VBFC Village Bank & Trust Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: VBFC

Price (delayed)

$42.66

Market cap

$63.69M

P/E Ratio

33.07

Dividend/share

$0.68

EPS

$1.29

Enterprise value

$105.44M

Village Bank and Trust Financial Corp. was organized under the laws of the Commonwealth of Virginia as a bank holding company whose activities consist of investment in its wholly-owned subsidiary, ...

Highlights
The equity has grown by 11% YoY and by 6% from the previous quarter
The company's net income has shrunk by 77% YoY and by 20% QoQ
The EPS has dropped by 77% year-on-year and by 20% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.villagebank.com
Peers: PEBK

Key stats

What are the main financial stats of VBFC
Market
Shares outstanding
1.49M
Market cap
$63.69M
Enterprise value
$105.44M
Valuations
Price to earnings (P/E)
33.07
Price to book (P/B)
0.94
Price to sales (P/S)
2.51
EV/EBIT
48.7
EV/EBITDA
38.08
EV/Sales
4.18
Earnings
Revenue
$25.2M
EBIT
$2.17M
EBITDA
$2.77M
Free cash flow
$4.34M
Per share
EPS
$1.29
Free cash flow per share
$2.92
Book value per share
$45.5
Revenue per share
$16.97
TBVPS
$496.09
Balance sheet
Total assets
$736.62M
Total liabilities
$669.06M
Debt
$59.46M
Equity
$67.56M
Working capital
N/A
Liquidity
Debt to equity
0.88
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
15.08
Margins
EBITDA margin
11%
Gross margin
100%
Net margin
7.6%
Operating margin
8.6%
Efficiency
Return on assets
0.3%
Return on equity
3%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
8.6%
Dividend
Dividend yield
1.59%
DPS
$0.68
Payout ratio
52.7%

VBFC stock price

How has the Village Bank & Trust Financial stock price performed over time
Intraday
-0.49%
1 week
0.73%
1 month
5.86%
1 year
-20.85%
YTD
7.02%
QTD
-0.35%

Financial performance

How have Village Bank & Trust Financial's revenue and profit performed over time
Revenue
$25.2M
Gross profit
$25.2M
Operating income
$2.17M
Net income
$1.92M
Gross margin
100%
Net margin
7.6%
Village Bank & Trust Financial's operating income has shrunk by 79% YoY and by 21% QoQ
The company's net income has shrunk by 77% YoY and by 20% QoQ
The operating margin has plunged by 73% YoY and by 20% from the previous quarter
The net margin has plunged by 70% YoY and by 18% from the previous quarter

Growth

What is Village Bank & Trust Financial's growth rate over time

Valuation

What is Village Bank & Trust Financial stock price valuation
P/E
33.07
P/B
0.94
P/S
2.51
EV/EBIT
48.7
EV/EBITDA
38.08
EV/Sales
4.18
The EPS has dropped by 77% year-on-year and by 20% since the previous quarter
The P/E is 69% more than the last 4 quarters average of 19.6
The P/B is 15% less than the 5-year quarterly average of 1.1 and 15% less than the last 4 quarters average of 1.1
The equity has grown by 11% YoY and by 6% from the previous quarter
VBFC's price to sales (P/S) is 26% higher than its 5-year quarterly average of 2.0 and 4.6% higher than its last 4 quarters average of 2.4
The revenue has declined by 23% year-on-year

Efficiency

How efficient is Village Bank & Trust Financial business performance
The ROIC has dropped by 79% year-on-year and by 25% since the previous quarter
The return on equity has dropped by 78% year-on-year and by 21% since the previous quarter
VBFC's ROA has dropped by 73% year-on-year
The return on sales has dropped by 73% year-on-year and by 20% since the previous quarter

Dividends

What is VBFC's dividend history
DPS
$0.68
Dividend yield
1.59%
Payout ratio
52.7%
Recent dividends

Financial health

How did Village Bank & Trust Financial financials performed over time
Village Bank & Trust Financial's total assets is 10% more than its total liabilities
The debt is 12% less than the equity
The debt has soared by 73% YoY and by 73% from the previous quarter
The debt to equity has soared by 63% from the previous quarter and by 57% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.