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ALRS Alerus Financial Corp
- Stocks
- Financial Services
- NASDAQ: ALRS
Price (delayed)
$21.06
Market cap
$534.2M
P/E Ratio
20.45
Dividend/share
$0.8
EPS
$1.03
Enterprise value
$728.83M
Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company operates in four segments: Banking, Retirement and Benefit Services, Wealth
Highlights
The net income has surged by 148% year-on-year and by 39% since the previous quarter
The EPS has surged by 102% year-on-year and by 23% since the previous quarter
Key stats
What are the main financial stats of ALRS
Market
Valuations
Earnings
Shares outstanding
25.37M
Market cap
$534.2M
Enterprise value
$728.83M
Price to earnings (P/E)
20.45
Price to book (P/B)
1.04
Price to sales (P/S)
2.38
EV/EBIT
22.64
EV/EBITDA
14.93
EV/Sales
3.25
Revenue
$224.22M
Gross profit
$224.22M
Operating income
$32.2M
Net income
$24.66M
EBIT
$32.2M
EBITDA
$48.8M
Free cash flow
$18.6M
Per share
Balance sheet
Liquidity
EPS
$1.03
EPS diluted
$1.03
Free cash flow per share
$0.73
Book value per share
$20.28
Revenue per share
$8.84
TBVPS
$205.27
Total assets
$5.34B
Total liabilities
$4.83B
Debt
$277.61M
Equity
$514.23M
Working capital
N/A
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.99
Margins
Efficiency
Dividend
EBITDA margin
21.8%
Gross margin
100%
Net margin
11%
Operating margin
14.4%
Return on assets
0.5%
Return on equity
5.6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
14.4%
Dividend yield
3.8%
DPS
$0.8
Payout ratio
77.7%
ALRS stock price
How has the Alerus Financial stock price performed over time
Intraday
0.67%
1 week
-2.59%
1 month
-4.27%
1 year
12.68%
YTD
9.46%
QTD
14.08%
Financial performance
How have Alerus Financial's revenue and profit performed over time
Revenue
$224.22M
Gross profit
$224.22M
Operating income
$32.2M
Net income
$24.66M
Gross margin
100%
Net margin
11%
The net income has surged by 148% year-on-year and by 39% since the previous quarter
Alerus Financial's operating income has soared by 132% YoY and by 39% from the previous quarter
Alerus Financial's net margin has surged by 83% YoY and by 26% QoQ
The company's operating margin has surged by 71% YoY and by 26% QoQ
Price vs fundamentals
How does ALRS's price correlate with its fundamentals
Growth
What is Alerus Financial's growth rate over time
Valuation
What is Alerus Financial stock price valuation
P/E
20.45
P/B
1.04
P/S
2.38
EV/EBIT
22.64
EV/EBITDA
14.93
EV/Sales
3.25
The EPS has surged by 102% year-on-year and by 23% since the previous quarter
ALRS's price to earnings (P/E) is 64% lower than its last 4 quarters average of 57.1 and 8% lower than its 5-year quarterly average of 22.2
Alerus Financial's equity has increased by 38% YoY and by 3.8% from the previous quarter
ALRS's P/B is 13% below its 5-year quarterly average of 1.2 but 4% above its last 4 quarters average of 1.0
ALRS's revenue is up by 36% year-on-year and by 10% since the previous quarter
ALRS's P/S is 13% above its 5-year quarterly average of 2.1 and 3.5% above its last 4 quarters average of 2.3
Efficiency
How efficient is Alerus Financial business performance
Alerus Financial's ROA has soared by 150% YoY and by 25% from the previous quarter
Alerus Financial's return on invested capital has surged by 133% YoY and by 40% QoQ
Alerus Financial's ROE has soared by 107% YoY and by 27% from the previous quarter
The return on sales has surged by 71% year-on-year and by 26% since the previous quarter
Dividends
What is ALRS's dividend history
DPS
$0.8
Dividend yield
3.8%
Payout ratio
77.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Alerus Financial financials performed over time
ALRS's total assets is 11% greater than its total liabilities
ALRS's total assets is up by 23% year-on-year
The company's total liabilities rose by 22% YoY
Alerus Financial's debt is 46% lower than its equity
The company's debt to equity has shrunk by 68% YoY and by 16% QoQ
Alerus Financial's debt has shrunk by 55% YoY and by 12% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.