ATLO Ames National Corp
Price (delayed)
$17.605
Market cap
$156.96M
P/E Ratio
15.44
Dividend/share
$0.94
EPS
$1.14
Enterprise value
$148.93M
Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone
Highlights
The debt has contracted by 40% YoY and by 21% from the previous quarter
Ames National's gross profit has increased by 4.6% from the previous quarter and by 2.2% YoY
The P/E is 26% higher than the 5-year quarterly average of 12.2 but 13% lower than the last 4 quarters average of 17.7
The net income has increased by 16% from the previous quarter but it has decreased by 6% YoY
Key stats
What are the main financial stats of ATLO
Market
Valuations
Earnings
Shares outstanding
8.92M
Market cap
$156.96M
Enterprise value
$148.93M
Price to earnings (P/E)
15.44
Price to book (P/B)
0.91
Price to sales (P/S)
2.92
EV/EBIT
12.17
EV/EBITDA
10.69
EV/Sales
2.75
Revenue
$54.22M
Gross profit
$54.22M
Operating income
$12.24M
Net income
$10.22M
EBIT
$12.24M
EBITDA
$13.93M
Free cash flow
$14M
Per share
Balance sheet
Liquidity
EPS
$1.14
EPS diluted
$1.14
Free cash flow per share
$1.56
Book value per share
$19.43
Revenue per share
$6.03
TBVPS
$235.72
Total assets
$2.13B
Total liabilities
$1.96B
Debt
$99.36M
Equity
$174.71M
Working capital
N/A
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.58
Margins
Efficiency
Dividend
EBITDA margin
25.7%
Gross margin
100%
Net margin
18.8%
Operating margin
22.6%
Return on assets
0.5%
Return on equity
5.9%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
22.6%
Dividend yield
5.34%
DPS
$0.94
Payout ratio
82.5%
ATLO stock price
How has the Ames National stock price performed over time
Intraday
0.49%
1 week
-0.2%
1 month
-6.21%
1 year
-10.22%
YTD
7.15%
QTD
0.49%
Financial performance
How have Ames National's revenue and profit performed over time
Revenue
$54.22M
Gross profit
$54.22M
Operating income
$12.24M
Net income
$10.22M
Gross margin
100%
Net margin
18.8%
ATLO's operating income is up by 18% since the previous quarter but it is down by 5% year-on-year
The net income has increased by 16% from the previous quarter but it has decreased by 6% YoY
Ames National's operating margin has increased by 13% QoQ but it has decreased by 7% YoY
The net margin has grown by 10% from the previous quarter but it has contracted by 8% YoY
Growth
What is Ames National's growth rate over time
Valuation
What is Ames National stock price valuation
P/E
15.44
P/B
0.91
P/S
2.92
EV/EBIT
12.17
EV/EBITDA
10.69
EV/Sales
2.75
The P/E is 26% higher than the 5-year quarterly average of 12.2 but 13% lower than the last 4 quarters average of 17.7
The EPS has increased by 16% QoQ but it has decreased by 5% YoY
ATLO's price to book (P/B) is 18% lower than its 5-year quarterly average of 1.1 and 10% lower than its last 4 quarters average of 1.0
Ames National's equity has increased by 5% YoY but it has decreased by 4.7% QoQ
The stock's price to sales (P/S) is 9% less than its 5-year quarterly average of 3.2 and 9% less than its last 4 quarters average of 3.2
The company's revenue rose by 4.6% QoQ and by 2.2% YoY
Efficiency
How efficient is Ames National business performance
Ames National's return on assets has increased by 25% QoQ
ATLO's ROIC is up by 20% QoQ
The company's return on equity fell by 14% YoY but it rose by 13% QoQ
The ROS has increased by 13% QoQ but it has decreased by 7% YoY
Dividends
What is ATLO's dividend history
DPS
$0.94
Dividend yield
5.34%
Payout ratio
82.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Ames National financials performed over time
The total assets is 9% more than the total liabilities
The debt is 43% less than the equity
The debt to equity has contracted by 42% YoY and by 17% from the previous quarter
The debt has contracted by 40% YoY and by 21% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.