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TBNK Territorial Bancorp Inc

Price (delayed)

$9.89

Market cap

$87.35M

P/E Ratio

N/A

Dividend/share

$0.08

EPS

-$0.26

Enterprise value

$201.46M

Territorial Bancorp Inc., headquartered in Honolulu, Hawaii, is the stock holding company for Territorial Savings Bank. Territorial Savings Bank is a state chartered savings bank which was originally chartered in ...

Highlights
Territorial Bancorp's debt has decreased by 20% QoQ and by 10% YoY
The EPS has dropped by 128% year-on-year
The net income has plunged by 128% YoY

Key stats

What are the main financial stats of TBNK
Market
Shares outstanding
8.83M
Market cap
$87.35M
Enterprise value
$201.46M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
0.35
Price to sales (P/S)
2.35
EV/EBIT
N/A
EV/EBITDA
436.06
EV/Sales
5.56
Earnings
Revenue
$36.2M
Gross profit
$36.2M
Net income
-$2.24M
EBIT
-$3.32M
EBITDA
$462,000
Free cash flow
-$5.07M
Per share
EPS
-$0.26
EPS diluted
-$0.26
Free cash flow per share
-$0.59
Book value per share
$28.16
Revenue per share
$4.2
TBVPS
$255.09
Balance sheet
Total assets
$2.2B
Total liabilities
$1.95B
Debt
$257.24M
Equity
$248.74M
Working capital
N/A
Liquidity
Debt to equity
1.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
246.99
Margins
EBITDA margin
1.3%
Gross margin
100%
Net margin
-6.2%
Operating margin
-9.2%
Efficiency
Return on assets
-0.1%
Return on equity
-0.9%
Return on invested capital
-0.1%
Return on capital employed
N/A
Return on sales
-9.2%
Dividend
Dividend yield
0.81%
DPS
$0.08
Payout ratio
N/A

TBNK stock price

How has the Territorial Bancorp stock price performed over time
Intraday
2.28%
1 week
-6.79%
1 month
-7.91%
1 year
-8.93%
YTD
-11.3%
QTD
-5.27%

Financial performance

How have Territorial Bancorp's revenue and profit performed over time
Revenue
$36.2M
Gross profit
$36.2M
Operating income
-$3.32M
Net income
-$2.24M
Gross margin
100%
Net margin
-6.2%
The company's operating margin has shrunk by 142% YoY
Territorial Bancorp's net margin has shrunk by 138% YoY
The operating income has shrunk by 130% YoY
The net income has plunged by 128% YoY

Growth

What is Territorial Bancorp's growth rate over time

Valuation

What is Territorial Bancorp stock price valuation
P/E
N/A
P/B
0.35
P/S
2.35
EV/EBIT
N/A
EV/EBITDA
436.06
EV/Sales
5.56
The EPS has dropped by 128% year-on-year
TBNK's P/B is 50% below its 5-year quarterly average of 0.7 but 17% above its last 4 quarters average of 0.3
TBNK's revenue is down by 27% year-on-year and by 7% since the previous quarter
TBNK's P/S is 22% lower than its 5-year quarterly average of 3.0 but 18% higher than its last 4 quarters average of 2.0

Efficiency

How efficient is Territorial Bancorp business performance
The ROS has dropped by 142% year-on-year
Territorial Bancorp's ROE has plunged by 128% YoY
The ROA has plunged by 125% YoY
TBNK's return on invested capital has dropped by 120% year-on-year

Dividends

What is TBNK's dividend history
DPS
$0.08
Dividend yield
0.81%
Payout ratio
N/A
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Territorial Bancorp financials performed over time
The company's total assets is 13% higher than its total liabilities
Territorial Bancorp's debt is 3.4% higher than its equity
Territorial Bancorp's debt has decreased by 20% QoQ and by 10% YoY
Territorial Bancorp's debt to equity has decreased by 20% QoQ and by 10% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.