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BCML BayCom Corp
- Stocks
- Financial Services
- NASDAQ: BCML
Price (delayed)
$26.85
Market cap
$295.54M
P/E Ratio
12.79
Dividend/share
$0.5
EPS
$2.1
Enterprise value
$126.45M
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market,
Highlights
BayCom's equity has increased by 4.8% YoY
The price to earnings (P/E) is 21% higher than the 5-year quarterly average of 10.6 and 12% higher than the last 4 quarters average of 11.4
BayCom's net income has decreased by 10% YoY
Key stats
What are the main financial stats of BCML
Market
Valuations
Earnings
Shares outstanding
11.01M
Market cap
$295.54M
Enterprise value
$126.45M
Price to earnings (P/E)
12.79
Price to book (P/B)
0.91
Price to sales (P/S)
3.12
EV/EBIT
3.99
EV/EBITDA
3.63
EV/Sales
1.32
Revenue
$95.71M
Gross profit
$95.71M
Operating income
$31.66M
Net income
$23.44M
EBIT
$31.66M
EBITDA
$34.87M
Free cash flow
$33.85M
Per share
Balance sheet
Liquidity
EPS
$2.1
EPS diluted
$2.1
Free cash flow per share
$3.04
Book value per share
$29.59
Revenue per share
$8.59
TBVPS
$226.52
Total assets
$2.56B
Total liabilities
$2.23B
Debt
$87.46M
Equity
$329.34M
Working capital
N/A
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.85
Margins
Efficiency
Dividend
EBITDA margin
36.4%
Gross margin
100%
Net margin
24.5%
Operating margin
33.1%
Return on assets
0.9%
Return on equity
7.3%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
33.1%
Dividend yield
1.86%
DPS
$0.5
Payout ratio
23.8%
BCML stock price
How has the BayCom stock price performed over time
Intraday
-1.68%
1 week
0.07%
1 month
3.63%
1 year
29.71%
YTD
0.04%
QTD
6.67%
Financial performance
How have BayCom's revenue and profit performed over time
Revenue
$95.71M
Gross profit
$95.71M
Operating income
$31.66M
Net income
$23.44M
Gross margin
100%
Net margin
24.5%
The operating income is down by 13% year-on-year
BayCom's net income has decreased by 10% YoY
BCML's operating margin is down by 8% YoY
The net margin has contracted by 6% YoY
Price vs fundamentals
How does BCML's price correlate with its fundamentals
Growth
What is BayCom's growth rate over time
Valuation
What is BayCom stock price valuation
P/E
12.79
P/B
0.91
P/S
3.12
EV/EBIT
3.99
EV/EBITDA
3.63
EV/Sales
1.32
The price to earnings (P/E) is 21% higher than the 5-year quarterly average of 10.6 and 12% higher than the last 4 quarters average of 11.4
BayCom's EPS has decreased by 5% YoY
The P/B is 14% higher than the 5-year quarterly average of 0.8 and 14% higher than the last 4 quarters average of 0.8
BayCom's equity has increased by 4.8% YoY
The stock's P/S is 25% more than its 5-year quarterly average of 2.5 and 11% more than its last 4 quarters average of 2.8
The revenue has declined by 4.8% year-on-year
Efficiency
How efficient is BayCom business performance
The company's return on equity fell by 13% YoY
The company's return on invested capital fell by 13% YoY
BCML's ROA is down by 10% YoY
BayCom's return on sales has decreased by 8% YoY
Dividends
What is BCML's dividend history
DPS
$0.5
Dividend yield
1.86%
Payout ratio
23.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BayCom financials performed over time
The total assets is 15% more than the total liabilities
BCML's total liabilities is down by 4.5% QoQ
The total assets has contracted by 3.8% from the previous quarter
The debt is 73% less than the equity
BayCom's equity has increased by 4.8% YoY
BCML's debt to equity is down by 3.6% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.