SSBK Southern States Bancshares Inc
Price (delayed)
$32.88
Market cap
$326.24M
P/E Ratio
8.84
Dividend/share
$0.36
EPS
$3.72
Enterprise value
$197.23M
Highlights
The company's equity rose by 30% YoY and by 3.1% QoQ
Southern States Bancshares's gross profit has increased by 14% YoY and by 8% from the previous quarter
The debt has declined by 29% year-on-year but it rose by 8% since the previous quarter
The stock's price to earnings (P/E) is 11% more than its last 4 quarters average of 8.0
Key stats
What are the main financial stats of SSBK
Market
Valuations
Earnings
Shares outstanding
9.92M
Market cap
$326.24M
Enterprise value
$197.23M
Price to earnings (P/E)
8.84
Price to book (P/B)
1.16
Price to sales (P/S)
3.45
EV/EBIT
4.33
EV/EBITDA
4.13
EV/Sales
2.1
Revenue
$94.14M
Gross profit
$94.14M
Operating income
$45.59M
Net income
$34.87M
EBIT
$45.59M
EBITDA
$47.7M
Free cash flow
$38.15M
Per share
Balance sheet
Liquidity
EPS
$3.72
EPS diluted
$3.67
Free cash flow per share
$3.86
Book value per share
$28.31
Revenue per share
$9.52
TBVPS
$283.88
Total assets
$2.85B
Total liabilities
$2.57B
Debt
$131.22M
Equity
$279.89M
Working capital
N/A
Debt to equity
0.47
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.7
Margins
Efficiency
Dividend
EBITDA margin
50.7%
Gross margin
100%
Net margin
37%
Operating margin
48.4%
Return on assets
1.3%
Return on equity
13.9%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
48.4%
Dividend yield
1.09%
DPS
$0.36
Payout ratio
9.7%
SSBK stock price
How has the Southern States Bancshares stock price performed over time
Intraday
-1.38%
1 week
4.12%
1 month
1.14%
1 year
36.09%
YTD
-1.29%
QTD
-8.03%
Financial performance
How have Southern States Bancshares's revenue and profit performed over time
Revenue
$94.14M
Gross profit
$94.14M
Operating income
$45.59M
Net income
$34.87M
Gross margin
100%
Net margin
37%
Southern States Bancshares's gross profit has increased by 14% YoY and by 8% from the previous quarter
SSBK's revenue is up by 14% year-on-year and by 8% since the previous quarter
SSBK's operating income is up by 11% YoY and by 9% from the previous quarter
SSBK's net income is up by 9% year-on-year and by 7% since the previous quarter
Growth
What is Southern States Bancshares's growth rate over time
Valuation
What is Southern States Bancshares stock price valuation
P/E
8.84
P/B
1.16
P/S
3.45
EV/EBIT
4.33
EV/EBITDA
4.13
EV/Sales
2.1
The stock's price to earnings (P/E) is 11% more than its last 4 quarters average of 8.0
Southern States Bancshares's EPS has increased by 3.6% QoQ and by 2.5% YoY
The company's equity rose by 30% YoY and by 3.1% QoQ
The price to book (P/B) is 5% higher than the last 4 quarters average of 1.1
SSBK's revenue is up by 14% year-on-year and by 8% since the previous quarter
The P/S is 11% above the last 4 quarters average of 3.1
Efficiency
How efficient is Southern States Bancshares business performance
Southern States Bancshares's return on equity has decreased by 13% YoY
The company's return on assets fell by 7% YoY
The return on invested capital is up by 6% since the previous quarter but it has declined by 5% year-on-year
Southern States Bancshares's return on sales has decreased by 2.2% YoY
Dividends
What is SSBK's dividend history
DPS
$0.36
Dividend yield
1.09%
Payout ratio
9.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Southern States Bancshares financials performed over time
SSBK's total assets is 11% greater than its total liabilities
SSBK's total assets is up by 16% year-on-year
SSBK's total liabilities is up by 15% YoY
The debt is 53% smaller than the equity
The debt to equity has declined by 45% year-on-year but it has increased by 4.4% since the previous quarter
The company's equity rose by 30% YoY and by 3.1% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.