BFST Business First Bancshares Inc

Price (delayed)

$21.09

Market cap

$534.77M

P/E Ratio

8.05

Dividend/share

$0.52

EPS

$2.62

Enterprise value

$792.6M

Business First Bancshares, Inc., through its banking subsidiary b1BANK, formerly known as Business First Bank, operates 43 banking centers in markets across Louisiana and in the Dallas, Texas area. b1BANK ...

Highlights
BFST's revenue is up by 13% YoY
The company's gross profit rose by 13% YoY
BFST's net income is up by 31% YoY but it is down by 2.9% QoQ
The stock's P/E is 20% below its 5-year quarterly average of 10.4 but 14% above its last 4 quarters average of 7.3
BFST's debt is up by 13% YoY

Key stats

What are the main financial stats of BFST
Market
Shares outstanding
25.36M
Market cap
$534.77M
Enterprise value
$792.6M
Valuations
Price to book (P/B)
0.83
Price to sales (P/S)
2.16
EV/EBIT
8.75
EV/EBITDA
8.32
EV/Sales
3.21
Earnings
Revenue
$247.29M
EBIT
$90.59M
EBITDA
$95.26M
Free cash flow
$80.78M
Per share
EPS
$2.62
Free cash flow per share
$3.19
Book value per share
$25.42
Revenue per share
$9.76
TBVPS
$255.85
Balance sheet
Total assets
$6.58B
Total liabilities
$5.94B
Debt
$635.07M
Equity
$644.26M
Working capital
N/A
Liquidity
Debt to equity
0.99
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.71
Margins
EBITDA margin
38.5%
Gross margin
100%
Net margin
28.7%
Operating margin
36.6%
Efficiency
Return on assets
1%
Return on equity
10.7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
36.6%
Dividend
Dividend yield
2.47%
DPS
$0.52
Payout ratio
19.8%

BFST stock price

How has the Business First Bancshares stock price performed over time
Intraday
-3.12%
1 week
0.19%
1 month
-1.31%
1 year
37.84%
YTD
-14.44%
QTD
-5.34%

Financial performance

How have Business First Bancshares's revenue and profit performed over time
Revenue
$247.29M
Gross profit
$247.29M
Operating income
$90.59M
Net income
$71.04M
Gross margin
100%
Net margin
28.7%
The operating income has grown by 32% YoY but it has contracted by 2.8% from the previous quarter
BFST's net income is up by 31% YoY but it is down by 2.9% QoQ
Business First Bancshares's operating margin has increased by 16% YoY but it has decreased by 2.4% QoQ
BFST's net margin is up by 15% YoY but it is down by 2.4% QoQ

Growth

What is Business First Bancshares's growth rate over time

Valuation

What is Business First Bancshares stock price valuation
P/E
8.05
P/B
0.83
P/S
2.16
EV/EBIT
8.75
EV/EBITDA
8.32
EV/Sales
3.21
The stock's P/E is 20% below its 5-year quarterly average of 10.4 but 14% above its last 4 quarters average of 7.3
BFST's EPS is up by 12% year-on-year but it is down by 4% since the previous quarter
BFST's P/B is 14% lower than its 5-year quarterly average of 1.0 but 8% higher than its last 4 quarters average of 0.8
BFST's equity is up by 11% year-on-year and by 7% since the previous quarter
The P/S is 20% below the 5-year quarterly average of 2.8 but 12% above the last 4 quarters average of 2.0
BFST's revenue is up by 13% YoY

Efficiency

How efficient is Business First Bancshares business performance
BFST's return on sales is up by 16% year-on-year but it is down by 2.4% since the previous quarter
The ROA has increased by 11% YoY but it has decreased by 9% QoQ
The ROIC has grown by 8% YoY but it has contracted by 7% from the previous quarter
Business First Bancshares's ROE has decreased by 6% from the previous quarter

Dividends

What is BFST's dividend history
DPS
$0.52
Dividend yield
2.47%
Payout ratio
19.8%
Recent dividends

Financial health

How did Business First Bancshares financials performed over time
The company's total assets is 11% higher than its total liabilities
The company's total assets rose by 10% YoY
Business First Bancshares's total liabilities has increased by 10% YoY
BFST's debt is up by 13% YoY
BFST's equity is up by 11% year-on-year and by 7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.