ATLC Atlanticus Holdings Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ATLC

Price (delayed)

$30.89

Market cap

$450.61M

P/E Ratio

5.93

Dividend/share

N/A

EPS

$5.21

Enterprise value

$2B

Founded in 1996, Atlanticus' business utilizes proprietary analytics and a flexible technology platform to enable financial institutions to provide various credit and related financial services and products to the financially ...

Highlights
Atlanticus Holdings's equity has increased by 23% YoY and by 3.7% QoQ
ATLC's EPS is down by 43% year-on-year and by 9% since the previous quarter
ATLC's net income is down by 38% year-on-year and by 7% since the previous quarter
Sector: Financial Services
Industry: Credit Services
Website: http://www.atlanticus.com
Peers: CPSS PFSI FMCC SLM

Key stats

What are the main financial stats of ATLC
Market
Shares outstanding
14.59M
Market cap
$450.61M
Enterprise value
$2B
Valuations
Price to earnings (P/E)
5.93
Price to book (P/B)
1.18
Price to sales (P/S)
1.29
EV/EBIT
15.55
EV/EBITDA
15.14
EV/Sales
5.8
Earnings
Revenue
$345.35M
EBIT
$128.8M
EBITDA
$132.34M
Free cash flow
$419.68M
Per share
EPS
$5.21
Free cash flow per share
$29.08
Book value per share
$26.11
Revenue per share
$23.93
TBVPS
$179.95
Balance sheet
Total assets
$2.6B
Total liabilities
$2.08B
Debt
$1.95B
Equity
$376.79M
Working capital
N/A
Liquidity
Debt to equity
5.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
11.73
Margins
EBITDA margin
38.3%
Gross margin
100%
Net margin
29.1%
Operating margin
37%
Efficiency
Return on assets
3.1%
Return on equity
21.3%
Return on invested capital
3.3%
Return on capital employed
N/A
Return on sales
37.3%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

ATLC stock price

How has the Atlanticus Holdings stock price performed over time
Intraday
0.49%
1 week
0.26%
1 month
0%
1 year
12.16%
YTD
17.9%
QTD
1.91%

Financial performance

How have Atlanticus Holdings's revenue and profit performed over time
Revenue
$345.35M
Gross profit
$345.35M
Operating income
$127.64M
Net income
$100.53M
Gross margin
100%
Net margin
29.1%
ATLC's net income is down by 38% year-on-year and by 7% since the previous quarter
ATLC's operating income is down by 30% YoY and by 6% QoQ
The net margin has declined by 24% year-on-year and by 6% since the previous quarter
Atlanticus Holdings's gross profit has decreased by 18% YoY

Growth

What is Atlanticus Holdings's growth rate over time

Valuation

What is Atlanticus Holdings stock price valuation
P/E
5.93
P/B
1.18
P/S
1.29
EV/EBIT
15.55
EV/EBITDA
15.14
EV/Sales
5.8
ATLC's EPS is down by 43% year-on-year and by 9% since the previous quarter
The price to earnings (P/E) is 29% higher than the 5-year quarterly average of 4.6 and 14% higher than the last 4 quarters average of 5.2
ATLC's price to book (P/B) is 93% lower than its 5-year quarterly average of 17.3 and 9% lower than its last 4 quarters average of 1.3
Atlanticus Holdings's equity has increased by 23% YoY and by 3.7% QoQ
Atlanticus Holdings's revenue has decreased by 18% YoY
The P/S is 8% higher than the 5-year quarterly average of 1.2

Efficiency

How efficient is Atlanticus Holdings business performance
ATLC's ROE has shrunk by 55% YoY and by 13% QoQ
Atlanticus Holdings's return on assets has shrunk by 53% YoY and by 11% QoQ
The company's return on invested capital fell by 43% YoY and by 8% QoQ
ATLC's return on sales is down by 14% year-on-year and by 4.4% since the previous quarter

Dividends

What is ATLC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for ATLC.

Financial health

How did Atlanticus Holdings financials performed over time
The total assets is 25% more than the total liabilities
The total liabilities has grown by 15% YoY and by 7% from the previous quarter
The total assets has grown by 15% YoY and by 6% from the previous quarter
Atlanticus Holdings's equity has increased by 23% YoY and by 3.7% QoQ
The debt has increased by 14% year-on-year and by 7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.