ATLO Ames National Corp

Price (delayed)

$22.2

Market cap

$201.85M

P/E Ratio

8.77

Dividend/share

$1.06

EPS

$2.53

Enterprise value

$77M

Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone ...

Highlights
The P/E is 35% lower than the 5-year quarterly average of 13.5 and 8% lower than the last 4 quarters average of 9.5
The debt has contracted by 10% YoY and by 7% from the previous quarter
The net income has increased by 8% YoY but it has decreased by 3.7% from the previous quarter
The EPS has increased by 8% YoY but it has decreased by 3.4% QoQ
Ames National's equity has decreased by 15% QoQ and by 14% YoY

Key stats

What are the main financial stats of ATLO
Market
Shares outstanding
9.09M
Market cap
$201.85M
Enterprise value
$77M
Valuations
Price to earnings (P/E)
8.77
Price to book (P/B)
1.14
Price to sales (P/S)
3.03
EV/EBIT
2.61
EV/EBITDA
2.44
EV/Sales
1.16
Earnings
Revenue
$66.53M
EBIT
$29.54M
EBITDA
$31.51M
Free cash flow
$25.8M
Per share
EPS
$2.53
Free cash flow per share
$2.84
Book value per share
$19.43
Revenue per share
$7.32
TBVPS
$238.66
Balance sheet
Total assets
$2.18B
Total liabilities
$2.01B
Debt
$39.9M
Equity
$176.67M
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.96
Margins
EBITDA margin
47.4%
Gross margin
100%
Net margin
34.6%
Operating margin
44.4%
Efficiency
Return on assets
1.1%
Return on equity
11.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
44.4%
Dividend
Dividend yield
4.77%
DPS
$1.06
Payout ratio
41.9%

ATLO stock price

How has the Ames National stock price performed over time
Intraday
0.27%
1 week
-0.27%
1 month
-0.89%
1 year
-7.96%
YTD
-9.35%
QTD
0.09%

Financial performance

How have Ames National's revenue and profit performed over time
Revenue
$66.53M
Gross profit
$66.53M
Operating income
$29.54M
Net income
$23.04M
Gross margin
100%
Net margin
34.6%
ATLO's operating income is up by 11% year-on-year but it is down by 3.7% since the previous quarter
The net income has increased by 8% YoY but it has decreased by 3.7% from the previous quarter
Ames National's gross profit has increased by 6% YoY
The company's revenue rose by 6% YoY

Growth

What is Ames National's growth rate over time

Valuation

What is Ames National stock price valuation
P/E
8.77
P/B
1.14
P/S
3.03
EV/EBIT
2.61
EV/EBITDA
2.44
EV/Sales
1.16
The P/E is 35% lower than the 5-year quarterly average of 13.5 and 8% lower than the last 4 quarters average of 9.5
The EPS has increased by 8% YoY but it has decreased by 3.4% QoQ
Ames National's equity has decreased by 15% QoQ and by 14% YoY
ATLO's price to book (P/B) is 12% lower than its 5-year quarterly average of 1.3 but 3.6% higher than its last 4 quarters average of 1.1
The stock's price to sales (P/S) is 31% less than its 5-year quarterly average of 4.4 and 8% less than its last 4 quarters average of 3.3
The company's revenue rose by 6% YoY

Efficiency

How efficient is Ames National business performance
The company's return on equity rose by 10% YoY
ATLO's ROIC is down by 6% QoQ
The ROS has increased by 5% YoY but it has decreased by 2.6% QoQ

Dividends

What is ATLO's dividend history
DPS
$1.06
Dividend yield
4.77%
Payout ratio
41.9%
Recent dividends

Financial health

How did Ames National financials performed over time
The total assets is 9% more than the total liabilities
Ames National's total liabilities has increased by 6% YoY and by 4.1% QoQ
The total assets has grown by 4% YoY and by 2.2% from the previous quarter
The debt is 77% less than the equity
Ames National's equity has decreased by 15% QoQ and by 14% YoY
The debt has contracted by 10% YoY and by 7% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.