TBNK Territorial Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: TBNK

Price (delayed)

$7.27

Market cap

$64.17M

P/E Ratio

12.53

Dividend/share

$0.56

EPS

$0.58

Enterprise value

$263.16M

Territorial Bancorp Inc., headquartered in Honolulu, Hawaii, is the stock holding company for Territorial Savings Bank. Territorial Savings Bank is a state chartered savings bank which was originally chartered in ...

Highlights
The stock's price to earnings (P/E) is 2.7% more than its 5-year quarterly average of 12.2 but 2.1% less than its last 4 quarters average of 12.8
Territorial Bancorp's debt has surged by 89% YoY and by 14% QoQ
The net income has plunged by 69% YoY and by 38% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.territorialsavings.net
Peers: RVSB FFNW BANC PROV

Key stats

What are the main financial stats of TBNK
Market
Shares outstanding
8.83M
Market cap
$64.17M
Enterprise value
$263.16M
Valuations
Price to earnings (P/E)
12.53
Price to book (P/B)
0.26
Price to sales (P/S)
1.39
EV/EBIT
38.49
EV/EBITDA
24.48
EV/Sales
5.83
Earnings
Revenue
$45.11M
EBIT
$6.84M
EBITDA
$10.75M
Free cash flow
$7.57M
Per share
EPS
$0.58
Free cash flow per share
$0.88
Book value per share
$28.45
Revenue per share
$5.22
TBVPS
$258.98
Balance sheet
Total assets
$2.24B
Total liabilities
$1.99B
Debt
$325.65M
Equity
$251.09M
Working capital
N/A
Liquidity
Debt to equity
1.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
18.51
Margins
EBITDA margin
23.8%
Gross margin
100%
Net margin
11.1%
Operating margin
15.2%
Efficiency
Return on assets
0.2%
Return on equity
2%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
15.2%
Dividend
Dividend yield
7.7%
DPS
$0.56
Payout ratio
96.6%

TBNK stock price

How has the Territorial Bancorp stock price performed over time
Intraday
0%
1 week
3.86%
1 month
-14.27%
1 year
-59.18%
YTD
-34.8%
QTD
-9.8%

Financial performance

How have Territorial Bancorp's revenue and profit performed over time
Revenue
$45.11M
Gross profit
$45.11M
Operating income
$6.84M
Net income
$5.03M
Gross margin
100%
Net margin
11.1%
The net income has plunged by 69% YoY and by 38% from the previous quarter
The operating income has shrunk by 68% YoY and by 38% QoQ
Territorial Bancorp's net margin has shrunk by 59% YoY and by 32% QoQ
The company's operating margin has shrunk by 57% YoY and by 31% QoQ

Growth

What is Territorial Bancorp's growth rate over time

Valuation

What is Territorial Bancorp stock price valuation
P/E
12.53
P/B
0.26
P/S
1.39
EV/EBIT
38.49
EV/EBITDA
24.48
EV/Sales
5.83
The EPS has dropped by 68% year-on-year and by 37% since the previous quarter
The stock's price to earnings (P/E) is 2.7% more than its 5-year quarterly average of 12.2 but 2.1% less than its last 4 quarters average of 12.8
TBNK's P/B is 68% below its 5-year quarterly average of 0.8 and 48% below its last 4 quarters average of 0.5
TBNK's equity is down by 2.1% year-on-year
TBNK's P/S is 58% lower than its 5-year quarterly average of 3.3 and 37% lower than its last 4 quarters average of 2.2
TBNK's revenue is down by 25% year-on-year and by 9% since the previous quarter

Efficiency

How efficient is Territorial Bancorp business performance
The ROA has plunged by 71% YoY and by 50% from the previous quarter
Territorial Bancorp's ROE has plunged by 68% YoY and by 38% from the previous quarter
TBNK's return on invested capital has dropped by 67% year-on-year and by 40% since the previous quarter
The ROS has dropped by 57% year-on-year and by 31% since the previous quarter

Dividends

What is TBNK's dividend history
Dividend details
DPS
$0.56
Dividend yield
7.7%
Payout ratio
96.6%
Recent dividends

Financial health

How did Territorial Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total liabilities rose by 3.8% YoY
The company's total assets rose by 3.1% YoY
Territorial Bancorp's debt is 30% higher than its equity
Territorial Bancorp's debt to equity has surged by 94% YoY and by 13% QoQ
Territorial Bancorp's debt has surged by 89% YoY and by 14% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.