ACNB Acnb Corp

Price (delayed)

$37.6

Market cap

$319.8M

P/E Ratio

10.11

Dividend/share

$1.16

EPS

$3.72

Enterprise value

$508.63M

ACNB Corporation, headquartered in Gettysburg, PA, is the $2.6 billion financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and Russell Insurance Group, Inc., Westminster, MD. Originally ...

Highlights
ACNB's equity is up by 13% YoY and by 9% from the previous quarter
Acnb's debt has soared by 63% from the previous quarter
The stock's price to earnings (P/E) is 20% more than its last 4 quarters average of 8.4

Key stats

What are the main financial stats of ACNB
Market
Shares outstanding
8.51M
Market cap
$319.8M
Enterprise value
$508.63M
Valuations
Price to earnings (P/E)
10.11
Price to book (P/B)
1.15
Price to sales (P/S)
3.02
EV/EBIT
12.76
EV/EBITDA
11.77
EV/Sales
4.8
Earnings
Revenue
$105.92M
EBIT
$39.85M
EBITDA
$43.21M
Free cash flow
$39.43M
Per share
EPS
$3.72
Free cash flow per share
$4.64
Book value per share
$32.61
Revenue per share
$12.45
TBVPS
$278.05
Balance sheet
Total assets
$2.42B
Total liabilities
$2.14B
Debt
$254.79M
Equity
$277.46M
Working capital
N/A
Liquidity
Debt to equity
0.92
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.37
Margins
EBITDA margin
40.8%
Gross margin
100%
Net margin
29.9%
Operating margin
37.6%
Efficiency
Return on assets
1.3%
Return on equity
12.1%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
37.6%
Dividend
Dividend yield
3.09%
DPS
$1.16
Payout ratio
31.2%

ACNB stock price

How has the Acnb stock price performed over time
Intraday
1.92%
1 week
2.09%
1 month
5.92%
1 year
14.63%
YTD
-16%
QTD
-16%

Financial performance

How have Acnb's revenue and profit performed over time
Revenue
$105.92M
Gross profit
$105.92M
Operating income
$39.85M
Net income
$31.69M
Gross margin
100%
Net margin
29.9%
The company's operating income fell by 17% QoQ and by 11% YoY
Acnb's net income has decreased by 16% QoQ and by 11% YoY
The operating margin has declined by 12% year-on-year and by 11% since the previous quarter
Acnb's net margin has decreased by 12% YoY and by 10% from the previous quarter

Growth

What is Acnb's growth rate over time

Valuation

What is Acnb stock price valuation
P/E
10.11
P/B
1.15
P/S
3.02
EV/EBIT
12.76
EV/EBITDA
11.77
EV/Sales
4.8
The stock's price to earnings (P/E) is 20% more than its last 4 quarters average of 8.4
The EPS has declined by 16% since the previous quarter and by 10% year-on-year
ACNB's equity is up by 13% YoY and by 9% from the previous quarter
The price to book (P/B) is 4.5% higher than the 5-year quarterly average of 1.1 but 4.2% lower than the last 4 quarters average of 1.2
The price to sales (P/S) is 12% higher than the last 4 quarters average of 2.7 and 4.1% higher than the 5-year quarterly average of 2.9
Acnb's revenue has decreased by 7% from the previous quarter

Efficiency

How efficient is Acnb business performance
ACNB's return on invested capital is down by 20% since the previous quarter and by 16% year-on-year
The company's return on assets fell by 19% QoQ
Acnb's return on equity has decreased by 19% QoQ and by 17% YoY
The return on sales has declined by 12% year-on-year and by 11% since the previous quarter

Dividends

What is ACNB's dividend history
DPS
$1.16
Dividend yield
3.09%
Payout ratio
31.2%
Recent dividends

Financial health

How did Acnb financials performed over time
ACNB's total assets is 13% greater than its total liabilities
The total liabilities has declined by 6% year-on-year
ACNB's total assets is down by 4.2% year-on-year
Acnb's debt is 8% less than its equity
Acnb's debt has soared by 63% from the previous quarter
The debt to equity has soared by 51% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.