CURO CURO Group Holdings Corp

Price (delayed)

$16.95

Market cap

$702.23M

P/E Ratio

4.76

Dividend/share

$0.28

EPS

$3.56

Enterprise value

$1.49B

CURO Group Holdings Corp., operating in two countries and powered by its fully integrated technology platform, is a provider of credit to non-prime consumers. In 1997, the Company was founded ...

Highlights
The equity has soared by 187% YoY and by 67% from the previous quarter
CURO's net income has soared by 127% from the previous quarter and by 27% YoY
CURO Group Holdings's gross profit has decreased by 13% YoY but it has increased by 2.6% from the previous quarter
The debt is up by 23% year-on-year
The revenue has contracted by 13% YoY

Key stats

What are the main financial stats of CURO
Market
Shares outstanding
41.43M
Market cap
$702.23M
Enterprise value
$1.49B
Valuations
Price to earnings (P/E)
4.76
Price to book (P/B)
2.65
Price to sales (P/S)
1.26
EV/EBIT
5.45
EV/EBITDA
5.07
EV/Sales
2.65
Earnings
Revenue
$562.43M
EBIT
$273.05M
EBITDA
$293.99M
Free cash flow
$282.24M
Per share
EPS
$3.56
Free cash flow per share
$6.78
Book value per share
$6.41
Revenue per share
$13.5
TBVPS
$30.5
Balance sheet
Total assets
$1.54B
Total liabilities
$1.28B
Debt
$1.13B
Equity
$266.7M
Working capital
N/A
Liquidity
Debt to equity
4.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.68
Margins
EBITDA margin
52.3%
Gross margin
56.7%
Net margin
26.2%
Operating margin
23.1%
Efficiency
Return on assets
11.2%
Return on equity
87.9%
Return on invested capital
14.8%
Return on capital employed
N/A
Return on sales
48.5%
Dividend
Dividend yield
1.62%
DPS
$0.28
Payout ratio
7.7%

CURO stock price

How has the CURO Group Holdings stock price performed over time
Intraday
1.99%
1 week
1.56%
1 month
-0.06%
1 year
122.73%
YTD
18.28%
QTD
-0.29%

Financial performance

How have CURO Group Holdings's revenue and profit performed over time
Revenue
$562.43M
Gross profit
$318.71M
Operating income
$130.03M
Net income
$147.57M
Gross margin
56.7%
Net margin
26.2%
CURO's net income has soared by 127% from the previous quarter and by 27% YoY
The net margin has surged by 122% since the previous quarter and by 46% year-on-year
CURO's operating income is down by 39% year-on-year and by 10% since the previous quarter
CURO's operating margin is down by 30% year-on-year and by 12% since the previous quarter

Growth

What is CURO Group Holdings's growth rate over time

Valuation

What is CURO Group Holdings stock price valuation
P/E
4.76
P/B
2.65
P/S
1.26
EV/EBIT
5.45
EV/EBITDA
5.07
EV/Sales
2.65
The EPS has surged by 124% since the previous quarter and by 29% year-on-year
The stock's price to earnings (P/E) is 23% less than its last 4 quarters average of 6.1
The equity has soared by 187% YoY and by 67% from the previous quarter
CURO's P/B is 24% lower than its last 4 quarters average of 3.4
The stock's price to sales (P/S) is 23% more than its last 4 quarters average of 1.0
The revenue has contracted by 13% YoY

Efficiency

How efficient is CURO Group Holdings business performance
The ROA has soared by 107% QoQ and by 4.7% YoY
The return on sales has surged by 76% since the previous quarter and by 48% year-on-year
CURO's return on equity has surged by 68% since the previous quarter but it has dropped by 55% year-on-year
CURO's return on invested capital has surged by 66% since the previous quarter and by 17% year-on-year

Dividends

What is CURO's dividend history
DPS
$0.28
Dividend yield
1.62%
Payout ratio
7.7%
Recent dividends

Financial health

How did CURO Group Holdings financials performed over time
The total assets is 21% greater than the total liabilities
The total assets rose by 37% year-on-year and by 10% since the previous quarter
CURO's total liabilities is up by 24% year-on-year and by 2.4% since the previous quarter
The equity has soared by 187% YoY and by 67% from the previous quarter
The debt to equity has plunged by 57% YoY and by 39% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.