Price (delayed)
$108.89
Market cap
$60.98B
P/E Ratio
11.43
Dividend/share
$1.92
EPS
$9.53
Enterprise value
$62.35B
Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in
Highlights
The equity has grown by 27% YoY and by 11% from the previous quarter
The EPS has grown by 21% YoY and by 4.3% from the previous quarter
Aflac's debt has decreased by 6% QoQ but it has increased by 4.8% YoY
The stock's P/E is 28% above its 5-year quarterly average of 8.9 and 17% above its last 4 quarters average of 9.8
Key stats
What are the main financial stats of AFL
Market
Valuations
Earnings
Shares outstanding
560.03M
Market cap
$60.98B
Enterprise value
$62.35B
Price to earnings (P/E)
11.43
Price to book (P/B)
2.38
Price to sales (P/S)
3.18
EV/EBIT
9.63
EV/EBITDA
9.63
EV/Sales
3.23
Revenue
$19.3B
EBIT
$6.48B
EBITDA
$6.48B
Free cash flow
$3.21B
Per share
Balance sheet
Liquidity
EPS
$9.53
Free cash flow per share
$5.68
Book value per share
$45.84
Revenue per share
$34.19
TBVPS
$212.85
Total assets
$120.17B
Total liabilities
$94.12B
Debt
$7.43B
Equity
$26.05B
Working capital
N/A
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.21
Margins
Efficiency
Dividend
EBITDA margin
33.6%
Gross margin
59.1%
Net margin
28.3%
Operating margin
33.6%
Return on assets
4.4%
Return on equity
23.2%
Return on invested capital
5.1%
Return on capital employed
N/A
Return on sales
33.6%
Dividend yield
1.76%
DPS
$1.92
Payout ratio
20.1%
AFL stock price
How has the Aflac stock price performed over time
Intraday
-0.73%
1 week
-1.33%
1 month
10.44%
1 year
46.69%
YTD
31.99%
QTD
21.92%
Financial performance
How have Aflac's revenue and profit performed over time
Revenue
$19.3B
Gross profit
$11.41B
Operating income
$6.48B
Net income
$5.47B
Gross margin
59.1%
Net margin
28.3%
The operating income rose by 23% year-on-year and by 3.1% since the previous quarter
The company's operating margin rose by 19% YoY and by 3.4% QoQ
The net income has grown by 14% YoY and by 2.3% from the previous quarter
The company's gross profit rose by 11% YoY
Growth
What is Aflac's growth rate over time
Valuation
What is Aflac stock price valuation
P/E
11.43
P/B
2.38
P/S
3.18
EV/EBIT
9.63
EV/EBITDA
9.63
EV/Sales
3.23
The stock's P/E is 28% above its 5-year quarterly average of 8.9 and 17% above its last 4 quarters average of 9.8
The EPS has grown by 21% YoY and by 4.3% from the previous quarter
The P/B is 59% more than the 5-year quarterly average of 1.5 and 13% more than the last 4 quarters average of 2.1
The equity has grown by 27% YoY and by 11% from the previous quarter
The price to sales (P/S) is 67% more than the 5-year quarterly average of 1.9 and 27% more than the last 4 quarters average of 2.5
Aflac's revenue has increased by 3.6% YoY
Efficiency
How efficient is Aflac business performance
The ROIC has grown by 31% YoY and by 4.1% from the previous quarter
AFL's ROA is up by 19% year-on-year and by 4.8% since the previous quarter
The ROS has grown by 19% YoY and by 3.4% from the previous quarter
Aflac's ROE has decreased by 3.7% from the previous quarter but it has increased by 2.2% YoY
Dividends
What is AFL's dividend history
DPS
$1.92
Dividend yield
1.76%
Payout ratio
20.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Aflac financials performed over time
The total assets is 28% more than the total liabilities
The company's total liabilities fell by 15% YoY and by 7% QoQ
The total assets has contracted by 8% YoY and by 3.7% from the previous quarter
Aflac's debt is 71% lower than its equity
The equity has grown by 27% YoY and by 11% from the previous quarter
The company's debt to equity fell by 17% YoY and by 15% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.