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SBT Sterling Bancorp Inc

Price (delayed)

$4.79

Market cap

$250.58M

P/E Ratio

36.85

Dividend/share

N/A

EPS

$0.13

Enterprise value

-$453.02M

Sterling Bancorp, Inc. is a unitary thrift holding company. Its wholly owned subsidiary, Sterling Bank and Trust, FSB, has primary branch operations in San Francisco and Los Angeles, California, New ...

Highlights
The debt has dropped by 81% year-on-year and by 6% since the previous quarter
The equity has increased by 6% YoY
SBT's EPS has surged by 142% year-on-year but it is down by 7% since the previous quarter
The net income has soared by 138% year-on-year but it is down by 7% since the previous quarter
The company's gross profit fell by 10% YoY and by 2.8% QoQ
The revenue has declined by 10% year-on-year and by 2.8% since the previous quarter

Key stats

What are the main financial stats of SBT
Market
Shares outstanding
52.31M
Market cap
$250.58M
Enterprise value
-$453.02M
Valuations
Price to book (P/B)
0.75
Price to sales (P/S)
3.6
EV/EBIT
-49.07
EV/EBITDA
-43.88
EV/Sales
-6.66
Earnings
Revenue
$67.99M
EBIT
$9.23M
EBITDA
$10.32M
Free cash flow
$1.25M
Per share
EPS
$0.13
Free cash flow per share
$0.02
Book value per share
$6.39
Revenue per share
$1.33
TBVPS
$47.76
Balance sheet
Total assets
$2.44B
Total liabilities
$2.1B
Debt
$11.75M
Equity
$334.61M
Working capital
N/A
Liquidity
Debt to equity
0.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-68.16
Margins
EBITDA margin
15.2%
Gross margin
100%
Net margin
8.9%
Operating margin
13.6%
Efficiency
Return on assets
0.3%
Return on equity
1.8%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
13.6%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

SBT stock price

How has the Sterling Bancorp stock price performed over time
Intraday
-0.83%
1 week
0%
1 month
1.7%
1 year
-17.7%
YTD
-16.98%
QTD
5.27%

Financial performance

How have Sterling Bancorp's revenue and profit performed over time
Revenue
$67.99M
Gross profit
$67.99M
Operating income
$9.23M
Net income
$6.04M
Gross margin
100%
Net margin
8.9%
The operating margin has soared by 171% YoY and by 4.6% from the previous quarter
The operating income has soared by 164% year-on-year
The net margin has soared by 142% year-on-year but it is down by 4.3% since the previous quarter
The net income has soared by 138% year-on-year but it is down by 7% since the previous quarter

Growth

What is Sterling Bancorp's growth rate over time

Valuation

What is Sterling Bancorp stock price valuation
P/E
36.85
P/B
0.75
P/S
3.6
EV/EBIT
-49.07
EV/EBITDA
-43.88
EV/Sales
-6.66
SBT's EPS has surged by 142% year-on-year but it is down by 7% since the previous quarter
The P/E is 2.9% higher than the last 4 quarters average of 35.8
The equity has increased by 6% YoY
The price to book (P/B) is 6% lower than the 5-year quarterly average of 0.8 and 6% lower than the last 4 quarters average of 0.8
The stock's P/S is 13% more than its 5-year quarterly average of 3.2 but 2.7% less than its last 4 quarters average of 3.7
The revenue has declined by 10% year-on-year and by 2.8% since the previous quarter

Efficiency

How efficient is Sterling Bancorp business performance
SBT's return on sales has surged by 171% year-on-year and by 4.6% since the previous quarter
The ROIC has soared by 171% YoY
The company's return on assets has surged by 143% YoY
Sterling Bancorp's return on equity has surged by 135% YoY but it has decreased by 10% QoQ

Dividends

What is SBT's dividend history
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
Dividend history

Special dividends are included in TTM DPS and yield

Financial health

How did Sterling Bancorp financials performed over time
SBT's total assets is 16% more than its total liabilities
SBT's total assets is up by 2.7% from the previous quarter
The total liabilities has grown by 2.8% from the previous quarter
The debt is 96% smaller than the equity
The debt has dropped by 81% year-on-year and by 6% since the previous quarter
The debt to equity has shrunk by 80% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.