BCML BayCom Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: BCML

Price (delayed)

$31.065

Market cap

$339.23M

P/E Ratio

25.89

Dividend/share

$1.15

EPS

$1.2

Enterprise value

$208.43M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 57

The Company, through its wholly owned operating subsidiary, United Business Bank, offers a full range of loans, including SBA, CalCAP, FSA and USDA guaranteed loans, and deposit products and services ...

Highlights
The debt has soared by 128% from the previous quarter but it has contracted by 46% YoY
The price to earnings (P/E) is 121% higher than the 5-year quarterly average of 11.7 and 55% higher than the last 4 quarters average of 16.7
BayCom's net income has shrunk by 50% QoQ and by 46% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.unitedbusinessbank.com
Peers: NRIM NKSH

Key stats

What are the main financial stats of BCML

BCML stock price

How has the BayCom stock price performed over time
Intraday
0.02%
1 week
1.79%
1 month
-7.38%
1 year
8.58%
YTD
5.66%
QTD
-5.58%

Financial performance

How have BayCom's revenue and profit performed over time
Revenue
$95.71M
Gross profit
$95.71M
Operating income
$19.93M
Net income
$13.08M
Gross margin
100%
Net margin
13.7%
BayCom's net income has shrunk by 50% QoQ and by 46% YoY
The net margin has contracted by 48% from the previous quarter and by 45% YoY
The operating income is down by 44% since the previous quarter and by 39% year-on-year
BCML's operating margin is down by 42% QoQ and by 39% YoY

Price vs fundamentals

How does BCML's price correlate with its fundamentals

Growth

What is BayCom's growth rate over time

Valuation

What is BayCom stock price valuation
BCML P/E details
P/E
25.89
P/B
1.01
P/S
3.54
EV/EBIT
10.46
EV/EBITDA
9.19
EV/Sales
2.18
The price to earnings (P/E) is 121% higher than the 5-year quarterly average of 11.7 and 55% higher than the last 4 quarters average of 16.7
BayCom's EPS has shrunk by 50% QoQ and by 45% YoY
The P/B is 26% higher than the 5-year quarterly average of 0.8
BayCom's equity has decreased by 2.5% from the previous quarter
The stock's P/S is 26% more than its 5-year quarterly average of 2.8 and 4.1% more than its last 4 quarters average of 3.4
The revenue has declined by 4.5% since the previous quarter

Efficiency

How efficient is BayCom business performance
BCML's ROA has shrunk by 50% QoQ and by 44% YoY
The company's return on equity has shrunk by 50% QoQ and by 47% YoY
The company's return on invested capital fell by 47% QoQ and by 43% YoY
BayCom's return on sales has decreased by 42% QoQ and by 39% YoY

Dividends

What is BCML's dividend history
Dividend details
DPS
$1.15
Dividend yield
3.7%
Payout ratio
95.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did BayCom financials performed over time
The total assets is 15% more than the total liabilities
BCML's total liabilities is down by 2.6% QoQ and by 2.1% YoY
The total assets has contracted by 2.6% from the previous quarter
The debt is 86% less than the equity
BCML's debt to equity has soared by 133% since the previous quarter but it is down by 46% year-on-year
The debt has soared by 128% from the previous quarter but it has contracted by 46% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.