BFST Business First Bancshares Inc

Price (delayed)

$24.4

Market cap

$721.08M

P/E Ratio

10.75

Dividend/share

$0.56

EPS

$2.27

Enterprise value

$687.57M

Business First Bancshares, Inc., through its banking subsidiary b1BANK, formerly known as Business First Bank, operates 43 banking centers in markets across Louisiana and in the Dallas, Texas area. b1BANK ...

Highlights
BFST's equity is up by 24% year-on-year and by 14% since the previous quarter
BFST's debt is down by 24% YoY and by 2.1% QoQ
BFST's EPS is down by 13% year-on-year and by 3.4% since the previous quarter
The stock's P/E is 11% above its 5-year quarterly average of 9.7 and 8% above its last 4 quarters average of 9.9

Key stats

What are the main financial stats of BFST
Market
Shares outstanding
29.55M
Market cap
$721.08M
Enterprise value
$687.57M
Valuations
Price to earnings (P/E)
10.75
Price to book (P/B)
0.9
Price to sales (P/S)
2.76
EV/EBIT
8.28
EV/EBITDA
7.79
EV/Sales
2.64
Earnings
Revenue
$260.7M
Gross profit
$260.7M
Operating income
$83.05M
Net income
$65.11M
EBIT
$83.05M
EBITDA
$88.31M
Free cash flow
$59.84M
Per share
EPS
$2.27
EPS diluted
$2.26
Free cash flow per share
$2.03
Book value per share
$27.06
Revenue per share
$8.82
TBVPS
$261.27
Balance sheet
Total assets
$7.86B
Total liabilities
$7.06B
Debt
$483.26M
Equity
$799.47M
Working capital
N/A
Liquidity
Debt to equity
0.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.38
Margins
EBITDA margin
33.9%
Gross margin
100%
Net margin
25%
Operating margin
31.9%
Efficiency
Return on assets
0.8%
Return on equity
8.5%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
31.9%
Dividend
Dividend yield
2.3%
DPS
$0.56
Payout ratio
24.7%

BFST stock price

How has the Business First Bancshares stock price performed over time
Intraday
0.21%
1 week
-2.67%
1 month
-8.03%
1 year
12.39%
YTD
-5.06%
QTD
0.21%

Financial performance

How have Business First Bancshares's revenue and profit performed over time
Revenue
$260.7M
Gross profit
$260.7M
Operating income
$83.05M
Net income
$65.11M
Gross margin
100%
Net margin
25%
Business First Bancshares's operating margin has decreased by 13% YoY and by 3% QoQ
BFST's net margin is down by 13% YoY and by 3.1% QoQ
BFST's net income is down by 8% YoY
The operating income has contracted by 8% YoY

Growth

What is Business First Bancshares's growth rate over time

Valuation

What is Business First Bancshares stock price valuation
P/E
10.75
P/B
0.9
P/S
2.76
EV/EBIT
8.28
EV/EBITDA
7.79
EV/Sales
2.64
BFST's EPS is down by 13% year-on-year and by 3.4% since the previous quarter
The stock's P/E is 11% above its 5-year quarterly average of 9.7 and 8% above its last 4 quarters average of 9.9
BFST's equity is up by 24% year-on-year and by 14% since the previous quarter
BFST's P/B is 10% lower than its 5-year quarterly average of 1.0
The P/S is 10% above the last 4 quarters average of 2.5 and 6% above the 5-year quarterly average of 2.6
BFST's revenue is up by 5% YoY and by 4.3% QoQ

Efficiency

How efficient is Business First Bancshares business performance
Business First Bancshares's ROE has decreased by 21% YoY and by 4.5% from the previous quarter
The ROA has decreased by 20% YoY and by 11% QoQ
BFST's return on sales is down by 13% year-on-year and by 3% since the previous quarter
The ROIC has contracted by 8% YoY

Dividends

What is BFST's dividend history
DPS
$0.56
Dividend yield
2.3%
Payout ratio
24.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Business First Bancshares financials performed over time
The company's total assets is 11% higher than its total liabilities
Business First Bancshares's total liabilities has increased by 19% YoY and by 14% QoQ
The company's total assets rose by 19% YoY and by 14% QoQ
BFST's debt is 40% lower than its equity
The company's debt to equity fell by 39% YoY and by 15% QoQ
BFST's equity is up by 24% year-on-year and by 14% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.