AFL Aflac Incorporated

Price (delayed)

$38.07

Market cap

$27.14B

P/E Ratio

9.47

Dividend/share

$1.1

EPS

$4.02

Enterprise value

$29.38B

Sector: Financial Services
Industry: Insurance - Life
Aflac, Inc. is a holding company, which engages in the provision financial protection services. It operates through the Aflac Japan and Aflac United States (U.S.) segments. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U.S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage. The company was founded by John Amos, Daniel Paul Amos, and William Amos on November 17, 1955 and is headquartered in Columbus, GA.

Highlights

The equity has grown by 11% from the previous quarter and by 4.2% YoY
The stock's P/E is 11% below its last 4 quarters average of 10.6 and 9% below its 5-year quarterly average of 10.4
Aflac's debt has increased by 25% YoY and by 15% QoQ
The net income has contracted by 6% YoY

Key stats

What are the main financial stats of AFL
Market
Shares outstanding
712.91M
Market cap
$27.14B
Enterprise value
$29.38B
Valuations
Price to earnings (P/E)
9.47
Price to book (P/B)
0.93
Price to sales (P/S)
1.26
EV/EBIT
7.14
EV/EBITDA
7.14
EV/Sales
1.35
Earnings
Revenue
$21.71B
EBIT
$4.12B
EBITDA
$4.12B
Free cash flow
$5.7B
Per share
EPS
$4.02
Free cash flow per share
$7.94
Book value per share
$41
Revenue per share
$30.24
TBVPS
$218.82
Balance sheet
Total assets
$157.09B
Total liabilities
$127.67B
Debt
$7.77B
Equity
$29.42B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.55
Margins
EBITDA margin
19%
Gross margin
45.4%
Net margin
13.5%
Operating margin
19%
Efficiency
Return on assets
1.9%
Return on equity
10.3%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
19%
Dividend
Dividend yield
2.89%
DPS
$1.1
Payout ratio
27.4%

AFL stock price

How has the Aflac stock price performed over time

Financial performance

How have Aflac's revenue and profit performed over time
Revenue
$21.71B
Gross profit
$9.86B
Operating income
$4.12B
Net income
$2.93B
Gross margin
45.4%
Net margin
13.5%
The operating income has declined by 7% year-on-year
The company's operating margin fell by 6% YoY
The net income has contracted by 6% YoY
Aflac's net margin has decreased by 4.9% YoY

Valuation

What is Aflac stock price valuation
P/E
9.47
P/B
0.93
P/S
1.26
EV/EBIT
7.14
EV/EBITDA
7.14
EV/Sales
1.35
The stock's P/E is 11% below its last 4 quarters average of 10.6 and 9% below its 5-year quarterly average of 10.4
The EPS has contracted by 2.4% YoY
The P/B is 34% less than the 5-year quarterly average of 1.4 and 16% less than the last 4 quarters average of 1.1
The equity has grown by 11% from the previous quarter and by 4.2% YoY
The price to sales (P/S) is 16% less than the 5-year quarterly average of 1.5 and 16% less than the last 4 quarters average of 1.5

Efficiency

How efficient is Aflac business performance
Aflac's ROE has decreased by 16% YoY
AFL's ROA is down by 14% year-on-year
The ROIC has contracted by 13% YoY and by 3.7% from the previous quarter
The ROS has contracted by 6% YoY

Dividends

What is AFL's dividend history
DPS
$1.1
Dividend yield
2.89%
Payout ratio
27.4%
Recent dividends

Financial health

How did Aflac financials performed over time
The total assets is 23% more than the total liabilities
The total assets has grown by 3.8% YoY and by 3.6% from the previous quarter
The company's total liabilities rose by 3.7% YoY and by 2% QoQ
Aflac's debt is 74% lower than its equity
Aflac's debt has increased by 25% YoY and by 15% QoQ
The equity has grown by 11% from the previous quarter and by 4.2% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.