ALRS Alerus Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ALRS

Price (delayed)

$33.67

Market cap

$838.49M

P/E Ratio

30.61

Dividend/share

$0.85

EPS

$1.1

Enterprise value

$1.18B

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Relative Growth: Rel. Growth: 16
Relative Strength: Rel. Strength: 82
Relative Valuation: Rel. Valuation: 39
Relative Profitability: Rel. Profitability: 57

Alerus Financial Corporation is a diversified financial services company headquartered in Grand Forks, N.D. Through our subsidiary, Alerus Financial, National Association, we provide innovative and comprehensive financial solutions to businesses ...

Highlights
Alerus Financial's equity has increased by 9% YoY
The net income has declined by 28% year-on-year but it rose by 2.3% since the previous quarter
The EPS has declined by 27% year-on-year but it rose by 2.8% since the previous quarter
Alerus Financial's debt has increased by 48% QoQ and by 14% YoY
ALRS's price to earnings (P/E) is 29% higher than its last 4 quarters average of 23.7 and 21% higher than its 5-year quarterly average of 25.3
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.alerus.com
Peers: COLB FIBK FULT GBCI

Key stats

What are the main financial stats of ALRS

ALRS stock price

How has the Alerus Financial stock price performed over time
Intraday
-0.68%
1 week
1.32%
1 month
7.78%
1 year
52.98%
YTD
49.51%
QTD
8.26%

Financial performance

How have Alerus Financial's revenue and profit performed over time
Revenue
$241.9M
Gross profit
$241.9M
Operating income
$36.2M
Net income
$27.71M
Gross margin
100%
Net margin
11.5%
Alerus Financial's operating income has decreased by 28% YoY but it has increased by 2.6% from the previous quarter
The net income has declined by 28% year-on-year but it rose by 2.3% since the previous quarter
The company's operating margin fell by 25% YoY
Alerus Financial's net margin has decreased by 25% YoY

Price vs fundamentals

How does ALRS's price correlate with its fundamentals

Growth

What is Alerus Financial's growth rate over time

Valuation

What is Alerus Financial stock price valuation
ALRS P/E details
P/E
30.61
P/B
1.45
P/S
3.49
EV/EBIT
32.5
EV/EBITDA
21.13
EV/Sales
4.86
ALRS's price to earnings (P/E) is 29% higher than its last 4 quarters average of 23.7 and 21% higher than its 5-year quarterly average of 25.3
The EPS has declined by 27% year-on-year but it rose by 2.8% since the previous quarter
ALRS's P/B is 32% above its last 4 quarters average of 1.1 and 21% above its 5-year quarterly average of 1.2
Alerus Financial's equity has increased by 9% YoY
ALRS's P/S is 59% above its 5-year quarterly average of 2.2 and 34% above its last 4 quarters average of 2.6
ALRS's revenue is down by 4.1% year-on-year but it is up by 2.3% since the previous quarter

Efficiency

How efficient is Alerus Financial business performance
Alerus Financial's ROE has decreased by 39% YoY
Alerus Financial's ROA has decreased by 38% YoY
Alerus Financial's return on invested capital has decreased by 30% YoY
The return on sales has declined by 25% year-on-year

Dividends

What is ALRS's dividend history
Dividend details
DPS
$0.85
Dividend yield
2.52%
Payout ratio
77.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Alerus Financial financials performed over time
ALRS's total assets is 12% greater than its total liabilities
Alerus Financial's debt is 23% lower than its equity
Alerus Financial's debt has increased by 48% QoQ and by 14% YoY
The company's debt to equity rose by 45% QoQ and by 5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.