ATLC Atlanticus Holdings Corp

Price (delayed)

$36.56

Market cap

$545.23M

P/E Ratio

3.54

Dividend/share

N/A

EPS

$10.32

Enterprise value

$1.55B

Founded in 1996, Atlanticus' business utilizes proprietary analytics and a flexible technology platform to enable financial institutions to provide various credit and related financial services and products to the financially ...

Highlights
Atlanticus Holdings's gross profit has increased by 41% YoY
Atlanticus Holdings's revenue has increased by 41% YoY
Atlanticus Holdings's equity has surged by 131% YoY but it has decreased by 4.8% QoQ
The debt has surged by 63% year-on-year

Key stats

What are the main financial stats of ATLC
Market
Shares outstanding
14.91M
Market cap
$545.23M
Enterprise value
$1.55B
Valuations
Price to earnings (P/E)
3.54
Price to book (P/B)
1.99
Price to sales (P/S)
1.22
EV/EBIT
7.56
EV/EBITDA
7.43
EV/Sales
3.49
Earnings
Revenue
$445.52M
EBIT
$205.73M
EBITDA
$209.3M
Free cash flow
$234.34M
Per share
EPS
$10.32
Free cash flow per share
$15.74
Book value per share
$18.41
Revenue per share
$29.93
TBVPS
$129.1
Balance sheet
Total assets
$1.92B
Total liabilities
$1.51B
Debt
$1.41B
Equity
$274.07M
Working capital
N/A
Liquidity
Debt to equity
5.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.82
Margins
EBITDA margin
47%
Gross margin
100%
Net margin
40.1%
Operating margin
51%
Efficiency
Return on assets
9.2%
Return on equity
59.5%
Return on invested capital
8.1%
Return on capital employed
N/A
Return on sales
46.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

ATLC stock price

How has the Atlanticus Holdings stock price performed over time
Intraday
1.64%
1 week
7.15%
1 month
-7.89%
1 year
-16.87%
YTD
-48.74%
QTD
-29.41%

Financial performance

How have Atlanticus Holdings's revenue and profit performed over time
Revenue
$445.52M
Gross profit
$445.52M
Operating income
$227.04M
Net income
$178.84M
Gross margin
100%
Net margin
40.1%
Atlanticus Holdings's gross profit has increased by 41% YoY
Atlanticus Holdings's revenue has increased by 41% YoY
ATLC's operating income is up by 36% YoY but it is down by 9% QoQ
ATLC's net income is up by 35% year-on-year

Growth

What is Atlanticus Holdings's growth rate over time

Valuation

What is Atlanticus Holdings stock price valuation
P/E
3.54
P/B
1.99
P/S
1.22
EV/EBIT
7.56
EV/EBITDA
7.43
EV/Sales
3.49
The price to earnings (P/E) is 38% lower than the last 4 quarters average of 5.6
ATLC's EPS is up by 33% year-on-year
Atlanticus Holdings's equity has surged by 131% YoY but it has decreased by 4.8% QoQ
ATLC's price to book (P/B) is 39% lower than its last 4 quarters average of 3.2
The P/S is 43% lower than the last 4 quarters average of 2.1 but 9% higher than the 5-year quarterly average of 1.1
Atlanticus Holdings's revenue has increased by 41% YoY

Efficiency

How efficient is Atlanticus Holdings business performance
ATLC's ROE has shrunk by 64% YoY and by 15% QoQ
The company's return on invested capital fell by 16% QoQ and by 13% YoY
Atlanticus Holdings's return on assets has decreased by 12% YoY and by 11% QoQ
ATLC's return on sales is down by 8% year-on-year and by 8% since the previous quarter

Dividends

What is ATLC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for ATLC.

Financial health

How did Atlanticus Holdings financials performed over time
The total assets is 27% more than the total liabilities
The total assets has soared by 60% YoY
The total liabilities has soared by 60% YoY
Atlanticus Holdings's equity has surged by 131% YoY but it has decreased by 4.8% QoQ
The debt has surged by 63% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.