AFL Aflac Inc

  1. Stocks
  2. Financial Services
  3. NYSE: AFL

Price (delayed)

$63.38

Market cap

$38.8B

P/E Ratio

9.57

Dividend/share

$1.62

EPS

$6.62

Enterprise value

$42.3B

Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in ...

Highlights
Aflac's debt has decreased by 6% YoY
The EPS has contracted by 16% from the previous quarter but it has grown by 3.1% YoY
The equity has contracted by 33% YoY and by 7% from the previous quarter
The net income has contracted by 17% from the previous quarter and by 2.9% YoY
Sector: Financial Services
Industry: Insurance - Life
Website: https://www.aflac.com/
Peers: UNM CNO CI AIZ

Key stats

What are the main financial stats of AFL
Market
Shares outstanding
612.21M
Market cap
$38.8B
Enterprise value
$42.3B
Valuations
Price to earnings (P/E)
9.57
Price to book (P/B)
1.76
Price to sales (P/S)
2.06
EV/EBIT
8.76
EV/EBITDA
8.76
EV/Sales
2.17
Earnings
Revenue
$19.5B
EBIT
$4.83B
EBITDA
$4.83B
Free cash flow
$3.88B
Per share
EPS
$6.62
Free cash flow per share
$6.11
Book value per share
$35.97
Revenue per share
$30.72
TBVPS
$206.39
Balance sheet
Total assets
$131.02B
Total liabilities
$108.65B
Debt
$7.44B
Equity
$22.37B
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.72
Margins
EBITDA margin
24.8%
Gross margin
53.1%
Net margin
21.5%
Operating margin
24.8%
Efficiency
Return on assets
3.1%
Return on equity
16.4%
Return on invested capital
3.5%
Return on capital employed
N/A
Return on sales
24.8%
Dividend
Dividend yield
2.56%
DPS
$1.62
Payout ratio
24.5%

AFL stock price

How has the Aflac stock price performed over time
Intraday
3.41%
1 week
1.96%
1 month
-8.63%
1 year
0.68%
YTD
-11.9%
QTD
-11.9%

Financial performance

How have Aflac's revenue and profit performed over time
Revenue
$19.5B
Gross profit
$10.35B
Operating income
$4.83B
Net income
$4.2B
Gross margin
53.1%
Net margin
21.5%
The net income has contracted by 17% from the previous quarter and by 2.9% YoY
The operating income has declined by 13% year-on-year and by 13% since the previous quarter
Aflac's revenue has decreased by 12% YoY and by 7% from the previous quarter
Aflac's net margin has decreased by 11% QoQ but it has increased by 10% YoY

Growth

What is Aflac's growth rate over time

Valuation

What is Aflac stock price valuation
P/E
9.57
P/B
1.76
P/S
2.06
EV/EBIT
8.76
EV/EBITDA
8.76
EV/Sales
2.17
The EPS has contracted by 16% from the previous quarter but it has grown by 3.1% YoY
The stock's P/E is 5% above its 5-year quarterly average of 9.1 and 4% above its last 4 quarters average of 9.2
The P/B is 35% more than the 5-year quarterly average of 1.3 and 10% more than the last 4 quarters average of 1.6
The equity has contracted by 33% YoY and by 7% from the previous quarter
The price to sales (P/S) is 29% more than the 5-year quarterly average of 1.6 and 8% more than the last 4 quarters average of 1.9
Aflac's revenue has decreased by 12% YoY and by 7% from the previous quarter

Efficiency

How efficient is Aflac business performance
Aflac's ROE has increased by 26% YoY but it has decreased by 8% from the previous quarter
AFL's ROA is up by 15% year-on-year but it is down by 14% since the previous quarter
The ROIC has contracted by 8% from the previous quarter but it has grown by 2.9% YoY
The ROS has contracted by 6% from the previous quarter

Dividends

What is AFL's dividend history
Dividend details
DPS
$1.62
Dividend yield
2.56%
Payout ratio
24.5%
Recent dividends

Financial health

How did Aflac financials performed over time
The total assets is 21% more than the total liabilities
The total assets has contracted by 17% YoY but it has grown by 2.3% from the previous quarter
The company's total liabilities fell by 13% YoY but it rose by 4.5% QoQ
Aflac's debt is 67% lower than its equity
The company's debt to equity rose by 38% YoY and by 6% QoQ
The equity has contracted by 33% YoY and by 7% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.