AFL Aflac Inc

Price (delayed)

$83.23

Market cap

$48.02B

P/E Ratio

10.66

Dividend/share

$1.76

EPS

$7.81

Enterprise value

$51.08B

Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in ...

Highlights
The EPS has grown by 12% YoY
The gross margin is up by 4.7% year-on-year
The equity has grown by 9% YoY but it has contracted by 3% from the previous quarter
The company's gross profit rose by 2.3% YoY but it fell by 2% QoQ
The stock's P/E is 17% above its 5-year quarterly average of 9.1 and 11% above its last 4 quarters average of 9.6
Aflac's debt has increased by 6% QoQ

Key stats

What are the main financial stats of AFL
Market
Shares outstanding
577.01M
Market cap
$48.02B
Enterprise value
$51.08B
Valuations
Price to book (P/B)
2.21
Price to sales (P/S)
2.65
EV/EBIT
9.36
EV/EBITDA
9.36
EV/Sales
2.73
Earnings
Revenue
$18.7B
EBIT
$5.46B
EBITDA
$5.46B
Free cash flow
$3.19B
Per share
EPS
$7.81
Free cash flow per share
$5.35
Book value per share
$37.62
Revenue per share
$31.37
TBVPS
$212.56
Balance sheet
Total assets
$126.72B
Total liabilities
$104.74B
Debt
$7.36B
Equity
$21.99B
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.56
Margins
EBITDA margin
29.2%
Gross margin
56.1%
Net margin
24.9%
Operating margin
29.2%
Efficiency
Return on assets
3.6%
Return on equity
22%
Return on invested capital
4.1%
Return on capital employed
N/A
Return on sales
29.2%
Dividend
Dividend yield
2.11%
DPS
$1.76
Payout ratio
22.5%

AFL stock price

How has the Aflac stock price performed over time
Intraday
2.78%
1 week
3.67%
1 month
-1.32%
1 year
24.34%
YTD
0.88%
QTD
-3.06%

Financial performance

How have Aflac's revenue and profit performed over time
Revenue
$18.7B
Gross profit
$10.49B
Operating income
$5.46B
Net income
$4.66B
Gross margin
56.1%
Net margin
24.9%
The company's operating margin rose by 10% YoY but it fell by 3.6% QoQ
Aflac's net margin has increased by 8% YoY and by 2.5% QoQ
The operating income rose by 7% year-on-year but it has declined by 4.5% since the previous quarter
The gross margin is up by 4.7% year-on-year

Growth

What is Aflac's growth rate over time

Valuation

What is Aflac stock price valuation
P/E
10.66
P/B
2.21
P/S
2.65
EV/EBIT
9.36
EV/EBITDA
9.36
EV/Sales
2.73
The stock's P/E is 17% above its 5-year quarterly average of 9.1 and 11% above its last 4 quarters average of 9.6
The EPS has grown by 12% YoY
The P/B is 58% more than the 5-year quarterly average of 1.4 and 5% more than the last 4 quarters average of 2.1
The equity has grown by 9% YoY but it has contracted by 3% from the previous quarter
The price to sales (P/S) is 47% more than the 5-year quarterly average of 1.8 and 15% more than the last 4 quarters average of 2.3
Aflac's revenue has decreased by 2.3% YoY

Efficiency

How efficient is Aflac business performance
Aflac's ROE has increased by 25% YoY
The ROIC has grown by 11% YoY but it has contracted by 4.7% from the previous quarter
The ROS has grown by 10% YoY but it has contracted by 3.6% from the previous quarter
AFL's ROA is up by 9% year-on-year and by 2.9% since the previous quarter

Dividends

What is AFL's dividend history
DPS
$1.76
Dividend yield
2.11%
Payout ratio
22.5%
Recent dividends

Financial health

How did Aflac financials performed over time
The total assets is 21% more than the total liabilities
The company's total liabilities fell by 6% YoY but it rose by 2.2% QoQ
The total assets has contracted by 3.8% YoY
Aflac's debt is 67% lower than its equity
The company's debt to equity fell by 11% YoY but it rose by 6% QoQ
The equity has grown by 9% YoY but it has contracted by 3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.