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BHB Bar Harbor Bankshares

Price (delayed)

$31.69

Market cap

$483.84M

P/E Ratio

11.4

Dividend/share

$1.18

EPS

$2.78

Enterprise value

$649.41M

Bar Harbor Bankshares is the parent company of its wholly owned subsidiary, Bar Harbor Bank & Trust. Operating over 50 locations across Maine, New Hampshire and Vermont, Bar Harbor Bank ...

Highlights
Bar Harbor Bankshares's debt has decreased by 37% QoQ and by 33% YoY
Bar Harbor Bankshares's equity has increased by 14% YoY and by 4.8% from the previous quarter
BHB's EPS is down by 11% YoY but it is up by 2.6% QoQ
Bar Harbor Bankshares's net income has decreased by 10% YoY but it has increased by 2.6% QoQ
The P/E is 13% above the last 4 quarters average of 10.1 and 6% above the 5-year quarterly average of 10.8
Bar Harbor Bankshares's revenue has decreased by 3.5% YoY

Key stats

What are the main financial stats of BHB
Market
Shares outstanding
15.27M
Market cap
$483.84M
Enterprise value
$649.41M
Valuations
Price to book (P/B)
1.05
Price to sales (P/S)
3.26
EV/EBIT
12.57
EV/EBITDA
11.23
EV/Sales
4.37
Earnings
Revenue
$148.5M
Gross profit
$148.5M
Net income
$42.49M
EBIT
$51.65M
EBITDA
$57.82M
Free cash flow
$47.75M
Per share
EPS
$2.78
EPS diluted
$2.78
Free cash flow per share
$3.13
Book value per share
$30.12
Revenue per share
$9.73
TBVPS
$255.96
Balance sheet
Total assets
$4.03B
Total liabilities
$3.57B
Debt
$246.79M
Equity
$459.92M
Working capital
N/A
Liquidity
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.86
Margins
EBITDA margin
38.9%
Gross margin
100%
Net margin
28.6%
Operating margin
34.7%
Efficiency
Return on assets
1.1%
Return on equity
9.6%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.8%
Dividend
Dividend yield
3.72%
DPS
$1.18
Payout ratio
42.4%

BHB stock price

How has the Bar Harbor Bankshares stock price performed over time
Intraday
0.51%
1 week
-8.14%
1 month
-9.17%
1 year
7.13%
YTD
7.94%
QTD
2.76%

Financial performance

How have Bar Harbor Bankshares's revenue and profit performed over time
Revenue
$148.5M
Gross profit
$148.5M
Operating income
$51.5M
Net income
$42.49M
Gross margin
100%
Net margin
28.6%
Bar Harbor Bankshares's operating income has decreased by 17% YoY
The company's operating margin fell by 13% YoY and by 2.3% QoQ
Bar Harbor Bankshares's net income has decreased by 10% YoY but it has increased by 2.6% QoQ
Bar Harbor Bankshares's net margin has decreased by 7% YoY

Growth

What is Bar Harbor Bankshares's growth rate over time

Valuation

What is Bar Harbor Bankshares stock price valuation
P/E
11.4
P/B
1.05
P/S
3.26
EV/EBIT
12.57
EV/EBITDA
11.23
EV/Sales
4.37
The P/E is 13% above the last 4 quarters average of 10.1 and 6% above the 5-year quarterly average of 10.8
BHB's EPS is down by 11% YoY but it is up by 2.6% QoQ
Bar Harbor Bankshares's equity has increased by 14% YoY and by 4.8% from the previous quarter
BHB's price to book (P/B) is 5% more than its 5-year quarterly average of 1.0 and 5% more than its last 4 quarters average of 1.0
BHB's P/S is 16% above its 5-year quarterly average of 2.8 and 12% above its last 4 quarters average of 2.9
Bar Harbor Bankshares's revenue has decreased by 3.5% YoY

Efficiency

How efficient is Bar Harbor Bankshares business performance
Bar Harbor Bankshares's return on equity has decreased by 18% YoY
The ROIC has contracted by 13% YoY
BHB's ROS is down by 11% YoY and by 2.2% QoQ
The return on assets has increased by 10% since the previous quarter but it has declined by 8% year-on-year

Dividends

What is BHB's dividend history
DPS
$1.18
Dividend yield
3.72%
Payout ratio
42.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Bar Harbor Bankshares financials performed over time
BHB's total assets is 13% greater than its total liabilities
Bar Harbor Bankshares's debt is 46% lower than its equity
The debt to equity has decreased by 41% YoY and by 39% QoQ
Bar Harbor Bankshares's debt has decreased by 37% QoQ and by 33% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.