ELVT Elevate Credit Inc

Price (delayed)

$2.42

Market cap

$75.86M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$1.77

Enterprise value

$477.16M

Elevate, together with the banks that license its marketing and technology services, has originated $8.6 billion in non-prime credit to more than 2.5 million non-prime consumers to date and has ...

Highlights
The equity has surged by 75% since the previous quarter and by 14% year-on-year
The revenue has grown by 15% YoY and by 8% from the previous quarter
Elevate Credit's EPS has shrunk by 81% QoQ
The company's net income has shrunk by 79% QoQ

Key stats

What are the main financial stats of ELVT
Market
Shares outstanding
31.35M
Market cap
$75.86M
Enterprise value
$477.16M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.39
Price to sales (P/S)
0.17
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.06
Earnings
Revenue
$451.15M
EBIT
-$33.83M
EBITDA
-$17.69M
Free cash flow
$154.04M
Per share
EPS
-$1.77
Free cash flow per share
$4.91
Book value per share
$6.17
Revenue per share
$14.38
TBVPS
$24.62
Balance sheet
Total assets
$779.5M
Total liabilities
$588.5M
Debt
$511.66M
Equity
$191M
Working capital
N/A
Liquidity
Debt to equity
2.68
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-22.69
Margins
EBITDA margin
-3.9%
Gross margin
31.9%
Net margin
-13.4%
Operating margin
-2.8%
Efficiency
Return on assets
-8.9%
Return on equity
-40.2%
Return on invested capital
-3.3%
Return on capital employed
N/A
Return on sales
-7.5%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

ELVT stock price

How has the Elevate Credit stock price performed over time
Intraday
-2.42%
1 week
-5.84%
1 month
-11.36%
1 year
-32.21%
YTD
-18.52%
QTD
-20.92%

Financial performance

How have Elevate Credit's revenue and profit performed over time
Revenue
$451.15M
Gross profit
$143.95M
Operating income
-$12.71M
Net income
-$60.24M
Gross margin
31.9%
Net margin
-13.4%
ELVT's operating income has dropped by 166% since the previous quarter and by 111% year-on-year
The company's operating margin has shrunk by 161% QoQ and by 109% YoY
The company's net income has shrunk by 79% QoQ
Elevate Credit's net margin has plunged by 65% from the previous quarter

Growth

What is Elevate Credit's growth rate over time

Valuation

What is Elevate Credit stock price valuation
P/E
N/A
P/B
0.39
P/S
0.17
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
1.06
Elevate Credit's EPS has shrunk by 81% QoQ
The equity has surged by 75% since the previous quarter and by 14% year-on-year
ELVT's P/B is 73% below its 5-year quarterly average of 1.5 and 50% below its last 4 quarters average of 0.8
The stock's price to sales (P/S) is 43% less than its 5-year quarterly average of 0.3 and 43% less than its last 4 quarters average of 0.3
The revenue has grown by 15% YoY and by 8% from the previous quarter

Efficiency

How efficient is Elevate Credit business performance
Elevate Credit's return on sales has shrunk by 131% YoY
The ROIC has plunged by 130% YoY
ELVT's return on equity has dropped by 73% since the previous quarter
The ROA has plunged by 65% from the previous quarter

Dividends

What is ELVT's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for ELVT.

Financial health

How did Elevate Credit financials performed over time
Elevate Credit's total assets is 32% higher than its total liabilities
The company's total liabilities rose by 48% YoY but it fell by 2.2% QoQ
Elevate Credit's total assets has increased by 38% YoY and by 10% QoQ
Elevate Credit's debt is 168% more than its equity
The equity has surged by 75% since the previous quarter and by 14% year-on-year
Elevate Credit's debt has increased by 45% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.