AFL Aflac Inc

Price (delayed)

$108.89

Market cap

$60.98B

P/E Ratio

11.43

Dividend/share

$1.92

EPS

$9.53

Enterprise value

$62.35B

Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in ...

Highlights
The equity has grown by 27% YoY and by 11% from the previous quarter
The EPS has grown by 21% YoY and by 4.3% from the previous quarter
Aflac's debt has decreased by 6% QoQ but it has increased by 4.8% YoY
The stock's P/E is 28% above its 5-year quarterly average of 8.9 and 17% above its last 4 quarters average of 9.8

Key stats

What are the main financial stats of AFL
Market
Shares outstanding
560.03M
Market cap
$60.98B
Enterprise value
$62.35B
Valuations
Price to book (P/B)
2.38
Price to sales (P/S)
3.18
EV/EBIT
9.63
EV/EBITDA
9.63
EV/Sales
3.23
Earnings
Revenue
$19.3B
EBIT
$6.48B
EBITDA
$6.48B
Free cash flow
$3.21B
Per share
EPS
$9.53
Free cash flow per share
$5.68
Book value per share
$45.84
Revenue per share
$34.19
TBVPS
$212.85
Balance sheet
Total assets
$120.17B
Total liabilities
$94.12B
Debt
$7.43B
Equity
$26.05B
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.21
Margins
EBITDA margin
33.6%
Gross margin
59.1%
Net margin
28.3%
Operating margin
33.6%
Efficiency
Return on assets
4.4%
Return on equity
23.2%
Return on invested capital
5.1%
Return on capital employed
N/A
Return on sales
33.6%
Dividend
Dividend yield
1.76%
DPS
$1.92
Payout ratio
20.1%

AFL stock price

How has the Aflac stock price performed over time
Intraday
-0.73%
1 week
-1.33%
1 month
10.44%
1 year
46.69%
YTD
31.99%
QTD
21.92%

Financial performance

How have Aflac's revenue and profit performed over time
Revenue
$19.3B
Gross profit
$11.41B
Operating income
$6.48B
Net income
$5.47B
Gross margin
59.1%
Net margin
28.3%
The operating income rose by 23% year-on-year and by 3.1% since the previous quarter
The company's operating margin rose by 19% YoY and by 3.4% QoQ
The net income has grown by 14% YoY and by 2.3% from the previous quarter
The company's gross profit rose by 11% YoY

Growth

What is Aflac's growth rate over time

Valuation

What is Aflac stock price valuation
P/E
11.43
P/B
2.38
P/S
3.18
EV/EBIT
9.63
EV/EBITDA
9.63
EV/Sales
3.23
The stock's P/E is 28% above its 5-year quarterly average of 8.9 and 17% above its last 4 quarters average of 9.8
The EPS has grown by 21% YoY and by 4.3% from the previous quarter
The P/B is 59% more than the 5-year quarterly average of 1.5 and 13% more than the last 4 quarters average of 2.1
The equity has grown by 27% YoY and by 11% from the previous quarter
The price to sales (P/S) is 67% more than the 5-year quarterly average of 1.9 and 27% more than the last 4 quarters average of 2.5
Aflac's revenue has increased by 3.6% YoY

Efficiency

How efficient is Aflac business performance
The ROIC has grown by 31% YoY and by 4.1% from the previous quarter
AFL's ROA is up by 19% year-on-year and by 4.8% since the previous quarter
The ROS has grown by 19% YoY and by 3.4% from the previous quarter
Aflac's ROE has decreased by 3.7% from the previous quarter but it has increased by 2.2% YoY

Dividends

What is AFL's dividend history
DPS
$1.92
Dividend yield
1.76%
Payout ratio
20.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Aflac financials performed over time
The total assets is 28% more than the total liabilities
The company's total liabilities fell by 15% YoY and by 7% QoQ
The total assets has contracted by 8% YoY and by 3.7% from the previous quarter
Aflac's debt is 71% lower than its equity
The equity has grown by 27% YoY and by 11% from the previous quarter
The company's debt to equity fell by 17% YoY and by 15% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.