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Price (delayed)
$102.69
Market cap
$57.05B
P/E Ratio
15.3
Dividend/share
$2
EPS
$6.71
Enterprise value
$59.41B
Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in
Highlights
The equity has grown by 10% YoY but it has contracted by 4.7% from the previous quarter
The stock's P/E is 68% above its 5-year quarterly average of 9.1 and 33% above its last 4 quarters average of 11.5
The net income has contracted by 30% from the previous quarter and by 17% YoY
Key stats
What are the main financial stats of AFL
Market
Valuations
Earnings
Shares outstanding
555.53M
Market cap
$57.05B
Enterprise value
$59.41B
Price to book (P/B)
2.32
Price to sales (P/S)
3.31
EV/EBIT
12.47
EV/EBITDA
12.47
EV/Sales
3.43
Revenue
$17.3B
Gross profit
$9.67B
Net income
$3.81B
EBIT
$4.77B
EBITDA
$4.77B
Free cash flow
$3.21B
Per share
Balance sheet
Liquidity
EPS
$6.71
EPS diluted
$6.68
Free cash flow per share
$5.75
Book value per share
$44.34
Revenue per share
$31.01
TBVPS
$230.22
Total assets
$128.44B
Total liabilities
$103.61B
Debt
$7.98B
Equity
$24.83B
Working capital
N/A
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.5
Margins
Efficiency
Dividend
EBITDA margin
27.5%
Gross margin
55.9%
Net margin
22%
Operating margin
27.5%
Return on assets
3%
Return on equity
15.8%
Return on invested capital
3.7%
Return on capital employed
N/A
Return on sales
27.5%
Dividend yield
1.95%
DPS
$2
Payout ratio
29.8%
AFL stock price
How has the Aflac stock price performed over time
Intraday
1.42%
1 week
-1.75%
1 month
-6.85%
1 year
27.22%
YTD
24.47%
QTD
-8.15%
Financial performance
How have Aflac's revenue and profit performed over time
Revenue
$17.3B
Gross profit
$9.67B
Operating income
$4.77B
Net income
$3.81B
Gross margin
55.9%
Net margin
22%
The net income has contracted by 30% from the previous quarter and by 17% YoY
The operating income has declined by 26% since the previous quarter and by 17% year-on-year
Aflac's net margin has decreased by 22% QoQ and by 9% YoY
The company's operating margin fell by 18% QoQ and by 9% YoY
Growth
What is Aflac's growth rate over time
Valuation
What is Aflac stock price valuation
P/E
15.3
P/B
2.32
P/S
3.31
EV/EBIT
12.47
EV/EBITDA
12.47
EV/Sales
3.43
The stock's P/E is 68% above its 5-year quarterly average of 9.1 and 33% above its last 4 quarters average of 11.5
The EPS has contracted by 30% from the previous quarter and by 13% YoY
The P/B is 55% more than the 5-year quarterly average of 1.5 and 5% more than the last 4 quarters average of 2.2
The equity has grown by 10% YoY but it has contracted by 4.7% from the previous quarter
The price to sales (P/S) is 66% more than the 5-year quarterly average of 2.0 and 14% more than the last 4 quarters average of 2.9
Aflac's revenue has decreased by 10% from the previous quarter and by 8% YoY
Efficiency
How efficient is Aflac business performance
Aflac's ROE has decreased by 32% from the previous quarter and by 29% YoY
AFL's ROA is down by 32% since the previous quarter and by 14% year-on-year
The ROIC has contracted by 27% from the previous quarter and by 14% YoY
The ROS has contracted by 18% from the previous quarter and by 9% YoY
Dividends
What is AFL's dividend history
DPS
$2
Dividend yield
1.95%
Payout ratio
29.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Aflac financials performed over time
The total assets is 24% more than the total liabilities
The company's total liabilities rose by 10% QoQ
The total assets has grown by 7% from the previous quarter and by 2.7% YoY
Aflac's debt is 68% lower than its equity
Aflac's debt has increased by 15% YoY and by 7% QoQ
The equity has grown by 10% YoY but it has contracted by 4.7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.