BCML BayCom Corp

Price (delayed)

$31.39

Market cap

$342.44M

P/E Ratio

12.97

Dividend/share

$1.05

EPS

$2.42

Enterprise value

$56.98M

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Relative Growth: Rel. Growth: 74
Relative Strength: Rel. Strength: 53
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 80

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market, ...

Highlights
The debt has plunged by 77% YoY and by 9% from the previous quarter
BayCom's EPS has increased by 15% YoY and by 11% QoQ
The price to earnings (P/E) is 16% higher than the 5-year quarterly average of 10.9 but 2.7% lower than the last 4 quarters average of 13.0

Key stats

What are the main financial stats of BCML

BCML stock price

How has the BayCom stock price performed over time
Intraday
2.55%
1 week
1.1%
1 month
6.48%
1 year
18.88%
YTD
6.77%
QTD
5.6%

Financial performance

How have BayCom's revenue and profit performed over time
Revenue
$100.21M
Gross profit
$100.21M
Operating income
$35.83M
Net income
$26.41M
Gross margin
100%
Net margin
26.4%
BayCom's net income has increased by 13% YoY and by 10% QoQ
The operating income is up by 13% year-on-year and by 10% since the previous quarter
The net margin has grown by 8% YoY and by 6% from the previous quarter
BCML's operating margin is up by 8% YoY and by 6% QoQ

Price vs fundamentals

How does BCML's price correlate with its fundamentals

Growth

What is BayCom's growth rate over time

Valuation

What is BayCom stock price valuation
P/E
12.97
P/B
1
P/S
3.42
EV/EBIT
1.59
EV/EBITDA
1.47
EV/Sales
0.57
The price to earnings (P/E) is 16% higher than the 5-year quarterly average of 10.9 but 2.7% lower than the last 4 quarters average of 13.0
BayCom's EPS has increased by 15% YoY and by 11% QoQ
The P/B is 21% higher than the 5-year quarterly average of 0.8 and 8% higher than the last 4 quarters average of 0.9
BayCom's equity has increased by 4.4% YoY
The stock's P/S is 23% more than its 5-year quarterly average of 2.7
The revenue is up by 4.7% year-on-year and by 3.9% since the previous quarter

Efficiency

How efficient is BayCom business performance
BCML's ROA is up by 11% QoQ and by 11% YoY
The company's return on equity rose by 8% QoQ and by 7% YoY
BayCom's return on sales has increased by 8% YoY and by 6% QoQ
The company's return on invested capital rose by 7% QoQ and by 7% YoY

Dividends

What is BCML's dividend history
DPS
$1.05
Dividend yield
3.35%
Payout ratio
43.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did BayCom financials performed over time
The total assets is 15% more than the total liabilities
BCML's total liabilities is up by 3.1% YoY and by 2.2% QoQ
The total assets has grown by 3.3% YoY and by 2.1% from the previous quarter
The debt is 94% less than the equity
BCML's debt to equity has dropped by 78% year-on-year and by 14% since the previous quarter
The debt has plunged by 77% YoY and by 9% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.