ACT Enact Holdings Inc

Price (delayed)

$35.93

Market cap

$5.3B

P/E Ratio

8.11

Dividend/share

$0.79

EPS

$4.43

Enterprise value

$5.43B

?
Relative Growth: Rel. Growth: 53
Relative Strength: Rel. Strength: 51
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 92

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage ...

Highlights
The equity has grown by 8% year-on-year and by 2% since the previous quarter
The EPS has grown by 5% YoY
ACT's P/E is 21% above its 5-year quarterly average of 6.7
ACT's gross margin is down by 3.8% YoY and by 3.5% QoQ

Key stats

What are the main financial stats of ACT
Market
Shares outstanding
147.51M
Market cap
$5.3B
Enterprise value
$5.43B
Valuations
Price to earnings (P/E)
8.11
Price to book (P/B)
1.03
Price to sales (P/S)
4.4
PEG
1.47
EV/EBIT
5.95
EV/EBITDA
5.95
EV/Sales
4.44
Earnings
Revenue
$1.22B
Gross profit
$1.13B
Operating income
$912.37M
Net income
$676.99M
EBIT
$912.37M
EBITDA
$912.37M
Free cash flow
$700.51M
Per share
EPS
$4.43
EPS diluted
$4.4
Free cash flow per share
$4.67
Book value per share
$34.81
Revenue per share
$8.16
TBVPS
$45.17
Balance sheet
Total assets
$6.77B
Total liabilities
$1.55B
Debt
$743.75M
Equity
$5.22B
Working capital
N/A
Liquidity
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.14
Margins
EBITDA margin
74.6%
Gross margin
92.5%
Net margin
55.4%
Operating margin
74.6%
Efficiency
Return on assets
10.2%
Return on equity
13.3%
Return on invested capital
13.5%
Return on capital employed
N/A
Return on sales
74.6%
Dividend
Dividend yield
2.2%
DPS
$0.79
Payout ratio
17.8%

ACT stock price

How has the Enact Holdings stock price performed over time
Intraday
-1.51%
1 week
2.86%
1 month
-2.31%
1 year
9.61%
YTD
10.96%
QTD
-6.29%

Financial performance

How have Enact Holdings's revenue and profit performed over time
Revenue
$1.22B
Gross profit
$1.13B
Operating income
$912.37M
Net income
$676.99M
Gross margin
92.5%
Net margin
55.4%
Enact Holdings's operating margin has decreased by 3.9% from the previous quarter and by 3.5% YoY
ACT's gross margin is down by 3.8% YoY and by 3.5% QoQ
Enact Holdings's net margin has decreased by 2.6% QoQ
Enact Holdings's operating income has decreased by 3.5% from the previous quarter

Price vs fundamentals

How does ACT's price correlate with its fundamentals

Growth

What is Enact Holdings's growth rate over time

Valuation

What is Enact Holdings stock price valuation
P/E
8.11
P/B
1.03
P/S
4.4
EV/EBIT
5.95
EV/EBITDA
5.95
EV/Sales
4.44
ACT's P/E is 21% above its 5-year quarterly average of 6.7
The EPS has grown by 5% YoY
The equity has grown by 8% year-on-year and by 2% since the previous quarter
ACT's P/B is 6% below its last 4 quarters average of 1.1 but 3% above its 5-year quarterly average of 1.0
ACT's P/S is 16% above its 5-year quarterly average of 3.8 but 2.2% below its last 4 quarters average of 4.5
The revenue rose by 3.2% year-on-year

Efficiency

How efficient is Enact Holdings business performance
The return on equity has declined by 7% year-on-year and by 4.3% since the previous quarter
Enact Holdings's ROIC has decreased by 6% YoY and by 4.3% from the previous quarter
The ROA has contracted by 4.7% YoY and by 3.8% from the previous quarter
The ROS has contracted by 2.9% from the previous quarter and by 2.4% YoY

Dividends

What is ACT's dividend history
DPS
$0.79
Dividend yield
2.2%
Payout ratio
17.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Enact Holdings financials performed over time
The company's total assets rose by 7% YoY
Enact Holdings's total liabilities has decreased by 3.2% from the previous quarter
Enact Holdings's debt is 86% lower than its equity
The equity has grown by 8% year-on-year and by 2% since the previous quarter
The debt to equity has declined by 7% since the previous quarter and by 7% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.