Terms and conditions

The following text outlines the terms of use for all fullratio.com products, services and website. By visiting fullratio.com (hereinafter referred to as the “Site”, "Service") and/or purchasing a subscription from fullratio.com, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”). These Terms of Service apply to all users and visitors of fullratio.com and products purchased on fullratio.com, including without limitation to users who are browsers, vendors, customers, merchants, and/ or contributors of content.

Changes to this agreement

We reserve the right, at our sole discretion, to modify or replace these Terms of Service by posting the updated terms on fullratio.com. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms of Service.

Please review this Agreement periodically for changes. If you do not agree to any of this Agreement or any changes to this Agreement, do not use, access or continue to access the Site or discontinue any use of the Site immediately.

Accuracy of information and warranty

The information on fullratio.com is not comprehensive and is intended to provide a summary of the subject matter covered. While we use all reasonable attempts to ensure the accuracy and completeness of the data and information on fullratio.com, we make no warranty regarding the information on fullratio.com.

We are providing this Service on an “as is, as available” basis WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. We do not guarantee as to the continuous availability of the Service or of any specific feature(s) of the Service. We do not represent or warrant that (a) the use of the Service will be secure, timely, uninterrupted or error-free or operate in combination with any other hardware, software, system or data, (b) the Service will meet your requirements or expectations (c) errors or defects will be corrected, or (d) the Service is free of viruses or other harmful components.

Not an investment advice

You understand that no content published on fullratio.com constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that we are not advising you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. All information on the Site is impersonal and not tailored to the investment needs of any specific person. You understand that an investment in any security is subject to a number of risks and that discussions of any security published on the Site will not contain a list or description of relevant risk factors. You understand that performance data is supplied by sources believed to be reliable, that the calculations herein are made using such data, and that such calculations are not guaranteed by these sources or any other person or entity, and may not be complete.

fullratio.com is not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by the Site or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

Limitation of liability

Under no circumstances shall we be liable for losses or gains arising out of use of the content of any type on the Site. You acknowledge that your investment decisions/recommendations are made entirely at your election and that fullratio.com content is solely one additional source of information in assisting you make those determinations.

Data providers

The data published on fullratio.com is sourced from Sharadar (Data from Sharadar) and IEX Cloud (Data provided by IEX Cloud). The data sources are subject to change without prior notice.

Privacy policy and data protection

You acknowledge that it is necessary for us to collect, process and use customer data in order to process orders and purchases, manage taxes and for the FullRatio website to function correctly.

Price changes

We reserves the right to modify, change, cancel or upgrade a subscription without prior notice or consent. Prices of all products are subject to change without prior notice or consent.

Severability

If any part of this agreement is declared unenforceable or invalid, all remaining clauses in this agreement shall remain binding on the Site users, customers and vistors.

Termination

We may terminate your access to the Site, without cause or notice, which may result in the forfeiture and destruction of all information associated with you. All provisions of this Agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.