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BMTX BM Technologies Inc
Price (delayed)
$4.77
Market cap
$57.71M
P/E Ratio
N/A
Dividend/share
N/A
EPS
-$1.11
Enterprise value
$46.49M
BM Technologies, Inc. is among the largest mobile-first banking platforms in the U.S., providing access to checking and savings accounts, personal loans and credit cards. BankMobile was named the “Most
Highlights
The gross profit has grown by 28% YoY and by 3.9% from the previous quarter
The gross margin rose by 26% YoY and by 4.5% QoQ
BM Technologies's EPS has increased by 27% YoY but it has decreased by 8% QoQ
The net income is up by 26% year-on-year but it is down by 9% since the previous quarter
The equity has contracted by 37% YoY and by 18% from the previous quarter
The quick ratio fell by 33% YoY and by 15% QoQ
Key stats
What are the main financial stats of BMTX
Market
Valuations
Earnings
Shares outstanding
12.1M
Market cap
$57.71M
Enterprise value
$46.49M
Price to earnings (P/E)
N/A
Price to book (P/B)
2.68
Price to sales (P/S)
0.99
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.82
Revenue
$56.84M
EBIT
-$13.02M
EBITDA
-$6.04M
Free cash flow
$2.69M
Per share
Balance sheet
Liquidity
EPS
-$1.11
Free cash flow per share
$0.23
Book value per share
$1.78
Revenue per share
$4.82
TBVPS
$1.6
Total assets
$43.84M
Total liabilities
$22.32M
Debt
$0
Equity
$21.53M
Working capital
-$3.72M
Debt to equity
0
Current ratio
0.83
Quick ratio
0.73
Net debt/EBITDA
1.86
Margins
Efficiency
Dividend
EBITDA margin
-10.6%
Gross margin
62.7%
Net margin
-22.9%
Operating margin
-21.6%
Return on assets
-26.4%
Return on equity
-47.6%
Return on invested capital
N/A
Return on capital employed
-60%
Return on sales
-22.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
BMTX stock price
How has the BM Technologies stock price performed over time
Intraday
0%
1 week
0.85%
1 month
46.32%
1 year
46.32%
YTD
132.68%
QTD
40.29%
Financial performance
How have BM Technologies's revenue and profit performed over time
Revenue
$56.84M
Gross profit
$35.66M
Operating income
-$12.28M
Net income
-$13.04M
Gross margin
62.7%
Net margin
-22.9%
BM Technologies's operating margin has increased by 48% YoY
BM Technologies's operating income has increased by 47% YoY and by 2.4% QoQ
The gross profit has grown by 28% YoY and by 3.9% from the previous quarter
BMTX's net margin is up by 27% year-on-year but it is down by 9% since the previous quarter
Growth
What is BM Technologies's growth rate over time
Valuation
What is BM Technologies stock price valuation
P/E
N/A
P/B
2.68
P/S
0.99
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.82
BM Technologies's EPS has increased by 27% YoY but it has decreased by 8% QoQ
The P/B is 144% more than the last 4 quarters average of 1.1 but 71% less than the 5-year quarterly average of 9.2
The equity has contracted by 37% YoY and by 18% from the previous quarter
BMTX's price to sales (P/S) is 98% higher than its last 4 quarters average of 0.5 but 10% lower than its 5-year quarterly average of 1.1
Efficiency
How efficient is BM Technologies business performance
BM Technologies's return on sales has increased by 35% YoY but it has decreased by 9% QoQ
The ROE has decreased by 21% QoQ and by 10% YoY
BMTX's ROA is down by 13% since the previous quarter but it is up by 7% year-on-year
Dividends
What is BMTX's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for BMTX.
Financial health
How did BM Technologies financials performed over time
BM Technologies's total assets is 96% more than its total liabilities
BM Technologies's current ratio has decreased by 44% YoY and by 19% QoQ
The quick ratio fell by 33% YoY and by 15% QoQ
BMTX's debt is 100% smaller than its equity
The equity has contracted by 37% YoY and by 18% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.