BCML BayCom Corp

Price (delayed)

$21.7

Market cap

$244.09M

P/E Ratio

9.82

Dividend/share

$0.4

EPS

$2.21

Enterprise value

-$17.73M

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market, ...

Highlights
The debt has contracted by 2.3% YoY
The price to earnings (P/E) is 12% higher than the last 4 quarters average of 8.8 but 11% lower than the 5-year quarterly average of 11.0
BayCom's EPS has increased by 12% YoY but it has decreased by 2.6% QoQ
BayCom's net income has decreased by 4.8% QoQ
BCML's gross profit is down by 2.3% from the previous quarter

Key stats

What are the main financial stats of BCML
Market
Shares outstanding
11.25M
Market cap
$244.09M
Enterprise value
-$17.73M
Valuations
Price to earnings (P/E)
9.82
Price to book (P/B)
0.79
Price to sales (P/S)
2.49
EV/EBIT
-0.49
EV/EBITDA
-0.45
EV/Sales
-0.18
Earnings
Revenue
$100.51M
EBIT
$36.29M
EBITDA
$39.23M
Free cash flow
$25.22M
Per share
EPS
$2.21
Free cash flow per share
$2.19
Book value per share
$27.4
Revenue per share
$8.72
TBVPS
$218.49
Balance sheet
Total assets
$2.56B
Total liabilities
$2.25B
Debt
$86.52M
Equity
$314.24M
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.67
Margins
EBITDA margin
39%
Gross margin
100%
Net margin
26%
Operating margin
36.1%
Efficiency
Return on assets
1%
Return on equity
8.4%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
36.1%
Dividend
Dividend yield
1.84%
DPS
$0.4
Payout ratio
18.1%

BCML stock price

How has the BayCom stock price performed over time
Intraday
2.7%
1 week
11.91%
1 month
10.71%
1 year
28.17%
YTD
-8.01%
QTD
6.63%

Financial performance

How have BayCom's revenue and profit performed over time
Revenue
$100.51M
Gross profit
$100.51M
Operating income
$36.29M
Net income
$26.11M
Gross margin
100%
Net margin
26%
BayCom's net income has decreased by 4.8% QoQ
The operating income is down by 4.9% since the previous quarter
BCML's operating margin is down by 2.7% QoQ
The net margin has contracted by 2.6% from the previous quarter

Growth

What is BayCom's growth rate over time

Valuation

What is BayCom stock price valuation
P/E
9.82
P/B
0.79
P/S
2.49
EV/EBIT
-0.49
EV/EBITDA
-0.45
EV/Sales
-0.18
The price to earnings (P/E) is 12% higher than the last 4 quarters average of 8.8 but 11% lower than the 5-year quarterly average of 11.0
BayCom's EPS has increased by 12% YoY but it has decreased by 2.6% QoQ
The stock's P/S is 8% more than its last 4 quarters average of 2.3
The revenue has declined by 2.3% since the previous quarter

Efficiency

How efficient is BayCom business performance
BCML's ROA is down by 9% QoQ
The company's return on invested capital rose by 7% YoY
The company's return on equity fell by 4.5% QoQ but it rose by 3.7% YoY
BayCom's return on sales has decreased by 2.7% QoQ

Dividends

What is BCML's dividend history
DPS
$0.4
Dividend yield
1.84%
Payout ratio
18.1%
Recent dividends

Financial health

How did BayCom financials performed over time
The total assets is 14% more than the total liabilities
The debt is 72% less than the equity
The debt has contracted by 2.3% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.