ATLO Ames National Corp

Price (delayed)

$19.68

Market cap

$176.97M

P/E Ratio

13.39

Dividend/share

$1.08

EPS

$1.47

Enterprise value

$243.9M

Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone ...

Highlights
Ames National's equity has increased by 7% YoY but it has decreased by 6% QoQ
The debt has soared by 144% YoY and by 15% from the previous quarter
The net income has decreased by 35% YoY and by 17% from the previous quarter

Key stats

What are the main financial stats of ATLO
Market
Shares outstanding
8.99M
Market cap
$176.97M
Enterprise value
$243.9M
Valuations
Price to earnings (P/E)
13.39
Price to book (P/B)
1.21
Price to sales (P/S)
3.16
EV/EBIT
15.33
EV/EBITDA
13.77
EV/Sales
4.36
Earnings
Revenue
$55.99M
EBIT
$15.91M
EBITDA
$17.72M
Free cash flow
$14.1M
Per share
EPS
$1.47
Free cash flow per share
$1.57
Book value per share
$16.31
Revenue per share
$6.23
TBVPS
$237.99
Balance sheet
Total assets
$2.15B
Total liabilities
$2.01B
Debt
$166.88M
Equity
$146.64M
Working capital
N/A
Liquidity
Debt to equity
1.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.78
Margins
EBITDA margin
31.6%
Gross margin
100%
Net margin
23.4%
Operating margin
28.4%
Efficiency
Return on assets
0.6%
Return on equity
8.6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
28.4%
Dividend
Dividend yield
5.49%
DPS
$1.08
Payout ratio
73.5%

ATLO stock price

How has the Ames National stock price performed over time
Intraday
0.46%
1 week
7.78%
1 month
10.69%
1 year
-14.47%
YTD
-16.65%
QTD
18.63%

Financial performance

How have Ames National's revenue and profit performed over time
Revenue
$55.99M
Gross profit
$55.99M
Operating income
$15.91M
Net income
$13.09M
Gross margin
100%
Net margin
23.4%
ATLO's operating income is down by 41% year-on-year and by 18% since the previous quarter
The net income has decreased by 35% YoY and by 17% from the previous quarter
Ames National's operating margin has decreased by 31% YoY and by 13% QoQ
The net margin has contracted by 25% YoY and by 12% from the previous quarter

Growth

What is Ames National's growth rate over time

Valuation

What is Ames National stock price valuation
P/E
13.39
P/B
1.21
P/S
3.16
EV/EBIT
15.33
EV/EBITDA
13.77
EV/Sales
4.36
The EPS has decreased by 34% YoY and by 16% QoQ
The P/E is 24% higher than the last 4 quarters average of 10.8 and 17% higher than the 5-year quarterly average of 11.4
Ames National's equity has increased by 7% YoY but it has decreased by 6% QoQ
The company's revenue fell by 14% YoY and by 5% QoQ
The stock's price to sales (P/S) is 12% less than its 5-year quarterly average of 3.6 but 9% more than its last 4 quarters average of 2.9

Efficiency

How efficient is Ames National business performance
ATLO's ROIC is down by 46% YoY and by 22% QoQ
Ames National's return on assets has decreased by 33% YoY and by 14% QoQ
The ROS has decreased by 31% YoY and by 13% QoQ
The company's return on equity fell by 28% YoY and by 18% QoQ

Dividends

What is ATLO's dividend history
DPS
$1.08
Dividend yield
5.49%
Payout ratio
73.5%
Recent dividends

Financial health

How did Ames National financials performed over time
The total assets is 7% more than the total liabilities
Ames National's total liabilities has increased by 3% YoY
The total assets has grown by 3.2% YoY
The debt is 14% more than the equity
The debt has soared by 144% YoY and by 15% from the previous quarter
The debt to equity has soared by 128% YoY and by 21% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.