BHB Bar Harbor Bankshares

Price (delayed)

$30.09

Market cap

$452.52M

P/E Ratio

11.1

Dividend/share

$1

EPS

$2.71

Enterprise value

$562.95M

Bar Harbor Bankshares is the parent company of its wholly owned subsidiary, Bar Harbor Bank & Trust. Operating over 50 locations across Maine, New Hampshire and Vermont, Bar Harbor Bank ...

Highlights
Bar Harbor Bankshares's debt has decreased by 48% YoY
BHB's EPS is up by 14% YoY and by 3.8% QoQ
The P/E is 15% below the 5-year quarterly average of 13.1 but 4.7% above the last 4 quarters average of 10.6
Bar Harbor Bankshares's equity has decreased by 5% YoY and by 3.3% from the previous quarter

Key stats

What are the main financial stats of BHB
Market
Shares outstanding
15.04M
Market cap
$452.52M
Enterprise value
$562.95M
Valuations
Price to earnings (P/E)
11.1
Price to book (P/B)
1.15
Price to sales (P/S)
3.22
EV/EBIT
11.2
EV/EBITDA
10.02
EV/Sales
4.02
Earnings
Revenue
$140.13M
EBIT
$50.25M
EBITDA
$56.16M
Free cash flow
$65.54M
Per share
EPS
$2.71
Free cash flow per share
$4.36
Book value per share
$26.22
Revenue per share
$9.33
TBVPS
$239.05
Balance sheet
Total assets
$3.72B
Total liabilities
$3.32B
Debt
$177.55M
Equity
$393.6M
Working capital
N/A
Liquidity
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.97
Margins
EBITDA margin
40.1%
Gross margin
100%
Net margin
28.8%
Operating margin
37.9%
Efficiency
Return on assets
1.1%
Return on equity
9.8%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
35.9%
Dividend
Dividend yield
3.32%
DPS
$1
Payout ratio
36.9%

BHB stock price

How has the Bar Harbor Bankshares stock price performed over time
Intraday
-0.53%
1 week
2.03%
1 month
11.69%
1 year
10.14%
YTD
4.01%
QTD
16.36%

Financial performance

How have Bar Harbor Bankshares's revenue and profit performed over time
Revenue
$140.13M
Gross profit
$140.13M
Operating income
$53.1M
Net income
$40.41M
Gross margin
100%
Net margin
28.8%
Bar Harbor Bankshares's operating income has increased by 20% YoY and by 3.8% from the previous quarter
The company's operating margin rose by 18% YoY and by 2.4% QoQ
Bar Harbor Bankshares's net income has increased by 14% YoY and by 3.8% QoQ
Bar Harbor Bankshares's net margin has increased by 13% YoY and by 2.1% QoQ

Growth

What is Bar Harbor Bankshares's growth rate over time

Valuation

What is Bar Harbor Bankshares stock price valuation
P/E
11.1
P/B
1.15
P/S
3.22
EV/EBIT
11.2
EV/EBITDA
10.02
EV/Sales
4.02
The P/E is 15% below the 5-year quarterly average of 13.1 but 4.7% above the last 4 quarters average of 10.6
BHB's EPS is up by 14% YoY and by 3.8% QoQ
BHB's price to book (P/B) is 15% more than its 5-year quarterly average of 1.0 and 15% more than its last 4 quarters average of 1.0
Bar Harbor Bankshares's equity has decreased by 5% YoY and by 3.3% from the previous quarter
BHB's P/S is 7% above its last 4 quarters average of 3.0

Efficiency

How efficient is Bar Harbor Bankshares business performance
The ROIC has grown by 17% YoY and by 8% from the previous quarter
Bar Harbor Bankshares's return on equity has increased by 13% YoY and by 4.3% QoQ
BHB's ROS is up by 12% YoY and by 2.6% QoQ
The return on assets has increased by 10% year-on-year

Dividends

What is BHB's dividend history
DPS
$1
Dividend yield
3.32%
Payout ratio
36.9%
Recent dividends

Financial health

How did Bar Harbor Bankshares financials performed over time
BHB's total assets is 12% greater than its total liabilities
The company's total liabilities rose by 3% YoY
BHB's total assets is up by 2.1% year-on-year
Bar Harbor Bankshares's debt is 55% lower than its equity
Bar Harbor Bankshares's debt has decreased by 48% YoY
The debt to equity has decreased by 45% YoY but it has increased by 2.3% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.