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Price (delayed)
$17.42
Market cap
$156.64M
P/E Ratio
17.78
Dividend/share
$1.01
EPS
$0.98
Enterprise value
$217.36M
Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone
Highlights
The debt has contracted by 25% YoY
Ames National's equity has increased by 25% YoY and by 10% QoQ
The P/E is 48% higher than the 5-year quarterly average of 12.0 but 3.9% lower than the last 4 quarters average of 18.5
The EPS has decreased by 33% YoY and by 8% QoQ
The net income has decreased by 32% YoY and by 7% from the previous quarter
Key stats
What are the main financial stats of ATLO
Market
Valuations
Earnings
Shares outstanding
8.99M
Market cap
$156.64M
Enterprise value
$217.36M
Price to earnings (P/E)
17.78
Price to book (P/B)
0.85
Price to sales (P/S)
3.02
EV/EBIT
20.94
EV/EBITDA
17.99
EV/Sales
4.19
Revenue
$51.84M
Gross profit
$51.84M
Net income
$8.84M
EBIT
$10.38M
EBITDA
$12.08M
Free cash flow
$13.47M
Per share
Balance sheet
Liquidity
EPS
$0.98
EPS diluted
$0.98
Free cash flow per share
$1.5
Book value per share
$20.39
Revenue per share
$5.76
TBVPS
$234.6
Total assets
$2.12B
Total liabilities
$1.94B
Debt
$125.86M
Equity
$183.39M
Working capital
N/A
Debt to equity
0.69
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.02
Margins
Efficiency
Dividend
EBITDA margin
23.3%
Gross margin
100%
Net margin
17.1%
Operating margin
20%
Return on assets
0.4%
Return on equity
5.2%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
20%
Dividend yield
5.8%
DPS
$1.01
Payout ratio
103.1%
ATLO stock price
How has the Ames National stock price performed over time
Intraday
0.75%
1 week
8.13%
1 month
5.51%
1 year
-9.79%
YTD
6.03%
QTD
6.03%
Financial performance
How have Ames National's revenue and profit performed over time
Revenue
$51.84M
Gross profit
$51.84M
Operating income
$10.38M
Net income
$8.84M
Gross margin
100%
Net margin
17.1%
ATLO's operating income is down by 35% year-on-year and by 8% since the previous quarter
The net income has decreased by 32% YoY and by 7% from the previous quarter
Ames National's operating margin has decreased by 30% YoY and by 8% QoQ
The net margin has contracted by 27% YoY and by 7% from the previous quarter
Growth
What is Ames National's growth rate over time
Valuation
What is Ames National stock price valuation
P/E
17.78
P/B
0.85
P/S
3.02
EV/EBIT
20.94
EV/EBITDA
17.99
EV/Sales
4.19
The P/E is 48% higher than the 5-year quarterly average of 12.0 but 3.9% lower than the last 4 quarters average of 18.5
The EPS has decreased by 33% YoY and by 8% QoQ
Ames National's equity has increased by 25% YoY and by 10% QoQ
ATLO's price to book (P/B) is 23% lower than its 5-year quarterly average of 1.1 and 23% lower than its last 4 quarters average of 1.1
The stock's price to sales (P/S) is 11% less than its last 4 quarters average of 3.4 and 8% less than its 5-year quarterly average of 3.3
The company's revenue fell by 7% YoY
Efficiency
How efficient is Ames National business performance
The company's return on equity fell by 40% YoY and by 12% QoQ
Ames National's return on assets has decreased by 33% YoY
The ROS has decreased by 30% YoY and by 8% QoQ
ATLO's ROIC is down by 29% YoY
Dividends
What is ATLO's dividend history
DPS
$1.01
Dividend yield
5.8%
Payout ratio
103.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ames National financials performed over time
The total assets is 9% more than the total liabilities
Ames National's total liabilities has decreased by 3.4% YoY
The debt is 31% less than the equity
The debt to equity has contracted by 39% YoY and by 9% from the previous quarter
The debt has contracted by 25% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.