BFST Business First Bancshares Inc
Price (delayed)
$23.21
Market cap
$685.91M
P/E Ratio
10.22
Dividend/share
$0.56
EPS
$2.27
Enterprise value
$652.4M
Business First Bancshares, Inc., through its banking subsidiary b1BANK, formerly known as Business First Bank, operates 43 banking centers in markets across Louisiana and in the Dallas, Texas area. b1BANK
Highlights
BFST's equity is up by 24% year-on-year and by 14% since the previous quarter
BFST's debt is down by 24% YoY and by 2.1% QoQ
BFST's EPS is down by 13% year-on-year and by 3.4% since the previous quarter
BFST's net income is down by 8% YoY
Key stats
What are the main financial stats of BFST
Market
Valuations
Earnings
Shares outstanding
29.55M
Market cap
$685.91M
Enterprise value
$652.4M
Price to earnings (P/E)
10.22
Price to book (P/B)
0.86
Price to sales (P/S)
2.63
EV/EBIT
7.86
EV/EBITDA
7.39
EV/Sales
2.5
Revenue
$260.7M
Gross profit
$260.7M
Operating income
$83.05M
Net income
$65.11M
EBIT
$83.05M
EBITDA
$88.31M
Free cash flow
$59.84M
Per share
Balance sheet
Liquidity
EPS
$2.27
EPS diluted
$2.26
Free cash flow per share
$2.03
Book value per share
$27.06
Revenue per share
$8.82
TBVPS
$261.27
Total assets
$7.86B
Total liabilities
$7.06B
Debt
$483.26M
Equity
$799.47M
Working capital
N/A
Debt to equity
0.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.38
Margins
Efficiency
Dividend
EBITDA margin
33.9%
Gross margin
100%
Net margin
25%
Operating margin
31.9%
Return on assets
0.8%
Return on equity
8.5%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
31.9%
Dividend yield
2.41%
DPS
$0.56
Payout ratio
24.7%
BFST stock price
How has the Business First Bancshares stock price performed over time
Intraday
-0.17%
1 week
3.43%
1 month
-5.07%
1 year
5.79%
YTD
-9.69%
QTD
-4.68%
Financial performance
How have Business First Bancshares's revenue and profit performed over time
Revenue
$260.7M
Gross profit
$260.7M
Operating income
$83.05M
Net income
$65.11M
Gross margin
100%
Net margin
25%
Business First Bancshares's operating margin has decreased by 13% YoY and by 3% QoQ
BFST's net margin is down by 13% YoY and by 3.1% QoQ
The operating income has contracted by 8% YoY
BFST's net income is down by 8% YoY
Growth
What is Business First Bancshares's growth rate over time
Valuation
What is Business First Bancshares stock price valuation
P/E
10.22
P/B
0.86
P/S
2.63
EV/EBIT
7.86
EV/EBITDA
7.39
EV/Sales
2.5
BFST's EPS is down by 13% year-on-year and by 3.4% since the previous quarter
The stock's P/E is 5% above its 5-year quarterly average of 9.7 and 3.2% above its last 4 quarters average of 9.9
BFST's equity is up by 24% year-on-year and by 14% since the previous quarter
BFST's P/B is 14% lower than its 5-year quarterly average of 1.0 and 4.4% lower than its last 4 quarters average of 0.9
The P/S is 5% above the last 4 quarters average of 2.5
BFST's revenue is up by 5% YoY and by 4.3% QoQ
Efficiency
How efficient is Business First Bancshares business performance
Business First Bancshares's ROE has decreased by 21% YoY and by 4.5% from the previous quarter
The ROA has decreased by 20% YoY and by 11% QoQ
BFST's return on sales is down by 13% year-on-year and by 3% since the previous quarter
The ROIC has contracted by 8% YoY
Dividends
What is BFST's dividend history
DPS
$0.56
Dividend yield
2.41%
Payout ratio
24.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Business First Bancshares financials performed over time
The company's total assets is 11% higher than its total liabilities
Business First Bancshares's total liabilities has increased by 19% YoY and by 14% QoQ
The company's total assets rose by 19% YoY and by 14% QoQ
BFST's debt is 40% lower than its equity
The company's debt to equity fell by 39% YoY and by 15% QoQ
BFST's equity is up by 24% year-on-year and by 14% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.