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ATLC Atlanticus Holdings Corp
Price (delayed)
$57.5
Market cap
$847.48M
P/E Ratio
10.44
Dividend/share
N/A
EPS
$5.51
Enterprise value
$2.77B
Founded in 1996, Atlanticus' business utilizes proprietary analytics and a flexible technology platform to enable financial institutions to provide various credit and related financial services and products to the financially
Highlights
Atlanticus Holdings's equity has increased by 21% YoY and by 6% QoQ
Atlanticus Holdings's revenue has increased by 9% YoY and by 3.3% QoQ
The price to earnings (P/E) is 105% higher than the 5-year quarterly average of 5.1 and 71% higher than the last 4 quarters average of 6.1
The debt has increased by 18% year-on-year and by 10% since the previous quarter
Key stats
What are the main financial stats of ATLC
Market
Valuations
Earnings
Shares outstanding
14.74M
Market cap
$847.48M
Enterprise value
$2.77B
Price to earnings (P/E)
10.44
Price to book (P/B)
1.85
Price to sales (P/S)
2.26
EV/EBIT
21.25
EV/EBITDA
20.46
EV/Sales
7.37
Revenue
$375.76M
Gross profit
$375.76M
Net income
$106.3M
EBIT
$130.3M
EBITDA
$135.35M
Free cash flow
$479.19M
Per share
Balance sheet
Liquidity
EPS
$5.51
EPS diluted
$4.45
Free cash flow per share
$32.5
Book value per share
$31.04
Revenue per share
$25.48
TBVPS
$206.17
Total assets
$3.04B
Total liabilities
$2.47B
Debt
$2.31B
Equity
$457.72M
Working capital
N/A
Debt to equity
5.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
14.19
Margins
Efficiency
Dividend
EBITDA margin
36%
Gross margin
100%
Net margin
28.3%
Operating margin
34.4%
Return on assets
2.9%
Return on equity
19%
Return on invested capital
2.9%
Return on capital employed
N/A
Return on sales
34.7%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
ATLC stock price
How has the Atlanticus Holdings stock price performed over time
Intraday
-0.09%
1 week
-4.79%
1 month
11.72%
1 year
57.15%
YTD
48.69%
QTD
63.91%
Financial performance
How have Atlanticus Holdings's revenue and profit performed over time
Revenue
$375.76M
Gross profit
$375.76M
Operating income
$129.42M
Net income
$106.3M
Gross margin
100%
Net margin
28.3%
Atlanticus Holdings's revenue has increased by 9% YoY and by 3.3% QoQ
Atlanticus Holdings's gross profit has increased by 9% YoY and by 3.3% QoQ
The operating margin has contracted by 7% YoY
ATLC's net income is up by 6% year-on-year and by 4.2% since the previous quarter
Growth
What is Atlanticus Holdings's growth rate over time
Valuation
What is Atlanticus Holdings stock price valuation
P/E
10.44
P/B
1.85
P/S
2.26
EV/EBIT
21.25
EV/EBITDA
20.46
EV/Sales
7.37
The price to earnings (P/E) is 105% higher than the 5-year quarterly average of 5.1 and 71% higher than the last 4 quarters average of 6.1
ATLC's EPS is up by 6% year-on-year and by 5% since the previous quarter
ATLC's price to book (P/B) is 85% lower than its 5-year quarterly average of 12.5 but 68% higher than its last 4 quarters average of 1.1
Atlanticus Holdings's equity has increased by 21% YoY and by 6% QoQ
The P/S is 74% higher than the last 4 quarters average of 1.3 and 61% higher than the 5-year quarterly average of 1.4
Atlanticus Holdings's revenue has increased by 9% YoY and by 3.3% QoQ
Efficiency
How efficient is Atlanticus Holdings business performance
The company's return on invested capital fell by 12% YoY
ATLC's ROE is down by 11% YoY
ATLC's return on sales is down by 7% year-on-year
Atlanticus Holdings's return on assets has decreased by 6% YoY but it has increased by 3.6% QoQ
Dividends
What is ATLC's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for ATLC.
Financial health
How did Atlanticus Holdings financials performed over time
The total assets is 23% more than the total liabilities
The total liabilities has grown by 19% YoY and by 9% from the previous quarter
The total assets has grown by 17% YoY and by 7% from the previous quarter
Atlanticus Holdings's equity has increased by 21% YoY and by 6% QoQ
The debt has increased by 18% year-on-year and by 10% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.