VBFC Village Bank & Trust Financial Corp
Price (delayed)
$78.93
Market cap
$118.42M
P/E Ratio
16.27
Dividend/share
$0.72
EPS
$4.85
Enterprise value
$127.48M
Village Bank and Trust Financial Corp. was organized under the laws of the Commonwealth of Virginia as a bank holding company whose activities consist of investment in its wholly-owned subsidiary,
Highlights
The company's net income has surged by 182% QoQ
The EPS has surged by 182% since the previous quarter
The P/E is 36% less than the last 4 quarters average of 25.5 but 32% more than the 5-year quarterly average of 12.3
Key stats
What are the main financial stats of VBFC
Market
Valuations
Earnings
Shares outstanding
1.5M
Market cap
$118.42M
Enterprise value
$127.48M
Price to earnings (P/E)
16.27
Price to book (P/B)
1.59
Price to sales (P/S)
3.68
EV/EBIT
14.18
EV/EBITDA
13.22
EV/Sales
3.97
Revenue
$32.1M
Gross profit
$32.1M
Operating income
$8.99M
Net income
$7.22M
EBIT
$8.99M
EBITDA
$9.64M
Free cash flow
$10.44M
Per share
Balance sheet
Liquidity
EPS
$4.85
EPS diluted
$4.85
Free cash flow per share
$6.98
Book value per share
$49.63
Revenue per share
$21.47
TBVPS
$507.95
Total assets
$759.47M
Total liabilities
$685.27M
Debt
$34.46M
Equity
$74.2M
Working capital
N/A
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.94
Margins
Efficiency
Dividend
EBITDA margin
30%
Gross margin
100%
Net margin
22.5%
Operating margin
28%
Return on assets
1%
Return on equity
10.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
28%
Dividend yield
0.91%
DPS
$0.72
Payout ratio
14.8%
VBFC stock price
How has the Village Bank & Trust Financial stock price performed over time
Intraday
0.1%
1 week
0.28%
1 month
1.85%
1 year
N/A
YTD
1.39%
QTD
1.39%
Financial performance
How have Village Bank & Trust Financial's revenue and profit performed over time
Revenue
$32.1M
Gross profit
$32.1M
Operating income
$8.99M
Net income
$7.22M
Gross margin
100%
Net margin
22.5%
Village Bank & Trust Financial's operating income has surged by 193% QoQ
The company's net income has surged by 182% QoQ
The operating margin has soared by 162% YoY and by 137% from the previous quarter
The net margin has soared by 142% YoY and by 130% from the previous quarter
Growth
What is Village Bank & Trust Financial's growth rate over time
Valuation
What is Village Bank & Trust Financial stock price valuation
P/E
16.27
P/B
1.59
P/S
3.68
EV/EBIT
14.18
EV/EBITDA
13.22
EV/Sales
3.97
The EPS has surged by 182% since the previous quarter
The P/E is 36% less than the last 4 quarters average of 25.5 but 32% more than the 5-year quarterly average of 12.3
The P/B is 45% more than the 5-year quarterly average of 1.1 and 45% more than the last 4 quarters average of 1.1
The equity has grown by 17% YoY and by 6% from the previous quarter
VBFC's price to sales (P/S) is 75% higher than its 5-year quarterly average of 2.1 and 36% higher than its last 4 quarters average of 2.7
The revenue has grown by 25% year-on-year and by 23% since the previous quarter
Efficiency
How efficient is Village Bank & Trust Financial business performance
The ROIC has soared by 200% since the previous quarter and by 200% year-on-year
The return on equity has surged by 171% since the previous quarter and by 171% year-on-year
The return on sales has surged by 162% year-on-year and by 137% since the previous quarter
Dividends
What is VBFC's dividend history
DPS
$0.72
Dividend yield
0.91%
Payout ratio
14.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Village Bank & Trust Financial financials performed over time
Village Bank & Trust Financial's total assets is 11% more than its total liabilities
Village Bank & Trust Financial's total assets has increased by 4.4% YoY
The total liabilities has grown by 3.2% YoY
The debt is 54% less than the equity
The debt to equity has contracted by 27% from the previous quarter and by 15% YoY
The debt has contracted by 22% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.