BFST Business First Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: BFST

Price (delayed)

$21.25

Market cap

$479.5M

P/E Ratio

9

Dividend/share

$0.48

EPS

$2.36

Enterprise value

$349.13M

Business First Bancshares, Inc., through its banking subsidiary b1BANK, formerly known as Business First Bank, operates 43 banking centers in markets across Louisiana and in the Dallas, Texas area. b1BANK ...

Highlights
The stock's P/E is 42% below its 5-year quarterly average of 15.5 and 7% below its last 4 quarters average of 9.7
The company's gross profit rose by 17% YoY
BFST's net income is up by 28% YoY but it is down by 7% QoQ
BFST's EPS is up by 24% year-on-year but it is down by 7% since the previous quarter
BFST's debt has soared by 60% YoY and by 17% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.b1bank.com
Peers: NBTB NBHC

Key stats

What are the main financial stats of BFST
Market
Shares outstanding
22.56M
Market cap
$479.5M
Enterprise value
$349.13M
Valuations
Price to earnings (P/E)
9
Price to book (P/B)
0.95
Price to sales (P/S)
2.35
EV/EBIT
5.77
EV/EBITDA
5.39
EV/Sales
1.89
Earnings
Revenue
$184.35M
EBIT
$60.53M
EBITDA
$64.77M
Free cash flow
$50.35M
Per share
EPS
$2.36
Free cash flow per share
$2.47
Book value per share
$22.39
Revenue per share
$9.04
TBVPS
$257.68
Balance sheet
Total assets
$5.36B
Total liabilities
$4.91B
Debt
$219.53M
Equity
$456.84M
Working capital
N/A
Liquidity
Debt to equity
0.48
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.01
Margins
EBITDA margin
35.1%
Gross margin
100%
Net margin
26.3%
Operating margin
32.8%
Efficiency
Return on assets
1%
Return on equity
11.1%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
32.8%
Dividend
Dividend yield
2.26%
DPS
$0.48
Payout ratio
20.3%

BFST stock price

How has the Business First Bancshares stock price performed over time
Intraday
0.47%
1 week
-0.42%
1 month
-1.8%
1 year
-7.69%
YTD
-24.94%
QTD
-12.66%

Financial performance

How have Business First Bancshares's revenue and profit performed over time
Revenue
$184.35M
Gross profit
$184.35M
Operating income
$60.53M
Net income
$48.54M
Gross margin
100%
Net margin
26.3%
The operating income has grown by 29% YoY but it has contracted by 6% from the previous quarter
BFST's net income is up by 28% YoY but it is down by 7% QoQ
The company's gross profit rose by 17% YoY
BFST's revenue is up by 17% YoY

Growth

What is Business First Bancshares's growth rate over time

Valuation

What is Business First Bancshares stock price valuation
P/E
9
P/B
0.95
P/S
2.35
EV/EBIT
5.77
EV/EBITDA
5.39
EV/Sales
1.89
The stock's P/E is 42% below its 5-year quarterly average of 15.5 and 7% below its last 4 quarters average of 9.7
BFST's EPS is up by 24% year-on-year but it is down by 7% since the previous quarter
BFST's P/B is 21% lower than its last 4 quarters average of 1.2 and 14% lower than its 5-year quarterly average of 1.1
BFST's equity is up by 10% year-on-year and by 5% since the previous quarter
The P/S is 33% below the 5-year quarterly average of 3.5 and 16% below the last 4 quarters average of 2.8
BFST's revenue is up by 17% YoY

Efficiency

How efficient is Business First Bancshares business performance
Business First Bancshares's ROE has increased by 18% YoY but it has decreased by 9% from the previous quarter
The ROA has decreased by 17% QoQ but it has increased by 11% YoY
The ROIC has contracted by 13% from the previous quarter but it has grown by 8% YoY
BFST's return on sales is up by 10% year-on-year but it is down by 8% since the previous quarter

Dividends

What is BFST's dividend history
DPS
$0.48
Dividend yield
2.26%
Payout ratio
20.3%
Recent dividends

Financial health

How did Business First Bancshares financials performed over time
The company's total assets is 9% higher than its total liabilities
Business First Bancshares's total liabilities has increased by 22% YoY and by 14% QoQ
The company's total assets rose by 21% YoY and by 13% QoQ
BFST's debt is 52% lower than its equity
BFST's debt has soared by 60% YoY and by 17% QoQ
The company's debt to equity rose by 45% YoY and by 12% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.