FBC Flagstar Bancorp Inc

Price (delayed)

$55.19

Market cap

$2.92B

P/E Ratio

4.47

Dividend/share

$0.18

EPS

$12.34

Enterprise value

$7.25B

Flagstar Bancorp, Inc. is a $31.0 billion savings and loan holding company headquartered in Troy, Mich.Flagstar Bank, FSB, provides commercial, small business, and consumer banking services through 158 branches in ...

Highlights
FBC's EPS has surged by 148% year-on-year and by 6% since the previous quarter
Flagstar Bancorp's net income has surged by 137% YoY and by 4.8% QoQ
FBC's P/E is 63% below its 5-year quarterly average of 12.0 but 18% above its last 4 quarters average of 3.8

Key stats

What are the main financial stats of FBC
Market
Shares outstanding
52.86M
Market cap
$2.92B
Enterprise value
$7.25B
Valuations
Price to earnings (P/E)
4.47
Price to book (P/B)
1.17
Price to sales (P/S)
1.36
EV/EBIT
8.2
EV/EBITDA
7.55
EV/Sales
3.38
Earnings
Revenue
$2.15B
EBIT
$884M
EBITDA
$960M
Free cash flow
-$4.02B
Per share
EPS
$12.34
Free cash flow per share
-$76.11
Book value per share
$47.35
Revenue per share
$40.65
TBVPS
$510.06
Balance sheet
Total assets
$27.07B
Total liabilities
$24.57B
Debt
$4.68B
Equity
$2.5B
Working capital
N/A
Liquidity
Debt to equity
1.87
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.52
Margins
EBITDA margin
44.8%
Gross margin
100%
Net margin
31.3%
Operating margin
41.2%
Efficiency
Return on assets
2.3%
Return on equity
29.1%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
41.2%
Dividend
Dividend yield
0.33%
DPS
$0.18
Payout ratio
1.5%

FBC stock price

How has the Flagstar Bancorp stock price performed over time
Intraday
-1.38%
1 week
1.14%
1 month
11.95%
1 year
72.74%
YTD
35.4%
QTD
8.68%

Financial performance

How have Flagstar Bancorp's revenue and profit performed over time
Revenue
$2.15B
Gross profit
$2.15B
Operating income
$884M
Net income
$672M
Gross margin
100%
Net margin
31.3%
FBC's operating income has surged by 152% year-on-year and by 5% since the previous quarter
Flagstar Bancorp's net income has surged by 137% YoY and by 4.8% QoQ
The company's operating margin has surged by 60% YoY and by 3% QoQ
The company's gross profit has surged by 58% YoY

Growth

What is Flagstar Bancorp's growth rate over time

Valuation

What is Flagstar Bancorp stock price valuation
P/E
4.47
P/B
1.17
P/S
1.36
EV/EBIT
8.2
EV/EBITDA
7.55
EV/Sales
3.38
FBC's EPS has surged by 148% year-on-year and by 6% since the previous quarter
FBC's P/E is 63% below its 5-year quarterly average of 12.0 but 18% above its last 4 quarters average of 3.8
FBC's P/B is 30% above its last 4 quarters average of 0.9 and 6% above its 5-year quarterly average of 1.1
The equity has increased by 27% year-on-year and by 6% since the previous quarter
The revenue has soared by 58% YoY
The stock's price to sales (P/S) is 24% less than its 5-year quarterly average of 1.8 but 24% more than its last 4 quarters average of 1.1

Efficiency

How efficient is Flagstar Bancorp business performance
The ROIC has soared by 117% YoY and by 8% from the previous quarter
The ROA has soared by 109% YoY and by 4.5% from the previous quarter
Flagstar Bancorp's ROE has soared by 89% YoY
FBC's return on sales has surged by 60% year-on-year and by 3% since the previous quarter

Dividends

What is FBC's dividend history
DPS
$0.18
Dividend yield
0.33%
Payout ratio
1.5%
Recent dividends

Financial health

How did Flagstar Bancorp financials performed over time
The company's total assets is 10% higher than its total liabilities
The company's total liabilities fell by 9% QoQ and by 3.6% YoY
The company's total assets fell by 8% QoQ
FBC's debt is 87% greater than its equity
FBC's debt to equity is down by 28% from the previous quarter and by 27% YoY
The equity has increased by 27% year-on-year and by 6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.