ACT Enact Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: ACT

Price (delayed)

$34.09

Market cap

$5.18B

P/E Ratio

7.75

Dividend/share

$0.74

EPS

$4.4

Enterprise value

$5.32B

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage ...

Highlights
The equity has grown by 8% year-on-year
The EPS has grown by 6% YoY
Sector: Financial Services
Industry: Insurance - Specialty
Website: https://enactmi.com
Peers: MET AFL PFG GL

Key stats

What are the main financial stats of ACT
Market
Shares outstanding
151.88M
Market cap
$5.18B
Enterprise value
$5.32B
Valuations
Price to earnings (P/E)
7.75
Price to book (P/B)
1.05
Price to sales (P/S)
4.43
EV/EBIT
5.73
EV/EBITDA
5.73
EV/Sales
4.43
Earnings
Revenue
$1.2B
Gross profit
$1.16B
Operating income
$940.15M
Net income
$688.07M
EBIT
$929.22M
EBITDA
$929.22M
Free cash flow
$686.26M
Per share
EPS
$4.4
EPS diluted
$4.37
Free cash flow per share
$4.39
Book value per share
$32.53
Revenue per share
$7.69
TBVPS
$41.73
Balance sheet
Total assets
$6.52B
Total liabilities
$1.53B
Debt
$743.05M
Equity
$5B
Working capital
N/A
Liquidity
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.15
Margins
EBITDA margin
77.3%
Gross margin
96.8%
Net margin
57.3%
Operating margin
78.2%
Efficiency
Return on assets
10.7%
Return on equity
14.1%
Return on invested capital
14.2%
Return on capital employed
N/A
Return on sales
77.3%
Dividend
Dividend yield
2.17%
DPS
$0.74
Payout ratio
16.8%

ACT stock price

How has the Enact Holdings stock price performed over time
Intraday
0.86%
1 week
-0.84%
1 month
0.53%
1 year
19.07%
YTD
5.28%
QTD
5.28%

Financial performance

How have Enact Holdings's revenue and profit performed over time
Revenue
$1.2B
Gross profit
$1.16B
Operating income
$940.15M
Net income
$688.07M
Gross margin
96.8%
Net margin
57.3%
Enact Holdings's operating income has increased by 4.1% YoY
The revenue rose by 4.2% year-on-year
The net income has grown by 3.4% YoY
The gross profit has grown by 3.2% YoY

Growth

What is Enact Holdings's growth rate over time

Valuation

What is Enact Holdings stock price valuation
ACT P/E details
P/E
7.75
P/B
1.05
P/S
4.43
EV/EBIT
5.73
EV/EBITDA
5.73
EV/Sales
4.43
The EPS has grown by 6% YoY
The equity has grown by 8% year-on-year
ACT's P/B is 5% above its last 4 quarters average of 1.0
The revenue rose by 4.2% year-on-year
ACT's P/S is 3% above its last 4 quarters average of 4.3

Efficiency

How efficient is Enact Holdings business performance
The return on equity has declined by 6% year-on-year
Enact Holdings's ROIC has decreased by 4.7% YoY
The ROA has contracted by 3.6% YoY

Dividends

What is ACT's dividend history
Dividend details
DPS
$0.74
Dividend yield
2.17%
Payout ratio
16.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Enact Holdings financials performed over time
The company's total assets rose by 5% YoY
Enact Holdings's total liabilities has decreased by 2.3% from the previous quarter and by 2.1% YoY
Enact Holdings's debt is 85% lower than its equity
The equity has grown by 8% year-on-year
The debt to equity has declined by 6% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.