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ACT Enact Holdings Inc

Price (delayed)

$36.45

Market cap

$5.47B

P/E Ratio

8.14

Dividend/share

$0.74

EPS

$4.48

Enterprise value

$5.58B

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage ...

Highlights
The EPS has grown by 10% YoY
The equity has grown by 9% year-on-year and by 2.5% since the previous quarter
ACT's P/E is 6% above its last 4 quarters average of 7.7

Key stats

What are the main financial stats of ACT
Market
Shares outstanding
150.07M
Market cap
$5.47B
Enterprise value
$5.58B
Valuations
Price to earnings (P/E)
8.14
Price to book (P/B)
1.08
Price to sales (P/S)
4.55
EV/EBIT
5.97
EV/EBITDA
5.97
EV/Sales
4.58
Earnings
Revenue
$1.22B
Gross profit
$1.17B
Operating income
$944.98M
Net income
$692.86M
EBIT
$934.05M
EBITDA
$934.05M
Free cash flow
$725.69M
Per share
EPS
$4.48
EPS diluted
$4.45
Free cash flow per share
$4.78
Book value per share
$33.71
Revenue per share
$8.02
TBVPS
$44.27
Balance sheet
Total assets
$6.72B
Total liabilities
$1.6B
Debt
$743.4M
Equity
$5.12B
Working capital
N/A
Liquidity
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.12
Margins
EBITDA margin
76.8%
Gross margin
95.9%
Net margin
56.9%
Operating margin
77.6%
Efficiency
Return on assets
10.6%
Return on equity
13.9%
Return on invested capital
14.1%
Return on capital employed
N/A
Return on sales
76.8%
Dividend
Dividend yield
2.03%
DPS
$0.74
Payout ratio
16.5%

ACT stock price

How has the Enact Holdings stock price performed over time
Intraday
-0.25%
1 week
-0.33%
1 month
14.23%
1 year
15.75%
YTD
12.57%
QTD
4.89%

Financial performance

How have Enact Holdings's revenue and profit performed over time
Revenue
$1.22B
Gross profit
$1.17B
Operating income
$944.98M
Net income
$692.86M
Gross margin
95.9%
Net margin
56.9%
The net income has grown by 7% YoY
Enact Holdings's operating income has increased by 7% YoY
The revenue rose by 4.5% year-on-year
The gross profit has grown by 5% YoY

Price vs fundamentals

How does ACT's price correlate with its fundamentals

Growth

What is Enact Holdings's growth rate over time

Valuation

What is Enact Holdings stock price valuation
P/E
8.14
P/B
1.08
P/S
4.55
EV/EBIT
5.97
EV/EBITDA
5.97
EV/Sales
4.58
The EPS has grown by 10% YoY
ACT's P/E is 6% above its last 4 quarters average of 7.7
The equity has grown by 9% year-on-year and by 2.5% since the previous quarter
ACT's P/B is 8% above its last 4 quarters average of 1.0
ACT's P/S is 6% above its last 4 quarters average of 4.3
The revenue rose by 4.5% year-on-year

Efficiency

How efficient is Enact Holdings business performance
The return on equity has declined by 2.8% year-on-year

Dividends

What is ACT's dividend history
DPS
$0.74
Dividend yield
2.03%
Payout ratio
16.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Enact Holdings financials performed over time
The company's total assets rose by 7% YoY and by 3.1% QoQ
Enact Holdings's total liabilities has increased by 5% from the previous quarter
Enact Holdings's debt is 85% lower than its equity
The equity has grown by 9% year-on-year and by 2.5% since the previous quarter
The debt to equity has declined by 6% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.