Price (delayed)
$18.43
Market cap
$165.73M
P/E Ratio
17.39
Dividend/share
$1.08
EPS
$1.06
Enterprise value
$222.46M
Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone
Highlights
The debt has contracted by 13% YoY and by 12% from the previous quarter
Ames National's equity has increased by 7% YoY
The P/E is 44% higher than the 5-year quarterly average of 12.0 and 3.2% higher than the last 4 quarters average of 16.7
The EPS has decreased by 40% YoY and by 3.6% QoQ
Key stats
What are the main financial stats of ATLO
Market
Valuations
Earnings
Shares outstanding
8.99M
Market cap
$165.73M
Enterprise value
$222.46M
Price to earnings (P/E)
17.39
Price to book (P/B)
0.99
Price to sales (P/S)
3.18
EV/EBIT
19.71
EV/EBITDA
17.08
EV/Sales
4.27
Revenue
$52.04M
EBIT
$11.29M
EBITDA
$13.02M
Free cash flow
$11.5M
Per share
Balance sheet
Liquidity
EPS
$1.06
Free cash flow per share
$1.28
Book value per share
$18.58
Revenue per share
$5.79
TBVPS
$234.94
Total assets
$2.13B
Total liabilities
$1.96B
Debt
$126.59M
Equity
$167.05M
Working capital
N/A
Debt to equity
0.76
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.36
Margins
Efficiency
Dividend
EBITDA margin
25%
Gross margin
100%
Net margin
18.4%
Operating margin
21.7%
Return on assets
0.4%
Return on equity
5.9%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
21.7%
Dividend yield
5.86%
DPS
$1.08
Payout ratio
101.9%
ATLO stock price
How has the Ames National stock price performed over time
Intraday
0.88%
1 week
1.49%
1 month
3.54%
1 year
2.79%
YTD
-13.64%
QTD
-10.05%
Financial performance
How have Ames National's revenue and profit performed over time
Revenue
$52.04M
Gross profit
$52.04M
Operating income
$11.29M
Net income
$9.55M
Gross margin
100%
Net margin
18.4%
ATLO's operating income is down by 42% year-on-year and by 3.8% since the previous quarter
The net income has decreased by 39% YoY and by 3.8% from the previous quarter
Ames National's operating margin has decreased by 34% YoY and by 3.1% QoQ
The net margin has contracted by 31% YoY and by 3.2% from the previous quarter
Growth
What is Ames National's growth rate over time
Valuation
What is Ames National stock price valuation
P/E
17.39
P/B
0.99
P/S
3.18
EV/EBIT
19.71
EV/EBITDA
17.08
EV/Sales
4.27
The P/E is 44% higher than the 5-year quarterly average of 12.0 and 3.2% higher than the last 4 quarters average of 16.7
The EPS has decreased by 40% YoY and by 3.6% QoQ
ATLO's price to book (P/B) is 11% lower than its 5-year quarterly average of 1.1 and 11% lower than its last 4 quarters average of 1.1
Ames National's equity has increased by 7% YoY
The company's revenue fell by 12% YoY
The stock's price to sales (P/S) is 7% less than its 5-year quarterly average of 3.4 and 4.2% less than its last 4 quarters average of 3.3
Efficiency
How efficient is Ames National business performance
The company's return on equity fell by 44% YoY and by 6% QoQ
ATLO's ROIC is down by 44% YoY
Ames National's return on assets has decreased by 43% YoY and by 20% QoQ
The ROS has decreased by 34% YoY and by 3.1% QoQ
Dividends
What is ATLO's dividend history
DPS
$1.08
Dividend yield
5.86%
Payout ratio
101.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ames National financials performed over time
The total assets is 9% more than the total liabilities
Ames National's total liabilities has decreased by 3.3% QoQ and by 3% YoY
The total assets has contracted by 3% from the previous quarter and by 2.2% YoY
The debt is 24% less than the equity
The debt to equity has contracted by 19% YoY and by 13% from the previous quarter
The debt has contracted by 13% YoY and by 12% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.