BHB Bar Harbor Bankshares

Price (delayed)

$25.48

Market cap

$386.91M

P/E Ratio

8.61

Dividend/share

$1.12

EPS

$2.96

Enterprise value

$623.58M

Bar Harbor Bankshares is the parent company of its wholly owned subsidiary, Bar Harbor Bank & Trust. Operating over 50 locations across Maine, New Hampshire and Vermont, Bar Harbor Bank ...

Highlights
Bar Harbor Bankshares's debt has decreased by 16% YoY and by 10% QoQ
Bar Harbor Bankshares's equity has increased by 10% YoY and by 7% from the previous quarter
The P/E is 24% below the 5-year quarterly average of 11.3 but 2.5% above the last 4 quarters average of 8.4
Bar Harbor Bankshares's net income has decreased by 5% QoQ but it has increased by 3% YoY

Key stats

What are the main financial stats of BHB
Market
Shares outstanding
15.19M
Market cap
$386.91M
Enterprise value
$623.58M
Valuations
Price to earnings (P/E)
8.61
Price to book (P/B)
0.89
Price to sales (P/S)
2.56
EV/EBIT
10.92
EV/EBITDA
9.83
EV/Sales
4.14
Earnings
Revenue
$150.6M
EBIT
$57.12M
EBITDA
$63.43M
Free cash flow
$41.28M
Per share
EPS
$2.96
Free cash flow per share
$2.73
Book value per share
$28.51
Revenue per share
$9.95
TBVPS
$254.03
Balance sheet
Total assets
$3.97B
Total liabilities
$3.54B
Debt
$331.51M
Equity
$432.06M
Working capital
N/A
Liquidity
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.73
Margins
EBITDA margin
42.1%
Gross margin
100%
Net margin
29.8%
Operating margin
37.9%
Efficiency
Return on assets
1.1%
Return on equity
10.8%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
37.9%
Dividend
Dividend yield
4.4%
DPS
$1.12
Payout ratio
37.8%

BHB stock price

How has the Bar Harbor Bankshares stock price performed over time
Intraday
6.79%
1 week
6.7%
1 month
3.37%
1 year
-0.08%
YTD
-13.22%
QTD
-3.78%

Financial performance

How have Bar Harbor Bankshares's revenue and profit performed over time
Revenue
$150.6M
Gross profit
$150.6M
Operating income
$57.03M
Net income
$44.85M
Gross margin
100%
Net margin
29.8%
Bar Harbor Bankshares's operating income has decreased by 8% from the previous quarter
Bar Harbor Bankshares's net income has decreased by 5% QoQ but it has increased by 3% YoY
The company's operating margin fell by 5% QoQ and by 2.1% YoY
Bar Harbor Bankshares's net margin has decreased by 3.2% QoQ

Growth

What is Bar Harbor Bankshares's growth rate over time

Valuation

What is Bar Harbor Bankshares stock price valuation
P/E
8.61
P/B
0.89
P/S
2.56
EV/EBIT
10.92
EV/EBITDA
9.83
EV/Sales
4.14
The P/E is 24% below the 5-year quarterly average of 11.3 but 2.5% above the last 4 quarters average of 8.4
BHB's EPS is down by 5% QoQ but it is up by 2.1% YoY
BHB's price to book (P/B) is 11% less than its 5-year quarterly average of 1.0 and 11% less than its last 4 quarters average of 1.0
Bar Harbor Bankshares's equity has increased by 10% YoY and by 7% from the previous quarter
BHB's P/S is 12% below its 5-year quarterly average of 2.9
Bar Harbor Bankshares's revenue has increased by 3.1% YoY but it has decreased by 2.3% from the previous quarter

Efficiency

How efficient is Bar Harbor Bankshares business performance
Bar Harbor Bankshares's return on equity has decreased by 8% QoQ and by 2.7% YoY
The return on assets has declined by 8% since the previous quarter
The ROIC has contracted by 7% from the previous quarter
BHB's ROS is down by 3.3% QoQ

Dividends

What is BHB's dividend history
DPS
$1.12
Dividend yield
4.4%
Payout ratio
37.8%
Recent dividends

Financial health

How did Bar Harbor Bankshares financials performed over time
BHB's total assets is 12% greater than its total liabilities
Bar Harbor Bankshares's debt is 23% lower than its equity
The debt to equity has decreased by 23% YoY and by 15% QoQ
Bar Harbor Bankshares's debt has decreased by 16% YoY and by 10% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.