AFL Aflac Inc

Price (delayed)

$53.34

Market cap

$36.73B

P/E Ratio

7.97

Dividend/share

$1.17

EPS

$6.69

Enterprise value

$39.49B

Sector: Financial Services
Industry: Insurance - Life

Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in ...

Highlights

The EPS has soared by 50% YoY and by 4.2% from the previous quarter
The net income has grown by 45% YoY and by 3.7% from the previous quarter
The stock's P/E is 21% below its 5-year quarterly average of 10.0 but 5% above its last 4 quarters average of 7.5
Aflac's debt has increased by 20% YoY

Key stats

What are the main financial stats of AFL
Market
Shares outstanding
688.59M
Market cap
$36.73B
Enterprise value
$39.49B
Valuations
Price to earnings (P/E)
7.97
Price to book (P/B)
1.12
Price to sales (P/S)
1.72
EV/EBIT
8.97
EV/EBITDA
8.97
EV/Sales
1.78
Earnings
Revenue
$22.15B
EBIT
$4.4B
EBITDA
$4.4B
Free cash flow
$5.96B
Per share
EPS
$6.69
Free cash flow per share
$8.35
Book value per share
$47.77
Revenue per share
$31.03
TBVPS
$231.31
Balance sheet
Total assets
$165.09B
Total liabilities
$131.53B
Debt
$7.9B
Equity
$33.56B
Working capital
N/A
Liquidity
Debt to equity
0.24
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.63
Margins
EBITDA margin
19.9%
Gross margin
46.7%
Net margin
21.6%
Operating margin
19.9%
Efficiency
Return on assets
3%
Return on equity
15.7%
Return on invested capital
2.7%
Return on capital employed
N/A
Return on sales
19.9%
Dividend
Dividend yield
2.19%
DPS
$1.17
Payout ratio
17.5%

AFL stock price

How has the Aflac stock price performed over time
Intraday
0.76%
1 week
-0.21%
1 month
7.76%
1 year
52.23%
YTD
19.95%
QTD
4.22%

Financial performance

How have Aflac's revenue and profit performed over time
Revenue
$22.15B
Gross profit
$10.35B
Operating income
$4.4B
Net income
$4.78B
Gross margin
46.7%
Net margin
21.6%
Aflac's net margin has increased by 46% YoY and by 2.4% QoQ
The net income has grown by 45% YoY and by 3.7% from the previous quarter
The operating income has declined by 6% year-on-year but it rose by 3.8% since the previous quarter
The company's operating margin fell by 4.8% YoY but it rose by 2.6% QoQ

Growth

What is Aflac's growth rate over time

Valuation

What is Aflac stock price valuation
P/E
7.97
P/B
1.12
P/S
1.72
EV/EBIT
8.97
EV/EBITDA
8.97
EV/Sales
1.78
The EPS has soared by 50% YoY and by 4.2% from the previous quarter
The stock's P/E is 21% below its 5-year quarterly average of 10.0 but 5% above its last 4 quarters average of 7.5
The P/B is 23% more than the last 4 quarters average of 0.9 but 15% less than the 5-year quarterly average of 1.3
The equity has grown by 16% YoY and by 3.3% from the previous quarter
The price to sales (P/S) is 43% more than the last 4 quarters average of 1.2 and 14% more than the 5-year quarterly average of 1.5

Efficiency

How efficient is Aflac business performance
AFL's ROA is up by 36% year-on-year
Aflac's ROE has increased by 34% YoY
The ROIC has contracted by 10% YoY
The ROS has contracted by 4.8% YoY but it has grown by 2.6% from the previous quarter

Dividends

What is AFL's dividend history
DPS
$1.17
Dividend yield
2.19%
Payout ratio
17.5%
Recent dividends

Financial health

How did Aflac financials performed over time
The total assets is 26% more than the total liabilities
The total assets has grown by 8% YoY and by 2.6% from the previous quarter
The company's total liabilities rose by 6% YoY and by 2.4% QoQ
Aflac's debt is 76% lower than its equity
Aflac's debt has increased by 20% YoY
The equity has grown by 16% YoY and by 3.3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.