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BFC Bank First Corp

Price (delayed)

$104.84

Market cap

$1.05B

P/E Ratio

12.88

Dividend/share

$1.4

EPS

$8.14

Enterprise value

$992.58M

Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. ...

Highlights
Bank First's net income has soared by 58% YoY and by 2.2% from the previous quarter
The EPS has surged by 53% year-on-year and by 2.8% since the previous quarter
The P/E is 13% higher than the last 4 quarters average of 11.2 but 6% lower than the 5-year quarterly average of 13.4
The debt has surged by 68% year-on-year and by 44% since the previous quarter

Key stats

What are the main financial stats of BFC
Market
Shares outstanding
10.01M
Market cap
$1.05B
Enterprise value
$992.58M
Valuations
Price to book (P/B)
1.67
Price to sales (P/S)
5.47
EV/EBIT
9.57
EV/EBITDA
8.85
EV/Sales
5.17
Earnings
Revenue
$192.08M
EBIT
$103.74M
EBITDA
$112.11M
Free cash flow
$51.72M
Per share
EPS
$8.14
Free cash flow per share
$5.17
Book value per share
$62.8
Revenue per share
$19.18
TBVPS
$407.78
Balance sheet
Total assets
$4.29B
Total liabilities
$3.67B
Debt
$147.35M
Equity
$628.9M
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.51
Margins
EBITDA margin
58.4%
Gross margin
100%
Net margin
43.2%
Operating margin
58.1%
Efficiency
Return on assets
2%
Return on equity
13.4%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
54%
Dividend
Dividend yield
1.34%
DPS
$1.4
Payout ratio
17.2%

BFC stock price

How has the Bank First stock price performed over time
Intraday
2.03%
1 week
2.08%
1 month
14.18%
1 year
26.01%
YTD
20.98%
QTD
15.59%

Financial performance

How have Bank First's revenue and profit performed over time
Revenue
$192.08M
Gross profit
$192.08M
Operating income
$111.6M
Net income
$82.92M
Gross margin
100%
Net margin
43.2%
The operating income has soared by 60% YoY
Bank First's net income has soared by 58% YoY and by 2.2% from the previous quarter
BFC's revenue is up by 32% year-on-year
BFC's gross profit is up by 32% year-on-year

Growth

What is Bank First's growth rate over time

Valuation

What is Bank First stock price valuation
P/E
12.88
P/B
1.67
P/S
5.47
EV/EBIT
9.57
EV/EBITDA
8.85
EV/Sales
5.17
The EPS has surged by 53% year-on-year and by 2.8% since the previous quarter
The P/E is 13% higher than the last 4 quarters average of 11.2 but 6% lower than the 5-year quarterly average of 13.4
The P/B is 17% above the last 4 quarters average of 1.4 and 2.5% above the 5-year quarterly average of 1.6
Bank First's equity has increased by 9% YoY and by 2.3% QoQ
BFC's revenue is up by 32% year-on-year
BFC's P/S is 17% above its last 4 quarters average of 4.6

Efficiency

How efficient is Bank First business performance
The ROA has soared by 54% YoY
BFC's ROIC is up by 44% YoY
The company's return on equity rose by 38% YoY
The return on sales rose by 13% year-on-year

Dividends

What is BFC's dividend history
DPS
$1.4
Dividend yield
1.34%
Payout ratio
17.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Bank First financials performed over time
The total assets is 17% greater than the total liabilities
The total assets has grown by 5% year-on-year and by 3.6% since the previous quarter
Bank First's total liabilities has increased by 4.4% YoY and by 3.8% QoQ
The debt is 77% smaller than the equity
The debt has surged by 68% year-on-year and by 44% since the previous quarter
The debt to equity has soared by 53% YoY and by 35% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.