ATLO Ames National Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ATLO

Price (delayed)

$20.56

Market cap

$184.88M

P/E Ratio

9.61

Dividend/share

$1.08

EPS

$2.14

Enterprise value

$222.12M

Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Corporation affiliate banks, all located in central Iowa, include: First National Bank, Ames, Boone ...

Highlights
The P/E is 24% lower than the 5-year quarterly average of 12.5 and 5% lower than the last 4 quarters average of 10.1
Ames National's equity has decreased by 28% YoY but it has increased by 9% QoQ
The debt has soared by 86% YoY and by 16% from the previous quarter
The net income has decreased by 19% YoY and by 4.4% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: WTBA MOFG QCRH GSBC

Key stats

What are the main financial stats of ATLO
Market
Shares outstanding
8.99M
Market cap
$184.88M
Enterprise value
$222.12M
Valuations
Price to earnings (P/E)
9.61
Price to book (P/B)
1.24
Price to sales (P/S)
2.9
EV/EBIT
8.83
EV/EBITDA
8.18
EV/Sales
3.48
Earnings
Revenue
$63.81M
EBIT
$25.16M
EBITDA
$27.16M
Free cash flow
$18.5M
Per share
EPS
$2.14
Free cash flow per share
$2.06
Book value per share
$16.58
Revenue per share
$7.1
TBVPS
$235.82
Balance sheet
Total assets
$2.13B
Total liabilities
$1.99B
Debt
$79.8M
Equity
$149.1M
Working capital
N/A
Liquidity
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.37
Margins
EBITDA margin
42.6%
Gross margin
100%
Net margin
30.2%
Operating margin
39.4%
Efficiency
Return on assets
0.9%
Return on equity
12.4%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
39.4%
Dividend
Dividend yield
5.25%
DPS
$1.08
Payout ratio
50.5%

ATLO stock price

How has the Ames National stock price performed over time
Intraday
-0.96%
1 week
-3.93%
1 month
-16.22%
1 year
-17.2%
YTD
-12.92%
QTD
-12.92%

Financial performance

How have Ames National's revenue and profit performed over time
Revenue
$63.81M
Gross profit
$63.81M
Operating income
$25.16M
Net income
$19.29M
Gross margin
100%
Net margin
30.2%
The net income has decreased by 19% YoY and by 4.4% from the previous quarter
ATLO's operating income is down by 18% year-on-year and by 6% since the previous quarter
The net margin has contracted by 15% YoY and by 2.9% from the previous quarter
Ames National's operating margin has decreased by 14% YoY and by 4.8% QoQ

Growth

What is Ames National's growth rate over time

Valuation

What is Ames National stock price valuation
P/E
9.61
P/B
1.24
P/S
2.9
EV/EBIT
8.83
EV/EBITDA
8.18
EV/Sales
3.48
The P/E is 24% lower than the 5-year quarterly average of 12.5 and 5% lower than the last 4 quarters average of 10.1
The EPS has decreased by 18% YoY and by 4% QoQ
Ames National's equity has decreased by 28% YoY but it has increased by 9% QoQ
ATLO's price to book (P/B) is 12% lower than its last 4 quarters average of 1.4 and 5% lower than its 5-year quarterly average of 1.3
The stock's price to sales (P/S) is 30% less than its 5-year quarterly average of 4.1 and 10% less than its last 4 quarters average of 3.2
The company's revenue fell by 5% YoY

Efficiency

How efficient is Ames National business performance
ATLO's ROIC is down by 25% YoY and by 8% QoQ
Ames National's return on assets has decreased by 18% YoY
The ROS has decreased by 14% YoY and by 4.8% QoQ
The company's return on equity rose by 8% YoY and by 4.2% QoQ

Dividends

What is ATLO's dividend history
Dividend details
DPS
$1.08
Dividend yield
5.25%
Payout ratio
50.5%
Recent dividends

Financial health

How did Ames National financials performed over time
The total assets is 8% more than the total liabilities
Ames National's total liabilities has increased by 2.9% YoY
The total assets has grown by 2.3% from the previous quarter
The debt is 46% less than the equity
The debt to equity has soared by 157% YoY and by 8% from the previous quarter
The debt has soared by 86% YoY and by 16% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.