ATLO Ames National Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ATLO

Price (delayed)

$19.06

Market cap

$171.39M

P/E Ratio

15.88

Dividend/share

$1.08

EPS

$1.2

Enterprise value

$271.97M

Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone ...

Highlights
Ames National's equity has increased by 13% QoQ and by 11% YoY
The debt has soared by 106% YoY
The net income has decreased by 44% YoY and by 17% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: WTBA MOFG QCRH GSBC

Key stats

What are the main financial stats of ATLO
Market
Shares outstanding
8.99M
Market cap
$171.39M
Enterprise value
$271.97M
Valuations
Price to earnings (P/E)
15.88
Price to book (P/B)
1.03
Price to sales (P/S)
3.23
EV/EBIT
21.1
EV/EBITDA
18.58
EV/Sales
5.13
Earnings
Revenue
$53.05M
EBIT
$12.89M
EBITDA
$14.64M
Free cash flow
$14.31M
Per share
EPS
$1.2
Free cash flow per share
$1.59
Book value per share
$18.44
Revenue per share
$5.9
TBVPS
$238.17
Balance sheet
Total assets
$2.16B
Total liabilities
$1.99B
Debt
$164.58M
Equity
$165.79M
Working capital
N/A
Liquidity
Debt to equity
0.99
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.87
Margins
EBITDA margin
27.6%
Gross margin
100%
Net margin
20.4%
Operating margin
24.3%
Efficiency
Return on assets
0.5%
Return on equity
6.9%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
24.3%
Dividend
Dividend yield
5.67%
DPS
$1.08
Payout ratio
90%

ATLO stock price

How has the Ames National stock price performed over time
Intraday
0.32%
1 week
-1.95%
1 month
-5.32%
1 year
-5.88%
YTD
-10.68%
QTD
-5.55%

Financial performance

How have Ames National's revenue and profit performed over time
Revenue
$53.05M
Gross profit
$53.05M
Operating income
$12.89M
Net income
$10.82M
Gross margin
100%
Net margin
20.4%
ATLO's operating income is down by 49% year-on-year and by 19% since the previous quarter
The net income has decreased by 44% YoY and by 17% from the previous quarter
Ames National's operating margin has decreased by 38% YoY and by 14% QoQ
The net margin has contracted by 32% YoY and by 13% from the previous quarter

Growth

What is Ames National's growth rate over time

Valuation

What is Ames National stock price valuation
P/E
15.88
P/B
1.03
P/S
3.23
EV/EBIT
21.1
EV/EBITDA
18.58
EV/Sales
5.13
The EPS has decreased by 44% YoY and by 18% QoQ
The P/E is 39% higher than the 5-year quarterly average of 11.4 and 27% higher than the last 4 quarters average of 12.5
ATLO's price to book (P/B) is 14% lower than its 5-year quarterly average of 1.2 and 6% lower than its last 4 quarters average of 1.1
Ames National's equity has increased by 13% QoQ and by 11% YoY
The company's revenue fell by 17% YoY and by 5% QoQ
The stock's price to sales (P/S) is 8% less than its 5-year quarterly average of 3.5 but 8% more than its last 4 quarters average of 3.0

Efficiency

How efficient is Ames National business performance
ATLO's ROIC has shrunk by 50% YoY and by 14% QoQ
Ames National's return on assets has decreased by 44% YoY and by 17% QoQ
The company's return on equity fell by 44% YoY and by 20% QoQ
The ROS has decreased by 38% YoY and by 14% QoQ

Dividends

What is ATLO's dividend history
Dividend details
DPS
$1.08
Dividend yield
5.67%
Payout ratio
90%
Recent dividends

Financial health

How did Ames National financials performed over time
The total assets is 8% more than the total liabilities
The debt has soared by 106% YoY
The debt to equity has soared by 83% YoY but it has contracted by 13% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.