AEL American Equity Investment Life Holding Co

  1. Stocks
  2. Financial Services
  3. NYSE: AEL

Price (delayed)

$37.55

Market cap

$3.49B

P/E Ratio

5.03

Dividend/share

$0.34

EPS

$7.46

Enterprise value

$2.14B

American Equity Investment Life Insurance Company® is a full-service underwriter of fixed annuity products, with a primary emphasis on the sale of index annuities. Headquartered in West Des Moines, Iowa, ...

Highlights
The EPS has surged by 63% since the previous quarter and by 3.8% year-on-year
AEL's net income has soared by 60% from the previous quarter and by 7% YoY
AEL's gross profit has dropped by 89% year-on-year and by 75% since the previous quarter
American Equity Investment Life Holding's gross margin has shrunk by 85% YoY and by 68% QoQ
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.american-equity.com
Peers: CIA NWLI VOYA AFG

Key stats

What are the main financial stats of AEL
Market
Shares outstanding
93.06M
Market cap
$3.49B
Enterprise value
$2.14B
Valuations
Price to earnings (P/E)
5.03
Price to book (P/B)
0.7
Price to sales (P/S)
1.27
EV/EBIT
2.15
EV/EBITDA
2.14
EV/Sales
0.74
Earnings
Revenue
$2.88B
EBIT
$993.77M
EBITDA
$1B
Free cash flow
$3.34B
Per share
EPS
$7.46
Free cash flow per share
$34.46
Book value per share
$53.34
Revenue per share
$29.66
TBVPS
$772.56
Balance sheet
Total assets
$74.9B
Total liabilities
$69.73B
Debt
$574.93M
Equity
$5.17B
Working capital
N/A
Liquidity
Debt to equity
0.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.36
Margins
EBITDA margin
34.8%
Gross margin
8.1%
Net margin
26.3%
Operating margin
-16.5%
Efficiency
Return on assets
0.9%
Return on equity
11.8%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
34.6%
Dividend
Dividend yield
0.91%
DPS
$0.34
Payout ratio
4.6%

AEL stock price

How has the American Equity Investment Life Holding stock price performed over time
Intraday
2.79%
1 week
6.43%
1 month
-3.15%
1 year
15.11%
YTD
-3.52%
QTD
-5.91%

Financial performance

How have American Equity Investment Life Holding's revenue and profit performed over time
Revenue
$2.88B
Gross profit
$233.39M
Operating income
-$475.77M
Net income
$757.53M
Gross margin
8.1%
Net margin
26.3%
The operating margin has dropped by 199% year-on-year
The operating income has plunged by 177% YoY
The net margin has soared by 105% from the previous quarter and by 37% YoY
AEL's gross profit has dropped by 89% year-on-year and by 75% since the previous quarter

Growth

What is American Equity Investment Life Holding's growth rate over time

Valuation

What is American Equity Investment Life Holding stock price valuation
P/E
5.03
P/B
0.7
P/S
1.27
EV/EBIT
2.15
EV/EBITDA
2.14
EV/Sales
0.74
The EPS has surged by 63% since the previous quarter and by 3.8% year-on-year
The stock's price to earnings (P/E) is 43% less than its 5-year quarterly average of 8.9 and 21% less than its last 4 quarters average of 6.4
The equity has contracted by 18% from the previous quarter and by 13% YoY
AEL's P/B is 17% higher than its last 4 quarters average of 0.6
The stock's P/S is 27% above its 5-year quarterly average of 1.0 and 27% above its last 4 quarters average of 1.0
AEL's revenue is down by 23% year-on-year and by 22% since the previous quarter

Efficiency

How efficient is American Equity Investment Life Holding business performance
The return on sales has surged by 101% since the previous quarter and by 37% year-on-year
The ROE has soared by 71% from the previous quarter and by 2.6% YoY
The ROA has soared by 50% QoQ but it has decreased by 10% YoY
The return on invested capital is up by 40% since the previous quarter but it has declined by 7% year-on-year

Dividends

What is AEL's dividend history
Dividend details
DPS
$0.34
Dividend yield
0.91%
Payout ratio
4.6%
Recent dividends

Financial health

How did American Equity Investment Life Holding financials performed over time
American Equity Investment Life Holding's total assets is 7% more than its total liabilities
American Equity Investment Life Holding's total assets has decreased by 4.4% from the previous quarter but it has increased by 3.1% YoY
The total liabilities is up by 4.5% year-on-year but it is down by 3.2% since the previous quarter
The debt is 89% less than the equity
American Equity Investment Life Holding's debt to equity has increased by 22% QoQ and by 10% YoY
The equity has contracted by 18% from the previous quarter and by 13% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.