TBNK Territorial Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: TBNK

Price (delayed)

$19.69

Market cap

$178.61M

P/E Ratio

10.88

Dividend/share

$0.92

EPS

$1.81

Enterprise value

$309.93M

Territorial Bancorp Inc., headquartered in Honolulu, Hawaii, is the stock holding company for Territorial Savings Bank. Territorial Savings Bank is a state chartered savings bank which was originally chartered in ...

Highlights
The stock's price to earnings (P/E) is 14% less than its 5-year quarterly average of 12.9 and 5% less than its last 4 quarters average of 11.7
The net income has contracted by 7% YoY and by 4.4% from the previous quarter
The EPS is down by 6% year-on-year and by 4.2% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.territorialsavings.net
Peers: RVSB FFNW BANC PROV

Key stats

What are the main financial stats of TBNK
Market
Shares outstanding
9.07M
Market cap
$178.61M
Enterprise value
$309.93M
Valuations
Price to earnings (P/E)
10.88
Price to book (P/B)
0.7
Price to sales (P/S)
2.9
EV/EBIT
14.43
EV/EBITDA
12.11
EV/Sales
5.14
Earnings
Revenue
$60.27M
EBIT
$21.47M
EBITDA
$25.6M
Free cash flow
$11.95M
Per share
EPS
$1.81
Free cash flow per share
$1.35
Book value per share
$28.15
Revenue per share
$6.8
TBVPS
$244.71
Balance sheet
Total assets
$2.17B
Total liabilities
$1.91B
Debt
$171.87M
Equity
$256.55M
Working capital
N/A
Liquidity
Debt to equity
0.67
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.13
Margins
EBITDA margin
42.5%
Gross margin
100%
Net margin
26.8%
Operating margin
35.6%
Efficiency
Return on assets
0.7%
Return on equity
6.3%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
35.6%
Dividend
Dividend yield
4.67%
DPS
$0.92
Payout ratio
50.8%

TBNK stock price

How has the Territorial Bancorp stock price performed over time
Intraday
-2.04%
1 week
1.6%
1 month
-15.46%
1 year
-20.44%
YTD
-17.99%
QTD
-17.99%

Financial performance

How have Territorial Bancorp's revenue and profit performed over time
Revenue
$60.27M
Gross profit
$60.27M
Operating income
$21.47M
Net income
$16.16M
Gross margin
100%
Net margin
26.8%
The operating income has decreased by 10% YoY and by 5% QoQ
The net income has contracted by 7% YoY and by 4.4% from the previous quarter
The company's operating margin fell by 7% YoY and by 4% QoQ
Territorial Bancorp's net margin has decreased by 4.6% YoY and by 2.9% QoQ

Growth

What is Territorial Bancorp's growth rate over time

Valuation

What is Territorial Bancorp stock price valuation
P/E
10.88
P/B
0.7
P/S
2.9
EV/EBIT
14.43
EV/EBITDA
12.11
EV/Sales
5.14
The stock's price to earnings (P/E) is 14% less than its 5-year quarterly average of 12.9 and 5% less than its last 4 quarters average of 11.7
The EPS is down by 6% year-on-year and by 4.2% since the previous quarter
TBNK's P/B is 29% below its 5-year quarterly average of 1.0 and 11% below its last 4 quarters average of 0.8
TBNK's P/S is 20% lower than its 5-year quarterly average of 3.7 and 8% lower than its last 4 quarters average of 3.2
TBNK's revenue is down by 2.9% year-on-year

Efficiency

How efficient is Territorial Bancorp business performance
TBNK's return on invested capital is down by 18% year-on-year and by 10% since the previous quarter
The ROA has contracted by 13% from the previous quarter and by 13% YoY
Territorial Bancorp's ROE has decreased by 9% YoY and by 4.5% from the previous quarter
The ROS is down by 7% year-on-year and by 4% since the previous quarter

Dividends

What is TBNK's dividend history
Dividend details
DPS
$0.92
Dividend yield
4.67%
Payout ratio
50.8%
Recent dividends

Financial health

How did Territorial Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total liabilities rose by 2.1% YoY
Territorial Bancorp's debt is 33% lower than its equity
Territorial Bancorp's debt has increased by 2.3% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.