BFC Bank First Corp
- Stocks
- Financial Services
- NASDAQ: BFC
Price (delayed)
$122.465
Market cap
$1.2B
P/E Ratio
17.67
Dividend/share
$5.3
EPS
$6.93
Enterprise value
$1.21B
Relative Growth:
Rel. Growth:
53
Relative Strength:
Rel. Strength:
64
Relative Valuation:
Rel. Valuation:
49
Relative Profitability:
Rel. Profitability:
82
Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin.
Highlights
The debt is up by 19% year-on-year but it has declined by 17% since the previous quarter
The P/E is 33% higher than the 5-year quarterly average of 13.4 and 23% higher than the last 4 quarters average of 14.5
Bank First's net income has decreased by 15% YoY
Key stats
What are the main financial stats of BFC
Market
Valuations
Earnings
Shares outstanding
9.83M
Market cap
$1.2B
Enterprise value
$1.21B
Price to earnings (P/E)
17.67
Price to book (P/B)
1.98
Price to sales (P/S)
7.32
PEG
N/A
EV/EBIT
14.15
EV/EBITDA
12.97
EV/Sales
7.26
Revenue
$166M
Gross profit
$166M
Operating income
$85.25M
Net income
$69.21M
EBIT
$85.25M
EBITDA
$92.95M
Free cash flow
$56.59M
Per share
Balance sheet
Liquidity
EPS
$6.93
EPS diluted
$6.93
Free cash flow per share
$5.71
Book value per share
$61.74
Revenue per share
$16.74
TBVPS
$419.24
Total assets
$4.37B
Total liabilities
$3.75B
Debt
$121.92M
Equity
$612.33M
Working capital
N/A
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.02
Margins
Efficiency
Dividend
EBITDA margin
56%
Gross margin
100%
Net margin
41.7%
Operating margin
51.4%
Return on assets
1.6%
Return on equity
10.9%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
51.4%
Dividend yield
4.33%
DPS
$5.3
Payout ratio
76.5%
BFC stock price
How has the Bank First stock price performed over time
Intraday
-1.17%
1 week
-1.86%
1 month
-7.73%
1 year
13.07%
YTD
23.59%
QTD
0.95%
Financial performance
How have Bank First's revenue and profit performed over time
Revenue
$166M
Gross profit
$166M
Operating income
$85.25M
Net income
$69.21M
Gross margin
100%
Net margin
41.7%
The operating income has decreased by 23% YoY
Bank First's net income has decreased by 15% YoY
BFC's revenue is down by 13% year-on-year
BFC's gross profit is down by 13% year-on-year
Price vs fundamentals
How does BFC's price correlate with its fundamentals
Growth
What is Bank First's growth rate over time
Valuation
What is Bank First stock price valuation
P/E
17.67
P/B
1.98
P/S
7.32
EV/EBIT
14.15
EV/EBITDA
12.97
EV/Sales
7.26
The P/E is 33% higher than the 5-year quarterly average of 13.4 and 23% higher than the last 4 quarters average of 14.5
The EPS has declined by 13% year-on-year
The P/B is 26% above the 5-year quarterly average of 1.6 and 26% above the last 4 quarters average of 1.6
Bank First's equity has decreased by 6% QoQ
BFC's P/S is 37% above its 5-year quarterly average of 5.4 and 23% above its last 4 quarters average of 6.0
BFC's revenue is down by 13% year-on-year
Efficiency
How efficient is Bank First business performance
The ROA has contracted by 20% YoY
BFC's ROIC is down by 19% YoY
The company's return on equity fell by 19% YoY
The return on sales has declined by 4.6% year-on-year
Dividends
What is BFC's dividend history
DPS
$5.3
Dividend yield
4.33%
Payout ratio
76.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Bank First financials performed over time
The total assets is 16% greater than the total liabilities
Bank First's total liabilities has increased by 6% YoY but it has decreased by 2.7% QoQ
The total assets has grown by 5% year-on-year but it has declined by 3.1% since the previous quarter
The debt is 80% smaller than the equity
The debt is up by 19% year-on-year but it has declined by 17% since the previous quarter
The debt to equity has grown by 18% YoY but it has contracted by 13% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.