AFL Aflac Inc

  1. Stocks
  2. Financial Services
  3. NYSE: AFL

Price (delayed)

$76.31

Market cap

$45.33B

P/E Ratio

10.12

Dividend/share

$1.66

EPS

$7.54

Enterprise value

$47.7B

Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in ...

Highlights
The EPS has grown by 13% YoY and by 8% from the previous quarter
The net income has grown by 6% from the previous quarter and by 5% YoY
The equity has contracted by 23% YoY but it has grown by 3.3% from the previous quarter
The stock's P/E is 11% above its last 4 quarters average of 9.1 and 9% above its 5-year quarterly average of 9.3
Aflac's revenue has decreased by 11% YoY
Sector: Financial Services
Industry: Insurance - Life
Website: https://www.aflac.com/
Peers: UNM CNO CI AIZ

Key stats

What are the main financial stats of AFL
Market
Shares outstanding
594.06M
Market cap
$45.33B
Enterprise value
$47.7B
Valuations
Price to earnings (P/E)
10.12
Price to book (P/B)
2.26
Price to sales (P/S)
2.44
EV/EBIT
9.53
EV/EBITDA
9.53
EV/Sales
2.54
Earnings
Revenue
$18.8B
EBIT
$5.01B
EBITDA
$5.01B
Free cash flow
$3.2B
Per share
EPS
$7.54
Free cash flow per share
$5.32
Book value per share
$33.83
Revenue per share
$31.3
TBVPS
$217.44
Balance sheet
Total assets
$130.63B
Total liabilities
$110.19B
Debt
$7.09B
Equity
$20.44B
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.47
Margins
EBITDA margin
26.6%
Gross margin
54.2%
Net margin
24.5%
Operating margin
26.6%
Efficiency
Return on assets
3.5%
Return on equity
21.8%
Return on invested capital
3.7%
Return on capital employed
N/A
Return on sales
26.6%
Dividend
Dividend yield
2.18%
DPS
$1.66
Payout ratio
22%

AFL stock price

How has the Aflac stock price performed over time
Intraday
0.2%
1 week
-0.26%
1 month
3.98%
1 year
30.07%
YTD
6.07%
QTD
9.33%

Financial performance

How have Aflac's revenue and profit performed over time
Revenue
$18.8B
Gross profit
$10.19B
Operating income
$5.01B
Net income
$4.6B
Gross margin
54.2%
Net margin
24.5%
Aflac's net margin has increased by 19% YoY and by 7% QoQ
Aflac's revenue has decreased by 11% YoY
The operating income has declined by 10% year-on-year but it rose by 2.3% since the previous quarter
The company's gross profit fell by 9% YoY

Growth

What is Aflac's growth rate over time

Valuation

What is Aflac stock price valuation
AFL P/E details
P/E
10.12
P/B
2.26
P/S
2.44
EV/EBIT
9.53
EV/EBITDA
9.53
EV/Sales
2.54
The EPS has grown by 13% YoY and by 8% from the previous quarter
The stock's P/E is 11% above its last 4 quarters average of 9.1 and 9% above its 5-year quarterly average of 9.3
The P/B is 61% more than the 5-year quarterly average of 1.4 and 19% more than the last 4 quarters average of 1.9
The equity has contracted by 23% YoY but it has grown by 3.3% from the previous quarter
The price to sales (P/S) is 44% more than the 5-year quarterly average of 1.7 and 16% more than the last 4 quarters average of 2.1
Aflac's revenue has decreased by 11% YoY

Efficiency

How efficient is Aflac business performance
Aflac's ROE has soared by 54% YoY and by 13% from the previous quarter
AFL's ROA is up by 21% year-on-year and by 6% since the previous quarter
The ROIC has grown by 2.8% from the previous quarter and by 2.8% YoY
The ROS has grown by 3.1% from the previous quarter

Dividends

What is AFL's dividend history
Dividend details
DPS
$1.66
Dividend yield
2.18%
Payout ratio
22%
Recent dividends

Financial health

How did Aflac financials performed over time
The total assets is 19% more than the total liabilities
The company's total liabilities fell by 4.3% QoQ
The total assets has contracted by 3.7% YoY and by 3.2% from the previous quarter
Aflac's debt is 65% lower than its equity
The company's debt to equity rose by 25% YoY but it fell by 8% QoQ
The equity has contracted by 23% YoY but it has grown by 3.3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.