DFS Discover Financial Services

Price (delayed)

$99.17

Market cap

$27.86B

P/E Ratio

5.83

Dividend/share

$2.1

EPS

$17.01

Enterprise value

$35.35B

Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit ...

Highlights
The stock's P/E is 49% below its 5-year quarterly average of 10.9 and 21% below its last 4 quarters average of 7.0
The debt has decreased by 18% YoY and by 15% from the previous quarter
The company's EPS has surged by 91% YoY but it fell by 4.7% QoQ
The company's net income has surged by 84% YoY but it fell by 6% QoQ

Key stats

What are the main financial stats of DFS
Market
Shares outstanding
280.97M
Market cap
$27.86B
Enterprise value
$35.35B
Valuations
Price to earnings (P/E)
5.83
Price to book (P/B)
2.1
Price to sales (P/S)
2.47
EV/EBIT
5.43
EV/EBITDA
5
EV/Sales
3.09
Earnings
Revenue
$11.46B
EBIT
$6.52B
EBITDA
$7.07B
Free cash flow
$6.04B
Per share
EPS
$17.01
Free cash flow per share
$21.2
Book value per share
$47.15
Revenue per share
$40.21
TBVPS
$376.12
Balance sheet
Total assets
$107.41B
Total liabilities
$93.98B
Debt
$17.13B
Equity
$13.43B
Working capital
N/A
Liquidity
Debt to equity
1.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.06
Margins
EBITDA margin
61.7%
Gross margin
100%
Net margin
43.7%
Operating margin
57.6%
Efficiency
Return on assets
4.6%
Return on equity
37.6%
Return on invested capital
5.6%
Return on capital employed
N/A
Return on sales
56.9%
Dividend
Dividend yield
2.12%
DPS
$2.1
Payout ratio
12.3%

DFS stock price

How has the Discover Financial Services stock price performed over time
Intraday
5.39%
1 week
5.03%
1 month
-5.03%
1 year
-17.79%
YTD
-14.18%
QTD
-10%

Financial performance

How have Discover Financial Services's revenue and profit performed over time
Revenue
$11.46B
Gross profit
$11.46B
Operating income
$6.6B
Net income
$5.01B
Gross margin
100%
Net margin
43.7%
Discover Financial Services's operating income has surged by 84% YoY but it has decreased by 7% QoQ
The company's net income has surged by 84% YoY but it fell by 6% QoQ
Discover Financial Services's gross profit has increased by 43% YoY but it has decreased by 3.5% from the previous quarter
The revenue has grown by 43% year-on-year but it has declined by 3.5% since the previous quarter

Growth

What is Discover Financial Services's growth rate over time

Valuation

What is Discover Financial Services stock price valuation
P/E
5.83
P/B
2.1
P/S
2.47
EV/EBIT
5.43
EV/EBITDA
5
EV/Sales
3.09
The company's EPS has surged by 91% YoY but it fell by 4.7% QoQ
The stock's P/E is 49% below its 5-year quarterly average of 10.9 and 21% below its last 4 quarters average of 7.0
The P/B is 23% below the last 4 quarters average of 2.6 and 9% below the 5-year quarterly average of 2.2
Discover Financial Services's equity has increased by 11% YoY
The revenue has grown by 43% year-on-year but it has declined by 3.5% since the previous quarter
DFS's price to sales (P/S) is 27% lower than its 5-year quarterly average of 3.2 and 22% lower than its last 4 quarters average of 3.0

Efficiency

How efficient is Discover Financial Services business performance
The ROA has soared by 100% YoY but it has contracted by 4.2% from the previous quarter
The ROIC has soared by 100% YoY but it has contracted by 8% from the previous quarter
The company's return on equity rose by 48% YoY but it fell by 9% QoQ
The company's return on sales rose by 30% YoY but it fell by 3.1% QoQ

Dividends

What is DFS's dividend history
DPS
$2.1
Dividend yield
2.12%
Payout ratio
12.3%
Recent dividends

Financial health

How did Discover Financial Services financials performed over time
The total assets is 14% more than the total liabilities
The company's total liabilities fell by 8% YoY and by 2.9% QoQ
The total assets has contracted by 6% YoY and by 2.6% from the previous quarter
The debt is 28% more than the equity
DFS's debt to equity is down by 26% year-on-year and by 15% since the previous quarter
The debt has decreased by 18% YoY and by 15% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.