UMPQ Umpqua Holdings Corp

Price (delayed)

$19.21

Market cap

$4.24B

P/E Ratio

9.7

Dividend/share

$0.84

EPS

$1.98

Enterprise value

$2.18B

Sector: Financial Services
Industry: Banks - Regional

Umpqua Holdings Corporation is the parent company of Umpqua Bank, an Oregon-based community bank recognized for its entrepreneurial approach, innovative customer experience, and distinctive banking solutions. Umpqua Bank has locations ...

Highlights

UMPQ's net income has surged by 129% since the previous quarter and by 128% year-on-year
The company's EPS has surged by 129% QoQ and by 128% YoY

Key stats

What are the main financial stats of UMPQ
Market
Shares outstanding
220.62M
Market cap
$4.24B
Enterprise value
$2.18B
Valuations
Price to earnings (P/E)
9.7
Price to book (P/B)
1.58
Price to sales (P/S)
3.31
EV/EBIT
4.29
EV/EBITDA
4.01
EV/Sales
1.7
Earnings
Revenue
$1.28B
EBIT
$507.78M
EBITDA
$542.74M
Free cash flow
$592.46M
Per share
EPS
$1.98
Free cash flow per share
$2.69
Book value per share
$12.18
Revenue per share
$5.8
TBVPS
$136.24
Balance sheet
Total assets
$30.04B
Total liabilities
$27.35B
Debt
$1.18B
Equity
$2.68B
Working capital
N/A
Liquidity
Debt to equity
0.44
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.8
Margins
EBITDA margin
42.4%
Gross margin
100%
Net margin
34.1%
Operating margin
39.7%
Efficiency
Return on assets
1.5%
Return on equity
16.6%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
39.7%
Dividend
Dividend yield
4.37%
DPS
$0.84
Payout ratio
42.4%

UMPQ stock price

How has the Umpqua Holdings stock price performed over time
Intraday
-0.83%
1 week
0.58%
1 month
4.74%
1 year
101.36%
YTD
26.88%
QTD
9.46%

Financial performance

How have Umpqua Holdings's revenue and profit performed over time
Revenue
$1.28B
Gross profit
$1.28B
Operating income
$507.78M
Net income
$436.26M
Gross margin
100%
Net margin
34.1%
UMPQ's operating income has surged by 135% year-on-year and by 135% since the previous quarter
The operating margin has surged by 130% since the previous quarter and by 129% year-on-year
UMPQ's net income has surged by 129% since the previous quarter and by 128% year-on-year
UMPQ's net margin has surged by 124% since the previous quarter and by 123% year-on-year

Growth

What is Umpqua Holdings's growth rate over time

Valuation

What is Umpqua Holdings stock price valuation
P/E
9.7
P/B
1.58
P/S
3.31
EV/EBIT
4.29
EV/EBITDA
4.01
EV/Sales
1.7
The company's EPS has surged by 129% QoQ and by 128% YoY
The P/E is 33% lower than the 5-year quarterly average of 14.5
The P/B is 58% higher than the 5-year quarterly average of 1.0 and 44% higher than the last 4 quarters average of 1.1
The equity has grown by 7% YoY
The stock's price to sales (P/S) is 23% more than its last 4 quarters average of 2.7
UMPQ's revenue is up by 21% year-on-year and by 17% since the previous quarter

Efficiency

How efficient is Umpqua Holdings business performance
The ROE has soared by 140% year-on-year and by 128% since the previous quarter
UMPQ's ROIC has soared by 135% QoQ and by 134% YoY
The company's return on sales has surged by 130% QoQ and by 129% YoY
The ROA has soared by 128% QoQ and by 127% YoY

Dividends

What is UMPQ's dividend history
DPS
$0.84
Dividend yield
4.37%
Payout ratio
42.4%
Recent dividends

Financial health

How did Umpqua Holdings financials performed over time
Umpqua Holdings's total assets is 10% higher than its total liabilities
Umpqua Holdings's total assets has increased by 9% YoY and by 2.7% QoQ
The total liabilities has increased by 9% year-on-year and by 3.1% since the previous quarter
UMPQ's debt is 56% smaller than its equity
The debt to equity has declined by 44% year-on-year and by 25% since the previous quarter
UMPQ's debt is down by 39% year-on-year and by 26% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.