C Citigroup Inc.

Price (delayed)

$50.55

Market cap

$105.24B

P/E Ratio

6.97

Dividend/share

$2.04

EPS

$7.25

Enterprise value

$362.69B

Business Summary

Sector: Financial Services
Industry: Banks - Diversified
Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Global Consumer Banking; Institutional Clients Group; and Corporate and Other. The Global Consumer Banking segment provides traditional banking services to retail customers through retail banking, including commercial banking, and Citi-branded cards and Citi retail services. The Institutional Clients Group segment provides corporate, institutional, public sector and high-net-worth clients around the world with a full range of wholesale banking products and services. This segment includes fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed income research, corporate lending, investment banking and advisory services, private banking, cash management, trade finance and securities services. The Corporate and Other segment includes certain unallocated costs of global staff functions, other corporate expenses and unallocated global operations and technology expenses, Corporate Treasury, certain North America and international legacy consumer loan portfolios, other legacy assets and discontinued operations. The company was founded in 1812 and is headquartered in New York, NY.

Highlights

C's revenue is up by 5% year-on-year and by 2.9% since the previous quarter
C's EPS is down by 10% QoQ but it is up by 5% YoY
Citigroup Inc's debt has increased by 18% from the previous quarter and by 15% YoY
Citigroup Inc's net income has decreased by 11% from the previous quarter and by 5% YoY

Key stats

Shares outstanding
2.08B
Market cap
$105.24B
Enterprise value
$362.69B
EBIT
$20.94B
EBITDA
$24.85B
Price to earnings (P/E)
6.97
Price to book (P/B)
0.55
Price to sales (P/S)
1.39
EV/EBIT
17.32
EV/EBITDA
14.6
Net debt/EBITDA
10.36
EV/Sales
4.74
EBITDA margin
32.5%
Gross margin
82.4%
Net margin
22.5%
Operating margin
27.5%
Return on assets
0.8%
Return on equity
8.8%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
27.4%
Debt to equity
2.83
Free cash flow
-$5.81B
Free cash flow per share
-$2.77
Book value per share
$91.3
Revenue per share
$36.44
TBVPS
$1,045.78
Current ratio
N/A
Quick ratio
N/A
Working capital
N/A
Dividend yield
4.04%
DPS
$2.04
Payout ratio
28.1%

C stock price

Financial performance

C's operating margin is down by 15% since the previous quarter and by 15% year-on-year
Citigroup Inc's net margin has decreased by 14% from the previous quarter and by 10% YoY
Citigroup Inc's operating income has decreased by 12% QoQ and by 10% YoY
Citigroup Inc's net income has decreased by 11% from the previous quarter and by 5% YoY

Valuation

Price to earnings (P/E)
Current price to earnings (P/E):
6.97
The P/E is 19% less than the last 4 quarters average of 8.6
C's EPS is down by 10% QoQ but it is up by 5% YoY
Price to book (P/B)
Current price to book (P/B):
0.55
The price to book (P/B) is 21% less than the 5-year quarterly average of 0.7 and 21% less than the last 4 quarters average of 0.7
The equity has declined by 2% year-on-year
Price to sales (P/S)
Current price to sales (P/S):
1.39
C's price to sales (P/S) is 34% lower than its 5-year quarterly average of 2.1 and 31% lower than its last 4 quarters average of 2.0
C's revenue is up by 5% year-on-year and by 2.9% since the previous quarter

Efficiency

The return on assets has declined by 20% since the previous quarter and by 11% year-on-year
C's ROIC is down by 18% since the previous quarter and by 18% year-on-year
C's ROS is down by 15% QoQ and by 15% YoY
C's return on equity is down by 11% since the previous quarter and by 4.3% year-on-year

Dividends

DPS
$2.04
Dividend yield
4.04%
Payout ratio
28.1%

Recent dividends

Financial health

Assets vs liabilities
C's total assets is 10% greater than its total liabilities
C's total liabilities is up by 15% since the previous quarter and by 15% year-on-year
C's total assets is up by 14% since the previous quarter and by 13% year-on-year
Debt vs equity
Citigroup Inc's debt is 183% more than its equity
Citigroup Inc's debt to equity has increased by 19% QoQ and by 17% YoY
Citigroup Inc's debt has increased by 18% from the previous quarter and by 15% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.