AFL Aflac Inc

  1. Stocks
  2. Financial Services
  3. NYSE: AFL

Price (delayed)

$94.82

Market cap

$53.88B

P/E Ratio

10.37

Dividend/share

$1.84

EPS

$9.14

Enterprise value

$56.69B

Aflac Inc. /ˈæflæk/ is an American insurance company and is the largest provider of supplemental insurance in the United States. The company was founded in 1955 and is based in ...

Highlights
The EPS has grown by 25% YoY and by 17% from the previous quarter
The equity has grown by 19% YoY and by 7% from the previous quarter
The stock's P/E is 16% above its 5-year quarterly average of 8.9 and 6% above its last 4 quarters average of 9.7
Aflac's debt has increased by 7% QoQ and by 7% YoY
Sector: Financial Services
Industry: Insurance - Life
Website: https://www.aflac.com/
Peers: CNO UNM CI AIZ

Key stats

What are the main financial stats of AFL
Market
Shares outstanding
568.22M
Market cap
$53.88B
Enterprise value
$56.69B
Valuations
Price to earnings (P/E)
10.37
Price to book (P/B)
2.32
Price to sales (P/S)
2.82
EV/EBIT
9.02
EV/EBITDA
9.02
EV/Sales
2.93
Earnings
Revenue
$19.34B
EBIT
$6.28B
EBITDA
$6.28B
Free cash flow
$3.33B
Per share
EPS
$9.14
Free cash flow per share
$5.79
Book value per share
$40.79
Revenue per share
$33.63
TBVPS
$216.99
Balance sheet
Total assets
$124.74B
Total liabilities
$101.21B
Debt
$7.91B
Equity
$23.54B
Working capital
N/A
Liquidity
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.45
Margins
EBITDA margin
32.5%
Gross margin
58.3%
Net margin
27.7%
Operating margin
32.5%
Efficiency
Return on assets
4.2%
Return on equity
24.1%
Return on invested capital
4.9%
Return on capital employed
N/A
Return on sales
32.5%
Dividend
Dividend yield
1.94%
DPS
$1.84
Payout ratio
20.1%

AFL stock price

How has the Aflac stock price performed over time
Intraday
0.74%
1 week
2.06%
1 month
6.28%
1 year
30.3%
YTD
14.93%
QTD
6.17%

Financial performance

How have Aflac's revenue and profit performed over time
Revenue
$19.34B
Gross profit
$11.27B
Operating income
$6.28B
Net income
$5.35B
Gross margin
58.3%
Net margin
27.7%
The operating income rose by 22% year-on-year and by 15% since the previous quarter
The company's operating margin rose by 19% YoY and by 11% QoQ
The net income has grown by 17% YoY and by 15% from the previous quarter
Aflac's net margin has increased by 14% YoY and by 11% QoQ

Growth

What is Aflac's growth rate over time

Valuation

What is Aflac stock price valuation
AFL P/E details
P/E
10.37
P/B
2.32
P/S
2.82
EV/EBIT
9.02
EV/EBITDA
9.02
EV/Sales
2.93
The EPS has grown by 25% YoY and by 17% from the previous quarter
The stock's P/E is 16% above its 5-year quarterly average of 8.9 and 6% above its last 4 quarters average of 9.7
The P/B is 65% more than the 5-year quarterly average of 1.4 and 10% more than the last 4 quarters average of 2.1
The equity has grown by 19% YoY and by 7% from the previous quarter
The price to sales (P/S) is 56% more than the 5-year quarterly average of 1.8 and 12% more than the last 4 quarters average of 2.5
Aflac's revenue has increased by 3.4% from the previous quarter and by 3% YoY

Efficiency

How efficient is Aflac business performance
The ROIC has grown by 29% YoY and by 20% from the previous quarter
AFL's ROA is up by 24% year-on-year and by 17% since the previous quarter
The ROS has grown by 19% YoY and by 11% from the previous quarter
Aflac's ROE has increased by 19% YoY and by 10% from the previous quarter

Dividends

What is AFL's dividend history
Dividend details
DPS
$1.84
Dividend yield
1.94%
Payout ratio
20.1%
Recent dividends

Financial health

How did Aflac financials performed over time
The total assets is 23% more than the total liabilities
The company's total liabilities fell by 12% YoY and by 3.4% QoQ
The total assets has contracted by 8% YoY
Aflac's debt is 66% lower than its equity
The equity has grown by 19% YoY and by 7% from the previous quarter
The company's debt to equity fell by 11% YoY but it rose by 3% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.