UMPQ Umpqua Holdings Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: UMPQ

Price (delayed)

$21.15

Market cap

$4.66B

P/E Ratio

9.32

Dividend/share

$0.84

EPS

$2.27

Enterprise value

$2.64B

Umpqua Holdings Corporation is the parent company of Umpqua Bank, an Oregon-based community bank recognized for its entrepreneurial approach, innovative customer experience, and distinctive banking solutions. Umpqua Bank has locations ...

Highlights
The company's EPS has surged by 131% YoY and by 15% QoQ
UMPQ's net income has surged by 131% year-on-year and by 14% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.umpquabank.com/
Peers: WAL BANR ZION HFWA

Key stats

What are the main financial stats of UMPQ
Market
Shares outstanding
220.13M
Market cap
$4.66B
Enterprise value
$2.64B
Valuations
Price to earnings (P/E)
9.32
Price to book (P/B)
1.69
Price to sales (P/S)
3.38
EV/EBIT
4.38
EV/EBITDA
4.15
EV/Sales
1.91
Earnings
Revenue
$1.38B
EBIT
$603.23M
EBITDA
$636.46M
Free cash flow
$512.71M
Per share
EPS
$2.27
Free cash flow per share
$2.32
Book value per share
$12.54
Revenue per share
$6.26
TBVPS
$137.24
Balance sheet
Total assets
$30.28B
Total liabilities
$27.52B
Debt
$1.07B
Equity
$2.77B
Working capital
N/A
Liquidity
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.16
Margins
EBITDA margin
46.1%
Gross margin
100%
Net margin
36.1%
Operating margin
43.7%
Efficiency
Return on assets
1.7%
Return on equity
18.6%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
43.7%
Dividend
Dividend yield
3.97%
DPS
$0.84
Payout ratio
37%

UMPQ stock price

How has the Umpqua Holdings stock price performed over time
Intraday
0.67%
1 week
2.17%
1 month
5.28%
1 year
58.07%
YTD
39.7%
QTD
4.44%

Financial performance

How have Umpqua Holdings's revenue and profit performed over time
Revenue
$1.38B
Gross profit
$1.38B
Operating income
$603.23M
Net income
$499.48M
Gross margin
100%
Net margin
36.1%
UMPQ's operating income has surged by 139% year-on-year and by 19% since the previous quarter
UMPQ's net income has surged by 131% year-on-year and by 14% since the previous quarter
The operating margin has surged by 128% year-on-year and by 10% since the previous quarter
UMPQ's net margin has surged by 121% year-on-year and by 6% since the previous quarter

Growth

What is Umpqua Holdings's growth rate over time

Valuation

What is Umpqua Holdings stock price valuation
P/E
9.32
P/B
1.69
P/S
3.38
EV/EBIT
4.38
EV/EBITDA
4.15
EV/Sales
1.91
The company's EPS has surged by 131% YoY and by 15% QoQ
The P/B is 53% higher than the 5-year quarterly average of 1.1 and 29% higher than the last 4 quarters average of 1.3
The equity has grown by 9% YoY and by 3.1% from the previous quarter
UMPQ's revenue is up by 42% year-on-year and by 8% since the previous quarter
The stock's price to sales (P/S) is 20% more than its last 4 quarters average of 2.8

Efficiency

How efficient is Umpqua Holdings business performance
The ROE has soared by 139% year-on-year and by 12% since the previous quarter
UMPQ's ROIC has soared by 138% YoY and by 17% QoQ
The ROA has soared by 130% YoY and by 13% QoQ
The company's return on sales has surged by 128% YoY and by 10% QoQ

Dividends

What is UMPQ's dividend history
DPS
$0.84
Dividend yield
3.97%
Payout ratio
37%
Recent dividends

Financial health

How did Umpqua Holdings financials performed over time
Umpqua Holdings's total assets is 10% higher than its total liabilities
Umpqua Holdings's total assets has increased by 2.2% YoY
UMPQ's debt is 61% smaller than its equity
The debt to equity has declined by 49% year-on-year and by 11% since the previous quarter
UMPQ's debt is down by 45% year-on-year and by 9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.