business performance
Alerus Financial's return on invested capital has shrunk by 83% YoY and by 33% QoQ
Alerus Financial's ROE has plunged by 82% YoY and by 30% from the previous quarter
Alerus Financial's ROA has plunged by 80% YoY
The return on sales has dropped by 74% year-on-year and by 25% since the previous quarter
Dividends
What is ALRS's dividend history
DPS
$0.78
Dividend yield
3.2%
Payout ratio
210.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Alerus Financial financials performed over time
ALRS's total assets is 9% greater than its total liabilities
The company's total liabilities rose by 15% YoY
ALRS's total assets is up by 14% year-on-year
Alerus Financial's debt is 66% higher than its equity
Alerus Financial's debt has increased by 11% YoY
The company's debt to equity rose by 6% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.