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BMTX BM Technologies Inc
Price (delayed)
$3.26
Market cap
$39.44M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$1.03
Enterprise value
$26.99M
BM Technologies, Inc. is among the largest mobile-first banking platforms in the U.S., providing access to checking and savings accounts, personal loans and credit cards. BankMobile was named the “Most
Highlights
BM Technologies's EPS has increased by 35% YoY
The gross margin rose by 10% YoY and by 5% QoQ
The net income is up by 35% year-on-year but it is down by 3.2% since the previous quarter
The equity has contracted by 31% YoY and by 15% from the previous quarter
The quick ratio fell by 20% QoQ and by 9% YoY
Key stats
What are the main financial stats of BMTX
Market
Valuations
Earnings
Shares outstanding
12.1M
Market cap
$39.44M
Enterprise value
$26.99M
Price to earnings (P/E)
N/A
Price to book (P/B)
1.5
Price to sales (P/S)
0.67
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.47
Revenue
$57.5M
EBIT
-$11.98M
EBITDA
-$3.5M
Free cash flow
$1.21M
Per share
Balance sheet
Liquidity
EPS
-$1.03
Free cash flow per share
$0.1
Book value per share
$2.17
Revenue per share
$4.88
TBVPS
$1.91
Total assets
$47.99M
Total liabilities
$21.87M
Debt
$0
Equity
$26.12M
Working capital
$438,000
Debt to equity
0
Current ratio
1.02
Quick ratio
0.86
Net debt/EBITDA
3.56
Margins
Efficiency
Dividend
EBITDA margin
-6.1%
Gross margin
59.7%
Net margin
-20.9%
Operating margin
-19.2%
Return on assets
-23.4%
Return on equity
-39.3%
Return on invested capital
N/A
Return on capital employed
-45.5%
Return on sales
-20.8%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
BMTX stock price
How has the BM Technologies stock price performed over time
Intraday
-4.4%
1 week
-4.12%
1 month
-4.12%
1 year
21.64%
YTD
59.02%
QTD
-4.12%
Financial performance
How have BM Technologies's revenue and profit performed over time
Revenue
$57.5M
Gross profit
$34.3M
Operating income
-$11.02M
Net income
-$12M
Gross margin
59.7%
Net margin
-20.9%
BM Technologies's operating income has surged by 53% YoY and by 15% QoQ
BM Technologies's operating margin has increased by 49% YoY and by 15% QoQ
The net income is up by 35% year-on-year but it is down by 3.2% since the previous quarter
BMTX's net margin is up by 31% year-on-year but it is down by 3.5% since the previous quarter
Growth
What is BM Technologies's growth rate over time
Valuation
What is BM Technologies stock price valuation
P/E
N/A
P/B
1.5
P/S
0.67
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.47
BM Technologies's EPS has increased by 35% YoY
The P/B is 96% more than the last 4 quarters average of 0.8 but 83% less than the 5-year quarterly average of 9.5
The equity has contracted by 31% YoY and by 15% from the previous quarter
BMTX's price to sales (P/S) is 75% higher than its last 4 quarters average of 0.4 but 42% lower than its 5-year quarterly average of 1.2
The company's revenue fell by 7% YoY
Efficiency
How efficient is BM Technologies business performance
BM Technologies's return on sales has increased by 40% YoY but it has decreased by 3.5% QoQ
BMTX's ROA is up by 14% year-on-year but it is down by 9% since the previous quarter
The ROE has decreased by 13% QoQ but it has increased by 4.8% YoY
Dividends
What is BMTX's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for BMTX.
Financial health
How did BM Technologies financials performed over time
BM Technologies's total assets is 119% more than its total liabilities
BM Technologies's current ratio has decreased by 31% YoY and by 18% QoQ
The quick ratio fell by 20% QoQ and by 9% YoY
BMTX's debt is 100% smaller than its equity
The equity has contracted by 31% YoY and by 15% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.