Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only Get Premium

ATLO Ames National Corp

Price (delayed)

$17.84

Market cap

$159.05M

P/E Ratio

14.05

Dividend/share

$0.94

EPS

$1.27

Enterprise value

$72.07M

Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone ...

Highlights
The debt has contracted by 43% YoY and by 18% from the previous quarter
The EPS has increased by 15% YoY and by 11% QoQ
The P/E is 17% lower than the last 4 quarters average of 16.5 but 12% higher than the 5-year quarterly average of 12.3

Key stats

What are the main financial stats of ATLO
Market
Shares outstanding
8.92M
Market cap
$159.05M
Enterprise value
$72.07M
Valuations
Price to earnings (P/E)
14.05
Price to book (P/B)
0.87
Price to sales (P/S)
2.85
EV/EBIT
5.24
EV/EBITDA
4.67
EV/Sales
1.29
Earnings
Revenue
$55.81M
Gross profit
$55.81M
Operating income
$13.76M
Net income
$11.36M
EBIT
$13.76M
EBITDA
$15.43M
Free cash flow
$19.62M
Per share
EPS
$1.27
EPS diluted
$1.27
Free cash flow per share
$2.2
Book value per share
$20.53
Revenue per share
$6.26
TBVPS
$243.49
Balance sheet
Total assets
$2.18B
Total liabilities
$2B
Debt
$81.58M
Equity
$183.06M
Working capital
N/A
Liquidity
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.64
Margins
EBITDA margin
27.7%
Gross margin
100%
Net margin
20.4%
Operating margin
24.7%
Efficiency
Return on assets
0.5%
Return on equity
6.4%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
24.7%
Dividend
Dividend yield
5.27%
DPS
$0.94
Payout ratio
74%

ATLO stock price

How has the Ames National stock price performed over time
Intraday
2.18%
1 week
4.94%
1 month
7.76%
1 year
-15.01%
YTD
8.58%
QTD
1.83%

Financial performance

How have Ames National's revenue and profit performed over time
Revenue
$55.81M
Gross profit
$55.81M
Operating income
$13.76M
Net income
$11.36M
Gross margin
100%
Net margin
20.4%
ATLO's operating income is up by 17% year-on-year and by 12% since the previous quarter
The net income has increased by 14% YoY and by 11% from the previous quarter
Ames National's operating margin has increased by 10% YoY and by 9% QoQ
The net margin has grown by 9% from the previous quarter and by 7% YoY

Price vs fundamentals

How does ATLO's price correlate with its fundamentals

Growth

What is Ames National's growth rate over time

Valuation

What is Ames National stock price valuation
P/E
14.05
P/B
0.87
P/S
2.85
EV/EBIT
5.24
EV/EBITDA
4.67
EV/Sales
1.29
The P/E is 17% lower than the last 4 quarters average of 16.5 but 12% higher than the 5-year quarterly average of 12.3
The EPS has increased by 15% YoY and by 11% QoQ
ATLO's price to book (P/B) is 23% lower than its 5-year quarterly average of 1.1 and 6% lower than its last 4 quarters average of 0.9
Ames National's equity has increased by 11% YoY and by 4.8% QoQ
The stock's price to sales (P/S) is 13% less than its 5-year quarterly average of 3.2 and 10% less than its last 4 quarters average of 3.1
The company's revenue rose by 7% YoY and by 2.9% QoQ

Efficiency

How efficient is Ames National business performance
ATLO's ROIC is up by 20% YoY
The ROS has increased by 10% YoY and by 9% QoQ
The company's return on equity rose by 8% QoQ

Dividends

What is ATLO's dividend history
DPS
$0.94
Dividend yield
5.27%
Payout ratio
74%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Ames National financials performed over time
The total assets is 9% more than the total liabilities
The total assets has grown by 2.4% from the previous quarter
Ames National's total liabilities has increased by 2.2% QoQ
The debt is 55% less than the equity
The debt to equity has contracted by 48% YoY and by 21% from the previous quarter
The debt has contracted by 43% YoY and by 18% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.