DFS Discover Financial Services

Price (delayed)

$123.52

Market cap

$36.99B

P/E Ratio

7.89

Dividend/share

$1.38

EPS

$15.65

Enterprise value

$39.97B

Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit ...

Highlights
The revenue has soared by 84% year-on-year and by 35% since the previous quarter
Discover Financial Services's gross profit has soared by 84% YoY and by 35% from the previous quarter

Key stats

What are the main financial stats of DFS
Market
Shares outstanding
299.47M
Market cap
$36.99B
Enterprise value
$39.97B
Valuations
Price to earnings (P/E)
7.89
Price to book (P/B)
2.86
Price to sales (P/S)
3.47
EV/EBIT
6.45
EV/EBITDA
5.98
EV/Sales
3.68
Earnings
Revenue
$10.86B
EBIT
$6.19B
EBITDA
$6.68B
Free cash flow
$5.78B
Per share
EPS
$15.65
Free cash flow per share
$18.96
Book value per share
$43.2
Revenue per share
$35.62
TBVPS
$363.18
Balance sheet
Total assets
$110.99B
Total liabilities
$97.81B
Debt
$19.35B
Equity
$13.17B
Working capital
N/A
Liquidity
Debt to equity
1.47
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.45
Margins
EBITDA margin
61.5%
Gross margin
100%
Net margin
44%
Operating margin
57.8%
Efficiency
Return on assets
4.1%
Return on equity
41.2%
Return on invested capital
5%
Return on capital employed
N/A
Return on sales
57%
Dividend
Dividend yield
1.12%
DPS
$1.38
Payout ratio
8.8%

DFS stock price

How has the Discover Financial Services stock price performed over time
Intraday
-0.63%
1 week
2.51%
1 month
-5.94%
1 year
107.46%
YTD
36.44%
QTD
4.42%

Financial performance

How have Discover Financial Services's revenue and profit performed over time
Revenue
$10.86B
Gross profit
$10.86B
Operating income
$6.28B
Net income
$4.78B
Gross margin
100%
Net margin
44%
The net margin has soared by 157% YoY and by 30% from the previous quarter
The company's operating margin has surged by 148% YoY and by 29% QoQ
The revenue has soared by 84% year-on-year and by 35% since the previous quarter
Discover Financial Services's gross profit has soared by 84% YoY and by 35% from the previous quarter

Growth

What is Discover Financial Services's growth rate over time

Valuation

What is Discover Financial Services stock price valuation
P/E
7.89
P/B
2.86
P/S
3.47
EV/EBIT
6.45
EV/EBITDA
5.98
EV/Sales
3.68
The company's EPS has surged by 76% QoQ
The stock's P/E is 48% below its last 4 quarters average of 15.3 and 32% below its 5-year quarterly average of 11.6
Discover Financial Services's equity has increased by 37% YoY and by 8% from the previous quarter
The P/B is 31% above the 5-year quarterly average of 2.2 and 20% above the last 4 quarters average of 2.4
The revenue has soared by 84% year-on-year and by 35% since the previous quarter
DFS's price to sales (P/S) is 6% higher than its 5-year quarterly average of 3.3 but 6% lower than its last 4 quarters average of 3.7

Efficiency

How efficient is Discover Financial Services business performance
The company's return on sales has surged by 152% YoY and by 30% QoQ
The ROIC has soared by 79% from the previous quarter
The ROA has soared by 78% from the previous quarter
The company's return on equity has surged by 62% QoQ

Dividends

What is DFS's dividend history
DPS
$1.38
Dividend yield
1.12%
Payout ratio
8.8%
Recent dividends

Financial health

How did Discover Financial Services financials performed over time
The total assets is 13% more than the total liabilities
The company's total liabilities fell by 6% YoY and by 3.8% QoQ
The total assets has contracted by 2.5% from the previous quarter and by 2.5% YoY
The debt is 47% more than the equity
DFS's debt to equity is down by 39% year-on-year and by 15% since the previous quarter
Discover Financial Services's equity has increased by 37% YoY and by 8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.