VBFC Village Bank & Trust Financial Corp
Price (delayed)
$80.21
Market cap
$120.16M
P/E Ratio
17.1
Dividend/share
$0.72
EPS
$4.69
Enterprise value
$161M
Village Bank and Trust Financial Corp. was organized under the laws of the Commonwealth of Virginia as a bank holding company whose activities consist of investment in its wholly-owned subsidiary,
Highlights
The company's gross profit rose by 31% YoY and by 3.2% QoQ
The revenue has grown by 31% year-on-year and by 3.2% since the previous quarter
The P/E is 35% more than the 5-year quarterly average of 12.7 but 22% less than the last 4 quarters average of 21.9
The debt has soared by 73% from the previous quarter
The company's net income fell by 2.9% QoQ
Key stats
What are the main financial stats of VBFC
Market
Valuations
Earnings
Shares outstanding
1.5M
Market cap
$120.16M
Enterprise value
$161M
Price to earnings (P/E)
17.1
Price to book (P/B)
1.63
Price to sales (P/S)
3.63
EV/EBIT
18.59
EV/EBITDA
17.27
EV/Sales
4.86
Revenue
$33.14M
Gross profit
$33.14M
Operating income
$8.66M
Net income
$7.02M
EBIT
$8.66M
EBITDA
$9.32M
Free cash flow
$4.33M
Per share
Balance sheet
Liquidity
EPS
$4.69
EPS diluted
$4.69
Free cash flow per share
$2.89
Book value per share
$49.15
Revenue per share
$22.09
TBVPS
$504
Total assets
$756.17M
Total liabilities
$682.43M
Debt
$59.46M
Equity
$73.74M
Working capital
N/A
Debt to equity
0.81
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.38
Margins
Efficiency
Dividend
EBITDA margin
28.1%
Gross margin
100%
Net margin
21.2%
Operating margin
26.1%
Return on assets
0.9%
Return on equity
9.8%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
26.1%
Dividend yield
0.9%
DPS
$0.72
Payout ratio
15.4%
VBFC stock price
How has the Village Bank & Trust Financial stock price performed over time
Intraday
0.01%
1 week
0.09%
1 month
1.16%
1 year
88.73%
YTD
3.03%
QTD
3.03%
Financial performance
How have Village Bank & Trust Financial's revenue and profit performed over time
Revenue
$33.14M
Gross profit
$33.14M
Operating income
$8.66M
Net income
$7.02M
Gross margin
100%
Net margin
21.2%
The net margin has soared by 179% YoY but it has contracted by 6% from the previous quarter
The company's gross profit rose by 31% YoY and by 3.2% QoQ
The revenue has grown by 31% year-on-year and by 3.2% since the previous quarter
The operating margin has contracted by 7% from the previous quarter
Growth
What is Village Bank & Trust Financial's growth rate over time
Valuation
What is Village Bank & Trust Financial stock price valuation
P/E
17.1
P/B
1.63
P/S
3.63
EV/EBIT
18.59
EV/EBITDA
17.27
EV/Sales
4.86
The P/E is 35% more than the 5-year quarterly average of 12.7 but 22% less than the last 4 quarters average of 21.9
The EPS has declined by 3.3% since the previous quarter
The P/B is 48% more than the 5-year quarterly average of 1.1 and 25% more than the last 4 quarters average of 1.3
The equity has grown by 9% YoY
VBFC's price to sales (P/S) is 65% higher than its 5-year quarterly average of 2.2 and 21% higher than its last 4 quarters average of 3.0
The revenue has grown by 31% year-on-year and by 3.2% since the previous quarter
Efficiency
How efficient is Village Bank & Trust Financial business performance
VBFC's ROA has soared by 200% year-on-year but it is down by 10% since the previous quarter
The ROIC is down by 8% since the previous quarter
The return on sales has declined by 7% since the previous quarter
The return on equity has declined by 4.9% since the previous quarter
Dividends
What is VBFC's dividend history
DPS
$0.72
Dividend yield
0.9%
Payout ratio
15.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Village Bank & Trust Financial financials performed over time
Village Bank & Trust Financial's total assets is 11% more than its total liabilities
Village Bank & Trust Financial's total assets has increased by 2.7% YoY
The debt is 19% less than the equity
The debt to equity has soared by 76% from the previous quarter but it has contracted by 8% YoY
The debt has soared by 73% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.