AMSF Amerisafe Inc

Price (delayed)

$66.11

Market cap

$1.28B

P/E Ratio

13.41

Dividend/share

$1.1

EPS

$4.93

Enterprise value

$1.24B

Sector: Financial Services
Industry: Insurance - Specialty

Highlights

AMSF's gross margin is up by 13% year-on-year and by 6% since the previous quarter
The net income has grown by 13% year-on-year and by 10% since the previous quarter
AMSF's P/E is 18% below its 5-year quarterly average of 16.5 but 6% above its last 4 quarters average of 12.7
AMSF's revenue is down by 3% YoY

Key stats

What are the main financial stats of AMSF
Market
Shares outstanding
19.33M
Market cap
$1.28B
Enterprise value
$1.24B
Valuations
Price to earnings (P/E)
13.41
Price to book (P/B)
2.86
Price to sales (P/S)
3.72
EV/EBIT
10.61
EV/EBITDA
10.52
EV/Sales
3.62
Earnings
Revenue
$343.66M
EBIT
$117.3M
EBITDA
$118.34M
Free cash flow
$63.71M
Per share
EPS
$4.93
Free cash flow per share
$3.3
Book value per share
$23.16
Revenue per share
$17.8
TBVPS
$77.39
Balance sheet
Total assets
$1.49B
Total liabilities
$1.05B
Debt
$0
Equity
$447.63M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.28
Margins
EBITDA margin
34.4%
Gross margin
42.1%
Net margin
27.7%
Operating margin
34.1%
Efficiency
Return on assets
6.3%
Return on equity
20.8%
Return on invested capital
8.1%
Return on capital employed
N/A
Return on sales
34.1%
Dividend
Dividend yield
1.66%
DPS
$1.1
Payout ratio
22.3%

AMSF stock price

How has the Amerisafe stock price performed over time
Intraday
-0.81%
1 week
1.69%
1 month
2.26%
1 year
19.27%
YTD
15.11%
QTD
3.3%

Financial performance

How have Amerisafe's revenue and profit performed over time
Revenue
$343.66M
Gross profit
$144.67M
Operating income
$117.3M
Net income
$95.11M
Gross margin
42.1%
Net margin
27.7%
Amerisafe's net margin has increased by 17% YoY and by 9% from the previous quarter
Amerisafe's operating margin has increased by 15% YoY and by 8% QoQ
AMSF's gross margin is up by 13% year-on-year and by 6% since the previous quarter
The net income has grown by 13% year-on-year and by 10% since the previous quarter

Growth

What is Amerisafe's growth rate over time

Valuation

What is Amerisafe stock price valuation
P/E
13.41
P/B
2.86
P/S
3.72
EV/EBIT
10.61
EV/EBITDA
10.52
EV/Sales
3.62
AMSF's P/E is 18% below its 5-year quarterly average of 16.5 but 6% above its last 4 quarters average of 12.7
Amerisafe's EPS has increased by 13% YoY and by 10% QoQ
The P/B is 15% above the last 4 quarters average of 2.5 and 11% above the 5-year quarterly average of 2.6
The equity has increased by 2.4% YoY and by 2% QoQ
The price to sales (P/S) is 21% more than the 5-year quarterly average of 3.1 and 10% more than the last 4 quarters average of 3.4
AMSF's revenue is down by 3% YoY

Efficiency

How efficient is Amerisafe business performance
The ROA has grown by 15% YoY and by 11% from the previous quarter
Amerisafe's return on sales has increased by 15% YoY and by 8% QoQ
Amerisafe's ROIC has increased by 13% YoY and by 9% from the previous quarter
Amerisafe's return on equity has increased by 11% YoY and by 9% QoQ

Dividends

What is AMSF's dividend history
DPS
$1.1
Dividend yield
1.66%
Payout ratio
22.3%
Recent dividends

Financial health

How did Amerisafe financials performed over time
AMSF's total assets is 43% greater than its total liabilities
Amerisafe's total liabilities has decreased by 3.7% YoY
Amerisafe's debt is 100% less than its equity
The equity has increased by 2.4% YoY and by 2% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.