BHB Bar Harbor Bankshares

Price (delayed)

$32.73

Market cap

$498.56M

P/E Ratio

11.9

Dividend/share

$1.14

EPS

$2.75

Enterprise value

$752.28M

Bar Harbor Bankshares is the parent company of its wholly owned subsidiary, Bar Harbor Bank & Trust. Operating over 50 locations across Maine, New Hampshire and Vermont, Bar Harbor Bank ...

Highlights
Bar Harbor Bankshares's debt has decreased by 17% YoY
Bar Harbor Bankshares's equity has increased by 7% YoY
The P/E is 37% above the last 4 quarters average of 8.7 and 7% above the 5-year quarterly average of 11.1
BHB's EPS is down by 13% YoY and by 7% QoQ

Key stats

What are the main financial stats of BHB
Market
Shares outstanding
15.23M
Market cap
$498.56M
Enterprise value
$752.28M
Valuations
Price to book (P/B)
1.14
Price to sales (P/S)
3.37
EV/EBIT
14.14
EV/EBITDA
12.68
EV/Sales
5.09
Earnings
Revenue
$147.66M
EBIT
$53.19M
EBITDA
$59.32M
Free cash flow
$33M
Per share
EPS
$2.75
Free cash flow per share
$2.17
Book value per share
$28.69
Revenue per share
$9.72
TBVPS
$252.33
Balance sheet
Total assets
$3.96B
Total liabilities
$3.52B
Debt
$329.94M
Equity
$435.71M
Working capital
N/A
Liquidity
Debt to equity
0.76
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.28
Margins
EBITDA margin
40.2%
Gross margin
100%
Net margin
28.4%
Operating margin
36%
Efficiency
Return on assets
1.1%
Return on equity
10%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
36%
Dividend
Dividend yield
3.48%
DPS
$1.14
Payout ratio
41.5%

BHB stock price

How has the Bar Harbor Bankshares stock price performed over time
Intraday
-0.12%
1 week
7.95%
1 month
29.32%
1 year
21.76%
YTD
11.48%
QTD
21.76%

Financial performance

How have Bar Harbor Bankshares's revenue and profit performed over time
Revenue
$147.66M
Gross profit
$147.66M
Operating income
$53.1M
Net income
$41.94M
Gross margin
100%
Net margin
28.4%
Bar Harbor Bankshares's operating income has decreased by 13% YoY and by 7% from the previous quarter
Bar Harbor Bankshares's net income has decreased by 12% YoY and by 7% QoQ
The company's operating margin fell by 11% YoY and by 5% QoQ
Bar Harbor Bankshares's net margin has decreased by 9% YoY and by 4.7% QoQ

Growth

What is Bar Harbor Bankshares's growth rate over time

Valuation

What is Bar Harbor Bankshares stock price valuation
P/E
11.9
P/B
1.14
P/S
3.37
EV/EBIT
14.14
EV/EBITDA
12.68
EV/Sales
5.09
The P/E is 37% above the last 4 quarters average of 8.7 and 7% above the 5-year quarterly average of 11.1
BHB's EPS is down by 13% YoY and by 7% QoQ
BHB's price to book (P/B) is 27% more than its last 4 quarters average of 0.9 and 14% more than its 5-year quarterly average of 1.0
Bar Harbor Bankshares's equity has increased by 7% YoY
BHB's P/S is 30% above its last 4 quarters average of 2.6 and 20% above its 5-year quarterly average of 2.8
Bar Harbor Bankshares's revenue has decreased by 3% YoY

Efficiency

How efficient is Bar Harbor Bankshares business performance
Bar Harbor Bankshares's return on equity has decreased by 17% YoY and by 7% QoQ
The ROIC has contracted by 13% YoY and by 7% from the previous quarter
BHB's ROS is down by 9% YoY and by 5% QoQ
The return on assets has declined by 8% year-on-year

Dividends

What is BHB's dividend history
DPS
$1.14
Dividend yield
3.48%
Payout ratio
41.5%
Recent dividends

Financial health

How did Bar Harbor Bankshares financials performed over time
BHB's total assets is 12% greater than its total liabilities
Bar Harbor Bankshares's debt is 24% lower than its equity
The debt to equity has decreased by 22% YoY
Bar Harbor Bankshares's debt has decreased by 17% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.