ATLC Atlanticus Holdings Corp
Price (delayed)
$54.38
Market cap
$821.97M
P/E Ratio
9.19
Dividend/share
N/A
EPS
$5.92
Enterprise value
$2.83B
Founded in 1996, Atlanticus' business utilizes proprietary analytics and a flexible technology platform to enable financial institutions to provide various credit and related financial services and products to the financially
Highlights
Atlanticus Holdings's equity has increased by 25% YoY and by 8% QoQ
Atlanticus Holdings's gross profit has increased by 13% YoY and by 7% QoQ
The price to earnings (P/E) is 77% higher than the 5-year quarterly average of 5.2 and 37% higher than the last 4 quarters average of 6.7
The debt has increased by 24% year-on-year and by 9% since the previous quarter
Key stats
What are the main financial stats of ATLC
Market
Valuations
Earnings
Shares outstanding
15.12M
Market cap
$821.97M
Enterprise value
$2.83B
Price to earnings (P/E)
9.19
Price to book (P/B)
1.63
Price to sales (P/S)
2
EV/EBIT
20.23
EV/EBITDA
19.51
EV/Sales
7.04
Revenue
$401.43M
Gross profit
$401.43M
Operating income
$138.58M
Net income
$111.3M
EBIT
$139.77M
EBITDA
$144.95M
Free cash flow
$467.62M
Per share
Balance sheet
Liquidity
EPS
$5.92
EPS diluted
$4.77
Free cash flow per share
$31.73
Book value per share
$33.44
Revenue per share
$27.24
TBVPS
$221.91
Total assets
$3.27B
Total liabilities
$2.69B
Debt
$2.51B
Equity
$492.91M
Working capital
N/A
Debt to equity
5.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.84
Margins
Efficiency
Dividend
EBITDA margin
36.1%
Gross margin
100%
Net margin
27.7%
Operating margin
34.5%
Return on assets
2.9%
Return on equity
19.4%
Return on invested capital
2.9%
Return on capital employed
N/A
Return on sales
34.8%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
ATLC stock price
How has the Atlanticus Holdings stock price performed over time
Intraday
2.66%
1 week
4.68%
1 month
7.66%
1 year
124.15%
YTD
-2.51%
QTD
6.31%
Financial performance
How have Atlanticus Holdings's revenue and profit performed over time
Revenue
$401.43M
Gross profit
$401.43M
Operating income
$138.58M
Net income
$111.3M
Gross margin
100%
Net margin
27.7%
Atlanticus Holdings's gross profit has increased by 13% YoY and by 7% QoQ
Atlanticus Holdings's revenue has increased by 13% YoY and by 7% QoQ
ATLC's operating income is up by 8% YoY and by 7% QoQ
ATLC's net income is up by 8% year-on-year and by 4.7% since the previous quarter
Growth
What is Atlanticus Holdings's growth rate over time
Valuation
What is Atlanticus Holdings stock price valuation
P/E
9.19
P/B
1.63
P/S
2
EV/EBIT
20.23
EV/EBITDA
19.51
EV/Sales
7.04
The price to earnings (P/E) is 77% higher than the 5-year quarterly average of 5.2 and 37% higher than the last 4 quarters average of 6.7
ATLC's EPS is up by 11% year-on-year and by 7% since the previous quarter
ATLC's price to book (P/B) is 36% higher than its last 4 quarters average of 1.2 but 35% lower than its 5-year quarterly average of 2.5
Atlanticus Holdings's equity has increased by 25% YoY and by 8% QoQ
The P/S is 43% higher than the 5-year quarterly average of 1.4 and 43% higher than the last 4 quarters average of 1.4
Atlanticus Holdings's revenue has increased by 13% YoY and by 7% QoQ
Efficiency
How efficient is Atlanticus Holdings business performance
The company's return on invested capital fell by 9% YoY
ATLC's ROE is down by 8% YoY but it is up by 2.1% QoQ
Atlanticus Holdings's return on assets has decreased by 6% YoY
ATLC's return on sales is down by 4.7% year-on-year
Dividends
What is ATLC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for ATLC.
Financial health
How did Atlanticus Holdings financials performed over time
The total assets is 22% more than the total liabilities
The total liabilities has grown by 24% YoY and by 9% from the previous quarter
The total assets has grown by 21% YoY and by 8% from the previous quarter
Atlanticus Holdings's equity has increased by 25% YoY and by 8% QoQ
The debt has increased by 24% year-on-year and by 9% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.