BMTX BM Technologies Inc

Price (delayed)

$3.08

Market cap

$37.12M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$1.01

Enterprise value

$22.49M

BM Technologies, Inc. is among the largest mobile-first banking platforms in the U.S., providing access to checking and savings accounts, personal loans and credit cards. BankMobile was named the “Most ...

Highlights
BM Technologies's EPS has increased by 33% QoQ but it has decreased by 22% YoY
The net income is up by 33% since the previous quarter but it is down by 20% year-on-year
The equity has contracted by 26% YoY

Key stats

What are the main financial stats of BMTX
Market
Shares outstanding
12.05M
Market cap
$37.12M
Enterprise value
$22.49M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.18
Price to sales (P/S)
0.62
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.39
Earnings
Revenue
$57.95M
EBIT
-$11.6M
EBITDA
-$1.65M
Free cash flow
$3.92M
Per share
EPS
-$1.01
Free cash flow per share
$0.33
Book value per share
$2.6
Revenue per share
$4.94
TBVPS
$2.16
Balance sheet
Total assets
$50.98M
Total liabilities
$20.09M
Debt
$0
Equity
$30.88M
Working capital
$4.8M
Liquidity
Debt to equity
0
Current ratio
1.24
Quick ratio
1.07
Net debt/EBITDA
8.89
Margins
EBITDA margin
-2.8%
Gross margin
56.4%
Net margin
-20.1%
Operating margin
-22.3%
Efficiency
Return on assets
-21.5%
Return on equity
-34.7%
Return on invested capital
N/A
Return on capital employed
-37.5%
Return on sales
-20%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

BMTX stock price

How has the BM Technologies stock price performed over time
Intraday
0.65%
1 week
18.92%
1 month
45.97%
1 year
-13.48%
YTD
50.24%
QTD
36.89%

Financial performance

How have BM Technologies's revenue and profit performed over time
Revenue
$57.95M
Gross profit
$32.68M
Operating income
-$12.95M
Net income
-$11.62M
Gross margin
56.4%
Net margin
-20.1%
BMTX's net margin is down by 49% year-on-year but it is up by 36% since the previous quarter
BM Technologies's operating margin has increased by 38% QoQ and by 14% YoY
BM Technologies's operating income has increased by 35% QoQ and by 30% YoY
The net income is up by 33% since the previous quarter but it is down by 20% year-on-year

Growth

What is BM Technologies's growth rate over time

Valuation

What is BM Technologies stock price valuation
P/E
N/A
P/B
1.18
P/S
0.62
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.39
BM Technologies's EPS has increased by 33% QoQ but it has decreased by 22% YoY
The P/B is 90% less than the 5-year quarterly average of 11.7 but 48% more than the last 4 quarters average of 0.8
The equity has contracted by 26% YoY
BMTX's price to sales (P/S) is 55% higher than its last 4 quarters average of 0.4 but 48% lower than its 5-year quarterly average of 1.2
The company's revenue fell by 19% YoY but it rose by 4.9% QoQ

Efficiency

How efficient is BM Technologies business performance
The ROE has shrunk by 74% YoY but it has increased by 27% QoQ
BMTX's ROA has dropped by 62% year-on-year but it is up by 29% since the previous quarter
BM Technologies's return on sales has increased by 36% QoQ but it has decreased by 23% YoY

Dividends

What is BMTX's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for BMTX.

Financial health

How did BM Technologies financials performed over time
BM Technologies's total assets is 154% more than its total liabilities
BM Technologies's current ratio has decreased by 22% YoY
BM Technologies's total assets has decreased by 22% YoY and by 7% from the previous quarter
BMTX's debt is 100% smaller than its equity
The equity has contracted by 26% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.