ACNB Acnb Corp

Price (delayed)

$45.12

Market cap

$472.3M

P/E Ratio

16.65

Dividend/share

$1.3

EPS

$2.71

Enterprise value

$672.53M

ACNB Corporation, headquartered in Gettysburg, PA, is the $2.6 billion financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and Russell Insurance Group, Inc., Westminster, MD. Originally ...

Highlights
ACNB's equity is up by 37% YoY and by 2.1% from the previous quarter
Acnb's gross profit has increased by 16% YoY and by 8% QoQ
The stock's price to earnings (P/E) is 63% more than its 5-year quarterly average of 10.2 and 25% more than its last 4 quarters average of 13.3
The EPS has declined by 26% year-on-year and by 7% since the previous quarter

Key stats

What are the main financial stats of ACNB
Market
Shares outstanding
10.47M
Market cap
$472.3M
Enterprise value
$672.53M
Valuations
Price to earnings (P/E)
16.65
Price to book (P/B)
1.2
Price to sales (P/S)
3.82
EV/EBIT
21.01
EV/EBITDA
18.31
EV/Sales
5.45
Earnings
Revenue
$123.34M
Gross profit
$123.34M
Operating income
$32.01M
Net income
$25.18M
EBIT
$32.01M
EBITDA
$36.73M
Free cash flow
$35.88M
Per share
EPS
$2.71
EPS diluted
$2.71
Free cash flow per share
$3.43
Book value per share
$37.73
Revenue per share
$11.8
TBVPS
$303.34
Balance sheet
Total assets
$3.26B
Total liabilities
$2.86B
Debt
$303.34M
Equity
$395.15M
Working capital
N/A
Liquidity
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.45
Margins
EBITDA margin
29.8%
Gross margin
100%
Net margin
20.4%
Operating margin
25.9%
Efficiency
Return on assets
0.9%
Return on equity
7.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
25.9%
Dividend
Dividend yield
2.88%
DPS
$1.3
Payout ratio
48%

ACNB stock price

How has the Acnb stock price performed over time
Intraday
-0.33%
1 week
7.63%
1 month
3.27%
1 year
18.39%
YTD
13.28%
QTD
5.32%

Financial performance

How have Acnb's revenue and profit performed over time
Revenue
$123.34M
Gross profit
$123.34M
Operating income
$32.01M
Net income
$25.18M
Gross margin
100%
Net margin
20.4%
Acnb's net margin has decreased by 30% YoY and by 6% from the previous quarter
The operating margin has declined by 29% year-on-year and by 6% since the previous quarter
Acnb's net income has decreased by 19% YoY
The company's operating income fell by 18% YoY but it rose by 2.1% QoQ

Price vs fundamentals

How does ACNB's price correlate with its fundamentals

Growth

What is Acnb's growth rate over time

Valuation

What is Acnb stock price valuation
P/E
16.65
P/B
1.2
P/S
3.82
EV/EBIT
21.01
EV/EBITDA
18.31
EV/Sales
5.45
The stock's price to earnings (P/E) is 63% more than its 5-year quarterly average of 10.2 and 25% more than its last 4 quarters average of 13.3
The EPS has declined by 26% year-on-year and by 7% since the previous quarter
ACNB's equity is up by 37% YoY and by 2.1% from the previous quarter
The price to book (P/B) is 9% higher than the 5-year quarterly average of 1.1
The price to sales (P/S) is 32% higher than the 5-year quarterly average of 2.9 and 12% higher than the last 4 quarters average of 3.4
Acnb's revenue has increased by 16% YoY and by 8% from the previous quarter

Efficiency

How efficient is Acnb business performance
Acnb's return on equity has decreased by 36% YoY and by 6% QoQ
The company's return on assets fell by 31% YoY
The return on sales has declined by 29% year-on-year and by 6% since the previous quarter
ACNB's return on invested capital is down by 27% year-on-year

Dividends

What is ACNB's dividend history
DPS
$1.3
Dividend yield
2.88%
Payout ratio
48%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Acnb financials performed over time
ACNB's total assets is 14% greater than its total liabilities
ACNB's total assets is up by 33% year-on-year
The total liabilities rose by 32% year-on-year
Acnb's debt is 23% less than its equity
ACNB's equity is up by 37% YoY and by 2.1% from the previous quarter
The debt to equity is down by 27% year-on-year and by 2.5% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.