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DFS Discover Financial Services
- Stocks
- Financial Services
- NYSE: DFS
Price (delayed)
$202.47
Market cap
$50.95B
P/E Ratio
10.82
Dividend/share
$2.8
EPS
$18.72
Enterprise value
$52.66B
Discover Financial Services is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit
Highlights
The company's net income has surged by 80% YoY and by 6% QoQ
The company's EPS has surged by 79% YoY and by 6% QoQ
The stock's P/E is 12% above its last 4 quarters average of 9.7 and 8% above its 5-year quarterly average of 10.0
Key stats
What are the main financial stats of DFS
Market
Valuations
Earnings
Shares outstanding
251.65M
Market cap
$50.95B
Enterprise value
$52.66B
Price to earnings (P/E)
10.82
Price to book (P/B)
2.69
Price to sales (P/S)
3.82
EV/EBIT
8.34
EV/EBITDA
8.07
EV/Sales
3.95
Revenue
$13.34B
Gross profit
$13.34B
Operating income
$6.4B
Net income
$4.7B
EBIT
$6.31B
EBITDA
$6.53B
Free cash flow
$8.51B
Per share
Balance sheet
Liquidity
EPS
$18.72
EPS diluted
$18.71
Free cash flow per share
$33.83
Book value per share
$75.37
Revenue per share
$53.03
TBVPS
$586.87
Total assets
$147.91B
Total liabilities
$128.95B
Debt
$14.54B
Equity
$18.96B
Working capital
N/A
Debt to equity
0.77
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.26
Margins
Efficiency
Dividend
EBITDA margin
48.9%
Gross margin
100%
Net margin
35.2%
Operating margin
48%
Return on assets
3.1%
Return on equity
26.9%
Return on invested capital
4.1%
Return on capital employed
N/A
Return on sales
47.3%
Dividend yield
1.38%
DPS
$2.8
Payout ratio
15%
DFS stock price
How has the Discover Financial Services stock price performed over time
Intraday
6.52%
1 week
6.43%
1 month
28.93%
1 year
64.08%
YTD
16.88%
QTD
18.61%
Financial performance
How have Discover Financial Services's revenue and profit performed over time
Revenue
$13.34B
Gross profit
$13.34B
Operating income
$6.4B
Net income
$4.7B
Gross margin
100%
Net margin
35.2%
Discover Financial Services's operating income has surged by 82% YoY and by 5% QoQ
The company's net income has surged by 80% YoY and by 6% QoQ
The revenue has grown by 36% year-on-year and by 2.6% since the previous quarter
Discover Financial Services's gross profit has increased by 36% YoY and by 2.6% from the previous quarter
Price vs fundamentals
How does DFS's price correlate with its fundamentals
Growth
What is Discover Financial Services's growth rate over time
Valuation
What is Discover Financial Services stock price valuation
P/E
10.82
P/B
2.69
P/S
3.82
EV/EBIT
8.34
EV/EBITDA
8.07
EV/Sales
3.95
The company's EPS has surged by 79% YoY and by 6% QoQ
The stock's P/E is 12% above its last 4 quarters average of 9.7 and 8% above its 5-year quarterly average of 10.0
Discover Financial Services's equity has increased by 29% YoY and by 6% from the previous quarter
The P/B is 28% above the 5-year quarterly average of 2.1 and 22% above the last 4 quarters average of 2.2
The revenue has grown by 36% year-on-year and by 2.6% since the previous quarter
DFS's price to sales (P/S) is 27% higher than its 5-year quarterly average of 3.0 and 23% higher than its last 4 quarters average of 3.1
Efficiency
How efficient is Discover Financial Services business performance
The ROIC has soared by 86% YoY and by 8% from the previous quarter
The ROA has soared by 72% YoY and by 7% from the previous quarter
The company's return on equity rose by 47% YoY
The company's return on sales rose by 35% YoY and by 2.8% QoQ
Dividends
What is DFS's dividend history
DPS
$2.8
Dividend yield
1.38%
Payout ratio
15%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Discover Financial Services financials performed over time
The total assets is 15% more than the total liabilities
The company's total liabilities fell by 7% YoY
The total assets has contracted by 3.1% YoY
The debt is 23% less than the equity
DFS's debt to equity is down by 45% year-on-year and by 15% since the previous quarter
Discover Financial Services's equity has increased by 29% YoY and by 6% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.