AEL American Equity Investment Life Holding Co

  1. Stocks
  2. Financial Services
  3. NYSE: AEL

Price (delayed)

$35.32

Market cap

$2.99B

P/E Ratio

2.72

Dividend/share

$0.36

EPS

$13

Enterprise value

$1.95B

American Equity Investment Life Insurance Company® is a full-service underwriter of fixed annuity products, with a primary emphasis on the sale of index annuities. Headquartered in West Des Moines, Iowa, ...

Highlights
The stock's price to earnings (P/E) is 64% less than its 5-year quarterly average of 7.5 and 26% less than its last 4 quarters average of 3.7
American Equity Investment Life Holding's gross margin has increased by 37% YoY and by 25% QoQ
The EPS has surged by 184% year-on-year but it has declined by 6% since the previous quarter
AEL's net income has soared by 158% YoY but it is down by 8% from the previous quarter
AEL's revenue has dropped by 62% year-on-year and by 24% since the previous quarter
The debt has soared by 52% YoY
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.american-equity.com
Peers: CIA NWLI VOYA AFG

Key stats

What are the main financial stats of AEL
Market
Shares outstanding
84.78M
Market cap
$2.99B
Enterprise value
$1.95B
Valuations
Price to earnings (P/E)
2.72
Price to book (P/B)
0.96
Price to sales (P/S)
2.14
EV/EBIT
1.23
EV/EBITDA
1.22
EV/Sales
1.37
Earnings
Revenue
$1.42B
EBIT
$1.58B
EBITDA
$1.6B
Free cash flow
$1.28B
Per share
EPS
$13
Free cash flow per share
$14.92
Book value per share
$36.98
Revenue per share
$16.52
TBVPS
$862.59
Balance sheet
Total assets
$73.93B
Total liabilities
$70.74B
Debt
$870.83M
Equity
$3.17B
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.66
Margins
EBITDA margin
112.9%
Gross margin
35%
Net margin
86.3%
Operating margin
-54.3%
Efficiency
Return on assets
1.6%
Return on equity
30.5%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
111.9%
Dividend
Dividend yield
1.02%
DPS
$0.36
Payout ratio
2.8%

AEL stock price

How has the American Equity Investment Life Holding stock price performed over time
Intraday
0.97%
1 week
6.64%
1 month
-14.93%
1 year
-11.79%
YTD
-22.58%
QTD
-22.58%

Financial performance

How have American Equity Investment Life Holding's revenue and profit performed over time
Revenue
$1.42B
Gross profit
$494.75M
Operating income
-$768.71M
Net income
$1.22B
Gross margin
35%
Net margin
86.3%
AEL's net income has soared by 158% YoY but it is down by 8% from the previous quarter
AEL's revenue has dropped by 62% year-on-year and by 24% since the previous quarter
AEL's gross profit is down by 47% year-on-year and by 6% since the previous quarter
American Equity Investment Life Holding's gross margin has increased by 37% YoY and by 25% QoQ

Growth

What is American Equity Investment Life Holding's growth rate over time

Valuation

What is American Equity Investment Life Holding stock price valuation
P/E
2.72
P/B
0.96
P/S
2.14
EV/EBIT
1.23
EV/EBITDA
1.22
EV/Sales
1.37
The EPS has surged by 184% year-on-year but it has declined by 6% since the previous quarter
The stock's price to earnings (P/E) is 64% less than its 5-year quarterly average of 7.5 and 26% less than its last 4 quarters average of 3.7
The equity has contracted by 50% YoY
AEL's P/B is 37% higher than its 5-year quarterly average of 0.7 but 4% lower than its last 4 quarters average of 1.0
The stock's P/S is 78% above its 5-year quarterly average of 1.2 and 13% above its last 4 quarters average of 1.9
AEL's revenue has dropped by 62% year-on-year and by 24% since the previous quarter

Efficiency

How efficient is American Equity Investment Life Holding business performance
The ROA has soared by 167% YoY but it has decreased by 6% QoQ
The return on invested capital has surged by 120% year-on-year but it has declined by 8% since the previous quarter
The return on sales is up by 21% since the previous quarter
The ROE has grown by 10% from the previous quarter

Dividends

What is AEL's dividend history
Dividend details
DPS
$0.36
Dividend yield
1.02%
Payout ratio
2.8%
Recent dividends

Financial health

How did American Equity Investment Life Holding financials performed over time
American Equity Investment Life Holding's total assets is 4.5% more than its total liabilities
The total liabilities is up by 6% since the previous quarter
American Equity Investment Life Holding's total assets has decreased by 6% YoY but it has increased by 5% from the previous quarter
The debt is 73% less than the equity
American Equity Investment Life Holding's debt to equity has surged by 200% YoY
The debt has soared by 52% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.