Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only Get Premium

ACNB Acnb Corp

Price (delayed)

$43.61

Market cap

$456.76M

P/E Ratio

14.93

Dividend/share

$1.28

EPS

$2.92

Enterprise value

$638.52M

ACNB Corporation, headquartered in Gettysburg, PA, is the $2.6 billion financial holding company for the wholly-owned subsidiaries of ACNB Bank, Gettysburg, PA, and Russell Insurance Group, Inc., Westminster, MD. Originally ...

Highlights
ACNB's equity is up by 38% YoY and by 28% from the previous quarter
Acnb's gross profit has increased by 9% YoY and by 2.3% QoQ
The stock's price to earnings (P/E) is 47% more than its 5-year quarterly average of 10.0 and 24% more than its last 4 quarters average of 11.8
Acnb's net income has decreased by 22% QoQ and by 16% YoY

Key stats

What are the main financial stats of ACNB
Market
Shares outstanding
10.47M
Market cap
$456.76M
Enterprise value
$638.52M
Valuations
Price to earnings (P/E)
14.93
Price to book (P/B)
1.19
Price to sales (P/S)
3.76
EV/EBIT
20.37
EV/EBITDA
18.21
EV/Sales
5.62
Earnings
Revenue
$113.7M
Gross profit
$113.7M
Operating income
$31.34M
Net income
$24.81M
EBIT
$31.34M
EBITDA
$35.06M
Free cash flow
$27.35M
Per share
EPS
$2.92
EPS diluted
$2.92
Free cash flow per share
$2.79
Book value per share
$36.7
Revenue per share
$11.59
TBVPS
$324.26
Balance sheet
Total assets
$3.27B
Total liabilities
$2.88B
Debt
$305.32M
Equity
$386.88M
Working capital
N/A
Liquidity
Debt to equity
0.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.18
Margins
EBITDA margin
30.8%
Gross margin
100%
Net margin
21.8%
Operating margin
27.6%
Efficiency
Return on assets
0.9%
Return on equity
7.7%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
27.6%
Dividend
Dividend yield
2.94%
DPS
$1.28
Payout ratio
43.8%

ACNB stock price

How has the Acnb stock price performed over time
Intraday
1.8%
1 week
2.61%
1 month
13.42%
1 year
34.68%
YTD
9.49%
QTD
5.95%

Financial performance

How have Acnb's revenue and profit performed over time
Revenue
$113.7M
Gross profit
$113.7M
Operating income
$31.34M
Net income
$24.81M
Gross margin
100%
Net margin
21.8%
The operating margin has declined by 24% since the previous quarter and by 22% year-on-year
Acnb's net margin has decreased by 24% from the previous quarter and by 23% YoY
Acnb's net income has decreased by 22% QoQ and by 16% YoY
The company's operating income fell by 22% QoQ and by 15% YoY

Price vs fundamentals

How does ACNB's price correlate with its fundamentals

Growth

What is Acnb's growth rate over time

Valuation

What is Acnb stock price valuation
P/E
14.93
P/B
1.19
P/S
3.76
EV/EBIT
20.37
EV/EBITDA
18.21
EV/Sales
5.62
The stock's price to earnings (P/E) is 47% more than its 5-year quarterly average of 10.0 and 24% more than its last 4 quarters average of 11.8
The EPS has declined by 22% since the previous quarter and by 16% year-on-year
ACNB's equity is up by 38% YoY and by 28% from the previous quarter
The price to book (P/B) is 6% higher than the 5-year quarterly average of 1.1 and 6% higher than the last 4 quarters average of 1.1
The price to sales (P/S) is 27% higher than the 5-year quarterly average of 2.9 and 15% higher than the last 4 quarters average of 3.2
Acnb's revenue has increased by 9% YoY and by 2.3% from the previous quarter

Efficiency

How efficient is Acnb business performance
ACNB's return on invested capital is down by 31% since the previous quarter and by 27% year-on-year
The company's return on assets fell by 31% QoQ and by 25% YoY
Acnb's return on equity has decreased by 30% YoY and by 29% QoQ
The return on sales has declined by 24% since the previous quarter and by 22% year-on-year

Dividends

What is ACNB's dividend history
DPS
$1.28
Dividend yield
2.94%
Payout ratio
43.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Acnb financials performed over time
ACNB's total assets is 13% greater than its total liabilities
The total liabilities rose by 38% since the previous quarter and by 35% year-on-year
ACNB's total assets is up by 37% since the previous quarter and by 35% year-on-year
Acnb's debt is 21% less than its equity
ACNB's equity is up by 38% YoY and by 28% from the previous quarter
The debt to equity is down by 19% year-on-year and by 12% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.