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BCML BayCom Corp
Price (delayed)
$24.92
Market cap
$278.01M
P/E Ratio
11.75
Dividend/share
$0.5
EPS
$2.12
Enterprise value
-$27.16M
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market,
Highlights
The debt has contracted by 2.5% YoY
BayCom's equity has increased by 2.7% YoY
The price to earnings (P/E) is 23% higher than the last 4 quarters average of 9.4 and 9% higher than the 5-year quarterly average of 10.6
BayCom's net income has decreased by 15% YoY and by 6% QoQ
Key stats
What are the main financial stats of BCML
Market
Valuations
Earnings
Shares outstanding
11.16M
Market cap
$278.01M
Enterprise value
-$27.16M
Price to earnings (P/E)
11.75
Price to book (P/B)
0.89
Price to sales (P/S)
2.88
EV/EBIT
-0.8
EV/EBITDA
-0.74
EV/Sales
-0.28
Revenue
$97.49M
EBIT
$33.81M
EBITDA
$36.84M
Free cash flow
$20.42M
Per share
Balance sheet
Liquidity
EPS
$2.12
Free cash flow per share
$1.81
Book value per share
$28.03
Revenue per share
$8.66
TBVPS
$226.74
Total assets
$2.59B
Total liabilities
$2.28B
Debt
$86.04M
Equity
$315.27M
Working capital
N/A
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.28
Margins
Efficiency
Dividend
EBITDA margin
37.8%
Gross margin
100%
Net margin
25.1%
Operating margin
34.7%
Return on assets
1%
Return on equity
7.8%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
34.7%
Dividend yield
2.01%
DPS
$0.5
Payout ratio
23.6%
BCML stock price
How has the BayCom stock price performed over time
Intraday
1.34%
1 week
1.71%
1 month
6.13%
1 year
27.01%
YTD
5.64%
QTD
5.06%
Financial performance
How have BayCom's revenue and profit performed over time
Revenue
$97.49M
Gross profit
$97.49M
Operating income
$33.81M
Net income
$24.5M
Gross margin
100%
Net margin
25.1%
The operating income is down by 16% year-on-year and by 7% since the previous quarter
BayCom's net income has decreased by 15% YoY and by 6% QoQ
BCML's operating margin is down by 9% YoY and by 3.9% QoQ
BCML's gross profit is down by 8% YoY and by 3% from the previous quarter
Growth
What is BayCom's growth rate over time
Valuation
What is BayCom stock price valuation
P/E
11.75
P/B
0.89
P/S
2.88
EV/EBIT
-0.8
EV/EBITDA
-0.74
EV/Sales
-0.28
The price to earnings (P/E) is 23% higher than the last 4 quarters average of 9.4 and 9% higher than the 5-year quarterly average of 10.6
BayCom's EPS has decreased by 7% YoY and by 4.1% QoQ
The P/B is 10% higher than the 5-year quarterly average of 0.8 and 10% higher than the last 4 quarters average of 0.8
BayCom's equity has increased by 2.7% YoY
The stock's P/S is 18% more than its 5-year quarterly average of 2.4 and 18% more than its last 4 quarters average of 2.4
The revenue has declined by 8% year-on-year and by 3% since the previous quarter
Efficiency
How efficient is BayCom business performance
The company's return on equity fell by 16% YoY and by 7% QoQ
The company's return on invested capital fell by 12% YoY and by 6% QoQ
BCML's ROA is down by 9% YoY
BayCom's return on sales has decreased by 9% YoY and by 3.9% QoQ
Dividends
What is BCML's dividend history
DPS
$0.5
Dividend yield
2.01%
Payout ratio
23.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BayCom financials performed over time
The total assets is 14% more than the total liabilities
The debt is 73% less than the equity
BCML's debt to equity is down by 7% year-on-year and by 3.6% since the previous quarter
The debt has contracted by 2.5% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.