SBT Sterling Bancorp Inc
Price (delayed)
$4.64
Market cap
$242.8M
P/E Ratio
33.14
Dividend/share
N/A
EPS
$0.14
Enterprise value
-$349.7M
Sterling Bancorp, Inc. is a unitary thrift holding company. Its wholly owned subsidiary, Sterling Bank and Trust, FSB, has primary branch operations in San Francisco and Los Angeles, California, New
Highlights
The debt has dropped by 90% year-on-year and by 80% since the previous quarter
The equity has increased by 3.5% YoY
SBT's EPS has surged by 147% year-on-year but it is down by 13% since the previous quarter
The net income has soared by 143% year-on-year but it is down by 16% since the previous quarter
The company's gross profit fell by 13% YoY and by 6% QoQ
The revenue has declined by 13% year-on-year and by 6% since the previous quarter
Key stats
What are the main financial stats of SBT
Market
Valuations
Earnings
Shares outstanding
52.33M
Market cap
$242.8M
Enterprise value
-$349.7M
Price to earnings (P/E)
33.14
Price to book (P/B)
0.73
Price to sales (P/S)
3.38
EV/EBIT
-38.32
EV/EBITDA
-33.95
EV/Sales
-5
Revenue
$69.97M
EBIT
$9.13M
EBITDA
$10.3M
Free cash flow
-$26.4M
Per share
Balance sheet
Liquidity
EPS
$0.14
Free cash flow per share
-$0.52
Book value per share
$6.32
Revenue per share
$1.37
TBVPS
$46.64
Total assets
$2.37B
Total liabilities
$2.05B
Debt
$12.5M
Equity
$328.87M
Working capital
N/A
Debt to equity
0.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-57.52
Margins
Efficiency
Dividend
EBITDA margin
14.7%
Gross margin
100%
Net margin
9.3%
Operating margin
13%
Return on assets
0.3%
Return on equity
2%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
13%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
SBT stock price
How has the Sterling Bancorp stock price performed over time
Intraday
-19.3%
1 week
-18.74%
1 month
-19.16%
1 year
-24.31%
YTD
-19.58%
QTD
-11.28%
Financial performance
How have Sterling Bancorp's revenue and profit performed over time
Revenue
$69.97M
Gross profit
$69.97M
Operating income
$9.13M
Net income
$6.5M
Gross margin
100%
Net margin
9.3%
The operating margin has soared by 180% YoY but it has contracted by 11% from the previous quarter
The operating income has soared by 169% year-on-year but it is down by 16% since the previous quarter
The net margin has soared by 149% year-on-year but it is down by 11% since the previous quarter
The net income has soared by 143% year-on-year but it is down by 16% since the previous quarter
Growth
What is Sterling Bancorp's growth rate over time
Valuation
What is Sterling Bancorp stock price valuation
P/E
33.14
P/B
0.73
P/S
3.38
EV/EBIT
-38.32
EV/EBITDA
-33.95
EV/Sales
-5
SBT's EPS has surged by 147% year-on-year but it is down by 13% since the previous quarter
The equity has increased by 3.5% YoY
The stock's P/S is 31% more than its 5-year quarterly average of 3.2 and 10% more than its last 4 quarters average of 3.8
The revenue has declined by 13% year-on-year and by 6% since the previous quarter
Efficiency
How efficient is Sterling Bancorp business performance
The ROIC has soared by 183% YoY but it fell by 17% QoQ
SBT's return on sales has surged by 180% year-on-year but it is down by 11% since the previous quarter
The company's return on assets has surged by 150% YoY
Sterling Bancorp's return on equity has surged by 142% YoY but it has decreased by 17% QoQ
Dividends
What is SBT's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history
Special dividends are included in TTM DPS and yield
Financial health
How did Sterling Bancorp financials performed over time
SBT's total assets is 16% more than its total liabilities
The total liabilities has contracted by 8% YoY
SBT's total assets is down by 6% YoY
The debt is 96% smaller than the equity
The debt has dropped by 90% year-on-year and by 80% since the previous quarter
The debt to equity has shrunk by 90% YoY and by 79% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.