AFL Aflac Inc

Price (delayed)

$54.35

Market cap

$35.01B

P/E Ratio

8.87

Dividend/share

$1.46

EPS

$6.13

Enterprise value

$38.5B

Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in ...

Highlights
The gross margin is up by 5% year-on-year
Aflac's debt has decreased by 4% YoY and by 2.4% QoQ
The stock's P/E is 5% above its last 4 quarters average of 8.6 but 2.5% below its 5-year quarterly average of 9.3
The net income has contracted by 26% YoY and by 6% from the previous quarter
The EPS has contracted by 22% YoY and by 4.5% from the previous quarter

Key stats

What are the main financial stats of AFL
Market
Shares outstanding
644.16M
Market cap
$35.01B
Enterprise value
$38.5B
Valuations
Price to earnings (P/E)
8.87
Price to book (P/B)
1.2
Price to sales (P/S)
1.64
EV/EBIT
7.37
EV/EBITDA
7.37
EV/Sales
1.79
Earnings
Revenue
$21.51B
EBIT
$5.23B
EBITDA
$5.23B
Free cash flow
$4.95B
Per share
EPS
$6.13
Free cash flow per share
$7.61
Book value per share
$45.44
Revenue per share
$33.1
TBVPS
$226.31
Balance sheet
Total assets
$147.05B
Total liabilities
$117.52B
Debt
$7.77B
Equity
$29.53B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.67
Margins
EBITDA margin
24.3%
Gross margin
52%
Net margin
18.9%
Operating margin
24.3%
Efficiency
Return on assets
2.6%
Return on equity
12.5%
Return on invested capital
3.3%
Return on capital employed
N/A
Return on sales
24.3%
Dividend
Dividend yield
2.69%
DPS
$1.46
Payout ratio
23.8%

AFL stock price

How has the Aflac stock price performed over time
Intraday
-2.25%
1 week
-3.43%
1 month
-18.42%
1 year
-2.34%
YTD
-6.92%
QTD
-15.59%

Financial performance

How have Aflac's revenue and profit performed over time
Revenue
$21.51B
Gross profit
$11.18B
Operating income
$5.23B
Net income
$4.06B
Gross margin
52%
Net margin
18.9%
The net income has contracted by 26% YoY and by 6% from the previous quarter
Aflac's net margin has decreased by 22% YoY and by 3.6% QoQ
The operating income has declined by 6% since the previous quarter
Aflac's revenue has decreased by 6% YoY and by 2.7% from the previous quarter

Growth

What is Aflac's growth rate over time

Valuation

What is Aflac stock price valuation
P/E
8.87
P/B
1.2
P/S
1.64
EV/EBIT
7.37
EV/EBITDA
7.37
EV/Sales
1.79
The EPS has contracted by 22% YoY and by 4.5% from the previous quarter
The stock's P/E is 5% above its last 4 quarters average of 8.6 but 2.5% below its 5-year quarterly average of 9.3
The equity has contracted by 11% from the previous quarter and by 8% YoY
The P/B is 6% less than the 5-year quarterly average of 1.3
Aflac's revenue has decreased by 6% YoY and by 2.7% from the previous quarter
The price to sales (P/S) is 5% more than the 5-year quarterly average of 1.6

Efficiency

How efficient is Aflac business performance
Aflac's ROE has decreased by 28% YoY and by 3.8% from the previous quarter
AFL's ROA is down by 24% year-on-year and by 3.7% since the previous quarter
The ROS has grown by 4.7% YoY but it has contracted by 3.6% from the previous quarter
The ROIC has grown by 3.1% YoY but it has contracted by 2.9% from the previous quarter

Dividends

What is AFL's dividend history
DPS
$1.46
Dividend yield
2.69%
Payout ratio
23.8%
Recent dividends

Financial health

How did Aflac financials performed over time
The total assets is 25% more than the total liabilities
The total assets has contracted by 7% YoY and by 7% from the previous quarter
The company's total liabilities fell by 7% YoY and by 5% QoQ
Aflac's debt is 74% lower than its equity
The equity has contracted by 11% from the previous quarter and by 8% YoY
The company's debt to equity rose by 8% QoQ and by 4% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.