BCML BayCom Corp
Price (delayed)
$27.65
Market cap
$307.51M
P/E Ratio
13.17
Dividend/share
$0.55
EPS
$2.1
Enterprise value
$92.2M
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market,
Highlights
BayCom's equity has increased by 4.7% YoY and by 2% from the previous quarter
The debt has contracted by 2.7% YoY
The price to earnings (P/E) is 29% higher than the last 4 quarters average of 10.2 and 28% higher than the 5-year quarterly average of 10.3
BayCom's net income has decreased by 17% YoY and by 2.5% QoQ
Key stats
What are the main financial stats of BCML
Market
Valuations
Earnings
Shares outstanding
11.12M
Market cap
$307.51M
Enterprise value
$92.2M
Price to earnings (P/E)
13.17
Price to book (P/B)
0.96
Price to sales (P/S)
3.21
EV/EBIT
2.81
EV/EBITDA
2.56
EV/Sales
0.96
Revenue
$96.06M
Gross profit
$96.06M
Operating income
$32.83M
Net income
$23.89M
EBIT
$32.83M
EBITDA
$36M
Free cash flow
$27.72M
Per share
Balance sheet
Liquidity
EPS
$2.1
EPS diluted
$2.1
Free cash flow per share
$2.49
Book value per share
$28.83
Revenue per share
$8.62
TBVPS
$226.08
Total assets
$2.56B
Total liabilities
$2.24B
Debt
$85.98M
Equity
$321.68M
Working capital
N/A
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.98
Margins
Efficiency
Dividend
EBITDA margin
37.5%
Gross margin
100%
Net margin
24.9%
Operating margin
34.2%
Return on assets
0.9%
Return on equity
7.6%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
34.2%
Dividend yield
1.99%
DPS
$0.55
Payout ratio
26.2%
BCML stock price
How has the BayCom stock price performed over time
Intraday
-0.54%
1 week
-1.32%
1 month
1.73%
1 year
37.91%
YTD
3.02%
QTD
3.02%
Financial performance
How have BayCom's revenue and profit performed over time
Revenue
$96.06M
Gross profit
$96.06M
Operating income
$32.83M
Net income
$23.89M
Gross margin
100%
Net margin
24.9%
The operating income is down by 18% year-on-year and by 2.9% since the previous quarter
BayCom's net income has decreased by 17% YoY and by 2.5% QoQ
BCML's operating margin is down by 9% YoY
BCML's gross profit is down by 9% YoY
Growth
What is BayCom's growth rate over time
Valuation
What is BayCom stock price valuation
P/E
13.17
P/B
0.96
P/S
3.21
EV/EBIT
2.81
EV/EBITDA
2.56
EV/Sales
0.96
The price to earnings (P/E) is 29% higher than the last 4 quarters average of 10.2 and 28% higher than the 5-year quarterly average of 10.3
BayCom's EPS has decreased by 9% YoY
The P/B is 37% higher than the 5-year quarterly average of 0.7 and 20% higher than the last 4 quarters average of 0.8
BayCom's equity has increased by 4.7% YoY and by 2% from the previous quarter
The stock's P/S is 34% more than its 5-year quarterly average of 2.4 and 23% more than its last 4 quarters average of 2.6
The revenue has declined by 9% year-on-year
Efficiency
How efficient is BayCom business performance
BCML's ROA is down by 18% YoY and by 10% QoQ
The company's return on invested capital fell by 18% YoY and by 7% QoQ
The company's return on equity fell by 17% YoY and by 2.6% QoQ
BayCom's return on sales has decreased by 9% YoY
Dividends
What is BCML's dividend history
DPS
$0.55
Dividend yield
1.99%
Payout ratio
26.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did BayCom financials performed over time
The total assets is 14% more than the total liabilities
The debt is 73% less than the equity
BCML's debt to equity is down by 7% year-on-year
BayCom's equity has increased by 4.7% YoY and by 2% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.