DFS Discover Financial Services

Price (delayed)

$121.25

Market cap

$36.97B

P/E Ratio

13.64

Dividend/share

$1.32

EPS

$8.89

Enterprise value

$37.3B

Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit ...

Highlights
The company's net income has surged by 147% QoQ and by 28% YoY
The company's EPS has surged by 147% QoQ and by 33% YoY
The stock's P/E is 20% below its last 4 quarters average of 17.3 but 18% above its 5-year quarterly average of 11.7

Key stats

What are the main financial stats of DFS
Market
Shares outstanding
304.89M
Market cap
$36.97B
Enterprise value
$37.3B
Valuations
Price to earnings (P/E)
13.64
Price to book (P/B)
3.06
Price to sales (P/S)
4.63
EV/EBIT
10.6
EV/EBITDA
9.32
EV/Sales
4.64
Earnings
Revenue
$8.03B
EBIT
$3.52B
EBITDA
$4B
Free cash flow
$5.78B
Per share
EPS
$8.89
Free cash flow per share
$18.85
Book value per share
$39.63
Revenue per share
$26.19
TBVPS
$370.15
Balance sheet
Total assets
$113.87B
Total liabilities
$101.72B
Debt
$21.01B
Equity
$12.15B
Working capital
N/A
Liquidity
Debt to equity
1.73
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.08
Margins
EBITDA margin
49.8%
Gross margin
100%
Net margin
33.9%
Operating margin
44.7%
Efficiency
Return on assets
2.3%
Return on equity
25.4%
Return on invested capital
2.8%
Return on capital employed
N/A
Return on sales
43.8%
Dividend
Dividend yield
1.09%
DPS
$1.32
Payout ratio
14.8%

DFS stock price

How has the Discover Financial Services stock price performed over time
Intraday
-1.43%
1 week
-1.45%
1 month
3.79%
1 year
116.83%
YTD
33.93%
QTD
27.65%

Financial performance

How have Discover Financial Services's revenue and profit performed over time
Revenue
$8.03B
Gross profit
$8.03B
Operating income
$3.59B
Net income
$2.72B
Gross margin
100%
Net margin
33.9%
Discover Financial Services's operating income has surged by 150% QoQ and by 27% YoY
The company's net income has surged by 147% QoQ and by 28% YoY
The company's operating margin has surged by 85% QoQ and by 16% YoY
The net margin has soared by 83% from the previous quarter and by 17% YoY

Growth

What is Discover Financial Services's growth rate over time

Valuation

What is Discover Financial Services stock price valuation
P/E
13.64
P/B
3.06
P/S
4.63
EV/EBIT
10.6
EV/EBITDA
9.32
EV/Sales
4.64
The company's EPS has surged by 147% QoQ and by 33% YoY
The stock's P/E is 20% below its last 4 quarters average of 17.3 but 18% above its 5-year quarterly average of 11.7
The P/B is 48% above the 5-year quarterly average of 2.1 and 48% above the last 4 quarters average of 2.1
Discover Financial Services's equity has increased by 26% YoY and by 12% from the previous quarter
DFS's price to sales (P/S) is 42% higher than its 5-year quarterly average of 3.3 and 34% higher than its last 4 quarters average of 3.5
The revenue has grown by 35% since the previous quarter and by 9% year-on-year

Efficiency

How efficient is Discover Financial Services business performance
The ROIC has soared by 155% from the previous quarter and by 27% YoY
The company's return on equity has surged by 133% QoQ and by 34% YoY
The ROA has soared by 130% from the previous quarter and by 21% YoY
The company's return on sales has surged by 86% QoQ and by 16% YoY

Dividends

What is DFS's dividend history
DPS
$1.32
Dividend yield
1.09%
Payout ratio
14.8%
Recent dividends

Financial health

How did Discover Financial Services financials performed over time
The total assets is 12% more than the total liabilities
The debt is 73% more than the equity
DFS's debt to equity is down by 36% year-on-year and by 11% since the previous quarter
Discover Financial Services's equity has increased by 26% YoY and by 12% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.