ATLO Ames National Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ATLO

Price (delayed)

$23.26

Market cap

$212.2M

P/E Ratio

9.34

Dividend/share

$1.02

EPS

$2.49

Enterprise value

$82.29M

Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone ...

Highlights
The EPS has increased by 40% YoY and by 6% QoQ
The net income has increased by 40% YoY and by 7% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: WTBA MOFG QCRH GSBC

Key stats

What are the main financial stats of ATLO
Market
Shares outstanding
9.12M
Market cap
$212.2M
Enterprise value
$82.29M
Valuations
Price to earnings (P/E)
9.34
Price to book (P/B)
1.01
Price to sales (P/S)
3.25
EV/EBIT
2.89
EV/EBITDA
2.69
EV/Sales
1.26
Earnings
Revenue
$65.3M
EBIT
$28.48M
EBITDA
$30.62M
Free cash flow
$27.92M
Per share
EPS
$2.49
Free cash flow per share
$3.06
Book value per share
$23.03
Revenue per share
$7.16
TBVPS
$226.93
Balance sheet
Total assets
$2.09B
Total liabilities
$1.88B
Debt
$36.27M
Equity
$210.12M
Working capital
N/A
Liquidity
Debt to equity
0.17
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.24
Margins
EBITDA margin
46.9%
Gross margin
100%
Net margin
34.9%
Operating margin
43.6%
Efficiency
Return on assets
1.1%
Return on equity
11%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
43.6%
Dividend
Dividend yield
4.39%
DPS
$1.02
Payout ratio
41%

ATLO stock price

How has the Ames National stock price performed over time
Intraday
-0.6%
1 week
0.09%
1 month
-1.02%
1 year
33.76%
YTD
-3.16%
QTD
-5.1%

Financial performance

How have Ames National's revenue and profit performed over time
Revenue
$65.3M
Gross profit
$65.3M
Operating income
$28.48M
Net income
$22.77M
Gross margin
100%
Net margin
34.9%
ATLO's operating income is up by 45% year-on-year and by 7% since the previous quarter
The net income has increased by 40% YoY and by 7% from the previous quarter
Ames National's operating margin has increased by 21% YoY and by 3.6% QoQ
Ames National's gross profit has increased by 20% YoY and by 3.6% from the previous quarter

Growth

What is Ames National's growth rate over time

Valuation

What is Ames National stock price valuation
P/E
9.34
P/B
1.01
P/S
3.25
EV/EBIT
2.89
EV/EBITDA
2.69
EV/Sales
1.26
The EPS has increased by 40% YoY and by 6% QoQ
The P/E is 38% lower than the 5-year quarterly average of 15.1 and 9% lower than the last 4 quarters average of 10.3
ATLO's price to book (P/B) is 28% lower than its 5-year quarterly average of 1.4
Ames National's equity has increased by 4.5% YoY and by 2.8% QoQ
The stock's price to sales (P/S) is 34% less than its 5-year quarterly average of 4.9 and 4.4% less than its last 4 quarters average of 3.4
The company's revenue rose by 20% YoY and by 3.6% QoQ

Efficiency

How efficient is Ames National business performance
The company's return on equity rose by 28% YoY and by 6% QoQ
ATLO's ROIC is up by 25% YoY
Ames National's return on assets has increased by 22% YoY
The ROS has increased by 21% YoY and by 3.6% QoQ

Dividends

What is ATLO's dividend history
DPS
$1.02
Dividend yield
4.39%
Payout ratio
41%
Recent dividends

Financial health

How did Ames National financials performed over time
The total assets is 11% more than the total liabilities
Ames National's total liabilities has increased by 11% YoY
The total assets has grown by 10% YoY
The debt is 83% less than the equity
The debt to equity has contracted by 23% from the previous quarter and by 15% YoY
The debt has contracted by 18% from the previous quarter and by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.