American Express Co. engages in the provision of charge and credit card products, and travel-related services. It operates through the following segments: Global Consumer Services Group, Global Commercial Services, Global Merchant and Network Services and Corporate & Other. The Global Consumer Services Group segment issues a wide range of proprietary consumer cards globally. The Global Commercial Services segment provides proprietary corporate and small business cards, payment and expense management services, and commercial financing products. The Global Merchant and Network Services segment operates a global payments network that processes and settles card transactions, acquires merchants, and provides multi-channel marketing programs and capabilities, services, and data analytics. The Corporate & Other segment covers corporate functions and certain other businesses and operations. The company was founded by Henry Wells, William G. Fargo and John Warren Butterfield on March 28, 1850 and is headquartered in New York, NY.
Highlights
The company's debt fell by 17% YoY and by 10% QoQ
The net income has contracted by 42% YoY and by 27% from the previous quarter
American Express's EPS has decreased by 41% YoY and by 27% QoQ
Key stats
What are the main financial stats of AXP
Market
Shares outstanding
805.16M
Market cap
$76.8B
Enterprise value
$85.67B
Valuations
Price to earnings (P/E)
19.79
Price to book (P/B)
3.65
Price to sales (P/S)
2.24
EV/EBIT
16.09
EV/EBITDA
12.9
EV/Sales
2.5
Earnings
Revenue
$34.26B
EBIT
$5.33B
EBITDA
$6.64B
Free cash flow
$572M
Per share
EPS
$4.82
Free cash flow per share
$0.71
Book value per share
$26.16
Revenue per share
$42.61
TBVPS
$234.59
Balance sheet
Total assets
$188.61B
Total liabilities
$167.55B
Debt
$50.36B
Equity
$21.06B
Working capital
N/A
Liquidity
Debt to equity
2.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.33
Margins
EBITDA margin
19.4%
Gross margin
100%
Net margin
11.9%
Operating margin
15.5%
Efficiency
Return on assets
2.1%
Return on equity
18.5%
Return on invested capital
2.4%
Return on capital employed
N/A
Return on sales
15.5%
Dividend
Dividend yield
1.8%
DPS
$1.72
Payout ratio
35.7%
AXP stock price
How has the American Express stock price performed over time
Financial performance
How have American Express's revenue and profit performed over time
Revenue
$34.26B
Gross profit
$34.26B
Operating income
$5.33B
Net income
$4.07B
Gross margin
100%
Net margin
11.9%
The net income has contracted by 42% YoY and by 27% from the previous quarter
The company's net margin fell by 35% YoY and by 19% QoQ
AXP's operating income is down by 35% year-on-year and by 23% since the previous quarter
The operating margin is down by 27% YoY and by 15% QoQ
Valuation
What is American Express stock price valuation
P/E
19.79
P/B
3.65
P/S
2.24
EV/EBIT
16.09
EV/EBITDA
12.9
EV/Sales
2.5
American Express's EPS has decreased by 41% YoY and by 27% QoQ
The price to earnings (P/E) is 27% higher than the last 4 quarters average of 15.6 and 18% higher than the 5-year quarterly average of 16.8
The equity has declined by 9% year-on-year
The price to book (P/B) is 6% lower than the last 4 quarters average of 3.9
American Express's revenue has decreased by 11% YoY and by 10% from the previous quarter
The P/S is 2.6% less than the last 4 quarters average of 2.3
Efficiency
How efficient is American Express business performance
The company's return on assets fell by 42% YoY and by 28% QoQ
AXP's ROE is down by 41% YoY and by 25% QoQ
The company's return on invested capital fell by 33% YoY and by 23% QoQ
American Express's return on sales has decreased by 27% YoY and by 15% QoQ
Dividends
What is AXP's dividend history
DPS
$1.72
Dividend yield
1.8%
Payout ratio
35.7%
Recent dividends
Financial health
How did American Express financials performed over time
The total assets is 13% greater than the total liabilities
The company's debt is 139% higher than its equity
The company's debt fell by 17% YoY and by 10% QoQ
AXP's debt to equity is down by 11% from the previous quarter and by 9% YoY
All financial data is based on trailing twelve months (TTM) periods - updated
quarterly, unless otherwise specified.