AFL Aflac Inc
Price (delayed)
$104.97
Market cap
$57.38B
P/E Ratio
10.84
Dividend/share
$2.08
EPS
$9.68
Enterprise value
$58.64B
Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in
Highlights
The EPS has grown by 44% from the previous quarter and by 24% YoY
The net income has grown by 43% from the previous quarter and by 17% YoY
The stock's P/E is 19% above its 5-year quarterly average of 9.1 but 6% below its last 4 quarters average of 11.5
Key stats
What are the main financial stats of AFL
Market
Valuations
Earnings
Shares outstanding
546.59M
Market cap
$57.38B
Enterprise value
$58.64B
Price to earnings (P/E)
10.84
Price to book (P/B)
2.23
Price to sales (P/S)
3.12
EV/EBIT
8.87
EV/EBITDA
8.87
EV/Sales
3.1
Revenue
$18.93B
Gross profit
$11.48B
Operating income
$6.61B
Net income
$5.44B
EBIT
$6.61B
EBITDA
$6.61B
Free cash flow
$2.71B
Per share
Balance sheet
Liquidity
EPS
$9.68
EPS diluted
$9.63
Free cash flow per share
$4.81
Book value per share
$46.98
Revenue per share
$33.65
TBVPS
$209.01
Total assets
$117.57B
Total liabilities
$91.47B
Debt
$7.5B
Equity
$26.1B
Working capital
N/A
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.19
Margins
Efficiency
Dividend
EBITDA margin
34.9%
Gross margin
60.6%
Net margin
28.8%
Operating margin
34.9%
Return on assets
4.4%
Return on equity
21.7%
Return on invested capital
5.3%
Return on capital employed
N/A
Return on sales
34.9%
Dividend yield
1.98%
DPS
$2.08
Payout ratio
21.5%
AFL stock price
How has the Aflac stock price performed over time
Intraday
-2.3%
1 week
-3.26%
1 month
-3.02%
1 year
26.12%
YTD
1.48%
QTD
-5.59%
Financial performance
How have Aflac's revenue and profit performed over time
Revenue
$18.93B
Gross profit
$11.48B
Operating income
$6.61B
Net income
$5.44B
Gross margin
60.6%
Net margin
28.8%
The net income has grown by 43% from the previous quarter and by 17% YoY
The operating income rose by 39% since the previous quarter and by 21% year-on-year
Aflac's net margin has increased by 31% QoQ and by 16% YoY
The company's operating margin rose by 27% QoQ and by 20% YoY
Growth
What is Aflac's growth rate over time
Valuation
What is Aflac stock price valuation
P/E
10.84
P/B
2.23
P/S
3.12
EV/EBIT
8.87
EV/EBITDA
8.87
EV/Sales
3.1
The EPS has grown by 44% from the previous quarter and by 24% YoY
The stock's P/E is 19% above its 5-year quarterly average of 9.1 but 6% below its last 4 quarters average of 11.5
The P/B is 39% more than the 5-year quarterly average of 1.6
The equity has grown by 19% YoY and by 5% from the previous quarter
The price to sales (P/S) is 49% more than the 5-year quarterly average of 2.1 and 4% more than the last 4 quarters average of 3.0
Aflac's revenue has increased by 9% from the previous quarter
Efficiency
How efficient is Aflac business performance
AFL's ROA is up by 47% since the previous quarter and by 22% year-on-year
The ROIC has grown by 43% from the previous quarter and by 29% YoY
Aflac's ROE has increased by 37% from the previous quarter
The ROS has grown by 27% from the previous quarter and by 20% YoY
Dividends
What is AFL's dividend history
DPS
$2.08
Dividend yield
1.98%
Payout ratio
21.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Aflac financials performed over time
The total assets is 29% more than the total liabilities
The company's total liabilities fell by 13% YoY and by 12% QoQ
The total assets has contracted by 8% from the previous quarter and by 7% YoY
Aflac's debt is 71% lower than its equity
The equity has grown by 19% YoY and by 5% from the previous quarter
The company's debt to equity fell by 12% YoY and by 9% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.