FBC Flagstar Bancorp Inc

Price (delayed)

$36.4

Market cap

$1.94B

P/E Ratio

4.41

Dividend/share

$0.24

EPS

$8.26

Enterprise value

$3.33B

Flagstar Bancorp, Inc. is a $31.0 billion savings and loan holding company headquartered in Troy, Mich.Flagstar Bank, FSB, provides commercial, small business, and consumer banking services through 158 branches in ...

Highlights
FBC's debt has dropped by 71% year-on-year and by 51% since the previous quarter
FBC's P/E is 61% below its 5-year quarterly average of 11.1 and 3.3% below its last 4 quarters average of 4.5
Flagstar Bancorp's net income has decreased by 32% YoY and by 18% QoQ
FBC's EPS is down by 29% year-on-year and by 18% since the previous quarter

Key stats

What are the main financial stats of FBC
Market
Shares outstanding
53.25M
Market cap
$1.94B
Enterprise value
$3.33B
Valuations
Price to earnings (P/E)
4.41
Price to book (P/B)
0.71
Price to sales (P/S)
1.14
EV/EBIT
5.89
EV/EBITDA
5.13
EV/Sales
1.97
Earnings
Revenue
$1.69B
EBIT
$565M
EBITDA
$649M
Free cash flow
$339M
Per share
EPS
$8.26
Free cash flow per share
$6.37
Book value per share
$51.35
Revenue per share
$31.79
TBVPS
$434.03
Balance sheet
Total assets
$23.24B
Total liabilities
$20.51B
Debt
$1.8B
Equity
$2.73B
Working capital
N/A
Liquidity
Debt to equity
0.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.14
Margins
EBITDA margin
38.4%
Gross margin
100%
Net margin
25.8%
Operating margin
33.4%
Efficiency
Return on assets
1.7%
Return on equity
16.5%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
33.4%
Dividend
Dividend yield
0.66%
DPS
$0.24
Payout ratio
2.9%

FBC stock price

How has the Flagstar Bancorp stock price performed over time
Intraday
1.28%
1 week
2.68%
1 month
-3.37%
1 year
-14.01%
YTD
-24.07%
QTD
2.68%

Financial performance

How have Flagstar Bancorp's revenue and profit performed over time
Revenue
$1.69B
Gross profit
$1.69B
Operating income
$565M
Net income
$437M
Gross margin
100%
Net margin
25.8%
FBC's operating income is down by 33% year-on-year and by 18% since the previous quarter
Flagstar Bancorp's net income has decreased by 32% YoY and by 18% QoQ
The company's gross profit fell by 19% YoY and by 11% QoQ
The revenue has decreased by 19% YoY and by 11% QoQ

Growth

What is Flagstar Bancorp's growth rate over time

Valuation

What is Flagstar Bancorp stock price valuation
P/E
4.41
P/B
0.71
P/S
1.14
EV/EBIT
5.89
EV/EBITDA
5.13
EV/Sales
1.97
FBC's P/E is 61% below its 5-year quarterly average of 11.1 and 3.3% below its last 4 quarters average of 4.5
FBC's EPS is down by 29% year-on-year and by 18% since the previous quarter
FBC's P/B is 36% below its 5-year quarterly average of 1.1 and 22% below its last 4 quarters average of 0.9
The equity has increased by 16% year-on-year
The stock's price to sales (P/S) is 29% less than its 5-year quarterly average of 1.6 and 13% less than its last 4 quarters average of 1.3
The revenue has decreased by 19% YoY and by 11% QoQ

Efficiency

How efficient is Flagstar Bancorp business performance
Flagstar Bancorp's ROE has decreased by 44% YoY and by 21% from the previous quarter
The ROA has contracted by 23% YoY and by 15% from the previous quarter
The ROIC has contracted by 17% YoY and by 9% from the previous quarter
FBC's return on sales is down by 17% year-on-year and by 8% since the previous quarter

Dividends

What is FBC's dividend history
DPS
$0.24
Dividend yield
0.66%
Payout ratio
2.9%
Recent dividends

Financial health

How did Flagstar Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total liabilities fell by 24% YoY and by 10% QoQ
The company's total assets fell by 21% YoY and by 9% QoQ
FBC's debt is 34% smaller than its equity
FBC's debt to equity has plunged by 75% YoY and by 51% from the previous quarter
FBC's debt has dropped by 71% year-on-year and by 51% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.