BMTX BM Technologies Inc

Price (delayed)

$1.65

Market cap

$19.59M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$1.52

Enterprise value

$10.78M

BM Technologies, Inc. is among the largest mobile-first banking platforms in the U.S., providing access to checking and savings accounts, personal loans and credit cards. BankMobile was named the “Most ...

Highlights
The net income is up by 5% since the previous quarter
BM Technologies's EPS has increased by 4.4% QoQ
The quick ratio fell by 32% YoY but it rose by 16% QoQ
The gross profit has plunged by 56% YoY and by 17% from the previous quarter
The company's revenue fell by 39% YoY and by 8% QoQ

Key stats

What are the main financial stats of BMTX
Market
Shares outstanding
11.87M
Market cap
$19.59M
Enterprise value
$10.78M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.57
Price to sales (P/S)
0.34
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.19
Earnings
Revenue
$56.9M
EBIT
-$19.77M
EBITDA
-$7.4M
Free cash flow
-$14.99M
Per share
EPS
-$1.52
Free cash flow per share
-$1.3
Book value per share
$2.88
Revenue per share
$4.92
TBVPS
$2.07
Balance sheet
Total assets
$51.05M
Total liabilities
$16.81M
Debt
$0
Equity
$34.24M
Working capital
$7.45M
Liquidity
Debt to equity
0
Current ratio
1.47
Quick ratio
1.09
Net debt/EBITDA
1.19
Margins
EBITDA margin
-13%
Gross margin
49.2%
Net margin
-30.9%
Operating margin
-41.1%
Efficiency
Return on assets
-28.5%
Return on equity
-43.1%
Return on invested capital
N/A
Return on capital employed
-56.3%
Return on sales
-34.7%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

BMTX stock price

How has the BM Technologies stock price performed over time
Intraday
2.48%
1 week
-4.07%
1 month
-7.87%
1 year
-50.6%
YTD
-19.51%
QTD
-19.51%

Financial performance

How have BM Technologies's revenue and profit performed over time
Revenue
$56.9M
Gross profit
$27.98M
Operating income
-$23.37M
Net income
-$17.55M
Gross margin
49.2%
Net margin
-30.9%
The gross profit has plunged by 56% YoY and by 17% from the previous quarter
The company's revenue fell by 39% YoY and by 8% QoQ
The gross margin fell by 28% YoY and by 9% QoQ
BM Technologies's operating margin has decreased by 10% QoQ

Growth

What is BM Technologies's growth rate over time

Valuation

What is BM Technologies stock price valuation
P/E
N/A
P/B
0.57
P/S
0.34
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.19
BM Technologies's EPS has increased by 4.4% QoQ
The P/B is 96% less than the 5-year quarterly average of 16.1 and 43% less than the last 4 quarters average of 1.0
The equity has contracted by 32% YoY and by 10% from the previous quarter
BMTX's price to sales (P/S) is 43% lower than its last 4 quarters average of 0.6
The company's revenue fell by 39% YoY and by 8% QoQ

Efficiency

How efficient is BM Technologies business performance
BMTX's ROA is down by 4.4% since the previous quarter
The ROE has decreased by 4.4% QoQ

Dividends

What is BMTX's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for BMTX.

Financial health

How did BM Technologies financials performed over time
BM Technologies's total liabilities has decreased by 35% YoY and by 20% QoQ
BM Technologies's total assets has decreased by 33% YoY and by 14% from the previous quarter
BMTX's debt is 100% smaller than its equity
The equity has contracted by 32% YoY and by 10% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.