BHB Bar Harbor Bankshares
Price (delayed)
$28.05
Market cap
$429.65M
P/E Ratio
9.81
Dividend/share
$1.2
EPS
$2.86
Enterprise value
$648.09M
Bar Harbor Bankshares is the parent company of its wholly owned subsidiary, Bar Harbor Bank & Trust. Operating over 50 locations across Maine, New Hampshire and Vermont, Bar Harbor Bank
Highlights
Bar Harbor Bankshares's equity has increased by 6% YoY
The P/E is 6% below the 5-year quarterly average of 10.4 and 4.8% below the last 4 quarters average of 10.3
Bar Harbor Bankshares's debt has increased by 18% QoQ but it has decreased by 12% YoY
Bar Harbor Bankshares's net income has decreased by 2.9% YoY but it has increased by 2.5% QoQ
Key stats
What are the main financial stats of BHB
Market
Valuations
Earnings
Shares outstanding
15.32M
Market cap
$429.65M
Enterprise value
$648.09M
Price to earnings (P/E)
9.81
Price to book (P/B)
0.93
Price to sales (P/S)
2.88
EV/EBIT
12.32
EV/EBITDA
11.57
EV/Sales
4.36
Revenue
$148.6M
Gross profit
$148.6M
Operating income
$51.84M
Net income
$43.54M
EBIT
$52.61M
EBITDA
$56.03M
Free cash flow
$46.38M
Per share
Balance sheet
Liquidity
EPS
$2.86
EPS diluted
$2.84
Free cash flow per share
$3.04
Book value per share
$30.03
Revenue per share
$9.75
TBVPS
$259.84
Total assets
$4.08B
Total liabilities
$3.62B
Debt
$290.6M
Equity
$458.43M
Working capital
N/A
Debt to equity
0.63
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.9
Margins
Efficiency
Dividend
EBITDA margin
37.7%
Gross margin
100%
Net margin
29.3%
Operating margin
34.9%
Return on assets
1.1%
Return on equity
9.7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
35.4%
Dividend yield
4.28%
DPS
$1.2
Payout ratio
42%
BHB stock price
How has the Bar Harbor Bankshares stock price performed over time
Intraday
-3.21%
1 week
1.26%
1 month
-5.65%
1 year
10.09%
YTD
-8.27%
QTD
-4.92%
Financial performance
How have Bar Harbor Bankshares's revenue and profit performed over time
Revenue
$148.6M
Gross profit
$148.6M
Operating income
$51.84M
Net income
$43.54M
Gross margin
100%
Net margin
29.3%
Bar Harbor Bankshares's operating income has decreased by 9% YoY
The company's operating margin fell by 8% YoY
Bar Harbor Bankshares's net income has decreased by 2.9% YoY but it has increased by 2.5% QoQ
Bar Harbor Bankshares's net margin has increased by 2.4% QoQ but it has decreased by 2% YoY
Growth
What is Bar Harbor Bankshares's growth rate over time
Valuation
What is Bar Harbor Bankshares stock price valuation
P/E
9.81
P/B
0.93
P/S
2.88
EV/EBIT
12.32
EV/EBITDA
11.57
EV/Sales
4.36
The P/E is 6% below the 5-year quarterly average of 10.4 and 4.8% below the last 4 quarters average of 10.3
BHB's EPS is down by 3.4% YoY but it is up by 2.9% QoQ
BHB's price to book (P/B) is 7% less than its 5-year quarterly average of 1.0 and 7% less than its last 4 quarters average of 1.0
Bar Harbor Bankshares's equity has increased by 6% YoY
BHB's P/S is 4% below its last 4 quarters average of 3.0
Efficiency
How efficient is Bar Harbor Bankshares business performance
Bar Harbor Bankshares's return on equity has decreased by 10% YoY
BHB's ROS is down by 7% YoY
The ROIC has contracted by 7% YoY
Dividends
What is BHB's dividend history
DPS
$1.2
Dividend yield
4.28%
Payout ratio
42%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Bar Harbor Bankshares financials performed over time
BHB's total assets is 13% greater than its total liabilities
BHB's total assets is up by 2.8% year-on-year
The company's total liabilities rose by 2.4% YoY
Bar Harbor Bankshares's debt is 37% lower than its equity
Bar Harbor Bankshares's debt has increased by 18% QoQ but it has decreased by 12% YoY
The debt to equity has decreased by 18% YoY but it has increased by 17% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.